Home > Bank Of Clarke > Income and Expense

Bank Of Clarke, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$83,128,000619
Total interest expense$31,420,000567
Net interest income$51,708,000651
Provision for loan and lease losses$1,649,000611
Total noninterest income$15,203,000559
Gross Fiduciary activities income$3,871,000297
Service charges on deposit accounts$1,810,000615
Trading account gains and feesNANA
Additional Noninterest Income$9,522,000552
Total noninterest expense$52,689,000545
Salaries and employee benefits$30,208,000527
Premises and equipment expense$3,502,000758
Additional noninterest expense$9,522,000552
Pre-tax net operating income$12,573,000977
Securities gains (losses)$0988
Applicable income taxes$1,690,0001,091
Income before extraordinary items$10,883,000940
Extraordinary gains, net$054
Net income$10,883,000954
Minority interest net income$088
Net income of bank and minority interests.$10,883,000943
Net charge-offs$443,000805
Cash dividends$4,000,000955
Sale, conversion, retirement of capital stock, net$0540
Net operating income$10,883,000959
2023-09-30 (YTD Data)Rank
Total interest income$61,113,000620
Total interest expense$22,048,000555
Net interest income$39,065,000657
Provision for loan and lease losses$1,283,000566
Total noninterest income$11,549,000557
Gross Fiduciary activities income$2,903,000293
Service charges on deposit accounts$1,343,000617
Trading account gains and feesNANA
Additional Noninterest Income$7,303,000558
Total noninterest expense$39,531,000544
Salaries and employee benefits$22,384,000532
Premises and equipment expense$2,600,000767
Additional noninterest expense$7,303,000558
Pre-tax net operating income$9,800,000982
Securities gains (losses)$0849
Applicable income taxes$1,690,000934
Income before extraordinary items$8,110,000989
Extraordinary gains, net$052
Net income$8,110,000993
Minority interest net income$081
Net income of bank and minority interests.$8,110,000989
Net charge-offs$59,0001,411
Cash dividends$4,000,000715
Sale, conversion, retirement of capital stock, net$0507
Net operating income$8,110,0001,006
2023-06-30 (YTD Data)Rank
Total interest income$38,921,000617
Total interest expense$13,127,000546
Net interest income$25,794,000662
Provision for loan and lease losses$1,067,000493
Total noninterest income$6,890,000592
Gross Fiduciary activities income$1,944,000289
Service charges on deposit accounts$883,000615
Trading account gains and feesNANA
Additional Noninterest Income$4,063,000614
Total noninterest expense$25,036,000553
Salaries and employee benefits$14,811,000524
Premises and equipment expense$1,689,000770
Additional noninterest expense$4,063,000614
Pre-tax net operating income$6,581,000990
Securities gains (losses)$0938
Applicable income taxes$1,143,000933
Income before extraordinary items$5,438,000992
Extraordinary gains, net$051
Net income$5,438,0001,005
Minority interest net income$081
Net income of bank and minority interests.$5,438,000992
Net charge-offs$-97,0004,451
Cash dividends$2,500,000733
Sale, conversion, retirement of capital stock, net$0486
Net operating income$5,438,000999
2023-03-31 (YTD Data)Rank
Total interest income$18,558,000644
Total interest expense$5,560,000558
Net interest income$12,998,000671
Provision for loan and lease losses$709,000420
Total noninterest income$3,534,000571
Gross Fiduciary activities income$946,000304
Service charges on deposit accounts$437,000629
Trading account gains and feesNANA
Additional Noninterest Income$2,151,000584
Total noninterest expense$12,207,000579
Salaries and employee benefits$7,274,000545
Premises and equipment expense$842,000800
Additional noninterest expense$2,151,000584
Pre-tax net operating income$3,616,000950
Securities gains (losses)$0950
Applicable income taxes$649,000881
Income before extraordinary items$2,967,000949
Extraordinary gains, net$04
Net income$2,967,000948
Minority interest net income$048
Net income of bank and minority interests.$2,967,000948
Net charge-offs$54,000780
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$2,967,000964
2022-12-31 (YTD Data)Rank
Total interest income$54,686,000686
Total interest expense$4,406,000864
Net interest income$50,280,000670
Provision for loan and lease losses$1,830,000550
Total noninterest income$14,082,000610
Gross Fiduciary activities income$3,095,000337
Service charges on deposit accounts$1,618,000693
Trading account gains and feesNANA
Additional Noninterest Income$9,369,000589
Total noninterest expense$42,686,000630
Salaries and employee benefits$25,649,000596
Premises and equipment expense$3,189,000815
Additional noninterest expense$9,369,000589
Pre-tax net operating income$19,846,000754
Securities gains (losses)$-737,0004,405
Applicable income taxes$3,465,000756
Income before extraordinary items$15,644,000767
Extraordinary gains, net$05
Net income$15,644,000768
Minority interest net income$063
Net income of bank and minority interests.$15,644,000768
Net charge-offs$-601,0004,617
Cash dividends$03,475
Sale, conversion, retirement of capital stock, net$0568
Net operating income$16,248,340761
2022-09-30 (YTD Data)Rank
Total interest income$38,522,000696
Total interest expense$1,890,0001,064
Net interest income$36,632,000678
Provision for loan and lease losses$900,000670
Total noninterest income$10,992,000602
Gross Fiduciary activities income$2,269,000343
Service charges on deposit accounts$1,195,000708
Trading account gains and feesNANA
Additional Noninterest Income$7,528,000574
Total noninterest expense$31,185,000635
Salaries and employee benefits$18,812,000610
Premises and equipment expense$2,376,000817
Additional noninterest expense$7,528,000574
Pre-tax net operating income$15,539,000730
Securities gains (losses)$-737,0004,537
Applicable income taxes$2,702,000744
Income before extraordinary items$12,100,000755
Extraordinary gains, net$04
Net income$12,100,000755
Minority interest net income$057
Net income of bank and minority interests.$12,100,000755
Net charge-offs$-1,055,0004,698
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$0519
Net operating income$12,704,340739
2022-06-30 (YTD Data)Rank
Total interest income$24,156,000703
Total interest expense$760,0001,409
Net interest income$23,396,000683
Provision for loan and lease losses$900,000457
Total noninterest income$7,091,000611
Gross Fiduciary activities income$1,403,000315
Service charges on deposit accounts$763,000732
Trading account gains and feesNANA
Additional Noninterest Income$4,925,000599
Total noninterest expense$20,233,000643
Salaries and employee benefits$11,894,000623
Premises and equipment expense$1,549,000823
Additional noninterest expense$6,790,000595
Pre-tax net operating income$9,354,000755
Securities gains (losses)$0687
Applicable income taxes$1,685,000742
Income before extraordinary items$7,669,000745
Extraordinary gains, net$04
Net income$7,669,000745
Minority interest net income$060
Net income of bank and minority interests.$7,669,000745
Net charge-offs$-160,0004,500
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$7,669,000758
2022-03-31 (YTD Data)Rank
Total interest income$11,509,000712
Total interest expense$370,0001,399
Net interest income$11,139,000692
Provision for loan and lease losses$540,000315
Total noninterest income$3,243,000664
Gross Fiduciary activities income$604,000344
Service charges on deposit accounts$374,000739
Trading account gains and feesNANA
Additional Noninterest Income$2,265,000646
Total noninterest expense$9,836,000669
Salaries and employee benefits$5,932,000633
Premises and equipment expense$775,000829
Additional noninterest expense$3,129,000632
Pre-tax net operating income$4,006,000824
Securities gains (losses)$0623
Applicable income taxes$699,000806
Income before extraordinary items$3,307,000817
Extraordinary gains, net$04
Net income$3,307,000816
Minority interest net income$050
Net income of bank and minority interests.$3,307,000817
Net charge-offs$12,0001,131
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$3,307,000825
2021-12-31 (YTD Data)Rank
Total interest income$42,637,000780
Total interest expense$1,681,0001,526
Net interest income$40,956,000748
Provision for loan and lease losses$1,504,000395
Total noninterest income$11,095,000780
Gross Fiduciary activities income$1,891,000383
Service charges on deposit accounts$1,235,000810
Trading account gains and feesNANA
Additional Noninterest Income$7,969,000789
Total noninterest expense$37,529,000687
Salaries and employee benefits$21,778,000668
Premises and equipment expense$2,762,000924
Additional noninterest expense$12,989,000622
Pre-tax net operating income$13,018,0001,048
Securities gains (losses)$24,0001,441
Applicable income taxes$1,797,0001,165
Income before extraordinary items$11,245,0001,047
Extraordinary gains, net$010
Net income$11,245,0001,048
Minority interest net income$074
Net income of bank and minority interests.$11,245,0001,048
Net charge-offs$-208,0004,557
Cash dividends$1,500,0001,795
Sale, conversion, retirement of capital stock, net$0582
Net operating income$11,224,3601,035
2021-09-30 (YTD Data)Rank
Total interest income$31,168,000815
Total interest expense$1,304,0001,564
Net interest income$29,864,000776
Provision for loan and lease losses$1,204,000363
Total noninterest income$7,806,000829
Gross Fiduciary activities income$1,243,000392
Service charges on deposit accounts$869,000855
Trading account gains and feesNANA
Additional Noninterest Income$5,694,000833
Total noninterest expense$25,801,000754
Salaries and employee benefits$15,917,000697
Premises and equipment expense$2,026,000952
Additional noninterest expense$7,858,000742
Pre-tax net operating income$10,665,0001,019
Securities gains (losses)$24,0001,334
Applicable income taxes$1,813,0001,017
Income before extraordinary items$8,876,0001,046
Extraordinary gains, net$08
Net income$8,876,0001,047
Minority interest net income$069
Net income of bank and minority interests.$8,876,0001,047
Net charge-offs$-169,0004,618
Cash dividends$1,500,0001,383
Sale, conversion, retirement of capital stock, net$0543
Net operating income$8,856,0801,030
2021-06-30 (YTD Data)Rank
Total interest income$20,387,000824
Total interest expense$921,0001,555
Net interest income$19,466,000786
Provision for loan and lease losses$904,000343
Total noninterest income$4,951,000861
Gross Fiduciary activities income$740,000405
Service charges on deposit accounts$531,000897
Trading account gains and feesNANA
Additional Noninterest Income$3,680,000851
Total noninterest expense$16,386,000784
Salaries and employee benefits$9,989,000740
Premises and equipment expense$1,331,000961
Additional noninterest expense$5,066,000760
Pre-tax net operating income$7,127,0001,009
Securities gains (losses)$24,0001,123
Applicable income taxes$1,210,0001,014
Income before extraordinary items$5,941,0001,043
Extraordinary gains, net$06
Net income$5,941,0001,042
Minority interest net income$067
Net income of bank and minority interests.$5,941,0001,043
Net charge-offs$-119,0004,633
Cash dividends$1,500,0001,047
Sale, conversion, retirement of capital stock, net$0517
Net operating income$5,921,0801,023
2021-03-31 (YTD Data)Rank
Total interest income$9,984,000833
Total interest expense$487,0001,552
Net interest income$9,497,000795
Provision for loan and lease losses$604,000307
Total noninterest income$2,341,000897
Gross Fiduciary activities income$341,000418
Service charges on deposit accounts$253,000914
Trading account gains and feesNANA
Additional Noninterest Income$1,747,000892
Total noninterest expense$7,848,000799
Salaries and employee benefits$4,698,000782
Premises and equipment expense$680,000951
Additional noninterest expense$2,470,000758
Pre-tax net operating income$3,386,0001,045
Securities gains (losses)$76,000546
Applicable income taxes$580,0001,036
Income before extraordinary items$2,882,0001,057
