Home > Bank of Burlington > Income and Expense
Bank of Burlington, Income and Expense
2025-03-31 (YTD Data) | Rank | |
Total interest income | $3,467,000 | 2,597 |
Total interest expense | $1,907,000 | 1,939 |
Net interest income | $1,560,000 | 3,132 |
Provision for loan and lease losses | $52,000 | 1,883 |
Total noninterest income | $20,000 | 4,188 |
Gross Fiduciary activities income | $0 | 918 |
Service charges on deposit accounts | $20,000 | 3,438 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $0 | 4,315 |
Total noninterest expense | $1,514,000 | 2,851 |
Salaries and employee benefits | $962,000 | 2,652 |
Premises and equipment expense | $277,000 | 1,969 |
Additional noninterest expense | $0 | 4,356 |
Pre-tax net operating income | $14,000 | 4,137 |
Securities gains (losses) | $0 | 665 |
Applicable income taxes | $0 | 3,151 |
Income before extraordinary items | $14,000 | 4,112 |
Extraordinary gains, net | $0 | 47 |
Net income | $14,000 | 4,154 |
Minority interest net income | $0 | 65 |
Net income of bank and minority interests. | $14,000 | 4,112 |
Net charge-offs | $0 | 2,299 |
Cash dividends | $0 | 2,364 |
Sale, conversion, retirement of capital stock, net | $15,000 | 427 |
Net operating income | $14,000 | 4,128 |
2024-12-31 (YTD Data) | Rank | |
Total interest income | $11,380,000 | 2,846 |
Total interest expense | $7,044,000 | 2,092 |
Net interest income | $4,336,000 | 3,474 |
Provision for loan and lease losses | $582,000 | 1,267 |
Total noninterest income | $66,000 | 4,284 |
Gross Fiduciary activities income | $0 | 1,000 |
Service charges on deposit accounts | $66,000 | 3,606 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $0 | 4,364 |
Total noninterest expense | $5,793,000 | 2,894 |
Salaries and employee benefits | $3,859,000 | 2,631 |
Premises and equipment expense | $1,008,000 | 2,041 |
Additional noninterest expense | $0 | 4,406 |
Pre-tax net operating income | $-1,973,000 | 4,417 |
Securities gains (losses) | $0 | 940 |
Applicable income taxes | $0 | 3,278 |
Income before extraordinary items | $-1,973,000 | 4,398 |
Extraordinary gains, net | $0 | 53 |
Net income | $-1,973,000 | 4,398 |
Minority interest net income | $0 | 90 |
Net income of bank and minority interests. | $-1,973,000 | 4,398 |
Net charge-offs | $0 | 3,072 |
Cash dividends | $0 | 3,434 |
Sale, conversion, retirement of capital stock, net | $150,000 | 427 |
Net operating income | $-1,973,000 | 4,412 |
2024-09-30 (YTD Data) | Rank | |
Total interest income | $7,990,000 | 2,927 |
Total interest expense | $5,029,000 | 2,121 |
Net interest income | $2,961,000 | 3,587 |
Provision for loan and lease losses | $308,000 | 1,432 |
Total noninterest income | $47,000 | 4,313 |
Gross Fiduciary activities income | $0 | 972 |
Service charges on deposit accounts | $47,000 | 3,654 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $0 | 4,404 |
Total noninterest expense | $4,280,000 | 2,898 |
Salaries and employee benefits | $2,862,000 | 2,631 |
Premises and equipment expense | $730,000 | 2,070 |
Additional noninterest expense | $0 | 4,447 |
Pre-tax net operating income | $-1,580,000 | 4,458 |
Securities gains (losses) | $-1,000 | 3,562 |
Applicable income taxes | $0 | 3,278 |
Income before extraordinary items | $-1,581,000 | 4,439 |
Extraordinary gains, net | $0 | 51 |
Net income | $-1,581,000 | 4,440 |
Minority interest net income | $0 | 82 |
Net income of bank and minority interests. | $-1,581,000 | 4,440 |
Net charge-offs | $0 | 2,823 |
Cash dividends | $0 | 3,076 |
Sale, conversion, retirement of capital stock, net | $0 | 527 |
Net operating income | $-1,580,000 | 4,450 |
2024-06-30 (YTD Data) | Rank | |
Total interest income | $4,824,000 | 3,021 |
Total interest expense | $2,938,000 | 2,261 |
Net interest income | $1,886,000 | 3,656 |
Provision for loan and lease losses | $227,000 | 1,301 |
Total noninterest income | $29,000 | 4,332 |
Gross Fiduciary activities income | $0 | 962 |
Service charges on deposit accounts | $29,000 | 3,690 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $0 | 4,414 |
Total noninterest expense | $2,827,000 | 2,905 |
Salaries and employee benefits | $1,908,000 | 2,625 |
Premises and equipment expense | $471,000 | 2,110 |
Additional noninterest expense | $0 | 4,458 |
Pre-tax net operating income | $-1,139,000 | 4,488 |
Securities gains (losses) | $-1,000 | 3,490 |
