Home > Bank of Canton > Income and Expense
Bank of Canton, Income and Expense
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,045,000 | 5,767 |
| Total interest expense | $465,000 | 5,024 |
| Net interest income | $580,000 | 6,056 |
| Provision for loan and lease losses | $30,000 | 5,394 |
| Total noninterest income | $89,000 | 5,403 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $34,000 | 5,303 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $55,000 | 4,661 |
| Total noninterest expense | $837,000 | 4,822 |
| Salaries and employee benefits | $275,000 | 6,180 |
| Premises and equipment expense | $43,000 | 6,870 |
| Additional noninterest expense | $519,000 | 2,912 |
| Pre-tax net operating income | $-198,000 | 6,884 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-198,000 | 7,029 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-198,000 | 7,030 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-198,000 | 7,030 |
| Net charge-offs | $9,000 | 4,815 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-198,000 | 6,952 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $4,780,000 | 5,587 |
| Total interest expense | $2,476,000 | 4,775 |
| Net interest income | $2,304,000 | 6,092 |
| Provision for loan and lease losses | $360,000 | 4,303 |
| Total noninterest income | $423,000 | 5,176 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $164,000 | 5,150 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $259,000 | 4,363 |
| Total noninterest expense | $2,498,000 | 5,648 |
| Salaries and employee benefits | $1,080,000 | 6,250 |
| Premises and equipment expense | $179,000 | 6,869 |
| Additional noninterest expense | $1,239,000 | 4,188 |
| Pre-tax net operating income | $-131,000 | 6,485 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-85,000 | 7,048 |
| Income before extraordinary items | $-46,000 | 6,301 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-46,000 | 6,301 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $189,000 | 4,162 |
| Cash dividends | $131,000 | 4,807 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-46,000 | 6,448 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $3,650,000 | 5,609 |
| Total interest expense | $1,903,000 | 4,821 |
| Net interest income | $1,747,000 | 6,116 |
| Provision for loan and lease losses | $360,000 | 3,240 |
| Total noninterest income | $293,000 | 5,413 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $123,000 | 5,189 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $170,000 | 4,747 |
| Total noninterest expense | $1,873,000 | 5,652 |
| Salaries and employee benefits | $797,000 | 6,296 |
| Premises and equipment expense | $130,000 | 6,963 |
| Additional noninterest expense | $946,000 | 4,035 |
| Pre-tax net operating income | $-193,000 | 7,016 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $-193,000 | 6,895 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-193,000 | 6,893 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $172,000 | 3,252 |
| Cash dividends | $131,000 | 4,216 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-193,000 | 7,070 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,474,000 | 5,632 |
| Total interest expense | $1,351,000 | 4,792 |
| Net interest income | $1,123,000 | 6,215 |
| Provision for loan and lease losses | $60,000 | 4,901 |
| Total noninterest income | $192,000 | 5,511 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $81,000 | 5,221 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $111,000 | 4,867 |
| Total noninterest expense | $1,243,000 | 5,698 |
| Salaries and employee benefits | $533,000 | 6,341 |
| Premises and equipment expense | $91,000 | 6,912 |
| Additional noninterest expense | $619,000 | 4,088 |
| Pre-tax net operating income | $12,000 | 6,874 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $12,000 | 6,938 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $12,000 | 6,938 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $152,000 | 2,536 |
| Cash dividends | $107,000 | 4,035 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $12,000 | 6,889 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,266,000 | 5,664 |
| Total interest expense | $650,000 | 5,074 |
| Net interest income | $616,000 | 6,034 |
| Provision for loan and lease losses | $30,000 | 4,346 |
| Total noninterest income | $87,000 | 5,705 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $39,000 | 5,270 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $48,000 | 5,134 |
| Total noninterest expense | $619,000 | 5,723 |
| Salaries and employee benefits | $270,000 | 6,344 |
| Premises and equipment expense | $46,000 | 6,918 |
| Additional noninterest expense | $303,000 | 4,084 |
| Pre-tax net operating income | $54,000 | 6,559 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $7,000 | 4,983 |
| Income before extraordinary items | $47,000 | 6,627 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $47,000 | 6,628 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 2,177 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $47,000 | 6,530 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $5,393,000 | 5,510 |
| Total interest expense | $2,647,000 | 5,106 |
| Net interest income | $2,746,000 | 5,718 |
| Provision for loan and lease losses | $215,000 | 3,755 |
