Home > Bank of Choice > Income and Expense
Bank of Choice, Income and Expense
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $19,289,000 | 748 |
| Total interest expense | $7,309,000 | 424 |
| Net interest income | $11,980,000 | 923 |
| Provision for loan and lease losses | $9,935,000 | 245 |
| Total noninterest income | $745,000 | 2,427 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $769,000 | 953 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-24,000 | 7,077 |
| Total noninterest expense | $17,792,000 | 569 |
| Salaries and employee benefits | $6,441,000 | 775 |
| Premises and equipment expense | $2,022,000 | 625 |
| Additional noninterest expense | $9,329,000 | 422 |
| Pre-tax net operating income | $-15,002,000 | 7,468 |
| Securities gains (losses) | $91,000 | 1,204 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-14,911,000 | 7,461 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-14,911,000 | 7,461 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-14,911,000 | 7,461 |
| Net charge-offs | $12,340,000 | 233 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-15,002,000 | 7,462 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $9,761,000 | 746 |
| Total interest expense | $4,099,000 | 389 |
| Net interest income | $5,662,000 | 980 |
| Provision for loan and lease losses | $6,435,000 | 199 |
| Total noninterest income | $701,000 | 1,565 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $372,000 | 964 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $329,000 | 1,795 |
| Total noninterest expense | $8,248,000 | 622 |
| Salaries and employee benefits | $3,187,000 | 798 |
| Premises and equipment expense | $1,040,000 | 630 |
| Additional noninterest expense | $4,021,000 | 467 |
| Pre-tax net operating income | $-8,320,000 | 7,540 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-8,320,000 | 7,532 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-8,320,000 | 7,532 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-8,320,000 | 7,532 |
| Net charge-offs | $2,564,000 | 462 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-8,320,000 | 7,533 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $48,613,000 | 614 |
| Total interest expense | $20,477,000 | 381 |
| Net interest income | $28,136,000 | 784 |
| Provision for loan and lease losses | $46,640,000 | 192 |
| Total noninterest income | $-5,046,000 | 7,639 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,981,000 | 764 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-7,027,000 | 7,645 |
| Total noninterest expense | $33,706,000 | 607 |
| Salaries and employee benefits | $13,682,000 | 709 |
| Premises and equipment expense | $4,738,000 | 538 |
| Additional noninterest expense | $15,286,000 | 508 |
| Pre-tax net operating income | $-57,256,000 | 7,611 |
| Securities gains (losses) | $4,760,000 | 109 |
| Applicable income taxes | $7,016,000 | 277 |
| Income before extraordinary items | $-59,512,000 | 7,614 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-59,512,000 | 7,613 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-59,512,000 | 7,614 |
| Net charge-offs | $37,836,000 | 207 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-64,272,000 | 7,615 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $37,292,000 | 606 |
| Total interest expense | $15,975,000 | 377 |
| Net interest income | $21,317,000 | 776 |
| Provision for loan and lease losses | $24,140,000 | 246 |
| Total noninterest income | $-2,433,000 | 7,732 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $1,540,000 | 748 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-3,973,000 | 7,742 |
| Total noninterest expense | $25,978,000 | 577 |
| Salaries and employee benefits | $10,398,000 | 694 |
| Premises and equipment expense | $3,568,000 | 537 |
| Additional noninterest expense | $12,012,000 | 468 |
| Pre-tax net operating income | $-31,234,000 | 7,699 |
| Securities gains (losses) | $3,396,000 | 125 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-27,838,000 | 7,694 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-27,838,000 | 7,694 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-27,838,000 | 7,694 |
| Net charge-offs | $18,343,000 | 281 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-31,234,000 | 7,701 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $25,615,000 | 584 |
| Total interest expense | $11,177,000 | 373 |
| Net interest income | $14,438,000 | 763 |
| Provision for loan and lease losses | $11,140,000 | 332 |
| Total noninterest income | $-1,002,000 | 7,784 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $1,071,000 | 719 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-2,073,000 | 7,799 |
| Total noninterest expense | $16,784,000 | 594 |
| Salaries and employee benefits | $7,116,000 | 667 |
| Premises and equipment expense | $2,365,000 | 543 |
| Additional noninterest expense | $7,303,000 | 506 |
| Pre-tax net operating income | $-14,488,000 | 7,726 |
| Securities gains (losses) | $2,335,000 | 123 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-12,153,000 | 7,710 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-12,153,000 | 7,710 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-12,153,000 | 7,710 |
| Net charge-offs | $12,591,000 | 273 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-14,488,000 | 7,723 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $12,966,000 | 596 |
| Total interest expense | $5,849,000 | 380 |
| Net interest income | $7,117,000 | 776 |
| Provision for loan and lease losses | $5,500,000 | 346 |
| Total noninterest income | $529,000 | 1,952 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $523,000 | 741 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $6,000 | 6,920 |
| Total noninterest expense | $8,307,000 | 606 |
| Salaries and employee benefits | $3,695,000 | 652 |
| Premises and equipment expense | $1,171,000 | 571 |
