Home > Bank of Burlington > Performance and Condition Ratios
Bank of Burlington, Performance and Condition Ratios
2025-03-31 | Rank | |
Percentage of unprofitable institutions | 0.0000% | 303 |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 5.2920% | 2,529 |
Cost of funding earning assets | 2.9108% | 387 |
Net interest margin | 2.3812% | 4,116 |
Noninterest income to average assets | 0.0300% | 4,340 |
Noninterest expense to average assets | 2.2650% | 2,939 |
Loan and lease loss provision to assets | 0.0800% | 1,535 |
Net operating income to assets | 0.0209% | 4,148 |
Return on assets (ROA) | 0.0209% | 4,177 |
Pretax return on assets | 0.0209% | 4,171 |
Return on Equity (ROE) | 0.2300% | 4,167 |
Retained earnings to average equity (ytd only) | 0.2302% | 3,628 |
Net charge-offs to loans | 0.0000% | 2,326 |
Credit loss provision to net charge-offs | 0.0000% | 1,760 |
Earnings coverage of net charge-offs (x) | 0.0000% | 2,230 |
Efficiency ratio | 95.8228% | 339 |
Assets per employee ($millions) | 11.8950% | 461 |
Cash dividends to net income (ytd only)* | 0.0000% | 2,332 |
Condition Ratios (%) | ||
Loss allowance to loans | 0.8174% | 3,824 |
Loan loss allowance to noncurrent loans | 0.0000% | 3,773 |
Noncurrent assets plus other real estate owned to assets | 0.0000% | 3,816 |
Noncurrent loans to loans | 0.0000% | 3,787 |
Net loans and leases to total assets | 51.9800% | 3,469 |
Net loans and leases to deposits | 57.3956% | 3,585 |
Net loans and leases to core deposits | 68.1063% | 3,385 |
Total domestic deposits to total assets | 90.5600% | 640 |
Equity capital to assets | 9.1112% | 2,856 |
Core capital (leverage) ratio | 9.2625% | 3,526 |
Tier 1 risk-based capital ratio | NA | NA |
Total risk-based capital ratio | 17.8288% | 908 |
Memoranda: | ||
Average total assets | $267,371,500 | 2,637 |
Average earning assets | $262,054,500 | 2,568 |
Average equity | $24,323,500 | 2,741 |
Average total loans | $140,477,000 | 2,851 |
2024-12-31 | Rank | |
Percentage of unprofitable institutions | 100.0000% | 2 |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 5.3998% | 2,331 |
Cost of funding earning assets | 3.3424% | 258 |
Net interest margin | 2.0574% | 4,231 |
Noninterest income to average assets | 0.0300% | 4,404 |
Noninterest expense to average assets | 2.7160% | 1,715 |
Loan and lease loss provision to assets | 0.2700% | 458 |
Net operating income to assets | -0.9250% | 4,394 |
Return on assets (ROA) | -0.9250% | 4,428 |
Pretax return on assets | -0.9250% | 4,416 |
Return on Equity (ROE) | -7.6000% | 4,392 |
Retained earnings to average equity (ytd only) | -7.5956% | 4,361 |
Net charge-offs to loans | 0.0000% | 3,099 |
Credit loss provision to net charge-offs | 0.0000% | 2,577 |
Earnings coverage of net charge-offs (x) | 0.0000% | 2,991 |
Efficiency ratio | 131.5993% | 107 |
Assets per employee ($millions) | 11.8708% | 444 |
Cash dividends to net income (ytd only)* | 0.0000% | 3,369 |
Condition Ratios (%) | ||
Loss allowance to loans | 0.8003% | 3,876 |
Loan loss allowance to noncurrent loans | 0.0000% | 3,770 |
Noncurrent assets plus other real estate owned to assets | 0.0000% | 3,816 |
Noncurrent loans to loans | 0.0000% | 3,787 |
Net loans and leases to total assets | 52.2600% | 3,509 |
Net loans and leases to deposits | 57.7119% | 3,631 |
Net loans and leases to core deposits | 66.2835% | 3,513 |
Total domestic deposits to total assets | 90.5500% | 651 |
