Home > Bank of Chickamauga > Income and Expense
Bank of Chickamauga, Income and Expense
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $1,454,000 | 6,247 |
| Total interest expense | $143,000 | 6,208 |
| Net interest income | $1,311,000 | 6,212 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $491,000 | 4,430 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $212,000 | 4,003 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $279,000 | 4,185 |
| Total noninterest expense | $2,045,000 | 5,434 |
| Salaries and employee benefits | $677,000 | 6,116 |
| Premises and equipment expense | $214,000 | 5,451 |
| Additional noninterest expense | $1,154,000 | 4,283 |
| Pre-tax net operating income | $-243,000 | 6,380 |
| Securities gains (losses) | $1,000 | 3,056 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $-242,000 | 6,413 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-242,000 | 6,413 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $-242,000 | 6,414 |
| Net charge-offs | $26,000 | 4,724 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $-243,000 | 6,402 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $1,096,000 | 6,315 |
| Total interest expense | $115,000 | 6,252 |
| Net interest income | $981,000 | 6,276 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $356,000 | 4,545 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $156,000 | 4,070 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $200,000 | 4,310 |
| Total noninterest expense | $1,511,000 | 5,475 |
| Salaries and employee benefits | $515,000 | 6,140 |
| Premises and equipment expense | $161,000 | 5,478 |
| Additional noninterest expense | $835,000 | 4,376 |
| Pre-tax net operating income | $-174,000 | 6,470 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $-174,000 | 6,506 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $-174,000 | 6,508 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-174,000 | 6,507 |
| Net charge-offs | $5,000 | 4,904 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-174,000 | 6,482 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $727,000 | 6,357 |
| Total interest expense | $81,000 | 6,272 |
| Net interest income | $646,000 | 6,322 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $216,000 | 4,739 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $100,000 | 4,106 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $116,000 | 4,552 |
| Total noninterest expense | $992,000 | 5,540 |
| Salaries and employee benefits | $348,000 | 6,161 |
| Premises and equipment expense | $106,000 | 5,512 |
| Additional noninterest expense | $538,000 | 4,469 |
| Pre-tax net operating income | $-130,000 | 6,500 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $-130,000 | 6,546 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-130,000 | 6,547 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-130,000 | 6,548 |
| Net charge-offs | $15,000 | 4,144 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $-130,000 | 6,510 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $363,000 | 6,407 |
| Total interest expense | $45,000 | 6,259 |
| Net interest income | $318,000 | 6,381 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $103,000 | 4,804 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $45,000 | 4,283 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $58,000 | 4,529 |
| Total noninterest expense | $487,000 | 5,615 |
| Salaries and employee benefits | $184,000 | 6,132 |
| Premises and equipment expense | $51,000 | 5,624 |
| Additional noninterest expense | $252,000 | 4,625 |
| Pre-tax net operating income | $-66,000 | 6,566 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $-66,000 | 6,617 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-66,000 | 6,618 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-66,000 | 6,618 |
| Net charge-offs | $12,000 | 3,363 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $-66,000 | 6,582 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $1,600,000 | 6,417 |
| Total interest expense | $317,000 | 5,909 |
| Net interest income | $1,283,000 | 6,464 |
| Provision for loan and lease losses | $40,000 | 5,302 |
| Total noninterest income | $501,000 | 4,485 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $306,000 | 3,450 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $195,000 | 4,628 |
| Total noninterest expense | $2,016,000 | 5,643 |
| Salaries and employee benefits | $727,000 | 6,226 |
| Premises and equipment expense | $219,000 | 5,582 |
| Additional noninterest expense | $1,070,000 | 4,632 |
| Pre-tax net operating income | $-272,000 | 6,395 |
| Securities gains (losses) | $83,000 | 2,408 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $-189,000 | 6,456 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-189,000 | 6,450 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-189,000 | 6,452 |
| Net charge-offs | $550,000 | 2,527 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-272,000 | 6,416 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $1,237,000 | 6,479 |
| Total interest expense | $264,000 | 5,881 |
| Net interest income | $973,000 | 6,554 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $390,000 | 4,475 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $224,000 | 3,530 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $166,000 | 4,494 |
| Total noninterest expense | $1,508,000 | 5,684 |
| Salaries and employee benefits | $559,000 | 6,246 |
| Premises and equipment expense | $164,000 | 5,647 |
| Additional noninterest expense | $785,000 | 4,713 |
| Pre-tax net operating income | $-145,000 | 6,474 |
| Securities gains (losses) | $77,000 | 2,170 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $-68,000 | 6,510 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-68,000 | 6,507 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-68,000 | 6,507 |
| Net charge-offs | $456,000 | 2,305 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-145,000 | 6,491 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $867,000 | 6,482 |
| Total interest expense | $194,000 | 5,823 |
| Net interest income | $673,000 | 6,551 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $268,000 | 4,433 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $154,000 | 3,457 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $114,000 | 4,467 |
| Total noninterest expense | $1,015,000 | 5,696 |
| Salaries and employee benefits | $397,000 | 6,181 |
| Premises and equipment expense | $109,000 | 5,664 |
| Additional noninterest expense | $509,000 | 4,816 |
| Pre-tax net operating income | $-74,000 | 6,487 |
| Securities gains (losses) | $77,000 | 1,770 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $3,000 | 6,449 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $3,000 | 6,449 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,000 | 6,449 |
| Net charge-offs | $82,000 | 3,600 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-74,000 | 6,507 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $449,000 | 6,495 |
| Total interest expense | $100,000 | 5,871 |