| Additional noninterest expense | $3,441,000 | 532 |
| Pre-tax net operating income | $-6,161,000 | 7,797 |
| Securities gains (losses) | $1,803,000 | 89 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-4,358,000 | 7,768 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-4,358,000 | 7,769 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-4,358,000 | 7,769 |
| Net charge-offs | $11,676,000 | 195 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-6,161,000 | 7,807 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $61,676,000 | 533 |
| Total interest expense | $27,126,000 | 415 |
| Net interest income | $34,550,000 | 616 |
| Provision for loan and lease losses | $37,802,000 | 310 |
| Total noninterest income | $3,363,000 | 1,488 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $2,247,000 | 754 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,116,000 | 2,016 |
| Total noninterest expense | $64,149,000 | 357 |
| Salaries and employee benefits | $15,030,000 | 635 |
| Premises and equipment expense | $5,356,000 | 496 |
| Additional noninterest expense | $43,763,000 | 245 |
| Pre-tax net operating income | $-64,038,000 | 7,888 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $-13,037,000 | 7,891 |
| Income before extraordinary items | $-51,001,000 | 7,874 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-51,001,000 | 7,873 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-51,001,000 | 7,873 |
| Net charge-offs | $19,038,000 | 426 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-51,001,000 | 7,876 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $47,480,000 | 539 |
| Total interest expense | $21,484,000 | 421 |
| Net interest income | $25,996,000 | 623 |
| Provision for loan and lease losses | $29,075,000 | 304 |
| Total noninterest income | $2,504,000 | 1,512 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $1,686,000 | 741 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $818,000 | 2,096 |
| Total noninterest expense | $26,920,000 | 588 |
| Salaries and employee benefits | $11,672,000 | 628 |
| Premises and equipment expense | $3,945,000 | 517 |
| Additional noninterest expense | $11,303,000 | 528 |
| Pre-tax net operating income | $-27,495,000 | 7,915 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $-5,007,000 | 7,900 |
| Income before extraordinary items | $-22,488,000 | 7,906 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-22,488,000 | 7,906 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-22,488,000 | 7,906 |
| Net charge-offs | $10,440,000 | 491 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $74,000 | 837 |
| Net operating income | $-22,488,000 | 7,907 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $32,358,000 | 542 |
| Total interest expense | $14,888,000 | 429 |
| Net interest income | $17,470,000 | 620 |
| Provision for loan and lease losses | $13,575,000 | 378 |
| Total noninterest income | $2,061,000 | 1,306 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $1,109,000 | 745 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $952,000 | 1,476 |
| Total noninterest expense | $17,460,000 | 617 |
| Salaries and employee benefits | $7,903,000 | 624 |
| Premises and equipment expense | $2,627,000 | 529 |
| Additional noninterest expense | $6,930,000 | 576 |
| Pre-tax net operating income | $-11,504,000 | 7,942 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-4,597,000 | 8,027 |
| Income before extraordinary items | $-6,907,000 | 7,874 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-6,907,000 | 7,873 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-6,907,000 | 7,873 |
| Net charge-offs | $7,055,000 | 473 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $34,000 | 901 |
| Net operating income | $-6,907,000 | 7,887 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $16,491,000 | 537 |
| Total interest expense | $7,514,000 | 442 |
| Net interest income | $8,977,000 | 604 |
| Provision for loan and lease losses | $10,650,000 | 240 |
| Total noninterest income | $978,000 | 1,302 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $567,000 | 708 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $411,000 | 1,590 |
| Total noninterest expense | $8,270,000 | 619 |
| Salaries and employee benefits | $3,970,000 | 619 |
| Premises and equipment expense | $1,283,000 | 545 |
| Additional noninterest expense | $3,017,000 | 576 |
| Pre-tax net operating income | $-8,965,000 | 8,099 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-3,518,000 | 8,135 |
| Income before extraordinary items | $-5,447,000 | 8,068 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-5,447,000 | 8,068 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-5,447,000 | 8,068 |
| Net charge-offs | $4,955,000 | 320 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $17,000 | 783 |
| Net operating income | $-5,447,000 | 8,071 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $69,089,000 | 545 |
| Total interest expense | $35,556,000 | 457 |
| Net interest income | $33,533,000 | 648 |
| Provision for loan and lease losses | $6,495,000 | 832 |
| Total noninterest income | $4,571,000 | 1,146 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $2,571,000 | 674 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $2,000,000 | 1,304 |
| Total noninterest expense | $31,939,000 | 621 |
| Salaries and employee benefits | $16,189,000 | 603 |
| Premises and equipment expense | $4,952,000 | 555 |
| Additional noninterest expense | $10,798,000 | 637 |
| Pre-tax net operating income | $-330,000 | 6,652 |
| Securities gains (losses) | $1,569,000 | 156 |
| Applicable income taxes | $52,000 | 3,836 |
| Income before extraordinary items | $1,187,000 | 2,946 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,187,000 | 2,945 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,311,000 | 467 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $67,000 | 1,071 |
