Home > Bank of Colorado-Front Range > Income and Expense
Bank of Colorado-Front Range, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,769,000 | 6,877 |
| Total interest expense | $1,526,000 | 7,282 |
| Net interest income | $2,243,000 | 6,451 |
| Provision for loan and lease losses | $40,000 | 7,002 |
| Total noninterest income | $217,000 | 7,628 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $168,000 | 5,859 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $49,000 | 8,480 |
| Total noninterest expense | $1,493,000 | 6,801 |
| Salaries and employee benefits | $688,000 | 7,386 |
| Premises and equipment expense | $220,000 | 6,498 |
| Additional noninterest expense | $585,000 | 5,902 |
| Pre-tax net operating income | $927,000 | 6,058 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $296,000 | 5,759 |
| Income before extraordinary items | $631,000 | 6,208 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $631,000 | 6,209 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 9,783 |
| Cash dividends | $653,000 | 2,905 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $631,000 | 6,156 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,245,000 | 7,673 |
| Total interest expense | $1,484,000 | 7,618 |
| Net interest income | $1,761,000 | 7,643 |
| Provision for loan and lease losses | $10,000 | 8,531 |
| Total noninterest income | $458,000 | 5,472 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $80,000 | 7,987 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $378,000 | 3,508 |
| Total noninterest expense | $1,229,000 | 7,904 |
| Salaries and employee benefits | $563,000 | 8,386 |
| Premises and equipment expense | $208,000 | 6,889 |
| Additional noninterest expense | $458,000 | 7,398 |
| Pre-tax net operating income | $980,000 | 5,818 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $314,000 | 5,691 |
| Income before extraordinary items | $666,000 | 5,913 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $666,000 | 5,915 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-21,000 | 10,715 |
| Cash dividends | $640,000 | 2,914 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $666,000 | 5,859 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,275,000 | 7,829 |
| Total interest expense | $1,664,000 | 7,235 |
| Net interest income | $1,611,000 | 8,230 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $259,000 | 7,595 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $189,000 | 5,888 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $70,000 | 8,356 |
| Total noninterest expense | $1,234,000 | 8,099 |
| Salaries and employee benefits | $563,000 | 8,621 |
| Premises and equipment expense | $233,000 | 6,618 |
| Additional noninterest expense | $438,000 | 7,823 |
| Pre-tax net operating income | $636,000 | 7,673 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $185,000 | 7,690 |
| Income before extraordinary items | $451,000 | 7,631 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $451,000 | 7,630 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 10,354 |
| Cash dividends | $510,000 | 3,261 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $451,000 | 7,597 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,020,000 | 8,001 |
| Total interest expense | $1,306,000 | 7,530 |
| Net interest income | $1,714,000 | 8,268 |
| Provision for loan and lease losses | $80,000 | 5,022 |
| Total noninterest income | $296,000 | 7,300 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $244,000 | 5,135 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $52,000 | 9,512 |
| Total noninterest expense | $1,411,000 | 7,882 |
| Salaries and employee benefits | $665,000 | 8,162 |
| Premises and equipment expense | $238,000 | 6,721 |
| Additional noninterest expense | $508,000 | 7,765 |
| Pre-tax net operating income | $519,000 | 8,528 |
| Securities gains (losses) | $-25,000 | 10,510 |
| Applicable income taxes | $152,000 | 8,265 |
| Income before extraordinary items | $342,000 | 8,698 |
| Extraordinary gains, net | $41,000 | 169 |
| Net income | $383,000 | 8,336 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 4,490 |
| Cash dividends | $533,000 | 3,049 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $359,250 | 8,606 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,497,000 | 9,189 |
| Total interest expense | $1,035,000 | 8,944 |
| Net interest income | $1,462,000 | 9,237 |
| Provision for loan and lease losses | $32,000 | 8,327 |
| Total noninterest income | $216,000 | 8,911 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $159,000 | 6,850 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $57,000 | 9,699 |
| Total noninterest expense | $1,134,000 | 9,188 |
| Salaries and employee benefits | $453,000 | 10,117 |
| Premises and equipment expense | $144,000 | 9,078 |
| Additional noninterest expense | $537,000 | 7,891 |
| Pre-tax net operating income | $512,000 | 8,588 |
| Securities gains (losses) | $-1,000 | 12,247 |
| Applicable income taxes | $132,000 | 9,038 |
| Income before extraordinary items | $379,000 | 8,647 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $379,000 | 8,804 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 7,224 |
| Cash dividends | $300,000 | 4,359 |
| Sale, conversion, retirement of capital stock, net | $200,000 | 774 |
| Net operating income | $379,740 | 8,385 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,577,000 | 11,789 |
| Total interest expense | $767,000 | 11,479 |
| Net interest income | $810,000 | 11,870 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $126,000 | 11,025 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $91,000 | 8,794 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $35,000 | 11,401 |
| Total noninterest expense | $725,000 | 11,381 |
| Salaries and employee benefits | $283,000 | 12,209 |
| Premises and equipment expense | $117,000 | 10,138 |
| Additional noninterest expense | $325,000 | 10,499 |
| Pre-tax net operating income | $211,000 | 10,964 |
| Securities gains (losses) | $3,000 | 7,429 |
| Applicable income taxes | $67,000 | 10,800 |
| Income before extraordinary items | $147,000 | 11,318 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $147,000 | 11,400 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 12,698 |
| Cash dividends | $75,000 | 7,103 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $144,930 | 11,014 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.