Equity capital to assets | 9.0827% | 2,763 |
Core capital (leverage) ratio | 9.7699% | 2,960 |
Tier 1 risk-based capital ratio | NA | NA |
Total risk-based capital ratio | 17.8315% | 909 |
Memoranda: | ||
Average total assets | $213,290,000 | 2,910 |
Average earning assets | $210,748,600 | 2,825 |
Average equity | $25,975,400 | 2,579 |
Average total loans | $102,138,200 | 3,191 |
2024-09-30 | Rank | |
Percentage of unprofitable institutions | 100.0000% | 1 |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 5.3558% | 2,355 |
Cost of funding earning assets | 3.3710% | 258 |
Net interest margin | 1.9848% | 4,279 |
Noninterest income to average assets | 0.0300% | 4,423 |
Noninterest expense to average assets | 2.8345% | 1,401 |
Loan and lease loss provision to assets | 0.2000% | 591 |
Net operating income to assets | -1.0464% | 4,437 |
Return on assets (ROA) | -1.0470% | 4,464 |
Pretax return on assets | -1.0470% | 4,461 |
Return on Equity (ROE) | -7.9400% | 4,435 |
Retained earnings to average equity (ytd only) | -7.9428% | 4,405 |
Net charge-offs to loans | 0.0000% | 2,849 |
Credit loss provision to net charge-offs | 0.0000% | 2,285 |
Earnings coverage of net charge-offs (x) | 0.0000% | 2,734 |
Efficiency ratio | 142.2872% | 93 |
Assets per employee ($millions) | 12.2780% | 400 |
Cash dividends to net income (ytd only)* | 0.0000% | 3,021 |
Condition Ratios (%) | ||
Loss allowance to loans | 0.7874% | 3,931 |
Loan loss allowance to noncurrent loans | 0.0000% | 3,813 |
Noncurrent assets plus other real estate owned to assets | 0.0000% | 3,861 |
Noncurrent loans to loans | 0.0000% | 3,830 |
Net loans and leases to total assets | 43.0500% | 3,933 |
Net loans and leases to deposits | 48.2426% | 3,997 |
Net loans and leases to core deposits | 53.5667% | 3,964 |
Total domestic deposits to total assets | 89.2400% | 819 |
Equity capital to assets | 10.3972% | 2,047 |
Core capital (leverage) ratio | 10.9149% | 2,095 |
Tier 1 risk-based capital ratio | NA | NA |
Total risk-based capital ratio | 0.0000% | 2,827 |
Memoranda: | ||
Average total assets | $201,323,250 | 2,986 |
Average earning assets | $198,907,500 | 2,898 |
Average equity | $26,539,250 | 2,541 |
Average total loans | $93,279,250 | 3,286 |
2024-06-30 | Rank | |
Percentage of unprofitable institutions | 100.0000% | 2 |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 5.3543% | 2,247 |
Cost of funding earning assets | 3.2610% | 289 |
Net interest margin | 2.0933% | 4,247 |
Noninterest income to average assets | 0.0300% | 4,441 |
Noninterest expense to average assets | 3.0983% | 965 |
Loan and lease loss provision to assets | 0.2500% | 416 |
Net operating income to assets | -1.2483% | 4,465 |
Return on assets (ROA) | -1.2494% | 4,497 |
Pretax return on assets | -1.2494% | 4,491 |
Return on Equity (ROE) | -8.6200% | 4,450 |
Retained earnings to average equity (ytd only) | -8.6201% | 4,411 |
Net charge-offs to loans | 0.0000% | 2,619 |
Credit loss provision to net charge-offs | 0.0000% | 2,036 |
Earnings coverage of net charge-offs (x) | 0.0000% | 2,538 |
Efficiency ratio | 147.6240% | 85 |
Assets per employee ($millions) | 10.4033% | 649 |
Cash dividends to net income (ytd only)* | 0.0000% | 2,897 |
Condition Ratios (%) | ||
Loss allowance to loans | 0.7885% | 3,959 |
Loan loss allowance to noncurrent loans | 0.0000% | 3,808 |
Noncurrent assets plus other real estate owned to assets | 0.0000% | 3,854 |
