Home > Bank of Choice > Assets and Liabilities
Bank of Choice, Assets and Liabilities
| 2008-06-30 | Rank | |
| # of Employees: | 118 | 1,448 |
| Assets and Liabilities | ||
| Total Assets: | $562,592,000 | 1,239 |
| Cash and due from depository institutions | $30,831,000 | 1,448 |
| Interest-bearing balances | $20,050,000 | 300 |
| Securities | $53,837,000 | 2,163 |
| Federal funds sold & reverse repurchase agreements | $12,200,000 | 979 |
| Net loans & leases | $416,994,000 | 1,162 |
| Loan loss allowance | $4,325,000 | 1,364 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $22,931,000 | 479 |
| Other real estate owned | $5,028,000 | 1,448 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $20,771,000 | 991 |
| Life insurance assets | $10,121,000 | 670 |
| Total liabilities and capital | $562,592,000 | 1,239 |
| Total liabilities | $520,048,000 | 1,195 |
| Total deposits | $418,501,000 | 1,275 |
| Interest-bearing deposits | $383,596,000 | 1,207 |
| Deposits held in domestic offices | $418,501,000 | 1,271 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $16,978,000 | 992 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $81,000,000 | 773 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $3,569,000 | 1,469 |
| Total equity capital | $42,544,000 | 1,612 |
| Total bank equity capital | $42,544,000 | 1,612 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $4,848,000 | 1,063 |
| Surplus | $27,036,000 | 1,164 |
| Undivided profits | $10,660,000 | 2,943 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $20,267,000 | 480 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $2,403,000 | 1,557 |
| Earning assets | $503,081,000 | 1,251 |
| Long-term assets (5+ years) | $78,095,000 | 1,567 |
| Average Assets, year-to-date | $556,851,000 | 1,211 |
| Average Assets, quarterly | $561,757,000 | 1,221 |
| Volatile liabilities | $152,875,000 | 983 |
| Insider loans | $31,344,000 | 172 |
| FHLB advances | $81,000,000 | 714 |
| Loans and leases held for sale | $413,000 | 1,224 |
| Unused loan commitments | $67,734,000 | 1,338 |
| Tier 1 (core) risk-based capital | $42,990,000 | 1,523 |
| Tier 2 risk-based capital | $4,431,000 | 1,252 |
| Total risk weighted assets | $468,113,000 | 1,106 |
| Total unused commitments | $67,734,000 | 1,339 |
| Derivatives | $954,000 | 841 |
| 2008-03-31 | Rank | |
| # of Employees: | 114 | 1,492 |
| Assets and Liabilities | ||
| Total Assets: | $560,922,000 | 1,221 |
| Cash and due from depository institutions | $10,624,000 | 1,492 |
| Interest-bearing balances | $50,000 | 5,619 |
| Securities | $59,716,000 | 1,971 |
| Federal funds sold & reverse repurchase agreements | $21,715,000 | 723 |
| Net loans & leases | $422,086,000 | 1,121 |
| Loan loss allowance | $4,407,000 | 1,282 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $21,393,000 | 521 |
| Other real estate owned | $3,789,000 | 1,492 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $21,599,000 | 921 |
| Life insurance assets | $12,018,000 | 540 |
| Total liabilities and capital | $560,922,000 | 1,221 |
| Total liabilities | $517,456,000 | 1,177 |
| Total deposits | $431,275,000 | 1,229 |
| Interest-bearing deposits | $400,309,000 | 1,158 |
| Deposits held in domestic offices | $431,275,000 | 1,225 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $17,503,000 | 943 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $65,000,000 | 874 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $3,678,000 | 1,546 |
| Total equity capital | $43,466,000 | 1,622 |
| Total bank equity capital | $43,466,000 | 1,622 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $4,848,000 | 1,056 |
| Surplus | $27,036,000 | 1,155 |
| Undivided profits | $11,582,000 | 2,882 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $18,171,000 | 448 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $2,869,000 | 1,313 |
| Earning assets | $503,567,000 | 1,241 |
| Long-term assets (5+ years) | $71,081,000 | 1,640 |
| Average Assets, year-to-date | $553,980,500 | 1,214 |
| Average Assets, quarterly | $553,980,500 | 1,214 |
| Volatile liabilities | $157,527,000 | 946 |
| Insider loans | $30,300,000 | 181 |
| FHLB advances | $65,000,000 | 809 |
| Loans and leases held for sale | $519,000 | 1,223 |
| Unused loan commitments | $77,815,000 | 1,234 |
| Tier 1 (core) risk-based capital | $43,133,000 | 1,515 |
| Tier 2 risk-based capital | $4,513,000 | 1,195 |
| Total risk weighted assets | $471,807,000 | 1,072 |
| Total unused commitments | $77,815,000 | 1,235 |
| Derivatives | $1,328,000 | 871 |
| 2007-12-31 | Rank | |
| # of Employees: | 88 | 1,965 |
| Assets and Liabilities | ||
| Total Assets: | $547,039,000 | 1,234 |
| Cash and due from depository institutions | $16,924,000 | 1,965 |
| Interest-bearing balances | $5,050,000 | 1,076 |
| Securities | $29,846,000 | 3,456 |
| Federal funds sold & reverse repurchase agreements | $34,250,000 | 380 |
| Net loans & leases | $418,929,000 | 1,130 |
| Loan loss allowance | $4,643,000 | 1,190 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $20,499,000 | 549 |
| Other real estate owned | $3,484,000 | 1,965 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $23,107,000 | 863 |
| Life insurance assets | $12,828,000 | 503 |
| Total liabilities and capital | $547,039,000 | 1,234 |
| Total liabilities | $504,247,000 | 1,196 |
| Total deposits | $424,009,000 | 1,233 |
| Interest-bearing deposits | $386,905,000 | 1,188 |
| Deposits held in domestic offices | $424,009,000 | 1,231 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $21,500,000 | 842 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $55,000,000 | 936 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $3,738,000 | 1,494 |
| Total equity capital | $42,792,000 | 1,622 |
| Total bank equity capital | $42,792,000 | 1,622 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $4,848,000 | 1,042 |
| Surplus | $27,036,000 | 1,138 |
| Undivided profits | $10,908,000 | 2,966 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $9,238,000 | 653 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $3,282,000 | 1,236 |
| Earning assets | $488,075,000 | 1,260 |
| Long-term assets (5+ years) | $27,593,000 | 3,059 |
| Average Assets, year-to-date | $493,929,800 | 1,317 |
| Average Assets, quarterly | $540,328,000 | 1,240 |
| Volatile liabilities | $152,864,000 | 977 |
| Insider loans | $29,769,000 | 180 |
| FHLB advances | $55,000,000 | 866 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $73,478,000 | 1,315 |
| Tier 1 (core) risk-based capital | $42,727,000 | 1,516 |
| Tier 2 risk-based capital | $4,643,000 | 1,151 |
| Total risk weighted assets | $473,149,000 | 1,057 |
| Total unused commitments | $73,478,000 | 1,315 |
| Derivatives | $2,236,000 | 699 |
| 2007-09-30 | Rank | |
| # of Employees: | 87 | 1,967 |
| Assets and Liabilities | ||
| Total Assets: | $533,617,000 | 1,250 |
| Cash and due from depository institutions | $10,526,000 | 1,967 |
| Interest-bearing balances | $50,000 | 5,280 |
| Securities | $29,273,000 | 3,505 |
| Federal funds sold & reverse repurchase agreements | $32,650,000 | 418 |
| Net loans & leases | $413,212,000 | 1,122 |
| Loan loss allowance | $4,282,000 | 1,222 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $20,925,000 | 520 |