Applicable income taxes | $0 | 3,283 |
Income before extraordinary items | $-1,140,000 | 4,470 |
Extraordinary gains, net | $0 | 52 |
Net income | $-1,140,000 | 4,472 |
Minority interest net income | $0 | 84 |
Net income of bank and minority interests. | $-1,140,000 | 4,472 |
Net charge-offs | $0 | 2,587 |
Cash dividends | $0 | 2,949 |
Sale, conversion, retirement of capital stock, net | $0 | 496 |
Net operating income | $-1,139,000 | 4,480 |
2024-03-31 (YTD Data) | Rank | |
Total interest income | $2,188,000 | 3,134 |
Total interest expense | $1,275,000 | 2,413 |
Net interest income | $913,000 | 3,690 |
Provision for loan and lease losses | $68,000 | 1,490 |
Total noninterest income | $14,000 | 4,349 |
Gross Fiduciary activities income | $0 | 895 |
Service charges on deposit accounts | $14,000 | 3,712 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $0 | 4,439 |
Total noninterest expense | $1,383,000 | 2,931 |
Salaries and employee benefits | $953,000 | 2,622 |
Premises and equipment expense | $236,000 | 2,114 |
Additional noninterest expense | $0 | 4,475 |
Pre-tax net operating income | $-524,000 | 4,494 |
Securities gains (losses) | $-1,000 | 3,860 |
Applicable income taxes | $0 | 3,183 |
Income before extraordinary items | $-525,000 | 4,480 |
Extraordinary gains, net | $0 | 51 |
Net income | $-525,000 | 4,480 |
Minority interest net income | $0 | 72 |
Net income of bank and minority interests. | $-525,000 | 4,480 |
Net charge-offs | $0 | 2,217 |
Cash dividends | $0 | 2,345 |
Sale, conversion, retirement of capital stock, net | $0 | 434 |
Net operating income | $-524,000 | 4,491 |
2023-12-31 (YTD Data) | Rank | |
Total interest income | $6,518,000 | 3,373 |
Total interest expense | $3,120,000 | 2,566 |
Net interest income | $3,398,000 | 3,781 |
Provision for loan and lease losses | $388,000 | 1,468 |
Total noninterest income | $40,000 | 4,440 |
Gross Fiduciary activities income | $0 | 981 |
Service charges on deposit accounts | $40,000 | 3,944 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $0 | 4,510 |
Total noninterest expense | $5,669,000 | 2,872 |
Salaries and employee benefits | $3,766,000 | 2,619 |
Premises and equipment expense | $910,000 | 2,131 |
Additional noninterest expense | $0 | 4,510 |
Pre-tax net operating income | $-2,619,000 | 4,547 |
Securities gains (losses) | $0 | 988 |
Applicable income taxes | $0 | 3,369 |
Income before extraordinary items | $-2,619,000 | 4,524 |
Extraordinary gains, net | $0 | 54 |
Net income | $-2,619,000 | 4,523 |
Minority interest net income | $0 | 88 |
Net income of bank and minority interests. | $-2,619,000 | 4,524 |
Net charge-offs | $0 | 2,884 |
Cash dividends | $0 | 3,459 |
Sale, conversion, retirement of capital stock, net | $0 | 540 |
Net operating income | $-2,619,000 | 4,535 |
2023-09-30 (YTD Data) | Rank | |
Total interest income | $4,511,000 | 3,455 |
Total interest expense | $2,149,000 | 2,565 |
Net interest income | $2,362,000 | 3,868 |
Provision for loan and lease losses | $198,000 | 1,671 |
Total noninterest income | $28,000 | 4,467 |
Gross Fiduciary activities income | $0 | 950 |
Service charges on deposit accounts | $27,000 | 4,007 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $1,000 | 4,488 |
Total noninterest expense | $4,217,000 | 2,867 |
Salaries and employee benefits | $2,746,000 | 2,649 |
Premises and equipment expense | $689,000 | 2,130 |
Additional noninterest expense | $1,000 | 4,524 |
Pre-tax net operating income | $-2,025,000 | 4,540 |
Securities gains (losses) | $0 | 849 |
Applicable income taxes | $0 | 3,407 |
Income before extraordinary items | $-2,025,000 | 4,563 |
Extraordinary gains, net | $0 | 52 |
Net income | $-2,025,000 | 4,561 |
Minority interest net income | $0 | 81 |
Net income of bank and minority interests. | $-2,025,000 | 4,563 |
Net charge-offs | $0 | 2,641 |
Cash dividends | $0 | 3,078 |
Sale, conversion, retirement of capital stock, net | $0 | 507 |
Net operating income | $-2,025,000 | 4,569 |
2023-06-30 (YTD Data) | Rank | |
Total interest income | $2,709,000 | 3,566 |
Total interest expense | $1,285,000 | 2,539 |
Net interest income | $1,424,000 | 3,995 |
Provision for loan and lease losses | $130,000 | 1,654 |
Total noninterest income | $17,000 | 4,505 |
Gross Fiduciary activities income | $0 | 931 |
Service charges on deposit accounts | $16,000 | 4,067 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $1,000 | 4,550 |