| Net operating income | $-319,240 | 6,733 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $52,357,000 | 558 |
| Total interest expense | $28,046,000 | 457 |
| Net interest income | $24,311,000 | 695 |
| Provision for loan and lease losses | $1,994,000 | 1,196 |
| Total noninterest income | $4,091,000 | 1,023 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $1,980,000 | 668 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $2,111,000 | 1,065 |
| Total noninterest expense | $23,854,000 | 614 |
| Salaries and employee benefits | $12,079,000 | 616 |
| Premises and equipment expense | $3,609,000 | 577 |
| Additional noninterest expense | $8,166,000 | 597 |
| Pre-tax net operating income | $2,554,000 | 1,888 |
| Securities gains (losses) | $1,569,000 | 131 |
| Applicable income taxes | $1,258,000 | 965 |
| Income before extraordinary items | $2,865,000 | 1,296 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $2,865,000 | 1,295 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,953,000 | 838 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $39,000 | 994 |
| Net operating income | $1,782,390 | 2,074 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $19,131,000 | 1,026 |
| Total interest expense | $8,926,000 | 964 |
| Net interest income | $10,205,000 | 1,067 |
| Provision for loan and lease losses | $636,000 | 1,640 |
| Total noninterest income | $1,399,000 | 1,738 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $816,000 | 1,083 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $583,000 | 2,031 |
| Total noninterest expense | $8,547,000 | 1,134 |
| Salaries and employee benefits | $4,432,000 | 1,149 |
| Premises and equipment expense | $1,137,000 | 1,200 |
| Additional noninterest expense | $2,978,000 | 1,001 |
| Pre-tax net operating income | $2,421,000 | 1,424 |
| Securities gains (losses) | $798,000 | 207 |
| Applicable income taxes | $1,134,000 | 848 |
| Income before extraordinary items | $2,085,000 | 1,322 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,085,000 | 1,323 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $344,000 | 1,658 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $26,000 | 900 |
| Net operating income | $1,566,300 | 1,699 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $9,635,000 | 1,046 |
| Total interest expense | $4,463,000 | 1,045 |
| Net interest income | $5,172,000 | 1,042 |
| Provision for loan and lease losses | $380,000 | 1,185 |
| Total noninterest income | $651,000 | 1,838 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $396,000 | 1,096 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $255,000 | 2,192 |
| Total noninterest expense | $4,304,000 | 1,128 |
| Salaries and employee benefits | $2,234,000 | 1,156 |
| Premises and equipment expense | $575,000 | 1,201 |
| Additional noninterest expense | $1,495,000 | 971 |
| Pre-tax net operating income | $1,139,000 | 1,590 |
| Securities gains (losses) | $257,000 | 375 |
| Applicable income taxes | $489,000 | 1,030 |
| Income before extraordinary items | $907,000 | 1,642 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $907,000 | 1,644 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $152,000 | 1,470 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $12,000 | 800 |
| Net operating income | $739,950 | 1,877 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $37,748,000 | 1,118 |
| Total interest expense | $15,382,000 | 1,298 |
| Net interest income | $22,366,000 | 988 |
| Provision for loan and lease losses | $1,245,000 | 1,220 |
| Total noninterest income | $2,566,000 | 1,844 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,586,000 | 1,123 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $980,000 | 2,245 |
| Total noninterest expense | $17,674,000 | 1,061 |
| Salaries and employee benefits | $7,334,000 | 1,385 |
| Premises and equipment expense | $1,975,000 | 1,338 |
| Additional noninterest expense | $8,365,000 | 683 |
| Pre-tax net operating income | $6,013,000 | 1,390 |
| Securities gains (losses) | $21,000 | 1,089 |
| Applicable income taxes | $1,974,000 | 1,147 |
| Income before extraordinary items | $4,060,000 | 1,572 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $4,060,000 | 1,572 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $564,000 | 1,552 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $87,000 | 967 |
| Net operating income | $4,045,930 | 1,562 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $27,391,000 | 1,163 |
| Total interest expense | $10,783,000 | 1,394 |
| Net interest income | $16,608,000 | 999 |
| Provision for loan and lease losses | $765,000 | 1,134 |
| Total noninterest income | $1,931,000 | 1,838 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,150,000 | 1,150 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $781,000 | 2,154 |
| Total noninterest expense | $12,863,000 | 1,086 |
| Salaries and employee benefits | $5,530,000 | 1,366 |
| Premises and equipment expense | $1,418,000 | 1,396 |
| Additional noninterest expense | $5,915,000 | 716 |
| Pre-tax net operating income | $4,911,000 | 1,375 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $1,618,000 | 1,149 |
| Income before extraordinary items | $3,293,000 | 1,536 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $3,293,000 | 1,534 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $227,000 | 1,806 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $65,000 | 848 |
| Net operating income | $3,293,000 | 1,529 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $17,715,000 | 1,206 |
| Total interest expense | $6,820,000 | 1,463 |
| Net interest income | $10,895,000 | 1,030 |
| Provision for loan and lease losses | $510,000 | 1,012 |
| Total noninterest income | $1,181,000 | 1,988 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $695,000 | 1,267 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $486,000 | 2,292 |
| Total noninterest expense | $8,514,000 | 1,107 |
