Home > Bank of Central Florida > Income and Expense

Bank of Central Florida, Income and Expense

2025-03-31 (YTD Data)Rank
Total interest income$14,606,000921
Total interest expense$3,943,0001,184
Net interest income$10,663,000819
Provision for loan and lease losses$450,000626
Total noninterest income$545,0001,842
Gross Fiduciary activities income$0918
Service charges on deposit accounts$307,000862
Trading account gains and feesNANA
Additional Noninterest Income$238,0002,224
Total noninterest expense$5,688,0001,159
Salaries and employee benefits$3,878,000988
Premises and equipment expense$407,0001,496
Additional noninterest expense$238,0002,224
Pre-tax net operating income$5,070,000712
Securities gains (losses)$0665
Applicable income taxes$1,235,000573
Income before extraordinary items$3,835,000757
Extraordinary gains, net$047
Net income$3,835,000769
Minority interest net income$065
Net income of bank and minority interests.$3,835,000757
Net charge-offs$02,299
Cash dividends$2,913,000426
Sale, conversion, retirement of capital stock, net$12,000432
Net operating income$3,835,000757
2024-12-31 (YTD Data)Rank
Total interest income$55,407,000951
Total interest expense$17,832,0001,125
Net interest income$37,575,000866
Provision for loan and lease losses$916,000984
Total noninterest income$2,538,0001,753
Gross Fiduciary activities income$01,000
Service charges on deposit accounts$1,213,000884
Trading account gains and feesNANA
Additional Noninterest Income$1,325,0001,966
Total noninterest expense$23,245,0001,106
Salaries and employee benefits$15,550,000961
Premises and equipment expense$1,601,0001,488
Additional noninterest expense$1,325,0001,966
Pre-tax net operating income$15,952,000808
Securities gains (losses)$0940
Applicable income taxes$3,460,000672
Income before extraordinary items$12,492,000846
Extraordinary gains, net$053
Net income$12,492,000853
Minority interest net income$090
Net income of bank and minority interests.$12,492,000846
Net charge-offs$276,0001,221
Cash dividends$4,080,0001,011
Sale, conversion, retirement of capital stock, net$47,000498
Net operating income$12,492,000855
2024-09-30 (YTD Data)Rank
Total interest income$41,100,000954
Total interest expense$13,589,0001,110
Net interest income$27,511,000874
Provision for loan and lease losses$480,0001,114
Total noninterest income$2,011,0001,704
Gross Fiduciary activities income$0972
Service charges on deposit accounts$912,000869
Trading account gains and feesNANA
Additional Noninterest Income$1,099,0001,858
Total noninterest expense$16,822,0001,129
Salaries and employee benefits$11,495,000965
Premises and equipment expense$1,184,0001,486
Additional noninterest expense$1,099,0001,858
Pre-tax net operating income$12,220,000784
Securities gains (losses)$0930
Applicable income taxes$3,024,000601
Income before extraordinary items$9,196,000840
Extraordinary gains, net$051
Net income$9,196,000852
Minority interest net income$082
Net income of bank and minority interests.$9,196,000842
Net charge-offs$-12,0003,984
Cash dividends$4,080,000729
Sale, conversion, retirement of capital stock, net$34,000469
Net operating income$9,196,000840
2024-06-30 (YTD Data)Rank
Total interest income$375,0004,457
Total interest expense$04,438
Net interest income$123,352,000188
Provision for loan and lease losses$02,935
Total noninterest income$1,1064,507
Gross Fiduciary activities income$23,376,00085
Service charges on deposit accounts$4354,352
Trading account gains and fees$187,064,00015
Additional Noninterest Income$04,414
Total noninterest expense$784,0004,186
Salaries and employee benefitsNANA
Premises and equipment expense$04,478
Additional noninterest expense$13,1224,282
Pre-tax net operating income$04,223
Securities gains (losses)$0628
Applicable income taxes$03,283
Income before extraordinary items$04,214
Extraordinary gains, net$2,701,00019
Net income$6,104,000850
Minority interest net income$1,508,00022
Net income of bank and minority interests.$04,217
Net charge-offs$02,587
Cash dividends$23,585,000179
Sale, conversion, retirement of capital stock, net$58,481,0007
Net operating income$14,227
2024-03-31 (YTD Data)Rank
Total interest income$13,255,000973
Total interest expense$4,392,0001,103
Net interest income$8,863,000901
Provision for loan and lease losses$200,000837
Total noninterest income$626,0001,717
Gross Fiduciary activities income$0895
Service charges on deposit accounts$283,000912
Trading account gains and feesNANA
Additional Noninterest Income$343,0001,860
Total noninterest expense$5,462,0001,157
Salaries and employee benefits$3,764,000995
Premises and equipment expense$355,0001,614
Additional noninterest expense$343,0001,860
Pre-tax net operating income$3,827,000804
Securities gains (losses)$0689
Applicable income taxes$922,000636
Income before extraordinary items$2,905,000885
Extraordinary gains, net$051
Net income$2,905,000894
Minority interest net income$072
Net income of bank and minority interests.$2,905,000885
Net charge-offs$-8,0004,034
Cash dividends$2,380,000466
Sale, conversion, retirement of capital stock, net$11,000374
Net operating income$2,905,000879
2023-12-31 (YTD Data)Rank
Total interest income$45,841,0001,002
Total interest expense$14,315,0001,008
Net interest income$31,526,000998
Provision for loan and lease losses$1,070,000800
Total noninterest income$2,037,0001,991
Gross Fiduciary activities income$0981
Service charges on deposit accounts$863,0001,118
Trading account gains and feesNANA
Additional Noninterest Income$1,174,0002,122
Total noninterest expense$20,661,0001,182
Salaries and employee benefits$14,045,0001,013
Premises and equipment expense$1,440,0001,586
Additional noninterest expense$1,174,0002,122
Pre-tax net operating income$11,832,0001,026
Securities gains (losses)$-10,0003,363
Applicable income taxes$2,053,000973
Income before extraordinary items$9,769,0001,028
Extraordinary gains, net$054
Net income$9,769,0001,040
Minority interest net income$088
Net income of bank and minority interests.$9,769,0001,031
Net charge-offs$-55,0004,214
Cash dividends$3,420,0001,074
Sale, conversion, retirement of capital stock, net$43,000456
Net operating income$9,777,3001,046
2023-09-30 (YTD Data)Rank
Total interest income$33,370,0001,007
Total interest expense$10,212,000978
Net interest income$23,158,0001,017
Provision for loan and lease losses$1,070,000625
Total noninterest income$1,552,0001,967
Gross Fiduciary activities income$0950
Service charges on deposit accounts$630,0001,144
Trading account gains and feesNANA
Additional Noninterest Income$922,0002,079
Total noninterest expense$15,688,0001,164
Salaries and employee benefits$10,853,000998
Premises and equipment expense$1,108,0001,555
Additional noninterest expense$922,0002,079
Pre-tax net operating income$7,952,0001,143
Securities gains (losses)$-10,0003,484
Applicable income taxes$1,106,0001,218
Income before extraordinary items$6,836,0001,131
Extraordinary gains, net$052
Net income$6,836,0001,137
Minority interest net income$081
Net income of bank and minority interests.$6,836,0001,131
Net charge-offs$-40,0004,177
Cash dividends$3,420,000808
Sale, conversion, retirement of capital stock, net$39,000433
Net operating income$6,844,6001,153
2023-06-30 (YTD Data)Rank
Total interest income$21,926,000986
Total interest expense$6,519,000930
Net interest income$15,407,0001,024
Provision for loan and lease losses$810,000574
Total noninterest income$1,057,0001,888
Gross Fiduciary activities income$0931
Service charges on deposit accounts$408,0001,147
Trading account gains and feesNANA
Additional Noninterest Income$649,0001,936
Total noninterest expense$10,558,0001,152
Salaries and employee benefits$7,535,000961
Premises and equipment expense$758,0001,516
Additional noninterest expense$649,0001,933
Pre-tax net operating income$5,096,0001,187
Securities gains (losses)$-10,0003,794
Applicable income taxes$658,0001,287
Income before extraordinary items$4,428,0001,159
Extraordinary gains, net$051
Net income$4,428,0001,169
Minority interest net income$081
Net income of bank and minority interests.$4,428,0001,159
Net charge-offs$-33,0004,232
Cash dividends$2,120,000839
Sale, conversion, retirement of capital stock, net$35,000410
Net operating income$4,436,7001,169
2023-03-31 (YTD Data)Rank
Total interest income$10,680,0001,002
Total interest expense$2,951,000904
Net interest income$7,729,0001,022
Provision for loan and lease losses$450,000540
Total noninterest income$594,0001,784
Gross Fiduciary activities income$0913
Service charges on deposit accounts$194,0001,213
Trading account gains and feesNANA
Additional Noninterest Income$400,0001,726
Total noninterest expense$4,913,0001,225
Salaries and employee benefits$3,372,0001,063
Premises and equipment expense$373,0001,568
Additional noninterest expense$400,0001,726
Pre-tax net operating income$2,960,0001,086
Securities gains (losses)$-10,0004,033
Applicable income taxes$727,000823
Income before extraordinary items$2,223,0001,184
Extraordinary gains, net$04
Net income$2,223,0001,184
Minority interest net income$048
Net income of bank and minority interests.$2,223,0001,184