Total noninterest expense | $2,803,000 | 2,877 |
Salaries and employee benefits | $1,757,000 | 2,706 |
Premises and equipment expense | $470,000 | 2,095 |
Additional noninterest expense | $1,000 | 4,553 |
Pre-tax net operating income | $-1,492,000 | 4,580 |
Securities gains (losses) | $0 | 938 |
Applicable income taxes | $0 | 3,436 |
Income before extraordinary items | $-1,492,000 | 4,602 |
Extraordinary gains, net | $0 | 51 |
Net income | $-1,492,000 | 4,600 |
Minority interest net income | $0 | 81 |
Net income of bank and minority interests. | $-1,492,000 | 4,601 |
Net charge-offs | $0 | 2,431 |
Cash dividends | $0 | 2,952 |
Sale, conversion, retirement of capital stock, net | $0 | 486 |
Net operating income | $-1,492,000 | 4,604 |
2023-03-31 (YTD Data) | Rank | |
Total interest income | $1,178,000 | 3,730 |
Total interest expense | $577,000 | 2,472 |
Net interest income | $601,000 | 4,143 |
Provision for loan and lease losses | $147,000 | 1,081 |
Total noninterest income | $6,000 | 4,590 |
Gross Fiduciary activities income | $0 | 913 |
Service charges on deposit accounts | $5,000 | 4,259 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $1,000 | 4,554 |
Total noninterest expense | $1,367,000 | 2,934 |
Salaries and employee benefits | $934,000 | 2,646 |
Premises and equipment expense | $216,000 | 2,244 |
Additional noninterest expense | $1,000 | 4,554 |
Pre-tax net operating income | $-907,000 | 4,639 |
Securities gains (losses) | $0 | 950 |
Applicable income taxes | $0 | 3,388 |
Income before extraordinary items | $-907,000 | 4,620 |
Extraordinary gains, net | $0 | 4 |
Net income | $-907,000 | 4,619 |
Minority interest net income | $0 | 48 |
Net income of bank and minority interests. | $-907,000 | 4,620 |
Net charge-offs | $0 | 2,062 |
Cash dividends | $0 | 2,337 |
Sale, conversion, retirement of capital stock, net | $0 | 430 |
Net operating income | $-907,000 | 4,630 |
2022-12-31 (YTD Data) | Rank | |
Total interest income | $704,000 | 4,607 |
Total interest expense | $203,000 | 4,037 |
Net interest income | $501,000 | 4,629 |
Provision for loan and lease losses | $224,000 | 1,736 |
Total noninterest income | $1,000 | 4,673 |
Gross Fiduciary activities income | $0 | 1,005 |
Service charges on deposit accounts | $1,000 | 4,524 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $0 | 4,616 |
Total noninterest expense | $1,745,000 | 4,239 |
Salaries and employee benefits | $1,102,000 | 4,113 |
Premises and equipment expense | $362,000 | 3,428 |
Additional noninterest expense | $0 | 4,616 |
Pre-tax net operating income | $-1,467,000 | 4,663 |
Securities gains (losses) | $0 | 691 |
Applicable income taxes | $-293,000 | 4,639 |
Income before extraordinary items | $-1,174,000 | 4,635 |
Extraordinary gains, net | $0 | 5 |
Net income | $-1,174,000 | 4,634 |
Minority interest net income | $0 | 63 |
Net income of bank and minority interests. | $-1,174,000 | 4,635 |
Net charge-offs | $0 | 2,620 |
Cash dividends | $0 | 3,475 |
Sale, conversion, retirement of capital stock, net | $31,094,000 | 32 |
Net operating income | $-1,174,000 | 4,643 |
2022-09-30 (YTD Data) | Rank | |
Total interest income | $158,000 | 4,702 |
Total interest expense | $2,000 | 4,683 |
Net interest income | $156,000 | 4,699 |
Provision for loan and lease losses | $76,000 | 2,062 |
Total noninterest income | $0 | 4,711 |
Gross Fiduciary activities income | $0 | 968 |
Service charges on deposit accounts | $0 | 4,582 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $0 | 4,654 |
Total noninterest expense | $594,000 | 4,631 |
Salaries and employee benefits | $332,000 | 4,606 |
Premises and equipment expense | $151,000 | 4,038 |
Additional noninterest expense | $0 | 4,654 |
Pre-tax net operating income | $-514,000 | 4,691 |
Securities gains (losses) | $0 | 740 |
Applicable income taxes | $-149,000 | 4,667 |
Income before extraordinary items | $-365,000 | 4,646 |
Extraordinary gains, net | $0 | 4 |
Net income | $-365,000 | 4,645 |
Minority interest net income | $0 | 57 |
Net income of bank and minority interests. | $-365,000 | 4,645 |
Net charge-offs | $0 | 2,349 |
Cash dividends | $0 | 3,099 |
Sale, conversion, retirement of capital stock, net | $31,112,000 | 27 |
Net operating income | $-365,000 | 4,665 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.