| Salaries and employee benefits | $3,688,000 | 1,389 |
| Premises and equipment expense | $909,000 | 1,467 |
| Additional noninterest expense | $3,917,000 | 726 |
| Pre-tax net operating income | $3,052,000 | 1,526 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $996,000 | 1,275 |
| Income before extraordinary items | $2,056,000 | 1,684 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,056,000 | 1,684 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $207,000 | 1,311 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $43,000 | 772 |
| Net operating income | $2,056,000 | 1,660 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $8,637,000 | 1,229 |
| Total interest expense | $3,297,000 | 1,506 |
| Net interest income | $5,340,000 | 1,046 |
| Provision for loan and lease losses | $255,000 | 940 |
| Total noninterest income | $560,000 | 2,052 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $287,000 | 1,495 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $273,000 | 2,093 |
| Total noninterest expense | $4,106,000 | 1,145 |
| Salaries and employee benefits | $1,829,000 | 1,410 |
| Premises and equipment expense | $465,000 | 1,438 |
| Additional noninterest expense | $1,812,000 | 767 |
| Pre-tax net operating income | $1,539,000 | 1,505 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $500,000 | 1,284 |
| Income before extraordinary items | $1,039,000 | 1,657 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,039,000 | 1,657 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 2,431 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $22,000 | 654 |
| Net operating income | $1,039,000 | 1,643 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $27,608,000 | 1,448 |
| Total interest expense | $9,515,000 | 1,764 |
| Net interest income | $18,093,000 | 1,251 |
| Provision for loan and lease losses | $550,000 | 1,750 |
| Total noninterest income | $1,825,000 | 2,369 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,041,000 | 1,691 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $784,000 | 2,610 |
| Total noninterest expense | $12,745,000 | 1,399 |
| Salaries and employee benefits | $7,004,000 | 1,395 |
| Premises and equipment expense | $1,476,000 | 1,716 |
| Additional noninterest expense | $4,265,000 | 1,253 |
| Pre-tax net operating income | $6,623,000 | 1,461 |
| Securities gains (losses) | $35,000 | 770 |
| Applicable income taxes | $2,248,000 | 1,212 |
| Income before extraordinary items | $4,410,000 | 1,641 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $4,410,000 | 1,642 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $507,000 | 1,163 |
| Cash dividends | $500,000 | 3,695 |
| Sale, conversion, retirement of capital stock, net | $70,000 | 954 |
| Net operating income | $4,386,900 | 1,631 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $7,825,000 | 3,440 |
| Total interest expense | $2,680,000 | 3,791 |
| Net interest income | $5,145,000 | 3,183 |
| Provision for loan and lease losses | $240,000 | 2,508 |
| Total noninterest income | $375,000 | 5,158 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $188,000 | 4,524 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $187,000 | 4,674 |
| Total noninterest expense | $3,592,000 | 3,455 |
| Salaries and employee benefits | $2,268,000 | 3,094 |
| Premises and equipment expense | $236,000 | 5,646 |
| Additional noninterest expense | $1,088,000 | 3,379 |
| Pre-tax net operating income | $1,688,000 | 3,504 |
| Securities gains (losses) | $6,000 | 998 |
| Applicable income taxes | $606,000 | 2,582 |
| Income before extraordinary items | $1,088,000 | 3,961 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,088,000 | 3,964 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $389,000 | 965 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,084,160 | 3,960 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,105,000 | 4,052 |
| Total interest expense | $1,348,000 | 4,377 |
| Net interest income | $2,757,000 | 3,776 |
| Provision for loan and lease losses | $120,000 | 2,983 |
| Total noninterest income | $206,000 | 5,565 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $110,000 | 4,799 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $96,000 | 5,214 |
| Total noninterest expense | $1,867,000 | 4,195 |
| Salaries and employee benefits | $1,202,000 | 3,737 |
| Premises and equipment expense | $119,000 | 6,367 |
| Additional noninterest expense | $546,000 | 4,209 |
| Pre-tax net operating income | $976,000 | 3,850 |
| Securities gains (losses) | $6,000 | 812 |
| Applicable income taxes | $334,000 | 2,891 |
| Income before extraordinary items | $648,000 | 4,253 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $648,000 | 4,257 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 7,997 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $644,040 | 4,263 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $511,000 | 7,570 |
| Total interest expense | $201,000 | 7,222 |
| Net interest income | $310,000 | 7,656 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $54,000 | 6,815 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $22,000 | 6,377 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $32,000 | 5,945 |
| Total noninterest expense | $201,000 | 8,064 |
| Salaries and employee benefits | $133,000 | 7,832 |
| Premises and equipment expense | $10,000 | 8,530 |
| Additional noninterest expense | $58,000 | 7,984 |
| Pre-tax net operating income | $163,000 | 6,253 |
| Securities gains (losses) | $6,000 | 667 |
| Applicable income taxes | $39,000 | 4,751 |
| Income before extraordinary items | $130,000 | 6,253 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $130,000 | 6,253 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $125,380 | 6,331 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $11,952,000 | 2,719 |
| Total interest expense | $3,900,000 | 2,708 |