| Net interest income | $349,000 | 6,557 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $139,000 | 4,380 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $105,000 | 2,825 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $34,000 | 5,214 |
| Total noninterest expense | $545,000 | 5,592 |
| Salaries and employee benefits | $245,000 | 5,868 |
| Premises and equipment expense | $56,000 | 5,641 |
| Additional noninterest expense | $244,000 | 4,927 |
| Pre-tax net operating income | $-57,000 | 6,635 |
| Securities gains (losses) | $77,000 | 1,025 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $20,000 | 6,325 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $20,000 | 6,324 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $20,000 | 6,325 |
| Net charge-offs | $30,000 | 3,422 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-57,000 | 6,654 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $2,089,000 | 6,376 |
| Total interest expense | $531,000 | 5,737 |
| Net interest income | $1,558,000 | 6,476 |
| Provision for loan and lease losses | $23,000 | 6,186 |
| Total noninterest income | $538,000 | 4,271 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $480,000 | 2,661 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $58,000 | 5,821 |
| Total noninterest expense | $2,077,000 | 5,744 |
| Salaries and employee benefits | $864,000 | 6,135 |
| Premises and equipment expense | $235,000 | 5,735 |
| Additional noninterest expense | $978,000 | 4,945 |
| Pre-tax net operating income | $-4,000 | 6,025 |
| Securities gains (losses) | $120,000 | 1,914 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $116,000 | 5,819 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $116,000 | 5,821 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $116,000 | 5,821 |
| Net charge-offs | $281,000 | 3,876 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-4,000 | 6,044 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,636,000 | 6,384 |
| Total interest expense | $422,000 | 5,747 |
| Net interest income | $1,214,000 | 6,481 |
| Provision for loan and lease losses | $23,000 | 5,958 |
| Total noninterest income | $361,000 | 4,507 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $334,000 | 2,814 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $27,000 | 6,233 |
| Total noninterest expense | $1,527,000 | 5,811 |
| Salaries and employee benefits | $626,000 | 6,208 |
| Premises and equipment expense | $177,000 | 5,769 |
| Additional noninterest expense | $724,000 | 5,005 |
| Pre-tax net operating income | $25,000 | 6,058 |
| Securities gains (losses) | $120,000 | 1,623 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $145,000 | 5,730 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $145,000 | 5,731 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $145,000 | 5,731 |
| Net charge-offs | $251,000 | 3,440 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $25,000 | 6,070 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,112,000 | 6,407 |
| Total interest expense | $304,000 | 5,716 |
| Net interest income | $808,000 | 6,524 |
| Provision for loan and lease losses | $23,000 | 5,667 |
| Total noninterest income | $220,000 | 4,704 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $225,000 | 2,789 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-5,000 | 7,001 |
| Total noninterest expense | $1,049,000 | 5,811 |
| Salaries and employee benefits | $432,000 | 6,197 |
| Premises and equipment expense | $118,000 | 5,797 |
| Additional noninterest expense | $499,000 | 5,012 |
| Pre-tax net operating income | $-44,000 | 6,316 |
| Securities gains (losses) | $6,000 | 2,492 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-38,000 | 6,396 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-38,000 | 6,395 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-38,000 | 6,396 |
| Net charge-offs | $38,000 | 4,675 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-44,000 | 6,348 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $585,000 | 6,369 |
| Total interest expense | $163,000 | 5,679 |
| Net interest income | $422,000 | 6,482 |
| Provision for loan and lease losses | $23,000 | 4,913 |
| Total noninterest income | $118,000 | 4,632 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $113,000 | 2,727 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $5,000 | 6,705 |
| Total noninterest expense | $531,000 | 5,828 |
| Salaries and employee benefits | $209,000 | 6,312 |
| Premises and equipment expense | $60,000 | 5,830 |
| Additional noninterest expense | $262,000 | 4,882 |
| Pre-tax net operating income | $-14,000 | 6,420 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-14,000 | 6,456 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-14,000 | 6,456 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-14,000 | 6,456 |
| Net charge-offs | $27,000 | 3,845 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-14,000 | 6,434 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $2,749,000 | 6,203 |
| Total interest expense | $976,000 | 5,279 |
| Net interest income | $1,773,000 | 6,444 |
| Provision for loan and lease losses | $934,000 | 3,167 |
| Total noninterest income | $595,000 | 4,254 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $449,000 | 2,850 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $146,000 | 5,014 |
| Total noninterest expense | $1,820,000 | 6,186 |
| Salaries and employee benefits | $522,000 | 7,087 |
| Premises and equipment expense | $242,000 | 5,856 |
| Additional noninterest expense | $1,056,000 | 4,945 |
| Pre-tax net operating income | $-386,000 | 6,178 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $479,000 | 1,928 |
| Income before extraordinary items | $-865,000 | 6,528 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-865,000 | 6,529 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-865,000 | 6,529 |
| Net charge-offs | $658,000 | 3,263 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-865,000 | 6,493 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $2,134,000 | 6,250 |
| Total interest expense | $788,000 | 5,262 |
| Net interest income | $1,346,000 | 6,528 |
| Provision for loan and lease losses | $534,000 | 3,440 |
| Total noninterest income | $441,000 | 4,320 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $249,000 | 3,500 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $192,000 | 4,237 |
| Total noninterest expense | $1,455,000 | 6,118 |
| Salaries and employee benefits | $516,000 | 6,760 |
| Premises and equipment expense | $178,000 | 5,953 |
| Additional noninterest expense | $761,000 | 5,053 |
| Pre-tax net operating income | $-202,000 | 6,295 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $-198,000 | 7,197 |
| Income before extraordinary items | $-4,000 | 6,141 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-4,000 | 6,142 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-4,000 | 6,142 |
| Net charge-offs | $485,000 | 3,121 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-4,000 | 6,014 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,466,000 | 6,239 |
| Total interest expense | $563,000 | 5,210 |