Extraordinary gains, net$03
Net income$2,882,0001,057
Minority interest net income$055
Net income of bank and minority interests.$2,882,0001,057
Net charge-offs$-61,0004,657
Cash dividends$1,500,000557
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,818,9201,052
2020-12-31 (YTD Data)Rank
Total interest income$38,775,000865
Total interest expense$3,281,0001,380
Net interest income$35,494,000811
Provision for loan and lease losses$1,457,0001,273
Total noninterest income$8,035,000946
Gross Fiduciary activities income$1,398,000403
Service charges on deposit accounts$1,041,000913
Trading account gains and feesNANA
Additional Noninterest Income$5,596,000943
Total noninterest expense$29,288,000835
Salaries and employee benefits$18,009,000780
Premises and equipment expense$2,578,000962
Additional noninterest expense$8,701,000824
Pre-tax net operating income$12,784,000867
Securities gains (losses)$687,000491
Applicable income taxes$2,171,000891
Income before extraordinary items$11,300,000859
Extraordinary gains, net$04
Net income$11,300,000859
Minority interest net income$072
Net income of bank and minority interests.$11,300,000859
Net charge-offs$-666,0004,969
Cash dividends$4,250,000866
Sale, conversion, retirement of capital stock, net$0566
Net operating income$10,722,920859
2020-09-30 (YTD Data)Rank
Total interest income$28,819,000874
Total interest expense$2,689,0001,346
Net interest income$26,130,000817
Provision for loan and lease losses$755,0001,594
Total noninterest income$5,771,000933
Gross Fiduciary activities income$1,081,000396
Service charges on deposit accounts$762,000930
Trading account gains and feesNANA
Additional Noninterest Income$3,928,000956
Total noninterest expense$21,231,000844
Salaries and employee benefits$13,152,000791
Premises and equipment expense$1,977,000938
Additional noninterest expense$6,102,000853
Pre-tax net operating income$9,915,000804
Securities gains (losses)$687,000406
Applicable income taxes$1,813,000795
Income before extraordinary items$8,789,000795
Extraordinary gains, net$04
Net income$8,789,000795
Minority interest net income$065
Net income of bank and minority interests.$8,789,000795
Net charge-offs$-933,0005,013
Cash dividends$3,500,000733
Sale, conversion, retirement of capital stock, net$0532
Net operating income$8,218,790811
2020-06-30 (YTD Data)Rank
Total interest income$18,701,000889
Total interest expense$2,006,0001,314
Net interest income$16,695,000841
Provision for loan and lease losses$655,0001,380
Total noninterest income$3,714,000908
Gross Fiduciary activities income$700,000402
Service charges on deposit accounts$510,000938
Trading account gains and feesNANA
Additional Noninterest Income$2,504,000921
Total noninterest expense$13,822,000854
Salaries and employee benefits$8,430,000804
Premises and equipment expense$1,281,000961
Additional noninterest expense$4,111,000839
Pre-tax net operating income$5,932,000821
Securities gains (losses)$529,000356
Applicable income taxes$1,099,000768
Income before extraordinary items$5,362,000800
Extraordinary gains, net$04
Net income$5,362,000800
Minority interest net income$065
Net income of bank and minority interests.$5,362,000800
Net charge-offs$-737,0005,044
Cash dividends$2,000,000793
Sale, conversion, retirement of capital stock, net$0504
Net operating income$4,922,930830
2020-03-31 (YTD Data)Rank
Total interest income$9,074,000917
Total interest expense$1,102,0001,331
Net interest income$7,972,000863
Provision for loan and lease losses$-97,0005,090
Total noninterest income$1,821,000864
Gross Fiduciary activities income$297,000429
Service charges on deposit accounts$312,000911
Trading account gains and feesNANA
Additional Noninterest Income$1,212,000851
Total noninterest expense$6,934,000854
Salaries and employee benefits$4,073,000825
Premises and equipment expense$626,000995
Additional noninterest expense$2,235,000790
Pre-tax net operating income$2,956,000748
Securities gains (losses)$01,705
Applicable income taxes$486,000755
Income before extraordinary items$2,470,000779
Extraordinary gains, net$04
Net income$2,470,000779
Minority interest net income$056
Net income of bank and minority interests.$2,470,000779
Net charge-offs$-511,0005,087
Cash dividends$2,000,000509
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,470,000763
2019-12-31 (YTD Data)Rank
Total interest income$35,321,000952
Total interest expense$4,240,0001,425
Net interest income$31,081,000877
Provision for loan and lease losses$629,0001,296
Total noninterest income$7,317,000876
Gross Fiduciary activities income$1,380,000409
Service charges on deposit accounts$1,187,000986
Trading account gains and feesNANA
Additional Noninterest Income$4,750,000860
Total noninterest expense$25,871,000895
Salaries and employee benefits$14,959,000862
Premises and equipment expense$2,462,000993
Additional noninterest expense$8,450,000815
Pre-tax net operating income$11,898,000913
Securities gains (losses)$-7,0004,752
Applicable income taxes$1,879,000939
Income before extraordinary items$10,012,000935
Extraordinary gains, net$011
Net income$10,012,000936
Minority interest net income$076
Net income of bank and minority interests.$10,012,000936
Net charge-offs$1,112,000621
Cash dividends$5,000,000787
Sale, conversion, retirement of capital stock, net$0626
Net operating income$10,017,880912
2019-09-30 (YTD Data)Rank
Total interest income$26,327,000955
Total interest expense$3,162,0001,432
Net interest income$23,165,000879
Provision for loan and lease losses$567,0001,052
Total noninterest income$5,500,000869
Gross Fiduciary activities income$1,026,000406
Service charges on deposit accounts$874,0001,005
Trading account gains and feesNANA
Additional Noninterest Income$3,600,000847
Total noninterest expense$19,633,000870
Salaries and employee benefits$11,486,000843
Premises and equipment expense$1,839,000992
Additional noninterest expense$6,308,000809
Pre-tax net operating income$8,465,000979
Securities gains (losses)$-7,0004,845
Applicable income taxes$1,307,0001,028
Income before extraordinary items$7,151,000989
Extraordinary gains, net$011
Net income$7,151,000990
Minority interest net income$072
Net income of bank and minority interests.$7,151,000990
Net charge-offs$1,132,000460
Cash dividends$4,000,000711
Sale, conversion, retirement of capital stock, net$0590
Net operating income$7,156,950966
2019-06-30 (YTD Data)Rank
Total interest income$17,276,000963
Total interest expense$2,030,0001,441
Net interest income$15,246,000885
Provision for loan and lease losses$443,000941
Total noninterest income$3,655,000855
Gross Fiduciary activities income$657,000415
Service charges on deposit accounts$567,0001,015
Trading account gains and feesNANA
Additional Noninterest Income$2,431,000818
Total noninterest expense$12,661,000897
Salaries and employee benefits$7,383,000866
Premises and equipment expense$1,248,000991
Additional noninterest expense$4,030,000846
Pre-tax net operating income$5,797,000928
Securities gains (losses)$-3,0004,772
Applicable income taxes$891,000977
Income before extraordinary items$4,903,000938
Extraordinary gains, net$011
Net income$4,903,000938
Minority interest net income$069
Net income of bank and minority interests.$4,903,000938
Net charge-offs$871,000377
Cash dividends$3,000,000630
Sale, conversion, retirement of capital stock, net$0573
Net operating income$4,905,550920
2019-03-31 (YTD Data)Rank
Total interest income$8,560,000968
Total interest expense$969,0001,467
Net interest income$7,591,000892
Provision for loan and lease losses$194,000978
Total noninterest income$1,847,000821
Gross Fiduciary activities income$282,000437
Service charges on deposit accounts$285,0001,001
Trading account gains and feesNANA
Additional Noninterest Income$1,280,000751
Total noninterest expense$6,033,000925
Salaries and employee benefits$3,526,000906
Premises and equipment expense$630,000979
Additional noninterest expense$1,877,000882
Pre-tax net operating income$3,211,000835
Securities gains (losses)$-3,0004,951
Applicable income taxes$509,000901
Income before extraordinary items$2,699,000854
Extraordinary gains, net$05
Net income$2,699,000853
Minority interest net income$052
Net income of bank and minority interests.$2,699,000853
Net charge-offs$-35,0004,998
Cash dividends$2,000,000496
Sale, conversion, retirement of capital stock, net$0529
Net operating income$2,701,520835
2018-12-31 (YTD Data)Rank
Total interest income$31,808,000972
Total interest expense$2,515,0001,638
Net interest income$29,293,000906
Provision for loan and lease losses$775,0001,077
Total noninterest income$5,990,000978
Gross Fiduciary activities income$1,360,000415
Service charges on deposit accounts$1,217,000979
Trading account gains and feesNANA
Additional Noninterest Income$3,413,0001,038
Total noninterest expense$24,053,000915
Salaries and employee benefits$14,018,000890
Premises and equipment expense$2,391,0001,017
Additional noninterest expense$7,644,000870
Pre-tax net operating income$10,455,000998
Securities gains (losses)$17,000610
Applicable income taxes$1,359,0001,129
Income before extraordinary items$9,113,000990
Extraordinary gains, net$06
Net income$9,113,000989
Minority interest net income$072
Net income of bank and minority interests.$9,113,000989
Net charge-offs$-268,0005,224
Cash dividends$3,500,000970
Sale, conversion, retirement of capital stock, net$0671
Net operating income$9,098,210989
2018-09-30 (YTD Data)Rank
Total interest income$23,518,000974
Total interest expense$1,703,0001,693
Net interest income$21,815,000907
Provision for loan and lease losses$250,0001,745
Total noninterest income$4,381,000994
Gross Fiduciary activities income$1,059,000404
Service charges on deposit accounts$912,000978
Trading account gains and feesNANA
Additional Noninterest Income$2,410,0001,101
Total noninterest expense$18,017,000911
Salaries and employee benefits$10,549,000886
Premises and equipment expense$1,794,0001,012
Additional noninterest expense$5,674,000869
Pre-tax net operating income$7,929,0001,005
Securities gains (losses)$17,000605
Applicable income taxes$934,0001,226
Income before extraordinary items$7,012,000981
Extraordinary gains, net$05
Net income$7,012,000980
Minority interest net income$066
Net income of bank and minority interests.$7,012,000980
Net charge-offs$-54,0004,952
Cash dividends$3,000,000778
Sale, conversion, retirement of capital stock, net$0633
Net operating income$6,997,040974
2018-06-30 (YTD Data)Rank
Total interest income$15,419,000977
Total interest expense$999,0001,776
Net interest income$14,420,000908
Provision for loan and lease losses$110,0002,123
Total noninterest income$3,570,000876
Gross Fiduciary activities income$743,000398
Service charges on deposit accounts$610,000972
Trading account gains and feesNANA
Additional Noninterest Income$2,217,000876
Total noninterest expense$11,750,000929
Salaries and employee benefits$6,901,000902
Premises and equipment expense$1,187,0001,016
Additional noninterest expense$3,662,000895
Pre-tax net operating income$6,130,000874
Securities gains (losses)$11,000582
Applicable income taxes$1,008,000874
Income before extraordinary items$5,133,000876
Extraordinary gains, net$06
Net income$5,133,000874
Minority interest net income$065
Net income of bank and minority interests.$5,133,000875
Net charge-offs$-29,0004,866
Cash dividends$2,000,000757
Sale, conversion, retirement of capital stock, net$0620
Net operating income$5,123,760871
2018-03-31 (YTD Data)Rank
Total interest income$7,451,000998
Total interest expense$426,0001,935
Net interest income$7,025,000926
Provision for loan and lease losses$210,000904
Total noninterest income$2,186,000737
Gross Fiduciary activities income$444,000373
Service charges on deposit accounts$308,000967
Trading account gains and feesNANA
Additional Noninterest Income$1,434,000728