| Net interest income | $8,052,000 | 2,682 |
| Provision for loan and lease losses | $1,564,000 | 677 |
| Total noninterest income | $660,000 | 4,554 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $397,000 | 3,572 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $263,000 | 4,618 |
| Total noninterest expense | $5,711,000 | 2,884 |
| Salaries and employee benefits | $3,527,000 | 2,584 |
| Premises and equipment expense | $538,000 | 3,968 |
| Additional noninterest expense | $1,646,000 | 3,005 |
| Pre-tax net operating income | $1,437,000 | 4,485 |
| Securities gains (losses) | $-183,000 | 8,567 |
| Applicable income taxes | $1,000 | 6,850 |
| Income before extraordinary items | $1,253,000 | 4,242 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,253,000 | 4,243 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,595,000 | 476 |
| Cash dividends | $400,000 | 3,975 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,436,000 | 3,865 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $8,817,000 | 2,709 |
| Total interest expense | $2,806,000 | 2,676 |
| Net interest income | $6,011,000 | 2,670 |
| Provision for loan and lease losses | $510,000 | 1,378 |
| Total noninterest income | $497,000 | 4,556 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $307,000 | 3,509 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $190,000 | 4,713 |
| Total noninterest expense | $4,294,000 | 2,838 |
| Salaries and employee benefits | $2,676,000 | 2,515 |
| Premises and equipment expense | $398,000 | 3,982 |
| Additional noninterest expense | $1,220,000 | 3,001 |
| Pre-tax net operating income | $1,704,000 | 3,448 |
| Securities gains (losses) | $-3,000 | 7,524 |
| Applicable income taxes | $1,000 | 6,867 |
| Income before extraordinary items | $1,700,000 | 2,822 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,700,000 | 2,823 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $589,000 | 732 |
| Cash dividends | $400,000 | 3,122 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,703,000 | 2,783 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $5,718,000 | 2,707 |
| Total interest expense | $1,742,000 | 2,690 |
| Net interest income | $3,976,000 | 2,670 |
| Provision for loan and lease losses | $320,000 | 1,432 |
| Total noninterest income | $310,000 | 4,707 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $202,000 | 3,491 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $108,000 | 5,022 |
| Total noninterest expense | $2,732,000 | 2,953 |
| Salaries and employee benefits | $1,722,000 | 2,582 |
| Premises and equipment expense | $256,000 | 4,076 |
| Additional noninterest expense | $754,000 | 3,170 |
| Pre-tax net operating income | $1,234,000 | 3,175 |
| Securities gains (losses) | $-3,000 | 7,812 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $1,231,000 | 2,590 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,231,000 | 2,590 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $589,000 | 529 |
| Cash dividends | $400,000 | 2,509 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,234,000 | 2,549 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,774,000 | 2,746 |
| Total interest expense | $812,000 | 2,746 |
| Net interest income | $1,962,000 | 2,688 |
| Provision for loan and lease losses | $120,000 | 1,733 |
| Total noninterest income | $156,000 | 4,610 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $94,000 | 3,574 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $62,000 | 4,706 |
| Total noninterest expense | $1,357,000 | 2,977 |
| Salaries and employee benefits | $865,000 | 2,587 |
| Premises and equipment expense | $127,000 | 4,141 |
| Additional noninterest expense | $365,000 | 3,254 |
| Pre-tax net operating income | $641,000 | 3,070 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $641,000 | 2,472 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $641,000 | 2,473 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-48,000 | 8,632 |
| Cash dividends | $400,000 | 1,438 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $641,000 | 2,434 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $9,991,000 | 2,829 |
| Total interest expense | $2,675,000 | 2,894 |
| Net interest income | $7,316,000 | 2,768 |
| Provision for loan and lease losses | $325,000 | 2,753 |
| Total noninterest income | $806,000 | 4,039 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $395,000 | 3,677 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $411,000 | 3,661 |
| Total noninterest expense | $5,269,000 | 2,962 |
| Salaries and employee benefits | $3,228,000 | 2,666 |
| Premises and equipment expense | $570,000 | 3,691 |
| Additional noninterest expense | $1,471,000 | 3,177 |
| Pre-tax net operating income | $2,528,000 | 2,980 |
| Securities gains (losses) | $2,000 | 3,489 |
| Applicable income taxes | $3,000 | 7,000 |
| Income before extraordinary items | $2,527,000 | 2,409 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,527,000 | 2,411 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $290,000 | 2,041 |
| Cash dividends | $1,000,000 | 2,307 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,525,000 | 2,349 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $7,370,000 | 2,842 |
| Total interest expense | $1,913,000 | 2,947 |
| Net interest income | $5,457,000 | 2,758 |
| Provision for loan and lease losses | $205,000 | 2,947 |
| Total noninterest income | $621,000 | 3,993 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $300,000 | 3,673 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $321,000 | 3,613 |
| Total noninterest expense | $3,914,000 | 2,968 |
| Salaries and employee benefits | $2,382,000 | 2,684 |
| Premises and equipment expense | $439,000 | 3,611 |
| Additional noninterest expense | $1,093,000 | 3,170 |
| Pre-tax net operating income | $1,959,000 | 2,934 |
| Securities gains (losses) | $2,000 | 3,384 |
| Applicable income taxes | $3,000 | 7,043 |
