Home > Bank of Clark County > Assets and Liabilities
Bank of Clark County, Assets and Liabilities
| 2008-12-31 | Rank | |
| # of Employees: | 93 | 1,794 |
| Assets and Liabilities | ||
| Total Assets: | $441,085,000 | 1,598 |
| Cash and due from depository institutions | $20,309,000 | 1,794 |
| Interest-bearing balances | $7,556,000 | 1,362 |
| Securities | $4,178,000 | 7,089 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,377 |
| Net loans & leases | $394,723,000 | 1,260 |
| Loan loss allowance | $8,324,000 | 863 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $1,546,000 | 5,062 |
| Other real estate owned | $9,522,000 | 1,794 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $10,807,000 | 1,776 |
| Life insurance assets | $84,000 | 3,834 |
| Total liabilities and capital | $441,085,000 | 1,598 |
| Total liabilities | $421,754,000 | 1,518 |
| Total deposits | $377,506,000 | 1,460 |
| Interest-bearing deposits | $338,146,000 | 1,432 |
| Deposits held in domestic offices | $377,506,000 | 1,454 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,392 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $42,239,000 | 1,332 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $2,009,000 | 2,288 |
| Total equity capital | $19,331,000 | 3,361 |
| Total bank equity capital | $19,331,000 | 3,361 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,310,000 | 2,471 |
| Surplus | $34,599,000 | 952 |
| Undivided profits | $-16,578,000 | 8,157 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $55,375,000 | 284 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $1,552,000 | 2,444 |
| Earning assets | $406,457,000 | 1,586 |
| Long-term assets (5+ years) | $17,242,000 | 4,322 |
| Average Assets, year-to-date | $437,879,800 | 1,562 |
| Average Assets, quarterly | $452,947,500 | 1,554 |
| Volatile liabilities | $108,783,000 | 1,402 |
| Insider loans | $4,813,000 | 1,657 |
| FHLB advances | $42,239,000 | 1,236 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $59,846,000 | 1,357 |
| Tier 1 (core) risk-based capital | $19,287,000 | 3,237 |
| Tier 2 risk-based capital | $5,442,000 | 1,096 |
| Total risk weighted assets | $432,233,000 | 1,204 |
| Total unused commitments | $59,846,000 | 1,360 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 91 | 1,864 |
| Assets and Liabilities | ||
| Total Assets: | $464,810,000 | 1,511 |
| Cash and due from depository institutions | $11,600,000 | 1,864 |
| Interest-bearing balances | $5,204,000 | 1,302 |
| Securities | $4,616,000 | 6,991 |
| Federal funds sold & reverse repurchase agreements | $6,559,000 | 1,814 |
| Net loans & leases | $427,737,000 | 1,153 |
| Loan loss allowance | $5,654,000 | 1,108 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $1,734,000 | 4,855 |
| Other real estate owned | $5,819,000 | 1,864 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $6,745,000 | 2,556 |
| Life insurance assets | $84,000 | 3,858 |
| Total liabilities and capital | $464,810,000 | 1,511 |
| Total liabilities | $420,237,000 | 1,508 |
| Total deposits | $376,672,000 | 1,436 |
| Interest-bearing deposits | $336,292,000 | 1,399 |
| Deposits held in domestic offices | $376,672,000 | 1,431 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,524 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $42,239,000 | 1,346 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,326,000 | 3,197 |
| Total equity capital | $44,573,000 | 1,525 |
| Total bank equity capital | $44,573,000 | 1,525 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $1,310,000 | 2,491 |
| Surplus | $34,574,000 | 929 |
| Undivided profits | $8,689,000 | 3,329 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $13,524,000 | 756 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $20,000 | 1,023 |
| Income earned, not collected on loans | $2,086,000 | 1,875 |
| Earning assets | $444,116,000 | 1,437 |
| Long-term assets (5+ years) | $23,045,000 | 3,719 |
| Average Assets, year-to-date | $437,078,500 | 1,569 |
| Average Assets, quarterly | $458,657,000 | 1,517 |
| Volatile liabilities | $126,555,000 | 1,182 |
| Insider loans | $4,845,000 | 1,630 |
| FHLB advances | $42,239,000 | 1,264 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $66,932,000 | 1,322 |
| Tier 1 (core) risk-based capital | $44,575,000 | 1,446 |
| Tier 2 risk-based capital | $5,705,000 | 996 |
| Total risk weighted assets | $456,201,000 | 1,142 |
| Total unused commitments | $66,932,000 | 1,324 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 91 | 1,881 |
| Assets and Liabilities | ||
| Total Assets: | $452,504,000 | 1,552 |
| Cash and due from depository institutions | $9,340,000 | 1,881 |
| Interest-bearing balances | $169,000 | 4,510 |
| Securities | $3,798,000 | 7,268 |
| Federal funds sold & reverse repurchase agreements | $1,550,000 | 4,195 |
| Net loans & leases | $429,823,000 | 1,128 |
| Loan loss allowance | $5,621,000 | 1,068 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $1,764,000 | 4,831 |
| Other real estate owned | $195,000 | 1,881 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $6,034,000 | 2,729 |
| Life insurance assets | $84,000 | 3,886 |
| Total liabilities and capital | $452,504,000 | 1,552 |
| Total liabilities | $407,826,000 | 1,556 |
| Total deposits | $375,722,000 | 1,427 |
| Interest-bearing deposits | $331,783,000 | 1,414 |
| Deposits held in domestic offices | $375,722,000 | 1,424 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,577 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $30,888,000 | 1,610 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $1,216,000 | 3,363 |
| Total equity capital | $44,678,000 | 1,536 |
| Total bank equity capital | $44,678,000 | 1,536 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $1,310,000 | 2,515 |
| Surplus | $34,495,000 | 917 |
| Undivided profits | $8,873,000 | 3,334 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $11,817,000 | 748 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $20,000 | 1,014 |
| Income earned, not collected on loans | $2,051,000 | 1,860 |
| Earning assets | $435,340,000 | 1,472 |
| Long-term assets (5+ years) | $29,817,000 | 3,199 |
| Average Assets, year-to-date | $427,834,670 | 1,609 |
| Average Assets, quarterly | $440,018,500 | 1,582 |
| Volatile liabilities | $109,890,000 | 1,343 |
| Insider loans | $4,877,000 | 1,616 |
| FHLB advances | $30,888,000 | 1,523 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $74,266,000 | 1,249 |
| Tier 1 (core) risk-based capital | $44,684,000 | 1,458 |
| Tier 2 risk-based capital | $5,824,000 | 948 |
| Total risk weighted assets | $469,143,000 | 1,101 |
| Total unused commitments | $74,266,000 | 1,249 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 79 | 2,197 |
| Assets and Liabilities | ||
| Total Assets: | $427,533,000 | 1,625 |
| Cash and due from depository institutions | $7,635,000 | 2,197 |
| Interest-bearing balances | $30,000 | 5,922 |
| Securities | $4,633,000 | 7,094 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,601 |
| Net loans & leases | $407,233,000 | 1,172 |
| Loan loss allowance | $6,156,000 | 922 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $1,880,000 | 4,711 |
| Other real estate owned | $0 | 2,197 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $6,152,000 | 2,620 |