Total noninterest expense$5,955,000931
Salaries and employee benefits$3,510,000899
Premises and equipment expense$590,0001,031
Additional noninterest expense$1,855,000882
Pre-tax net operating income$3,046,000851
Securities gains (losses)$11,000426
Applicable income taxes$499,000872
Income before extraordinary items$2,558,000858
Extraordinary gains, net$07
Net income$2,558,000859
Minority interest net income$052
Net income of bank and minority interests.$2,558,000858
Net charge-offs$86,000927
Cash dividends$2,000,000411
Sale, conversion, retirement of capital stock, net$0580
Net operating income$2,548,760852
2017-12-31 (YTD Data)Rank
Total interest income$28,245,0001,018
Total interest expense$1,155,0002,305
Net interest income$27,090,000927
Provision for loan and lease losses$-623,0005,554
Total noninterest income$6,782,000896
Gross Fiduciary activities income$1,239,000421
Service charges on deposit accounts$1,222,000992
Trading account gains and feesNANA
Additional Noninterest Income$4,321,000902
Total noninterest expense$22,924,000937
Salaries and employee benefits$13,581,000890
Premises and equipment expense$2,419,000984
Additional noninterest expense$6,924,000947
Pre-tax net operating income$11,571,000877
Securities gains (losses)$-10,0005,064
Applicable income taxes$3,684,000823
Income before extraordinary items$7,877,000916
Extraordinary gains, net$09
Net income$7,877,000916
Minority interest net income$076
Net income of bank and minority interests.$7,877,000916
Net charge-offs$-531,0005,573
Cash dividends$3,800,000848
Sale, conversion, retirement of capital stock, net$0711
Net operating income$7,883,800904
2017-09-30 (YTD Data)Rank
Total interest income$20,950,0001,027
Total interest expense$803,0002,407
Net interest income$20,147,000937
Provision for loan and lease losses$-757,0005,657
Total noninterest income$4,803,000949
Gross Fiduciary activities income$836,000442
Service charges on deposit accounts$904,0001,010
Trading account gains and feesNANA
Additional Noninterest Income$3,063,000954
Total noninterest expense$17,157,000937
Salaries and employee benefits$10,180,000896
Premises and equipment expense$1,813,000991
Additional noninterest expense$5,164,000951
Pre-tax net operating income$8,550,000899
Securities gains (losses)$77,000696
Applicable income taxes$2,470,000791
Income before extraordinary items$6,157,000963
Extraordinary gains, net$09
Net income$6,157,000963
Minority interest net income$071
Net income of bank and minority interests.$6,157,000963
Net charge-offs$-699,0005,668
Cash dividends$3,050,000748
Sale, conversion, retirement of capital stock, net$0677
Net operating income$6,102,330956
2017-06-30 (YTD Data)Rank
Total interest income$13,519,0001,045
Total interest expense$452,0002,659
Net interest income$13,067,000958
Provision for loan and lease losses$-757,0005,727
Total noninterest income$3,212,000942
Gross Fiduciary activities income$601,000430
Service charges on deposit accounts$594,0001,008
Trading account gains and feesNANA
Additional Noninterest Income$2,017,000966
Total noninterest expense$11,301,000954
Salaries and employee benefits$6,684,000913
Premises and equipment expense$1,234,000974
Additional noninterest expense$3,383,000966
Pre-tax net operating income$5,735,000877
Securities gains (losses)$51,000652
Applicable income taxes$1,652,000772
Income before extraordinary items$4,134,000933
Extraordinary gains, net$011
Net income$4,134,000934
Minority interest net income$071
Net income of bank and minority interests.$4,134,000933
Net charge-offs$-659,0005,736
Cash dividends$2,250,000688
Sale, conversion, retirement of capital stock, net$0659
Net operating income$4,097,790932
2017-03-31 (YTD Data)Rank
Total interest income$6,541,0001,063
Total interest expense$203,0002,826
Net interest income$6,338,000985
Provision for loan and lease losses$-527,0005,815
Total noninterest income$1,619,000931
Gross Fiduciary activities income$292,000436
Service charges on deposit accounts$299,000998
Trading account gains and feesNANA
Additional Noninterest Income$1,028,000934
Total noninterest expense$5,647,000956
Salaries and employee benefits$3,335,000916
Premises and equipment expense$610,000995
Additional noninterest expense$1,702,000948
Pre-tax net operating income$2,837,000856
Securities gains (losses)$49,000354
Applicable income taxes$821,000762
Income before extraordinary items$2,065,000915
Extraordinary gains, net$08
Net income$2,065,000915
Minority interest net income$055
Net income of bank and minority interests.$2,065,000915
Net charge-offs$-440,0005,803
Cash dividends$1,250,000598
Sale, conversion, retirement of capital stock, net$0632
Net operating income$2,029,720917
2016-12-31 (YTD Data)Rank
Total interest income$25,686,0001,047
Total interest expense$924,0002,550
Net interest income$24,762,000981
Provision for loan and lease losses$-186,0005,632
Total noninterest income$6,298,000977
Gross Fiduciary activities income$1,355,000411
Service charges on deposit accounts$1,228,000997
Trading account gains and fees$0170
Additional Noninterest Income$3,715,0001,038
Total noninterest expense$22,315,000946
Salaries and employee benefits$12,955,000922
Premises and equipment expense$2,797,000883
Additional noninterest expense$6,563,0001,002
Pre-tax net operating income$8,931,0001,016
Securities gains (losses)$98,0001,356
Applicable income taxes$2,589,000869
Income before extraordinary items$6,440,0001,127
Extraordinary gains, net$05
Net income$6,440,0001,125
Minority interest net income$082
Net income of bank and minority interests.$6,440,0001,126
Net charge-offs$266,0001,654
Cash dividends$4,350,000763
Sale, conversion, retirement of capital stock, net$0759
Net operating income$6,370,4201,116
2016-09-30 (YTD Data)Rank
Total interest income$19,268,0001,045
Total interest expense$728,0002,469
Net interest income$18,540,000982
Provision for loan and lease losses$-46,0005,681
Total noninterest income$4,802,000960
Gross Fiduciary activities income$1,023,000405
Service charges on deposit accounts$901,0001,015
Trading account gains and fees$0169
Additional Noninterest Income$2,878,0001,018
Total noninterest expense$17,047,000930
Salaries and employee benefits$9,785,000908
Premises and equipment expense$2,140,000868
Additional noninterest expense$5,122,000960
Pre-tax net operating income$6,341,0001,061
Securities gains (losses)$94,0001,309
Applicable income taxes$1,811,000937
Income before extraordinary items$4,624,0001,183
Extraordinary gains, net$05
Net income$4,624,0001,183
Minority interest net income$071
Net income of bank and minority interests.$4,624,0001,183
Net charge-offs$255,0001,275
Cash dividends$4,050,000592
Sale, conversion, retirement of capital stock, net$0719
Net operating income$4,556,3201,161
2016-06-30 (YTD Data)Rank
Total interest income$13,008,0001,038
Total interest expense$523,0002,353
Net interest income$12,485,000966
Provision for loan and lease losses$79,0002,511
Total noninterest income$3,158,000960
Gross Fiduciary activities income$708,000397
Service charges on deposit accounts$580,0001,041
Trading account gains and fees$0157
Additional Noninterest Income$1,870,0001,013
Total noninterest expense$11,217,000942
Salaries and employee benefits$6,548,000905
Premises and equipment expense$1,429,000875
Additional noninterest expense$3,240,0001,013
Pre-tax net operating income$4,347,0001,036
Securities gains (losses)$86,0001,061
Applicable income taxes$1,254,000899
Income before extraordinary items$3,179,0001,148
Extraordinary gains, net$016
Net income$3,179,0001,148
Minority interest net income$071
Net income of bank and minority interests.$3,179,0001,148
Net charge-offs$66,0001,943
Cash dividends$2,050,000737
Sale, conversion, retirement of capital stock, net$0705
Net operating income$3,117,0801,130
2016-03-31 (YTD Data)Rank
Total interest income$6,397,0001,049
Total interest expense$266,0002,342
Net interest income$6,131,000982
Provision for loan and lease losses$79,0001,719
Total noninterest income$1,510,000958
Gross Fiduciary activities income$327,000414
Service charges on deposit accounts$290,0001,035
Trading account gains and fees$0142
Additional Noninterest Income$893,0001,016
Total noninterest expense$5,509,000954
Salaries and employee benefits$3,250,000911
Premises and equipment expense$712,000877
Additional noninterest expense$1,547,0001,058
Pre-tax net operating income$2,053,0001,064
Securities gains (losses)$86,000594
Applicable income taxes$599,000923
Income before extraordinary items$1,540,0001,158
Extraordinary gains, net$012
Net income$1,540,0001,159
Minority interest net income$062
Net income of bank and minority interests.$1,540,0001,159
Net charge-offs$35,0001,660
Cash dividends$1,300,000589
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,478,0801,166
2015-12-31 (YTD Data)Rank
Total interest income$24,431,0001,064
Total interest expense$1,087,0002,284
Net interest income$23,344,000990
Provision for loan and lease losses$-250,0005,838
Total noninterest income$6,055,000994
Gross Fiduciary activities income$1,338,000414
Service charges on deposit accounts$1,244,0001,000
Trading account gains and fees$0159
Additional Noninterest Income$3,473,0001,054
Total noninterest expense$22,261,000931
Salaries and employee benefits$12,262,000927
Premises and equipment expense$2,636,000922
Additional noninterest expense$7,363,000885
Pre-tax net operating income$7,388,0001,150
Securities gains (losses)$97,0001,199
Applicable income taxes$1,804,0001,078
Income before extraordinary items$5,681,0001,229
Extraordinary gains, net$023
Net income$5,681,0001,229
Minority interest net income$081
Net income of bank and minority interests.$5,681,0001,229
Net charge-offs$-106,0005,734
Cash dividends$6,576,000530
Sale, conversion, retirement of capital stock, net$0804
Net operating income$5,607,2801,208
2015-09-30 (YTD Data)Rank
Total interest income$18,286,0001,071
Total interest expense$830,0002,279
Net interest income$17,456,000997
Provision for loan and lease losses$04,232
Total noninterest income$4,665,000974
Gross Fiduciary activities income$1,102,000391
Service charges on deposit accounts$926,0001,009
Trading account gains and fees$0153
Additional Noninterest Income$2,637,0001,069
Total noninterest expense$16,426,000946
Salaries and employee benefits$9,156,000936
Premises and equipment expense$1,870,000979
Additional noninterest expense$5,400,000912
Pre-tax net operating income$5,695,0001,138
Securities gains (losses)$97,0001,060
Applicable income taxes$1,480,0001,053
Income before extraordinary items$4,312,0001,225
Extraordinary gains, net$021
Net income$4,312,0001,224
Minority interest net income$078
Net income of bank and minority interests.$4,312,0001,225
Net charge-offs$-61,0005,677
Cash dividends$6,576,000386
Sale, conversion, retirement of capital stock, net$0773
Net operating income$4,240,2201,207
2015-06-30 (YTD Data)Rank
Total interest income$12,048,0001,079
Total interest expense$567,0002,245
Net interest income$11,481,0001,006
Provision for loan and lease losses$433,000882
Total noninterest income$3,066,000983
Gross Fiduciary activities income$784,000386
Service charges on deposit accounts$597,0001,019
Trading account gains and fees$0157
Additional Noninterest Income$1,685,0001,096
Total noninterest expense$10,948,000953
Salaries and employee benefits$6,080,000934
Premises and equipment expense$1,169,0001,037
Additional noninterest expense$3,699,000879
Pre-tax net operating income$3,166,0001,316
Securities gains (losses)$78,000958
Applicable income taxes$823,0001,188
Income before extraordinary items$2,421,0001,379
Extraordinary gains, net$022
Net income$2,421,0001,381
Minority interest net income$075
Net income of bank and minority interests.$2,421,0001,380
Net charge-offs$-23,0005,514
Cash dividends$2,000,000690