| Other real estate owned | $4,280,000 | 1,967 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $22,751,000 | 853 |
| Life insurance assets | $12,711,000 | 492 |
| Total liabilities and capital | $533,617,000 | 1,250 |
| Total liabilities | $491,485,000 | 1,217 |
| Total deposits | $412,676,000 | 1,258 |
| Interest-bearing deposits | $380,762,000 | 1,182 |
| Deposits held in domestic offices | $412,676,000 | 1,255 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $20,508,000 | 832 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $55,000,000 | 847 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $3,301,000 | 1,655 |
| Total equity capital | $42,132,000 | 1,618 |
| Total bank equity capital | $42,132,000 | 1,618 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $4,848,000 | 1,022 |
| Surplus | $26,836,000 | 1,120 |
| Undivided profits | $10,448,000 | 3,065 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,069,000 | 1,129 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $3,248,000 | 1,332 |
| Earning assets | $475,185,000 | 1,271 |
| Long-term assets (5+ years) | $28,822,000 | 2,871 |
| Average Assets, year-to-date | $480,652,500 | 1,352 |
| Average Assets, quarterly | $504,127,500 | 1,306 |
| Volatile liabilities | $142,395,000 | 1,015 |
| Insider loans | $23,329,000 | 245 |
| FHLB advances | $55,000,000 | 772 |
| Loans and leases held for sale | $282,000 | 1,382 |
| Unused loan commitments | $69,914,000 | 1,380 |
| Tier 1 (core) risk-based capital | $42,108,000 | 1,529 |
| Tier 2 risk-based capital | $4,282,000 | 1,220 |
| Total risk weighted assets | $462,256,000 | 1,059 |
| Total unused commitments | $69,914,000 | 1,380 |
| Derivatives | $441,000 | 914 |
| 2007-06-30 | Rank | |
| # of Employees: | 86 | 2,029 |
| Assets and Liabilities | ||
| Total Assets: | $474,638,000 | 1,411 |
| Cash and due from depository institutions | $7,179,000 | 2,029 |
| Interest-bearing balances | $50,000 | 5,380 |
| Securities | $28,913,000 | 3,504 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,299 |
| Net loans & leases | $392,195,000 | 1,187 |
| Loan loss allowance | $4,310,000 | 1,212 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $21,066,000 | 515 |
| Other real estate owned | $3,097,000 | 2,029 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $22,188,000 | 871 |
| Life insurance assets | $12,589,000 | 486 |
| Total liabilities and capital | $474,638,000 | 1,411 |
| Total liabilities | $434,716,000 | 1,376 |
| Total deposits | $345,636,000 | 1,555 |
| Interest-bearing deposits | $315,278,000 | 1,472 |
| Deposits held in domestic offices | $345,636,000 | 1,552 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $18,324,000 | 880 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $67,793,000 | 693 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,963,000 | 1,742 |
| Total equity capital | $39,922,000 | 1,707 |
| Total bank equity capital | $39,922,000 | 1,707 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $4,848,000 | 1,011 |
| Surplus | $25,236,000 | 1,179 |
| Undivided profits | $9,838,000 | 3,145 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,006,000 | 590 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $3,244,000 | 1,238 |
| Earning assets | $421,158,000 | 1,445 |
| Long-term assets (5+ years) | $31,190,000 | 2,654 |
| Average Assets, year-to-date | $462,997,670 | 1,416 |
| Average Assets, quarterly | $471,806,500 | 1,406 |
| Volatile liabilities | $134,856,000 | 1,052 |
| Insider loans | $22,090,000 | 273 |
| FHLB advances | $67,793,000 | 622 |
| Loans and leases held for sale | $381,000 | 1,360 |
| Unused loan commitments | $74,821,000 | 1,342 |
| Tier 1 (core) risk-based capital | $39,970,000 | 1,619 |
| Tier 2 risk-based capital | $4,310,000 | 1,216 |
| Total risk weighted assets | $436,665,000 | 1,135 |
| Total unused commitments | $74,821,000 | 1,342 |
| Derivatives | $2,916,000 | 720 |
| 2007-03-31 | Rank | |
| # of Employees: | 89 | 1,971 |
| Assets and Liabilities | ||
| Total Assets: | $468,975,000 | 1,415 |
| Cash and due from depository institutions | $7,451,000 | 1,971 |
| Interest-bearing balances | $50,000 | 5,436 |
| Securities | $27,670,000 | 3,643 |
| Federal funds sold & reverse repurchase agreements | $10,415,000 | 1,923 |
| Net loans & leases | $378,229,000 | 1,220 |
| Loan loss allowance | $4,117,000 | 1,284 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $21,236,000 | 504 |
| Other real estate owned | $3,082,000 | 1,971 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $20,892,000 | 887 |
| Life insurance assets | $12,474,000 | 474 |
| Total liabilities and capital | $468,975,000 | 1,415 |
| Total liabilities | $430,354,000 | 1,386 |
| Total deposits | $356,254,000 | 1,511 |
| Interest-bearing deposits | $322,662,000 | 1,423 |
| Deposits held in domestic offices | $356,254,000 | 1,507 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $16,305,000 | 883 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $55,000,000 | 788 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $2,795,000 | 1,876 |
| Total equity capital | $38,621,000 | 1,767 |
| Total bank equity capital | $38,621,000 | 1,767 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $4,848,000 | 995 |
| Surplus | $24,236,000 | 1,194 |
| Undivided profits | $9,537,000 | 3,284 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,434,000 | 657 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $3,376,000 | 1,150 |
| Earning assets | $416,364,000 | 1,464 |
| Long-term assets (5+ years) | $31,893,000 | 2,593 |
| Average Assets, year-to-date | $457,177,500 | 1,440 |
| Average Assets, quarterly | $457,177,500 | 1,440 |
| Volatile liabilities | $124,521,000 | 1,116 |
| Insider loans | $25,912,000 | 214 |
| FHLB advances | $55,000,000 | 725 |
| Loans and leases held for sale | $668,000 | 1,139 |
| Unused loan commitments | $75,860,000 | 1,338 |
| Tier 1 (core) risk-based capital | $38,624,000 | 1,652 |
| Tier 2 risk-based capital | $4,117,000 | 1,277 |
| Total risk weighted assets | $425,442,000 | 1,146 |
| Total unused commitments | $75,860,000 | 1,338 |
| Derivatives | $1,675,000 | 788 |
| 2006-12-31 | Rank | |
| # of Employees: | 113 | 1,529 |
| Assets and Liabilities | ||
| Total Assets: | $445,380,000 | 1,487 |
| Cash and due from depository institutions | $7,748,000 | 1,529 |
| Interest-bearing balances | $50,000 | 5,418 |
| Securities | $25,632,000 | 3,866 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,403 |
| Net loans & leases | $367,065,000 | 1,245 |
| Loan loss allowance | $3,770,000 | 1,389 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $21,268,000 | 490 |
| Other real estate owned | $2,955,000 | 1,529 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $20,712,000 | 908 |
| Life insurance assets | $12,354,000 | 469 |
| Total liabilities and capital | $445,380,000 | 1,487 |
| Total liabilities | $407,750,000 | 1,442 |
| Total deposits | $344,122,000 | 1,540 |
| Interest-bearing deposits | $313,309,000 | 1,446 |
| Deposits held in domestic offices | $344,122,000 | 1,536 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,429,000 | 1,035 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $47,100,000 | 933 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $3,099,000 | 1,688 |
