Home > Bank of Caneyville > Income and Expense
Bank of Caneyville, Income and Expense
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $1,167,000 | 5,524 |
| Total interest expense | $181,000 | 4,796 |
| Net interest income | $986,000 | 5,561 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $85,000 | 5,493 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $59,000 | 4,836 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $26,000 | 5,518 |
| Total noninterest expense | $762,000 | 5,619 |
| Salaries and employee benefits | $367,000 | 5,696 |
| Premises and equipment expense | $67,000 | 5,604 |
| Additional noninterest expense | $328,000 | 5,381 |
| Pre-tax net operating income | $309,000 | 5,039 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $0 | 4,325 |
| Income before extraordinary items | $309,000 | 4,965 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $309,000 | 4,965 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $309,000 | 4,965 |
| Net charge-offs | $0 | 3,952 |
| Cash dividends | $307,000 | 2,867 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $309,000 | 4,914 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $784,000 | 5,571 |
| Total interest expense | $123,000 | 4,806 |
| Net interest income | $661,000 | 5,621 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $54,000 | 5,560 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $36,000 | 4,951 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $18,000 | 5,565 |
| Total noninterest expense | $533,000 | 5,651 |
| Salaries and employee benefits | $240,000 | 5,773 |
| Premises and equipment expense | $46,000 | 5,664 |
| Additional noninterest expense | $247,000 | 5,322 |
| Pre-tax net operating income | $182,000 | 5,153 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $182,000 | 5,079 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $182,000 | 5,079 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $182,000 | 5,079 |
| Net charge-offs | $0 | 3,689 |
| Cash dividends | $180,000 | 2,931 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $182,000 | 5,022 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $388,000 | 5,638 |
| Total interest expense | $63,000 | 4,808 |
| Net interest income | $325,000 | 5,695 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $26,000 | 5,610 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $18,000 | 4,938 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $8,000 | 5,642 |
| Total noninterest expense | $276,000 | 5,681 |
| Salaries and employee benefits | $116,000 | 5,840 |
| Premises and equipment expense | $25,000 | 5,632 |
| Additional noninterest expense | $135,000 | 5,259 |
| Pre-tax net operating income | $75,000 | 5,261 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $75,000 | 5,220 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $75,000 | 5,221 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $75,000 | 5,221 |
| Net charge-offs | $0 | 3,094 |
| Cash dividends | $100,000 | 2,368 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $75,000 | 5,162 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $1,577,000 | 5,670 |
| Total interest expense | $290,000 | 4,677 |
| Net interest income | $1,287,000 | 5,731 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $123,000 | 5,567 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $91,000 | 4,825 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $32,000 | 5,678 |
| Total noninterest expense | $1,066,000 | 5,764 |
| Salaries and employee benefits | $497,000 | 5,861 |
| Premises and equipment expense | $109,000 | 5,684 |
| Additional noninterest expense | $460,000 | 5,485 |
| Pre-tax net operating income | $344,000 | 5,196 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $344,000 | 5,149 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $344,000 | 5,153 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $344,000 | 5,153 |
| Net charge-offs | $0 | 4,462 |
| Cash dividends | $270,000 | 3,499 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $344,000 | 5,098 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $1,168,000 | 5,755 |
| Total interest expense | $224,000 | 4,691 |
| Net interest income | $944,000 | 5,822 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $88,000 | 5,672 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $65,000 | 4,930 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $23,000 | 5,762 |
| Total noninterest expense | $723,000 | 5,899 |
| Salaries and employee benefits | $345,000 | 5,969 |
| Premises and equipment expense | $72,000 | 5,831 |
| Additional noninterest expense | $306,000 | 5,669 |
| Pre-tax net operating income | $309,000 | 5,198 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $309,000 | 5,100 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $309,000 | 5,104 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $309,000 | 5,106 |
| Net charge-offs | $0 | 4,182 |
| Cash dividends | $270,000 | 2,902 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $309,000 | 5,046 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $777,000 | 5,806 |
| Total interest expense | $151,000 | 4,718 |
| Net interest income | $626,000 | 5,882 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $54,000 | 5,785 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $39,000 | 5,068 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $15,000 | 5,818 |
| Total noninterest expense | $495,000 | 5,948 |
| Salaries and employee benefits | $232,000 | 6,036 |
| Premises and equipment expense | $49,000 | 5,877 |
| Additional noninterest expense | $214,000 | 5,657 |
| Pre-tax net operating income | $185,000 | 5,297 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $185,000 | 5,192 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $185,000 | 5,194 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $185,000 | 5,196 |
| Net charge-offs | $0 | 3,893 |
| Cash dividends | $210,000 | 2,727 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $185,000 | 5,150 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $385,000 | 5,868 |
| Total interest expense | $77,000 | 4,734 |
| Net interest income | $308,000 | 5,946 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $26,000 | 5,836 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $19,000 | 5,103 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $7,000 | 5,920 |
| Total noninterest expense | $265,000 | 5,948 |
| Salaries and employee benefits | $117,000 | 6,088 |
| Premises and equipment expense | $26,000 | 5,868 |
| Additional noninterest expense | $122,000 | 5,564 |
| Pre-tax net operating income | $69,000 | 5,471 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $69,000 | 5,428 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $69,000 | 5,430 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $69,000 | 5,430 |
| Net charge-offs | $0 | 3,288 |
| Cash dividends | $160,000 | 2,001 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $69,000 | 5,361 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $1,593,000 | 5,922 |
| Total interest expense | $344,000 | 4,728 |
| Net interest income | $1,249,000 | 6,025 |
| Provision for loan and lease losses | $25,000 | 4,136 |
| Total noninterest income | $109,000 | 5,913 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $81,000 | 5,241 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $28,000 | 5,954 |
| Total noninterest expense | $1,000,000 | 6,093 |
| Salaries and employee benefits | $451,000 | 6,220 |
| Premises and equipment expense | $94,000 | 6,078 |
| Additional noninterest expense | $455,000 | 5,757 |
| Pre-tax net operating income | $333,000 | 5,415 |
| Securities gains (losses) | $123,000 | 1,109 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $456,000 | 5,030 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $456,000 | 5,029 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $456,000 | 5,030 |
| Net charge-offs | $3,000 | 4,820 |
| Cash dividends | $380,000 | 3,173 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $333,000 | 5,273 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $1,201,000 | 5,989 |
| Total interest expense | $263,000 | 4,767 |