Sale, conversion, retirement of capital stock, net$0751
Net operating income$2,362,5001,369
2015-03-31 (YTD Data)Rank
Total interest income$5,932,0001,093
Total interest expense$319,0002,057
Net interest income$5,613,0001,018
Provision for loan and lease losses$133,0001,219
Total noninterest income$1,525,000959
Gross Fiduciary activities income$427,000372
Service charges on deposit accounts$290,0001,036
Trading account gains and fees$0152
Additional Noninterest Income$808,0001,080
Total noninterest expense$4,985,0001,042
Salaries and employee benefits$2,981,000950
Premises and equipment expense$481,0001,257
Additional noninterest expense$1,523,0001,058
Pre-tax net operating income$2,020,0001,048
Securities gains (losses)$55,000806
Applicable income taxes$558,000944
Income before extraordinary items$1,517,0001,120
Extraordinary gains, net$013
Net income$1,517,0001,121
Minority interest net income$064
Net income of bank and minority interests.$1,517,0001,121
Net charge-offs$41,0001,702
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,476,8501,113
2014-12-31 (YTD Data)Rank
Total interest income$24,667,0001,039
Total interest expense$1,595,0001,803
Net interest income$23,072,000966
Provision for loan and lease losses$350,0001,826
Total noninterest income$5,666,000995
Gross Fiduciary activities income$1,162,000440
Service charges on deposit accounts$1,323,0001,006
Trading account gains and fees$0180
Additional Noninterest Income$3,181,0001,058
Total noninterest expense$19,810,0001,031
Salaries and employee benefits$11,373,000959
Premises and equipment expense$1,968,0001,215
Additional noninterest expense$6,469,0001,019
Pre-tax net operating income$8,578,000964
Securities gains (losses)$707,000289
Applicable income taxes$2,105,000950
Income before extraordinary items$7,180,000926
Extraordinary gains, net$017
Net income$7,180,000925
Minority interest net income$084
Net income of bank and minority interests.$7,180,000925
Net charge-offs$758,0001,107
Cash dividends$1,550,0001,534
Sale, conversion, retirement of capital stock, net$0862
Net operating income$6,635,610975
2014-09-30 (YTD Data)Rank
Total interest income$18,625,0001,033
Total interest expense$1,226,0001,783
Net interest income$17,399,000960
Provision for loan and lease losses$04,401
Total noninterest income$4,270,000992
Gross Fiduciary activities income$873,000438
Service charges on deposit accounts$984,0001,019
Trading account gains and fees$0174
Additional Noninterest Income$2,413,0001,058
Total noninterest expense$14,954,0001,024
Salaries and employee benefits$8,727,000934
Premises and equipment expense$1,484,0001,215
Additional noninterest expense$4,743,0001,036
Pre-tax net operating income$6,715,000944
Securities gains (losses)$5,0002,558
Applicable income taxes$1,927,000830
Income before extraordinary items$4,793,0001,043
Extraordinary gains, net$015
Net income$4,793,0001,043
Minority interest net income$081
Net income of bank and minority interests.$4,793,0001,043
Net charge-offs$-99,0006,207
Cash dividends$1,550,0001,131
Sale, conversion, retirement of capital stock, net$0819
Net operating income$4,789,4501,025
2014-06-30 (YTD Data)Rank
Total interest income$12,474,0001,022
Total interest expense$826,0001,789
Net interest income$11,648,000942
Provision for loan and lease losses$04,196
Total noninterest income$2,905,000966
Gross Fiduciary activities income$661,000416
Service charges on deposit accounts$652,0001,011
Trading account gains and fees$0172
Additional Noninterest Income$1,592,0001,050
Total noninterest expense$9,689,0001,048
Salaries and employee benefits$5,725,000949
Premises and equipment expense$976,0001,241
Additional noninterest expense$2,988,0001,092
Pre-tax net operating income$4,864,000831
Securities gains (losses)$5,0002,165
Applicable income taxes$1,418,000740
Income before extraordinary items$3,451,000948
Extraordinary gains, net$020
Net income$3,451,000948
Minority interest net income$080
Net income of bank and minority interests.$3,451,000948
Net charge-offs$-383,0006,537
Cash dividends$800,0001,366
Sale, conversion, retirement of capital stock, net$0794
Net operating income$3,447,450927
2014-03-31 (YTD Data)Rank
Total interest income$6,113,0001,047
Total interest expense$416,0001,798
Net interest income$5,697,000966
Provision for loan and lease losses$283,000759
Total noninterest income$1,342,000996
Gross Fiduciary activities income$299,000436
Service charges on deposit accounts$333,000969
Trading account gains and fees$0147
Additional Noninterest Income$710,0001,113
Total noninterest expense$4,801,0001,069
Salaries and employee benefits$2,811,000983
Premises and equipment expense$510,0001,215
Additional noninterest expense$1,480,0001,084
Pre-tax net operating income$1,955,000996
Securities gains (losses)$01,715
Applicable income taxes$545,000876
Income before extraordinary items$1,410,0001,102
Extraordinary gains, net$016
Net income$1,410,0001,103
Minority interest net income$066
Net income of bank and minority interests.$1,410,0001,103
Net charge-offs$55,0001,793
Cash dividends$550,000967
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,410,0001,085
2013-12-31 (YTD Data)Rank
Total interest income$24,938,0001,011
Total interest expense$2,267,0001,502
Net interest income$22,671,000955
Provision for loan and lease losses$05,091
Total noninterest income$6,777,000908
Gross Fiduciary activities income$1,186,000418
Service charges on deposit accounts$1,453,000950
Trading account gains and fees$0184
Additional Noninterest Income$4,138,000920
Total noninterest expense$19,967,0001,024
Salaries and employee benefits$11,399,000939
Premises and equipment expense$1,917,0001,226
Additional noninterest expense$6,651,0001,019
Pre-tax net operating income$9,481,000809
Securities gains (losses)$465,000479
Applicable income taxes$2,523,000757
Income before extraordinary items$7,423,000844
Extraordinary gains, net$029
Net income$7,423,000846
Minority interest net income$090
Net income of bank and minority interests.$7,423,000846
Net charge-offs$1,089,0001,186
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$7,074,250866
2013-09-30 (YTD Data)Rank
Total interest income$18,725,0001,019
Total interest expense$1,733,0001,516
Net interest income$16,992,000961
Provision for loan and lease losses$767,0001,093
Total noninterest income$5,450,000875
Gross Fiduciary activities income$929,000412
Service charges on deposit accounts$1,086,000954
Trading account gains and fees$0180
Additional Noninterest Income$3,435,000889
Total noninterest expense$14,466,0001,061
Salaries and employee benefits$8,438,000953
Premises and equipment expense$1,401,0001,276
Additional noninterest expense$4,627,0001,087
Pre-tax net operating income$7,209,000818
Securities gains (losses)$400,000501
Applicable income taxes$2,130,000700
Income before extraordinary items$5,479,000871
Extraordinary gains, net$025
Net income$5,479,000873
Minority interest net income$084
Net income of bank and minority interests.$5,479,000873
Net charge-offs$627,0001,384
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$5,191,000885
2013-06-30 (YTD Data)Rank
Total interest income$12,450,0001,018
Total interest expense$1,185,0001,512
Net interest income$11,265,000952
Provision for loan and lease losses$767,000822
Total noninterest income$3,998,000817
Gross Fiduciary activities income$633,000411
Service charges on deposit accounts$709,000951
Trading account gains and fees$0157
Additional Noninterest Income$2,656,000805
Total noninterest expense$9,462,0001,081
Salaries and employee benefits$5,526,000973
Premises and equipment expense$924,0001,290
Additional noninterest expense$3,012,0001,120
Pre-tax net operating income$5,034,000766
Securities gains (losses)$400,000445
Applicable income taxes$1,510,000666
Income before extraordinary items$3,924,000791
Extraordinary gains, net$022
Net income$3,924,000792
Minority interest net income$082
Net income of bank and minority interests.$3,924,000793
Net charge-offs$366,0001,508
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$3,636,000830
2013-03-31 (YTD Data)Rank
Total interest income$6,247,0001,017
Total interest expense$625,0001,480
Net interest income$5,622,000951
Provision for loan and lease losses$383,000835
Total noninterest income$1,510,0001,020
Gross Fiduciary activities income$360,000382
Service charges on deposit accounts$343,000968
Trading account gains and fees$0148
Additional Noninterest Income$807,0001,146
Total noninterest expense$4,529,0001,134
Salaries and employee benefits$2,629,0001,038
Premises and equipment expense$426,0001,436
Additional noninterest expense$1,474,0001,125
Pre-tax net operating income$2,220,000842
Securities gains (losses)$390,000262
Applicable income taxes$758,000663
Income before extraordinary items$1,852,000829
Extraordinary gains, net$010
Net income$1,852,000830
Minority interest net income$076
Net income of bank and minority interests.$1,852,000831
Net charge-offs$04,145
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,575,100916
2012-12-31 (YTD Data)Rank
Total interest income$26,309,000995
Total interest expense$3,066,0001,452
Net interest income$23,243,000937
Provision for loan and lease losses$1,660,0001,236
Total noninterest income$6,008,0001,002
Gross Fiduciary activities income$963,000461
Service charges on deposit accounts$1,509,000950
Trading account gains and fees$0166
Additional Noninterest Income$3,536,0001,050
Total noninterest expense$18,312,0001,088
Salaries and employee benefits$10,585,000990
Premises and equipment expense$1,764,0001,349
Additional noninterest expense$5,963,0001,164
Pre-tax net operating income$9,279,000777
Securities gains (losses)$45,0002,789
Applicable income taxes$2,634,000694
Income before extraordinary items$6,690,000900
Extraordinary gains, net$029
Net income$6,690,000900
Minority interest net income$093
Net income of bank and minority interests.$6,690,000900
Net charge-offs$3,826,000712
Cash dividends$800,0002,220
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$6,657,600839
2012-09-30 (YTD Data)Rank
Total interest income$19,881,0001,006
Total interest expense$2,332,0001,499
Net interest income$17,549,000941
Provision for loan and lease losses$1,650,0001,004
Total noninterest income$4,527,0001,002
Gross Fiduciary activities income$726,000458
Service charges on deposit accounts$1,112,000969
Trading account gains and fees$0157
Additional Noninterest Income$2,689,0001,022
Total noninterest expense$13,399,0001,114
Salaries and employee benefits$7,898,000983
Premises and equipment expense$1,322,0001,359
Additional noninterest expense$4,179,0001,226
Pre-tax net operating income$7,027,000798
Securities gains (losses)$15,0002,991
Applicable income taxes$1,985,000713
Income before extraordinary items$5,057,000906
Extraordinary gains, net$020
Net income$5,057,000905
Minority interest net income$086
Net income of bank and minority interests.$5,057,000906
Net charge-offs$2,432,000794
Cash dividends$800,0001,535
Sale, conversion, retirement of capital stock, net$0952
Net operating income$5,046,200847
2012-06-30 (YTD Data)Rank
Total interest income$13,351,0001,007
Total interest expense$1,592,0001,518
Net interest income$11,759,000933
Provision for loan and lease losses$600,0001,572
Total noninterest income$2,995,000990
Gross Fiduciary activities income$522,000438
Service charges on deposit accounts$722,000989
Trading account gains and fees$0153
Additional Noninterest Income$1,751,0001,022
Total noninterest expense$8,867,0001,122
Salaries and employee benefits$5,260,000991
Premises and equipment expense$892,0001,342
Additional noninterest expense$2,715,0001,249
Pre-tax net operating income$5,287,000697
Securities gains (losses)$14,0002,626
Applicable income taxes$1,529,000626
Income before extraordinary items$3,772,000805
Extraordinary gains, net$019
