Home > Bank of Chapmanville > Income and Expense
Bank of Chapmanville, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,437,000 | 9,064 |
| Total interest expense | $1,008,000 | 9,223 |
| Net interest income | $1,429,000 | 8,718 |
| Provision for loan and lease losses | $4,000 | 8,753 |
| Total noninterest income | $211,000 | 8,267 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $164,000 | 6,368 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $47,000 | 9,382 |
| Total noninterest expense | $907,000 | 9,334 |
| Salaries and employee benefits | $464,000 | 9,414 |
| Premises and equipment expense | $90,000 | 9,917 |
| Additional noninterest expense | $353,000 | 8,671 |
| Pre-tax net operating income | $729,000 | 7,169 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $282,000 | 6,229 |
| Income before extraordinary items | $447,000 | 7,662 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $447,000 | 7,663 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 8,178 |
| Cash dividends | $193,000 | 5,624 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $447,000 | 7,636 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,162,000 | 9,500 |
| Total interest expense | $807,000 | 9,571 |
| Net interest income | $1,355,000 | 9,298 |
| Provision for loan and lease losses | $105,000 | 4,433 |
| Total noninterest income | $209,000 | 8,579 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $144,000 | 7,032 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $65,000 | 8,873 |
| Total noninterest expense | $906,000 | 9,752 |
| Salaries and employee benefits | $430,000 | 10,002 |
| Premises and equipment expense | $91,000 | 10,316 |
| Additional noninterest expense | $385,000 | 8,974 |
| Pre-tax net operating income | $553,000 | 8,289 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $139,000 | 8,530 |
| Income before extraordinary items | $414,000 | 8,069 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $414,000 | 8,074 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 4,263 |
| Cash dividends | $98,000 | 7,005 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $414,000 | 8,099 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,981,000 | 10,219 |
| Total interest expense | $803,000 | 10,041 |
| Net interest income | $1,178,000 | 10,135 |
| Provision for loan and lease losses | $141,000 | 4,807 |
| Total noninterest income | $177,000 | 9,661 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $133,000 | 7,508 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $44,000 | 10,462 |
| Total noninterest expense | $848,000 | 10,439 |
| Salaries and employee benefits | $389,000 | 10,750 |
| Premises and equipment expense | $93,000 | 10,682 |
| Additional noninterest expense | $366,000 | 9,650 |
| Pre-tax net operating income | $366,000 | 9,679 |
| Securities gains (losses) | $10,000 | 5,473 |
| Applicable income taxes | $153,000 | 8,564 |
| Income before extraordinary items | $223,000 | 10,370 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $223,000 | 10,483 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $98,000 | 4,605 |
| Cash dividends | $34,000 | 8,359 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $216,600 | 10,210 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,176,000 | 10,520 |
| Total interest expense | $973,000 | 10,519 |
| Net interest income | $1,203,000 | 10,318 |
| Provision for loan and lease losses | $115,000 | 6,913 |
| Total noninterest income | $226,000 | 8,924 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $134,000 | 7,552 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $92,000 | 8,366 |
| Total noninterest expense | $788,000 | 11,063 |
| Salaries and employee benefits | $338,000 | 11,571 |
| Premises and equipment expense | $97,000 | 10,832 |
| Additional noninterest expense | $353,000 | 10,154 |
| Pre-tax net operating income | $526,000 | 8,225 |
| Securities gains (losses) | $-8,000 | 13,215 |
| Applicable income taxes | $184,000 | 7,884 |
| Income before extraordinary items | $334,000 | 8,885 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $334,000 | 9,028 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $115,000 | 5,553 |
| Cash dividends | $123,000 | 6,164 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $339,120 | 8,466 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.