| Net interest income | $938,000 | 6,097 |
| Provision for loan and lease losses | $25,000 | 3,831 |
| Total noninterest income | $81,000 | 5,998 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $60,000 | 5,329 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $21,000 | 6,038 |
| Total noninterest expense | $692,000 | 6,215 |
| Salaries and employee benefits | $323,000 | 6,289 |
| Premises and equipment expense | $65,000 | 6,182 |
| Additional noninterest expense | $304,000 | 5,931 |
| Pre-tax net operating income | $302,000 | 5,335 |
| Securities gains (losses) | $123,000 | 870 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $425,000 | 4,859 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $425,000 | 4,859 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $425,000 | 4,860 |
| Net charge-offs | $3,000 | 4,462 |
| Cash dividends | $380,000 | 2,512 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $302,000 | 5,181 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $799,000 | 6,037 |
| Total interest expense | $177,000 | 4,795 |
| Net interest income | $622,000 | 6,142 |
| Provision for loan and lease losses | $25,000 | 3,493 |
| Total noninterest income | $53,000 | 6,057 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $39,000 | 5,372 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $14,000 | 6,086 |
| Total noninterest expense | $468,000 | 6,257 |
| Salaries and employee benefits | $205,000 | 6,380 |
| Premises and equipment expense | $48,000 | 6,176 |
| Additional noninterest expense | $215,000 | 5,904 |
| Pre-tax net operating income | $182,000 | 5,407 |
| Securities gains (losses) | $118,000 | 708 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $300,000 | 4,739 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $300,000 | 4,741 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $300,000 | 4,742 |
| Net charge-offs | $4,000 | 4,000 |
| Cash dividends | $310,000 | 2,293 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $182,000 | 5,256 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $399,000 | 6,101 |
| Total interest expense | $89,000 | 4,844 |
| Net interest income | $310,000 | 6,206 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $26,000 | 6,085 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $20,000 | 5,361 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $6,000 | 6,177 |
| Total noninterest expense | $249,000 | 6,272 |
| Salaries and employee benefits | $101,000 | 6,461 |
| Premises and equipment expense | $28,000 | 6,120 |
| Additional noninterest expense | $120,000 | 5,827 |
| Pre-tax net operating income | $87,000 | 5,395 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $87,000 | 5,290 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $87,000 | 5,291 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $87,000 | 5,291 |
| Net charge-offs | $4,000 | 3,176 |
| Cash dividends | $180,000 | 1,852 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $87,000 | 5,249 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $1,629,000 | 6,135 |
| Total interest expense | $422,000 | 4,804 |
| Net interest income | $1,207,000 | 6,292 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $99,000 | 6,206 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $79,000 | 5,538 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $20,000 | 6,223 |
| Total noninterest expense | $963,000 | 6,378 |
| Salaries and employee benefits | $429,000 | 6,518 |
| Premises and equipment expense | $98,000 | 6,302 |
| Additional noninterest expense | $436,000 | 6,016 |
| Pre-tax net operating income | $343,000 | 5,375 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $343,000 | 5,313 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $343,000 | 5,317 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $343,000 | 5,317 |
| Net charge-offs | $7,000 | 5,162 |
| Cash dividends | $200,000 | 3,572 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $343,000 | 5,251 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $1,219,000 | 6,203 |
| Total interest expense | $326,000 | 4,844 |
| Net interest income | $893,000 | 6,366 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $73,000 | 6,298 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $59,000 | 5,602 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $14,000 | 6,343 |
| Total noninterest expense | $648,000 | 6,517 |
| Salaries and employee benefits | $291,000 | 6,630 |
| Premises and equipment expense | $66,000 | 6,429 |
| Additional noninterest expense | $291,000 | 6,173 |
| Pre-tax net operating income | $318,000 | 5,283 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $318,000 | 5,193 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $318,000 | 5,194 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $318,000 | 5,195 |
| Net charge-offs | $8,000 | 4,771 |
| Cash dividends | $200,000 | 2,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $318,000 | 5,111 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $814,000 | 6,239 |
| Total interest expense | $221,000 | 4,865 |
| Net interest income | $593,000 | 6,400 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $46,000 | 6,379 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $39,000 | 5,628 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $7,000 | 6,439 |
| Total noninterest expense | $437,000 | 6,552 |
| Salaries and employee benefits | $195,000 | 6,676 |
| Premises and equipment expense | $46,000 | 6,432 |
| Additional noninterest expense | $196,000 | 6,200 |
| Pre-tax net operating income | $202,000 | 5,306 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $202,000 | 5,253 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $202,000 | 5,256 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $202,000 | 5,256 |
| Net charge-offs | $8,000 | 4,402 |
| Cash dividends | $145,000 | 2,780 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $202,000 | 5,133 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $405,000 | 6,291 |
| Total interest expense | $112,000 | 4,924 |
| Net interest income | $293,000 | 6,460 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $22,000 | 6,429 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $19,000 | 5,651 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $3,000 | 6,532 |
| Total noninterest expense | $233,000 | 6,566 |
| Salaries and employee benefits | $95,000 | 6,754 |
| Premises and equipment expense | $26,000 | 6,397 |
| Additional noninterest expense | $112,000 | 6,116 |
| Pre-tax net operating income | $82,000 | 5,494 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $82,000 | 5,452 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $82,000 | 5,453 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $82,000 | 5,453 |
| Net charge-offs | $8,000 | 3,541 |
| Cash dividends | $50,000 | 2,344 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $82,000 | 5,352 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $1,720,000 | 6,334 |
| Total interest expense | $473,000 | 5,211 |
| Net interest income | $1,247,000 | 6,486 |
| Provision for loan and lease losses | $76,000 | 4,900 |
| Total noninterest income | $114,000 | 6,207 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $102,000 | 5,406 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $12,000 | 6,388 |
| Total noninterest expense | $985,000 | 6,592 |
| Salaries and employee benefits | $470,000 | 6,690 |
| Premises and equipment expense | $101,000 | 6,515 |
| Additional noninterest expense | $414,000 | 6,305 |
| Pre-tax net operating income | $300,000 | 5,424 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $300,000 | 5,470 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $300,000 | 5,467 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $300,000 | 5,468 |
| Net charge-offs | $93,000 | 4,480 |
| Cash dividends | $270,000 | 3,387 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $300,000 | 5,274 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $1,305,000 | 6,419 |
| Total interest expense | $357,000 | 5,330 |
| Net interest income | $948,000 | 6,578 |
| Provision for loan and lease losses | $45,000 | 4,992 |
