Home > Bank of Carbon Hill > Income and Expense

Bank of Carbon Hill, Income and Expense

2001-12-31 (YTD Data)Rank
Total interest income$2,071,0008,146
Total interest expense$933,0008,154
Net interest income$1,138,0008,013
Provision for loan and lease losses$08,228
Total noninterest income$175,0007,574
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$144,0005,880
Trading account gains and fees$0177
Additional Noninterest Income$31,0008,315
Total noninterest expense$1,201,0007,450
Salaries and employee benefits$913,0006,314
Premises and equipment expense$97,0008,354
Additional noninterest expense$191,0008,729
Pre-tax net operating income$112,0008,278
Securities gains (losses)$04,612
Applicable income taxes$-8,0008,991
Income before extraordinary items$120,0008,215
Extraordinary gains, net$0105
Net income$120,0008,213
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0007,439
Cash dividends$40,0006,242
Sale, conversion, retirement of capital stock, net$0922
Net operating income$120,0008,106
2000-12-31 (YTD Data)Rank
Total interest income$2,107,0008,301
Total interest expense$1,014,0008,193
Net interest income$1,093,0008,301
Provision for loan and lease losses$08,337
Total noninterest income$185,0007,432
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$154,0005,704
Trading account gains and feesNANA
Additional Noninterest Income$31,0008,503
Total noninterest expense$892,0008,319
Salaries and employee benefits$608,0007,663
Premises and equipment expense$106,0008,342
Additional noninterest expense$178,0008,995
Pre-tax net operating income$386,0007,539
Securities gains (losses)$01,956
Applicable income taxes$81,0006,783
Income before extraordinary items$305,0007,441
Extraordinary gains, net$038
Net income$305,0007,440
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-9,0009,146
Cash dividends$40,0006,494
Sale, conversion, retirement of capital stock, net$0969
Net operating income$305,0007,442
1999-12-31 (YTD Data)Rank
Total interest income$2,001,0008,499
Total interest expense$912,0008,414
Net interest income$1,089,0008,427
Provision for loan and lease losses$08,503
Total noninterest income$177,0007,756
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$146,0005,914
Trading account gains and feesNANA
Additional Noninterest Income$31,0008,795
Total noninterest expense$885,0008,474
Salaries and employee benefits$595,0007,788
Premises and equipment expense$102,0008,588
Additional noninterest expense$188,0009,146
Pre-tax net operating income$381,0007,684
Securities gains (losses)$-5,0009,083
Applicable income taxes$53,0007,596
Income before extraordinary items$323,0007,452
Extraordinary gains, net$035
Net income$323,0007,453
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0007,085
Cash dividends$40,0006,712
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$327,3007,393
1998-12-31 (YTD Data)Rank
Total interest income$1,943,0008,754
Total interest expense$898,0008,695
Net interest income$1,045,0008,696
Provision for loan and lease losses$08,652
Total noninterest income$166,0008,007
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$139,0006,109
Trading account gains and feesNANA
Additional Noninterest Income$27,0009,156
Total noninterest expense$845,0008,617
Salaries and employee benefits$584,0007,856
Premises and equipment expense$96,0008,805
Additional noninterest expense$165,0009,509
Pre-tax net operating income$366,0008,051
Securities gains (losses)$-6,00010,112
Applicable income taxes$76,0007,886
Income before extraordinary items$284,0008,008
Extraordinary gains, net$032
Net income$284,0008,007
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0009,217
Cash dividends$40,0007,015
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$288,7407,896
1997-12-31 (YTD Data)Rank
Total interest income$1,942,0009,087
Total interest expense$882,0009,021
Net interest income$1,060,0009,041
Provision for loan and lease losses$08,829
Total noninterest income$166,0008,346
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$136,0006,437
Trading account gains and feesNANA
Additional Noninterest Income$30,0009,328
Total noninterest expense$815,0008,981
Salaries and employee benefits$574,0008,096
Premises and equipment expense$94,0009,100
Additional noninterest expense$147,00010,028
Pre-tax net operating income$411,0008,386
Securities gains (losses)$-1,0009,009
Applicable income taxes$110,0008,243
Income before extraordinary items$300,0008,376
Extraordinary gains, net$044
Net income$300,0008,378
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,513
Cash dividends$40,0007,339
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$300,7308,329