| Total noninterest income | $403,000 | 5,475 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $202,000 | 4,893 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $201,000 | 5,045 |
| Total noninterest expense | $2,396,000 | 5,744 |
| Salaries and employee benefits | $1,076,000 | 6,275 |
| Premises and equipment expense | $171,000 | 7,026 |
| Additional noninterest expense | $1,149,000 | 4,202 |
| Pre-tax net operating income | $538,000 | 5,867 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $153,000 | 4,108 |
| Income before extraordinary items | $385,000 | 6,105 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $385,000 | 6,105 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 4,768 |
| Cash dividends | $215,000 | 4,813 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $385,000 | 6,096 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $3,972,000 | 5,582 |
| Total interest expense | $1,996,000 | 5,120 |
| Net interest income | $1,976,000 | 5,877 |
| Provision for loan and lease losses | $90,000 | 4,255 |
| Total noninterest income | $298,000 | 5,554 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $152,000 | 4,898 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $146,000 | 5,142 |
| Total noninterest expense | $1,767,000 | 5,748 |
| Salaries and employee benefits | $807,000 | 6,269 |
| Premises and equipment expense | $129,000 | 6,999 |
| Additional noninterest expense | $831,000 | 4,264 |
| Pre-tax net operating income | $417,000 | 6,092 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $113,000 | 4,327 |
| Income before extraordinary items | $304,000 | 6,299 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $304,000 | 6,295 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,536 |
| Cash dividends | $107,000 | 4,628 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $304,000 | 6,294 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,690,000 | 5,571 |
| Total interest expense | $1,329,000 | 5,130 |
| Net interest income | $1,361,000 | 5,825 |
| Provision for loan and lease losses | $60,000 | 3,990 |
| Total noninterest income | $195,000 | 5,625 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $99,000 | 4,965 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $96,000 | 5,200 |
| Total noninterest expense | $1,169,000 | 5,807 |
| Salaries and employee benefits | $540,000 | 6,314 |
| Premises and equipment expense | $88,000 | 6,986 |
| Additional noninterest expense | $541,000 | 4,325 |
| Pre-tax net operating income | $327,000 | 5,885 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $90,000 | 4,229 |
| Income before extraordinary items | $237,000 | 6,105 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $237,000 | 6,104 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 7,675 |
| Cash dividends | $107,000 | 4,255 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $237,000 | 6,094 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,323,000 | 5,625 |
| Total interest expense | $652,000 | 5,158 |
| Net interest income | $671,000 | 5,862 |
| Provision for loan and lease losses | $30,000 | 3,737 |
| Total noninterest income | $88,000 | 5,796 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $42,000 | 5,203 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $46,000 | 5,273 |
| Total noninterest expense | $572,000 | 5,892 |
| Salaries and employee benefits | $268,000 | 6,367 |
| Premises and equipment expense | $43,000 | 7,057 |
| Additional noninterest expense | $261,000 | 4,396 |
| Pre-tax net operating income | $157,000 | 5,984 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $43,000 | 4,278 |
| Income before extraordinary items | $114,000 | 6,184 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $114,000 | 6,183 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,660 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $114,000 | 6,167 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $4,968,000 | 5,576 |
| Total interest expense | $2,181,000 | 5,177 |
| Net interest income | $2,787,000 | 5,736 |
| Provision for loan and lease losses | $120,000 | 4,374 |
| Total noninterest income | $399,000 | 5,613 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $197,000 | 5,025 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $202,000 | 5,109 |
| Total noninterest expense | $2,297,000 | 5,742 |
| Salaries and employee benefits | $1,062,000 | 6,260 |
| Premises and equipment expense | $194,000 | 6,790 |
| Additional noninterest expense | $1,041,000 | 4,380 |
| Pre-tax net operating income | $769,000 | 5,728 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $225,000 | 4,171 |
| Income before extraordinary items | $544,000 | 6,006 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $544,000 | 6,007 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $75,000 | 3,522 |
| Cash dividends | $220,000 | 4,843 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $544,000 | 6,004 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $3,650,000 | 5,636 |
| Total interest expense | $1,564,000 | 5,221 |
| Net interest income | $2,086,000 | 5,795 |
| Provision for loan and lease losses | $90,000 | 4,225 |
| Total noninterest income | $294,000 | 5,667 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $147,000 | 5,073 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $147,000 | 5,173 |