| Total noninterest income | $85,000 | 6,302 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $76,000 | 5,492 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $9,000 | 6,513 |
| Total noninterest expense | $669,000 | 6,744 |
| Salaries and employee benefits | $329,000 | 6,805 |
| Premises and equipment expense | $66,000 | 6,691 |
| Additional noninterest expense | $274,000 | 6,509 |
| Pre-tax net operating income | $319,000 | 5,247 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $319,000 | 5,260 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $319,000 | 5,258 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $319,000 | 5,258 |
| Net charge-offs | $68,000 | 4,311 |
| Cash dividends | $270,000 | 2,659 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $319,000 | 5,066 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $885,000 | 6,451 |
| Total interest expense | $239,000 | 5,435 |
| Net interest income | $646,000 | 6,601 |
| Provision for loan and lease losses | $25,000 | 5,005 |
| Total noninterest income | $54,000 | 6,377 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $47,000 | 5,619 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $7,000 | 6,537 |
| Total noninterest expense | $453,000 | 6,792 |
| Salaries and employee benefits | $220,000 | 6,864 |
| Premises and equipment expense | $48,000 | 6,682 |
| Additional noninterest expense | $185,000 | 6,546 |
| Pre-tax net operating income | $222,000 | 5,190 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $222,000 | 5,209 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $222,000 | 5,209 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $222,000 | 5,209 |
| Net charge-offs | $30,000 | 4,404 |
| Cash dividends | $210,000 | 2,470 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $222,000 | 5,015 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $441,000 | 6,521 |
| Total interest expense | $120,000 | 5,525 |
| Net interest income | $321,000 | 6,668 |
| Provision for loan and lease losses | $20,000 | 4,478 |
| Total noninterest income | $27,000 | 6,444 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $24,000 | 5,577 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $3,000 | 6,669 |
| Total noninterest expense | $243,000 | 6,789 |
| Salaries and employee benefits | $112,000 | 6,913 |
| Premises and equipment expense | $26,000 | 6,634 |
| Additional noninterest expense | $105,000 | 6,438 |
| Pre-tax net operating income | $85,000 | 5,572 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $85,000 | 5,556 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $85,000 | 5,556 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $85,000 | 5,556 |
| Net charge-offs | $28,000 | 3,468 |
| Cash dividends | $50,000 | 2,407 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $85,000 | 5,395 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $1,833,000 | 6,556 |
| Total interest expense | $520,000 | 5,780 |
| Net interest income | $1,313,000 | 6,673 |
| Provision for loan and lease losses | $15,000 | 6,274 |
| Total noninterest income | $111,000 | 6,339 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $98,000 | 5,544 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $13,000 | 6,487 |
| Total noninterest expense | $1,085,000 | 6,756 |
| Salaries and employee benefits | $542,000 | 6,824 |
| Premises and equipment expense | $107,000 | 6,772 |
| Additional noninterest expense | $436,000 | 6,449 |
| Pre-tax net operating income | $324,000 | 5,169 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $324,000 | 5,170 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $324,000 | 5,172 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $324,000 | 5,172 |
| Net charge-offs | $26,000 | 5,807 |
| Cash dividends | $215,000 | 3,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $324,000 | 5,056 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,376,000 | 6,617 |
| Total interest expense | $394,000 | 5,870 |
| Net interest income | $982,000 | 6,736 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $80,000 | 6,460 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $70,000 | 5,630 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $10,000 | 6,640 |
| Total noninterest expense | $733,000 | 6,899 |
| Salaries and employee benefits | $370,000 | 6,942 |
| Premises and equipment expense | $71,000 | 6,907 |
| Additional noninterest expense | $292,000 | 6,632 |
| Pre-tax net operating income | $329,000 | 5,012 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $329,000 | 4,940 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $329,000 | 4,940 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $329,000 | 4,940 |
| Net charge-offs | $23,000 | 5,478 |
| Cash dividends | $215,000 | 2,645 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $329,000 | 4,821 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $920,000 | 6,675 |
| Total interest expense | $268,000 | 5,953 |
| Net interest income | $652,000 | 6,800 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $52,000 | 6,549 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $47,000 | 5,624 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $5,000 | 6,772 |
| Total noninterest expense | $501,000 | 6,944 |
| Salaries and employee benefits | $245,000 | 7,015 |
| Premises and equipment expense | $50,000 | 6,919 |
| Additional noninterest expense | $206,000 | 6,634 |
| Pre-tax net operating income | $203,000 | 5,099 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $203,000 | 5,001 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $203,000 | 5,001 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $203,000 | 5,001 |
| Net charge-offs | $1,000 | 5,777 |
| Cash dividends | $175,000 | 2,396 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $203,000 | 4,913 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $458,000 | 6,728 |
| Total interest expense | $135,000 | 6,034 |
| Net interest income | $323,000 | 6,845 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $24,000 | 6,682 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $22,000 | 5,670 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $2,000 | 6,939 |
| Total noninterest expense | $266,000 | 6,935 |
| Salaries and employee benefits | $122,000 | 7,065 |
| Premises and equipment expense | $27,000 | 6,899 |
| Additional noninterest expense | $117,000 | 6,538 |
| Pre-tax net operating income | $81,000 | 5,368 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $81,000 | 5,274 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $81,000 | 5,272 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $81,000 | 5,274 |
| Net charge-offs | $1,000 | 4,979 |
| Cash dividends | $45,000 | 2,269 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $81,000 | 5,216 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $1,888,000 | 6,789 |
| Total interest expense | $616,000 | 6,196 |
| Net interest income | $1,272,000 | 6,908 |
| Provision for loan and lease losses | $37,000 | 6,624 |
| Total noninterest income | $118,000 | 6,540 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $103,000 | 5,442 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $15,000 | 6,702 |
| Total noninterest expense | $1,060,000 | 7,012 |
| Salaries and employee benefits | $533,000 | 7,064 |
| Premises and equipment expense | $97,000 | 7,078 |
| Additional noninterest expense | $430,000 | 6,717 |
| Pre-tax net operating income | $293,000 | 4,922 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $293,000 | 4,962 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $293,000 | 4,965 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $293,000 | 4,965 |
| Net charge-offs | $35,000 | 6,121 |
| Cash dividends | $245,000 | 3,116 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $293,000 | 4,823 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $1,417,000 | 6,895 |
| Total interest expense | $474,000 | 6,296 |
| Net interest income | $943,000 | 7,023 |
| Provision for loan and lease losses | $20,000 | 6,666 |
| Total noninterest income | $88,000 | 6,674 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $77,000 | 5,534 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $11,000 | 6,874 |