| Net interest income | $903,000 | 6,544 |
| Provision for loan and lease losses | $344,000 | 3,421 |
| Total noninterest income | $283,000 | 4,382 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $148,000 | 3,717 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $135,000 | 4,158 |
| Total noninterest expense | $910,000 | 6,274 |
| Salaries and employee benefits | $290,000 | 7,081 |
| Premises and equipment expense | $130,000 | 5,815 |
| Additional noninterest expense | $490,000 | 5,139 |
| Pre-tax net operating income | $-68,000 | 6,211 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $-197,000 | 7,324 |
| Income before extraordinary items | $129,000 | 5,356 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $129,000 | 5,357 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $129,000 | 5,358 |
| Net charge-offs | $336,000 | 2,917 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $129,000 | 5,222 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $756,000 | 6,245 |
| Total interest expense | $288,000 | 5,277 |
| Net interest income | $468,000 | 6,550 |
| Provision for loan and lease losses | $120,000 | 3,696 |
| Total noninterest income | $159,000 | 4,142 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $68,000 | 3,894 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $91,000 | 3,692 |
| Total noninterest expense | $585,000 | 5,800 |
| Salaries and employee benefits | $238,000 | 6,294 |
| Premises and equipment expense | $72,000 | 5,682 |
| Additional noninterest expense | $275,000 | 4,839 |
| Pre-tax net operating income | $-78,000 | 6,595 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $-68,000 | 7,387 |
| Income before extraordinary items | $-10,000 | 6,444 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-10,000 | 6,446 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-10,000 | 6,445 |
| Net charge-offs | $-16,000 | 7,594 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-10,000 | 6,355 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $3,379,000 | 6,110 |
| Total interest expense | $1,373,000 | 5,354 |
| Net interest income | $2,006,000 | 6,343 |
| Provision for loan and lease losses | $795,000 | 3,849 |
| Total noninterest income | $987,000 | 3,361 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $287,000 | 3,956 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $700,000 | 2,665 |
| Total noninterest expense | $4,355,000 | 4,096 |
| Salaries and employee benefits | $1,564,000 | 5,070 |
| Premises and equipment expense | $212,000 | 6,387 |
| Additional noninterest expense | $2,579,000 | 2,679 |
| Pre-tax net operating income | $-2,157,000 | 6,673 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $-445,000 | 7,000 |
| Income before extraordinary items | $-1,712,000 | 6,653 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-1,712,000 | 6,653 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-1,712,000 | 6,653 |
| Net charge-offs | $656,000 | 3,439 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-1,712,000 | 6,646 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $2,565,000 | 6,130 |
| Total interest expense | $1,060,000 | 5,427 |
| Net interest income | $1,505,000 | 6,366 |
| Provision for loan and lease losses | $434,000 | 4,053 |
| Total noninterest income | $804,000 | 3,244 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $204,000 | 4,095 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $600,000 | 2,524 |
| Total noninterest expense | $3,756,000 | 3,681 |
| Salaries and employee benefits | $1,289,000 | 4,819 |
| Premises and equipment expense | $151,000 | 6,527 |
| Additional noninterest expense | $2,316,000 | 2,256 |
| Pre-tax net operating income | $-1,881,000 | 7,005 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $-302,000 | 7,204 |
| Income before extraordinary items | $-1,579,000 | 7,023 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-1,579,000 | 7,022 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-1,579,000 | 7,023 |
| Net charge-offs | $325,000 | 3,605 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-1,579,000 | 7,014 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,741,000 | 6,156 |
| Total interest expense | $721,000 | 5,502 |
| Net interest income | $1,020,000 | 6,351 |
| Provision for loan and lease losses | $404,000 | 3,250 |
| Total noninterest income | $221,000 | 5,042 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $125,000 | 4,224 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $96,000 | 4,873 |
| Total noninterest expense | $1,615,000 | 5,020 |
| Salaries and employee benefits | $970,000 | 4,535 |
| Premises and equipment expense | $95,000 | 6,676 |
| Additional noninterest expense | $550,000 | 4,965 |
| Pre-tax net operating income | $-778,000 | 6,879 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-375,000 | 7,492 |
| Income before extraordinary items | $-403,000 | 6,655 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-403,000 | 6,656 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-403,000 | 6,656 |
| Net charge-offs | $214,000 | 3,346 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-403,000 | 6,637 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $889,000 | 6,150 |
| Total interest expense | $367,000 | 5,565 |
| Net interest income | $522,000 | 6,322 |
| Provision for loan and lease losses | $165,000 | 3,095 |
| Total noninterest income | $133,000 | 4,674 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $55,000 | 4,417 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $78,000 | 4,061 |
| Total noninterest expense | $1,001,000 | 4,303 |
| Salaries and employee benefits | $691,000 | 3,507 |
| Premises and equipment expense | $49,000 | 6,650 |
| Additional noninterest expense | $261,000 | 4,823 |
| Pre-tax net operating income | $-511,000 | 7,335 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-235,000 | 7,749 |
| Income before extraordinary items | $-276,000 | 7,162 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-276,000 | 7,162 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-276,000 | 7,163 |
| Net charge-offs | $92,000 | 2,958 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-276,000 | 7,103 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $4,122,000 | 5,935 |
| Total interest expense | $1,814,000 | 5,551 |
| Net interest income | $2,308,000 | 6,087 |
| Provision for loan and lease losses | $695,000 | 3,265 |
| Total noninterest income | $761,000 | 3,963 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $306,000 | 3,985 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $455,000 | 3,355 |
| Total noninterest expense | $6,702,000 | 2,786 |
| Salaries and employee benefits | $1,314,000 | 5,720 |
| Premises and equipment expense | $175,000 | 6,912 |
| Additional noninterest expense | $5,213,000 | 1,222 |
| Pre-tax net operating income | $-4,328,000 | 7,744 |
| Securities gains (losses) | $26,000 | 2,023 |
| Applicable income taxes | $-347,000 | 7,368 |