1996-12-31 (YTD Data)Rank
Total interest income$1,825,0009,616
Total interest expense$872,0009,405
Net interest income$953,0009,683
Provision for loan and lease losses$09,041
Total noninterest income$167,0008,742
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$137,0006,712
Trading account gains and feesNANA
Additional Noninterest Income$30,0009,839
Total noninterest expense$803,0009,417
Salaries and employee benefits$563,0008,386
Premises and equipment expense$96,0009,398
Additional noninterest expense$144,00010,616
Pre-tax net operating income$317,0009,016
Securities gains (losses)$-2,0009,485
Applicable income taxes$76,0009,229
Income before extraordinary items$239,0008,920
Extraordinary gains, net$053
Net income$239,0008,922
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$27,0006,315
Cash dividends$30,0007,843
Sale, conversion, retirement of capital stock, net$0953
Net operating income$240,5208,858
1995-12-31 (YTD Data)Rank
Total interest income$1,815,00010,015
Total interest expense$850,0009,788
Net interest income$965,00010,034
Provision for loan and lease losses$08,958
Total noninterest income$167,0009,008
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$131,0007,064
Trading account gains and feesNANA
Additional Noninterest Income$36,0009,923
Total noninterest expense$801,0009,765
Salaries and employee benefits$569,0008,570
Premises and equipment expense$93,0009,830
Additional noninterest expense$139,00011,195
Pre-tax net operating income$331,0009,528
Securities gains (losses)$03,831
Applicable income taxes$70,0009,795
Income before extraordinary items$261,0009,316
Extraordinary gains, net$065
Net income$261,0009,321
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-6,00010,436
Cash dividends$1,210,0001,756
Sale, conversion, retirement of capital stock, net$0809
Net operating income$261,0009,291
1994-12-31 (YTD Data)Rank
Total interest income$1,705,00010,347
Total interest expense$647,00010,366
Net interest income$1,058,00010,215
Provision for loan and lease losses$09,146
Total noninterest income$188,0008,957
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$123,0007,513
Trading account gains and feesNANA
Additional Noninterest Income$65,0008,873
Total noninterest expense$910,0009,735
Salaries and employee benefits$565,0008,847
Premises and equipment expense$102,0009,964
Additional noninterest expense$243,00010,615
Pre-tax net operating income$336,0009,856
Securities gains (losses)$03,600
Applicable income taxes$82,0009,759
Income before extraordinary items$254,0009,653
Extraordinary gains, net$0249
Net income$254,0009,665
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-6,00010,519
Cash dividends$30,0008,349
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$254,0009,721
1993-12-31 (YTD Data)Rank
Total interest income$1,758,00010,684
Total interest expense$651,00010,868
Net interest income$1,107,00010,378
Provision for loan and lease losses$010,371
Total noninterest income$201,0009,206
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$127,0007,664
Trading account gains and feesNANA
Additional Noninterest Income$74,0008,889
Total noninterest expense$931,00010,049
Salaries and employee benefits$546,0009,259
Premises and equipment expense$160,0008,641
Additional noninterest expense$225,00011,401
Pre-tax net operating income$377,0009,601
Securities gains (losses)$55,0003,253
Applicable income taxes$132,0009,038
Income before extraordinary items$300,0009,481
Extraordinary gains, net$03,149
Net income$300,0009,638
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-37,00012,492
Cash dividends$30,0008,419
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$262,0509,645
1992-12-31 (YTD Data)Rank
Total interest income$1,946,00011,001
Total interest expense$820,00011,238
Net interest income$1,126,00010,606
Provision for loan and lease losses$38,0009,593
Total noninterest income$195,0009,520
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$123,0007,877
Trading account gains and feesNANA
Additional Noninterest Income$72,0009,195
Total noninterest expense$881,00010,601
Salaries and employee benefits$528,0009,501
Premises and equipment expense$116,00010,180
Additional noninterest expense$237,00011,712
Pre-tax net operating income$402,0009,233
Securities gains (losses)$6,0006,913
Applicable income taxes$129,0009,137
Income before extraordinary items$279,0009,558
Extraordinary gains, net$01,422
Net income$279,0009,692
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$38,0008,127
Cash dividends$30,0008,198
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$274,9209,257

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.