Net charge-offs$-27,0004,297
Cash dividends$2,120,000460
Sale, conversion, retirement of capital stock, net$31,000344
Net operating income$2,230,9001,199
2022-12-31 (YTD Data)Rank
Total interest income$31,520,0001,097
Total interest expense$3,183,0001,119
Net interest income$28,337,0001,086
Provision for loan and lease losses$825,000922
Total noninterest income$1,982,0002,049
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$682,0001,368
Trading account gains and feesNANA
Additional Noninterest Income$1,300,0002,055
Total noninterest expense$18,016,0001,281
Salaries and employee benefits$11,941,0001,147
Premises and equipment expense$1,223,0001,788
Additional noninterest expense$1,300,0002,055
Pre-tax net operating income$11,478,0001,160
Securities gains (losses)$0691
Applicable income taxes$2,577,000915
Income before extraordinary items$8,901,0001,205
Extraordinary gains, net$05
Net income$8,901,0001,204
Minority interest net income$063
Net income of bank and minority interests.$8,901,0001,205
Net charge-offs$56,0001,483
Cash dividends$2,263,0001,376
Sale, conversion, retirement of capital stock, net$4,000558
Net operating income$8,901,0001,227
2022-09-30 (YTD Data)Rank
Total interest income$21,521,0001,146
Total interest expense$1,295,0001,465
Net interest income$20,226,0001,116
Provision for loan and lease losses$525,000943
Total noninterest income$1,567,0002,023
Gross Fiduciary activities income$0968
Service charges on deposit accounts$503,0001,401
Trading account gains and feesNANA
Additional Noninterest Income$1,064,0001,991
Total noninterest expense$12,869,0001,330
Salaries and employee benefits$8,801,0001,157
Premises and equipment expense$894,0001,832
Additional noninterest expense$1,064,0001,991
Pre-tax net operating income$8,399,0001,165
Securities gains (losses)$0740
Applicable income taxes$1,741,000970
Income before extraordinary items$6,658,0001,184
Extraordinary gains, net$04
Net income$6,658,0001,183
Minority interest net income$057
Net income of bank and minority interests.$6,658,0001,184
Net charge-offs$-39,0004,004
Cash dividends$2,263,0001,035
Sale, conversion, retirement of capital stock, net$3,000510
Net operating income$6,658,0001,211
2022-06-30 (YTD Data)Rank
Total interest income$12,694,0001,210
Total interest expense$384,0002,324
Net interest income$12,310,0001,159
Provision for loan and lease losses$250,0001,023
Total noninterest income$1,054,0002,005
Gross Fiduciary activities income$0925
Service charges on deposit accounts$326,0001,415
Trading account gains and feesNANA
Additional Noninterest Income$728,0002,018
Total noninterest expense$8,399,0001,346
Salaries and employee benefits$5,676,0001,187
Premises and equipment expense$566,0001,898
Additional noninterest expense$2,157,0001,521
Pre-tax net operating income$4,715,0001,250
Securities gains (losses)$0687
Applicable income taxes$923,0001,071
Income before extraordinary items$3,792,0001,274
Extraordinary gains, net$04
Net income$3,792,0001,274
Minority interest net income$060
Net income of bank and minority interests.$3,792,0001,274
Net charge-offs$-22,0003,912
Cash dividends$2,263,000766
Sale, conversion, retirement of capital stock, net$1,000489
Net operating income$3,792,0001,298
2022-03-31 (YTD Data)Rank
Total interest income$5,900,0001,248
Total interest expense$229,0002,020
Net interest income$5,671,0001,203
Provision for loan and lease losses$75,0001,098
Total noninterest income$456,0002,155
Gross Fiduciary activities income$0892
Service charges on deposit accounts$158,0001,437
Trading account gains and feesNANA
Additional Noninterest Income$298,0002,191
Total noninterest expense$4,132,0001,354
Salaries and employee benefits$2,788,0001,204
Premises and equipment expense$297,0001,852
Additional noninterest expense$1,047,0001,519
Pre-tax net operating income$1,920,0001,388
Securities gains (losses)$0623
Applicable income taxes$396,0001,113
Income before extraordinary items$1,524,0001,438
Extraordinary gains, net$04
Net income$1,524,0001,438
Minority interest net income$050
Net income of bank and minority interests.$1,524,0001,438
Net charge-offs$-11,0003,948
Cash dividends$1,300,000645
Sale, conversion, retirement of capital stock, net$1,000448
Net operating income$1,524,0001,454
2021-12-31 (YTD Data)Rank
Total interest income$21,313,0001,394
Total interest expense$1,102,0002,075
Net interest income$20,211,0001,351
Provision for loan and lease losses$-800,0004,502
Total noninterest income$2,232,0002,099
Gross Fiduciary activities income$0994
Service charges on deposit accounts$556,0001,494
Trading account gains and feesNANA
Additional Noninterest Income$1,676,0002,100
Total noninterest expense$14,623,0001,489
Salaries and employee benefits$10,521,0001,250
Premises and equipment expense$1,111,0001,909
Additional noninterest expense$2,991,0001,986
Pre-tax net operating income$8,620,0001,407
Securities gains (losses)$02,062
Applicable income taxes$1,782,0001,173
Income before extraordinary items$6,838,0001,529
Extraordinary gains, net$010
Net income$6,838,0001,528
Minority interest net income$074
Net income of bank and minority interests.$6,838,0001,529
Net charge-offs$37,0001,808
Cash dividends$2,376,0001,385
Sale, conversion, retirement of capital stock, net$5,000569
Net operating income$6,838,0001,497
2021-09-30 (YTD Data)Rank
Total interest income$15,951,0001,430
Total interest expense$830,0002,156
Net interest income$15,121,0001,373
Provision for loan and lease losses$-800,0004,600
Total noninterest income$1,409,0002,346
Gross Fiduciary activities income$0957
Service charges on deposit accounts$408,0001,501
Trading account gains and feesNANA
Additional Noninterest Income$1,001,0002,384
Total noninterest expense$10,502,0001,546
Salaries and employee benefits$7,563,0001,298
Premises and equipment expense$841,0001,930
Additional noninterest expense$2,098,0002,093
Pre-tax net operating income$6,828,0001,409
Securities gains (losses)$02,015
Applicable income taxes$1,470,0001,167
Income before extraordinary items$5,358,0001,541
Extraordinary gains, net$08
Net income$5,358,0001,541
Minority interest net income$069
Net income of bank and minority interests.$5,358,0001,541
Net charge-offs$47,0001,380
Cash dividends$2,376,0001,035
Sale, conversion, retirement of capital stock, net$5,000530
Net operating income$5,358,0001,507
2021-06-30 (YTD Data)Rank
Total interest income$10,723,0001,420
Total interest expense$559,0002,196
Net interest income$10,164,0001,361
Provision for loan and lease losses$-800,0004,657
Total noninterest income$1,007,0002,230
Gross Fiduciary activities income$0951
Service charges on deposit accounts$265,0001,481
Trading account gains and feesNANA
Additional Noninterest Income$742,0002,236
Total noninterest expense$6,808,0001,569
Salaries and employee benefits$4,902,0001,322
Premises and equipment expense$553,0001,933
Additional noninterest expense$1,353,0002,108
Pre-tax net operating income$5,163,0001,284
Securities gains (losses)$01,818
Applicable income taxes$1,126,0001,053
Income before extraordinary items$4,037,0001,390
Extraordinary gains, net$06
Net income$4,037,0001,390
Minority interest net income$067
Net income of bank and minority interests.$4,037,0001,390
Net charge-offs$-27,0004,162
Cash dividends$1,585,0001,017
Sale, conversion, retirement of capital stock, net$3,000505
Net operating income$4,037,0001,360
2021-03-31 (YTD Data)Rank
Total interest income$5,430,0001,393
Total interest expense$274,0002,307
Net interest income$5,156,0001,336
Provision for loan and lease losses$-400,0004,737
Total noninterest income$449,0002,350
Gross Fiduciary activities income$0922
Service charges on deposit accounts$132,0001,476
Trading account gains and feesNANA
Additional Noninterest Income$317,0002,393
Total noninterest expense$3,241,0001,619
Salaries and employee benefits$2,396,0001,339
Premises and equipment expense$268,0001,981
Additional noninterest expense$577,0002,330
Pre-tax net operating income$2,764,0001,212
Securities gains (losses)$01,392
Applicable income taxes$599,0001,012
Income before extraordinary items$2,165,0001,311
Extraordinary gains, net$03
Net income$2,165,0001,311
Minority interest net income$055
Net income of bank and minority interests.$2,165,0001,311
Net charge-offs$-15,0004,211
Cash dividends$1,692,000527
Sale, conversion, retirement of capital stock, net$2,000472
Net operating income$2,165,0001,281
2020-12-31 (YTD Data)Rank
Total interest income$21,821,0001,376
Total interest expense$1,392,0002,500
Net interest income$20,429,0001,259
Provision for loan and lease losses$2,271,000962
Total noninterest income$1,182,0002,694
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$485,0001,646
Trading account gains and feesNANA
Additional Noninterest Income$697,0002,814
Total noninterest expense$12,109,0001,695
Salaries and employee benefits$9,067,0001,356
Premises and equipment expense$954,0002,091
Additional noninterest expense$2,088,0002,472
Pre-tax net operating income$7,231,0001,348
Securities gains (losses)$496,000603
Applicable income taxes$1,554,0001,106
Income before extraordinary items$6,173,0001,390