Noncurrent loans to loans | 0.0000% | 3,821 |
Net loans and leases to total assets | 44.9200% | 3,871 |
Net loans and leases to deposits | 51.4342% | 3,914 |
Net loans and leases to core deposits | 62.8736% | 3,661 |
Total domestic deposits to total assets | 87.3400% | 1,528 |
Equity capital to assets | 11.7883% | 1,246 |
Core capital (leverage) ratio | 13.4522% | 941 |
Tier 1 risk-based capital ratio | NA | NA |
Total risk-based capital ratio | 0.0000% | 2,851 |
Memoranda: | ||
Average total assets | $182,484,667 | 3,116 |
Average earning assets | $180,190,667 | 3,031 |
Average equity | $26,449,667 | 2,517 |
Average total loans | $87,075,333 | 3,348 |
2024-03-31 | Rank | |
Percentage of unprofitable institutions | 0.0000% | 11 |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 5.3963% | 2,004 |
Cost of funding earning assets | 3.1446% | 338 |
Net interest margin | 2.2518% | 4,142 |
Noninterest income to average assets | 0.0300% | 4,444 |
Noninterest expense to average assets | 3.3631% | 666 |
Loan and lease loss provision to assets | 0.1700% | 608 |
Net operating income to assets | -1.2742% | 4,532 |
Return on assets (ROA) | -1.2767% | 4,524 |
Pretax return on assets | -1.2767% | 4,515 |
Return on Equity (ROE) | -7.8400% | 4,457 |
Retained earnings to average equity (ytd only) | -7.8366% | 4,233 |
Net charge-offs to loans | 0.0000% | 2,236 |
Credit loss provision to net charge-offs | 0.0000% | 1,619 |
Earnings coverage of net charge-offs (x) | 0.0000% | 2,130 |
Efficiency ratio | 149.1909% | 61 |
Assets per employee ($millions) | 8.0860% | 1,396 |
Cash dividends to net income (ytd only)* | 0.0000% | 2,272 |
Condition Ratios (%) | ||
Loss allowance to loans | 0.8000% | 3,943 |
Loan loss allowance to noncurrent loans | 0.0000% | 3,825 |
Noncurrent assets plus other real estate owned to assets | 0.0000% | 3,894 |
Noncurrent loans to loans | 0.0000% | 3,844 |
Net loans and leases to total assets | 49.5900% | 3,630 |
Net loans and leases to deposits | 59.1382% | 3,566 |
Net loans and leases to core deposits | 65.6871% | 3,532 |
Total domestic deposits to total assets | 83.8500% | 2,759 |
Equity capital to assets | 15.4500% | 504 |
Core capital (leverage) ratio | 16.4100% | 440 |
Tier 1 risk-based capital ratio | NA | NA |
Total risk-based capital ratio | 0.0000% | 2,874 |
Memoranda: | ||
Average total assets | $164,492,000 | 3,258 |
Average earning assets | $162,184,000 | 3,172 |
Average equity | $26,797,500 | 2,501 |
Average total loans | $81,153,000 | 3,424 |
2023-12-31 | Rank | |
Percentage of unprofitable institutions | 0.0000% | 46 |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 5.3270% | 1,443 |
Cost of funding earning assets | 2.5499% | 334 |
Net interest margin | 2.7771% | 3,704 |
Noninterest income to average assets | 0.0300% | 4,476 |
Noninterest expense to average assets | 4.5586% | 278 |
Loan and lease loss provision to assets | 0.3100% | 350 |
Net operating income to assets | -2.1060% | 4,574 |
Return on assets (ROA) | -2.1060% | 4,570 |
Pretax return on assets | -2.1060% | 4,563 |
Return on Equity (ROE) | -9.2800% | 4,499 |
Retained earnings to average equity (ytd only) | -9.2754% | 4,458 |
Net charge-offs to loans | 0.0000% | 2,917 |
Credit loss provision to net charge-offs | 0.0000% | 2,397 |
Earnings coverage of net charge-offs (x) | 0.0000% | 2,831 |
Efficiency ratio | 164.8924% | 29 |