Net income$3,772,000804
Minority interest net income$084
Net income of bank and minority interests.$3,772,000805
Net charge-offs$715,0001,424
Cash dividends$800,0001,154
Sale, conversion, retirement of capital stock, net$0928
Net operating income$3,762,060756
2012-03-31 (YTD Data)Rank
Total interest income$6,665,0001,021
Total interest expense$833,0001,520
Net interest income$5,832,000940
Provision for loan and lease losses$300,0001,500
Total noninterest income$1,454,000999
Gross Fiduciary activities income$240,000461
Service charges on deposit accounts$352,0001,003
Trading account gains and fees$0148
Additional Noninterest Income$862,0001,017
Total noninterest expense$4,562,0001,092
Salaries and employee benefits$2,601,000999
Premises and equipment expense$443,0001,344
Additional noninterest expense$1,518,0001,124
Pre-tax net operating income$2,424,000759
Securities gains (losses)$02,210
Applicable income taxes$692,000665
Income before extraordinary items$1,732,000865
Extraordinary gains, net$019
Net income$1,732,000865
Minority interest net income$078
Net income of bank and minority interests.$1,732,000866
Net charge-offs$156,0002,049
Cash dividends$500,000850
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,732,000811
2011-12-31 (YTD Data)Rank
Total interest income$27,259,0001,023
Total interest expense$4,488,0001,355
Net interest income$22,771,000963
Provision for loan and lease losses$3,750,0001,001
Total noninterest income$5,476,000965
Gross Fiduciary activities income$907,000420
Service charges on deposit accounts$1,586,000931
Trading account gains and fees$0146
Additional Noninterest Income$2,983,0001,045
Total noninterest expense$18,598,0001,054
Salaries and employee benefits$10,564,000926
Premises and equipment expense$1,777,0001,406
Additional noninterest expense$6,257,0001,128
Pre-tax net operating income$5,899,0001,021
Securities gains (losses)$163,0001,628
Applicable income taxes$1,571,000959
Income before extraordinary items$4,491,0001,111
Extraordinary gains, net$029
Net income$4,491,0001,111
Minority interest net income$096
Net income of bank and minority interests.$4,491,0001,111
Net charge-offs$2,118,0001,496
Cash dividends$1,600,0001,159
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$4,370,3801,090
2011-09-30 (YTD Data)Rank
Total interest income$20,384,0001,052
Total interest expense$3,476,0001,369
Net interest income$16,908,000982
Provision for loan and lease losses$2,850,000967
Total noninterest income$4,150,000964
Gross Fiduciary activities income$698,000409
Service charges on deposit accounts$1,190,000937
Trading account gains and fees$0145
Additional Noninterest Income$2,262,0001,031
Total noninterest expense$13,380,0001,103
Salaries and employee benefits$7,588,000972
Premises and equipment expense$1,345,0001,408
Additional noninterest expense$4,447,0001,171
Pre-tax net operating income$4,828,000958
Securities gains (losses)$163,0001,357
Applicable income taxes$1,303,000887
Income before extraordinary items$3,688,0001,047
Extraordinary gains, net$021
Net income$3,688,0001,047
Minority interest net income$087
Net income of bank and minority interests.$3,688,0001,047
Net charge-offs$2,069,0001,193
Cash dividends$1,050,0001,107
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$3,567,3801,025
2011-06-30 (YTD Data)Rank
Total interest income$13,548,0001,056
Total interest expense$2,369,0001,382
Net interest income$11,179,000991
Provision for loan and lease losses$1,800,000988
Total noninterest income$2,767,000967
Gross Fiduciary activities income$509,000395
Service charges on deposit accounts$785,000933
Trading account gains and fees$0153
Additional Noninterest Income$1,473,0001,032
Total noninterest expense$8,844,0001,128
Salaries and employee benefits$4,900,0001,014
Premises and equipment expense$914,0001,383
Additional noninterest expense$3,030,0001,169
Pre-tax net operating income$3,302,000915
Securities gains (losses)$163,000838
Applicable income taxes$924,000813
Income before extraordinary items$2,541,000969
Extraordinary gains, net$015
Net income$2,541,000967
Minority interest net income$089
Net income of bank and minority interests.$2,541,000969
Net charge-offs$1,076,0001,410
Cash dividends$1,050,000781
Sale, conversion, retirement of capital stock, net$0986
Net operating income$2,422,010990
2011-03-31 (YTD Data)Rank
Total interest income$6,763,0001,069
Total interest expense$1,189,0001,433
Net interest income$5,574,000994
Provision for loan and lease losses$900,000933
Total noninterest income$1,401,000959
Gross Fiduciary activities income$268,000389
Service charges on deposit accounts$387,000924
Trading account gains and fees$0158
Additional Noninterest Income$746,0001,028
Total noninterest expense$4,474,0001,125
Salaries and employee benefits$2,413,0001,038
Premises and equipment expense$462,0001,401
Additional noninterest expense$1,599,0001,116
Pre-tax net operating income$1,601,000954
Securities gains (losses)$01,772
Applicable income taxes$420,000849
Income before extraordinary items$1,181,0001,034
Extraordinary gains, net$09
Net income$1,181,0001,034
Minority interest net income$086
Net income of bank and minority interests.$1,181,0001,034
Net charge-offs$734,0001,044
Cash dividends$450,000808
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,181,0001,001
2010-12-31 (YTD Data)Rank
Total interest income$27,420,0001,134
Total interest expense$5,214,0001,597
Net interest income$22,206,000995
Provision for loan and lease losses$6,325,000950
Total noninterest income$5,352,0001,037
Gross Fiduciary activities income$917,000415
Service charges on deposit accounts$1,784,000856
Trading account gains and fees$0175
Additional Noninterest Income$2,651,0001,148
Total noninterest expense$16,663,0001,211
Salaries and employee benefits$9,263,0001,065
Premises and equipment expense$1,733,0001,482
Additional noninterest expense$5,667,0001,300
Pre-tax net operating income$4,570,0001,113
Securities gains (losses)$98,0002,181
Applicable income taxes$1,060,0001,170
Income before extraordinary items$3,608,0001,193
Extraordinary gains, net$029
Net income$3,608,0001,193
Minority interest net income$0111
Net income of bank and minority interests.$3,608,0001,195
Net charge-offs$5,184,000982
Cash dividends$1,500,0001,061
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$3,532,5401,171
2010-09-30 (YTD Data)Rank
Total interest income$20,449,0001,155
Total interest expense$3,957,0001,643
Net interest income$16,492,0001,009
Provision for loan and lease losses$4,150,0001,010
Total noninterest income$4,081,000979
Gross Fiduciary activities income$710,000411
Service charges on deposit accounts$1,361,000863
Trading account gains and fees$0165
Additional Noninterest Income$2,010,0001,097
Total noninterest expense$12,336,0001,214
Salaries and employee benefits$6,867,0001,076
Premises and equipment expense$1,275,0001,521
Additional noninterest expense$4,194,0001,289
Pre-tax net operating income$4,087,000996
Securities gains (losses)$98,0001,957
Applicable income taxes$1,027,000982
Income before extraordinary items$3,158,0001,079
Extraordinary gains, net$023
Net income$3,158,0001,082
Minority interest net income$0110
Net income of bank and minority interests.$3,158,0001,082
Net charge-offs$2,287,0001,380
Cash dividends$750,0001,317
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$3,084,5001,057
2010-06-30 (YTD Data)Rank
Total interest income$13,590,0001,171
Total interest expense$2,658,0001,692
Net interest income$10,932,0001,015
Provision for loan and lease losses$1,300,0001,661
Total noninterest income$2,592,0001,012
Gross Fiduciary activities income$462,000414
Service charges on deposit accounts$923,000847
Trading account gains and fees$0152
Additional Noninterest Income$1,207,0001,143
Total noninterest expense$8,079,0001,230
Salaries and employee benefits$4,534,0001,084
Premises and equipment expense$850,0001,548
Additional noninterest expense$2,695,0001,323
Pre-tax net operating income$4,145,000674
Securities gains (losses)$98,0001,431
Applicable income taxes$1,176,000628
Income before extraordinary items$3,067,000732
Extraordinary gains, net$019
Net income$3,067,000731
Minority interest net income$0105
Net income of bank and minority interests.$3,067,000732
Net charge-offs$728,0002,038
Cash dividends$600,0001,128
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$2,996,440722
2010-03-31 (YTD Data)Rank
Total interest income$6,748,0001,201
Total interest expense$1,337,0001,761
Net interest income$5,411,0001,034
Provision for loan and lease losses$550,0001,725
Total noninterest income$1,255,0001,011
Gross Fiduciary activities income$240,000416
Service charges on deposit accounts$446,000873
Trading account gains and fees$0175
Additional Noninterest Income$569,0001,173
Total noninterest expense$4,024,0001,249
Salaries and employee benefits$2,189,0001,138
Premises and equipment expense$433,0001,559
Additional noninterest expense$1,402,0001,261
Pre-tax net operating income$2,092,000652
Securities gains (losses)$98,000794
Applicable income taxes$607,000607
Income before extraordinary items$1,583,000697
Extraordinary gains, net$016
Net income$1,583,000699
Minority interest net income$091
Net income of bank and minority interests.$1,583,000701
Net charge-offs$229,0002,290
Cash dividends$300,0001,057
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$1,512,440703
2009-12-31 (YTD Data)Rank
Total interest income$27,069,0001,276
Total interest expense$6,474,0001,805
Net interest income$20,595,0001,063
Provision for loan and lease losses$4,350,0001,576
Total noninterest income$5,035,0001,094
Gross Fiduciary activities income$818,000432
Service charges on deposit accounts$2,053,000839
Trading account gains and fees$0211
Additional Noninterest Income$2,164,0001,295
Total noninterest expense$16,316,0001,271
Salaries and employee benefits$9,261,0001,062
Premises and equipment expense$1,685,0001,591
Additional noninterest expense$5,370,0001,384
Pre-tax net operating income$4,964,000843
Securities gains (losses)$-419,0007,557
Applicable income taxes$1,066,000919
Income before extraordinary items$3,479,000978
Extraordinary gains, net$034
Net income$3,479,000976
Minority interest net income$0115
Net income of bank and minority interests.$3,479,000977
Net charge-offs$2,901,0001,641
Cash dividends$1,200,0001,416
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$3,801,630902
2009-09-30 (YTD Data)Rank
Total interest income$20,196,0001,306
Total interest expense$5,106,0001,803
Net interest income$15,090,0001,093
Provision for loan and lease losses$2,900,0001,513
Total noninterest income$3,773,0001,100
Gross Fiduciary activities income$644,000420
Service charges on deposit accounts$1,531,000841
Trading account gains and fees$0212
Additional Noninterest Income$1,598,0001,335
Total noninterest expense$12,013,0001,281
Salaries and employee benefits$6,950,0001,074
Premises and equipment expense$1,290,0001,591
Additional noninterest expense$3,773,0001,433
Pre-tax net operating income$3,950,000855
Securities gains (losses)$-439,0007,723
Applicable income taxes$852,000955
Income before extraordinary items$2,659,0001,020
Extraordinary gains, net$027
Net income$2,659,0001,019
Minority interest net income$0118
Net income of bank and minority interests.$2,659,0001,020
Net charge-offs$2,525,0001,314
Cash dividends$1,050,0001,193
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,992,640902
2009-06-30 (YTD Data)Rank
Total interest income$13,435,0001,336
Total interest expense$3,694,0001,757
Net interest income$9,741,0001,141
Provision for loan and lease losses$1,850,0001,466
Total noninterest income$2,438,0001,137
Gross Fiduciary activities income$444,000413
Service charges on deposit accounts$994,000845
Trading account gains and fees$0193
Additional Noninterest Income$1,000,0001,433
