Home > Bank of Charleston > Assets and Liabilities
Bank of Charleston, Assets and Liabilities
| 1997-12-31 | Rank | |
| # of Employees: | 28 | 5,787 |
| Assets and Liabilities | ||
| Total Assets: | $100,124,000 | 4,319 |
| Cash and due from depository institutions | $4,421,000 | 5,787 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $17,390,000 | 5,438 |
| Federal funds sold & reverse repurchase agreements | $2,695,000 | 4,245 |
| Net loans & leases | $74,194,000 | 3,634 |
| Loan loss allowance | $951,000 | 3,510 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $448,000 | 8,163 |
| Other real estate owned | $0 | 5,787 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $976,000 | 6,124 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $100,124,000 | 4,319 |
| Total liabilities | $89,877,000 | 4,287 |
| Total deposits | $87,642,000 | 4,159 |
| Interest-bearing deposits | $74,135,000 | 4,230 |
| Deposits held in domestic offices | $87,642,000 | 4,150 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $679,000 | 2,938 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $987,000 | 3,588 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $569,000 | 5,404 |
| Total equity capital | $10,247,000 | 4,208 |
| Total bank equity capital | $10,247,000 | 4,208 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $2,750,000 | 1,356 |
| Surplus | $2,750,000 | 4,429 |
| Undivided profits | $4,747,000 | 4,618 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $112,000 | 7,492 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $530,000 | 4,460 |
| Earning assets | $94,279,000 | 4,240 |
| Long-term assets (5+ years) | $4,814,000 | 6,054 |
| Average Assets, year-to-date | $92,765,400 | 4,438 |
| Average Assets, quarterly | $97,228,000 | 4,383 |
| Volatile liabilities | $19,313,000 | 3,079 |
| Insider loans | $4,807,000 | 863 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $11,475,000 | 3,134 |
| Tier 1 (core) risk-based capital | $10,243,000 | 4,071 |
| Tier 2 risk-based capital | $951,000 | 3,068 |
| Total risk weighted assets | $83,033,300 | 3,281 |
| Total unused commitments | $11,475,000 | 3,137 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 25 | 6,541 |
| Assets and Liabilities | ||
| Total Assets: | $86,340,000 | 4,992 |
| Cash and due from depository institutions | $5,085,000 | 6,541 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $18,130,000 | 5,685 |
| Federal funds sold & reverse repurchase agreements | $2,235,000 | 4,596 |
| Net loans & leases | $59,468,000 | 4,408 |
| Loan loss allowance | $832,000 | 4,096 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $516,000 | 8,029 |
| Other real estate owned | $0 | 6,541 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $906,000 | 6,655 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $86,340,000 | 4,992 |
| Total liabilities | $77,550,000 | 4,992 |
| Total deposits | $76,083,000 | 4,852 |
| Interest-bearing deposits | $60,473,000 | 5,161 |
| Deposits held in domestic offices | $76,083,000 | 4,840 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $527,000 | 3,182 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $532,000 | 3,874 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $408,000 | 6,728 |
| Total equity capital | $8,790,000 | 4,836 |
| Total bank equity capital | $8,790,000 | 4,836 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $2,750,000 | 1,407 |
| Surplus | $2,750,000 | 4,497 |
| Undivided profits | $3,290,000 | 5,779 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $249,000 | 6,122 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $444,000 | 5,190 |
| Earning assets | $79,833,000 | 4,969 |
| Long-term assets (5+ years) | $2,378,000 | 7,496 |
| Average Assets, year-to-date | $78,562,800 | 5,225 |
| Average Assets, quarterly | $83,434,500 | 5,080 |
| Volatile liabilities | $15,706,000 | 3,499 |
| Insider loans | $3,522,000 | 1,228 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $13,223,000 | 2,779 |
| Tier 1 (core) risk-based capital | $8,809,000 | 4,727 |
| Tier 2 risk-based capital | $827,980 | 3,540 |
| Total risk weighted assets | $66,234,180 | 4,031 |