| Total noninterest expense | $1,677,000 | 5,817 |
| Salaries and employee benefits | $783,000 | 6,282 |
| Premises and equipment expense | $154,000 | 6,694 |
| Additional noninterest expense | $740,000 | 4,536 |
| Pre-tax net operating income | $613,000 | 5,809 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $183,000 | 4,245 |
| Income before extraordinary items | $430,000 | 6,090 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $430,000 | 6,090 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 3,812 |
| Cash dividends | $105,000 | 4,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $430,000 | 6,086 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,348,000 | 5,707 |
| Total interest expense | $966,000 | 5,320 |
| Net interest income | $1,382,000 | 5,835 |
| Provision for loan and lease losses | $60,000 | 4,062 |
| Total noninterest income | $180,000 | 5,854 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $86,000 | 5,323 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $94,000 | 5,267 |
| Total noninterest expense | $1,108,000 | 5,862 |
| Salaries and employee benefits | $518,000 | 6,340 |
| Premises and equipment expense | $110,000 | 6,558 |
| Additional noninterest expense | $480,000 | 4,615 |
| Pre-tax net operating income | $394,000 | 5,930 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $97,000 | 4,544 |
| Income before extraordinary items | $297,000 | 6,031 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $297,000 | 6,030 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 3,025 |
| Cash dividends | $105,000 | 4,297 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $297,000 | 6,027 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,119,000 | 5,799 |
| Total interest expense | $450,000 | 5,392 |
| Net interest income | $669,000 | 5,940 |
| Provision for loan and lease losses | $30,000 | 3,822 |
| Total noninterest income | $83,000 | 5,997 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $34,000 | 5,706 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $49,000 | 5,161 |
| Total noninterest expense | $546,000 | 5,923 |
| Salaries and employee benefits | $256,000 | 6,393 |
| Premises and equipment expense | $66,000 | 6,124 |
| Additional noninterest expense | $224,000 | 4,827 |
| Pre-tax net operating income | $176,000 | 6,095 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $49,000 | 4,519 |
| Income before extraordinary items | $127,000 | 6,304 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $127,000 | 6,304 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $127,000 | 6,301 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,089,000 | 5,762 |
| Total interest expense | $1,564,000 | 5,128 |
| Net interest income | $2,525,000 | 6,019 |
| Provision for loan and lease losses | $120,000 | 4,465 |
| Total noninterest income | $365,000 | 5,920 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $171,000 | 5,373 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $194,000 | 5,225 |
| Total noninterest expense | $2,346,000 | 5,580 |
| Salaries and employee benefits | $1,081,000 | 6,130 |
| Premises and equipment expense | $252,000 | 6,191 |
| Additional noninterest expense | $1,013,000 | 4,381 |
| Pre-tax net operating income | $424,000 | 6,991 |
| Securities gains (losses) | $-10,000 | 7,535 |
| Applicable income taxes | $106,000 | 5,329 |
| Income before extraordinary items | $308,000 | 7,150 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $308,000 | 7,151 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 4,965 |
| Cash dividends | $212,000 | 4,828 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $315,400 | 7,093 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,989,000 | 5,809 |
| Total interest expense | $1,120,000 | 5,128 |
| Net interest income | $1,869,000 | 6,086 |
| Provision for loan and lease losses | $90,000 | 4,305 |
| Total noninterest income | $263,000 | 6,046 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $123,000 | 5,482 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $140,000 | 5,313 |
| Total noninterest expense | $1,715,000 | 5,630 |
| Salaries and employee benefits | $811,000 | 6,087 |
| Premises and equipment expense | $147,000 | 6,762 |
| Additional noninterest expense | $757,000 | 4,365 |
| Pre-tax net operating income | $327,000 | 7,082 |
| Securities gains (losses) | $-10,000 | 7,915 |
| Applicable income taxes | $80,000 | 5,440 |
| Income before extraordinary items | $237,000 | 7,258 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $237,000 | 7,259 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 4,195 |
| Cash dividends | $104,000 | 4,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $244,500 | 7,175 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,934,000 | 5,841 |
| Total interest expense | $709,000 | 5,110 |
| Net interest income | $1,225,000 | 6,117 |
| Provision for loan and lease losses | $60,000 | 4,115 |
| Total noninterest income | $166,000 | 6,144 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $74,000 | 5,641 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $92,000 | 5,342 |
| Total noninterest expense | $1,142,000 | 5,625 |
| Salaries and employee benefits | $546,000 | 6,071 |
| Premises and equipment expense | $98,000 | 6,741 |