| Total noninterest expense | $708,000 | 7,203 |
| Salaries and employee benefits | $362,000 | 7,231 |
| Premises and equipment expense | $59,000 | 7,320 |
| Additional noninterest expense | $287,000 | 6,910 |
| Pre-tax net operating income | $303,000 | 4,851 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $303,000 | 4,868 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $303,000 | 4,871 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $303,000 | 4,871 |
| Net charge-offs | $29,000 | 5,846 |
| Cash dividends | $220,000 | 2,635 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $303,000 | 4,672 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $945,000 | 6,953 |
| Total interest expense | $328,000 | 6,335 |
| Net interest income | $617,000 | 7,090 |
| Provision for loan and lease losses | $20,000 | 6,391 |
| Total noninterest income | $60,000 | 6,681 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $52,000 | 5,529 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $8,000 | 6,923 |
| Total noninterest expense | $478,000 | 7,251 |
| Salaries and employee benefits | $242,000 | 7,289 |
| Premises and equipment expense | $41,000 | 7,354 |
| Additional noninterest expense | $195,000 | 6,938 |
| Pre-tax net operating income | $179,000 | 5,049 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $179,000 | 5,038 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $179,000 | 5,040 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $179,000 | 5,039 |
| Net charge-offs | $9,000 | 5,868 |
| Cash dividends | $135,000 | 2,625 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $179,000 | 4,882 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $471,000 | 7,044 |
| Total interest expense | $167,000 | 6,429 |
| Net interest income | $304,000 | 7,189 |
| Provision for loan and lease losses | $20,000 | 5,721 |
| Total noninterest income | $28,000 | 6,814 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $24,000 | 5,677 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $4,000 | 7,081 |
| Total noninterest expense | $245,000 | 7,314 |
| Salaries and employee benefits | $119,000 | 7,398 |
| Premises and equipment expense | $23,000 | 7,349 |
| Additional noninterest expense | $103,000 | 6,955 |
| Pre-tax net operating income | $67,000 | 5,449 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $67,000 | 5,441 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $67,000 | 5,443 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $67,000 | 5,442 |
| Net charge-offs | $4,000 | 5,215 |
| Cash dividends | $30,000 | 2,426 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $67,000 | 5,336 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $1,976,000 | 7,075 |
| Total interest expense | $769,000 | 6,545 |
| Net interest income | $1,207,000 | 7,232 |
| Provision for loan and lease losses | $18,000 | 7,219 |
| Total noninterest income | $116,000 | 6,860 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $103,000 | 5,714 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $13,000 | 7,117 |
| Total noninterest expense | $1,033,000 | 7,342 |
| Salaries and employee benefits | $518,000 | 7,396 |
| Premises and equipment expense | $71,000 | 7,629 |
| Additional noninterest expense | $444,000 | 6,956 |
| Pre-tax net operating income | $272,000 | 4,598 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $272,000 | 4,571 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $272,000 | 4,570 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $272,000 | 4,571 |
| Net charge-offs | $26,000 | 6,556 |
| Cash dividends | $220,000 | 3,552 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $272,000 | 4,501 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,498,000 | 7,137 |
| Total interest expense | $589,000 | 6,638 |
| Net interest income | $909,000 | 7,284 |
| Provision for loan and lease losses | $5,000 | 7,206 |
| Total noninterest income | $88,000 | 6,960 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $76,000 | 5,778 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $12,000 | 7,206 |
| Total noninterest expense | $696,000 | 7,522 |
| Salaries and employee benefits | $364,000 | 7,504 |
| Premises and equipment expense | $43,000 | 7,818 |
| Additional noninterest expense | $289,000 | 7,170 |
| Pre-tax net operating income | $296,000 | 4,541 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $296,000 | 4,443 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $296,000 | 4,440 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $296,000 | 4,443 |
| Net charge-offs | $23,000 | 6,168 |
| Cash dividends | $200,000 | 3,055 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $296,000 | 4,379 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,015,000 | 7,187 |
| Total interest expense | $397,000 | 6,723 |
| Net interest income | $618,000 | 7,295 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $56,000 | 7,058 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $49,000 | 5,826 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $7,000 | 7,375 |
| Total noninterest expense | $478,000 | 7,545 |
| Salaries and employee benefits | $244,000 | 7,582 |
| Premises and equipment expense | $33,000 | 7,819 |
| Additional noninterest expense | $201,000 | 7,163 |
| Pre-tax net operating income | $196,000 | 4,674 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $196,000 | 4,561 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $196,000 | 4,559 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $196,000 | 4,559 |
| Net charge-offs | $12,000 | 5,902 |
| Cash dividends | $200,000 | 2,647 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $196,000 | 4,468 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $519,000 | 7,205 |
| Total interest expense | $198,000 | 6,829 |
| Net interest income | $321,000 | 7,267 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $29,000 | 7,057 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $25,000 | 5,766 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $4,000 | 7,406 |
| Total noninterest expense | $218,000 | 7,676 |
| Salaries and employee benefits | $121,000 | 7,641 |
| Premises and equipment expense | $18,000 | 7,797 |
| Additional noninterest expense | $79,000 | 7,399 |
| Pre-tax net operating income | $132,000 | 4,680 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $132,000 | 4,556 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $132,000 | 4,560 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $132,000 | 4,560 |
| Net charge-offs | $1,000 | 5,564 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $132,000 | 4,388 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $2,345,000 | 7,094 |
| Total interest expense | $1,041,000 | 6,716 |
| Net interest income | $1,304,000 | 7,244 |
| Provision for loan and lease losses | $0 | 7,334 |
| Total noninterest income | $133,000 | 7,004 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $117,000 | 5,687 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $16,000 | 7,535 |
| Total noninterest expense | $997,000 | 7,545 |
| Salaries and employee benefits | $550,000 | 7,539 |
| Premises and equipment expense | $81,000 | 7,791 |
| Additional noninterest expense | $366,000 | 7,178 |
| Pre-tax net operating income | $440,000 | 5,040 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $440,000 | 4,633 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $440,000 | 4,632 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 6,543 |
| Cash dividends | $300,000 | 4,048 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $440,000 | 4,803 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,766,000 | 7,168 |
| Total interest expense | $818,000 | 6,750 |
| Net interest income | $948,000 | 7,347 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $100,000 | 7,122 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $88,000 | 5,716 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $12,000 | 7,702 |
| Total noninterest expense | $661,000 | 7,726 |
| Salaries and employee benefits | $375,000 | 7,694 |
| Premises and equipment expense | $51,000 | 7,958 |
