Home > Bank of Canton of California > Income and Expense

Bank of Canton of California, Income and Expense

2001-12-31 (YTD Data)Rank
Total interest income$73,532,000492
Total interest expense$42,811,000424
Net interest income$30,721,000596
Provision for loan and lease losses$950,0001,300
Total noninterest income$2,030,0001,992
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$334,0003,893
Trading account gains and fees$0177
Additional Noninterest Income$1,696,0001,398
Total noninterest expense$12,731,0001,153
Salaries and employee benefits$8,156,000919
Premises and equipment expense$-1,599,0009,613
Additional noninterest expense$6,174,000811
Pre-tax net operating income$19,070,000444
Securities gains (losses)$1,759,000269
Applicable income taxes$8,372,000376
Income before extraordinary items$12,457,000485
Extraordinary gains, net$0105
Net income$12,457,000486
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$340,0002,050
Cash dividends$1,240,0001,921
Sale, conversion, retirement of capital stock, net$0922
Net operating income$11,331,240504
2000-12-31 (YTD Data)Rank
Total interest income$68,988,000555
Total interest expense$39,112,000508
Net interest income$29,876,000614
Provision for loan and lease losses$1,470,000777
Total noninterest income$1,933,0001,918
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$321,0003,856
Trading account gains and fees$0180
Additional Noninterest Income$1,612,0001,309
Total noninterest expense$12,934,0001,081
Salaries and employee benefits$7,662,000915
Premises and equipment expense$-503,0009,903
Additional noninterest expense$5,775,000858
Pre-tax net operating income$17,405,000499
Securities gains (losses)$-5,0007,961
Applicable income taxes$6,990,000435
Income before extraordinary items$10,410,000550
Extraordinary gains, net$038
Net income$10,410,000551
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$562,0001,136
Cash dividends$600,0003,185
Sale, conversion, retirement of capital stock, net$0969
Net operating income$10,413,200548
1999-12-31 (YTD Data)Rank
Total interest income$52,486,000666
Total interest expense$28,950,000577
Net interest income$23,536,000756
Provision for loan and lease losses$1,800,000614
Total noninterest income$2,463,0001,586
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$304,0003,949
Trading account gains and fees$0173
Additional Noninterest Income$2,159,0001,094
Total noninterest expense$12,264,0001,123
Salaries and employee benefits$7,848,000872
Premises and equipment expense$-378,00010,221
Additional noninterest expense$4,794,000988
Pre-tax net operating income$11,935,000703
Securities gains (losses)$1,315,000181
Applicable income taxes$5,300,000575
Income before extraordinary items$7,950,000744
Extraordinary gains, net$035
Net income$7,950,000744
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$872,000781
Cash dividends$560,0003,283
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$7,108,400796
1998-12-31 (YTD Data)Rank
Total interest income$53,318,000647
Total interest expense$31,033,000561
Net interest income$22,285,000775
Provision for loan and lease losses$900,0001,057
Total noninterest income$2,300,0001,654
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$324,0003,696
Trading account gains and fees$0224
Additional Noninterest Income$1,976,0001,168
Total noninterest expense$12,296,0001,075
Salaries and employee benefits$6,333,0001,034
Premises and equipment expense$648,0002,969
Additional noninterest expense$5,315,000915
Pre-tax net operating income$11,389,000700
Securities gains (losses)$04,449
Applicable income taxes$4,570,000620
Income before extraordinary items$6,819,000808
Extraordinary gains, net$032
Net income$6,819,000807
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$528,0001,208
Cash dividends$560,0003,270
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$6,819,000776
1997-12-31 (YTD Data)Rank
Total interest income$52,994,000669
Total interest expense$30,373,000575
Net interest income$22,621,000801
Provision for loan and lease losses$2,135,000558
Total noninterest income$2,163,0001,665
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$414,0003,132
Trading account gains and fees$0239
Additional Noninterest Income$1,749,0001,197
Total noninterest expense$11,164,0001,186
Salaries and employee benefits$5,941,0001,111
Premises and equipment expense$1,084,0001,830
Additional noninterest expense$4,139,0001,103
Pre-tax net operating income$11,485,000726
Securities gains (losses)$440,000458
Applicable income taxes$4,775,000624
Income before extraordinary items$7,150,000788
Extraordinary gains, net$044
Net income$7,150,000790
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,574,000582
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$6,868,400796