| Life insurance assets | $84,000 | 3,904 |
| Total liabilities and capital | $427,534,000 | 1,625 |
| Total liabilities | $387,389,000 | 1,613 |
| Total deposits | $346,926,000 | 1,554 |
| Interest-bearing deposits | $307,904,000 | 1,539 |
| Deposits held in domestic offices | $346,926,000 | 1,551 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,141,000 | 1,459 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $32,000,000 | 1,475 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,322,000 | 3,385 |
| Total equity capital | $40,145,000 | 1,759 |
| Total bank equity capital | $40,145,000 | 1,759 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $1,242,000 | 2,597 |
| Surplus | $28,092,000 | 1,117 |
| Undivided profits | $10,811,000 | 3,025 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $15,323,000 | 516 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $2,197,000 | 1,757 |
| Earning assets | $411,896,000 | 1,549 |
| Long-term assets (5+ years) | $24,677,000 | 3,460 |
| Average Assets, year-to-date | $415,500,000 | 1,648 |
| Average Assets, quarterly | $415,500,000 | 1,648 |
| Volatile liabilities | $101,760,000 | 1,410 |
| Insider loans | $4,904,000 | 1,594 |
| FHLB advances | $32,000,000 | 1,400 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $78,811,000 | 1,224 |
| Tier 1 (core) risk-based capital | $40,119,000 | 1,626 |
| Tier 2 risk-based capital | $5,628,000 | 945 |
| Total risk weighted assets | $449,511,000 | 1,133 |
| Total unused commitments | $78,811,000 | 1,226 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 79 | 2,214 |
| Assets and Liabilities | ||
| Total Assets: | $403,467,000 | 1,699 |
| Cash and due from depository institutions | $7,869,000 | 2,214 |
| Interest-bearing balances | $31,000 | 5,722 |
| Securities | $3,595,000 | 7,433 |
| Federal funds sold & reverse repurchase agreements | $2,945,000 | 3,503 |
| Net loans & leases | $382,890,000 | 1,241 |
| Loan loss allowance | $4,765,000 | 1,159 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $1,019,000 | 5,863 |
| Other real estate owned | $0 | 2,214 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $5,149,000 | 3,005 |
| Life insurance assets | $84,000 | 3,912 |
| Total liabilities and capital | $403,467,000 | 1,699 |
| Total liabilities | $363,791,000 | 1,691 |
| Total deposits | $325,160,000 | 1,652 |
| Interest-bearing deposits | $280,172,000 | 1,670 |
| Deposits held in domestic offices | $325,160,000 | 1,647 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $37,000,000 | 1,253 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,631,000 | 2,873 |
| Total equity capital | $39,676,000 | 1,761 |
| Total bank equity capital | $39,676,000 | 1,761 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,241,000 | 2,600 |
| Surplus | $27,741,000 | 1,114 |
| Undivided profits | $10,694,000 | 3,007 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,125,000 | 944 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $109,000 | 740 |
| Income earned, not collected on loans | $2,116,000 | 2,002 |
| Earning assets | $389,461,000 | 1,609 |
| Long-term assets (5+ years) | $26,686,000 | 3,121 |
| Average Assets, year-to-date | $364,343,800 | 1,793 |
| Average Assets, quarterly | $392,439,000 | 1,720 |
| Volatile liabilities | $86,053,000 | 1,649 |
| Insider loans | $4,720,000 | 1,614 |
| FHLB advances | $37,000,000 | 1,177 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $84,159,000 | 1,182 |
| Tier 1 (core) risk-based capital | $39,667,000 | 1,641 |
| Tier 2 risk-based capital | $4,982,000 | 1,066 |
| Total risk weighted assets | $424,798,000 | 1,182 |
| Total unused commitments | $84,159,000 | 1,183 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 76 | 2,280 |
| Assets and Liabilities | ||
| Total Assets: | $381,411,000 | 1,752 |
| Cash and due from depository institutions | $5,921,000 | 2,280 |
| Interest-bearing balances | $53,000 | 5,238 |
| Securities | $3,458,000 | 7,500 |
| Federal funds sold & reverse repurchase agreements | $6,942,000 | 2,007 |
| Net loans & leases | $359,858,000 | 1,302 |
| Loan loss allowance | $4,259,000 | 1,228 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $689,000 | 6,475 |
| Other real estate owned | $0 | 2,280 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $4,543,000 | 3,290 |
| Life insurance assets | $82,000 | 3,887 |
| Total liabilities and capital | $381,411,000 | 1,752 |
| Total liabilities | $344,395,000 | 1,738 |
| Total deposits | $330,319,000 | 1,606 |
| Interest-bearing deposits | $292,031,000 | 1,588 |
| Deposits held in domestic offices | $330,319,000 | 1,601 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $12,000,000 | 2,356 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $2,076,000 | 2,413 |
| Total equity capital | $37,016,000 | 1,858 |
| Total bank equity capital | $37,016,000 | 1,858 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,232,000 | 2,582 |
| Surplus | $25,662,000 | 1,154 |
| Undivided profits | $10,122,000 | 3,136 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,510,000 | 1,270 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $42,000 | 935 |
| Income earned, not collected on loans | $2,150,000 | 2,120 |
| Earning assets | $370,311,000 | 1,663 |
| Long-term assets (5+ years) | $25,686,000 | 3,068 |
| Average Assets, year-to-date | $354,563,000 | 1,830 |
| Average Assets, quarterly | $372,355,000 | 1,778 |
| Volatile liabilities | $77,433,000 | 1,775 |
| Insider loans | $4,743,000 | 1,563 |
| FHLB advances | $12,000,000 | 2,240 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $96,760,000 | 1,058 |
| Tier 1 (core) risk-based capital | $37,020,000 | 1,737 |
| Tier 2 risk-based capital | $4,473,000 | 1,165 |
| Total risk weighted assets | $406,860,000 | 1,217 |
| Total unused commitments | $96,760,000 | 1,059 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 74 | 2,370 |
| Assets and Liabilities | ||
| Total Assets: | $363,299,000 | 1,845 |
| Cash and due from depository institutions | $7,218,000 | 2,370 |
| Interest-bearing balances | $211,000 | 3,893 |
| Securities | $3,932,000 | 7,438 |
| Federal funds sold & reverse repurchase agreements | $1,756,000 | 4,427 |
| Net loans & leases | $344,906,000 | 1,365 |
| Loan loss allowance | $4,103,000 | 1,291 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $639,000 | 6,612 |
| Other real estate owned | $0 | 2,370 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $4,848,000 | 3,123 |
| Life insurance assets | $82,000 | 3,914 |
| Total liabilities and capital | $363,299,000 | 1,845 |
| Total liabilities | $328,082,000 | 1,835 |
| Total deposits | $324,786,000 | 1,660 |
| Interest-bearing deposits | $287,429,000 | 1,623 |
| Deposits held in domestic offices | $324,786,000 | 1,654 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $2,000,000 | 4,343 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,296,000 | 3,255 |
| Total equity capital | $35,217,000 | 1,925 |
| Total bank equity capital | $35,217,000 | 1,925 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,228,000 | 2,589 |
| Surplus | $25,129,000 | 1,182 |
| Undivided profits | $8,860,000 | 3,376 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,481,000 | 1,117 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $42,000 | 941 |