| Additional noninterest expense | $235,000 | 7,405 |
| Pre-tax net operating income | $387,000 | 5,315 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $387,000 | 4,846 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $387,000 | 4,843 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 5,890 |
| Cash dividends | $230,000 | 3,713 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $387,000 | 5,008 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,159,000 | 7,253 |
| Total interest expense | $563,000 | 6,804 |
| Net interest income | $596,000 | 7,465 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $65,000 | 7,215 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $58,000 | 5,759 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $7,000 | 7,835 |
| Total noninterest expense | $459,000 | 7,737 |
| Salaries and employee benefits | $258,000 | 7,715 |
| Premises and equipment expense | $38,000 | 7,931 |
| Additional noninterest expense | $163,000 | 7,381 |
| Pre-tax net operating income | $202,000 | 5,799 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $202,000 | 5,589 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $202,000 | 5,590 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $51,000 | 4,437 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $202,000 | 5,528 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $587,000 | 7,309 |
| Total interest expense | $291,000 | 6,890 |
| Net interest income | $296,000 | 7,519 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $32,000 | 7,250 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $28,000 | 5,782 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $4,000 | 7,805 |
| Total noninterest expense | $232,000 | 7,757 |
| Salaries and employee benefits | $141,000 | 7,633 |
| Premises and equipment expense | $21,000 | 7,894 |
| Additional noninterest expense | $70,000 | 7,608 |
| Pre-tax net operating income | $96,000 | 6,044 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $96,000 | 5,896 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $96,000 | 5,899 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,796 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $96,000 | 5,810 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $2,640,000 | 7,105 |
| Total interest expense | $1,301,000 | 6,719 |
| Net interest income | $1,339,000 | 7,328 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $127,000 | 7,312 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $115,000 | 5,830 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $12,000 | 8,001 |
| Total noninterest expense | $1,019,000 | 7,631 |
| Salaries and employee benefits | $579,000 | 7,599 |
| Premises and equipment expense | $92,000 | 7,832 |
| Additional noninterest expense | $348,000 | 7,311 |
| Pre-tax net operating income | $447,000 | 6,137 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $447,000 | 5,875 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $447,000 | 5,874 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 5,313 |
| Cash dividends | $525,000 | 3,625 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $447,000 | 5,864 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,980,000 | 7,139 |
| Total interest expense | $965,000 | 6,750 |
| Net interest income | $1,015,000 | 7,361 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $97,000 | 7,354 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $83,000 | 5,921 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $14,000 | 7,875 |
| Total noninterest expense | $680,000 | 7,768 |
| Salaries and employee benefits | $404,000 | 7,682 |
| Premises and equipment expense | $53,000 | 8,044 |
| Additional noninterest expense | $223,000 | 7,537 |
| Pre-tax net operating income | $432,000 | 6,036 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $432,000 | 5,667 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $432,000 | 5,664 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 5,266 |
| Cash dividends | $405,000 | 3,211 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $432,000 | 5,650 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,313,000 | 7,193 |
| Total interest expense | $636,000 | 6,793 |
| Net interest income | $677,000 | 7,418 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $63,000 | 7,418 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $49,000 | 6,112 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $14,000 | 7,664 |
| Total noninterest expense | $460,000 | 7,796 |
| Salaries and employee benefits | $269,000 | 7,736 |
| Premises and equipment expense | $34,000 | 8,121 |
| Additional noninterest expense | $157,000 | 7,498 |
| Pre-tax net operating income | $280,000 | 6,163 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $280,000 | 5,802 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $280,000 | 5,802 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,315 |
| Cash dividends | $330,000 | 3,012 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $280,000 | 5,791 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $653,000 | 7,233 |
| Total interest expense | $313,000 | 6,828 |
| Net interest income | $340,000 | 7,445 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $27,000 | 7,566 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $22,000 | 6,225 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $5,000 | 7,889 |
| Total noninterest expense | $235,000 | 7,804 |
| Salaries and employee benefits | $143,000 | 7,677 |
| Premises and equipment expense | $20,000 | 8,023 |
| Additional noninterest expense | $72,000 | 7,643 |
| Pre-tax net operating income | $132,000 | 6,275 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $132,000 | 5,904 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $132,000 | 5,903 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 3,890 |
| Cash dividends | $60,000 | 3,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $132,000 | 5,884 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $2,576,000 | 7,082 |
| Total interest expense | $1,126,000 | 6,704 |
| Net interest income | $1,450,000 | 7,247 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $128,000 | 7,486 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $103,000 | 6,121 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $25,000 | 7,832 |
| Total noninterest expense | $1,001,000 | 7,709 |
| Salaries and employee benefits | $587,000 | 7,633 |
| Premises and equipment expense | $77,000 | 8,063 |
| Additional noninterest expense | $337,000 | 7,381 |
| Pre-tax net operating income | $577,000 | 6,259 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $577,000 | 5,899 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $577,000 | 5,900 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 5,765 |
| Cash dividends | $615,000 | 3,409 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $577,000 | 5,896 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,917,000 | 7,141 |
| Total interest expense | $804,000 | 6,779 |
| Net interest income | $1,113,000 | 7,275 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $93,000 | 7,605 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $76,000 | 6,210 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $17,000 | 7,944 |
| Total noninterest expense | $643,000 | 7,935 |
| Salaries and employee benefits | $387,000 | 7,822 |
| Premises and equipment expense | $44,000 | 8,320 |
| Additional noninterest expense | $212,000 | 7,688 |
| Pre-tax net operating income | $563,000 | 5,999 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $563,000 | 5,514 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $563,000 | 5,515 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 5,107 |
| Cash dividends | $430,000 | 3,153 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $563,000 | 5,514 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,262,000 | 7,173 |
| Total interest expense | $515,000 | 6,785 |
| Net interest income | $747,000 | 7,307 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $57,000 | 7,729 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $48,000 | 6,300 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $9,000 | 8,144 |