| Total equity capital | $37,630,000 | 1,777 |
| Total bank equity capital | $37,630,000 | 1,777 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $4,848,000 | 980 |
| Surplus | $22,736,000 | 1,232 |
| Undivided profits | $10,046,000 | 3,118 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,665,000 | 570 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $3,351,000 | 1,189 |
| Earning assets | $392,747,000 | 1,541 |
| Long-term assets (5+ years) | $28,316,000 | 2,758 |
| Average Assets, year-to-date | $421,496,600 | 1,490 |
| Average Assets, quarterly | $432,341,000 | 1,511 |
| Volatile liabilities | $168,443,000 | 934 |
| Insider loans | $21,883,000 | 258 |
| FHLB advances | $47,100,000 | 857 |
| Loans and leases held for sale | $2,089,000 | 675 |
| Unused loan commitments | $79,167,000 | 1,253 |
| Tier 1 (core) risk-based capital | $37,651,000 | 1,670 |
| Tier 2 risk-based capital | $3,770,000 | 1,377 |
| Total risk weighted assets | $413,691,000 | 1,147 |
| Total unused commitments | $79,167,000 | 1,253 |
| Derivatives | $2,940,000 | 682 |
| 2006-09-30 | Rank | |
| # of Employees: | 108 | 1,612 |
| Assets and Liabilities | ||
| Total Assets: | $419,302,000 | 1,573 |
| Cash and due from depository institutions | $4,999,000 | 1,612 |
| Interest-bearing balances | $50,000 | 5,472 |
| Securities | $25,198,000 | 3,954 |
| Federal funds sold & reverse repurchase agreements | $750,000 | 4,967 |
| Net loans & leases | $350,144,000 | 1,301 |
| Loan loss allowance | $4,265,000 | 1,206 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $18,738,000 | 562 |
| Other real estate owned | $474,000 | 1,612 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $18,999,000 | 978 |
| Life insurance assets | $12,230,000 | 454 |
| Total liabilities and capital | $419,302,000 | 1,573 |
| Total liabilities | $383,552,000 | 1,543 |
| Total deposits | $339,338,000 | 1,535 |
| Interest-bearing deposits | $307,199,000 | 1,453 |
| Deposits held in domestic offices | $339,338,000 | 1,531 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,703,000 | 1,098 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $30,000,000 | 1,358 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $2,511,000 | 1,963 |
| Total equity capital | $35,750,000 | 1,855 |
| Total bank equity capital | $35,750,000 | 1,855 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $4,848,000 | 965 |
| Surplus | $22,039,000 | 1,260 |
| Undivided profits | $8,863,000 | 3,403 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,338,000 | 480 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $3,020,000 | 1,305 |
| Earning assets | $376,142,000 | 1,612 |
| Long-term assets (5+ years) | $25,780,000 | 2,897 |
| Average Assets, year-to-date | $415,525,750 | 1,526 |
| Average Assets, quarterly | $424,775,500 | 1,525 |
| Volatile liabilities | $164,057,000 | 972 |
| Insider loans | $21,345,000 | 261 |
| FHLB advances | $30,000,000 | 1,271 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $85,678,000 | 1,187 |
| Tier 1 (core) risk-based capital | $35,786,000 | 1,752 |
| Tier 2 risk-based capital | $4,265,000 | 1,204 |
| Total risk weighted assets | $393,987,000 | 1,203 |
| Total unused commitments | $85,678,000 | 1,188 |
| Derivatives | $4,706,000 | 626 |
| 2006-06-30 | Rank | |
| # of Employees: | 103 | 1,701 |
| Assets and Liabilities | ||
| Total Assets: | $430,249,000 | 1,509 |
| Cash and due from depository institutions | $9,946,000 | 1,701 |
| Interest-bearing balances | $50,000 | 5,512 |
| Securities | $24,793,000 | 3,984 |
| Federal funds sold & reverse repurchase agreements | $13,930,000 | 917 |
| Net loans & leases | $344,482,000 | 1,297 |
| Loan loss allowance | $4,007,000 | 1,281 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $18,607,000 | 547 |
| Other real estate owned | $474,000 | 1,701 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $18,017,000 | 1,035 |
| Life insurance assets | $11,832,000 | 466 |
| Total liabilities and capital | $430,249,000 | 1,509 |
| Total liabilities | $395,065,000 | 1,469 |
| Total deposits | $350,265,000 | 1,467 |
| Interest-bearing deposits | $314,734,000 | 1,392 |
| Deposits held in domestic offices | $350,265,000 | 1,463 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,289,000 | 1,097 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $30,000,000 | 1,354 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,511,000 | 1,829 |
| Total equity capital | $35,184,000 | 1,812 |
| Total bank equity capital | $35,184,000 | 1,812 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $4,848,000 | 944 |
| Surplus | $22,199,000 | 1,227 |
| Undivided profits | $8,137,000 | 3,445 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,771,000 | 710 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $2,599,000 | 1,378 |
| Earning assets | $383,255,000 | 1,552 |
| Long-term assets (5+ years) | $23,621,000 | 3,021 |
| Average Assets, year-to-date | $414,267,000 | 1,523 |
| Average Assets, quarterly | $420,763,000 | 1,518 |
| Volatile liabilities | $170,146,000 | 913 |
| Insider loans | $26,216,000 | 207 |
| FHLB advances | $30,000,000 | 1,260 |
| Loans and leases held for sale | $269,000 | 1,413 |
| Unused loan commitments | $79,913,000 | 1,252 |
| Tier 1 (core) risk-based capital | $35,323,000 | 1,756 |
| Tier 2 risk-based capital | $4,008,000 | 1,269 |
| Total risk weighted assets | $384,998,000 | 1,209 |
| Total unused commitments | $79,913,000 | 1,252 |
| Derivatives | $3,500,000 | 661 |
| 2006-03-31 | Rank | |
| # of Employees: | 99 | 1,749 |
| Assets and Liabilities | ||
| Total Assets: | $411,277,000 | 1,548 |
| Cash and due from depository institutions | $18,315,000 | 1,749 |
| Interest-bearing balances | $50,000 | 5,572 |
| Securities | $21,976,000 | 4,365 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $334,617,000 | 1,292 |
| Loan loss allowance | $3,685,000 | 1,381 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $18,304,000 | 543 |
| Other real estate owned | $416,000 | 1,749 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $17,649,000 | 1,015 |
| Life insurance assets | $11,723,000 | 454 |
| Total liabilities and capital | $411,277,000 | 1,548 |
| Total liabilities | $376,488,000 | 1,520 |
| Total deposits | $332,537,000 | 1,520 |
| Interest-bearing deposits | $296,857,000 | 1,452 |
| Deposits held in domestic offices | $332,537,000 | 1,517 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,956,000 | 1,045 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $30,000,000 | 1,316 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $1,995,000 | 2,164 |
| Total equity capital | $34,789,000 | 1,813 |
| Total bank equity capital | $34,789,000 | 1,813 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $4,848,000 | 927 |
| Surplus | $22,486,000 | 1,176 |
| Undivided profits | $7,455,000 | 3,660 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,129,000 | 652 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $2,498,000 | 1,359 |
| Earning assets | $356,643,000 | 1,650 |
| Long-term assets (5+ years) | $25,260,000 | 2,867 |
| Average Assets, year-to-date | $406,276,000 | 1,557 |
| Average Assets, quarterly | $406,276,000 | 1,557 |
| Volatile liabilities | $161,090,000 | 922 |
| Insider loans | $28,612,000 | 177 |