| Income before extraordinary items | $-3,955,000 | 7,729 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-3,955,000 | 7,728 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $523,000 | 2,737 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-3,978,920 | 7,800 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $3,157,000 | 5,962 |
| Total interest expense | $1,432,000 | 5,550 |
| Net interest income | $1,725,000 | 6,148 |
| Provision for loan and lease losses | $332,000 | 3,377 |
| Total noninterest income | $607,000 | 3,934 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $229,000 | 4,012 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $378,000 | 3,275 |
| Total noninterest expense | $1,804,000 | 5,750 |
| Salaries and employee benefits | $990,000 | 5,719 |
| Premises and equipment expense | $126,000 | 7,022 |
| Additional noninterest expense | $688,000 | 5,005 |
| Pre-tax net operating income | $196,000 | 6,050 |
| Securities gains (losses) | $26,000 | 1,844 |
| Applicable income taxes | $-41,000 | 7,432 |
| Income before extraordinary items | $263,000 | 5,384 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $263,000 | 5,381 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $238,000 | 2,845 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $237,000 | 5,699 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,150,000 | 5,979 |
| Total interest expense | $1,001,000 | 5,571 |
| Net interest income | $1,149,000 | 6,155 |
| Provision for loan and lease losses | $247,000 | 2,825 |
| Total noninterest income | $442,000 | 3,794 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $162,000 | 3,906 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $280,000 | 3,146 |
| Total noninterest expense | $1,243,000 | 5,698 |
| Salaries and employee benefits | $665,000 | 5,750 |
| Premises and equipment expense | $82,000 | 7,092 |
| Additional noninterest expense | $496,000 | 4,745 |
| Pre-tax net operating income | $101,000 | 6,400 |
| Securities gains (losses) | $26,000 | 1,879 |
| Applicable income taxes | $-19,000 | 7,649 |
| Income before extraordinary items | $146,000 | 6,001 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $146,000 | 5,999 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $114,000 | 2,866 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $120,000 | 6,143 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,094,000 | 6,025 |
| Total interest expense | $525,000 | 5,640 |
| Net interest income | $569,000 | 6,224 |
| Provision for loan and lease losses | $192,000 | 1,865 |
| Total noninterest income | $236,000 | 3,642 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $73,000 | 4,064 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $163,000 | 2,901 |
| Total noninterest expense | $609,000 | 5,767 |
| Salaries and employee benefits | $331,000 | 5,811 |
| Premises and equipment expense | $36,000 | 7,313 |
| Additional noninterest expense | $242,000 | 4,793 |
| Pre-tax net operating income | $4,000 | 7,124 |
| Securities gains (losses) | $11,000 | 1,937 |
| Applicable income taxes | $-38,000 | 7,984 |
| Income before extraordinary items | $53,000 | 6,539 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $53,000 | 6,540 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 3,454 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $42,000 | 6,598 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $2,200,000 | 7,416 |
| Total interest expense | $1,016,000 | 7,146 |
| Net interest income | $1,184,000 | 7,524 |
| Provision for loan and lease losses | $94,000 | 5,006 |
| Total noninterest income | $464,000 | 5,182 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $190,000 | 5,003 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $274,000 | 4,413 |
| Total noninterest expense | $1,303,000 | 7,202 |
| Salaries and employee benefits | $781,000 | 7,028 |
| Premises and equipment expense | $65,000 | 8,117 |
| Additional noninterest expense | $457,000 | 6,796 |
| Pre-tax net operating income | $251,000 | 6,734 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $15,000 | 5,528 |
| Income before extraordinary items | $236,000 | 6,663 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $236,000 | 6,662 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 5,777 |
| Cash dividends | $8,500,000 | 473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $236,000 | 6,642 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,084,000 | 7,990 |
| Total interest expense | $485,000 | 7,783 |
| Net interest income | $599,000 | 8,039 |
| Provision for loan and lease losses | $60,000 | 4,834 |
| Total noninterest income | $233,000 | 6,021 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $95,000 | 5,711 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $138,000 | 5,251 |
| Total noninterest expense | $600,000 | 7,909 |
| Salaries and employee benefits | $347,000 | 7,877 |
| Premises and equipment expense | $33,000 | 8,285 |
| Additional noninterest expense | $220,000 | 7,563 |
| Pre-tax net operating income | $172,000 | 7,069 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $26,000 | 5,340 |
| Income before extraordinary items | $146,000 | 7,051 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $146,000 | 7,049 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-27,000 | 8,110 |
| Cash dividends | $8,500,000 | 369 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $146,000 | 7,041 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,005,000 | 6,295 |
| Total interest expense | $733,000 | 6,525 |
| Net interest income | $1,272,000 | 6,004 |
| Provision for loan and lease losses | $237,000 | 1,928 |
| Total noninterest income | $410,000 | 3,983 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $170,000 | 3,835 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $240,000 | 3,427 |
| Total noninterest expense | $1,174,000 | 5,794 |
| Salaries and employee benefits | $740,000 | 5,368 |
| Premises and equipment expense | $76,000 | 7,244 |
| Additional noninterest expense | $358,000 | 5,627 |
| Pre-tax net operating income | $271,000 | 6,218 |
| Securities gains (losses) | $-116,000 | 8,417 |
| Applicable income taxes | $-23,000 | 8,216 |
| Income before extraordinary items | $178,000 | 6,536 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $178,000 | 6,537 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $93,000 | 2,151 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $294,000 | 5,681 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $994,000 | 6,340 |
| Total interest expense | $377,000 | 6,479 |
| Net interest income | $617,000 | 6,103 |
| Provision for loan and lease losses | $50,000 | 3,068 |
| Total noninterest income | $212,000 | 3,888 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $78,000 | 3,968 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $134,000 | 3,207 |
| Total noninterest expense | $558,000 | 5,973 |
| Salaries and employee benefits | $358,000 | 5,515 |
| Premises and equipment expense | $31,000 | 7,555 |
| Additional noninterest expense | $169,000 | 5,774 |
| Pre-tax net operating income | $221,000 | 5,300 |
| Securities gains (losses) | $-16,000 | 8,337 |
| Applicable income taxes | $37,000 | 4,433 |