Total noninterest expense$7,849,0001,326
Salaries and employee benefits$4,457,0001,132
Premises and equipment expense$960,0001,461
Additional noninterest expense$2,432,0001,513
Pre-tax net operating income$2,480,000924
Securities gains (losses)$03,136
Applicable income taxes$615,000909
Income before extraordinary items$1,865,0001,022
Extraordinary gains, net$021
Net income$1,865,0001,020
Minority interest net income$0112
Net income of bank and minority interests.$1,865,0001,022
Net charge-offs$1,987,0001,134
Cash dividends$900,0001,017
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,865,000990
2009-03-31 (YTD Data)Rank
Total interest income$6,663,0001,360
Total interest expense$1,989,0001,709
Net interest income$4,674,0001,181
Provision for loan and lease losses$800,0001,336
Total noninterest income$1,194,0001,107
Gross Fiduciary activities income$240,000393
Service charges on deposit accounts$477,000855
Trading account gains and fees$0171
Additional Noninterest Income$477,0001,436
Total noninterest expense$3,798,0001,315
Salaries and employee benefits$2,170,0001,180
Premises and equipment expense$456,0001,558
Additional noninterest expense$1,172,0001,386
Pre-tax net operating income$1,270,000997
Securities gains (losses)$02,434
Applicable income taxes$319,0001,009
Income before extraordinary items$951,0001,142
Extraordinary gains, net$015
Net income$951,0001,144
Minority interest net income$0102
Net income of bank and minority interests.$951,0001,144
Net charge-offs$313,0001,733
Cash dividends$449,000992
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$951,0001,069
2008-12-31 (YTD Data)Rank
Total interest income$29,089,0001,332
Total interest expense$10,166,0001,598
Net interest income$18,923,0001,172
Provision for loan and lease losses$2,310,0001,640
Total noninterest income$7,106,000788
Gross Fiduciary activities income$911,000430
Service charges on deposit accounts$2,333,000741
Trading account gains and fees$0154
Additional Noninterest Income$3,862,000786
Total noninterest expense$15,670,0001,248
Salaries and employee benefits$9,069,0001,086
Premises and equipment expense$1,833,0001,511
Additional noninterest expense$4,768,0001,326
Pre-tax net operating income$8,049,000694
Securities gains (losses)$-2,488,0007,944
Applicable income taxes$1,441,000897
Income before extraordinary items$4,120,0001,001
Extraordinary gains, net$039
Net income$4,120,0001,001
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$980,0001,984
Cash dividends$3,550,000777
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$5,961,120731
2008-09-30 (YTD Data)Rank
Total interest income$22,035,0001,343
Total interest expense$7,832,0001,611
Net interest income$14,203,0001,194
Provision for loan and lease losses$1,210,0001,643
Total noninterest income$5,802,000770
Gross Fiduciary activities income$700,000430
Service charges on deposit accounts$1,766,000749
Trading account gains and fees$0148
Additional Noninterest Income$3,336,000766
Total noninterest expense$11,959,0001,216
Salaries and employee benefits$6,947,0001,090
Premises and equipment expense$1,377,0001,514
Additional noninterest expense$3,635,0001,260
Pre-tax net operating income$6,836,000733
Securities gains (losses)$-2,488,0008,098
Applicable income taxes$1,988,000658
Income before extraordinary items$2,360,0001,537
Extraordinary gains, net$031
Net income$2,360,0001,535
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$490,0001,975
Cash dividends$3,550,000623
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,952,320983
2008-06-30 (YTD Data)Rank
Total interest income$14,838,0001,351
Total interest expense$5,410,0001,620
Net interest income$9,428,0001,181
Provision for loan and lease losses$500,0001,907
Total noninterest income$4,361,000712
Gross Fiduciary activities income$493,000424
Service charges on deposit accounts$1,138,000760
Trading account gains and fees$0149
Additional Noninterest Income$2,730,000658
Total noninterest expense$7,861,0001,235
Salaries and employee benefits$4,618,0001,110
Premises and equipment expense$961,0001,453
Additional noninterest expense$2,282,0001,300
Pre-tax net operating income$5,428,000651
Securities gains (losses)$03,233
Applicable income taxes$1,620,000617
Income before extraordinary items$3,808,000723
Extraordinary gains, net$021
Net income$3,808,000722
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$358,0001,616
Cash dividends$3,150,000526
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$3,808,000705
2008-03-31 (YTD Data)Rank
Total interest income$7,533,0001,366
Total interest expense$2,946,0001,592
Net interest income$4,587,0001,209
Provision for loan and lease losses$200,0001,810
Total noninterest income$1,907,000781
Gross Fiduciary activities income$219,000458
Service charges on deposit accounts$553,000780
Trading account gains and fees$0158
Additional Noninterest Income$1,135,000777
Total noninterest expense$3,856,0001,257
Salaries and employee benefits$2,297,0001,124
Premises and equipment expense$444,0001,573
Additional noninterest expense$1,115,0001,287
Pre-tax net operating income$2,438,000778
Securities gains (losses)$02,688
Applicable income taxes$720,000747
Income before extraordinary items$1,718,000871
Extraordinary gains, net$015
Net income$1,718,000873
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$86,0001,919
Cash dividends$1,750,000481
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,718,000830
2007-12-31 (YTD Data)Rank
Total interest income$31,007,0001,381
Total interest expense$13,324,0001,504
Net interest income$17,683,0001,265
Provision for loan and lease losses$550,0002,187
Total noninterest income$6,215,000922
Gross Fiduciary activities income$967,000429
Service charges on deposit accounts$2,257,000785
Trading account gains and fees$0178
Additional Noninterest Income$2,991,0001,022
Total noninterest expense$15,362,0001,210
Salaries and employee benefits$8,960,0001,123
Premises and equipment expense$1,858,0001,442
Additional noninterest expense$4,544,0001,235
Pre-tax net operating income$7,986,0001,047
Securities gains (losses)$02,146
Applicable income taxes$2,352,000984
Income before extraordinary items$5,634,0001,143
Extraordinary gains, net$039
Net income$5,634,0001,141
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$667,0001,377
Cash dividends$2,200,0001,506
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$5,634,0001,131
2007-09-30 (YTD Data)Rank
Total interest income$23,259,0001,389
Total interest expense$10,082,0001,495
Net interest income$13,177,0001,276
Provision for loan and lease losses$225,0002,782
Total noninterest income$4,622,000921
Gross Fiduciary activities income$704,000431
Service charges on deposit accounts$1,662,000786
Trading account gains and fees$0184
Additional Noninterest Income$2,256,0001,016
Total noninterest expense$11,469,0001,210
Salaries and employee benefits$6,802,0001,109
Premises and equipment expense$1,374,0001,452
Additional noninterest expense$3,293,0001,246
Pre-tax net operating income$6,105,0001,120
Securities gains (losses)$01,655
Applicable income taxes$1,806,0001,038
Income before extraordinary items$4,299,0001,201
Extraordinary gains, net$033
Net income$4,299,0001,198
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$291,0001,561
Cash dividends$1,350,0001,627
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$4,299,0001,183
2007-06-30 (YTD Data)Rank
Total interest income$15,418,0001,408
Total interest expense$6,703,0001,496
Net interest income$8,715,0001,312
Provision for loan and lease losses$150,0002,579
Total noninterest income$3,019,000963
Gross Fiduciary activities income$489,000432
Service charges on deposit accounts$1,083,000819
Trading account gains and fees$0168
Additional Noninterest Income$1,447,0001,073
Total noninterest expense$7,406,0001,261
Salaries and employee benefits$4,478,0001,141
Premises and equipment expense$898,0001,490
Additional noninterest expense$2,030,0001,356
Pre-tax net operating income$4,178,0001,137
Securities gains (losses)$01,444
Applicable income taxes$1,236,0001,079
Income before extraordinary items$2,942,0001,219
Extraordinary gains, net$029
Net income$2,942,0001,218
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$196,0001,368
Cash dividends$900,0001,666
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$2,942,0001,198
2007-03-31 (YTD Data)Rank
Total interest income$7,668,0001,399
Total interest expense$3,397,0001,453
Net interest income$4,271,0001,338
Provision for loan and lease losses$75,0002,404
Total noninterest income$1,362,0001,023
Gross Fiduciary activities income$268,000407
Service charges on deposit accounts$520,000821
Trading account gains and fees$0195
Additional Noninterest Income$574,0001,235
Total noninterest expense$3,695,0001,262
Salaries and employee benefits$2,263,0001,142
Premises and equipment expense$422,0001,585
Additional noninterest expense$1,010,0001,328
Pre-tax net operating income$1,863,0001,252
Securities gains (losses)$01,187
Applicable income taxes$558,0001,183
Income before extraordinary items$1,305,0001,347
Extraordinary gains, net$022
Net income$1,305,0001,346
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$73,0001,426
Cash dividends$450,0001,526
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,305,0001,342
2006-12-31 (YTD Data)Rank
Total interest income$29,058,0001,369
Total interest expense$11,098,0001,519
Net interest income$17,960,0001,259
Provision for loan and lease losses$300,0002,748
Total noninterest income$5,313,0001,039
Gross Fiduciary activities income$853,000450
Service charges on deposit accounts$2,113,000833
Trading account gains and fees$0130
Additional Noninterest Income$2,347,0001,196
Total noninterest expense$14,015,0001,277
Salaries and employee benefits$8,370,0001,166
Premises and equipment expense$1,585,0001,619
Additional noninterest expense$4,060,0001,315
Pre-tax net operating income$8,958,0001,096
Securities gains (losses)$01,687
Applicable income taxes$2,738,0001,026
Income before extraordinary items$6,220,0001,188
Extraordinary gains, net$051
Net income$6,220,0001,189
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$574,0001,053
Cash dividends$1,200,0002,241
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$6,220,0001,175
2006-09-30 (YTD Data)Rank
Total interest income$21,352,0001,389
Total interest expense$7,799,0001,575
Net interest income$13,553,0001,271
Provision for loan and lease losses$225,0002,598
Total noninterest income$3,954,0001,059
Gross Fiduciary activities income$607,000460
Service charges on deposit accounts$1,554,000853
Trading account gains and fees$0126
Additional Noninterest Income$1,793,0001,189
Total noninterest expense$10,420,0001,302
Salaries and employee benefits$6,269,0001,180
Premises and equipment expense$1,196,0001,616
Additional noninterest expense$2,955,0001,347
Pre-tax net operating income$6,862,0001,117
Securities gains (losses)$01,388
Applicable income taxes$2,082,0001,065
Income before extraordinary items$4,780,0001,188
Extraordinary gains, net$045
Net income$4,780,0001,188
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$62,0002,926
Cash dividends$900,0002,057
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$4,780,0001,179
2006-06-30 (YTD Data)Rank
Total interest income$13,921,0001,395
Total interest expense$4,803,0001,620
Net interest income$9,118,0001,253
Provision for loan and lease losses$150,0002,563
Total noninterest income$2,581,0001,074
Gross Fiduciary activities income$403,000468
Service charges on deposit accounts$980,000889
Trading account gains and fees$0126
Additional Noninterest Income$1,198,0001,192
Total noninterest expense$6,785,0001,340
Salaries and employee benefits$4,073,0001,220
Premises and equipment expense$780,0001,650
Additional noninterest expense$1,932,0001,379
Pre-tax net operating income$4,764,0001,069