| Total unused commitments | $13,223,000 | 2,792 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 24 | 6,946 |
| Assets and Liabilities | ||
| Total Assets: | $72,473,000 | 5,796 |
| Cash and due from depository institutions | $6,202,000 | 6,946 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $13,091,000 | 7,245 |
| Federal funds sold & reverse repurchase agreements | $2,930,000 | 4,437 |
| Net loans & leases | $48,713,000 | 5,078 |
| Loan loss allowance | $755,000 | 4,458 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $562,000 | 7,965 |
| Other real estate owned | $173,000 | 6,946 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $802,000 | 7,301 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $72,473,000 | 5,796 |
| Total liabilities | $64,881,000 | 5,805 |
| Total deposits | $63,469,000 | 5,689 |
| Interest-bearing deposits | $52,860,000 | 5,835 |
| Deposits held in domestic offices | $63,469,000 | 5,679 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $280,000 | 3,359 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $357,000 | 3,676 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $775,000 | 4,497 |
| Total equity capital | $7,592,000 | 5,500 |
| Total bank equity capital | $7,592,000 | 5,500 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $2,750,000 | 1,435 |
| Surplus | $2,750,000 | 4,479 |
| Undivided profits | $2,092,000 | 7,340 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $77,000 | 8,707 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $403,000 | 5,738 |
| Earning assets | $64,734,000 | 5,913 |
| Long-term assets (5+ years) | $2,128,000 | 7,778 |
| Average Assets, year-to-date | $63,809,400 | 6,168 |
| Average Assets, quarterly | $71,186,500 | 5,819 |
| Volatile liabilities | $9,444,000 | 4,729 |
| Insider loans | $3,795,000 | 1,172 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $11,643,000 | 2,944 |
| Tier 1 (core) risk-based capital | $7,545,000 | 5,407 |
| Tier 2 risk-based capital | $706,300 | 4,001 |
| Total risk weighted assets | $56,455,400 | 4,558 |
| Total unused commitments | $11,643,000 | 2,955 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 21 | 7,881 |
| Assets and Liabilities | ||
| Total Assets: | $54,593,000 | 7,092 |
| Cash and due from depository institutions | $3,059,000 | 7,881 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $12,421,000 | 7,907 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $37,753,000 | 6,018 |
| Loan loss allowance | $651,000 | 5,083 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $557,000 | 8,163 |
| Other real estate owned | $173,000 | 7,881 |
| Goodwill and other intangibles | $8,000 | 2,935 |
| All other assets | $622,000 | 8,740 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $54,593,000 | 7,092 |
| Total liabilities | $48,190,000 | 7,193 |
| Total deposits | $46,801,000 | 7,116 |
| Interest-bearing deposits | $39,522,000 | 7,152 |
| Deposits held in domestic offices | $46,801,000 | 7,108 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,030,000 | 3,322 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $119,000 | 4,696 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $240,000 | 8,259 |
| Total equity capital | $6,403,000 | 5,963 |
| Total bank equity capital | $6,403,000 | 5,963 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $2,750,000 | 1,451 |
| Surplus | $2,750,000 | 4,425 |
| Undivided profits | $903,000 | 9,267 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $141,000 | 7,684 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $308,000 | 6,430 |
| Earning assets | $50,174,000 | 7,038 |
| Long-term assets (5+ years) | $2,109,000 | 8,174 |
| Average Assets, year-to-date | $54,583,800 | 6,969 |
| Average Assets, quarterly | $54,783,500 | 7,038 |
| Volatile liabilities | $8,537,000 | 4,866 |
| Insider loans | $3,706,000 | 1,126 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $9,532,000 | 3,223 |
| Tier 1 (core) risk-based capital | $6,622,000 | 5,909 |
| Tier 2 risk-based capital | $535,240 | 4,996 |
| Total risk weighted assets | $42,703,240 | 5,624 |
| Total unused commitments | $9,532,000 | 3,234 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 19 | 8,670 |