| Total noninterest expense | $426,000 | 7,969 |
| Salaries and employee benefits | $249,000 | 7,909 |
| Premises and equipment expense | $31,000 | 8,292 |
| Additional noninterest expense | $146,000 | 7,658 |
| Pre-tax net operating income | $378,000 | 6,013 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $378,000 | 5,516 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $378,000 | 5,518 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,673 |
| Cash dividends | $355,000 | 2,878 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $378,000 | 5,516 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $619,000 | 7,205 |
| Total interest expense | $247,000 | 6,802 |
| Net interest income | $372,000 | 7,330 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $28,000 | 7,735 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $23,000 | 6,323 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $5,000 | 8,055 |
| Total noninterest expense | $220,000 | 7,949 |
| Salaries and employee benefits | $122,000 | 7,958 |
| Premises and equipment expense | $18,000 | 8,165 |
| Additional noninterest expense | $80,000 | 7,508 |
| Pre-tax net operating income | $180,000 | 6,056 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $180,000 | 5,568 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $180,000 | 5,568 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 3,919 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $180,000 | 5,561 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,496,000 | 7,016 |
| Total interest expense | $943,000 | 6,424 |
| Net interest income | $1,553,000 | 7,225 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $130,000 | 7,666 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $108,000 | 6,181 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $22,000 | 8,086 |
| Total noninterest expense | $1,034,000 | 7,689 |
| Salaries and employee benefits | $643,000 | 7,468 |
| Premises and equipment expense | $77,000 | 8,147 |
| Additional noninterest expense | $314,000 | 7,566 |
| Pre-tax net operating income | $649,000 | 6,269 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $-27,000 | 8,519 |
| Income before extraordinary items | $676,000 | 5,741 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $676,000 | 5,745 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 5,230 |
| Cash dividends | $295,000 | 4,440 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $676,000 | 5,717 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,857,000 | 7,042 |
| Total interest expense | $689,000 | 6,401 |
| Net interest income | $1,168,000 | 7,264 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $100,000 | 7,681 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $84,000 | 6,160 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $16,000 | 8,136 |
| Total noninterest expense | $721,000 | 7,800 |
| Salaries and employee benefits | $482,000 | 7,444 |
| Premises and equipment expense | $47,000 | 8,313 |
| Additional noninterest expense | $192,000 | 7,891 |
| Pre-tax net operating income | $547,000 | 6,214 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $-8,000 | 8,593 |
| Income before extraordinary items | $555,000 | 5,650 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $555,000 | 5,654 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,463 |
| Cash dividends | $240,000 | 3,835 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $555,000 | 5,609 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,225,000 | 7,030 |
| Total interest expense | $464,000 | 6,230 |
| Net interest income | $761,000 | 7,317 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $66,000 | 7,670 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $57,000 | 6,097 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $9,000 | 8,213 |
| Total noninterest expense | $519,000 | 7,669 |
| Salaries and employee benefits | $353,000 | 7,238 |
| Premises and equipment expense | $34,000 | 8,261 |
| Additional noninterest expense | $132,000 | 7,834 |
| Pre-tax net operating income | $308,000 | 6,541 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-8,000 | 8,623 |
| Income before extraordinary items | $316,000 | 6,008 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $316,000 | 6,011 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,718 |
| Cash dividends | $170,000 | 3,698 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $316,000 | 5,953 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $594,000 | 7,122 |
| Total interest expense | $239,000 | 6,094 |
| Net interest income | $355,000 | 7,505 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $32,000 | 7,719 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $28,000 | 6,092 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $4,000 | 8,331 |
| Total noninterest expense | $267,000 | 7,680 |
| Salaries and employee benefits | $180,000 | 7,241 |
| Premises and equipment expense | $20,000 | 8,171 |
| Additional noninterest expense | $67,000 | 7,872 |
| Pre-tax net operating income | $120,000 | 6,954 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $120,000 | 6,568 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $120,000 | 6,569 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 7,866 |
| Cash dividends | $120,000 | 2,766 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $120,000 | 6,526 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,431,000 | 6,955 |
| Total interest expense | $1,007,000 | 5,629 |
| Net interest income | $1,424,000 | 7,426 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $143,000 | 7,672 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $117,000 | 6,222 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $26,000 | 8,060 |
| Total noninterest expense | $1,008,000 | 7,800 |
| Salaries and employee benefits | $605,000 | 7,643 |
| Premises and equipment expense | $76,000 | 8,271 |
| Additional noninterest expense | $327,000 | 7,549 |
| Pre-tax net operating income | $559,000 | 6,519 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $59,000 | 5,948 |
| Income before extraordinary items | $500,000 | 6,365 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $500,000 | 6,369 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 5,762 |
| Cash dividends | $220,000 | 4,752 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $500,000 | 6,289 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,816,000 | 6,986 |
| Total interest expense | $751,000 | 5,621 |
| Net interest income | $1,065,000 | 7,444 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $100,000 | 7,803 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $88,000 | 6,250 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $12,000 | 8,377 |
| Total noninterest expense | $698,000 | 7,924 |
| Salaries and employee benefits | $443,000 | 7,651 |
| Premises and equipment expense | $46,000 | 8,464 |
| Additional noninterest expense | $209,000 | 7,834 |
| Pre-tax net operating income | $467,000 | 6,470 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $31,000 | 6,269 |
| Income before extraordinary items | $436,000 | 6,125 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $436,000 | 6,124 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,881 |
| Cash dividends | $150,000 | 4,286 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $436,000 | 6,050 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,205,000 | 7,025 |
| Total interest expense | $494,000 | 5,685 |
| Net interest income | $711,000 | 7,470 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $66,000 | 7,857 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $58,000 | 6,282 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $8,000 | 8,431 |
| Total noninterest expense | $471,000 | 7,945 |
| Salaries and employee benefits | $290,000 | 7,752 |
| Premises and equipment expense | $32,000 | 8,470 |
| Additional noninterest expense | $149,000 | 7,744 |
| Pre-tax net operating income | $306,000 | 6,463 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $31,000 | 6,006 |
