Home > Bank of Carroll > Income and Expense
Bank of Carroll, Income and Expense
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,718,000 | 5,173 |
| Total interest expense | $2,789,000 | 4,977 |
| Net interest income | $2,929,000 | 5,217 |
| Provision for loan and lease losses | $180,000 | 3,728 |
| Total noninterest income | $588,000 | 4,447 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $299,000 | 3,955 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $289,000 | 4,115 |
| Total noninterest expense | $2,336,000 | 5,003 |
| Salaries and employee benefits | $763,000 | 6,851 |
| Premises and equipment expense | $178,000 | 7,088 |
| Additional noninterest expense | $1,395,000 | 2,965 |
| Pre-tax net operating income | $1,001,000 | 5,408 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $304,000 | 5,131 |
| Income before extraordinary items | $697,000 | 5,632 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $697,000 | 5,631 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $123,000 | 3,285 |
| Cash dividends | $278,000 | 4,776 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $697,000 | 5,520 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,197,000 | 5,642 |
| Total interest expense | $2,534,000 | 5,356 |
| Net interest income | $2,663,000 | 5,808 |
| Provision for loan and lease losses | $8,000 | 8,510 |
| Total noninterest income | $504,000 | 4,975 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $245,000 | 4,720 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $259,000 | 4,283 |
| Total noninterest expense | $2,175,000 | 5,331 |
| Salaries and employee benefits | $716,000 | 7,231 |
| Premises and equipment expense | $206,000 | 6,745 |
| Additional noninterest expense | $1,253,000 | 3,228 |
| Pre-tax net operating income | $984,000 | 5,881 |
| Securities gains (losses) | $-6,000 | 9,765 |
| Applicable income taxes | $296,000 | 5,759 |
| Income before extraordinary items | $682,000 | 5,977 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $682,000 | 5,979 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 5,460 |
| Cash dividends | $383,000 | 4,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $686,200 | 5,921 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,584,000 | 6,311 |
| Total interest expense | $2,057,000 | 6,304 |
| Net interest income | $2,527,000 | 6,151 |
| Provision for loan and lease losses | $119,000 | 4,742 |
| Total noninterest income | $407,000 | 5,885 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $247,000 | 4,865 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $160,000 | 5,786 |
| Total noninterest expense | $2,032,000 | 5,878 |
| Salaries and employee benefits | $704,000 | 7,511 |
| Premises and equipment expense | $196,000 | 7,094 |
| Additional noninterest expense | $1,132,000 | 3,967 |
| Pre-tax net operating income | $783,000 | 6,573 |
| Securities gains (losses) | $24,000 | 1,866 |
| Applicable income taxes | $232,000 | 6,682 |
| Income before extraordinary items | $575,000 | 6,431 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $575,000 | 6,434 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 5,473 |
| Cash dividends | $273,000 | 4,763 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $557,960 | 6,454 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,226,000 | 6,773 |
| Total interest expense | $1,816,000 | 6,855 |
| Net interest income | $2,410,000 | 6,465 |
| Provision for loan and lease losses | $60,000 | 5,704 |
| Total noninterest income | $350,000 | 6,484 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $248,000 | 4,987 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $102,000 | 7,172 |
| Total noninterest expense | $1,954,000 | 6,098 |
| Salaries and employee benefits | $767,000 | 7,298 |
| Premises and equipment expense | $181,000 | 7,579 |
| Additional noninterest expense | $1,006,000 | 4,330 |
| Pre-tax net operating income | $746,000 | 7,085 |
| Securities gains (losses) | $-7,000 | 9,876 |
| Applicable income taxes | $211,000 | 7,247 |
| Income before extraordinary items | $528,000 | 7,040 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $528,000 | 7,039 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $93,000 | 3,914 |
| Cash dividends | $197,000 | 5,599 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $532,970 | 6,995 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,984,000 | 6,717 |
| Total interest expense | $1,544,000 | 6,768 |
| Net interest income | $2,440,000 | 6,588 |
| Provision for loan and lease losses | $20,000 | 7,754 |
| Total noninterest income | $277,000 | 7,560 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $191,000 | 6,044 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $86,000 | 7,986 |
| Total noninterest expense | $1,935,000 | 6,380 |
| Salaries and employee benefits | $819,000 | 7,089 |
| Premises and equipment expense | $189,000 | 7,666 |
| Additional noninterest expense | $927,000 | 5,049 |
| Pre-tax net operating income | $762,000 | 7,069 |
| Securities gains (losses) | $-661,000 | 12,314 |
| Applicable income taxes | $12,000 | 11,330 |
| Income before extraordinary items | $89,000 | 11,485 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $89,000 | 11,491 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $176,000 | 2,709 |
| Cash dividends | $180,000 | 5,708 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $670,680 | 6,168 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,109,000 | 6,742 |
| Total interest expense | $1,632,000 | 6,791 |
| Net interest income | $2,477,000 | 6,591 |
| Provision for loan and lease losses | $175,000 | 4,260 |
| Total noninterest income | $269,000 | 8,077 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $172,000 | 6,543 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $97,000 | 7,960 |
| Total noninterest expense | $1,787,000 | 6,925 |
| Salaries and employee benefits | $835,000 | 7,106 |
| Premises and equipment expense | $186,000 | 7,988 |
| Additional noninterest expense | $766,000 | 6,130 |
| Pre-tax net operating income | $784,000 | 6,899 |
| Securities gains (losses) | $4,000 | 6,316 |
| Applicable income taxes | $261,000 | 6,630 |
| Income before extraordinary items | $527,000 | 7,332 |
| Extraordinary gains, net | $-3,000 | 12,192 |
| Net income | $524,000 | 7,529 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $151,000 | 3,656 |
| Cash dividends | $162,000 | 5,911 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $524,320 | 7,101 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,455,000 | 6,950 |
| Total interest expense | $1,958,000 | 7,203 |
| Net interest income | $2,497,000 | 6,608 |
| Provision for loan and lease losses | $315,000 | 4,000 |
| Total noninterest income | $206,000 | 9,295 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $102,000 | 8,464 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $104,000 | 7,922 |
| Total noninterest expense | $1,751,000 | 7,103 |
| Salaries and employee benefits | $767,000 | 7,488 |
| Premises and equipment expense | $172,000 | 8,516 |
| Additional noninterest expense | $812,000 | 5,995 |
| Pre-tax net operating income | $637,000 | 7,471 |
| Securities gains (losses) | $17,000 | 5,804 |
| Applicable income taxes | $195,000 | 7,659 |
| Income before extraordinary items | $459,000 | 7,659 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $459,000 | 7,771 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $259,000 | 3,643 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $447,100 | 7,407 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.