Extraordinary gains, net$04
Net income$6,173,0001,391
Minority interest net income$072
Net income of bank and minority interests.$6,173,0001,391
Net charge-offs$-50,0004,599
Cash dividends$2,100,0001,463
Sale, conversion, retirement of capital stock, net$12,000539
Net operating income$5,776,2001,421
2020-09-30 (YTD Data)Rank
Total interest income$18,260,0001,257
Total interest expense$1,108,0002,509
Net interest income$17,152,0001,143
Provision for loan and lease losses$4,080,000581
Total noninterest income$871,0002,674
Gross Fiduciary activities income$0981
Service charges on deposit accounts$351,0001,685
Trading account gains and feesNANA
Additional Noninterest Income$520,0002,806
Total noninterest expense$8,953,0001,689
Salaries and employee benefits$6,753,0001,354
Premises and equipment expense$708,0002,100
Additional noninterest expense$1,492,0002,515
Pre-tax net operating income$4,990,0001,394
Securities gains (losses)$496,000498
Applicable income taxes$1,072,0001,130
Income before extraordinary items$4,414,0001,394
Extraordinary gains, net$04
Net income$4,414,0001,395
Minority interest net income$065
Net income of bank and minority interests.$4,414,0001,395
Net charge-offs$-36,0004,584
Cash dividends$2,100,0001,064
Sale, conversion, retirement of capital stock, net$10,000510
Net operating income$4,017,2001,463
2020-06-30 (YTD Data)Rank
Total interest income$13,293,0001,186
Total interest expense$798,0002,499
Net interest income$12,495,0001,064
Provision for loan and lease losses$4,080,000459
Total noninterest income$569,0002,667
Gross Fiduciary activities income$0970
Service charges on deposit accounts$225,0001,756
Trading account gains and feesNANA
Additional Noninterest Income$344,0002,762
Total noninterest expense$5,928,0001,698
Salaries and employee benefits$4,492,0001,350
Premises and equipment expense$458,0002,139
Additional noninterest expense$978,0002,554
Pre-tax net operating income$3,056,0001,422
Securities gains (losses)$496,000370
Applicable income taxes$667,0001,117
Income before extraordinary items$2,885,0001,345
Extraordinary gains, net$04
Net income$2,885,0001,345
Minority interest net income$065
Net income of bank and minority interests.$2,885,0001,345
Net charge-offs$-25,0004,576
Cash dividends$1,400,0001,055
Sale, conversion, retirement of capital stock, net$6,000482
Net operating income$2,483,2401,487
2020-03-31 (YTD Data)Rank
Total interest income$5,096,0001,488
Total interest expense$472,0002,374
Net interest income$4,624,0001,339
Provision for loan and lease losses$305,0001,161
Total noninterest income$301,0002,515
Gross Fiduciary activities income$0941
Service charges on deposit accounts$120,0001,924
Trading account gains and feesNANA
Additional Noninterest Income$181,0002,554
Total noninterest expense$2,963,0001,712
Salaries and employee benefits$2,187,0001,390
Premises and equipment expense$223,0002,185
Additional noninterest expense$553,0002,368
Pre-tax net operating income$1,657,0001,230
Securities gains (losses)$01,705
Applicable income taxes$335,000995
Income before extraordinary items$1,322,0001,316
Extraordinary gains, net$04
Net income$1,322,0001,315
Minority interest net income$056
Net income of bank and minority interests.$1,322,0001,316
Net charge-offs$-13,0004,549
Cash dividends$1,400,000644
Sale, conversion, retirement of capital stock, net$4,000455
Net operating income$1,322,0001,293
2019-12-31 (YTD Data)Rank
Total interest income$20,270,0001,511
Total interest expense$2,834,0001,882
Net interest income$17,436,0001,402
Provision for loan and lease losses$375,0001,744
Total noninterest income$1,008,0002,805
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$448,0002,067
Trading account gains and feesNANA
Additional Noninterest Income$560,0002,905
Total noninterest expense$10,710,0001,811
Salaries and employee benefits$8,023,0001,446
Premises and equipment expense$632,0002,713
Additional noninterest expense$2,055,0002,508
Pre-tax net operating income$7,359,0001,307
Securities gains (losses)$869,000248
Applicable income taxes$1,796,000970
Income before extraordinary items$6,432,0001,324
Extraordinary gains, net$011
Net income$6,432,0001,325
Minority interest net income$076
Net income of bank and minority interests.$6,432,0001,326
Net charge-offs$241,0001,520
Cash dividends$4,550,000860
Sale, conversion, retirement of capital stock, net$9,000600
Net operating income$5,745,4901,399
2019-09-30 (YTD Data)Rank
Total interest income$15,238,0001,515
Total interest expense$2,288,0001,796
Net interest income$12,950,0001,431
Provision for loan and lease losses$75,0002,839
Total noninterest income$731,0002,870
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$333,0002,090
Trading account gains and feesNANA
Additional Noninterest Income$398,0002,971
Total noninterest expense$7,685,0001,895
Salaries and employee benefits$5,743,0001,512
Premises and equipment expense$421,0002,929
Additional noninterest expense$1,521,0002,544
Pre-tax net operating income$5,921,0001,269
Securities gains (losses)$869,000218
Applicable income taxes$1,551,000922
Income before extraordinary items$5,239,0001,263
Extraordinary gains, net$011
Net income$5,239,0001,263
Minority interest net income$072
Net income of bank and minority interests.$5,239,0001,265
Net charge-offs$206,0001,272
Cash dividends$4,550,000658
Sale, conversion, retirement of capital stock, net$5,000571
Net operating income$4,552,4901,369
2019-06-30 (YTD Data)Rank
Total interest income$10,196,0001,507
Total interest expense$1,585,0001,725
Net interest income$8,611,0001,430
Provision for loan and lease losses$75,0002,429
Total noninterest income$447,0002,946
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$217,0002,092
Trading account gains and feesNANA
Additional Noninterest Income$230,0003,094
Total noninterest expense$4,899,0001,964
Salaries and employee benefits$3,672,0001,578
Premises and equipment expense$319,0002,719
Additional noninterest expense$908,0002,762
Pre-tax net operating income$4,084,0001,216
Securities gains (losses)$963,000153
Applicable income taxes$1,159,000828
Income before extraordinary items$3,888,0001,137
Extraordinary gains, net$011
Net income$3,888,0001,137
Minority interest net income$069
Net income of bank and minority interests.$3,888,0001,137
Net charge-offs$246,000879
Cash dividends$3,600,000567
Sale, conversion, retirement of capital stock, net$5,000552
Net operating income$3,127,2301,325
2019-03-31 (YTD Data)Rank
Total interest income$4,927,0001,544
Total interest expense$749,0001,751
Net interest income$4,178,0001,464
Provision for loan and lease losses$50,0002,037
Total noninterest income$216,0002,958
Gross Fiduciary activities income$0972
Service charges on deposit accounts$105,0002,135
Trading account gains and feesNANA
Additional Noninterest Income$111,0003,093
Total noninterest expense$2,327,0002,048
Salaries and employee benefits$1,789,0001,619
Premises and equipment expense$134,0003,054
Additional noninterest expense$404,0002,987
Pre-tax net operating income$2,017,0001,204
Securities gains (losses)$01,087
Applicable income taxes$440,000981
Income before extraordinary items$1,577,0001,309
Extraordinary gains, net$05
Net income$1,577,0001,306
Minority interest net income$052
Net income of bank and minority interests.$1,577,0001,308
Net charge-offs$260,000520
Cash dividends$3,600,000332
Sale, conversion, retirement of capital stock, net$3,000510
Net operating income$1,577,0001,291
2018-12-31 (YTD Data)Rank
Total interest income$18,793,0001,525
Total interest expense$1,907,0001,997
Net interest income$16,886,0001,432
Provision for loan and lease losses$319,0001,910
Total noninterest income$848,0003,072
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$413,0002,256
Trading account gains and feesNANA
Additional Noninterest Income$435,0003,251
Total noninterest expense$9,354,0002,007
Salaries and employee benefits$6,967,0001,606
Premises and equipment expense$581,0002,892
Additional noninterest expense$1,806,0002,777
Pre-tax net operating income$8,061,0001,214
Securities gains (losses)$11,000694
Applicable income taxes$1,779,000946
Income before extraordinary items$6,293,0001,308
Extraordinary gains, net$06
Net income$6,293,0001,307
Minority interest net income$072
Net income of bank and minority interests.$6,293,0001,307
Net charge-offs$57,0002,546
Cash dividends$570,0002,857
Sale, conversion, retirement of capital stock, net$23,000599
Net operating income$6,284,3101,299
2018-09-30 (YTD Data)Rank
Total interest income$13,959,0001,518
Total interest expense$1,265,0002,084
Net interest income$12,694,0001,427
Provision for loan and lease losses$319,0001,515
Total noninterest income$634,0003,110
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$310,0002,263
Trading account gains and feesNANA
Additional Noninterest Income$324,0003,296
Total noninterest expense$6,942,0002,017
Salaries and employee benefits$5,092,0001,645
Premises and equipment expense$422,0002,980
Additional noninterest expense$1,428,0002,689
Pre-tax net operating income$6,067,0001,224
Securities gains (losses)$11,000687
Applicable income taxes$1,368,000952