| Income before extraordinary items | $1,958,000 | 2,366 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,958,000 | 2,369 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 8,126 |
| Cash dividends | $500,000 | 2,672 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,956,000 | 2,313 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,841,000 | 2,871 |
| Total interest expense | $1,290,000 | 2,912 |
| Net interest income | $3,551,000 | 2,808 |
| Provision for loan and lease losses | $105,000 | 3,376 |
| Total noninterest income | $437,000 | 3,896 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $208,000 | 3,541 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $229,000 | 3,476 |
| Total noninterest expense | $2,641,000 | 2,945 |
| Salaries and employee benefits | $1,612,000 | 2,651 |
| Premises and equipment expense | $297,000 | 3,583 |
| Additional noninterest expense | $732,000 | 3,181 |
| Pre-tax net operating income | $1,242,000 | 3,030 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $1,242,000 | 2,444 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,242,000 | 2,445 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 8,353 |
| Cash dividends | $500,000 | 2,118 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,242,000 | 2,382 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,432,000 | 2,871 |
| Total interest expense | $643,000 | 2,954 |
| Net interest income | $1,789,000 | 2,783 |
| Provision for loan and lease losses | $85,000 | 2,404 |
| Total noninterest income | $226,000 | 3,756 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $105,000 | 3,460 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $121,000 | 3,332 |
| Total noninterest expense | $1,316,000 | 2,950 |
| Salaries and employee benefits | $824,000 | 2,615 |
| Premises and equipment expense | $152,000 | 3,556 |
| Additional noninterest expense | $340,000 | 3,380 |
| Pre-tax net operating income | $614,000 | 3,028 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $614,000 | 2,444 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $614,000 | 2,445 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 8,486 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $614,000 | 2,361 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $9,813,000 | 2,880 |
| Total interest expense | $2,700,000 | 3,146 |
| Net interest income | $7,113,000 | 2,717 |
| Provision for loan and lease losses | $670,000 | 1,681 |
| Total noninterest income | $1,060,000 | 3,592 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $454,000 | 3,350 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $606,000 | 3,231 |
| Total noninterest expense | $5,059,000 | 3,021 |
| Salaries and employee benefits | $3,226,000 | 2,606 |
| Premises and equipment expense | $575,000 | 3,648 |
| Additional noninterest expense | $1,258,000 | 3,596 |
| Pre-tax net operating income | $2,444,000 | 2,937 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $40,000 | 6,430 |
| Income before extraordinary items | $2,404,000 | 2,455 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,404,000 | 2,458 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $157,000 | 3,282 |
| Cash dividends | $1,200,000 | 2,037 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,404,000 | 2,342 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $7,319,000 | 2,936 |
| Total interest expense | $2,080,000 | 3,188 |
| Net interest income | $5,239,000 | 2,780 |
| Provision for loan and lease losses | $445,000 | 1,877 |
| Total noninterest income | $811,000 | 3,620 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $331,000 | 3,426 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $480,000 | 3,207 |
| Total noninterest expense | $3,711,000 | 3,066 |
| Salaries and employee benefits | $2,375,000 | 2,663 |
| Premises and equipment expense | $417,000 | 3,736 |
| Additional noninterest expense | $919,000 | 3,650 |
| Pre-tax net operating income | $1,894,000 | 2,955 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $40,000 | 6,389 |
| Income before extraordinary items | $1,854,000 | 2,490 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,854,000 | 2,489 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $107,000 | 3,129 |
| Cash dividends | $800,000 | 1,997 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,854,000 | 2,361 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,838,000 | 2,989 |
| Total interest expense | $1,446,000 | 3,160 |
| Net interest income | $3,392,000 | 2,850 |
| Provision for loan and lease losses | $220,000 | 2,344 |
| Total noninterest income | $532,000 | 3,615 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $215,000 | 3,448 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $317,000 | 3,191 |
| Total noninterest expense | $2,456,000 | 3,091 |
| Salaries and employee benefits | $1,566,000 | 2,680 |
| Premises and equipment expense | $279,000 | 3,707 |
| Additional noninterest expense | $611,000 | 3,648 |
| Pre-tax net operating income | $1,248,000 | 2,986 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $39,000 | 6,120 |
| Income before extraordinary items | $1,209,000 | 2,557 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,209,000 | 2,555 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 3,310 |
| Cash dividends | $400,000 | 2,440 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,209,000 | 2,405 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,367,000 | 3,053 |
| Total interest expense | $737,000 | 3,167 |
| Net interest income | $1,630,000 | 2,933 |
| Provision for loan and lease losses | $100,000 | 2,353 |
| Total noninterest income | $219,000 | 3,938 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $100,000 | 3,549 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $119,000 | 3,615 |
| Total noninterest expense | $1,201,000 | 3,144 |
| Salaries and employee benefits | $765,000 | 2,716 |