Assets per employee ($millions) | 7.2354% | 1,914 |
Cash dividends to net income (ytd only)* | 0.0000% | 3,404 |
Condition Ratios (%) | ||
Loss allowance to loans | 0.7904% | 3,988 |
Loan loss allowance to noncurrent loans | 0.0000% | 3,805 |
Noncurrent assets plus other real estate owned to assets | 0.0000% | 3,871 |
Noncurrent loans to loans | 0.0000% | 3,821 |
Net loans and leases to total assets | 48.2600% | 3,714 |
Net loans and leases to deposits | 58.7196% | 3,598 |
Net loans and leases to core deposits | 61.4134% | 3,703 |
Total domestic deposits to total assets | 82.1800% | 3,096 |
Equity capital to assets | 17.1883% | 378 |
Core capital (leverage) ratio | 18.4577% | 318 |
Tier 1 risk-based capital ratio | NA | NA |
Total risk-based capital ratio | 0.0000% | 2,896 |
Memoranda: | ||
Average total assets | $124,358,400 | 3,606 |
Average earning assets | $122,357,600 | 3,521 |
Average equity | $28,236,000 | 2,351 |
Average total loans | $47,250,200 | 3,881 |
2023-09-30 | Rank | |
Percentage of unprofitable institutions | 0.0000% | 10 |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 5.2902% | 1,302 |
Cost of funding earning assets | 2.5202% | 264 |
Net interest margin | 2.7700% | 3,777 |
Noninterest income to average assets | 0.0300% | 4,496 |
Noninterest expense to average assets | 4.8615% | 232 |
Loan and lease loss provision to assets | 0.2300% | 452 |
Net operating income to assets | -2.3345% | 4,605 |
Return on assets (ROA) | -2.3345% | 4,603 |
Pretax return on assets | -2.3345% | 4,600 |
Return on Equity (ROE) | -9.4900% | 4,540 |
Retained earnings to average equity (ytd only) | -9.4884% | 4,499 |
Net charge-offs to loans | 0.0000% | 2,666 |
Credit loss provision to net charge-offs | 0.0000% | 2,098 |
Earnings coverage of net charge-offs (x) | 0.0000% | 2,572 |
Efficiency ratio | 176.4435% | 24 |
Assets per employee ($millions) | 6.3870% | 2,416 |
Cash dividends to net income (ytd only)* | 0.0000% | 3,002 |
Condition Ratios (%) | ||
Loss allowance to loans | 0.7894% | 4,003 |
Loan loss allowance to noncurrent loans | 0.0000% | 3,833 |
Noncurrent assets plus other real estate owned to assets | 0.0000% | 3,901 |
Noncurrent loans to loans | 0.0000% | 3,847 |
Net loans and leases to total assets | 39.5400% | 4,076 |
Net loans and leases to deposits | 50.1603% | 3,929 |
Net loans and leases to core deposits | 50.6518% | 4,024 |
Total domestic deposits to total assets | 78.8300% | 3,723 |
Equity capital to assets | 20.3850% | 276 |
Core capital (leverage) ratio | 20.4639% | 264 |
Tier 1 risk-based capital ratio | NA | NA |
Total risk-based capital ratio | 0.0000% | 2,911 |
Memoranda: | ||
Average total assets | $115,653,500 | 3,701 |
Average earning assets | $113,691,000 | 3,622 |
Average equity | $28,455,000 | 2,328 |
Average total loans | $39,706,250 | 4,008 |
2023-06-30 | Rank | |
Percentage of unprofitable institutions | 0.0000% | 43 |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 5.0350% | 1,503 |
Cost of funding earning assets | 2.3883% | 232 |
Net interest margin | 2.6467% | 4,047 |
Noninterest income to average assets | 0.0300% | 4,529 |
Noninterest expense to average assets | 5.1199% | 212 |
Loan and lease loss provision to assets | 0.2400% | 414 |
Net operating income to assets | -2.7252% | 4,632 |
Return on assets (ROA) | -2.7252% | 4,632 |
Pretax return on assets | -2.7252% | 4,630 |