Income before extraordinary items$4,710,0001,325
Extraordinary gains, net$05
Net income$4,710,0001,324
Minority interest net income$066
Net income of bank and minority interests.$4,710,0001,324
Net charge-offs$61,0002,063
Cash dividends$570,0002,255
Sale, conversion, retirement of capital stock, net$17,000567
Net operating income$4,701,3101,311
2018-06-30 (YTD Data)Rank
Total interest income$9,254,0001,513
Total interest expense$725,0002,225
Net interest income$8,529,0001,421
Provision for loan and lease losses$169,0001,701
Total noninterest income$419,0003,126
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$205,0002,274
Trading account gains and feesNANA
Additional Noninterest Income$214,0003,303
Total noninterest expense$4,662,0002,024
Salaries and employee benefits$3,387,0001,662
Premises and equipment expense$253,0003,184
Additional noninterest expense$1,022,0002,573
Pre-tax net operating income$4,117,0001,193
Securities gains (losses)$11,000582
Applicable income taxes$930,000922
Income before extraordinary items$3,198,0001,296
Extraordinary gains, net$06
Net income$3,198,0001,294
Minority interest net income$065
Net income of bank and minority interests.$3,198,0001,295
Net charge-offs$-5,0004,304
Cash dividends$570,0001,851
Sale, conversion, retirement of capital stock, net$11,000559
Net operating income$3,189,3101,287
2018-03-31 (YTD Data)Rank
Total interest income$4,567,0001,520
Total interest expense$303,0002,451
Net interest income$4,264,0001,414
Provision for loan and lease losses$44,0002,227
Total noninterest income$207,0003,130
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$100,0002,308
Trading account gains and feesNANA
Additional Noninterest Income$107,0003,247
Total noninterest expense$2,354,0002,029
Salaries and employee benefits$1,679,0001,695
Premises and equipment expense$119,0003,337
Additional noninterest expense$556,0002,428
Pre-tax net operating income$2,073,0001,166
Securities gains (losses)$0735
Applicable income taxes$467,000912
Income before extraordinary items$1,606,0001,265
Extraordinary gains, net$07
Net income$1,606,0001,265
Minority interest net income$052
Net income of bank and minority interests.$1,606,0001,265
Net charge-offs$-2,0004,048
Cash dividends$24,0002,698
Sale, conversion, retirement of capital stock, net$6,000525
Net operating income$1,606,0001,253
2017-12-31 (YTD Data)Rank
Total interest income$16,481,0001,617
Total interest expense$992,0002,556
Net interest income$15,489,0001,509
Provision for loan and lease losses$205,0002,336
Total noninterest income$808,0003,270
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$390,0002,426
Trading account gains and feesNANA
Additional Noninterest Income$418,0003,397
Total noninterest expense$9,189,0002,042
Salaries and employee benefits$6,323,0001,741
Premises and equipment expense$669,0002,726
Additional noninterest expense$2,197,0002,491
Pre-tax net operating income$6,903,0001,326
Securities gains (losses)$-41,0005,283
Applicable income taxes$2,928,000978
Income before extraordinary items$3,934,0001,626
Extraordinary gains, net$09
Net income$3,934,0001,626
Minority interest net income$076
Net income of bank and minority interests.$3,934,0001,626
Net charge-offs$-91,0005,273
Cash dividends$546,0002,871
Sale, conversion, retirement of capital stock, net$515,000286
Net operating income$3,960,2401,601
2017-09-30 (YTD Data)Rank
Total interest income$12,136,0001,641
Total interest expense$743,0002,546
Net interest income$11,393,0001,537
Provision for loan and lease losses$04,088
Total noninterest income$598,0003,320
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$293,0002,438
Trading account gains and feesNANA
Additional Noninterest Income$305,0003,455
Total noninterest expense$6,798,0002,074
Salaries and employee benefits$4,640,0001,776
Premises and equipment expense$525,0002,681
Additional noninterest expense$1,633,0002,511
Pre-tax net operating income$5,193,0001,337
Securities gains (losses)$13,0001,503
Applicable income taxes$1,710,0001,016
Income before extraordinary items$3,496,0001,525
Extraordinary gains, net$09
Net income$3,496,0001,524
Minority interest net income$071
Net income of bank and minority interests.$3,496,0001,525
Net charge-offs$-89,0005,316
Cash dividends$546,0002,318
Sale, conversion, retirement of capital stock, net$414,000263
Net operating income$3,487,2901,511
2017-06-30 (YTD Data)Rank
Total interest income$7,903,0001,660
Total interest expense$493,0002,516
Net interest income$7,410,0001,564
Provision for loan and lease losses$03,871
Total noninterest income$401,0003,318
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$198,0002,410
Trading account gains and feesNANA
Additional Noninterest Income$203,0003,455
Total noninterest expense$4,511,0002,079
Salaries and employee benefits$3,044,0001,807
Premises and equipment expense$339,0002,749
Additional noninterest expense$1,128,0002,457
Pre-tax net operating income$3,300,0001,364
Securities gains (losses)$13,0001,152
Applicable income taxes$1,085,0001,050
Income before extraordinary items$2,228,0001,563
Extraordinary gains, net$011
Net income$2,228,0001,562
Minority interest net income$071
Net income of bank and minority interests.$2,228,0001,563
Net charge-offs$-86,0005,407
Cash dividends$446,0002,147
Sale, conversion, retirement of capital stock, net$285,000240
Net operating income$2,219,2901,547
2017-03-31 (YTD Data)Rank
Total interest income$3,825,0001,701
Total interest expense$243,0002,506
Net interest income$3,582,0001,602
Provision for loan and lease losses$03,537
Total noninterest income$196,0003,332
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$99,0002,395
Trading account gains and feesNANA
Additional Noninterest Income$97,0003,517
Total noninterest expense$2,182,0002,163
Salaries and employee benefits$1,481,0001,872
Premises and equipment expense$165,0002,832
Additional noninterest expense$536,0002,536
Pre-tax net operating income$1,596,0001,381
Securities gains (losses)$01,153
Applicable income taxes$531,0001,035
Income before extraordinary items$1,065,0001,594
Extraordinary gains, net$08
Net income$1,065,0001,593
Minority interest net income$055
Net income of bank and minority interests.$1,065,0001,594
Net charge-offs$-38,0005,423
Cash dividends$446,0001,319
Sale, conversion, retirement of capital stock, net$178,000193
Net operating income$1,065,0001,575
2016-12-31 (YTD Data)Rank
Total interest income$14,395,0001,757
Total interest expense$929,0002,544
Net interest income$13,466,0001,668
Provision for loan and lease losses$190,0002,504
Total noninterest income$890,0003,228
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$380,0002,548
Trading account gains and fees$0170
Additional Noninterest Income$510,0003,237
Total noninterest expense$8,689,0002,147
Salaries and employee benefits$5,802,0001,843
Premises and equipment expense$676,0002,797
Additional noninterest expense$2,211,0002,564
Pre-tax net operating income$5,477,0001,504
Securities gains (losses)$-5,0005,596
Applicable income taxes$1,944,0001,073
Income before extraordinary items$3,528,0001,834
Extraordinary gains, net$05
Net income$3,528,0001,833
Minority interest net income$082
Net income of bank and minority interests.$3,528,0001,833
Net charge-offs$9,0003,892
Cash dividends$674,0002,645
Sale, conversion, retirement of capital stock, net$-6,226,0005,901
Net operating income$3,531,2001,798
2016-09-30 (YTD Data)Rank
Total interest income$10,738,0001,771
Total interest expense$721,0002,486
Net interest income$10,017,0001,687
Provision for loan and lease losses$150,0002,338
Total noninterest income$678,0003,205
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$288,0002,537
Trading account gains and fees$0169
Additional Noninterest Income$390,0003,220
Total noninterest expense$6,369,0002,185
Salaries and employee benefits$3,988,0001,991
Premises and equipment expense$504,0002,821
Additional noninterest expense$1,877,0002,305
Pre-tax net operating income$4,176,0001,505
Securities gains (losses)$-5,0005,761
Applicable income taxes$1,480,0001,085
Income before extraordinary items$2,691,0001,840
Extraordinary gains, net$05
Net income$2,691,0001,840
Minority interest net income$071
Net income of bank and minority interests.$2,691,0001,840
Net charge-offs$12,0003,364
Cash dividends$674,0002,090
Sale, conversion, retirement of capital stock, net$-6,787,0005,971
Net operating income$2,694,2501,786
2016-06-30 (YTD Data)Rank
Total interest income$7,115,0001,784
Total interest expense$490,0002,461
Net interest income$6,625,0001,705
Provision for loan and lease losses$90,0002,392
Total noninterest income$460,0003,179
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$188,0002,539
Trading account gains and fees$0157
Additional Noninterest Income$272,0003,154
Total noninterest expense$4,188,0002,220
Salaries and employee benefits$2,623,0002,017
Premises and equipment expense$323,0002,905
Additional noninterest expense$1,242,0002,328
Pre-tax net operating income$2,807,0001,481
Securities gains (losses)$-5,0005,854
Applicable income taxes$983,0001,098
Income before extraordinary items$1,819,0001,798