| Additional noninterest expense | $498,000 | 4,387 |
| Pre-tax net operating income | $189,000 | 7,281 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $48,000 | 5,551 |
| Income before extraordinary items | $141,000 | 7,421 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $141,000 | 7,422 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 4,134 |
| Cash dividends | $104,000 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $141,000 | 7,377 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $945,000 | 5,902 |
| Total interest expense | $334,000 | 5,183 |
| Net interest income | $611,000 | 6,174 |
| Provision for loan and lease losses | $30,000 | 3,913 |
| Total noninterest income | $79,000 | 6,196 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $33,000 | 5,810 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $46,000 | 5,356 |
| Total noninterest expense | $569,000 | 5,672 |
| Salaries and employee benefits | $275,000 | 6,076 |
| Premises and equipment expense | $50,000 | 6,770 |
| Additional noninterest expense | $244,000 | 4,430 |
| Pre-tax net operating income | $91,000 | 7,352 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $21,000 | 5,628 |
| Income before extraordinary items | $70,000 | 7,428 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $70,000 | 7,427 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 3,609 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $70,000 | 7,397 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,401,000 | 6,055 |
| Total interest expense | $1,036,000 | 5,557 |
| Net interest income | $2,365,000 | 6,169 |
| Provision for loan and lease losses | $102,000 | 4,943 |
| Total noninterest income | $309,000 | 6,338 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $127,000 | 6,082 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $182,000 | 5,305 |
| Total noninterest expense | $1,999,000 | 6,005 |
| Salaries and employee benefits | $935,000 | 6,486 |
| Premises and equipment expense | $164,000 | 7,181 |
| Additional noninterest expense | $900,000 | 4,698 |
| Pre-tax net operating income | $573,000 | 6,479 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $148,000 | 5,120 |
| Income before extraordinary items | $425,000 | 6,651 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $425,000 | 6,653 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 5,046 |
| Cash dividends | $216,000 | 4,775 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $425,000 | 6,593 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,490,000 | 6,121 |
| Total interest expense | $736,000 | 5,684 |
| Net interest income | $1,754,000 | 6,207 |
| Provision for loan and lease losses | $77,000 | 4,765 |
| Total noninterest income | $235,000 | 6,355 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $95,000 | 6,138 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $140,000 | 5,263 |
| Total noninterest expense | $1,425,000 | 6,131 |
| Salaries and employee benefits | $660,000 | 6,642 |
| Premises and equipment expense | $116,000 | 7,243 |
| Additional noninterest expense | $649,000 | 4,789 |
| Pre-tax net operating income | $487,000 | 6,375 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $137,000 | 4,960 |
| Income before extraordinary items | $350,000 | 6,609 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $350,000 | 6,610 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 4,285 |
| Cash dividends | $112,000 | 4,547 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $350,000 | 6,538 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,647,000 | 6,163 |
| Total interest expense | $485,000 | 5,730 |
| Net interest income | $1,162,000 | 6,255 |
| Provision for loan and lease losses | $51,000 | 4,664 |
| Total noninterest income | $155,000 | 6,396 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $62,000 | 6,192 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $93,000 | 5,304 |
| Total noninterest expense | $916,000 | 6,302 |
| Salaries and employee benefits | $414,000 | 6,853 |
| Premises and equipment expense | $83,000 | 7,150 |
| Additional noninterest expense | $419,000 | 4,901 |
| Pre-tax net operating income | $350,000 | 6,183 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $98,000 | 4,866 |
| Income before extraordinary items | $252,000 | 6,425 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $252,000 | 6,425 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 4,214 |
| Cash dividends | $113,000 | 4,093 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $252,000 | 6,329 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $823,000 | 6,183 |
| Total interest expense | $246,000 | 5,755 |
| Net interest income | $577,000 | 6,270 |
| Provision for loan and lease losses | $26,000 | 4,484 |
| Total noninterest income | $74,000 | 6,458 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $30,000 | 6,194 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $44,000 | 5,375 |
| Total noninterest expense | $446,000 | 6,439 |
| Salaries and employee benefits | $197,000 | 7,026 |
| Premises and equipment expense | $42,000 | 7,151 |
| Additional noninterest expense | $207,000 | 4,938 |
| Pre-tax net operating income | $179,000 | 6,077 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $49,000 | 4,865 |