Return on Equity (ROE) | -10.3500% | 4,579 |
Retained earnings to average equity (ytd only) | -10.3518% | 4,519 |
Net charge-offs to loans | 0.0000% | 2,455 |
Credit loss provision to net charge-offs | 0.0000% | 1,862 |
Earnings coverage of net charge-offs (x) | 0.0000% | 2,403 |
Efficiency ratio | 194.5177% | 20 |
Assets per employee ($millions) | 5.9961% | 2,712 |
Cash dividends to net income (ytd only)* | 0.0000% | 2,909 |
Condition Ratios (%) | ||
Loss allowance to loans | 0.7691% | 4,075 |
Loan loss allowance to noncurrent loans | 0.0000% | 3,834 |
Noncurrent assets plus other real estate owned to assets | 0.0000% | 3,917 |
Noncurrent loans to loans | 0.0000% | 3,848 |
Net loans and leases to total assets | 36.1700% | 4,172 |
Net loans and leases to deposits | 47.0734% | 4,014 |
Net loans and leases to core deposits | 47.5735% | 4,082 |
Total domestic deposits to total assets | 76.8400% | 3,966 |
Equity capital to assets | 22.3406% | 221 |
Core capital (leverage) ratio | 23.4932% | 181 |
Tier 1 risk-based capital ratio | NA | NA |
Total risk-based capital ratio | 0.0000% | 2,936 |
Memoranda: | ||
Average total assets | $109,495,333 | 3,777 |
Average earning assets | $107,606,333 | 3,686 |
Average equity | $28,826,000 | 2,318 |
Average total loans | $35,123,000 | 4,093 |
2023-03-31 | Rank | |
Percentage of unprofitable institutions | 0.0000% | 1 |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 4.7396% | 1,756 |
Cost of funding earning assets | 2.3215% | 143 |
Net interest margin | 2.4181% | 4,371 |
Noninterest income to average assets | 0.0200% | 4,597 |
Noninterest expense to average assets | 5.3987% | 208 |
Loan and lease loss provision to assets | 0.5800% | 122 |
Net operating income to assets | -3.5820% | 4,661 |
Return on assets (ROA) | -3.5820% | 4,659 |
Pretax return on assets | -3.5820% | 4,655 |
Return on Equity (ROE) | -12.4400% | 4,610 |
Retained earnings to average equity (ytd only) | -12.4359% | 4,517 |
Net charge-offs to loans | 0.0000% | 2,062 |
Credit loss provision to net charge-offs | 0.0000% | 1,422 |
Earnings coverage of net charge-offs (x) | 0.0000% | 2,008 |
Efficiency ratio | 225.2059% | 21 |
Assets per employee ($millions) | 6.4076% | 2,402 |
Cash dividends to net income (ytd only)* | 0.0000% | 2,306 |
Condition Ratios (%) | ||
Loss allowance to loans | 0.9994% | 3,524 |
Loan loss allowance to noncurrent loans | 0.0000% | 3,881 |
Noncurrent assets plus other real estate owned to assets | 0.0000% | 3,959 |
Noncurrent loans to loans | 0.0000% | 3,889 |
Net loans and leases to total assets | 31.8600% | 4,323 |
Net loans and leases to deposits | 42.9147% | 4,132 |
Net loans and leases to core deposits | 43.4274% | 4,191 |
Total domestic deposits to total assets | 74.2500% | 4,272 |
Equity capital to assets | 24.9009% | 155 |
Core capital (leverage) ratio | 28.3028% | 136 |
Tier 1 risk-based capital ratio | NA | NA |
Total risk-based capital ratio | 0.0000% | 3,020 |
Memoranda: | ||
Average total assets | $101,283,500 | 3,900 |
Average earning assets | $99,417,000 | 3,829 |
Average equity | $29,173,500 | 2,323 |
Average total loans | $29,736,000 | 4,228 |
2022-12-31 | Rank | |
Percentage of unprofitable institutions | 0.0000% | 1 |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 1.1539% | 4,680 |
Cost of funding earning assets | 0.3327% | 2,610 |
Net interest margin | 0.8211% | 4,689 |
Noninterest income to average assets | 0.0000% | 4,670 |