| Premises and equipment expense | $139,000 | 3,718 |
| Additional noninterest expense | $297,000 | 3,677 |
| Pre-tax net operating income | $548,000 | 3,291 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $26,000 | 5,851 |
| Income before extraordinary items | $522,000 | 2,858 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $522,000 | 2,856 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,386 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $522,000 | 2,713 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $9,701,000 | 3,101 |
| Total interest expense | $3,103,000 | 3,450 |
| Net interest income | $6,598,000 | 2,890 |
| Provision for loan and lease losses | $300,000 | 3,409 |
| Total noninterest income | $1,099,000 | 3,268 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $428,000 | 3,367 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $671,000 | 2,768 |
| Total noninterest expense | $4,664,000 | 3,113 |
| Salaries and employee benefits | $2,912,000 | 2,700 |
| Premises and equipment expense | $491,000 | 3,989 |
| Additional noninterest expense | $1,261,000 | 3,470 |
| Pre-tax net operating income | $2,733,000 | 2,695 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $86,000 | 6,105 |
| Income before extraordinary items | $2,647,000 | 2,249 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,647,000 | 2,249 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $150,000 | 3,513 |
| Cash dividends | $1,500,000 | 1,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,647,000 | 2,176 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $10,827,000 | 3,093 |
| Total interest expense | $4,429,000 | 3,508 |
| Net interest income | $6,398,000 | 2,774 |
| Provision for loan and lease losses | $285,000 | 3,330 |
| Total noninterest income | $1,323,000 | 2,745 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $469,000 | 2,989 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $854,000 | 2,289 |
| Total noninterest expense | $4,927,000 | 2,862 |
| Salaries and employee benefits | $3,078,000 | 2,449 |
| Premises and equipment expense | $510,000 | 3,806 |
| Additional noninterest expense | $1,339,000 | 3,182 |
| Pre-tax net operating income | $2,509,000 | 2,659 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $365,000 | 3,910 |
| Income before extraordinary items | $2,144,000 | 2,385 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,144,000 | 2,389 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $206,000 | 2,817 |
| Cash dividends | $850,000 | 2,531 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,144,000 | 2,308 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $10,677,000 | 3,220 |
| Total interest expense | $5,130,000 | 3,238 |
| Net interest income | $5,547,000 | 3,170 |
| Provision for loan and lease losses | $255,000 | 3,188 |
| Total noninterest income | $1,155,000 | 2,845 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $402,000 | 3,230 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $753,000 | 2,240 |
| Total noninterest expense | $4,712,000 | 2,876 |
| Salaries and employee benefits | $2,667,000 | 2,665 |
| Premises and equipment expense | $485,000 | 3,886 |
| Additional noninterest expense | $1,560,000 | 2,712 |
| Pre-tax net operating income | $1,735,000 | 3,655 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $516,000 | 3,422 |
| Income before extraordinary items | $1,219,000 | 3,819 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,219,000 | 3,819 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $133,000 | 3,080 |
| Cash dividends | $200,000 | 5,103 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,219,000 | 3,800 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $7,746,000 | 4,038 |
| Total interest expense | $3,126,000 | 4,449 |
| Net interest income | $4,620,000 | 3,698 |
| Provision for loan and lease losses | $120,000 | 4,720 |
| Total noninterest income | $927,000 | 3,283 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $374,000 | 3,390 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $553,000 | 2,765 |
| Total noninterest expense | $3,809,000 | 3,461 |
| Salaries and employee benefits | $2,176,000 | 3,173 |
| Premises and equipment expense | $306,000 | 5,406 |
| Additional noninterest expense | $1,327,000 | 3,165 |
| Pre-tax net operating income | $1,618,000 | 3,896 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $550,000 | 3,424 |
| Income before extraordinary items | $1,068,000 | 4,220 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,068,000 | 4,223 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 9,551 |
| Cash dividends | $180,000 | 5,387 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,068,000 | 4,184 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $7,560,000 | 4,134 |
| Total interest expense | $3,148,000 | 4,543 |
| Net interest income | $4,412,000 | 3,793 |
| Provision for loan and lease losses | $185,000 | 3,665 |
| Total noninterest income | $908,000 | 3,298 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $301,000 | 3,937 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $607,000 | 2,631 |
| Total noninterest expense | $3,457,000 | 3,656 |
| Salaries and employee benefits | $2,010,000 | 3,318 |
| Premises and equipment expense | $306,000 | 5,331 |
| Additional noninterest expense | $1,141,000 | 3,516 |
| Pre-tax net operating income | $1,678,000 | 3,851 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $570,000 | 3,536 |
| Income before extraordinary items | $1,108,000 | 4,161 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,108,000 | 4,160 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $158,000 | 2,831 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,108,000 | 4,070 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,409,000 | 4,819 |
| Total interest expense | $2,880,000 | 4,886 |
| Net interest income | $3,529,000 | 4,701 |
| Provision for loan and lease losses | $110,000 | 4,963 |