Extraordinary gains, net$016
Net income$1,819,0001,798
Minority interest net income$071
Net income of bank and minority interests.$1,819,0001,798
Net charge-offs$-7,0004,862
Cash dividends$574,0001,835
Sale, conversion, retirement of capital stock, net$-6,809,0006,047
Net operating income$1,822,2501,749
2016-03-31 (YTD Data)Rank
Total interest income$3,520,0001,808
Total interest expense$237,0002,522
Net interest income$3,283,0001,714
Provision for loan and lease losses$30,0002,510
Total noninterest income$263,0002,927
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$93,0002,537
Trading account gains and fees$0142
Additional Noninterest Income$170,0002,832
Total noninterest expense$2,074,0002,244
Salaries and employee benefits$1,300,0002,036
Premises and equipment expense$168,0002,856
Additional noninterest expense$606,0002,364
Pre-tax net operating income$1,442,0001,436
Securities gains (losses)$02,077
Applicable income taxes$492,0001,065
Income before extraordinary items$950,0001,697
Extraordinary gains, net$012
Net income$950,0001,698
Minority interest net income$062
Net income of bank and minority interests.$950,0001,698
Net charge-offs$-5,0004,858
Cash dividends$5,0002,871
Sale, conversion, retirement of capital stock, net$-6,849,0006,115
Net operating income$950,0001,658
2015-12-31 (YTD Data)Rank
Total interest income$13,075,0001,882
Total interest expense$1,058,0002,327
Net interest income$12,017,0001,823
Provision for loan and lease losses$735,0001,036
Total noninterest income$700,0003,642
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$351,0002,758
Trading account gains and fees$0159
Additional Noninterest Income$349,0003,777
Total noninterest expense$8,301,0002,224
Salaries and employee benefits$5,279,0001,968
Premises and equipment expense$754,0002,673
Additional noninterest expense$2,268,0002,526
Pre-tax net operating income$3,681,0001,998
Securities gains (losses)$-34,0005,990
Applicable income taxes$1,298,0001,346
Income before extraordinary items$2,349,0002,444
Extraordinary gains, net$023
Net income$2,349,0002,445
Minority interest net income$081
Net income of bank and minority interests.$2,349,0002,446
Net charge-offs$427,0001,303
Cash dividends$582,0002,779
Sale, conversion, retirement of capital stock, net$321,000368
Net operating income$2,370,7602,390
2015-09-30 (YTD Data)Rank
Total interest income$9,700,0001,912
Total interest expense$808,0002,326
Net interest income$8,892,0001,857
Provision for loan and lease losses$525,000998
Total noninterest income$520,0003,671
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$260,0002,785
Trading account gains and fees$0153
Additional Noninterest Income$260,0003,811
Total noninterest expense$6,151,0002,242
Salaries and employee benefits$3,929,0001,985
Premises and equipment expense$582,0002,648
Additional noninterest expense$1,640,0002,609
Pre-tax net operating income$2,736,0002,054
Securities gains (losses)$-34,0006,119
Applicable income taxes$936,0001,433
Income before extraordinary items$1,766,0002,473
Extraordinary gains, net$021
Net income$1,766,0002,474
Minority interest net income$078
Net income of bank and minority interests.$1,766,0002,474
Net charge-offs$432,000953
Cash dividends$565,0002,197
Sale, conversion, retirement of capital stock, net$210,000353
Net operating income$1,788,1002,413
2015-06-30 (YTD Data)Rank
Total interest income$6,477,0001,906
Total interest expense$544,0002,318
Net interest income$5,933,0001,863
Provision for loan and lease losses$306,0001,086
Total noninterest income$334,0003,745
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$170,0002,794
Trading account gains and fees$0157
Additional Noninterest Income$164,0003,920
Total noninterest expense$4,037,0002,282
Salaries and employee benefits$2,570,0002,028
Premises and equipment expense$381,0002,704
Additional noninterest expense$1,086,0002,636
Pre-tax net operating income$1,924,0001,944
Securities gains (losses)$-34,0006,217
Applicable income taxes$655,0001,382
Income before extraordinary items$1,235,0002,397
Extraordinary gains, net$022
Net income$1,235,0002,399
Minority interest net income$075
Net income of bank and minority interests.$1,235,0002,399
Net charge-offs$385,000787
Cash dividends$548,0001,832
Sale, conversion, retirement of capital stock, net$196,000293
Net operating income$1,257,1002,305
2015-03-31 (YTD Data)Rank
Total interest income$3,184,0001,941
Total interest expense$284,0002,257
Net interest income$2,900,0001,892
Provision for loan and lease losses$96,0001,498
Total noninterest income$172,0003,664
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$81,0002,849
Trading account gains and fees$0152
Additional Noninterest Income$91,0003,733
Total noninterest expense$1,984,0002,324
Salaries and employee benefits$1,274,0002,046
Premises and equipment expense$205,0002,599
Additional noninterest expense$505,0002,768
Pre-tax net operating income$992,0001,873
Securities gains (losses)$02,027
Applicable income taxes$345,0001,316
Income before extraordinary items$647,0002,272
Extraordinary gains, net$013
Net income$647,0002,273
Minority interest net income$064
Net income of bank and minority interests.$647,0002,273
Net charge-offs$03,288
Cash dividends$530,0001,061
Sale, conversion, retirement of capital stock, net$127,000235
Net operating income$647,0002,208
2014-12-31 (YTD Data)Rank
Total interest income$12,255,0002,007
Total interest expense$1,110,0002,406
Net interest income$11,145,0001,942
Provision for loan and lease losses$230,0002,326
Total noninterest income$677,0003,766
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$296,0003,232
Trading account gains and fees$0180
Additional Noninterest Income$381,0003,667
Total noninterest expense$7,786,0002,365
Salaries and employee benefits$4,890,0002,090
Premises and equipment expense$717,0002,884
Additional noninterest expense$2,179,0002,694
Pre-tax net operating income$3,806,0001,910
Securities gains (losses)$95,0001,289
Applicable income taxes$1,282,0001,309
Income before extraordinary items$2,619,0002,230
Extraordinary gains, net$017
Net income$2,619,0002,229
Minority interest net income$084
Net income of bank and minority interests.$2,619,0002,229
Net charge-offs$112,0003,069
Cash dividends$70,0004,136
Sale, conversion, retirement of capital stock, net$235,000407
Net operating income$2,555,3502,217
2014-09-30 (YTD Data)Rank
Total interest income$9,137,0002,033
Total interest expense$833,0002,433
Net interest income$8,304,0001,959
Provision for loan and lease losses$185,0002,160
Total noninterest income$504,0003,824
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$220,0003,269
Trading account gains and fees$0174
Additional Noninterest Income$284,0003,713
Total noninterest expense$5,777,0002,394
Salaries and employee benefits$3,757,0002,051
Premises and equipment expense$555,0002,837
Additional noninterest expense$1,465,0002,943
Pre-tax net operating income$2,846,0001,940
Securities gains (losses)$55,0001,394
Applicable income taxes$1,013,0001,303
Income before extraordinary items$1,888,0002,319
Extraordinary gains, net$015
Net income$1,888,0002,320
Minority interest net income$081
Net income of bank and minority interests.$1,888,0002,319
Net charge-offs$1,0004,590
Cash dividends$52,0003,646
Sale, conversion, retirement of capital stock, net$324,000290
Net operating income$1,852,2502,294
2014-06-30 (YTD Data)Rank
Total interest income$6,030,0002,039
Total interest expense$548,0002,480
Net interest income$5,482,0001,968
Provision for loan and lease losses$140,0001,994
Total noninterest income$332,0003,839
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$144,0003,299
Trading account gains and fees$0172
Additional Noninterest Income$188,0003,731
Total noninterest expense$3,783,0002,444
Salaries and employee benefits$2,450,0002,108
Premises and equipment expense$368,0002,868
Additional noninterest expense$965,0002,977
Pre-tax net operating income$1,891,0001,906
Securities gains (losses)$02,580
Applicable income taxes$660,0001,296
Income before extraordinary items$1,231,0002,297
Extraordinary gains, net$020
Net income$1,231,0002,301
Minority interest net income$080
Net income of bank and minority interests.$1,231,0002,301
Net charge-offs$2,0004,144
Cash dividends$35,0003,507
Sale, conversion, retirement of capital stock, net$314,000223
Net operating income$1,231,0002,251
2014-03-31 (YTD Data)Rank
Total interest income$2,981,0002,061
Total interest expense$270,0002,532
Net interest income$2,711,0001,977
Provision for loan and lease losses$75,0001,807
Total noninterest income$175,0003,699
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$73,0003,258
Trading account gains and fees$0147
Additional Noninterest Income$102,0003,539
Total noninterest expense$1,863,0002,493
Salaries and employee benefits$1,184,0002,172
Premises and equipment expense$187,0002,883
Additional noninterest expense$492,0002,920
Pre-tax net operating income$948,0001,847
Securities gains (losses)$01,715
Applicable income taxes$331,0001,250
Income before extraordinary items$617,0002,228
Extraordinary gains, net$016
Net income$617,0002,230