| Income earned, not collected on loans | $1,926,000 | 2,191 |
| Earning assets | $350,805,000 | 1,753 |
| Long-term assets (5+ years) | $26,616,000 | 2,931 |
| Average Assets, year-to-date | $345,613,670 | 1,890 |
| Average Assets, quarterly | $354,156,500 | 1,878 |
| Volatile liabilities | $66,734,000 | 1,992 |
| Insider loans | $4,763,000 | 1,543 |
| FHLB advances | $2,000,000 | 4,165 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $95,759,000 | 1,092 |
| Tier 1 (core) risk-based capital | $35,237,000 | 1,831 |
| Tier 2 risk-based capital | $4,346,000 | 1,206 |
| Total risk weighted assets | $389,058,000 | 1,279 |
| Total unused commitments | $95,759,000 | 1,092 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 68 | 2,566 |
| Assets and Liabilities | ||
| Total Assets: | $345,014,000 | 1,923 |
| Cash and due from depository institutions | $6,059,000 | 2,566 |
| Interest-bearing balances | $142,000 | 4,340 |
| Securities | $3,831,000 | 7,497 |
| Federal funds sold & reverse repurchase agreements | $12,296,000 | 1,656 |
| Net loans & leases | $317,618,000 | 1,467 |
| Loan loss allowance | $4,164,000 | 1,263 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $606,000 | 6,687 |
| Other real estate owned | $0 | 2,566 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $4,604,000 | 3,178 |
| Life insurance assets | $82,000 | 3,925 |
| Total liabilities and capital | $345,015,000 | 1,923 |
| Total liabilities | $311,621,000 | 1,912 |
| Total deposits | $294,668,000 | 1,822 |
| Interest-bearing deposits | $259,046,000 | 1,809 |
| Deposits held in domestic offices | $294,668,000 | 1,817 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $15,000,000 | 1,934 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $1,953,000 | 2,443 |
| Total equity capital | $33,394,000 | 2,037 |
| Total bank equity capital | $33,394,000 | 2,037 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,227,000 | 2,581 |
| Surplus | $24,328,000 | 1,192 |
| Undivided profits | $7,839,000 | 3,672 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $502,000 | 3,995 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $42,000 | 960 |
| Income earned, not collected on loans | $1,798,000 | 2,275 |
| Earning assets | $333,887,000 | 1,837 |
| Long-term assets (5+ years) | $23,546,000 | 3,120 |
| Average Assets, year-to-date | $336,771,000 | 1,939 |
| Average Assets, quarterly | $336,771,000 | 1,939 |
| Volatile liabilities | $79,388,000 | 1,688 |
| Insider loans | $4,652,000 | 1,535 |
| FHLB advances | $15,000,000 | 1,846 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $125,253,000 | 876 |
| Tier 1 (core) risk-based capital | $33,414,000 | 1,928 |
| Tier 2 risk-based capital | $4,413,000 | 1,176 |
| Total risk weighted assets | $366,544,000 | 1,354 |
| Total unused commitments | $125,253,000 | 876 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 65 | 2,686 |
| Assets and Liabilities | ||
| Total Assets: | $328,528,000 | 1,985 |
| Cash and due from depository institutions | $8,751,000 | 2,686 |
| Interest-bearing balances | $291,000 | 3,674 |
| Securities | $4,418,000 | 7,398 |
| Federal funds sold & reverse repurchase agreements | $17,000,000 | 961 |
| Net loans & leases | $293,180,000 | 1,574 |
| Loan loss allowance | $4,203,000 | 1,224 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $567,000 | 6,813 |
| Other real estate owned | $0 | 2,686 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $4,612,000 | 3,183 |
| Life insurance assets | $67,000 | 3,949 |
| Total liabilities and capital | $328,528,000 | 1,985 |
| Total liabilities | $297,350,000 | 1,969 |
| Total deposits | $265,851,000 | 1,973 |
| Interest-bearing deposits | $228,888,000 | 1,963 |
| Deposits held in domestic offices | $265,851,000 | 1,967 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,200,000 | 2,550 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $29,250,000 | 1,333 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $1,049,000 | 3,747 |
| Total equity capital | $31,178,000 | 2,157 |
| Total bank equity capital | $31,178,000 | 2,157 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $1,180,000 | 2,663 |
| Surplus | $21,188,000 | 1,302 |
| Undivided profits | $8,810,000 | 3,422 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,941,000 | 1,085 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $121,000 | 664 |
| Income earned, not collected on loans | $1,790,000 | 2,344 |
| Earning assets | $314,889,000 | 1,904 |
| Long-term assets (5+ years) | $28,520,000 | 2,741 |
| Average Assets, year-to-date | $300,428,000 | 2,078 |
| Average Assets, quarterly | $318,461,000 | 2,017 |
| Volatile liabilities | $102,482,000 | 1,464 |
| Insider loans | $4,414,000 | 1,610 |
| FHLB advances | $29,250,000 | 1,249 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $97,651,000 | 1,044 |
| Tier 1 (core) risk-based capital | $31,204,000 | 2,053 |
| Tier 2 risk-based capital | $4,317,000 | 1,182 |
| Total risk weighted assets | $345,303,000 | 1,414 |
| Total unused commitments | $97,651,000 | 1,044 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 65 | 2,707 |
| Assets and Liabilities | ||
| Total Assets: | $308,394,000 | 2,093 |
| Cash and due from depository institutions | $10,687,000 | 2,707 |
| Interest-bearing balances | $690,000 | 2,770 |
| Securities | $4,400,000 | 7,477 |
| Federal funds sold & reverse repurchase agreements | $14,341,000 | 969 |
| Net loans & leases | $274,121,000 | 1,676 |
| Loan loss allowance | $3,997,000 | 1,295 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $589,000 | 6,761 |
| Other real estate owned | $0 | 2,707 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $4,256,000 | 3,382 |
| Life insurance assets | $52,000 | 3,959 |
| Total liabilities and capital | $308,394,000 | 2,093 |
| Total liabilities | $279,098,000 | 2,070 |
| Total deposits | $269,277,000 | 1,920 |
| Interest-bearing deposits | $230,773,000 | 1,929 |
| Deposits held in domestic offices | $269,277,000 | 1,915 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $8,250,000 | 2,921 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,571,000 | 2,833 |
| Total equity capital | $29,296,000 | 2,255 |
| Total bank equity capital | $29,296,000 | 2,255 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,173,000 | 2,678 |
| Surplus | $20,572,000 | 1,332 |
| Undivided profits | $7,551,000 | 3,746 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,637,000 | 1,168 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $121,000 | 695 |
| Income earned, not collected on loans | $1,657,000 | 2,541 |
| Earning assets | $293,552,000 | 2,027 |
| Long-term assets (5+ years) | $29,200,000 | 2,677 |
| Average Assets, year-to-date | $293,403,000 | 2,132 |
| Average Assets, quarterly | $299,133,000 | 2,133 |
| Volatile liabilities | $81,108,000 | 1,782 |
| Insider loans | $4,820,000 | 1,477 |
| FHLB advances | $8,250,000 | 2,788 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $92,662,000 | 1,110 |
| Tier 1 (core) risk-based capital | $29,331,000 | 2,159 |
| Tier 2 risk-based capital | $4,044,000 | 1,273 |
| Total risk weighted assets | $323,365,000 | 1,501 |
| Total unused commitments | $92,662,000 | 1,111 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 66 | 2,673 |