| Total noninterest income | $639,000 | 4,251 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $252,000 | 4,642 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $387,000 | 3,353 |
| Total noninterest expense | $2,931,000 | 4,175 |
| Salaries and employee benefits | $1,699,000 | 3,839 |
| Premises and equipment expense | $254,000 | 6,002 |
| Additional noninterest expense | $978,000 | 3,989 |
| Pre-tax net operating income | $1,127,000 | 5,444 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $383,000 | 5,011 |
| Income before extraordinary items | $744,000 | 5,704 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $744,000 | 5,707 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 5,298 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $744,000 | 5,658 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,993,000 | 5,935 |
| Total interest expense | $2,153,000 | 6,114 |
| Net interest income | $2,840,000 | 5,676 |
| Provision for loan and lease losses | $354,000 | 2,305 |
| Total noninterest income | $886,000 | 3,434 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $223,000 | 5,192 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $663,000 | 2,396 |
| Total noninterest expense | $2,275,000 | 5,392 |
| Salaries and employee benefits | $1,343,000 | 4,744 |
| Premises and equipment expense | $195,000 | 7,111 |
| Additional noninterest expense | $737,000 | 5,531 |
| Pre-tax net operating income | $1,097,000 | 5,419 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $380,000 | 5,054 |
| Income before extraordinary items | $717,000 | 5,688 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $717,000 | 5,689 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $154,000 | 3,113 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $717,000 | 5,633 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,688,000 | 7,322 |
| Total interest expense | $1,406,000 | 7,961 |
| Net interest income | $2,282,000 | 6,722 |
| Provision for loan and lease losses | $105,000 | 4,483 |
| Total noninterest income | $595,000 | 4,594 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $168,000 | 6,292 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $427,000 | 3,182 |
| Total noninterest expense | $1,948,000 | 6,111 |
| Salaries and employee benefits | $1,059,000 | 5,768 |
| Premises and equipment expense | $198,000 | 7,235 |
| Additional noninterest expense | $691,000 | 5,919 |
| Pre-tax net operating income | $824,000 | 6,744 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $280,000 | 6,252 |
| Income before extraordinary items | $544,000 | 6,939 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $544,000 | 6,937 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 10,916 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $544,000 | 6,917 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,620,000 | 8,694 |
| Total interest expense | $710,000 | 10,038 |
| Net interest income | $1,910,000 | 7,775 |
| Provision for loan and lease losses | $105,000 | 4,433 |
| Total noninterest income | $463,000 | 5,568 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $219,000 | 5,521 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $244,000 | 4,661 |
| Total noninterest expense | $1,591,000 | 7,331 |
| Salaries and employee benefits | $913,000 | 6,550 |
| Premises and equipment expense | $193,000 | 7,590 |
| Additional noninterest expense | $485,000 | 8,002 |
| Pre-tax net operating income | $677,000 | 7,545 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $235,000 | 6,753 |
| Income before extraordinary items | $442,000 | 7,787 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $442,000 | 7,796 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-49,000 | 11,870 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $442,000 | 7,836 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,188,000 | 9,815 |
| Total interest expense | $660,000 | 10,825 |
| Net interest income | $1,528,000 | 9,021 |
| Provision for loan and lease losses | $133,000 | 4,955 |
| Total noninterest income | $387,000 | 6,639 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $207,000 | 5,846 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $180,000 | 5,992 |
| Total noninterest expense | $1,362,000 | 8,294 |
| Salaries and employee benefits | $749,000 | 7,649 |
| Premises and equipment expense | $122,000 | 9,724 |
| Additional noninterest expense | $491,000 | 8,311 |
| Pre-tax net operating income | $420,000 | 9,258 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $143,000 | 8,793 |
| Income before extraordinary items | $277,000 | 9,730 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $277,000 | 9,880 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $188,000 | 3,239 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $277,000 | 9,471 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,256,000 | 10,372 |
| Total interest expense | $838,000 | 11,154 |
| Net interest income | $1,418,000 | 9,558 |
| Provision for loan and lease losses | $300,000 | 4,111 |
| Total noninterest income | $673,000 | 4,544 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $188,000 | 6,229 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $485,000 | 3,260 |
| Total noninterest expense | $1,377,000 | 8,384 |
| Salaries and employee benefits | $695,000 | 8,030 |
| Premises and equipment expense | $205,000 | 7,717 |
| Additional noninterest expense | $477,000 | 8,672 |
| Pre-tax net operating income | $414,000 | 9,116 |
| Securities gains (losses) | $1,000 | 7,986 |
| Applicable income taxes | $105,000 | 9,775 |
| Income before extraordinary items | $310,000 | 9,176 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $310,000 | 9,319 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $269,000 | 3,563 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $309,250 | 8,821 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.