Minority interest net income$066
Net income of bank and minority interests.$617,0002,230
Net charge-offs$-10,0005,749
Cash dividends$18,0002,786
Sale, conversion, retirement of capital stock, net$112,000240
Net operating income$617,0002,189
2013-12-31 (YTD Data)Rank
Total interest income$11,320,0002,154
Total interest expense$1,094,0002,760
Net interest income$10,226,0002,057
Provision for loan and lease losses$80,0003,888
Total noninterest income$546,0004,283
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$233,0003,832
Trading account gains and fees$0184
Additional Noninterest Income$313,0004,033
Total noninterest expense$7,252,0002,548
Salaries and employee benefits$4,599,0002,212
Premises and equipment expense$772,0002,770
Additional noninterest expense$1,881,0003,120
Pre-tax net operating income$3,440,0001,934
Securities gains (losses)$62,0001,647
Applicable income taxes$1,245,0001,277
Income before extraordinary items$2,257,0002,367
Extraordinary gains, net$029
Net income$2,257,0002,371
Minority interest net income$090
Net income of bank and minority interests.$2,257,0002,370
Net charge-offs$339,0002,429
Cash dividends$70,0004,070
Sale, conversion, retirement of capital stock, net$594,000270
Net operating income$2,217,3202,356
2013-09-30 (YTD Data)Rank
Total interest income$8,343,0002,210
Total interest expense$818,0002,848
Net interest income$7,525,0002,092
Provision for loan and lease losses$80,0003,586
Total noninterest income$407,0004,356
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$168,0003,944
Trading account gains and fees$0180
Additional Noninterest Income$239,0004,078
Total noninterest expense$5,189,0002,661
Salaries and employee benefits$3,360,0002,269
Premises and equipment expense$573,0002,812
Additional noninterest expense$1,256,0003,377
Pre-tax net operating income$2,663,0001,936
Securities gains (losses)$49,0001,669
Applicable income taxes$948,0001,302
Income before extraordinary items$1,764,0002,345
Extraordinary gains, net$025
Net income$1,764,0002,350
Minority interest net income$084
Net income of bank and minority interests.$1,764,0002,350
Net charge-offs$25,0004,288
Cash dividends$53,0003,529
Sale, conversion, retirement of capital stock, net$42,000605
Net operating income$1,732,1502,308
2013-06-30 (YTD Data)Rank
Total interest income$5,441,0002,249
Total interest expense$545,0002,902
Net interest income$4,896,0002,134
Provision for loan and lease losses$80,0003,162
Total noninterest income$272,0004,380
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$111,0003,926
Trading account gains and fees$0157
Additional Noninterest Income$161,0004,119
Total noninterest expense$3,433,0002,681
Salaries and employee benefits$2,209,0002,295
Premises and equipment expense$366,0002,908
Additional noninterest expense$858,0003,336
Pre-tax net operating income$1,655,0002,028
Securities gains (losses)$49,0001,535
Applicable income taxes$598,0001,356
Income before extraordinary items$1,106,0002,427
Extraordinary gains, net$022
Net income$1,106,0002,435
Minority interest net income$082
Net income of bank and minority interests.$1,106,0002,433
Net charge-offs$25,0003,858
Cash dividends$35,0003,369
Sale, conversion, retirement of capital stock, net$17,000647
Net operating income$1,074,1502,397
2013-03-31 (YTD Data)Rank
Total interest income$2,649,0002,334
Total interest expense$277,0002,941
Net interest income$2,372,0002,204
Provision for loan and lease losses$80,0002,309
Total noninterest income$136,0004,355
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$54,0003,946
Trading account gains and fees$0148
Additional Noninterest Income$82,0004,046
Total noninterest expense$1,688,0002,741
Salaries and employee benefits$1,060,0002,391
Premises and equipment expense$179,0002,971
Additional noninterest expense$449,0003,221
Pre-tax net operating income$740,0002,173
Securities gains (losses)$49,000931
Applicable income taxes$279,0001,405
Income before extraordinary items$510,0002,545
Extraordinary gains, net$010
Net income$510,0002,548
Minority interest net income$076
Net income of bank and minority interests.$510,0002,547
Net charge-offs$-6,0005,985
Cash dividends$18,0002,605
Sale, conversion, retirement of capital stock, net$8,000608
Net operating income$478,1502,597
2012-12-31 (YTD Data)Rank
Total interest income$10,705,0002,407
Total interest expense$1,248,0003,119
Net interest income$9,457,0002,265
Provision for loan and lease losses$580,0002,514
Total noninterest income$330,0005,079
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$183,0004,432
Trading account gains and fees$0166
Additional Noninterest Income$147,0004,963
Total noninterest expense$6,488,0002,852
Salaries and employee benefits$3,923,0002,499
Premises and equipment expense$827,0002,667
Additional noninterest expense$1,738,0003,435
Pre-tax net operating income$2,719,0002,266
Securities gains (losses)$311,0001,339
Applicable income taxes$1,140,0001,345
Income before extraordinary items$1,890,0002,678
Extraordinary gains, net$029
Net income$1,890,0002,682
Minority interest net income$093
Net income of bank and minority interests.$1,890,0002,680
Net charge-offs$507,0002,633
Cash dividends$79,0004,078
Sale, conversion, retirement of capital stock, net$40,000742
Net operating income$1,690,9602,779
2012-09-30 (YTD Data)Rank
Total interest income$7,974,0002,468
Total interest expense$951,0003,189
Net interest income$7,023,0002,332
Provision for loan and lease losses$430,0002,485
Total noninterest income$238,0005,199
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$134,0004,535
Trading account gains and fees$0157
Additional Noninterest Income$104,0005,085
Total noninterest expense$4,847,0002,866
Salaries and employee benefits$2,947,0002,497
Premises and equipment expense$648,0002,596
Additional noninterest expense$1,252,0003,535
Pre-tax net operating income$1,984,0002,371
Securities gains (losses)$311,0001,082
Applicable income taxes$831,0001,410
Income before extraordinary items$1,464,0002,684
Extraordinary gains, net$020
Net income$1,464,0002,686
Minority interest net income$086
Net income of bank and minority interests.$1,464,0002,685
Net charge-offs$207,0003,271
Cash dividends$61,0003,503
Sale, conversion, retirement of capital stock, net$30,000702
Net operating income$1,264,9602,817
2012-06-30 (YTD Data)Rank
Total interest income$5,319,0002,483
Total interest expense$647,0003,240
Net interest income$4,672,0002,336
Provision for loan and lease losses$205,0002,944
Total noninterest income$160,0005,211
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$88,0004,563
Trading account gains and fees$0153
Additional Noninterest Income$72,0005,067
Total noninterest expense$3,295,0002,822
Salaries and employee benefits$1,946,0002,519
Premises and equipment expense$444,0002,548
Additional noninterest expense$905,0003,375
Pre-tax net operating income$1,332,0002,336
Securities gains (losses)$192,0001,128
Applicable income taxes$583,0001,349
Income before extraordinary items$941,0002,722
Extraordinary gains, net$019
Net income$941,0002,723
Minority interest net income$084
Net income of bank and minority interests.$941,0002,723
Net charge-offs$181,0002,866
Cash dividends$44,0003,340
Sale, conversion, retirement of capital stock, net$20,000678
Net operating income$818,1202,848
2012-03-31 (YTD Data)Rank
Total interest income$2,685,0002,497
Total interest expense$324,0003,339
Net interest income$2,361,0002,321
Provision for loan and lease losses$70,0003,343
Total noninterest income$70,0005,439
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$41,0004,661
Trading account gains and fees$0148
Additional Noninterest Income$29,0005,390
Total noninterest expense$1,768,0002,650
Salaries and employee benefits$994,0002,486
Premises and equipment expense$228,0002,508
Additional noninterest expense$546,0002,883
Pre-tax net operating income$593,0002,555
Securities gains (losses)$02,210
Applicable income taxes$223,0001,603
Income before extraordinary items$370,0003,227
Extraordinary gains, net$019
Net income$370,0003,231
Minority interest net income$078
Net income of bank and minority interests.$370,0003,231
Net charge-offs$181,0001,938
Cash dividends$17,0002,660
Sale, conversion, retirement of capital stock, net$10,000618
Net operating income$370,0003,069
2011-12-31 (YTD Data)Rank
Total interest income$9,407,0002,922
Total interest expense$1,518,0003,415
Net interest income$7,889,0002,780
Provision for loan and lease losses$185,0004,706
Total noninterest income$235,0005,533
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$137,0005,039
Trading account gains and fees$0146
Additional Noninterest Income$98,0005,329
Total noninterest expense$6,059,0003,036
Salaries and employee benefits$3,657,0002,636
Premises and equipment expense$875,0002,704
Additional noninterest expense$1,527,0003,809
Pre-tax net operating income$1,880,0002,625
Securities gains (losses)$-54,0007,028
Applicable income taxes$701,0001,677
Income before extraordinary items$1,125,0003,312
Extraordinary gains, net$029
Net income$1,125,0003,315
Minority interest net income$096