| FHLB advances | $30,000,000 | 1,234 |
| Loans and leases held for sale | $478,000 | 1,126 |
| Unused loan commitments | $74,489,000 | 1,304 |
| Tier 1 (core) risk-based capital | $34,877,000 | 1,731 |
| Tier 2 risk-based capital | $3,685,000 | 1,360 |
| Total risk weighted assets | $368,726,000 | 1,238 |
| Total unused commitments | $74,489,000 | 1,304 |
| Derivatives | $3,202,000 | 650 |
| 2005-12-31 | Rank | |
| # of Employees: | 98 | 1,762 |
| Assets and Liabilities | ||
| Total Assets: | $401,275,000 | 1,581 |
| Cash and due from depository institutions | $9,019,000 | 1,762 |
| Interest-bearing balances | $50,000 | 5,648 |
| Securities | $22,020,000 | 4,362 |
| Federal funds sold & reverse repurchase agreements | $21,885,000 | 594 |
| Net loans & leases | $312,255,000 | 1,368 |
| Loan loss allowance | $3,339,000 | 1,481 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $18,147,000 | 536 |
| Other real estate owned | $893,000 | 1,762 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $17,056,000 | 1,026 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $401,275,000 | 1,581 |
| Total liabilities | $367,161,000 | 1,541 |
| Total deposits | $336,339,000 | 1,474 |
| Interest-bearing deposits | $296,195,000 | 1,423 |
| Deposits held in domestic offices | $336,339,000 | 1,470 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,735,000 | 1,250 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $20,000,000 | 1,743 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,087,000 | 2,075 |
| Total equity capital | $34,114,000 | 1,819 |
| Total bank equity capital | $34,114,000 | 1,819 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $4,848,000 | 911 |
| Surplus | $22,736,000 | 1,140 |
| Undivided profits | $6,530,000 | 3,981 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,810,000 | 550 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $2,392,000 | 1,432 |
| Earning assets | $356,210,000 | 1,631 |
| Long-term assets (5+ years) | $15,449,000 | 3,772 |
| Average Assets, year-to-date | $362,123,400 | 1,673 |
| Average Assets, quarterly | $412,181,500 | 1,507 |
| Volatile liabilities | $164,803,000 | 905 |
| Insider loans | $30,356,000 | 158 |
| FHLB advances | $20,000,000 | 1,632 |
| Loans and leases held for sale | $220,000 | 1,426 |
| Unused loan commitments | $62,709,000 | 1,485 |
| Tier 1 (core) risk-based capital | $34,198,000 | 1,736 |
| Tier 2 risk-based capital | $3,339,000 | 1,454 |
| Total risk weighted assets | $346,774,000 | 1,313 |
| Total unused commitments | $62,709,000 | 1,485 |
| Derivatives | $3,266,000 | 615 |
| 2005-09-30 | Rank | |
| # of Employees: | 98 | 1,760 |
| Assets and Liabilities | ||
| Total Assets: | $423,088,000 | 1,451 |
| Cash and due from depository institutions | $10,645,000 | 1,760 |
| Interest-bearing balances | $50,000 | 5,677 |
| Securities | $22,094,000 | 4,338 |
| Federal funds sold & reverse repurchase agreements | $44,960,000 | 312 |
| Net loans & leases | $308,772,000 | 1,361 |
| Loan loss allowance | $3,131,000 | 1,567 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $18,296,000 | 511 |
| Other real estate owned | $1,605,000 | 1,760 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $16,716,000 | 1,030 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $423,088,000 | 1,451 |
| Total liabilities | $389,074,000 | 1,424 |
| Total deposits | $357,939,000 | 1,339 |
| Interest-bearing deposits | $300,444,000 | 1,366 |
| Deposits held in domestic offices | $357,939,000 | 1,335 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,269,000 | 1,185 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $20,000,000 | 1,774 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,866,000 | 2,194 |
| Total equity capital | $34,014,000 | 1,804 |
| Total bank equity capital | $34,014,000 | 1,804 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $4,848,000 | 880 |
| Surplus | $22,736,000 | 1,104 |
| Undivided profits | $6,430,000 | 4,054 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,280,000 | 1,149 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $2,315,000 | 1,411 |
| Earning assets | $375,876,000 | 1,500 |
| Long-term assets (5+ years) | $18,276,000 | 3,489 |
| Average Assets, year-to-date | $352,335,500 | 1,706 |
| Average Assets, quarterly | $397,848,000 | 1,548 |
| Volatile liabilities | $167,699,000 | 852 |
| Insider loans | $28,023,000 | 174 |
| FHLB advances | $20,000,000 | 1,662 |
| Loans and leases held for sale | $1,453,000 | 810 |
| Unused loan commitments | $63,312,000 | 1,450 |
| Tier 1 (core) risk-based capital | $34,050,000 | 1,698 |
| Tier 2 risk-based capital | $3,131,000 | 1,527 |
| Total risk weighted assets | $345,129,000 | 1,272 |
| Total unused commitments | $63,312,000 | 1,450 |
| Derivatives | $4,461,000 | 576 |
| 2005-06-30 | Rank | |
| # of Employees: | 94 | 1,832 |
| Assets and Liabilities | ||
| Total Assets: | $372,608,000 | 1,648 |
| Cash and due from depository institutions | $10,132,000 | 1,832 |
| Interest-bearing balances | $145,000 | 4,607 |
| Securities | $19,117,000 | 4,759 |
| Federal funds sold & reverse repurchase agreements | $18,480,000 | 658 |
| Net loans & leases | $292,440,000 | 1,400 |
| Loan loss allowance | $2,910,000 | 1,657 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $13,134,000 | 738 |
| Other real estate owned | $2,007,000 | 1,832 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $17,298,000 | 968 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $372,608,000 | 1,648 |
| Total liabilities | $341,859,000 | 1,613 |
| Total deposits | $312,718,000 | 1,525 |
| Interest-bearing deposits | $276,135,000 | 1,469 |
| Deposits held in domestic offices | $312,718,000 | 1,520 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,658,000 | 1,330 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $20,000,000 | 1,765 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,483,000 | 2,448 |
| Total equity capital | $30,749,000 | 1,953 |
| Total bank equity capital | $30,749,000 | 1,953 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $4,848,000 | 859 |
| Surplus | $19,736,000 | 1,215 |
| Undivided profits | $6,165,000 | 4,123 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,619,000 | 584 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,801,000 | 1,700 |
| Earning assets | $330,182,000 | 1,691 |
| Long-term assets (5+ years) | $19,528,000 | 3,397 |
| Average Assets, year-to-date | $328,751,330 | 1,787 |
| Average Assets, quarterly | $344,090,000 | 1,740 |
| Volatile liabilities | $161,065,000 | 853 |
| Insider loans | $32,043,000 | 144 |
| FHLB advances | $20,000,000 | 1,669 |
| Loans and leases held for sale | $1,167,000 | 929 |
| Unused loan commitments | $53,562,000 | 1,609 |
| Tier 1 (core) risk-based capital | $30,768,000 | 1,855 |
| Tier 2 risk-based capital | $2,910,000 | 1,612 |
| Total risk weighted assets | $323,339,000 | 1,328 |
| Total unused commitments | $53,562,000 | 1,609 |
| Derivatives | $4,930,000 | 537 |
| 2005-03-31 | Rank | |
| # of Employees: | 84 | 2,038 |
| Assets and Liabilities | ||
| Total Assets: | $315,572,000 | 1,865 |
| Cash and due from depository institutions | $7,259,000 | 2,038 |
| Interest-bearing balances | $5,000 | 6,627 |