| Assets and Liabilities | ||
| Total Assets: | $289,872,000 | 2,205 |
| Cash and due from depository institutions | $11,328,000 | 2,673 |
| Interest-bearing balances | $624,000 | 2,875 |
| Securities | $3,890,000 | 7,641 |
| Federal funds sold & reverse repurchase agreements | $6,217,000 | 1,904 |
| Net loans & leases | $263,786,000 | 1,707 |
| Loan loss allowance | $3,847,000 | 1,333 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $640,000 | 6,649 |
| Other real estate owned | $0 | 2,673 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $4,011,000 | 3,471 |
| Life insurance assets | $52,000 | 3,941 |
| Total liabilities and capital | $289,871,000 | 2,205 |
| Total liabilities | $262,416,000 | 2,188 |
| Total deposits | $257,985,000 | 2,000 |
| Interest-bearing deposits | $216,633,000 | 2,019 |
| Deposits held in domestic offices | $257,985,000 | 1,995 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $3,250,000 | 4,209 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,181,000 | 3,155 |
| Total equity capital | $27,455,000 | 2,331 |
| Total bank equity capital | $27,455,000 | 2,331 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $1,168,000 | 2,675 |
| Surplus | $19,931,000 | 1,350 |
| Undivided profits | $6,356,000 | 4,006 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,648,000 | 1,022 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $121,000 | 708 |
| Income earned, not collected on loans | $1,372,000 | 2,730 |
| Earning assets | $274,517,000 | 2,138 |
| Long-term assets (5+ years) | $17,595,000 | 3,577 |
| Average Assets, year-to-date | $288,406,000 | 2,168 |
| Average Assets, quarterly | $293,078,000 | 2,156 |
| Volatile liabilities | $68,551,000 | 2,026 |
| Insider loans | $4,417,000 | 1,563 |
| FHLB advances | $3,250,000 | 4,032 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $103,703,000 | 1,012 |
| Tier 1 (core) risk-based capital | $27,523,000 | 2,258 |
| Tier 2 risk-based capital | $3,803,000 | 1,337 |
| Total risk weighted assets | $304,032,000 | 1,577 |
| Total unused commitments | $103,703,000 | 1,012 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 60 | 2,915 |
| Assets and Liabilities | ||
| Total Assets: | $296,284,000 | 2,124 |
| Cash and due from depository institutions | $12,834,000 | 2,915 |
| Interest-bearing balances | $5,469,000 | 1,017 |
| Securities | $3,917,000 | 7,679 |
| Federal funds sold & reverse repurchase agreements | $20,568,000 | 691 |
| Net loans & leases | $254,606,000 | 1,721 |
| Loan loss allowance | $3,676,000 | 1,384 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $477,000 | 7,067 |
| Other real estate owned | $0 | 2,915 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $3,882,000 | 3,464 |
| Life insurance assets | $52,000 | 3,905 |
| Total liabilities and capital | $296,284,000 | 2,124 |
| Total liabilities | $270,183,000 | 2,097 |
| Total deposits | $265,498,000 | 1,932 |
| Interest-bearing deposits | $227,349,000 | 1,907 |
| Deposits held in domestic offices | $265,498,000 | 1,927 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $3,250,000 | 4,095 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $1,435,000 | 2,772 |
| Total equity capital | $26,101,000 | 2,408 |
| Total bank equity capital | $26,101,000 | 2,408 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,158,000 | 2,668 |
| Surplus | $19,494,000 | 1,332 |
| Undivided profits | $5,449,000 | 4,377 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,664,000 | 988 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $121,000 | 689 |
| Income earned, not collected on loans | $1,263,000 | 2,817 |
| Earning assets | $284,560,000 | 2,030 |
| Long-term assets (5+ years) | $14,717,000 | 3,867 |
| Average Assets, year-to-date | $287,673,000 | 2,167 |
| Average Assets, quarterly | $287,673,000 | 2,167 |
| Volatile liabilities | $76,903,000 | 1,751 |
| Insider loans | $4,484,000 | 1,512 |
| FHLB advances | $3,250,000 | 3,952 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $91,264,000 | 1,107 |
| Tier 1 (core) risk-based capital | $26,140,000 | 2,320 |
| Tier 2 risk-based capital | $3,642,000 | 1,374 |
| Total risk weighted assets | $291,119,000 | 1,601 |
| Total unused commitments | $91,264,000 | 1,107 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 56 | 3,069 |
| Assets and Liabilities | ||
| Total Assets: | $279,062,000 | 2,224 |
| Cash and due from depository institutions | $10,652,000 | 3,069 |
| Interest-bearing balances | $544,000 | 3,249 |
| Securities | $2,925,000 | 7,987 |
| Federal funds sold & reverse repurchase agreements | $14,836,000 | 908 |
| Net loans & leases | $246,854,000 | 1,744 |
| Loan loss allowance | $3,509,000 | 1,416 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $473,000 | 7,098 |
| Other real estate owned | $0 | 3,069 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $3,322,000 | 3,837 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $279,062,000 | 2,224 |
| Total liabilities | $254,789,000 | 2,198 |
| Total deposits | $246,547,000 | 2,043 |
| Interest-bearing deposits | $233,264,000 | 1,831 |
| Deposits held in domestic offices | $246,547,000 | 2,036 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $7,500,000 | 3,083 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $742,000 | 4,151 |
| Total equity capital | $24,273,000 | 2,519 |
| Total bank equity capital | $24,273,000 | 2,519 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $1,106,000 | 2,705 |
| Surplus | $17,513,000 | 1,429 |
| Undivided profits | $5,654,000 | 4,294 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,672,000 | 985 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $120,000 | 683 |
| Income earned, not collected on loans | $1,179,000 | 2,999 |
| Earning assets | $265,159,000 | 2,145 |
| Long-term assets (5+ years) | $13,982,000 | 3,964 |
| Average Assets, year-to-date | $244,146,600 | 2,428 |
| Average Assets, quarterly | $269,501,500 | 2,276 |
| Volatile liabilities | $73,314,000 | 1,800 |
| Insider loans | $4,465,000 | 1,507 |
| FHLB advances | $7,500,000 | 2,946 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $92,754,000 | 1,070 |
| Tier 1 (core) risk-based capital | $24,307,000 | 2,444 |
| Tier 2 risk-based capital | $3,449,000 | 1,412 |
| Total risk weighted assets | $275,716,000 | 1,659 |
| Total unused commitments | $92,754,000 | 1,070 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 57 | 2,996 |
| Assets and Liabilities | ||
| Total Assets: | $259,941,000 | 2,350 |
| Cash and due from depository institutions | $16,591,000 | 2,996 |
| Interest-bearing balances | $518,000 | 3,385 |
| Securities | $2,468,000 | 8,103 |
| Federal funds sold & reverse repurchase agreements | $6,730,000 | 1,821 |
| Net loans & leases | $230,838,000 | 1,812 |
| Loan loss allowance | $3,377,000 | 1,435 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $506,000 | 7,018 |
| Other real estate owned | $0 | 2,996 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $2,808,000 | 4,179 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $259,941,000 | 2,350 |
| Total liabilities | $236,915,000 | 2,320 |
| Total deposits | $228,279,000 | 2,166 |
| Interest-bearing deposits | $215,909,000 | 1,920 |