Net income of bank and minority interests.$1,125,0003,315
Net charge-offs$168,0004,502
Cash dividends$26,0004,087
Sale, conversion, retirement of capital stock, net$7,022,00095
Net operating income$1,159,5603,171
2011-09-30 (YTD Data)Rank
Total interest income$6,862,0003,035
Total interest expense$1,163,0003,486
Net interest income$5,699,0002,877
Provision for loan and lease losses$135,0004,615
Total noninterest income$163,0005,732
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$98,0005,150
Trading account gains and fees$0145
Additional Noninterest Income$65,0005,541
Total noninterest expense$4,431,0003,095
Salaries and employee benefits$2,715,0002,664
Premises and equipment expense$618,0002,864
Additional noninterest expense$1,098,0003,911
Pre-tax net operating income$1,296,0002,857
Securities gains (losses)$28,0002,663
Applicable income taxes$512,0001,717
Income before extraordinary items$812,0003,488
Extraordinary gains, net$021
Net income$812,0003,490
Minority interest net income$087
Net income of bank and minority interests.$812,0003,490
Net charge-offs$169,0003,901
Cash dividends$9,0003,583
Sale, conversion, retirement of capital stock, net$7,022,00081
Net operating income$794,0803,412
2011-06-30 (YTD Data)Rank
Total interest income$4,520,0003,075
Total interest expense$777,0003,579
Net interest income$3,743,0002,913
Provision for loan and lease losses$90,0004,488
Total noninterest income$108,0005,754
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$62,0005,219
Trading account gains and fees$0153
Additional Noninterest Income$46,0005,542
Total noninterest expense$2,944,0003,144
Salaries and employee benefits$1,765,0002,736
Premises and equipment expense$431,0002,771
Additional noninterest expense$748,0003,906
Pre-tax net operating income$817,0002,904
Securities gains (losses)$28,0001,915
Applicable income taxes$326,0001,712
Income before extraordinary items$519,0003,507
Extraordinary gains, net$015
Net income$519,0003,508
Minority interest net income$089
Net income of bank and minority interests.$519,0003,508
Net charge-offs$89,0003,956
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$33,000641
Net operating income$501,0803,480
2011-03-31 (YTD Data)Rank
Total interest income$2,213,0003,143
Total interest expense$387,0003,678
Net interest income$1,826,0002,964
Provision for loan and lease losses$90,0003,467
Total noninterest income$49,0005,964
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$29,0005,277
Trading account gains and fees$0158
Additional Noninterest Income$20,0005,800
Total noninterest expense$1,479,0003,139
Salaries and employee benefits$882,0002,758
Premises and equipment expense$222,0002,744
Additional noninterest expense$375,0003,894
Pre-tax net operating income$306,0003,489
Securities gains (losses)$01,772
Applicable income taxes$118,0002,012
Income before extraordinary items$188,0004,093
Extraordinary gains, net$09
Net income$188,0004,092
Minority interest net income$086
Net income of bank and minority interests.$188,0004,093
Net charge-offs$89,0002,851
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$17,000587
Net operating income$188,0004,038
2010-12-31 (YTD Data)Rank
Total interest income$8,396,0003,423
Total interest expense$1,574,0004,151
Net interest income$6,822,0003,132
Provision for loan and lease losses$800,0003,403
Total noninterest income$203,0005,933
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$112,0005,342
Trading account gains and fees$0175
Additional Noninterest Income$91,0005,550
Total noninterest expense$5,570,0003,298
Salaries and employee benefits$3,282,0002,879
Premises and equipment expense$887,0002,734
Additional noninterest expense$1,401,0004,189
Pre-tax net operating income$655,0004,020
Securities gains (losses)$80,0002,346
Applicable income taxes$293,0002,381
Income before extraordinary items$442,0004,492
Extraordinary gains, net$029
Net income$442,0004,492
Minority interest net income$0111
Net income of bank and minority interests.$442,0004,492
Net charge-offs$06,851
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$67,000876
Net operating income$390,8004,502
2010-09-30 (YTD Data)Rank
Total interest income$6,234,0003,516
Total interest expense$1,202,0004,248
Net interest income$5,032,0003,224
Provision for loan and lease losses$665,0003,112
Total noninterest income$151,0006,063
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$84,0005,415
Trading account gains and fees$0165
Additional Noninterest Income$67,0005,698
Total noninterest expense$4,174,0003,307
Salaries and employee benefits$2,465,0002,886
Premises and equipment expense$680,0002,730
Additional noninterest expense$1,029,0004,228
Pre-tax net operating income$344,0004,695
Securities gains (losses)$80,0002,112
Applicable income taxes$171,0002,700
Income before extraordinary items$253,0005,076
Extraordinary gains, net$023
Net income$253,0005,078
Minority interest net income$0110
Net income of bank and minority interests.$253,0005,079
Net charge-offs$06,672
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$50,000820
Net operating income$201,8005,136
2010-06-30 (YTD Data)Rank
Total interest income$4,087,0003,599
Total interest expense$821,0004,277
Net interest income$3,266,0003,301
Provision for loan and lease losses$515,0002,809
Total noninterest income$102,0006,034
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$55,0005,455
Trading account gains and fees$0152
Additional Noninterest Income$47,0005,665
Total noninterest expense$2,746,0003,343
Salaries and employee benefits$1,645,0002,902
Premises and equipment expense$459,0002,708
Additional noninterest expense$642,0004,407
Pre-tax net operating income$107,0005,460
Securities gains (losses)$61,0001,766
Applicable income taxes$70,0003,074
Income before extraordinary items$98,0005,553
Extraordinary gains, net$019
Net income$98,0005,556
Minority interest net income$0105
Net income of bank and minority interests.$98,0005,555
Net charge-offs$06,372
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$32,000772
Net operating income$58,9605,719
2010-03-31 (YTD Data)Rank
Total interest income$1,995,0003,718
Total interest expense$394,0004,512
Net interest income$1,601,0003,381
Provision for loan and lease losses$425,0001,997
Total noninterest income$50,0006,127
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$27,0005,514
Trading account gains and fees$0175
Additional Noninterest Income$23,0005,777
Total noninterest expense$1,377,0003,379
Salaries and employee benefits$830,0002,918
Premises and equipment expense$237,0002,694
Additional noninterest expense$310,0004,490
Pre-tax net operating income$-151,0006,759
Securities gains (losses)$02,284
Applicable income taxes$-52,0007,327
Income before extraordinary items$-99,0006,750
Extraordinary gains, net$016
Net income$-99,0006,751
Minority interest net income$091
Net income of bank and minority interests.$-99,0006,750
Net charge-offs$05,610
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$24,000623
Net operating income$-99,0006,689
2009-12-31 (YTD Data)Rank
Total interest income$6,427,0004,424
Total interest expense$1,514,0005,150
Net interest income$4,913,0003,992
Provision for loan and lease losses$730,0003,974
Total noninterest income$159,0006,510
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$104,0005,700
Trading account gains and fees$0211
Additional Noninterest Income$55,0006,271
Total noninterest expense$4,686,0003,883
Salaries and employee benefits$2,655,0003,532
Premises and equipment expense$814,0003,087
Additional noninterest expense$1,217,0004,705
Pre-tax net operating income$-344,0005,854
Securities gains (losses)$321,0001,180
Applicable income taxes$24,0003,590
Income before extraordinary items$-47,0005,619
Extraordinary gains, net$034
Net income$-47,0005,617
Minority interest net income$0115
Net income of bank and minority interests.$-47,0005,617
Net charge-offs$07,246
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$147,000789
Net operating income$-368,0005,987
2009-09-30 (YTD Data)Rank
Total interest income$4,573,0004,619
Total interest expense$1,105,0005,333
Net interest income$3,468,0004,152
Provision for loan and lease losses$365,0004,308
Total noninterest income$118,0006,643
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$75,0005,800
Trading account gains and fees$0212
Additional Noninterest Income$43,0006,371
Total noninterest expense$3,529,0003,878
Salaries and employee benefits$2,024,0003,503
Premises and equipment expense$619,0003,077
Additional noninterest expense$886,0004,764
Pre-tax net operating income$-308,0006,144
Securities gains (losses)$210,0001,251
Applicable income taxes$-7,0006,636
Income before extraordinary items$-91,0005,956
Extraordinary gains, net$027
Net income$-91,0005,956
Minority interest net income$0118
Net income of bank and minority interests.$-91,0005,956
Net charge-offs$06,987
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$111,000712
Net operating income$-286,3006,211
2009-06-30 (YTD Data)Rank
Total interest income$2,819,0004,894
Total interest expense$707,0005,547
Net interest income$2,112,0004,420
Provision for loan and lease losses$110,0005,210