| Income before extraordinary items | $168,000 | 5,428 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $168,000 | 5,428 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 2,785 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $181,120 | 5,261 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $3,893,000 | 6,196 |
| Total interest expense | $1,396,000 | 6,268 |
| Net interest income | $2,497,000 | 6,026 |
| Provision for loan and lease losses | $110,000 | 4,597 |
| Total noninterest income | $605,000 | 4,709 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $303,000 | 4,117 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $302,000 | 4,279 |
| Total noninterest expense | $2,287,000 | 5,761 |
| Salaries and employee benefits | $1,415,000 | 5,388 |
| Premises and equipment expense | $128,000 | 7,516 |
| Additional noninterest expense | $744,000 | 5,464 |
| Pre-tax net operating income | $705,000 | 5,908 |
| Securities gains (losses) | $-28,000 | 7,691 |
| Applicable income taxes | $119,000 | 4,827 |
| Income before extraordinary items | $558,000 | 5,960 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $558,000 | 5,960 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 3,850 |
| Cash dividends | $160,000 | 5,135 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $580,960 | 5,884 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,886,000 | 6,239 |
| Total interest expense | $982,000 | 6,353 |
| Net interest income | $1,904,000 | 6,043 |
| Provision for loan and lease losses | $113,000 | 3,903 |
| Total noninterest income | $440,000 | 4,812 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $228,000 | 4,139 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $212,000 | 4,415 |
| Total noninterest expense | $1,541,000 | 6,070 |
| Salaries and employee benefits | $934,000 | 5,765 |
| Premises and equipment expense | $89,000 | 7,616 |
| Additional noninterest expense | $518,000 | 5,666 |
| Pre-tax net operating income | $690,000 | 5,568 |
| Securities gains (losses) | $-17,000 | 7,780 |
| Applicable income taxes | $181,000 | 4,261 |
| Income before extraordinary items | $492,000 | 5,794 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $492,000 | 5,796 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 3,504 |
| Cash dividends | $60,000 | 4,957 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $504,410 | 5,739 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,897,000 | 6,248 |
| Total interest expense | $595,000 | 6,496 |
| Net interest income | $1,302,000 | 6,002 |
| Provision for loan and lease losses | $75,000 | 3,786 |
| Total noninterest income | $300,000 | 4,742 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $153,000 | 4,098 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $147,000 | 4,350 |
| Total noninterest expense | $1,020,000 | 6,110 |
| Salaries and employee benefits | $617,000 | 5,814 |
| Premises and equipment expense | $57,000 | 7,687 |
| Additional noninterest expense | $346,000 | 5,652 |
| Pre-tax net operating income | $507,000 | 5,374 |
| Securities gains (losses) | $-17,000 | 8,026 |
| Applicable income taxes | $141,000 | 4,103 |
| Income before extraordinary items | $349,000 | 5,694 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $349,000 | 5,695 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 3,343 |
| Cash dividends | $60,000 | 4,692 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $361,070 | 5,614 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $933,000 | 6,265 |
| Total interest expense | $259,000 | 6,715 |
| Net interest income | $674,000 | 5,918 |
| Provision for loan and lease losses | $38,000 | 3,609 |
| Total noninterest income | $149,000 | 4,696 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $71,000 | 4,194 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $78,000 | 4,205 |
| Total noninterest expense | $526,000 | 6,027 |
| Salaries and employee benefits | $305,000 | 5,876 |
| Premises and equipment expense | $27,000 | 7,763 |
| Additional noninterest expense | $194,000 | 5,276 |
| Pre-tax net operating income | $259,000 | 5,297 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $77,000 | 3,925 |
| Income before extraordinary items | $182,000 | 5,549 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $182,000 | 5,549 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 2,748 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $182,000 | 5,543 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $3,464,000 | 6,215 |
| Total interest expense | $823,000 | 6,714 |
| Net interest income | $2,641,000 | 5,895 |
| Provision for loan and lease losses | $20,000 | 6,489 |
| Total noninterest income | $619,000 | 4,711 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $374,000 | 3,707 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $245,000 | 4,774 |
| Total noninterest expense | $2,049,000 | 6,026 |
| Salaries and employee benefits | $1,309,000 | 5,509 |
| Premises and equipment expense | $138,000 | 7,418 |
| Additional noninterest expense | $602,000 | 6,048 |
| Pre-tax net operating income | $1,191,000 | 4,922 |
| Securities gains (losses) | $-4,000 | 7,217 |
| Applicable income taxes | $403,000 | 3,687 |
| Income before extraordinary items | $784,000 | 5,385 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $784,000 | 5,389 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 5,266 |
| Cash dividends | $160,000 | 5,121 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $786,640 | 5,361 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,562,000 | 6,244 |
| Total interest expense | $593,000 | 6,744 |
| Net interest income | $1,969,000 | 5,933 |
| Provision for loan and lease losses | $112,000 | 4,017 |
| Total noninterest income | $473,000 | 4,696 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $285,000 | 3,688 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $188,000 | 4,745 |
| Total noninterest expense | $1,329,000 | 6,450 |
| Salaries and employee benefits | $819,000 | 6,051 |
| Premises and equipment expense | $79,000 | 7,804 |
| Additional noninterest expense | $431,000 | 6,157 |
| Pre-tax net operating income | $1,001,000 | 4,767 |
| Securities gains (losses) | $-6,000 | 7,744 |
| Applicable income taxes | $315,000 | 3,725 |
| Income before extraordinary items | $680,000 | 5,154 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $680,000 | 5,157 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 5,271 |
| Cash dividends | $60,000 | 4,950 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $684,080 | 5,096 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,695,000 | 6,213 |
| Total interest expense | $384,000 | 6,704 |
| Net interest income | $1,311,000 | 5,928 |
| Provision for loan and lease losses | $75,000 | 3,815 |
| Total noninterest income | $307,000 | 4,732 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $183,000 | 3,704 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $124,000 | 4,729 |
| Total noninterest expense | $904,000 | 6,387 |
| Salaries and employee benefits | $549,000 | 6,045 |
| Premises and equipment expense | $53,000 | 7,794 |
| Additional noninterest expense | $302,000 | 5,980 |