| Deposits held in domestic offices | $228,279,000 | 2,160 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $7,500,000 | 3,115 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,136,000 | 3,158 |
| Total equity capital | $23,026,000 | 2,613 |
| Total bank equity capital | $23,026,000 | 2,613 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,103,000 | 2,691 |
| Surplus | $17,183,000 | 1,411 |
| Undivided profits | $4,740,000 | 4,787 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,460,000 | 1,077 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $204,000 | 569 |
| Income earned, not collected on loans | $1,029,000 | 3,339 |
| Earning assets | $240,554,000 | 2,332 |
| Long-term assets (5+ years) | $13,153,000 | 4,135 |
| Average Assets, year-to-date | $235,417,750 | 2,497 |
| Average Assets, quarterly | $251,747,500 | 2,400 |
| Volatile liabilities | $68,792,000 | 1,821 |
| Insider loans | $4,485,000 | 1,437 |
| FHLB advances | $7,500,000 | 2,973 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $103,927,000 | 960 |
| Tier 1 (core) risk-based capital | $23,046,000 | 2,518 |
| Tier 2 risk-based capital | $3,167,000 | 1,511 |
| Total risk weighted assets | $252,511,000 | 1,733 |
| Total unused commitments | $103,927,000 | 961 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 56 | 3,039 |
| Assets and Liabilities | ||
| Total Assets: | $243,554,000 | 2,453 |
| Cash and due from depository institutions | $13,718,000 | 3,039 |
| Interest-bearing balances | $569,000 | 3,282 |
| Securities | $1,973,000 | 8,263 |
| Federal funds sold & reverse repurchase agreements | $13,362,000 | 908 |
| Net loans & leases | $211,450,000 | 1,918 |
| Loan loss allowance | $2,983,000 | 1,616 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $492,000 | 7,046 |
| Other real estate owned | $0 | 3,039 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $2,559,000 | 4,291 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $243,554,000 | 2,453 |
| Total liabilities | $221,894,000 | 2,426 |
| Total deposits | $213,615,000 | 2,243 |
| Interest-bearing deposits | $175,874,000 | 2,307 |
| Deposits held in domestic offices | $213,615,000 | 2,238 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $7,500,000 | 3,076 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $779,000 | 3,815 |
| Total equity capital | $21,660,000 | 2,732 |
| Total bank equity capital | $21,660,000 | 2,732 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,101,000 | 2,671 |
| Surplus | $16,636,000 | 1,420 |
| Undivided profits | $3,923,000 | 5,167 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,518,000 | 1,023 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $157,000 | 646 |
| Income earned, not collected on loans | $795,000 | 3,850 |
| Earning assets | $227,354,000 | 2,404 |
| Long-term assets (5+ years) | $12,659,000 | 4,249 |
| Average Assets, year-to-date | $227,243,330 | 2,560 |
| Average Assets, quarterly | $229,046,500 | 2,571 |
| Volatile liabilities | $50,580,000 | 2,256 |
| Insider loans | $1,673,000 | 3,101 |
| FHLB advances | $7,500,000 | 2,939 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $99,717,000 | 961 |
| Tier 1 (core) risk-based capital | $21,678,000 | 2,601 |
| Tier 2 risk-based capital | $2,908,000 | 1,614 |
| Total risk weighted assets | $232,399,000 | 1,824 |
| Total unused commitments | $99,717,000 | 962 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 57 | 2,959 |
| Assets and Liabilities | ||
| Total Assets: | $214,539,000 | 2,719 |
| Cash and due from depository institutions | $12,067,000 | 2,959 |
| Interest-bearing balances | $456,000 | 3,517 |
| Securities | $1,962,000 | 8,330 |
| Federal funds sold & reverse repurchase agreements | $1,427,000 | 4,559 |
| Net loans & leases | $196,061,000 | 2,012 |
| Loan loss allowance | $2,466,000 | 1,931 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $538,000 | 6,969 |
| Other real estate owned | $0 | 2,959 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $2,484,000 | 4,330 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $214,539,000 | 2,719 |
| Total liabilities | $193,501,000 | 2,702 |
| Total deposits | $184,087,000 | 2,579 |
| Interest-bearing deposits | $154,743,000 | 2,591 |
| Deposits held in domestic offices | $184,087,000 | 2,574 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $8,500,000 | 2,825 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $914,000 | 3,399 |
| Total equity capital | $21,038,000 | 2,737 |
| Total bank equity capital | $21,038,000 | 2,737 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,097,000 | 2,705 |
| Surplus | $16,580,000 | 1,381 |
| Undivided profits | $3,361,000 | 5,433 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $219,000 | 5,221 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $844,000 | 3,553 |
| Earning assets | $199,906,000 | 2,686 |
| Long-term assets (5+ years) | $8,003,000 | 5,169 |
| Average Assets, year-to-date | $219,088,000 | 2,652 |
| Average Assets, quarterly | $219,088,000 | 2,652 |
| Volatile liabilities | $43,909,000 | 2,419 |
| Insider loans | $2,955,000 | 2,046 |
| FHLB advances | $8,500,000 | 2,701 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $101,653,000 | 935 |
| Tier 1 (core) risk-based capital | $21,063,000 | 2,632 |
| Tier 2 risk-based capital | $2,625,000 | 1,730 |
| Total risk weighted assets | $212,995,000 | 1,923 |
| Total unused commitments | $101,653,000 | 935 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 55 | 3,070 |
| Assets and Liabilities | ||
| Total Assets: | $223,637,000 | 2,619 |
| Cash and due from depository institutions | $8,661,000 | 3,070 |
| Interest-bearing balances | $478,000 | 3,538 |
| Securities | $1,987,000 | 8,366 |
| Federal funds sold & reverse repurchase agreements | $26,446,000 | 439 |
| Net loans & leases | $183,936,000 | 2,126 |
| Loan loss allowance | $2,257,000 | 2,076 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $592,000 | 6,828 |
| Other real estate owned | $0 | 3,070 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $2,015,000 | 4,832 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $223,637,000 | 2,619 |
| Total liabilities | $203,017,000 | 2,590 |
| Total deposits | $200,644,000 | 2,357 |
| Interest-bearing deposits | $170,438,000 | 2,342 |
| Deposits held in domestic offices | $200,644,000 | 2,351 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $2,000,000 | 4,561 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $373,000 | 5,446 |
| Total equity capital | $20,620,000 | 2,768 |
| Total bank equity capital | $20,620,000 | 2,768 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,085,000 | 2,700 |
| Surplus | $16,340,000 | 1,387 |
| Undivided profits | $3,195,000 | 5,620 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $822,000 | 2,771 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $710,000 | 4,107 |
| Earning assets | $212,847,000 | 2,533 |
| Long-term assets (5+ years) | $7,286,000 | 5,415 |
| Average Assets, year-to-date | $197,808,400 | 2,793 |
| Average Assets, quarterly | $222,789,000 | 2,596 |
| Volatile liabilities | $45,446,000 | 2,289 |
| Insider loans | $2,786,000 | 2,113 |
| FHLB advances | $2,000,000 | 4,357 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $81,683,000 | 1,069 |