1996-12-31 (YTD Data)Rank
Total interest income$50,557,000727
Total interest expense$29,036,000635
Net interest income$21,521,000863
Provision for loan and lease losses$1,300,000827
Total noninterest income$3,166,0001,308
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$417,0003,226
Trading account gains and fees$0262
Additional Noninterest Income$2,749,000937
Total noninterest expense$13,040,0001,131
Salaries and employee benefits$5,692,0001,178
Premises and equipment expense$1,385,0001,463
Additional noninterest expense$5,963,000993
Pre-tax net operating income$10,347,000769
Securities gains (losses)$1,801,000165
Applicable income taxes$5,037,000581
Income before extraordinary items$7,111,000766
Extraordinary gains, net$053
Net income$7,111,000767
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,128,000835
Cash dividends$500,0003,368
Sale, conversion, retirement of capital stock, net$0953
Net operating income$5,958,360881
1995-12-31 (YTD Data)Rank
Total interest income$53,886,000721
Total interest expense$32,960,000606
Net interest income$20,926,000898
Provision for loan and lease losses$1,200,000822
Total noninterest income$2,843,0001,404
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$438,0003,076
Trading account gains and fees$0522
Additional Noninterest Income$2,405,0001,011
Total noninterest expense$14,625,0001,023
Salaries and employee benefits$8,075,000860
Premises and equipment expense$1,418,0001,448
Additional noninterest expense$5,132,0001,098
Pre-tax net operating income$7,944,000986
Securities gains (losses)$-71,00011,352
Applicable income taxes$1,379,0001,773
Income before extraordinary items$6,494,000860
Extraordinary gains, net$065
Net income$6,494,000859
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$730,0001,087
Cash dividends$400,0003,839
Sale, conversion, retirement of capital stock, net$0809
Net operating income$6,552,220843
1994-12-31 (YTD Data)Rank
Total interest income$45,724,000756
Total interest expense$24,494,000608
Net interest income$21,230,000879
Provision for loan and lease losses$1,070,000886
Total noninterest income$2,149,0001,750
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$163,0006,588
Trading account gains and fees$0475
Additional Noninterest Income$1,986,0001,136
Total noninterest expense$12,830,0001,170
Salaries and employee benefits$5,927,0001,134
Premises and equipment expense$1,086,0001,881
Additional noninterest expense$5,817,0001,038
Pre-tax net operating income$9,479,000829
Securities gains (losses)$1,864,00098
Applicable income taxes$4,690,000608
Income before extraordinary items$6,653,000801
Extraordinary gains, net$0249
Net income$6,653,000802
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,212,000527
Cash dividends$400,0003,689
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$5,460,040949
1993-12-31 (YTD Data)Rank
Total interest income$42,854,000790
Total interest expense$21,044,000687
Net interest income$21,810,000862
Provision for loan and lease losses$503,0002,077
Total noninterest income$2,525,0001,669
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$165,0006,730
Trading account gains and fees$38,000345
Additional Noninterest Income$2,322,0001,149
Total noninterest expense$13,009,0001,193
Salaries and employee benefits$5,807,0001,166
Premises and equipment expense$1,740,0001,233
Additional noninterest expense$5,462,0001,186
Pre-tax net operating income$10,823,000669
Securities gains (losses)$1,481,000396
Applicable income taxes$5,130,000526
Income before extraordinary items$7,174,000729
Extraordinary gains, net$9,044,00032
Net income$16,218,000375
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$291,0002,520
Cash dividends$400,0003,627
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$6,226,160798
1992-12-31 (YTD Data)Rank
Total interest income$47,178,000823
Total interest expense$25,215,000744
Net interest income$21,963,000866
Provision for loan and lease losses$2,000,0001,148
Total noninterest income$2,945,0001,464
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$174,0006,517
Trading account gains and fees$9,000417
Additional Noninterest Income$2,762,0001,017
Total noninterest expense$16,244,0001,004
Salaries and employee benefits$5,253,0001,284
Premises and equipment expense$1,419,0001,509
Additional noninterest expense$9,572,000798
Pre-tax net operating income$6,664,000973
Securities gains (losses)$5,213,000200
Applicable income taxes$4,917,000480
Income before extraordinary items$6,960,000679
Extraordinary gains, net$01,422
Net income$6,960,000676
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,167,0001,419
Cash dividends$360,0003,572
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$3,623,6801,188

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.