| Pre-tax net operating income | $639,000 | 4,857 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $204,000 | 3,754 |
| Income before extraordinary items | $435,000 | 5,240 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $435,000 | 5,242 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,009 |
| Cash dividends | $60,000 | 4,633 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $435,000 | 5,189 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $830,000 | 6,279 |
| Total interest expense | $188,000 | 6,699 |
| Net interest income | $642,000 | 6,015 |
| Provision for loan and lease losses | $38,000 | 3,670 |
| Total noninterest income | $143,000 | 4,825 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $77,000 | 4,013 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $66,000 | 4,568 |
| Total noninterest expense | $449,000 | 6,438 |
| Salaries and employee benefits | $277,000 | 6,055 |
| Premises and equipment expense | $30,000 | 7,706 |
| Additional noninterest expense | $142,000 | 6,189 |
| Pre-tax net operating income | $298,000 | 5,011 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $93,000 | 3,886 |
| Income before extraordinary items | $205,000 | 5,351 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $205,000 | 5,352 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 3,869 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $205,000 | 5,322 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,412,000 | 6,044 |
| Total interest expense | $729,000 | 6,484 |
| Net interest income | $2,683,000 | 5,774 |
| Provision for loan and lease losses | $77,000 | 5,377 |
| Total noninterest income | $532,000 | 5,111 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $315,000 | 4,213 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $217,000 | 4,934 |
| Total noninterest expense | $2,070,000 | 5,897 |
| Salaries and employee benefits | $1,311,000 | 5,407 |
| Premises and equipment expense | $133,000 | 7,537 |
| Additional noninterest expense | $626,000 | 5,847 |
| Pre-tax net operating income | $1,068,000 | 5,072 |
| Securities gains (losses) | $18,000 | 2,469 |
| Applicable income taxes | $315,000 | 4,106 |
| Income before extraordinary items | $771,000 | 5,345 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $771,000 | 5,347 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $107,000 | 3,525 |
| Cash dividends | $160,000 | 5,106 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $758,220 | 5,316 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,572,000 | 6,033 |
| Total interest expense | $546,000 | 6,482 |
| Net interest income | $2,026,000 | 5,754 |
| Provision for loan and lease losses | $135,000 | 3,719 |
| Total noninterest income | $409,000 | 5,079 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $239,000 | 4,206 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $170,000 | 4,841 |
| Total noninterest expense | $1,400,000 | 6,199 |
| Salaries and employee benefits | $864,000 | 5,780 |
| Premises and equipment expense | $90,000 | 7,711 |
| Additional noninterest expense | $446,000 | 5,961 |
| Pre-tax net operating income | $900,000 | 4,880 |
| Securities gains (losses) | $18,000 | 2,374 |
| Applicable income taxes | $273,000 | 3,936 |
| Income before extraordinary items | $645,000 | 5,176 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $645,000 | 5,175 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $105,000 | 2,750 |
| Cash dividends | $60,000 | 4,908 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $632,400 | 5,140 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,741,000 | 5,986 |
| Total interest expense | $367,000 | 6,492 |
| Net interest income | $1,374,000 | 5,691 |
| Provision for loan and lease losses | $90,000 | 3,641 |
| Total noninterest income | $290,000 | 4,905 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $158,000 | 4,210 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $132,000 | 4,565 |
| Total noninterest expense | $946,000 | 6,195 |
| Salaries and employee benefits | $566,000 | 5,874 |
| Premises and equipment expense | $61,000 | 7,711 |
| Additional noninterest expense | $319,000 | 5,789 |
| Pre-tax net operating income | $628,000 | 4,713 |
| Securities gains (losses) | $18,000 | 2,100 |
| Applicable income taxes | $191,000 | 3,862 |
| Income before extraordinary items | $455,000 | 4,972 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $455,000 | 4,972 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 3,384 |
| Cash dividends | $60,000 | 4,565 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $442,400 | 4,957 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $857,000 | 6,070 |
| Total interest expense | $188,000 | 6,500 |
| Net interest income | $669,000 | 5,777 |
| Provision for loan and lease losses | $45,000 | 3,437 |
| Total noninterest income | $160,000 | 4,617 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $75,000 | 4,266 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $85,000 | 4,044 |
| Total noninterest expense | $468,000 | 6,266 |
| Salaries and employee benefits | $280,000 | 5,945 |
| Premises and equipment expense | $31,000 | 7,720 |
| Additional noninterest expense | $157,000 | 5,860 |
| Pre-tax net operating income | $316,000 | 4,697 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $98,000 | 3,813 |
| Income before extraordinary items | $218,000 | 5,125 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $218,000 | 5,125 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,741 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $218,000 | 4,992 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,556,000 | 5,997 |
| Total interest expense | $900,000 | 6,411 |
| Net interest income | $2,656,000 | 5,694 |
| Provision for loan and lease losses | $92,000 | 5,446 |
| Total noninterest income | $497,000 | 5,460 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $284,000 | 4,431 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $213,000 | 5,160 |
| Total noninterest expense | $2,010,000 | 5,981 |
| Salaries and employee benefits | $1,283,000 | 5,397 |
| Premises and equipment expense | $140,000 | 7,541 |
| Additional noninterest expense | $587,000 | 6,055 |
| Pre-tax net operating income | $1,051,000 | 5,042 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $288,000 | 4,348 |
| Income before extraordinary items | $763,000 | 5,357 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $763,000 | 5,357 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 4,532 |
| Cash dividends | $160,000 | 5,143 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $763,000 | 5,208 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,689,000 | 6,039 |
| Total interest expense | $698,000 | 6,466 |
| Net interest income | $1,991,000 | 5,725 |
| Provision for loan and lease losses | $122,000 | 4,329 |
| Total noninterest income | $375,000 | 5,481 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $205,000 | 4,556 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $170,000 | 5,101 |
| Total noninterest expense | $1,370,000 | 6,256 |
| Salaries and employee benefits | $872,000 | 5,712 |
| Premises and equipment expense | $99,000 | 7,650 |