| Income before extraordinary items | $130,000 | 6,333 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $130,000 | 6,332 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 3,346 |
| Cash dividends | $5,000 | 3,815 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $130,000 | 6,216 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,403,000 | 6,125 |
| Total interest expense | $1,108,000 | 5,821 |
| Net interest income | $2,295,000 | 6,188 |
| Provision for loan and lease losses | $84,000 | 5,577 |
| Total noninterest income | $304,000 | 6,571 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $137,000 | 6,036 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $167,000 | 5,630 |
| Total noninterest expense | $1,876,000 | 6,205 |
| Salaries and employee benefits | $904,000 | 6,583 |
| Premises and equipment expense | $124,000 | 7,752 |
| Additional noninterest expense | $848,000 | 4,858 |
| Pre-tax net operating income | $639,000 | 6,202 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $170,000 | 5,129 |
| Income before extraordinary items | $469,000 | 6,479 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $469,000 | 6,484 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 4,532 |
| Cash dividends | $224,000 | 4,800 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $469,000 | 6,322 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,554,000 | 6,190 |
| Total interest expense | $851,000 | 5,899 |
| Net interest income | $1,703,000 | 6,252 |
| Provision for loan and lease losses | $63,000 | 5,456 |
| Total noninterest income | $207,000 | 6,802 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $100,000 | 6,127 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $107,000 | 5,950 |
| Total noninterest expense | $1,404,000 | 6,168 |
| Salaries and employee benefits | $678,000 | 6,564 |
| Premises and equipment expense | $96,000 | 7,711 |
| Additional noninterest expense | $630,000 | 4,842 |
| Pre-tax net operating income | $443,000 | 6,535 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $112,000 | 5,453 |
| Income before extraordinary items | $331,000 | 6,765 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $331,000 | 6,766 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 4,672 |
| Cash dividends | $104,000 | 4,678 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $331,000 | 6,590 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,714,000 | 6,215 |
| Total interest expense | $583,000 | 5,939 |
| Net interest income | $1,131,000 | 6,269 |
| Provision for loan and lease losses | $42,000 | 5,388 |
| Total noninterest income | $136,000 | 6,829 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $64,000 | 6,188 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $72,000 | 5,940 |
| Total noninterest expense | $951,000 | 6,147 |
| Salaries and employee benefits | $454,000 | 6,580 |
| Premises and equipment expense | $70,000 | 7,554 |
| Additional noninterest expense | $427,000 | 4,778 |
| Pre-tax net operating income | $274,000 | 6,668 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $68,000 | 5,588 |
| Income before extraordinary items | $206,000 | 6,909 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $206,000 | 6,913 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 3,822 |
| Cash dividends | $104,000 | 4,199 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $206,000 | 6,710 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $860,000 | 6,242 |
| Total interest expense | $300,000 | 5,934 |
| Net interest income | $560,000 | 6,287 |
| Provision for loan and lease losses | $21,000 | 5,171 |
| Total noninterest income | $63,000 | 6,928 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $30,000 | 6,255 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $33,000 | 6,044 |
| Total noninterest expense | $457,000 | 6,297 |
| Salaries and employee benefits | $222,000 | 6,661 |
| Premises and equipment expense | $35,000 | 7,597 |
| Additional noninterest expense | $200,000 | 4,959 |
| Pre-tax net operating income | $145,000 | 6,529 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $36,000 | 5,525 |
| Income before extraordinary items | $109,000 | 6,730 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $109,000 | 6,731 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 4,384 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $109,000 | 6,561 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,478,000 | 6,362 |
| Total interest expense | $1,441,000 | 5,855 |
| Net interest income | $2,037,000 | 6,570 |
| Provision for loan and lease losses | $66,000 | 6,366 |
| Total noninterest income | $210,000 | 7,211 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $117,000 | 6,301 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $93,000 | 6,581 |
| Total noninterest expense | $1,657,000 | 6,551 |
| Salaries and employee benefits | $845,000 | 6,716 |
| Premises and equipment expense | $99,000 | 8,178 |
| Additional noninterest expense | $713,000 | 5,349 |
| Pre-tax net operating income | $524,000 | 6,682 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $149,000 | 5,532 |
| Income before extraordinary items | $375,000 | 6,960 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $375,000 | 6,961 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 5,634 |