| Income before extraordinary items | $275,000 | 6,238 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $275,000 | 6,239 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,839 |
| Cash dividends | $50,000 | 4,651 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $275,000 | 6,154 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $603,000 | 7,062 |
| Total interest expense | $247,000 | 5,741 |
| Net interest income | $356,000 | 7,501 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $30,000 | 7,962 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $26,000 | 6,426 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $4,000 | 8,419 |
| Total noninterest expense | $237,000 | 7,976 |
| Salaries and employee benefits | $138,000 | 7,872 |
| Premises and equipment expense | $16,000 | 8,479 |
| Additional noninterest expense | $83,000 | 7,555 |
| Pre-tax net operating income | $149,000 | 6,458 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $149,000 | 6,028 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $149,000 | 6,028 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,804 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $149,000 | 5,904 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,395,000 | 7,158 |
| Total interest expense | $1,047,000 | 5,982 |
| Net interest income | $1,348,000 | 7,582 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $131,000 | 7,997 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $110,000 | 6,409 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $21,000 | 8,405 |
| Total noninterest expense | $921,000 | 8,032 |
| Salaries and employee benefits | $537,000 | 7,948 |
| Premises and equipment expense | $75,000 | 8,414 |
| Additional noninterest expense | $309,000 | 7,705 |
| Pre-tax net operating income | $558,000 | 6,490 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $186,000 | 5,023 |
| Income before extraordinary items | $372,000 | 6,933 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $372,000 | 6,936 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 6,545 |
| Cash dividends | $85,000 | 5,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $372,000 | 6,783 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,781,000 | 7,252 |
| Total interest expense | $790,000 | 6,112 |
| Net interest income | $991,000 | 7,687 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $99,000 | 8,038 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $83,000 | 6,443 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $16,000 | 8,420 |
| Total noninterest expense | $598,000 | 8,288 |
| Salaries and employee benefits | $363,000 | 8,131 |
| Premises and equipment expense | $45,000 | 8,649 |
| Additional noninterest expense | $190,000 | 8,085 |
| Pre-tax net operating income | $492,000 | 6,324 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $164,000 | 4,962 |
| Income before extraordinary items | $328,000 | 6,781 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $328,000 | 6,782 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 6,378 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $328,000 | 6,612 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,182,000 | 7,324 |
| Total interest expense | $526,000 | 6,226 |
| Net interest income | $656,000 | 7,715 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $66,000 | 8,031 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $58,000 | 6,356 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $8,000 | 8,587 |
| Total noninterest expense | $399,000 | 8,293 |
| Salaries and employee benefits | $232,000 | 8,230 |
| Premises and equipment expense | $33,000 | 8,592 |
| Additional noninterest expense | $134,000 | 8,004 |
| Pre-tax net operating income | $323,000 | 6,343 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $108,000 | 5,017 |
| Income before extraordinary items | $215,000 | 6,842 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $215,000 | 6,846 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,160 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $215,000 | 6,639 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $583,000 | 7,399 |
| Total interest expense | $259,000 | 6,386 |
| Net interest income | $324,000 | 7,768 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $30,000 | 8,154 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $26,000 | 6,492 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $4,000 | 8,607 |
| Total noninterest expense | $205,000 | 8,297 |
| Salaries and employee benefits | $112,000 | 8,326 |
| Premises and equipment expense | $20,000 | 8,398 |
| Additional noninterest expense | $73,000 | 7,858 |
| Pre-tax net operating income | $149,000 | 6,475 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $50,000 | 5,100 |
| Income before extraordinary items | $99,000 | 6,918 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $99,000 | 6,920 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $99,000 | 6,755 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,486,000 | 7,373 |
| Total interest expense | $1,151,000 | 6,542 |
| Net interest income | $1,335,000 | 7,706 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $123,000 | 8,133 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $110,000 | 6,411 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $13,000 | 8,786 |
| Total noninterest expense | $886,000 | 8,186 |
| Salaries and employee benefits | $512,000 | 8,100 |
| Premises and equipment expense | $74,000 | 8,536 |
| Additional noninterest expense | $300,000 | 7,802 |
| Pre-tax net operating income | $572,000 | 6,509 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $192,000 | 5,173 |
| Income before extraordinary items | $380,000 | 6,935 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $380,000 | 6,935 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,420 |
| Cash dividends | $850,000 | 2,538 |
| Sale, conversion, retirement of capital stock, net | $-1,000 | 9,193 |
| Net operating income | $380,000 | 6,810 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,502,000 | 7,747 |
| Total interest expense | $1,265,000 | 7,475 |
| Net interest income | $1,237,000 | 7,812 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $97,000 | 8,564 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $89,000 | 6,795 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $8,000 | 9,210 |
| Total noninterest expense | $894,000 | 8,226 |
| Salaries and employee benefits | $518,000 | 8,087 |
| Premises and equipment expense | $72,000 | 8,759 |
| Additional noninterest expense | $304,000 | 7,827 |
| Pre-tax net operating income | $440,000 | 6,793 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $147,000 | 5,485 |
| Income before extraordinary items | $293,000 | 7,188 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $293,000 | 7,189 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,166 |
| Cash dividends | $80,000 | 5,886 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $293,000 | 7,061 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,461,000 | 7,948 |
| Total interest expense | $1,174,000 | 7,854 |
| Net interest income | $1,287,000 | 7,893 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $79,000 | 8,893 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $68,000 | 7,238 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $11,000 | 9,368 |
| Total noninterest expense | $853,000 | 8,423 |
| Salaries and employee benefits | $485,000 | 8,320 |
| Premises and equipment expense | $66,000 | 9,056 |
| Additional noninterest expense | $302,000 | 7,928 |
| Pre-tax net operating income | $513,000 | 6,932 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $172,000 | 5,693 |
| Income before extraordinary items | $341,000 | 7,214 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $341,000 | 7,212 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 9,215 |
| Cash dividends | $70,000 | 6,230 |
| Sale, conversion, retirement of capital stock, net | $-1,000 | 9,718 |
| Net operating income | $341,000 | 7,204 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,342,000 | 8,085 |
| Total interest expense | $1,077,000 | 7,972 |