| Assets and Liabilities | ||
| Total Assets: | $56,087,000 | 7,172 |
| Cash and due from depository institutions | $2,773,000 | 8,670 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $11,797,000 | 8,423 |
| Federal funds sold & reverse repurchase agreements | $2,690,000 | 4,772 |
| Net loans & leases | $37,280,000 | 6,023 |
| Loan loss allowance | $607,000 | 5,538 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $554,000 | 8,385 |
| Other real estate owned | $404,000 | 8,670 |
| Goodwill and other intangibles | $38,000 | 2,559 |
| All other assets | $551,000 | 8,904 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $56,087,000 | 7,172 |
| Total liabilities | $50,187,000 | 7,221 |
| Total deposits | $48,832,000 | 7,168 |
| Interest-bearing deposits | $41,595,000 | 7,196 |
| Deposits held in domestic offices | $48,832,000 | 7,160 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $528,000 | 3,203 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $638,000 | 3,157 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $189,000 | 9,503 |
| Total equity capital | $5,900,000 | 6,469 |
| Total bank equity capital | $5,900,000 | 6,469 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $2,750,000 | 1,461 |
| Surplus | $2,750,000 | 4,397 |
| Undivided profits | $400,000 | 11,132 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $116,000 | 8,904 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $284,000 | 6,349 |
| Earning assets | $51,767,000 | 7,132 |
| Long-term assets (5+ years) | $3,467,000 | 7,440 |
| Average Assets, year-to-date | $51,905,000 | 7,387 |
| Average Assets, quarterly | $54,670,000 | 7,237 |
| Volatile liabilities | $10,173,000 | 4,042 |
| Insider loans | $3,021,000 | 1,376 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $8,163,000 | 3,570 |
| Tier 1 (core) risk-based capital | $5,862,000 | 6,414 |
| Tier 2 risk-based capital | $552,320 | 4,828 |
| Total risk weighted assets | $44,130,620 | 5,455 |
| Total unused commitments | $8,163,000 | 3,586 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 19 | 8,886 |
| Assets and Liabilities | ||
| Total Assets: | $49,086,000 | 7,949 |
| Cash and due from depository institutions | $2,746,000 | 8,886 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $11,067,000 | 8,725 |
| Federal funds sold & reverse repurchase agreements | $1,680,000 | 7,136 |
| Net loans & leases | $32,351,000 | 6,682 |
| Loan loss allowance | $518,000 | 6,289 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $590,000 | 8,305 |
| Other real estate owned | $40,000 | 8,886 |
| Goodwill and other intangibles | $68,000 | 2,377 |
| All other assets | $544,000 | 9,304 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $49,086,000 | 7,949 |
| Total liabilities | $43,796,000 | 8,072 |
| Total deposits | $42,425,000 | 8,056 |
| Interest-bearing deposits | $34,202,000 | 8,394 |
| Deposits held in domestic offices | $42,425,000 | 8,050 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $166,000 | 3,497 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $991,000 | 2,563 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $214,000 | 9,738 |
| Total equity capital | $5,290,000 | 6,793 |
| Total bank equity capital | $5,290,000 | 6,793 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $2,750,000 | 1,491 |
| Surplus | $2,750,000 | 4,297 |
| Undivided profits | $-210,000 | 12,872 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $22,000 | 12,084 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $278,000 | 6,936 |
| Earning assets | $45,098,000 | 7,913 |
| Long-term assets (5+ years) | $661,000 | 10,769 |
| Average Assets, year-to-date | $48,438,600 | 7,865 |
| Average Assets, quarterly | $49,688,000 | 7,822 |
| Volatile liabilities | $10,035,000 | 4,112 |
| Insider loans | $25,000 | 8,124 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $6,237,000 | 4,027 |
| Tier 1 (core) risk-based capital | $5,222,000 | 6,795 |
| Tier 2 risk-based capital | $467,420 | 5,529 |
| Total risk weighted assets | $37,342,620 | 6,248 |
| Total unused commitments | $6,237,000 | 4,049 |
| Derivatives | $0 | 651 |