| Cash dividends | $214,000 | 4,812 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $375,000 | 6,833 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,614,000 | 6,667 |
| Total interest expense | $1,652,000 | 6,690 |
| Net interest income | $1,962,000 | 6,489 |
| Provision for loan and lease losses | $79,000 | 6,023 |
| Total noninterest income | $177,000 | 7,554 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $106,000 | 6,467 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $71,000 | 7,088 |
| Total noninterest expense | $1,594,000 | 6,593 |
| Salaries and employee benefits | $815,000 | 6,714 |
| Premises and equipment expense | $78,000 | 8,660 |
| Additional noninterest expense | $701,000 | 5,298 |
| Pre-tax net operating income | $466,000 | 6,687 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $89,000 | 6,140 |
| Income before extraordinary items | $377,000 | 6,703 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $377,000 | 6,704 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $91,000 | 4,205 |
| Cash dividends | $209,000 | 4,944 |
| Sale, conversion, retirement of capital stock, net | $-638,000 | 9,559 |
| Net operating income | $377,000 | 6,570 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,486,000 | 6,945 |
| Total interest expense | $1,442,000 | 7,275 |
| Net interest income | $2,044,000 | 6,503 |
| Provision for loan and lease losses | $19,000 | 7,668 |
| Total noninterest income | $222,000 | 7,052 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $110,000 | 6,393 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $112,000 | 6,168 |
| Total noninterest expense | $1,462,000 | 6,843 |
| Salaries and employee benefits | $629,000 | 7,547 |
| Premises and equipment expense | $87,000 | 8,667 |
| Additional noninterest expense | $746,000 | 4,962 |
| Pre-tax net operating income | $785,000 | 5,923 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $228,000 | 5,154 |
| Income before extraordinary items | $557,000 | 6,047 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $557,000 | 6,045 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 4,534 |
| Cash dividends | $215,000 | 5,017 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $557,000 | 6,053 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,474,000 | 6,854 |
| Total interest expense | $1,462,000 | 7,072 |
| Net interest income | $2,012,000 | 6,628 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $229,000 | 7,154 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $98,000 | 6,750 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $131,000 | 5,941 |
| Total noninterest expense | $1,636,000 | 6,452 |
| Salaries and employee benefits | $803,000 | 6,739 |
| Premises and equipment expense | $82,000 | 8,984 |
| Additional noninterest expense | $751,000 | 5,010 |
| Pre-tax net operating income | $605,000 | 6,693 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $170,000 | 6,037 |
| Income before extraordinary items | $435,000 | 6,789 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $435,000 | 6,786 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-19,000 | 9,601 |
| Cash dividends | $209,000 | 5,156 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $435,000 | 6,762 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,401,000 | 7,058 |
| Total interest expense | $1,416,000 | 7,384 |
| Net interest income | $1,985,000 | 6,700 |
| Provision for loan and lease losses | $23,000 | 7,650 |
| Total noninterest income | $132,000 | 8,511 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $106,000 | 6,748 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $26,000 | 9,196 |
| Total noninterest expense | $1,445,000 | 6,839 |
| Salaries and employee benefits | $748,000 | 6,928 |
| Premises and equipment expense | $87,000 | 8,995 |
| Additional noninterest expense | $610,000 | 5,696 |
| Pre-tax net operating income | $649,000 | 6,686 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $201,000 | 6,170 |
| Income before extraordinary items | $448,000 | 6,927 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $448,000 | 6,924 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 5,812 |
| Cash dividends | $197,000 | 5,436 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $448,000 | 6,827 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,320,000 | 7,384 |
| Total interest expense | $1,324,000 | 7,794 |
| Net interest income | $1,996,000 | 6,917 |
| Provision for loan and lease losses | $37,000 | 7,107 |
| Total noninterest income | $158,000 | 8,453 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $116,000 | 6,863 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $42,000 | 8,774 |
| Total noninterest expense | $1,301,000 | 7,332 |
| Salaries and employee benefits | $654,000 | 7,580 |
| Premises and equipment expense | $98,000 | 9,012 |
| Additional noninterest expense | $549,000 | 6,124 |
| Pre-tax net operating income | $816,000 | 6,473 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $272,000 | 6,008 |
| Income before extraordinary items | $544,000 | 6,711 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $544,000 | 6,713 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,408 |