Securities gains (losses)$01,185
Applicable income taxes$1,470,0001,014
Income before extraordinary items$3,294,0001,163
Extraordinary gains, net$039
Net income$3,294,0001,164
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0004,673
Cash dividends$600,0002,089
Sale, conversion, retirement of capital stock, net$0887
Net operating income$3,294,0001,144
2006-03-31 (YTD Data)Rank
Total interest income$6,691,0001,414
Total interest expense$2,214,0001,671
Net interest income$4,477,0001,270
Provision for loan and lease losses$75,0002,394
Total noninterest income$1,268,0001,070
Gross Fiduciary activities income$218,000451
Service charges on deposit accounts$470,000896
Trading account gains and fees$0115
Additional Noninterest Income$580,0001,202
Total noninterest expense$3,359,0001,357
Salaries and employee benefits$1,989,0001,251
Premises and equipment expense$377,0001,700
Additional noninterest expense$993,0001,326
Pre-tax net operating income$2,311,0001,074
Securities gains (losses)$0955
Applicable income taxes$724,0001,023
Income before extraordinary items$1,587,0001,175
Extraordinary gains, net$021
Net income$1,587,0001,174
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$17,0002,493
Cash dividends$300,0001,914
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,587,0001,155
2005-12-31 (YTD Data)Rank
Total interest income$23,649,0001,411
Total interest expense$6,404,0001,773
Net interest income$17,245,0001,261
Provision for loan and lease losses$620,0001,585
Total noninterest income$4,998,0001,085
Gross Fiduciary activities income$624,000524
Service charges on deposit accounts$2,013,000866
Trading account gains and fees$0138
Additional Noninterest Income$2,361,0001,202
Total noninterest expense$13,143,0001,319
Salaries and employee benefits$7,853,0001,175
Premises and equipment expense$1,416,0001,723
Additional noninterest expense$3,874,0001,322
Pre-tax net operating income$8,480,0001,137
Securities gains (losses)$9,0001,510
Applicable income taxes$2,601,0001,089
Income before extraordinary items$5,888,0001,225
Extraordinary gains, net$046
Net income$5,888,0001,225
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$303,0001,720
Cash dividends$1,200,0002,126
Sale, conversion, retirement of capital stock, net$0934
Net operating income$5,881,7901,206
2005-09-30 (YTD Data)Rank
Total interest income$17,155,0001,419
Total interest expense$4,434,0001,807
Net interest income$12,721,0001,265
Provision for loan and lease losses$395,0001,742
Total noninterest income$3,735,0001,101
Gross Fiduciary activities income$471,000516
Service charges on deposit accounts$1,496,000876
Trading account gains and fees$0126
Additional Noninterest Income$1,768,0001,204
Total noninterest expense$9,681,0001,326
Salaries and employee benefits$5,796,0001,182
Premises and equipment expense$1,021,0001,770
Additional noninterest expense$2,864,0001,330
Pre-tax net operating income$6,380,0001,123
Securities gains (losses)$9,0001,516
Applicable income taxes$1,973,0001,085
Income before extraordinary items$4,416,0001,232
Extraordinary gains, net$035
Net income$4,416,0001,232
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$58,0003,280
Cash dividends$900,0001,943
Sale, conversion, retirement of capital stock, net$0769
Net operating income$4,409,7901,203
2005-06-30 (YTD Data)Rank
Total interest income$11,098,0001,417
Total interest expense$2,712,0001,849
Net interest income$8,386,0001,274
Provision for loan and lease losses$220,0001,996
Total noninterest income$2,407,0001,104
Gross Fiduciary activities income$352,000479
Service charges on deposit accounts$975,000880
Trading account gains and fees$0116
Additional Noninterest Income$1,080,0001,271
Total noninterest expense$6,300,0001,349
Salaries and employee benefits$3,794,0001,208
Premises and equipment expense$674,0001,775
Additional noninterest expense$1,832,0001,356
Pre-tax net operating income$4,273,0001,101
Securities gains (losses)$9,0001,390
Applicable income taxes$1,333,0001,056
Income before extraordinary items$2,949,0001,194
Extraordinary gains, net$030
Net income$2,949,0001,195
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$48,0002,762
Cash dividends$600,0001,914
Sale, conversion, retirement of capital stock, net$0643
Net operating income$2,942,7901,174
2005-03-31 (YTD Data)Rank
Total interest income$5,383,0001,433
Total interest expense$1,246,0001,901
Net interest income$4,137,0001,288
Provision for loan and lease losses$70,0002,663
Total noninterest income$1,110,0001,154
Gross Fiduciary activities income$190,000464
Service charges on deposit accounts$450,000916
Trading account gains and fees$0115
Additional Noninterest Income$470,0001,383
Total noninterest expense$3,133,0001,360
Salaries and employee benefits$1,878,0001,224
Premises and equipment expense$337,0001,786
Additional noninterest expense$918,0001,347
Pre-tax net operating income$2,044,0001,136
Securities gains (losses)$01,685
Applicable income taxes$640,0001,087
Income before extraordinary items$1,404,0001,234
Extraordinary gains, net$024
Net income$1,404,0001,235
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-31,0008,492
Cash dividends$300,0001,719
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,404,0001,209
2004-12-31 (YTD Data)Rank
Total interest income$19,120,0001,514
Total interest expense$4,044,0002,024
Net interest income$15,076,0001,343
Provision for loan and lease losses$525,0001,881
Total noninterest income$4,446,0001,178
Gross Fiduciary activities income$482,000588
Service charges on deposit accounts$1,710,0001,047
Trading account gains and fees$0138
Additional Noninterest Income$2,254,0001,220
Total noninterest expense$12,215,0001,344
Salaries and employee benefits$7,518,0001,148
Premises and equipment expense$1,400,0001,665
Additional noninterest expense$3,297,0001,502
Pre-tax net operating income$6,782,0001,271
Securities gains (losses)$144,0001,005
Applicable income taxes$2,133,0001,195
Income before extraordinary items$4,793,0001,346
Extraordinary gains, net$034
Net income$4,793,0001,347
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$127,0003,298
Cash dividends$1,250,0001,975
Sale, conversion, retirement of capital stock, net$0872
Net operating income$4,693,6401,335
2004-09-30 (YTD Data)Rank
Total interest income$13,936,0001,540
Total interest expense$2,885,0002,072
Net interest income$11,051,0001,358
Provision for loan and lease losses$390,0001,816
Total noninterest income$3,365,0001,189
Gross Fiduciary activities income$345,000596
Service charges on deposit accounts$1,223,0001,098
Trading account gains and fees$0134
Additional Noninterest Income$1,797,0001,178
Total noninterest expense$8,961,0001,371
Salaries and employee benefits$5,373,0001,215
Premises and equipment expense$1,359,0001,262
Additional noninterest expense$2,229,0001,617
Pre-tax net operating income$5,065,0001,292
Securities gains (losses)$144,000959
Applicable income taxes$1,610,0001,213
Income before extraordinary items$3,599,0001,367
Extraordinary gains, net$026
Net income$3,599,0001,368
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$111,0002,669
Cash dividends$950,0001,780
Sale, conversion, retirement of capital stock, net$0738
Net operating income$3,499,6401,358
2004-06-30 (YTD Data)Rank
Total interest income$9,022,0001,563
Total interest expense$1,817,0002,165
Net interest income$7,205,0001,370
Provision for loan and lease losses$315,0001,472
Total noninterest income$1,990,0001,293
Gross Fiduciary activities income$225,000603
Service charges on deposit accounts$746,0001,185
Trading account gains and fees$0130
Additional Noninterest Income$1,019,0001,308
Total noninterest expense$5,973,0001,365
Salaries and employee benefits$3,502,0001,246
Premises and equipment expense$921,0001,252
Additional noninterest expense$1,550,0001,563
Pre-tax net operating income$2,907,0001,463
Securities gains (losses)$144,000808
Applicable income taxes$960,0001,325
Income before extraordinary items$2,091,0001,533
Extraordinary gains, net$021
Net income$2,091,0001,534
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$96,0002,207
Cash dividends$650,0001,769
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,991,6401,550
2004-03-31 (YTD Data)Rank
Total interest income$4,454,0001,588
Total interest expense$892,0002,221
Net interest income$3,562,0001,393
Provision for loan and lease losses$175,0001,288
Total noninterest income$820,0001,463
Gross Fiduciary activities income$107,000632
Service charges on deposit accounts$329,0001,309
Trading account gains and fees$0121
Additional Noninterest Income$384,0001,577
Total noninterest expense$2,994,0001,373
Salaries and employee benefits$1,771,0001,250
Premises and equipment expense$464,0001,253
Additional noninterest expense$759,0001,574
Pre-tax net operating income$1,213,0001,697
Securities gains (losses)$144,000633
Applicable income taxes$423,0001,488
Income before extraordinary items$934,0001,691
Extraordinary gains, net$016
Net income$934,0001,691
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$104,0001,280
Cash dividends$350,0001,554
Sale, conversion, retirement of capital stock, net$0464
Net operating income$834,6401,791
2003-12-31 (YTD Data)Rank
Total interest income$16,970,0001,686
Total interest expense$3,642,0002,420
Net interest income$13,328,0001,457
Provision for loan and lease losses$650,0001,734
Total noninterest income$3,920,0001,361
Gross Fiduciary activities income$499,000566
Service charges on deposit accounts$1,297,0001,332
Trading account gains and fees$0160
Additional Noninterest Income$2,124,0001,413
Total noninterest expense$10,535,0001,517
Salaries and employee benefits$6,325,0001,358
Premises and equipment expense$1,477,0001,547
Additional noninterest expense$2,733,0001,775
Pre-tax net operating income$6,063,0001,360
Securities gains (losses)$04,500
Applicable income taxes$1,919,0001,330
Income before extraordinary items$4,144,0001,513
Extraordinary gains, net$054
Net income$4,144,0001,514
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$159,0003,256
Cash dividends$800,0002,674
Sale, conversion, retirement of capital stock, net$0868
Net operating income$4,144,0001,448
2003-09-30 (YTD Data)Rank
Total interest income$12,559,0001,732
Total interest expense$2,796,0002,452
Net interest income$9,763,0001,505
Provision for loan and lease losses$475,0001,736
Total noninterest income$2,891,0001,412
Gross Fiduciary activities income$366,000573
Service charges on deposit accounts$937,0001,393
Trading account gains and fees$0153
Additional Noninterest Income$1,588,0001,475
Total noninterest expense$7,672,0001,574
Salaries and employee benefits$4,590,0001,411
Premises and equipment expense$1,033,0001,660
Additional noninterest expense$2,049,0001,762
Pre-tax net operating income$4,507,0001,426
Securities gains (losses)$04,204
Applicable income taxes$1,425,0001,407
Income before extraordinary items$3,082,0001,578
Extraordinary gains, net$040
Net income$3,082,0001,577
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$55,0004,125
Cash dividends$600,0002,396
Sale, conversion, retirement of capital stock, net$0722
Net operating income$3,082,0001,505
2003-06-30 (YTD Data)Rank
Total interest income$8,251,0001,774
Total interest expense$1,944,0002,436
Net interest income$6,307,0001,545
Provision for loan and lease losses$370,0001,503
Total noninterest income$1,879,0001,428
Gross Fiduciary activities income$269,000548
Service charges on deposit accounts$612,0001,395
Trading account gains and fees$0150
Additional Noninterest Income$998,0001,521
Total noninterest expense$4,958,0001,620
Salaries and employee benefits$2,936,0001,467
Premises and equipment expense$710,0001,616
Additional noninterest expense$1,312,0001,840
Pre-tax net operating income$2,858,0001,480
Securities gains (losses)$03,782
Applicable income taxes$907,0001,477