| Net interest income | $1,265,000 | 8,069 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $102,000 | 8,791 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $75,000 | 7,244 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $27,000 | 8,963 |
| Total noninterest expense | $816,000 | 8,681 |
| Salaries and employee benefits | $452,000 | 8,608 |
| Premises and equipment expense | $76,000 | 9,102 |
| Additional noninterest expense | $288,000 | 8,217 |
| Pre-tax net operating income | $551,000 | 6,902 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $186,000 | 5,858 |
| Income before extraordinary items | $365,000 | 7,190 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $365,000 | 7,192 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,085 |
| Cash dividends | $130,000 | 5,805 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $365,000 | 7,166 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,270,000 | 8,353 |
| Total interest expense | $1,013,000 | 8,389 |
| Net interest income | $1,257,000 | 8,205 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $92,000 | 9,151 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $76,000 | 7,388 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $16,000 | 9,678 |
| Total noninterest expense | $816,000 | 8,726 |
| Salaries and employee benefits | $449,000 | 8,659 |
| Premises and equipment expense | $72,000 | 9,327 |
| Additional noninterest expense | $295,000 | 8,158 |
| Pre-tax net operating income | $533,000 | 7,217 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $180,000 | 6,423 |
| Income before extraordinary items | $353,000 | 7,513 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $353,000 | 7,512 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,392 |
| Cash dividends | $123,000 | 6,048 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $353,000 | 7,429 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,198,000 | 8,788 |
| Total interest expense | $960,000 | 8,807 |
| Net interest income | $1,238,000 | 8,605 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $92,000 | 9,558 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $76,000 | 7,739 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $16,000 | 10,083 |
| Total noninterest expense | $874,000 | 8,772 |
| Salaries and employee benefits | $441,000 | 9,004 |
| Premises and equipment expense | $82,000 | 9,385 |
| Additional noninterest expense | $351,000 | 7,797 |
| Pre-tax net operating income | $456,000 | 8,153 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $153,000 | 7,571 |
| Income before extraordinary items | $303,000 | 8,350 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $303,000 | 8,352 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,735 |
| Cash dividends | $155,000 | 5,831 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $303,000 | 8,306 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,220,000 | 9,070 |
| Total interest expense | $996,000 | 9,021 |
| Net interest income | $1,224,000 | 8,980 |
| Provision for loan and lease losses | $48,000 | 6,700 |
| Total noninterest income | $83,000 | 10,221 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $65,000 | 8,398 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $18,000 | 10,521 |
| Total noninterest expense | $808,000 | 9,403 |
| Salaries and employee benefits | $416,000 | 9,498 |
| Premises and equipment expense | $80,000 | 9,811 |
| Additional noninterest expense | $312,000 | 8,741 |
| Pre-tax net operating income | $451,000 | 8,203 |
| Securities gains (losses) | $3,000 | 3,304 |
| Applicable income taxes | $153,000 | 7,833 |
| Income before extraordinary items | $301,000 | 8,415 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $301,000 | 8,412 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 5,045 |
| Cash dividends | $145,000 | 6,112 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $299,020 | 8,379 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,149,000 | 9,497 |
| Total interest expense | $962,000 | 9,384 |
| Net interest income | $1,187,000 | 9,369 |
| Provision for loan and lease losses | $22,000 | 7,572 |
| Total noninterest income | $90,000 | 10,506 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $74,000 | 8,484 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $16,000 | 11,150 |
| Total noninterest expense | $799,000 | 9,781 |
| Salaries and employee benefits | $381,000 | 10,082 |
| Premises and equipment expense | $68,000 | 10,529 |
| Additional noninterest expense | $350,000 | 8,689 |
| Pre-tax net operating income | $456,000 | 8,717 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $153,000 | 8,204 |
| Income before extraordinary items | $303,000 | 8,911 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $303,000 | 8,915 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 6,500 |
| Cash dividends | $109,000 | 6,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $303,000 | 8,881 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,969,000 | 9,855 |
| Total interest expense | $778,000 | 9,717 |
| Net interest income | $1,191,000 | 9,781 |
| Provision for loan and lease losses | $316,000 | 2,168 |
| Total noninterest income | $75,000 | 11,378 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $61,000 | 9,316 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $14,000 | 11,845 |
| Total noninterest expense | $767,000 | 10,393 |
| Salaries and employee benefits | $372,000 | 10,529 |
| Premises and equipment expense | $69,000 | 10,998 |
| Additional noninterest expense | $326,000 | 9,645 |
| Pre-tax net operating income | $183,000 | 11,026 |
| Securities gains (losses) | $1,000 | 3,293 |
| Applicable income taxes | $51,000 | 10,446 |
| Income before extraordinary items | $133,000 | 11,026 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $133,000 | 11,033 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $315,000 | 1,842 |
| Cash dividends | $90,000 | 7,108 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $132,280 | 11,089 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,972,000 | 10,240 |
| Total interest expense | $797,000 | 10,072 |
| Net interest income | $1,175,000 | 10,147 |
| Provision for loan and lease losses | $234,000 | 3,587 |
| Total noninterest income | $78,000 | 11,857 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $63,000 | 9,580 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $15,000 | 12,399 |
| Total noninterest expense | $713,000 | 11,099 |
| Salaries and employee benefits | $362,000 | 11,032 |
| Premises and equipment expense | $70,000 | 11,498 |
| Additional noninterest expense | $281,000 | 10,673 |
| Pre-tax net operating income | $306,000 | 10,187 |
| Securities gains (losses) | $72,000 | 2,926 |
| Applicable income taxes | $127,000 | 9,151 |
| Income before extraordinary items | $251,000 | 10,031 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $251,000 | 10,168 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $184,000 | 3,282 |
| Cash dividends | $65,000 | 7,609 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $203,480 | 10,377 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,074,000 | 10,747 |
| Total interest expense | $991,000 | 10,435 |
| Net interest income | $1,083,000 | 10,761 |
| Provision for loan and lease losses | $157,000 | 5,959 |
| Total noninterest income | $77,000 | 12,360 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $60,000 | 9,928 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $17,000 | 12,822 |
| Total noninterest expense | $689,000 | 11,572 |
| Salaries and employee benefits | $350,000 | 11,434 |
| Premises and equipment expense | $50,000 | 12,683 |
| Additional noninterest expense | $289,000 | 10,986 |
| Pre-tax net operating income | $314,000 | 9,999 |
| Securities gains (losses) | $27,000 | 5,154 |
| Applicable income taxes | $114,000 | 9,543 |
| Income before extraordinary items | $227,000 | 10,217 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $227,000 | 10,362 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $92,000 | 6,122 |
| Cash dividends | $25,000 | 8,340 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $208,910 | 10,142 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.