| Additional noninterest expense | $399,000 | 6,348 |
| Pre-tax net operating income | $874,000 | 4,911 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $244,000 | 4,327 |
| Income before extraordinary items | $630,000 | 5,273 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $630,000 | 5,272 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 4,181 |
| Cash dividends | $60,000 | 5,017 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $630,000 | 5,092 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,828,000 | 6,013 |
| Total interest expense | $484,000 | 6,487 |
| Net interest income | $1,344,000 | 5,685 |
| Provision for loan and lease losses | $81,000 | 4,279 |
| Total noninterest income | $270,000 | 5,266 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $135,000 | 4,548 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $135,000 | 4,758 |
| Total noninterest expense | $905,000 | 6,320 |
| Salaries and employee benefits | $567,000 | 5,800 |
| Premises and equipment expense | $67,000 | 7,633 |
| Additional noninterest expense | $271,000 | 6,287 |
| Pre-tax net operating income | $628,000 | 4,712 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $180,000 | 4,173 |
| Income before extraordinary items | $448,000 | 5,104 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $448,000 | 5,104 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 4,430 |
| Cash dividends | $60,000 | 4,634 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $448,000 | 4,901 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $942,000 | 5,960 |
| Total interest expense | $249,000 | 6,506 |
| Net interest income | $693,000 | 5,579 |
| Provision for loan and lease losses | $41,000 | 4,084 |
| Total noninterest income | $162,000 | 4,695 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $64,000 | 4,593 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $98,000 | 3,968 |
| Total noninterest expense | $465,000 | 6,233 |
| Salaries and employee benefits | $272,000 | 5,952 |
| Premises and equipment expense | $37,000 | 7,479 |
| Additional noninterest expense | $156,000 | 5,791 |
| Pre-tax net operating income | $349,000 | 4,396 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $103,000 | 3,881 |
| Income before extraordinary items | $246,000 | 4,760 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $246,000 | 4,760 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 3,542 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $246,000 | 4,561 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,053,000 | 5,867 |
| Total interest expense | $1,148,000 | 6,547 |
| Net interest income | $2,905,000 | 5,379 |
| Provision for loan and lease losses | $95,000 | 5,818 |
| Total noninterest income | $448,000 | 5,499 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $281,000 | 4,375 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $167,000 | 5,371 |
| Total noninterest expense | $1,871,000 | 6,109 |
| Salaries and employee benefits | $1,137,000 | 5,679 |
| Premises and equipment expense | $166,000 | 7,226 |
| Additional noninterest expense | $568,000 | 6,111 |
| Pre-tax net operating income | $1,387,000 | 4,316 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $437,000 | 3,717 |
| Income before extraordinary items | $950,000 | 4,733 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $950,000 | 4,731 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $95,000 | 4,259 |
| Cash dividends | $160,000 | 5,124 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $950,000 | 4,609 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,349,000 | 6,061 |
| Total interest expense | $1,712,000 | 6,580 |
| Net interest income | $2,637,000 | 5,539 |
| Provision for loan and lease losses | $21,000 | 7,535 |
| Total noninterest income | $406,000 | 5,637 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $274,000 | 4,405 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $132,000 | 5,790 |
| Total noninterest expense | $1,843,000 | 6,044 |
| Salaries and employee benefits | $1,046,000 | 5,834 |
| Premises and equipment expense | $163,000 | 7,315 |
| Additional noninterest expense | $634,000 | 5,638 |
| Pre-tax net operating income | $1,179,000 | 4,453 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $370,000 | 3,878 |
| Income before extraordinary items | $809,000 | 4,840 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $809,000 | 4,843 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $134,000 | 3,560 |
| Cash dividends | $140,000 | 5,412 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $809,000 | 4,731 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,374,000 | 6,186 |
| Total interest expense | $1,726,000 | 6,736 |
| Net interest income | $2,648,000 | 5,604 |
| Provision for loan and lease losses | $182,000 | 3,925 |
| Total noninterest income | $437,000 | 5,286 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $268,000 | 4,336 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $169,000 | 5,202 |
| Total noninterest expense | $1,743,000 | 6,170 |
| Salaries and employee benefits | $1,002,000 | 5,907 |
| Premises and equipment expense | $149,000 | 7,613 |
| Additional noninterest expense | $592,000 | 5,846 |
| Pre-tax net operating income | $1,160,000 | 4,823 |
| Securities gains (losses) | $-135,000 | 9,493 |
| Applicable income taxes | $324,000 | 4,423 |
| Income before extraordinary items | $701,000 | 5,423 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $701,000 | 5,423 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 5,868 |
| Cash dividends | $104,000 | 5,893 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $792,800 | 5,071 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,063,000 | 6,316 |
| Total interest expense | $1,674,000 | 6,587 |
| Net interest income | $2,389,000 | 5,968 |
| Provision for loan and lease losses | $-54,000 | 10,065 |
| Total noninterest income | $399,000 | 5,624 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $223,000 | 4,823 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $176,000 | 5,232 |
| Total noninterest expense | $1,662,000 | 6,380 |
| Salaries and employee benefits | $957,000 | 6,059 |
| Premises and equipment expense | $173,000 | 7,268 |
| Additional noninterest expense | $532,000 | 6,271 |
| Pre-tax net operating income | $1,180,000 | 4,808 |
| Securities gains (losses) | $-5,000 | 9,083 |
| Applicable income taxes | $412,000 | 4,087 |
| Income before extraordinary items | $763,000 | 5,222 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $763,000 | 5,220 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-66,000 | 9,972 |
| Cash dividends | $104,000 | 6,038 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $766,250 | 5,178 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,904,000 | 6,559 |
| Total interest expense | $1,621,000 | 6,937 |
| Net interest income | $2,283,000 | 6,156 |
| Provision for loan and lease losses | $218,000 | 3,346 |
| Total noninterest income | $370,000 | 5,859 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $213,000 | 4,973 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $157,000 | 5,560 |
