Home > Bank of Chenoa > Income and Expense

Bank of Chenoa, Income and Expense

2000-12-31 (YTD Data)		Rank
Total interest income	$2,495,000	7,904
Total interest expense	$1,246,000	7,709
Net interest income	$1,249,000	7,963
Provision for loan and lease losses	$24,000	7,446
Total noninterest income	$276,000	6,513
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$170,000	5,485
Trading account gains and fees	NA	NA
Additional Noninterest Income	$106,000	6,289
Total noninterest expense	$1,001,000	8,015
Salaries and employee benefits	$530,000	8,096
Premises and equipment expense	$69,000	9,003
Additional noninterest expense	$402,000	7,129
Pre-tax net operating income	$500,000	7,001
Securities gains (losses)	$0	1,956
Applicable income taxes	$150,000	5,914
Income before extraordinary items	$350,000	7,150
Extraordinary gains, net	$0	38
Net income	$350,000	7,148
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$62,000	4,408
Cash dividends	$15,000	6,726
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$350,000	7,147
1999-12-31 (YTD Data)		Rank
Total interest income	$2,312,000	8,122
Total interest expense	$1,075,000	7,977
Net interest income	$1,237,000	8,119
Provision for loan and lease losses	$20,000	7,660
Total noninterest income	$253,000	6,917
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$115,000	6,446
Trading account gains and fees	NA	NA
Additional Noninterest Income	$138,000	5,795
Total noninterest expense	$971,000	8,217
Salaries and employee benefits	$520,000	8,227
Premises and equipment expense	$153,000	7,610
Additional noninterest expense	$298,000	8,132
Pre-tax net operating income	$499,000	7,142
Securities gains (losses)	$0	3,155
Applicable income taxes	$153,000	6,242
Income before extraordinary items	$346,000	7,313
Extraordinary gains, net	$0	35
Net income	$346,000	7,315
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,000	7,179
Cash dividends	$340,000	4,274
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$346,000	7,284
1998-12-31 (YTD Data)		Rank
Total interest income	$2,424,000	8,183
Total interest expense	$1,205,000	7,902
Net interest income	$1,219,000	8,289
Provision for loan and lease losses	$25,000	7,503
Total noninterest income	$283,000	6,633
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$180,000	5,433
Trading account gains and fees	NA	NA
Additional Noninterest Income	$103,000	6,565
Total noninterest expense	$946,000	8,288
Salaries and employee benefits	$509,000	8,304
Premises and equipment expense	$149,000	7,670
Additional noninterest expense	$288,000	8,241
Pre-tax net operating income	$531,000	7,223
Securities gains (losses)	$0	4,449
Applicable income taxes	$168,000	6,606
Income before extraordinary items	$363,000	7,460
Extraordinary gains, net	$0	32
Net income	$363,000	7,459
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$31,000	5,719
Cash dividends	$100,000	6,234
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$363,000	7,378
1997-12-31 (YTD Data)		Rank
Total interest income	$2,371,000	8,552
Total interest expense	$1,166,000	8,212
Net interest income	$1,205,000	8,666
Provision for loan and lease losses	$10,000	8,395
Total noninterest income	$238,000	7,358
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$140,000	6,355
Trading account gains and fees	NA	NA
Additional Noninterest Income	$98,000	6,853
Total noninterest expense	$909,000	8,647
Salaries and employee benefits	$484,000	8,718
Premises and equipment expense	$151,000	7,778
Additional noninterest expense	$274,000	8,594
Pre-tax net operating income	$524,000	7,792
Securities gains (losses)	$0	3,944
Applicable income taxes	$162,000	7,431
Income before extraordinary items	$362,000	7,902
Extraordinary gains, net	$0	44
Net income	$362,000	7,905
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$9,000	7,455
Cash dividends	$185,000	5,560
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$362,000	7,850
1996-12-31 (YTD Data)		Rank
Total interest income	$2,311,000	8,965
Total interest expense	$1,130,000	8,599
Net interest income	$1,181,000	9,064
Provision for loan and lease losses	$15,000	8,204
Total noninterest income	$247,000	7,627
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$129,000	6,881
Trading account gains and fees	NA	NA
Additional Noninterest Income	$118,000	6,646
Total noninterest expense	$878,000	9,133
Salaries and employee benefits	$467,000	9,126