| Tier 1 (core) risk-based capital | $20,630,000 | 2,638 |
| Tier 2 risk-based capital | $2,384,000 | 1,890 |
| Total risk weighted assets | $202,202,000 | 1,992 |
| Total unused commitments | $81,683,000 | 1,069 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 53 | 3,169 |
| Assets and Liabilities | ||
| Total Assets: | $221,941,000 | 2,601 |
| Cash and due from depository institutions | $11,654,000 | 3,169 |
| Interest-bearing balances | $515,000 | 3,467 |
| Securities | $1,999,000 | 8,403 |
| Federal funds sold & reverse repurchase agreements | $27,399,000 | 410 |
| Net loans & leases | $178,199,000 | 2,144 |
| Loan loss allowance | $2,407,000 | 1,944 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $627,000 | 6,720 |
| Other real estate owned | $0 | 3,169 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $2,063,000 | 4,780 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $221,941,000 | 2,601 |
| Total liabilities | $202,126,000 | 2,565 |
| Total deposits | $197,273,000 | 2,372 |
| Interest-bearing deposits | $166,302,000 | 2,362 |
| Deposits held in domestic offices | $197,273,000 | 2,367 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $4,300,000 | 3,813 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $553,000 | 4,653 |
| Total equity capital | $19,815,000 | 2,860 |
| Total bank equity capital | $19,815,000 | 2,860 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $1,073,000 | 2,712 |
| Surplus | $16,162,000 | 1,369 |
| Undivided profits | $2,580,000 | 6,107 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,077,000 | 2,435 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $711,000 | 4,267 |
| Earning assets | $208,112,000 | 2,547 |
| Long-term assets (5+ years) | $6,804,000 | 5,644 |
| Average Assets, year-to-date | $191,351,250 | 2,864 |
| Average Assets, quarterly | $208,813,000 | 2,715 |
| Volatile liabilities | $52,794,000 | 2,008 |
| Insider loans | $2,353,000 | 2,398 |
| FHLB advances | $4,300,000 | 3,662 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $71,776,000 | 1,192 |
| Tier 1 (core) risk-based capital | $19,817,000 | 2,722 |
| Tier 2 risk-based capital | $2,470,000 | 1,796 |
| Total risk weighted assets | $197,555,000 | 2,014 |
| Total unused commitments | $71,776,000 | 1,193 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 53 | 3,196 |
| Assets and Liabilities | ||
| Total Assets: | $195,685,000 | 2,867 |
| Cash and due from depository institutions | $6,916,000 | 3,196 |
| Interest-bearing balances | $429,000 | 3,720 |
| Securities | $1,472,000 | 8,589 |
| Federal funds sold & reverse repurchase agreements | $10,455,000 | 1,038 |
| Net loans & leases | $174,230,000 | 2,147 |
| Loan loss allowance | $2,384,000 | 1,947 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $681,000 | 6,615 |
| Other real estate owned | $0 | 3,196 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $1,931,000 | 4,895 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $195,685,000 | 2,867 |
| Total liabilities | $176,484,000 | 2,865 |
| Total deposits | $170,606,000 | 2,677 |
| Interest-bearing deposits | $143,991,000 | 2,692 |
| Deposits held in domestic offices | $170,606,000 | 2,672 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $4,300,000 | 3,759 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $1,578,000 | 2,117 |
| Total equity capital | $19,201,000 | 2,824 |
| Total bank equity capital | $19,201,000 | 2,824 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $1,069,000 | 2,722 |
| Surplus | $16,107,000 | 1,323 |
| Undivided profits | $2,025,000 | 6,387 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $684,000 | 3,379 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $653,000 | 4,283 |
| Earning assets | $186,586,000 | 2,772 |
| Long-term assets (5+ years) | $8,206,000 | 5,413 |
| Average Assets, year-to-date | $181,154,670 | 2,991 |
| Average Assets, quarterly | $189,365,500 | 2,908 |
| Volatile liabilities | $58,126,000 | 1,800 |
| Insider loans | $1,654,000 | 3,061 |
| FHLB advances | $4,300,000 | 3,601 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $63,171,000 | 1,293 |
| Tier 1 (core) risk-based capital | $19,223,000 | 2,745 |
| Tier 2 risk-based capital | $2,333,000 | 1,869 |
| Total risk weighted assets | $186,514,000 | 2,068 |
| Total unused commitments | $63,171,000 | 1,294 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 50 | 3,340 |
| Assets and Liabilities | ||
| Total Assets: | $183,046,000 | 2,990 |
| Cash and due from depository institutions | $7,329,000 | 3,340 |
| Interest-bearing balances | $445,000 | 3,869 |
| Securities | $1,513,000 | 8,580 |
| Federal funds sold & reverse repurchase agreements | $12,590,000 | 1,160 |
| Net loans & leases | $159,140,000 | 2,269 |
| Loan loss allowance | $2,353,000 | 1,949 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $728,000 | 6,480 |
| Other real estate owned | $0 | 3,340 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $1,746,000 | 4,976 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $183,046,000 | 2,990 |
| Total liabilities | $164,572,000 | 2,980 |
| Total deposits | $164,154,000 | 2,743 |
| Interest-bearing deposits | $140,305,000 | 2,744 |
| Deposits held in domestic offices | $164,154,000 | 2,739 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $418,000 | 5,353 |
| Total equity capital | $18,474,000 | 2,977 |
| Total bank equity capital | $18,474,000 | 2,977 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $1,054,000 | 2,732 |
| Surplus | $15,833,000 | 1,320 |
| Undivided profits | $1,587,000 | 6,950 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $797,000 | 3,132 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $604,000 | 4,525 |
| Earning assets | $173,688,000 | 2,914 |
| Long-term assets (5+ years) | $6,324,000 | 5,849 |
| Average Assets, year-to-date | $173,889,500 | 3,085 |
| Average Assets, quarterly | $173,889,500 | 3,085 |
| Volatile liabilities | $52,193,000 | 1,905 |
| Insider loans | $1,889,000 | 2,745 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $59,815,000 | 1,309 |
| Tier 1 (core) risk-based capital | $18,470,000 | 2,811 |
| Tier 2 risk-based capital | $2,161,000 | 1,968 |
| Total risk weighted assets | $172,653,000 | 2,174 |
| Total unused commitments | $59,815,000 | 1,313 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 47 | 3,549 |
| Assets and Liabilities | ||
| Total Assets: | $164,733,000 | 3,226 |
| Cash and due from depository institutions | $6,996,000 | 3,549 |
| Interest-bearing balances | $406,000 | 3,874 |
| Securities | $1,503,000 | 8,656 |
| Federal funds sold & reverse repurchase agreements | $2,715,000 | 3,482 |
| Net loans & leases | $151,165,000 | 2,363 |
| Loan loss allowance | $2,107,000 | 2,159 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $752,000 | 6,449 |
| Other real estate owned | $0 | 3,549 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $1,602,000 | 5,264 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $164,733,000 | 3,226 |
| Total liabilities | $149,203,000 | 3,205 |
| Total deposits | $148,929,000 | 2,971 |
| Interest-bearing deposits | $125,326,000 | 3,000 |
| Deposits held in domestic offices | $148,929,000 | 2,967 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $274,000 | 6,313 |