| Securities | $18,570,000 | 4,916 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $263,840,000 | 1,518 |
| Loan loss allowance | $2,419,000 | 1,966 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $12,341,000 | 786 |
| Other real estate owned | $132,000 | 2,038 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $13,430,000 | 1,206 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $315,572,000 | 1,865 |
| Total liabilities | $287,228,000 | 1,851 |
| Total deposits | $278,378,000 | 1,710 |
| Interest-bearing deposits | $246,619,000 | 1,631 |
| Deposits held in domestic offices | $278,378,000 | 1,705 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,563,000 | 1,270 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,784 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,287,000 | 2,683 |
| Total equity capital | $28,344,000 | 2,047 |
| Total bank equity capital | $28,344,000 | 2,047 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $4,848,000 | 845 |
| Surplus | $17,736,000 | 1,303 |
| Undivided profits | $5,760,000 | 4,217 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,426,000 | 767 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,765,000 | 1,689 |
| Earning assets | $282,415,000 | 1,918 |
| Long-term assets (5+ years) | $19,782,000 | 3,445 |
| Average Assets, year-to-date | $306,823,000 | 1,902 |
| Average Assets, quarterly | $306,823,000 | 1,902 |
| Volatile liabilities | $79,441,000 | 1,507 |
| Insider loans | $16,274,000 | 295 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $46,544,000 | 1,750 |
| Tier 1 (core) risk-based capital | $28,393,000 | 1,979 |
| Tier 2 risk-based capital | $2,419,000 | 1,882 |
| Total risk weighted assets | $280,948,000 | 1,507 |
| Total unused commitments | $46,544,000 | 1,751 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 82 | 2,092 |
| Assets and Liabilities | ||
| Total Assets: | $298,074,000 | 1,965 |
| Cash and due from depository institutions | $8,177,000 | 2,092 |
| Interest-bearing balances | $8,000 | 6,536 |
| Securities | $16,623,000 | 5,236 |
| Federal funds sold & reverse repurchase agreements | $19,925,000 | 575 |
| Net loans & leases | $230,895,000 | 1,710 |
| Loan loss allowance | $2,178,000 | 2,140 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $11,507,000 | 848 |
| Other real estate owned | $172,000 | 2,092 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $10,775,000 | 1,438 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $298,074,000 | 1,965 |
| Total liabilities | $270,169,000 | 1,950 |
| Total deposits | $261,711,000 | 1,797 |
| Interest-bearing deposits | $226,583,000 | 1,760 |
| Deposits held in domestic offices | $261,711,000 | 1,791 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,154,000 | 1,355 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $0 | 5,836 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $1,304,000 | 2,623 |
| Total equity capital | $27,905,000 | 2,093 |
| Total bank equity capital | $27,905,000 | 2,093 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $4,848,000 | 830 |
| Surplus | $17,736,000 | 1,284 |
| Undivided profits | $5,321,000 | 4,470 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,187,000 | 540 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $1,592,000 | 1,853 |
| Earning assets | $267,451,000 | 2,009 |
| Long-term assets (5+ years) | $20,141,000 | 3,457 |
| Average Assets, year-to-date | $238,150,200 | 2,348 |
| Average Assets, quarterly | $281,938,500 | 2,046 |
| Volatile liabilities | $77,271,000 | 1,496 |
| Insider loans | $14,275,000 | 363 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $45,485,000 | 1,711 |
| Tier 1 (core) risk-based capital | $27,918,000 | 1,986 |
| Tier 2 risk-based capital | $2,178,000 | 2,048 |
| Total risk weighted assets | $251,247,000 | 1,651 |
| Total unused commitments | $45,485,000 | 1,711 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 66 | 2,611 |
| Assets and Liabilities | ||
| Total Assets: | $265,803,000 | 2,165 |
| Cash and due from depository institutions | $10,361,000 | 2,611 |
| Interest-bearing balances | $5,000 | 6,696 |
| Securities | $17,379,000 | 5,112 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $217,992,000 | 1,759 |
| Loan loss allowance | $1,804,000 | 2,512 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $4,584,000 | 2,240 |
| Other real estate owned | $559,000 | 2,611 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $14,928,000 | 1,032 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $265,803,000 | 2,165 |
| Total liabilities | $238,432,000 | 2,168 |
| Total deposits | $229,781,000 | 2,012 |
| Interest-bearing deposits | $197,541,000 | 1,985 |
| Deposits held in domestic offices | $229,781,000 | 2,006 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,720,000 | 1,310 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $931,000 | 3,367 |
| Total equity capital | $27,371,000 | 2,106 |
| Total bank equity capital | $27,371,000 | 2,106 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $4,848,000 | 810 |
| Surplus | $17,736,000 | 1,240 |
| Undivided profits | $4,787,000 | 4,767 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,327,000 | 2,034 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $1,488,000 | 2,077 |
| Earning assets | $235,376,000 | 2,250 |
| Long-term assets (5+ years) | $20,957,000 | 3,440 |
| Average Assets, year-to-date | $223,169,250 | 2,499 |
| Average Assets, quarterly | $248,137,500 | 2,294 |
| Volatile liabilities | $65,227,000 | 1,675 |
| Insider loans | $11,277,000 | 483 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $43,989,000 | 1,737 |
| Tier 1 (core) risk-based capital | $27,365,000 | 2,001 |
| Tier 2 risk-based capital | $1,804,000 | 2,368 |
| Total risk weighted assets | $250,093,000 | 1,618 |
| Total unused commitments | $43,989,000 | 1,738 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 62 | 2,773 |
| Assets and Liabilities | ||
| Total Assets: | $230,472,000 | 2,470 |
| Cash and due from depository institutions | $7,085,000 | 2,773 |
| Interest-bearing balances | $5,000 | 6,730 |
| Securities | $17,446,000 | 5,182 |
| Federal funds sold & reverse repurchase agreements | $2,970,000 | 2,858 |
| Net loans & leases | $187,222,000 | 1,975 |
| Loan loss allowance | $1,910,000 | 2,380 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $8,500,000 | 1,147 |
| Other real estate owned | $328,000 | 2,773 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $6,921,000 | 2,030 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $230,472,000 | 2,470 |
| Total liabilities | $209,733,000 | 2,451 |
| Total deposits | $203,037,000 | 2,267 |
| Interest-bearing deposits | $181,025,000 | 2,150 |
| Deposits held in domestic offices | $203,037,000 | 2,260 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,068,000 | 1,490 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $628,000 | 4,004 |
| Total equity capital | $20,739,000 | 2,642 |
| Total bank equity capital | $20,739,000 | 2,642 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $4,848,000 | 797 |
| Surplus | $11,736,000 | 1,739 |
| Undivided profits | $4,155,000 | 4,954 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $640,000 | 3,504 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $1,261,000 | 2,311 |