| Total noninterest expense | $1,551,000 | 6,543 |
| Salaries and employee benefits | $899,000 | 6,213 |
| Premises and equipment expense | $163,000 | 7,375 |
| Additional noninterest expense | $489,000 | 6,519 |
| Pre-tax net operating income | $884,000 | 5,791 |
| Securities gains (losses) | $28,000 | 2,162 |
| Applicable income taxes | $337,000 | 4,871 |
| Income before extraordinary items | $575,000 | 6,183 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $575,000 | 6,183 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $210,000 | 2,361 |
| Cash dividends | $104,000 | 6,216 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $557,080 | 6,165 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,740,000 | 6,916 |
| Total interest expense | $1,469,000 | 7,417 |
| Net interest income | $2,271,000 | 6,408 |
| Provision for loan and lease losses | $41,000 | 6,989 |
| Total noninterest income | $366,000 | 6,025 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $225,000 | 4,980 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $141,000 | 5,858 |
| Total noninterest expense | $1,498,000 | 6,787 |
| Salaries and employee benefits | $908,000 | 6,244 |
| Premises and equipment expense | $138,000 | 8,064 |
| Additional noninterest expense | $452,000 | 6,902 |
| Pre-tax net operating income | $1,098,000 | 5,544 |
| Securities gains (losses) | $38,000 | 1,502 |
| Applicable income taxes | $394,000 | 4,924 |
| Income before extraordinary items | $742,000 | 5,714 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $742,000 | 5,716 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 5,858 |
| Cash dividends | $104,000 | 6,416 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $717,300 | 5,784 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,656,000 | 7,212 |
| Total interest expense | $1,495,000 | 7,589 |
| Net interest income | $2,161,000 | 6,836 |
| Provision for loan and lease losses | $28,000 | 7,549 |
| Total noninterest income | $368,000 | 6,228 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $217,000 | 5,270 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $151,000 | 5,947 |
| Total noninterest expense | $1,475,000 | 7,181 |
| Salaries and employee benefits | $865,000 | 6,640 |
| Premises and equipment expense | $153,000 | 7,986 |
| Additional noninterest expense | $457,000 | 7,407 |
| Pre-tax net operating income | $1,026,000 | 5,638 |
| Securities gains (losses) | $5,000 | 2,986 |
| Applicable income taxes | $393,000 | 4,943 |
| Income before extraordinary items | $638,000 | 6,050 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $638,000 | 6,052 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 7,019 |
| Cash dividends | $104,000 | 6,603 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $634,800 | 6,007 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,313,000 | 7,783 |
| Total interest expense | $1,338,000 | 8,162 |
| Net interest income | $1,975,000 | 7,373 |
| Provision for loan and lease losses | $-2,000 | 11,346 |
| Total noninterest income | $313,000 | 6,936 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $181,000 | 6,040 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $132,000 | 6,351 |
| Total noninterest expense | $1,414,000 | 7,540 |
| Salaries and employee benefits | $813,000 | 7,041 |
| Premises and equipment expense | $129,000 | 8,826 |
| Additional noninterest expense | $472,000 | 7,500 |
| Pre-tax net operating income | $876,000 | 6,529 |
| Securities gains (losses) | $-413,000 | 11,790 |
| Applicable income taxes | $193,000 | 7,539 |
| Income before extraordinary items | $270,000 | 9,225 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $270,000 | 9,230 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 8,178 |
| Cash dividends | $104,000 | 6,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $534,320 | 6,987 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,215,000 | 7,735 |
| Total interest expense | $1,208,000 | 7,870 |
| Net interest income | $2,007,000 | 7,551 |
| Provision for loan and lease losses | $26,000 | 7,364 |
| Total noninterest income | $254,000 | 7,886 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $173,000 | 6,386 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $81,000 | 8,198 |
| Total noninterest expense | $1,449,000 | 7,767 |
| Salaries and employee benefits | $859,000 | 6,882 |
| Premises and equipment expense | $132,000 | 9,037 |
| Additional noninterest expense | $458,000 | 8,249 |
| Pre-tax net operating income | $786,000 | 6,942 |
| Securities gains (losses) | $-754,000 | 12,342 |
| Applicable income taxes | $6,000 | 11,474 |
| Income before extraordinary items | $26,000 | 11,939 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $26,000 | 11,939 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 6,562 |
| Cash dividends | $104,000 | 6,789 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $636,740 | 6,370 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,291,000 | 7,860 |
| Total interest expense | $1,305,000 | 7,861 |
| Net interest income | $1,986,000 | 7,719 |
| Provision for loan and lease losses | $20,000 | 9,046 |
| Total noninterest income | $285,000 | 7,870 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $185,000 | 6,280 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $100,000 | 7,857 |
| Total noninterest expense | $1,318,000 | 8,443 |
| Salaries and employee benefits | $761,000 | 7,566 |
| Premises and equipment expense | $114,000 | 9,987 |
| Additional noninterest expense | $443,000 | 8,794 |
| Pre-tax net operating income | $933,000 | 6,202 |
| Securities gains (losses) | $-24,000 | 12,957 |
| Applicable income taxes | $322,000 | 5,812 |
| Income before extraordinary items | $587,000 | 6,888 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $587,000 | 7,056 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 7,730 |
| Cash dividends | $104,000 | 6,801 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $602,600 | 6,519 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,186,000 | 8,659 |
| Total interest expense | $1,383,000 | 8,918 |
| Net interest income | $1,803,000 | 8,336 |
| Provision for loan and lease losses | $43,000 | 9,374 |
| Total noninterest income | $265,000 | 8,252 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $188,000 | 6,229 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $77,000 | 8,979 |
| Total noninterest expense | $1,245,000 | 8,865 |
| Salaries and employee benefits | $717,000 | 7,858 |
| Premises and equipment expense | $105,000 | 10,550 |
| Additional noninterest expense | $423,000 | 9,288 |
| Pre-tax net operating income | $780,000 | 6,661 |
| Securities gains (losses) | $106,000 | 2,913 |
| Applicable income taxes | $273,000 | 6,323 |
| Income before extraordinary items | $613,000 | 6,489 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $613,000 | 6,563 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 7,883 |
| Cash dividends | $76,000 | 7,093 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $539,860 | 6,638 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.