| Total equity capital | $15,530,000 | 3,426 |
| Total bank equity capital | $15,530,000 | 3,426 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $916,000 | 3,231 |
| Surplus | $13,280,000 | 1,515 |
| Undivided profits | $1,334,000 | 7,151 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $79,000 | 6,945 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $609,000 | 4,640 |
| Earning assets | $155,789,000 | 3,148 |
| Long-term assets (5+ years) | $6,624,000 | 5,777 |
| Average Assets, year-to-date | $149,393,600 | 3,401 |
| Average Assets, quarterly | $163,873,000 | 3,230 |
| Volatile liabilities | $43,155,000 | 2,218 |
| Insider loans | $2,435,000 | 2,223 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $56,462,000 | 1,318 |
| Tier 1 (core) risk-based capital | $15,528,000 | 3,271 |
| Tier 2 risk-based capital | $2,020,000 | 2,087 |
| Total risk weighted assets | $161,447,000 | 2,297 |
| Total unused commitments | $56,462,000 | 1,320 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 44 | 3,774 |
| Assets and Liabilities | ||
| Total Assets: | $163,013,000 | 3,252 |
| Cash and due from depository institutions | $9,189,000 | 3,774 |
| Interest-bearing balances | $404,000 | 4,017 |
| Securities | $1,509,000 | 8,661 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $150,244,000 | 2,336 |
| Loan loss allowance | $2,030,000 | 2,234 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $827,000 | 6,272 |
| Other real estate owned | $0 | 3,774 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $1,244,000 | 5,966 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $163,013,000 | 3,252 |
| Total liabilities | $148,648,000 | 3,209 |
| Total deposits | $145,504,000 | 3,042 |
| Interest-bearing deposits | $123,952,000 | 3,038 |
| Deposits held in domestic offices | $145,504,000 | 3,040 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,270,000 | 2,108 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $874,000 | 3,534 |
| Total equity capital | $14,365,000 | 3,650 |
| Total bank equity capital | $14,365,000 | 3,650 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $895,000 | 3,309 |
| Surplus | $12,007,000 | 1,623 |
| Undivided profits | $1,463,000 | 7,101 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,319 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $590,000 | 4,925 |
| Earning assets | $152,157,000 | 3,200 |
| Long-term assets (5+ years) | $7,980,000 | 5,433 |
| Average Assets, year-to-date | $145,558,750 | 3,496 |
| Average Assets, quarterly | $157,221,000 | 3,326 |
| Volatile liabilities | $49,399,000 | 1,925 |
| Insider loans | $3,314,000 | 1,684 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $49,399,000 | 1,468 |
| Tier 1 (core) risk-based capital | $14,359,000 | 3,500 |
| Tier 2 risk-based capital | $2,006,000 | 2,094 |
| Total risk weighted assets | $160,369,000 | 2,302 |
| Total unused commitments | $49,399,000 | 1,474 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 41 | 3,997 |
| Assets and Liabilities | ||
| Total Assets: | $151,429,000 | 3,430 |
| Cash and due from depository institutions | $6,097,000 | 3,997 |
| Interest-bearing balances | $1,248,000 | 2,993 |
| Securities | $1,728,000 | 8,655 |
| Federal funds sold & reverse repurchase agreements | $6,605,000 | 2,379 |
| Net loans & leases | $134,882,000 | 2,553 |
| Loan loss allowance | $1,811,000 | 2,417 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $837,000 | 6,252 |
| Other real estate owned | $0 | 3,997 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $1,280,000 | 5,760 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $151,429,000 | 3,430 |
| Total liabilities | $138,688,000 | 3,373 |
| Total deposits | $138,001,000 | 3,173 |
| Interest-bearing deposits | $116,575,000 | 3,160 |
| Deposits held in domestic offices | $138,001,000 | 3,169 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $687,000 | 4,251 |
| Total equity capital | $12,741,000 | 4,047 |
| Total bank equity capital | $12,741,000 | 4,047 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $894,000 | 3,311 |
| Surplus | $10,721,000 | 1,758 |
| Undivided profits | $1,126,000 | 7,488 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,340 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $511,000 | 5,308 |
| Earning assets | $144,463,000 | 3,312 |
| Long-term assets (5+ years) | $20,972,000 | 3,358 |
| Average Assets, year-to-date | $139,740,670 | 3,619 |
| Average Assets, quarterly | $144,569,000 | 3,534 |
| Volatile liabilities | $48,169,000 | 1,943 |
| Insider loans | $4,014,000 | 1,356 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $43,152,000 | 1,611 |
| Tier 1 (core) risk-based capital | $12,738,000 | 3,826 |
| Tier 2 risk-based capital | $1,793,000 | 2,226 |
| Total risk weighted assets | $143,238,000 | 2,498 |
| Total unused commitments | $43,152,000 | 1,619 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 37 | 4,323 |
| Assets and Liabilities | ||
| Total Assets: | $137,709,000 | 3,694 |
| Cash and due from depository institutions | $8,264,000 | 4,323 |
| Interest-bearing balances | $1,760,000 | 2,640 |
| Securities | $3,744,000 | 8,163 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $123,639,000 | 2,699 |
| Loan loss allowance | $1,625,000 | 2,627 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $763,000 | 6,448 |
| Other real estate owned | $0 | 4,323 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $1,299,000 | 5,676 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $137,709,000 | 3,694 |
| Total liabilities | $126,408,000 | 3,616 |
| Total deposits | $125,679,000 | 3,385 |
| Interest-bearing deposits | $107,954,000 | 3,366 |
| Deposits held in domestic offices | $125,679,000 | 3,381 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $729,000 | 4,123 |
| Total equity capital | $11,301,000 | 4,359 |
| Total bank equity capital | $11,301,000 | 4,359 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $891,000 | 3,332 |
| Surplus | $9,582,000 | 1,905 |
| Undivided profits | $828,000 | 7,726 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,370 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $519,000 | 5,231 |
| Earning assets | $129,143,000 | 3,603 |
| Long-term assets (5+ years) | $15,741,000 | 3,898 |
| Average Assets, year-to-date | $133,896,500 | 3,747 |
| Average Assets, quarterly | $133,896,500 | 3,747 |
| Volatile liabilities | $45,288,000 | 1,996 |
| Insider loans | $4,522,000 | 1,156 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $39,707,000 | 1,665 |
| Tier 1 (core) risk-based capital | $11,300,000 | 4,165 |
| Tier 2 risk-based capital | $1,573,000 | 2,475 |
| Total risk weighted assets | $125,595,000 | 2,817 |
| Total unused commitments | $39,707,000 | 1,675 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 34 | 4,589 |
| Assets and Liabilities | ||
| Total Assets: | $130,084,000 | 3,832 |
| Cash and due from depository institutions | $9,613,000 | 4,589 |
| Interest-bearing balances | $601,000 | 3,566 |
| Securities | $1,664,000 | 8,754 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $117,188,000 | 2,809 |
| Loan loss allowance | $1,536,000 | 2,686 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $454,000 | 7,366 |