| Earning assets | $207,643,000 | 2,505 |
| Long-term assets (5+ years) | $20,093,000 | 3,600 |
| Average Assets, year-to-date | $208,958,000 | 2,652 |
| Average Assets, quarterly | $217,046,000 | 2,583 |
| Volatile liabilities | $59,264,000 | 1,768 |
| Insider loans | $11,296,000 | 482 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $39,655,000 | 1,867 |
| Tier 1 (core) risk-based capital | $20,797,000 | 2,548 |
| Tier 2 risk-based capital | $1,910,000 | 2,239 |
| Total risk weighted assets | $225,358,000 | 1,745 |
| Total unused commitments | $39,655,000 | 1,872 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 54 | 3,131 |
| Assets and Liabilities | ||
| Total Assets: | $203,620,000 | 2,743 |
| Cash and due from depository institutions | $6,922,000 | 3,131 |
| Interest-bearing balances | $5,000 | 6,762 |
| Securities | $14,823,000 | 5,596 |
| Federal funds sold & reverse repurchase agreements | $300,000 | 6,384 |
| Net loans & leases | $168,157,000 | 2,146 |
| Loan loss allowance | $1,715,000 | 2,591 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $6,909,000 | 1,404 |
| Other real estate owned | $214,000 | 3,131 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $6,295,000 | 2,063 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $203,620,000 | 2,743 |
| Total liabilities | $183,536,000 | 2,720 |
| Total deposits | $182,692,000 | 2,484 |
| Interest-bearing deposits | $162,602,000 | 2,376 |
| Deposits held in domestic offices | $182,692,000 | 2,479 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $844,000 | 3,614 |
| Total equity capital | $20,084,000 | 2,781 |
| Total bank equity capital | $20,084,000 | 2,781 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $4,848,000 | 787 |
| Surplus | $11,571,000 | 1,718 |
| Undivided profits | $3,665,000 | 5,426 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,114,000 | 1,422 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $1,159,000 | 2,470 |
| Earning assets | $183,285,000 | 2,787 |
| Long-term assets (5+ years) | $16,433,000 | 4,003 |
| Average Assets, year-to-date | $198,201,000 | 2,785 |
| Average Assets, quarterly | $198,201,000 | 2,785 |
| Volatile liabilities | $47,857,000 | 2,043 |
| Insider loans | $7,373,000 | 749 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $32,583,000 | 2,090 |
| Tier 1 (core) risk-based capital | $20,087,000 | 2,610 |
| Tier 2 risk-based capital | $1,715,000 | 2,413 |
| Total risk weighted assets | $202,342,000 | 1,886 |
| Total unused commitments | $32,583,000 | 2,095 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 51 | 3,302 |
| Assets and Liabilities | ||
| Total Assets: | $192,782,000 | 2,857 |
| Cash and due from depository institutions | $6,625,000 | 3,302 |
| Interest-bearing balances | $5,000 | 6,781 |
| Securities | $15,978,000 | 5,451 |
| Federal funds sold & reverse repurchase agreements | $7,250,000 | 1,645 |
| Net loans & leases | $149,606,000 | 2,381 |
| Loan loss allowance | $1,522,000 | 2,850 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $4,703,000 | 2,101 |
| Other real estate owned | $214,000 | 3,302 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $8,406,000 | 1,661 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $192,782,000 | 2,857 |
| Total liabilities | $174,227,000 | 2,851 |
| Total deposits | $173,696,000 | 2,590 |
| Interest-bearing deposits | $152,306,000 | 2,502 |
| Deposits held in domestic offices | $173,696,000 | 2,586 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $531,000 | 4,569 |
| Total equity capital | $18,555,000 | 2,907 |
| Total bank equity capital | $18,555,000 | 2,907 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $4,848,000 | 790 |
| Surplus | $10,596,000 | 1,828 |
| Undivided profits | $3,111,000 | 5,718 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $98,000 | 6,737 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $1,069,000 | 2,816 |
| Earning assets | $172,839,000 | 2,913 |
| Long-term assets (5+ years) | $15,303,000 | 4,162 |
| Average Assets, year-to-date | $157,203,800 | 3,257 |
| Average Assets, quarterly | $179,310,000 | 3,012 |
| Volatile liabilities | $69,443,000 | 1,485 |
| Insider loans | $6,237,000 | 865 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $27,418,000 | 2,280 |
| Tier 1 (core) risk-based capital | $18,578,000 | 2,772 |
| Tier 2 risk-based capital | $1,522,000 | 2,638 |
| Total risk weighted assets | $182,937,000 | 2,054 |
| Total unused commitments | $27,418,000 | 2,284 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 47 | 3,565 |
| Assets and Liabilities | ||
| Total Assets: | $165,838,000 | 3,210 |
| Cash and due from depository institutions | $5,859,000 | 3,565 |
| Interest-bearing balances | $0 | 7,032 |
| Securities | $14,328,000 | 5,654 |
| Federal funds sold & reverse repurchase agreements | $400,000 | 6,080 |
| Net loans & leases | $134,529,000 | 2,594 |
| Loan loss allowance | $1,219,000 | 3,398 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $4,634,000 | 2,099 |
| Other real estate owned | $214,000 | 3,565 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $5,874,000 | 2,198 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $165,838,000 | 3,210 |
| Total liabilities | $147,815,000 | 3,225 |
| Total deposits | $147,605,000 | 2,987 |
| Interest-bearing deposits | $129,087,000 | 2,937 |
| Deposits held in domestic offices | $147,605,000 | 2,985 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $210,000 | 7,225 |
| Total equity capital | $18,023,000 | 2,967 |
| Total bank equity capital | $18,023,000 | 2,967 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $7,159,000 | 478 |
| Surplus | $8,121,000 | 2,292 |
| Undivided profits | $2,743,000 | 6,040 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,584,000 | 2,008 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $1,113,000 | 2,853 |
| Earning assets | $149,257,000 | 3,251 |
| Long-term assets (5+ years) | $15,768,000 | 4,129 |
| Average Assets, year-to-date | $148,309,250 | 3,440 |
| Average Assets, quarterly | $156,167,000 | 3,343 |
| Volatile liabilities | $58,163,000 | 1,681 |
| Insider loans | $4,426,000 | 1,220 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $24,087,000 | 2,518 |
| Tier 1 (core) risk-based capital | $17,977,000 | 2,843 |
| Tier 2 risk-based capital | $1,219,000 | 3,136 |
| Total risk weighted assets | $161,501,000 | 2,282 |
| Total unused commitments | $24,087,000 | 2,521 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 46 | 3,641 |
| Assets and Liabilities | ||
| Total Assets: | $146,496,000 | 3,542 |
| Cash and due from depository institutions | $5,323,000 | 3,641 |
| Interest-bearing balances | $0 | 7,050 |
| Securities | $17,623,000 | 5,029 |
| Federal funds sold & reverse repurchase agreements | $4,950,000 | 2,992 |
| Net loans & leases | $109,877,000 | 3,027 |
| Loan loss allowance | $1,103,000 | 3,626 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $4,403,000 | 2,171 |
| Other real estate owned | $242,000 | 3,641 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $4,078,000 | 2,816 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $146,496,000 | 3,542 |
| Total liabilities | $131,504,000 | 3,544 |
| Total deposits | $131,297,000 | 3,297 |