Total noninterest income$61,0006,973
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$43,0006,001
Trading account gains and fees$0193
Additional Noninterest Income$18,0006,881
Total noninterest expense$2,328,0003,932
Salaries and employee benefits$1,370,0003,500
Premises and equipment expense$411,0003,107
Additional noninterest expense$547,0004,986
Pre-tax net operating income$-265,0006,382
Securities gains (losses)$216,000971
Applicable income taxes$3,0004,355
Income before extraordinary items$-52,0006,078
Extraordinary gains, net$021
Net income$-52,0006,077
Minority interest net income$0112
Net income of bank and minority interests.$-52,0006,077
Net charge-offs$06,628
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$75,000685
Net operating income$-268,0006,482
2009-03-31 (YTD Data)Rank
Total interest income$1,366,0005,013
Total interest expense$374,0005,531
Net interest income$992,0004,604
Provision for loan and lease losses$30,0005,394
Total noninterest income$36,0006,805
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$23,0005,885
Trading account gains and fees$0171
Additional Noninterest Income$13,0006,619
Total noninterest expense$1,117,0003,976
Salaries and employee benefits$685,0003,536
Premises and equipment expense$209,0003,117
Additional noninterest expense$223,0005,294
Pre-tax net operating income$-119,0006,705
Securities gains (losses)$81,0001,096
Applicable income taxes$1,0004,679
Income before extraordinary items$-39,0006,610
Extraordinary gains, net$015
Net income$-39,0006,611
Minority interest net income$0102
Net income of bank and minority interests.$-39,0006,611
Net charge-offs$05,728
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$45,000526
Net operating income$-120,0006,769
2008-12-31 (YTD Data)Rank
Total interest income$4,434,0005,776
Total interest expense$1,254,0006,341
Net interest income$3,180,0005,256
Provision for loan and lease losses$378,0004,225
Total noninterest income$118,0007,130
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$30,0006,909
Trading account gains and fees$0154
Additional Noninterest Income$88,0006,092
Total noninterest expense$3,565,0004,574
Salaries and employee benefits$2,092,0004,298
Premises and equipment expense$614,0003,868
Additional noninterest expense$859,0005,278
Pre-tax net operating income$-645,0006,842
Securities gains (losses)$-1,861,0007,872
Applicable income taxes$-895,0007,676
Income before extraordinary items$-1,611,0007,240
Extraordinary gains, net$039
Net income$-1,611,0007,237
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,039
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$135,000886
Net operating income$-419,9606,798
2008-09-30 (YTD Data)Rank
Total interest income$3,077,0006,016
Total interest expense$845,0006,671
Net interest income$2,232,0005,482
Provision for loan and lease losses$318,0003,457
Total noninterest income$86,0007,263
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$19,0007,032
Trading account gains and fees$0148
Additional Noninterest Income$67,0006,203
Total noninterest expense$2,637,0004,611
Salaries and employee benefits$1,594,0004,272
Premises and equipment expense$419,0004,152
Additional noninterest expense$624,0005,316
Pre-tax net operating income$-637,0007,344
Securities gains (losses)$-1,870,0008,044
Applicable income taxes$-906,0008,022
Income before extraordinary items$-1,601,0007,749
Extraordinary gains, net$031
Net income$-1,601,0007,748
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,534
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$120,000724
Net operating income$-404,2007,251
2008-06-30 (YTD Data)Rank
Total interest income$1,918,0006,230
Total interest expense$497,0007,023
Net interest income$1,421,0005,611
Provision for loan and lease losses$258,0002,765
Total noninterest income$70,0007,132
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$11,0007,109
Trading account gains and fees$0149
Additional Noninterest Income$59,0005,884
Total noninterest expense$1,732,0004,687
Salaries and employee benefits$1,078,0004,270
Premises and equipment expense$251,0004,499
Additional noninterest expense$403,0005,397
Pre-tax net operating income$-499,0007,612
Securities gains (losses)$03,233
Applicable income taxes$-165,0007,946
Income before extraordinary items$-334,0007,557
Extraordinary gains, net$021
Net income$-334,0007,557
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,998
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$90,000614
Net operating income$-334,0007,535
2008-03-31 (YTD Data)Rank
Total interest income$891,0006,490
Total interest expense$227,0007,280
Net interest income$664,0005,827
Provision for loan and lease losses$108,0002,615
Total noninterest income$31,0007,280
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$5,0007,144
Trading account gains and fees$0158
Additional Noninterest Income$26,0006,106
Total noninterest expense$809,0004,900
Salaries and employee benefits$539,0004,284
Premises and equipment expense$100,0005,157
Additional noninterest expense$170,0005,815
Pre-tax net operating income$-222,0007,799
Securities gains (losses)$02,688
Applicable income taxes$-72,0008,082
Income before extraordinary items$-150,0007,750
Extraordinary gains, net$015
Net income$-150,0007,749
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,009
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$60,000433
Net operating income$-150,0007,714
2007-12-31 (YTD Data)Rank
Total interest income$1,860,0007,661
Total interest expense$270,0008,237
Net interest income$1,590,0007,020
Provision for loan and lease losses$397,0002,716
Total noninterest income$44,0008,082
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$5,0007,385
Trading account gains and fees$0178
Additional Noninterest Income$39,0007,327
Total noninterest expense$2,822,0005,193
Salaries and employee benefits$1,751,0004,839
Premises and equipment expense$389,0005,112
Additional noninterest expense$682,0005,800
Pre-tax net operating income$-1,585,0008,215
Securities gains (losses)$02,146
Applicable income taxes$-552,0008,328
Income before extraordinary items$-1,033,0008,113
Extraordinary gains, net$039
Net income$-1,033,0008,110
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,600
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$23,724,00062
Net operating income$-1,033,0008,105
2007-09-30 (YTD Data)Rank
Total interest income$1,202,0007,896
Total interest expense$133,0008,361
Net interest income$1,069,0007,265
Provision for loan and lease losses$235,0002,712
Total noninterest income$3,0008,402
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$2,0007,448
Trading account gains and fees$0184
Additional Noninterest Income$1,0008,340
Total noninterest expense$2,164,0005,103
Salaries and employee benefits$1,318,0004,795
Premises and equipment expense$275,0005,269
Additional noninterest expense$571,0005,452
Pre-tax net operating income$-1,327,0008,358
Securities gains (losses)$01,655
Applicable income taxes$-463,0008,433
Income before extraordinary items$-864,0008,292
Extraordinary gains, net$033
Net income$-864,0008,290
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,076
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$23,637,00044
Net operating income$-864,0008,283
2007-06-30 (YTD Data)Rank
Total interest income$677,0008,098
Total interest expense$54,0008,479
Net interest income$623,0007,549
Provision for loan and lease losses$125,0002,906
Total noninterest income$1,0008,491
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$07,560
Trading account gains and fees$0168
Additional Noninterest Income$1,0008,368
Total noninterest expense$1,485,0005,041
Salaries and employee benefits$854,0004,921
Premises and equipment expense$177,0005,391
Additional noninterest expense$454,0004,889
Pre-tax net operating income$-986,0008,456
Securities gains (losses)$01,444
Applicable income taxes$-354,0008,518
Income before extraordinary items$-632,0008,387
Extraordinary gains, net$029
Net income$-632,0008,386
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,517
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$23,524,00032
Net operating income$-632,0008,380
2007-03-31 (YTD Data)Rank
Total interest income$301,0008,260
Total interest expense$19,0008,550
Net interest income$282,0007,733
Provision for loan and lease losses$15,0004,592
Total noninterest income$08,538
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$07,573
Trading account gains and fees$0195
Additional Noninterest Income$08,433
Total noninterest expense$869,0004,546
Salaries and employee benefits$439,0004,861
Premises and equipment expense$112,0004,711
Additional noninterest expense$318,0003,796
Pre-tax net operating income$-602,0008,538
Securities gains (losses)$01,187
Applicable income taxes$-225,0008,572
Income before extraordinary items$-377,0008,483
Extraordinary gains, net$022
Net income$-377,0008,481
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,509
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$23,392,00018
Net operating income$-377,0008,474

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.