| Other real estate owned | $0 | 4,589 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $1,165,000 | 6,063 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $130,084,000 | 3,832 |
| Total liabilities | $119,317,000 | 3,765 |
| Total deposits | $118,579,000 | 3,509 |
| Interest-bearing deposits | $95,504,000 | 3,694 |
| Deposits held in domestic offices | $118,579,000 | 3,506 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $370,000 | 2,904 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $368,000 | 6,119 |
| Total equity capital | $10,767,000 | 4,469 |
| Total bank equity capital | $10,767,000 | 4,469 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $890,000 | 3,334 |
| Surplus | $9,369,000 | 1,913 |
| Undivided profits | $508,000 | 8,140 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,375 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $528,000 | 5,420 |
| Earning assets | $119,453,000 | 3,811 |
| Long-term assets (5+ years) | $10,708,000 | 4,664 |
| Average Assets, year-to-date | $115,547,400 | 4,056 |
| Average Assets, quarterly | $126,088,000 | 3,895 |
| Volatile liabilities | $40,089,000 | 2,203 |
| Insider loans | $4,985,000 | 1,031 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $62,986,000 | 1,135 |
| Tier 1 (core) risk-based capital | $10,766,000 | 4,251 |
| Tier 2 risk-based capital | $1,498,000 | 2,532 |
| Total risk weighted assets | $119,669,000 | 2,886 |
| Total unused commitments | $62,986,000 | 1,136 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 27 | 5,385 |
| Assets and Liabilities | ||
| Total Assets: | $92,927,000 | 4,807 |
| Cash and due from depository institutions | $7,101,000 | 5,385 |
| Interest-bearing balances | $665,000 | 3,410 |
| Securities | $3,342,000 | 8,471 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $80,885,000 | 3,742 |
| Loan loss allowance | $1,122,000 | 3,291 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $481,000 | 7,392 |
| Other real estate owned | $0 | 5,385 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $1,118,000 | 6,274 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $92,927,000 | 4,807 |
| Total liabilities | $84,642,000 | 4,753 |
| Total deposits | $83,231,000 | 4,541 |
| Interest-bearing deposits | $71,618,000 | 4,519 |
| Deposits held in domestic offices | $83,231,000 | 4,536 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,195,000 | 2,525 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $216,000 | 7,740 |
| Total equity capital | $8,285,000 | 5,229 |
| Total bank equity capital | $8,285,000 | 5,229 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $877,000 | 3,404 |
| Surplus | $7,904,000 | 2,124 |
| Undivided profits | $-496,000 | 9,040 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,611 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $372,000 | 6,907 |
| Earning assets | $84,892,000 | 4,804 |
| Long-term assets (5+ years) | $10,378,000 | 4,711 |
| Average Assets, year-to-date | $78,141,200 | 5,222 |
| Average Assets, quarterly | $87,154,000 | 4,979 |
| Volatile liabilities | $31,499,000 | 2,633 |
| Insider loans | $3,095,000 | 1,615 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $28,349,000 | 1,944 |
| Tier 1 (core) risk-based capital | $8,257,000 | 5,082 |
| Tier 2 risk-based capital | $1,039,000 | 3,252 |
| Total risk weighted assets | $83,075,000 | 3,779 |
| Total unused commitments | $28,349,000 | 1,952 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 25 | 5,727 |
| Assets and Liabilities | ||
| Total Assets: | $62,259,000 | 6,107 |
| Cash and due from depository institutions | $6,365,000 | 5,727 |
| Interest-bearing balances | $1,723,000 | 1,837 |
| Securities | $7,502,000 | 7,513 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $46,836,000 | 5,394 |
| Loan loss allowance | $646,000 | 4,853 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $636,000 | 6,994 |
| Other real estate owned | $0 | 5,727 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $920,000 | 6,401 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $62,259,000 | 6,107 |
| Total liabilities | $54,554,000 | 6,166 |
| Total deposits | $54,344,000 | 5,903 |
| Interest-bearing deposits | $45,668,000 | 5,981 |
| Deposits held in domestic offices | $54,344,000 | 5,899 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $210,000 | 8,195 |
| Total equity capital | $7,705,000 | 5,413 |
| Total bank equity capital | $7,705,000 | 5,413 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $872,000 | 3,508 |
| Surplus | $7,852,000 | 2,079 |
| Undivided profits | $-1,019,000 | 9,582 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,688 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $268,000 | 7,250 |
| Earning assets | $56,061,000 | 6,174 |
| Long-term assets (5+ years) | $10,138,000 | 4,554 |
| Average Assets, year-to-date | $55,181,600 | 6,337 |
| Average Assets, quarterly | $63,017,000 | 5,994 |
| Volatile liabilities | $13,178,000 | 4,849 |
| Insider loans | $1,979,000 | 2,353 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $21,753,000 | 2,198 |
| Tier 1 (core) risk-based capital | $7,707,000 | 5,295 |
| Tier 2 risk-based capital | $646,000 | 4,587 |
| Total risk weighted assets | $52,485,300 | 5,133 |
| Total unused commitments | $21,753,000 | 2,202 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 18 | 7,085 |
| Assets and Liabilities | ||
| Total Assets: | $40,693,000 | 7,621 |
| Cash and due from depository institutions | $6,839,000 | 7,085 |
| Interest-bearing balances | $4,971,000 | 834 |
| Securities | $9,386,000 | 7,262 |
| Federal funds sold & reverse repurchase agreements | $1,000,000 | 4,889 |
| Net loans & leases | $22,467,000 | 7,641 |
| Loan loss allowance | $266,000 | 7,728 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $677,000 | 7,059 |
| Other real estate owned | $0 | 7,085 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $324,000 | 9,190 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $40,693,000 | 7,621 |
| Total liabilities | $33,246,000 | 7,866 |
| Total deposits | $32,459,000 | 7,765 |
| Interest-bearing deposits | $26,874,000 | 7,841 |
| Deposits held in domestic offices | $32,459,000 | 7,763 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $711,000 | 3,272 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $76,000 | 9,679 |
| Total equity capital | $7,447,000 | 5,384 |
| Total bank equity capital | $7,447,000 | 5,384 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $872,000 | 3,595 |
| Surplus | $7,844,000 | 2,046 |
| Undivided profits | $-1,269,000 | 9,952 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,001 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $103,000 | 9,108 |
| Earning assets | $37,824,000 | 7,556 |
| Long-term assets (5+ years) | $4,641,000 | 6,454 |
| Average Assets, year-to-date | $28,104,250 | 8,542 |
| Average Assets, quarterly | $36,843,500 | 7,879 |
| Volatile liabilities | $6,915,000 | 6,472 |
| Insider loans | $1,371,000 | 3,008 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $15,304,000 | 2,840 |
| Tier 1 (core) risk-based capital | $7,472,000 | 5,393 |
| Tier 2 risk-based capital | $266,000 | 7,418 |
| Total risk weighted assets | $28,420,600 | 7,156 |
| Total unused commitments | $15,304,000 | 2,847 |
| Derivatives | $0 | 488 |