Income before extraordinary items$1,951,0001,661
Extraordinary gains, net$030
Net income$1,951,0001,661
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$64,0003,091
Cash dividends$400,0002,440
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,951,0001,551
2003-03-31 (YTD Data)Rank
Total interest income$4,020,0001,825
Total interest expense$1,001,0002,440
Net interest income$3,019,0001,624
Provision for loan and lease losses$125,0001,986
Total noninterest income$908,0001,434
Gross Fiduciary activities income$157,000507
Service charges on deposit accounts$299,0001,385
Trading account gains and fees$0134
Additional Noninterest Income$452,0001,592
Total noninterest expense$2,439,0001,643
Salaries and employee benefits$1,464,0001,462
Premises and equipment expense$338,0001,688
Additional noninterest expense$637,0001,851
Pre-tax net operating income$1,363,0001,542
Securities gains (losses)$02,891
Applicable income taxes$428,0001,544
Income before extraordinary items$935,0001,707
Extraordinary gains, net$021
Net income$935,0001,706
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$31,0002,727
Cash dividends$250,0001,948
Sale, conversion, retirement of capital stock, net$0419
Net operating income$935,0001,597
2002-12-31 (YTD Data)Rank
Total interest income$15,755,0001,966
Total interest expense$4,420,0002,518
Net interest income$11,335,0001,708
Provision for loan and lease losses$700,0001,829
Total noninterest income$3,437,0001,407
Gross Fiduciary activities income$487,000579
Service charges on deposit accounts$1,061,0001,519
Trading account gains and fees$0153
Additional Noninterest Income$1,889,0001,377
Total noninterest expense$8,988,0001,691
Salaries and employee benefits$5,295,0001,525
Premises and equipment expense$1,287,0001,711
Additional noninterest expense$2,406,0001,922
Pre-tax net operating income$5,084,0001,606
Securities gains (losses)$04,537
Applicable income taxes$1,585,0001,577
Income before extraordinary items$3,499,0001,719
Extraordinary gains, net$070
Net income$3,499,0001,718
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$121,0003,865
Cash dividends$400,0003,806
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,499,0001,665
2001-12-31 (YTD Data)Rank
Total interest income$14,259,0002,401
Total interest expense$6,013,0002,660
Net interest income$8,246,0002,170
Provision for loan and lease losses$713,0001,642
Total noninterest income$2,910,0001,513
Gross Fiduciary activities income$559,000559
Service charges on deposit accounts$925,0001,626
Trading account gains and fees$0177
Additional Noninterest Income$1,426,0001,596
Total noninterest expense$7,319,0001,962
Salaries and employee benefits$4,158,0001,795
Premises and equipment expense$1,114,0001,926
Additional noninterest expense$2,047,0002,196
Pre-tax net operating income$3,124,0002,179
Securities gains (losses)$10,0003,593
Applicable income taxes$926,0002,188
Income before extraordinary items$2,208,0002,329
Extraordinary gains, net$0105
Net income$2,208,0002,333
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$256,0002,463
Cash dividends$1,450,0001,708
Sale, conversion, retirement of capital stock, net$0922
Net operating income$2,201,0002,265
2000-12-31 (YTD Data)Rank
Total interest income$13,186,0002,639
Total interest expense$5,900,0002,830
Net interest income$7,286,0002,434
Provision for loan and lease losses$350,0002,565
Total noninterest income$2,164,0001,775
Gross Fiduciary activities income$345,000690
Service charges on deposit accounts$742,0001,872
Trading account gains and fees$0180
Additional Noninterest Income$1,077,0001,774
Total noninterest expense$6,558,0002,101
Salaries and employee benefits$3,575,0001,994
Premises and equipment expense$1,146,0001,830
Additional noninterest expense$1,837,0002,340
Pre-tax net operating income$2,542,0002,721
Securities gains (losses)$01,956
Applicable income taxes$699,0002,788
Income before extraordinary items$1,843,0002,756
Extraordinary gains, net$038
Net income$1,843,0002,755
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$133,0003,080
Cash dividends$1,400,0001,737
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,843,0002,757
1999-12-31 (YTD Data)Rank
Total interest income$10,934,0002,950
Total interest expense$4,485,0003,247
Net interest income$6,449,0002,726
Provision for loan and lease losses$335,0002,438
Total noninterest income$2,033,0001,833
Gross Fiduciary activities income$388,000710
Service charges on deposit accounts$658,0002,017
Trading account gains and fees$0173
Additional Noninterest Income$987,0001,888
Total noninterest expense$5,961,0002,295
Salaries and employee benefits$3,155,0002,224
Premises and equipment expense$992,0002,063
Additional noninterest expense$1,814,0002,403
Pre-tax net operating income$2,186,0003,114
Securities gains (losses)$03,155
Applicable income taxes$592,0003,248
Income before extraordinary items$1,594,0003,093
Extraordinary gains, net$035
Net income$1,594,0003,094
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$137,0003,002
Cash dividends$1,230,0001,934
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,594,0003,063
1998-12-31 (YTD Data)Rank
Total interest income$9,719,0003,317
Total interest expense$4,205,0003,522
Net interest income$5,514,0003,114
Provision for loan and lease losses$372,0002,189
Total noninterest income$1,701,0002,061
Gross Fiduciary activities income$343,000749
Service charges on deposit accounts$546,0002,360
Trading account gains and fees$0224
Additional Noninterest Income$812,0002,150
Total noninterest expense$5,068,0002,571
Salaries and employee benefits$2,827,0002,392
Premises and equipment expense$830,0002,352
Additional noninterest expense$1,411,0002,932
Pre-tax net operating income$1,775,0003,671
Securities gains (losses)$04,449
Applicable income taxes$516,0003,758
Income before extraordinary items$1,259,0003,776
Extraordinary gains, net$032
Net income$1,259,0003,775
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$196,0002,475
Cash dividends$1,130,0002,038
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,259,0003,690
1997-12-31 (YTD Data)Rank
Total interest income$9,310,0003,474
Total interest expense$3,905,0003,765
Net interest income$5,405,0003,237
Provision for loan and lease losses$477,0001,847
Total noninterest income$1,252,0002,535
Gross Fiduciary activities income$233,000865
Service charges on deposit accounts$533,0002,465
Trading account gains and fees$0239
Additional Noninterest Income$486,0002,881
Total noninterest expense$4,669,0002,735
Salaries and employee benefits$2,443,0002,709
Premises and equipment expense$802,0002,420
Additional noninterest expense$1,424,0002,873
Pre-tax net operating income$1,511,0004,477
Securities gains (losses)$03,944
Applicable income taxes$426,0004,691
Income before extraordinary items$1,085,0004,411
Extraordinary gains, net$044
Net income$1,085,0004,412
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$642,0001,094
Cash dividends$223,0005,177
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,085,0004,338
1996-12-31 (YTD Data)Rank
Total interest income$9,401,0003,468
Total interest expense$3,911,0003,793
Net interest income$5,490,0003,227
Provision for loan and lease losses$290,0002,650
Total noninterest income$1,024,0003,071
Gross Fiduciary activities income$200,000968
Service charges on deposit accounts$523,0002,609
Trading account gains and fees$0262
Additional Noninterest Income$301,0004,064
Total noninterest expense$4,341,0003,113
Salaries and employee benefits$2,211,0003,023
Premises and equipment expense$796,0002,464
Additional noninterest expense$1,334,0003,450
Pre-tax net operating income$1,883,0003,580
Securities gains (losses)$04,148
Applicable income taxes$595,0003,614
Income before extraordinary items$1,288,0003,654
Extraordinary gains, net$053
Net income$1,288,0003,653
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$204,0002,638
Cash dividends$200,0005,388
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,288,0003,595
1995-12-31 (YTD Data)Rank
Total interest income$8,723,0003,715
Total interest expense$3,585,0004,066
Net interest income$5,138,0003,448
Provision for loan and lease losses$240,0002,643
Total noninterest income$806,0003,665
Gross Fiduciary activities income$145,0001,075
Service charges on deposit accounts$406,0003,316
Trading account gains and fees$0522
Additional Noninterest Income$255,0004,421
Total noninterest expense$3,932,0003,381
Salaries and employee benefits$1,935,0003,406
Premises and equipment expense$603,0003,198
Additional noninterest expense$1,394,0003,280
Pre-tax net operating income$1,772,0003,889
Securities gains (losses)$03,831
Applicable income taxes$537,0003,973
Income before extraordinary items$1,235,0003,859
Extraordinary gains, net$065
Net income$1,235,0003,857
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$220,0002,358
Cash dividends$200,0005,441
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,235,0003,832
1994-12-31 (YTD Data)Rank
Total interest income$7,893,0003,796
Total interest expense$2,722,0004,309
Net interest income$5,171,0003,454
Provision for loan and lease losses$203,0002,987
Total noninterest income$627,0004,507
Gross Fiduciary activities income$134,0001,115
Service charges on deposit accounts$319,0004,146
Trading account gains and fees$0475
Additional Noninterest Income$174,0005,742
Total noninterest expense$3,578,0003,773
Salaries and employee benefits$1,863,0003,504
Premises and equipment expense$523,0003,663
Additional noninterest expense$1,192,0004,076
Pre-tax net operating income$2,017,0003,399
Securities gains (losses)$03,600
Applicable income taxes$629,0003,368
Income before extraordinary items$1,388,0003,395
Extraordinary gains, net$0249
Net income$1,388,0003,406
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$139,0003,108
Cash dividends$326,0004,244
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,388,0003,422
1993-12-31 (YTD Data)Rank
Total interest income$7,725,0003,945
Total interest expense$2,927,0004,203
Net interest income$4,798,0003,702
Provision for loan and lease losses$163,0004,438
Total noninterest income$573,0005,109
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$312,0004,273
Trading account gains and feesNANA
Additional Noninterest Income$261,0004,884
Total noninterest expense$3,267,0004,174
Salaries and employee benefits$1,757,0003,698
Premises and equipment expense$476,0004,050
Additional noninterest expense$1,034,0004,774
Pre-tax net operating income$1,941,0003,398
Securities gains (losses)$07,477
Applicable income taxes$560,0003,797
Income before extraordinary items$1,381,0003,498
Extraordinary gains, net$03,149
Net income$1,381,0003,610
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$180,0003,320
Cash dividends$331,0004,122
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,381,0003,305
1992-12-31 (YTD Data)Rank
Total interest income$8,085,0004,253
Total interest expense$3,490,0004,551
Net interest income$4,595,0003,931
Provision for loan and lease losses$300,0004,111
Total noninterest income$523,0005,465
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$266,0004,900
Trading account gains and feesNANA
Additional Noninterest Income$257,0004,876
Total noninterest expense$2,859,0004,733
Salaries and employee benefits$1,560,0004,071
Premises and equipment expense$358,0005,273
Additional noninterest expense$941,0005,319
Pre-tax net operating income$1,959,0003,157
Securities gains (losses)$08,369
Applicable income taxes$609,0003,395
Income before extraordinary items$1,350,0003,402
Extraordinary gains, net$01,422
Net income$1,350,0003,445
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$221,0003,986
Cash dividends$280,0004,201
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,350,0003,157

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.