Home > Bank of Clayton > Income and Expense
Bank of Clayton, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $9,528,000 | 3,439 |
| Total interest expense | $4,370,000 | 3,408 |
| Net interest income | $5,158,000 | 3,434 |
| Provision for loan and lease losses | $406,000 | 1,844 |
| Total noninterest income | $596,000 | 4,589 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $351,000 | 3,758 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $245,000 | 4,540 |
| Total noninterest expense | $2,829,000 | 4,495 |
| Salaries and employee benefits | $1,380,000 | 4,622 |
| Premises and equipment expense | $273,000 | 6,020 |
| Additional noninterest expense | $1,176,000 | 3,803 |
| Pre-tax net operating income | $2,519,000 | 2,819 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $855,000 | 2,725 |
| Income before extraordinary items | $1,664,000 | 2,954 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,664,000 | 2,951 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $297,000 | 1,955 |
| Cash dividends | $765,000 | 2,505 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,664,000 | 2,922 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $8,155,000 | 3,676 |
| Total interest expense | $3,012,000 | 3,946 |
| Net interest income | $5,143,000 | 3,465 |
| Provision for loan and lease losses | $26,000 | 7,364 |
| Total noninterest income | $539,000 | 5,013 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $309,000 | 4,260 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $230,000 | 4,815 |
| Total noninterest expense | $2,974,000 | 4,451 |
| Salaries and employee benefits | $1,336,000 | 4,765 |
| Premises and equipment expense | $334,000 | 5,248 |
| Additional noninterest expense | $1,304,000 | 3,763 |
| Pre-tax net operating income | $2,682,000 | 2,650 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $830,000 | 2,691 |
| Income before extraordinary items | $1,852,000 | 2,623 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,852,000 | 2,623 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $406,000 | 1,574 |
| Cash dividends | $743,000 | 2,425 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,852,000 | 2,645 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $8,084,000 | 3,782 |
| Total interest expense | $3,309,000 | 3,777 |
| Net interest income | $4,775,000 | 3,724 |
| Provision for loan and lease losses | $290,000 | 3,092 |
| Total noninterest income | $734,000 | 4,289 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $284,000 | 4,638 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $450,000 | 3,491 |
| Total noninterest expense | $3,007,000 | 4,499 |
| Salaries and employee benefits | $1,400,000 | 4,556 |
| Premises and equipment expense | $337,000 | 5,376 |
| Additional noninterest expense | $1,270,000 | 3,993 |
| Pre-tax net operating income | $2,212,000 | 3,012 |
| Securities gains (losses) | $30,000 | 4,104 |
| Applicable income taxes | $607,000 | 3,562 |
| Income before extraordinary items | $1,635,000 | 2,985 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,635,000 | 3,077 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $156,000 | 3,593 |
| Cash dividends | $643,000 | 2,542 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,613,100 | 2,865 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $8,991,000 | 3,859 |
| Total interest expense | $4,108,000 | 3,979 |
| Net interest income | $4,883,000 | 3,730 |
| Provision for loan and lease losses | $599,000 | 2,646 |
| Total noninterest income | $632,000 | 4,778 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $256,000 | 5,041 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $376,000 | 3,846 |
| Total noninterest expense | $3,118,000 | 4,368 |
| Salaries and employee benefits | $1,493,000 | 4,249 |
| Premises and equipment expense | $198,000 | 7,887 |
| Additional noninterest expense | $1,427,000 | 3,741 |
| Pre-tax net operating income | $1,798,000 | 3,438 |
| Securities gains (losses) | $133,000 | 2,567 |
| Applicable income taxes | $469,000 | 4,211 |
| Income before extraordinary items | $1,462,000 | 3,156 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,462,000 | 3,187 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $315,000 | 3,243 |
| Cash dividends | $1,085,000 | 1,448 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,360,920 | 3,125 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.