Noninterest expense to average assets | 2.7723% | 1,372 |
Loan and lease loss provision to assets | 0.3600% | 200 |
Net operating income to assets | -1.8651% | 4,689 |
Return on assets (ROA) | -1.8651% | 4,687 |
Pretax return on assets | -2.3306% | 4,691 |
Return on Equity (ROE) | -3.8700% | 4,613 |
Retained earnings to average equity (ytd only) | -3.8703% | 4,546 |
Net charge-offs to loans | 0.0000% | 2,620 |
Credit loss provision to net charge-offs | 0.0000% | 1,979 |
Earnings coverage of net charge-offs (x) | 0.0000% | 2,564 |
Efficiency ratio | 347.6096% | 18 |
Assets per employee ($millions) | 4.6065% | 3,965 |
Cash dividends to net income (ytd only)* | 0.0000% | 3,453 |
Condition Ratios (%) | ||
Loss allowance to loans | 1.0022% | 3,371 |
Loan loss allowance to noncurrent loans | 0.0000% | 3,900 |
Noncurrent assets plus other real estate owned to assets | 0.0000% | 3,976 |
Noncurrent loans to loans | 0.0000% | 3,914 |
Net loans and leases to total assets | 25.2800% | 4,488 |
Net loans and leases to deposits | 38.9972% | 4,272 |
Net loans and leases to core deposits | 39.5196% | 4,290 |
Total domestic deposits to total assets | 64.8300% | 4,541 |
Equity capital to assets | 34.1853% | 110 |
Core capital (leverage) ratio | 50.4774% | 87 |
Tier 1 risk-based capital ratio | NA | NA |
Total risk-based capital ratio | 0.0000% | 3,055 |
Memoranda: | ||
Average total assets | $62,944,500 | 4,308 |
Average earning assets | $61,013,000 | 4,249 |
Average equity | $30,333,500 | 2,320 |
Average total loans | $14,999,500 | 4,483 |
2022-09-30 | Rank | |
Percentage of unprofitable institutions | 0.0000% | 1 |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 0.5758% | 4,732 |
Cost of funding earning assets | 0.0073% | 4,677 |
Net interest margin | 0.5685% | 4,730 |
Noninterest income to average assets | 0.0000% | 4,708 |
Noninterest expense to average assets | 2.0643% | 3,307 |
Loan and lease loss provision to assets | 0.2600% | 302 |
Net operating income to assets | -1.2685% | 4,713 |
Return on assets (ROA) | -1.2685% | 4,710 |
Pretax return on assets | -1.7863% | 4,714 |
Return on Equity (ROE) | -1.5800% | 4,607 |
Retained earnings to average equity (ytd only) | -1.5828% | 4,464 |
Net charge-offs to loans | 0.0000% | 2,349 |
Credit loss provision to net charge-offs | 0.0000% | 1,679 |
Earnings coverage of net charge-offs (x) | 0.0000% | 2,297 |
Efficiency ratio | 380.7692% | 17 |
Assets per employee ($millions) | 2.5577% | 4,612 |
Cash dividends to net income (ytd only)* | 0.0000% | 3,071 |
Condition Ratios (%) | ||
Loss allowance to loans | 0.9937% | 3,515 |
Loan loss allowance to noncurrent loans | 0.0000% | 3,983 |
Noncurrent assets plus other real estate owned to assets | 0.0000% | 4,052 |
Noncurrent loans to loans | 0.0000% | 3,992 |
Net loans and leases to total assets | 19.7400% | 4,595 |
Net loans and leases to deposits | 113.1839% | 93 |
Net loans and leases to core deposits | 113.1839% | 386 |
Total domestic deposits to total assets | 17.4400% | 4,678 |
Equity capital to assets | 80.1413% | 59 |
Core capital (leverage) ratio | 96.3584% | 21 |
Tier 1 risk-based capital ratio | NA | NA |
Total risk-based capital ratio | 0.0000% | 3,120 |
Memoranda: | ||
Average total assets | $38,366,000 | 4,578 |
Average earning assets | $36,587,000 | 4,543 |
Average equity | $30,747,000 | 2,335 |
Average total loans | $7,648,000 | 4,625 |