| Interest-bearing deposits | $115,831,000 | 3,176 |
| Deposits held in domestic offices | $131,297,000 | 3,293 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $207,000 | 7,319 |
| Total equity capital | $14,992,000 | 3,516 |
| Total bank equity capital | $14,992,000 | 3,516 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $5,842,000 | 604 |
| Surplus | $6,804,000 | 2,632 |
| Undivided profits | $2,346,000 | 6,394 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $654,000 | 3,780 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $807,000 | 3,671 |
| Earning assets | $132,450,000 | 3,569 |
| Long-term assets (5+ years) | $14,717,000 | 4,128 |
| Average Assets, year-to-date | $142,466,330 | 3,553 |
| Average Assets, quarterly | $142,791,000 | 3,578 |
| Volatile liabilities | $46,265,000 | 2,017 |
| Insider loans | $4,065,000 | 1,336 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $19,402,000 | 2,858 |
| Tier 1 (core) risk-based capital | $14,992,000 | 3,323 |
| Tier 2 risk-based capital | $1,103,000 | 3,351 |
| Total risk weighted assets | $127,418,000 | 2,821 |
| Total unused commitments | $19,402,000 | 2,866 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 38 | 4,239 |
| Assets and Liabilities | ||
| Total Assets: | $139,086,000 | 3,660 |
| Cash and due from depository institutions | $6,570,000 | 4,239 |
| Interest-bearing balances | $0 | 7,012 |
| Securities | $17,352,000 | 5,089 |
| Federal funds sold & reverse repurchase agreements | $8,600,000 | 1,992 |
| Net loans & leases | $100,544,000 | 3,229 |
| Loan loss allowance | $958,000 | 4,003 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $4,206,000 | 2,257 |
| Other real estate owned | $0 | 4,239 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $1,814,000 | 4,799 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $139,086,000 | 3,660 |
| Total liabilities | $130,282,000 | 3,503 |
| Total deposits | $129,901,000 | 3,291 |
| Interest-bearing deposits | $114,869,000 | 3,191 |
| Deposits held in domestic offices | $129,901,000 | 3,287 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $381,000 | 5,922 |
| Total equity capital | $8,804,000 | 5,194 |
| Total bank equity capital | $8,804,000 | 5,194 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $2,829,000 | 1,397 |
| Surplus | $3,792,000 | 3,941 |
| Undivided profits | $2,183,000 | 6,486 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,137,000 | 2,594 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $802,000 | 3,714 |
| Earning assets | $126,496,000 | 3,670 |
| Long-term assets (5+ years) | $11,311,000 | 4,628 |
| Average Assets, year-to-date | $140,451,500 | 3,582 |
| Average Assets, quarterly | $140,451,500 | 3,582 |
| Volatile liabilities | $44,266,000 | 2,037 |
| Insider loans | $4,151,000 | 1,284 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $17,375,000 | 2,967 |
| Tier 1 (core) risk-based capital | $8,969,000 | 4,938 |
| Tier 2 risk-based capital | $958,000 | 3,696 |
| Total risk weighted assets | $113,342,000 | 3,065 |
| Total unused commitments | $17,375,000 | 2,978 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 36 | 4,387 |
| Assets and Liabilities | ||
| Total Assets: | $141,817,000 | 3,547 |
| Cash and due from depository institutions | $4,524,000 | 4,387 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $24,506,000 | 4,053 |
| Federal funds sold & reverse repurchase agreements | $13,200,000 | 1,083 |
| Net loans & leases | $93,623,000 | 3,433 |
| Loan loss allowance | $867,000 | 4,234 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $4,255,000 | 2,206 |
| Other real estate owned | $0 | 4,387 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $1,709,000 | 4,975 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $141,817,000 | 3,547 |
| Total liabilities | $133,297,000 | 3,400 |
| Total deposits | $132,790,000 | 3,175 |
| Interest-bearing deposits | $119,596,000 | 3,034 |
| Deposits held in domestic offices | $132,790,000 | 3,171 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $507,000 | 5,179 |
| Total equity capital | $8,520,000 | 5,283 |
| Total bank equity capital | $8,520,000 | 5,283 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $2,829,000 | 1,391 |
| Surplus | $3,792,000 | 3,893 |
| Undivided profits | $1,899,000 | 6,733 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $434,000 | 4,487 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $857,000 | 3,664 |
| Earning assets | $131,329,000 | 3,509 |
| Long-term assets (5+ years) | $16,272,000 | 3,788 |
| Average Assets, year-to-date | $116,034,600 | 4,036 |
| Average Assets, quarterly | $134,692,000 | 3,669 |
| Volatile liabilities | $44,579,000 | 2,022 |
| Insider loans | $4,607,000 | 1,113 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $15,657,000 | 3,080 |
| Tier 1 (core) risk-based capital | $8,520,000 | 5,067 |
| Tier 2 risk-based capital | $867,000 | 3,947 |
| Total risk weighted assets | $108,067,000 | 3,139 |
| Total unused commitments | $15,657,000 | 3,084 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 29 | 5,140 |
| Assets and Liabilities | ||
| Total Assets: | $100,408,000 | 4,546 |
| Cash and due from depository institutions | $4,433,000 | 5,140 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $12,826,000 | 5,824 |
| Federal funds sold & reverse repurchase agreements | $14,725,000 | 996 |
| Net loans & leases | $64,846,000 | 4,413 |
| Loan loss allowance | $644,000 | 4,995 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $1,963,000 | 4,078 |
| Other real estate owned | $0 | 5,140 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $1,615,000 | 5,128 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $100,408,000 | 4,546 |
| Total liabilities | $92,980,000 | 4,425 |
| Total deposits | $92,474,000 | 4,190 |
| Interest-bearing deposits | $81,897,000 | 4,064 |
| Deposits held in domestic offices | $92,474,000 | 4,183 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $506,000 | 5,387 |
| Total equity capital | $7,428,000 | 5,610 |
| Total bank equity capital | $7,428,000 | 5,610 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $2,629,000 | 1,459 |
| Surplus | $3,631,000 | 3,900 |
| Undivided profits | $1,168,000 | 7,396 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $619,000 | 3,696 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $716,000 | 4,606 |
| Earning assets | $92,397,000 | 4,508 |
| Long-term assets (5+ years) | $4,829,000 | 6,205 |
| Average Assets, year-to-date | $82,840,400 | 5,020 |
| Average Assets, quarterly | $96,474,500 | 4,617 |
| Volatile liabilities | $28,656,000 | 2,808 |
| Insider loans | $2,202,000 | 2,206 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $8,792,000 | 4,208 |
| Tier 1 (core) risk-based capital | $7,195,000 | 5,574 |
| Tier 2 risk-based capital | $644,000 | 4,698 |
| Total risk weighted assets | $78,572,000 | 3,951 |
| Total unused commitments | $8,792,000 | 4,216 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 26 | 5,597 |
| Assets and Liabilities | ||
| Total Assets: | $63,913,000 | 6,000 |
| Cash and due from depository institutions | $2,461,000 | 5,597 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $6,579,000 | 7,810 |
| Federal funds sold & reverse repurchase agreements | $6,995,000 | 1,737 |