Premises and equipment expense	$151,000	8,033
Additional noninterest expense	$260,000	9,285
Pre-tax net operating income	$535,000	7,752
Securities gains (losses)	$0	4,148
Applicable income taxes	$160,000	7,726
Income before extraordinary items	$375,000	7,821
Extraordinary gains, net	$0	53
Net income	$375,000	7,819
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	8,441
Cash dividends	$500,000	3,368
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$375,000	7,760
1995-12-31 (YTD Data)		Rank
Total interest income	$2,175,000	9,457
Total interest expense	$969,000	9,365
Net interest income	$1,206,000	9,312
Provision for loan and lease losses	$15,000	7,935
Total noninterest income	$204,000	8,359
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$128,000	7,139
Trading account gains and fees	NA	NA
Additional Noninterest Income	$76,000	8,106
Total noninterest expense	$910,000	9,322
Salaries and employee benefits	$483,000	9,260
Premises and equipment expense	$134,000	8,673
Additional noninterest expense	$293,000	9,311
Pre-tax net operating income	$485,000	8,515
Securities gains (losses)	$0	3,831
Applicable income taxes	$141,000	8,433
Income before extraordinary items	$344,000	8,533
Extraordinary gains, net	$0	65
Net income	$344,000	8,537
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$12,000	7,275
Cash dividends	$161,000	5,925
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$344,000	8,498
1994-12-31 (YTD Data)		Rank
Total interest income	$1,946,000	9,895
Total interest expense	$756,000	9,804
Net interest income	$1,190,000	9,785
Provision for loan and lease losses	$30,000	7,083
Total noninterest income	$203,000	8,684
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$121,000	7,558
Trading account gains and fees	NA	NA
Additional Noninterest Income	$82,000	8,157
Total noninterest expense	$936,000	9,605
Salaries and employee benefits	$453,000	9,805
Premises and equipment expense	$129,000	9,118
Additional noninterest expense	$354,000	9,298
Pre-tax net operating income	$427,000	9,143
Securities gains (losses)	$0	3,600
Applicable income taxes	$127,000	8,774
Income before extraordinary items	$300,000	9,150
Extraordinary gains, net	$0	249
Net income	$300,000	9,152
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-4,000	10,341
Cash dividends	$140,000	6,251
Sale, conversion, retirement of capital stock, net	$-434,000	12,551
Net operating income	$300,000	9,213
1993-12-31 (YTD Data)		Rank
Total interest income	$1,977,000	10,233
Total interest expense	$799,000	10,062
Net interest income	$1,178,000	10,135
Provision for loan and lease losses	$52,000	7,360
Total noninterest income	$223,000	8,807
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$127,000	7,664
Trading account gains and fees	NA	NA
Additional Noninterest Income	$96,000	8,002
Total noninterest expense	$924,000	10,088
Salaries and employee benefits	$427,000	10,359
Premises and equipment expense	$136,000	9,286
Additional noninterest expense	$361,000	9,718
Pre-tax net operating income	$425,000	9,214
Securities gains (losses)	$6,000	5,977
Applicable income taxes	$132,000	9,038
Income before extraordinary items	$299,000	9,493
Extraordinary gains, net	$20,000	2,703
Net income	$319,000	9,418
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$22,000	7,578
Cash dividends	$140,000	6,241
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$294,860	9,277
1992-12-31 (YTD Data)		Rank
Total interest income	$2,135,000	10,623
Total interest expense	$1,021,000	10,307
Net interest income	$1,114,000	10,651
Provision for loan and lease losses	$45,000	9,299
Total noninterest income	$182,000	9,783
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$115,000	8,077
Trading account gains and fees	NA	NA
Additional Noninterest Income	$67,000	9,442
Total noninterest expense	$850,000	10,753
Salaries and employee benefits	$416,000	10,675
Premises and equipment expense	$138,000	9,460
Additional noninterest expense	$296,000	10,876
Pre-tax net operating income	$401,000	9,244
Securities gains (losses)	$0	8,369
Applicable income taxes	$129,000	9,137
Income before extraordinary items	$272,000	9,654
Extraordinary gains, net	$0	1,422
Net income	$272,000	9,791
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$63,000	7,015
Cash dividends	$140,000	5,918
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$272,000	9,281

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.