| Cash dividends | $160,000 | 5,769 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $544,000 | 6,651 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,258,000 | 7,652 |
| Total interest expense | $1,356,000 | 7,941 |
| Net interest income | $1,902,000 | 7,348 |
| Provision for loan and lease losses | $61,000 | 6,063 |
| Total noninterest income | $154,000 | 8,948 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $115,000 | 7,175 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $39,000 | 9,409 |
| Total noninterest expense | $1,326,000 | 7,584 |
| Salaries and employee benefits | $682,000 | 7,640 |
| Premises and equipment expense | $90,000 | 9,558 |
| Additional noninterest expense | $554,000 | 6,651 |
| Pre-tax net operating income | $669,000 | 7,073 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $224,000 | 6,786 |
| Income before extraordinary items | $445,000 | 7,271 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $445,000 | 7,273 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 6,197 |
| Cash dividends | $118,000 | 6,444 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $445,000 | 7,213 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,157,000 | 8,001 |
| Total interest expense | $1,249,000 | 8,431 |
| Net interest income | $1,908,000 | 7,515 |
| Provision for loan and lease losses | $57,000 | 5,968 |
| Total noninterest income | $166,000 | 9,032 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $120,000 | 7,313 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $46,000 | 9,426 |
| Total noninterest expense | $1,351,000 | 7,730 |
| Salaries and employee benefits | $659,000 | 7,997 |
| Premises and equipment expense | $157,000 | 8,098 |
| Additional noninterest expense | $535,000 | 6,995 |
| Pre-tax net operating income | $666,000 | 7,502 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $222,000 | 7,058 |
| Income before extraordinary items | $444,000 | 7,690 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $444,000 | 7,691 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 7,374 |
| Cash dividends | $97,000 | 6,915 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $444,000 | 7,662 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,117,000 | 7,863 |
| Total interest expense | $1,166,000 | 8,036 |
| Net interest income | $1,951,000 | 7,681 |
| Provision for loan and lease losses | $65,000 | 5,465 |
| Total noninterest income | $147,000 | 9,754 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $118,000 | 7,644 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $29,000 | 10,859 |
| Total noninterest expense | $1,418,000 | 7,858 |
| Salaries and employee benefits | $650,000 | 8,270 |
| Premises and equipment expense | $92,000 | 10,281 |
| Additional noninterest expense | $676,000 | 6,499 |
| Pre-tax net operating income | $615,000 | 7,921 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $193,000 | 7,460 |
| Income before extraordinary items | $422,000 | 7,970 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $422,000 | 7,979 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 5,977 |
| Cash dividends | $83,000 | 7,255 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $422,000 | 8,014 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,197,000 | 8,016 |
| Total interest expense | $1,394,000 | 7,567 |
| Net interest income | $1,803,000 | 8,243 |
| Provision for loan and lease losses | $82,000 | 6,278 |
| Total noninterest income | $156,000 | 10,093 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $104,000 | 8,262 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $52,000 | 9,987 |
| Total noninterest expense | $1,389,000 | 8,225 |
| Salaries and employee benefits | $611,000 | 8,715 |
| Premises and equipment expense | $152,000 | 8,840 |
| Additional noninterest expense | $626,000 | 7,119 |
| Pre-tax net operating income | $488,000 | 8,740 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $106,000 | 9,601 |
| Income before extraordinary items | $382,000 | 8,619 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $382,000 | 8,781 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 7,294 |
| Cash dividends | $91,000 | 7,109 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $382,000 | 8,357 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,317,000 | 8,447 |
| Total interest expense | $1,764,000 | 7,721 |
| Net interest income | $1,553,000 | 9,107 |
| Provision for loan and lease losses | $68,000 | 8,314 |
| Total noninterest income | $109,000 | 11,481 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $78,000 | 9,234 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $31,000 | 11,703 |
| Total noninterest expense | $1,276,000 | 8,738 |
| Salaries and employee benefits | $577,000 | 9,014 |
| Premises and equipment expense | $166,000 | 8,671 |
| Additional noninterest expense | $533,000 | 8,167 |
| Pre-tax net operating income | $318,000 | 9,959 |
| Securities gains (losses) | $13,000 | 6,142 |
| Applicable income taxes | $100,000 | 9,918 |
| Income before extraordinary items | $231,000 | 10,166 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $231,000 | 10,308 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $91,000 | 6,145 |
| Cash dividends | $71,000 | 7,223 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $221,900 | 9,955 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.