| Net loans & leases | $44,912,000 | 5,531 |
| Loan loss allowance | $442,000 | 6,120 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $2,091,000 | 3,873 |
| Other real estate owned | $0 | 5,597 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $875,000 | 6,548 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $63,913,000 | 6,000 |
| Total liabilities | $57,083,000 | 6,007 |
| Total deposits | $56,580,000 | 5,768 |
| Interest-bearing deposits | $50,752,000 | 5,609 |
| Deposits held in domestic offices | $56,580,000 | 5,763 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $503,000 | 5,769 |
| Total equity capital | $6,830,000 | 5,884 |
| Total bank equity capital | $6,830,000 | 5,884 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $2,629,000 | 1,464 |
| Surplus | $3,631,000 | 3,855 |
| Undivided profits | $570,000 | 8,244 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $63,000 | 7,294 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $511,000 | 5,043 |
| Earning assets | $58,486,000 | 6,019 |
| Long-term assets (5+ years) | $1,181,000 | 7,837 |
| Average Assets, year-to-date | $49,049,600 | 6,731 |
| Average Assets, quarterly | $61,144,000 | 6,104 |
| Volatile liabilities | $15,344,000 | 4,402 |
| Insider loans | $1,530,000 | 2,879 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $9,275,000 | 3,926 |
| Tier 1 (core) risk-based capital | $6,633,000 | 5,845 |
| Tier 2 risk-based capital | $442,000 | 5,809 |
| Total risk weighted assets | $51,523,600 | 5,210 |
| Total unused commitments | $9,275,000 | 3,928 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 15 | 7,685 |
| Assets and Liabilities | ||
| Total Assets: | $36,690,000 | 7,921 |
| Cash and due from depository institutions | $907,000 | 7,685 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $4,060,000 | 8,994 |
| Federal funds sold & reverse repurchase agreements | $1,550,000 | 4,162 |
| Net loans & leases | $27,789,000 | 7,028 |
| Loan loss allowance | $282,000 | 7,561 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,831,000 | 4,250 |
| Other real estate owned | $0 | 7,685 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $553,000 | 7,970 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $36,690,000 | 7,921 |
| Total liabilities | $33,224,000 | 7,870 |
| Total deposits | $32,929,000 | 7,721 |
| Interest-bearing deposits | $29,286,000 | 7,593 |
| Deposits held in domestic offices | $32,929,000 | 7,719 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $295,000 | 7,004 |
| Total equity capital | $3,466,000 | 8,275 |
| Total bank equity capital | $3,466,000 | 8,275 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,666,000 | 2,227 |
| Surplus | $1,707,000 | 5,958 |
| Undivided profits | $93,000 | 9,022 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $23,000 | 8,229 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $286,000 | 6,639 |
| Earning assets | $33,399,000 | 7,910 |
| Long-term assets (5+ years) | $429,000 | 8,660 |
| Average Assets, year-to-date | $30,518,600 | 8,334 |
| Average Assets, quarterly | $35,068,000 | 8,032 |
| Volatile liabilities | $6,506,000 | 6,627 |
| Insider loans | $1,590,000 | 2,695 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $6,610,000 | 4,760 |
| Tier 1 (core) risk-based capital | $3,327,000 | 8,411 |
| Tier 2 risk-based capital | $282,000 | 7,211 |
| Total risk weighted assets | $31,784,100 | 6,803 |
| Total unused commitments | $6,610,000 | 4,765 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 9 | 9,249 |
| Assets and Liabilities | ||
| Total Assets: | $24,268,000 | 9,150 |
| Cash and due from depository institutions | $764,000 | 9,249 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $5,149,000 | 8,712 |
| Federal funds sold & reverse repurchase agreements | $3,640,000 | 4,317 |
| Net loans & leases | $13,692,000 | 8,882 |
| Loan loss allowance | $139,000 | 9,231 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $586,000 | 7,418 |
| Other real estate owned | $0 | 9,249 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $437,000 | 8,534 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $24,268,000 | 9,150 |
| Total liabilities | $21,014,000 | 9,163 |
| Total deposits | $20,946,000 | 9,060 |
| Interest-bearing deposits | $18,996,000 | 8,911 |
| Deposits held in domestic offices | $20,946,000 | 9,060 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $68,000 | 10,057 |
| Total equity capital | $3,254,000 | 8,594 |
| Total bank equity capital | $3,254,000 | 8,594 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,666,000 | 2,191 |
| Surplus | $1,707,000 | 5,892 |
| Undivided profits | $-119,000 | 9,863 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,467 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $127,000 | 8,992 |
| Earning assets | $22,481,000 | 9,109 |
| Long-term assets (5+ years) | $598,000 | 8,689 |
| Average Assets, year-to-date | $16,807,800 | 9,716 |
| Average Assets, quarterly | $22,581,500 | 9,255 |
| Volatile liabilities | $5,133,000 | 6,954 |
| Insider loans | $2,625,000 | 1,639 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $2,690,000 | 6,816 |
| Tier 1 (core) risk-based capital | $3,143,000 | 8,594 |
| Tier 2 risk-based capital | $139,000 | 9,030 |
| Total risk weighted assets | $16,672,200 | 8,727 |
| Total unused commitments | $2,690,000 | 6,831 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 8 | 9,876 |
| Assets and Liabilities | ||
| Total Assets: | $8,766,000 | 10,756 |
| Cash and due from depository institutions | $230,000 | 9,876 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $3,113,000 | 9,934 |
| Federal funds sold & reverse repurchase agreements | $2,275,000 | 4,660 |
| Net loans & leases | $2,371,000 | 10,803 |
| Loan loss allowance | $24,000 | 10,758 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $622,000 | 7,346 |
| Other real estate owned | $0 | 9,876 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $155,000 | 10,580 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $8,766,000 | 10,756 |
| Total liabilities | $5,529,000 | 10,818 |
| Total deposits | $5,507,000 | 10,782 |
| Interest-bearing deposits | $4,653,000 | 10,718 |
| Deposits held in domestic offices | $5,507,000 | 10,782 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $22,000 | 10,870 |
| Total equity capital | $3,237,000 | 8,791 |
| Total bank equity capital | $3,237,000 | 8,791 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,666,000 | 2,202 |
| Surplus | $1,707,000 | 5,934 |
| Undivided profits | $-136,000 | 10,423 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 10,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $40,000 | 10,509 |
| Earning assets | $7,759,000 | 10,744 |
| Long-term assets (5+ years) | $0 | 9,550 |
| Average Assets, year-to-date | $8,766,000 | 10,740 |
| Average Assets, quarterly | $8,766,000 | 10,756 |
| Volatile liabilities | $1,430,000 | 9,788 |
| Insider loans | $1,051,000 | 3,438 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $1,205,000 | 8,457 |
| Tier 1 (core) risk-based capital | $3,147,000 | 8,782 |
| Tier 2 risk-based capital | $24,000 | 10,720 |
| Total risk weighted assets | $3,956,800 | 10,760 |
| Total unused commitments | $1,205,000 | 8,466 |
| Derivatives | $0 | 533 |