Home > Bank of Buffalo > Assets and Liabilities
Bank of Buffalo, Assets and Liabilities
| 2002-12-31 | Rank | |
| # of Employees: | 14 | 7,402 |
| Assets and Liabilities | ||
| Total Assets: | $39,509,000 | 7,642 |
| Cash and due from depository institutions | $1,388,000 | 7,402 |
| Interest-bearing balances | $298,000 | 4,226 |
| Securities | $10,943,000 | 6,302 |
| Federal funds sold & reverse repurchase agreements | $2,922,000 | 4,043 |
| Net loans & leases | $21,667,000 | 7,617 |
| Loan loss allowance | $806,000 | 4,461 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $912,000 | 6,060 |
| Other real estate owned | $109,000 | 7,402 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $1,568,000 | 5,202 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $39,509,000 | 7,642 |
| Total liabilities | $37,258,000 | 7,453 |
| Total deposits | $36,191,000 | 7,364 |
| Interest-bearing deposits | $33,052,000 | 7,164 |
| Deposits held in domestic offices | $36,191,000 | 7,361 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $700,000 | 5,097 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $367,000 | 6,130 |
| Total equity capital | $2,251,000 | 8,836 |
| Total bank equity capital | $2,251,000 | 8,836 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $162,000 | 6,519 |
| Surplus | $1,213,000 | 6,465 |
| Undivided profits | $876,000 | 7,735 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,743,000 | 1,748 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $450,000 | 394 |
| Income earned, not collected on loans | $125,000 | 8,720 |
| Earning assets | $35,830,000 | 7,636 |
| Long-term assets (5+ years) | $5,203,000 | 6,006 |
| Average Assets, year-to-date | $41,555,400 | 7,372 |
| Average Assets, quarterly | $39,812,500 | 7,586 |
| Volatile liabilities | $3,418,000 | 7,969 |
| Insider loans | $0 | 8,414 |
| FHLB advances | $700,000 | 4,768 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $1,027,000 | 8,076 |
| Tier 1 (core) risk-based capital | $1,947,000 | 8,947 |
| Tier 2 risk-based capital | $330,000 | 6,898 |
| Total risk weighted assets | $25,957,000 | 7,431 |
| Total unused commitments | $1,027,000 | 8,082 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 14 | 7,525 |
| Assets and Liabilities | ||
| Total Assets: | $43,097,000 | 7,387 |
| Cash and due from depository institutions | $1,376,000 | 7,525 |
| Interest-bearing balances | $305,000 | 4,091 |
| Securities | $12,331,000 | 5,942 |
| Federal funds sold & reverse repurchase agreements | $2,262,000 | 4,565 |
| Net loans & leases | $24,487,000 | 7,383 |
| Loan loss allowance | $390,000 | 6,638 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $947,000 | 6,015 |
| Other real estate owned | $150,000 | 7,525 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $1,544,000 | 5,279 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $43,097,000 | 7,387 |
| Total liabilities | $40,538,000 | 7,230 |
| Total deposits | $39,392,000 | 7,124 |
| Interest-bearing deposits | $36,570,000 | 6,826 |
| Deposits held in domestic offices | $39,392,000 | 7,122 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $711,000 | 4,873 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $435,000 | 5,826 |
| Total equity capital | $2,559,000 | 8,769 |
| Total bank equity capital | $2,559,000 | 8,769 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $162,000 | 6,677 |
| Surplus | $1,213,000 | 6,544 |
| Undivided profits | $1,184,000 | 7,382 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $627,000 | 3,668 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $100,000 | 891 |
| Income earned, not collected on loans | $159,000 | 8,718 |
| Earning assets | $39,385,000 | 7,383 |
| Long-term assets (5+ years) | $5,261,000 | 6,058 |
| Average Assets, year-to-date | $41,186,400 | 7,355 |
| Average Assets, quarterly | $43,199,500 | 7,343 |
| Volatile liabilities | $5,589,000 | 7,111 |
| Insider loans | $530,000 | 5,278 |
| FHLB advances | $700,000 | 4,597 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $1,313,000 | 7,932 |
| Tier 1 (core) risk-based capital | $2,480,000 | 8,761 |
| Tier 2 risk-based capital | $340,000 | 6,753 |
| Total risk weighted assets | $27,610,000 | 7,295 |
| Total unused commitments | $1,313,000 | 7,940 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 16 | 7,222 |
| Assets and Liabilities | ||
| Total Assets: | $37,998,000 | 7,746 |
| Cash and due from depository institutions | $1,424,000 | 7,222 |
| Interest-bearing balances | $448,000 | 3,141 |
| Securities | $7,500,000 | 7,514 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $26,894,000 | 7,091 |
| Loan loss allowance | $388,000 | 6,563 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $826,000 | 6,421 |
| Other real estate owned | $0 | 7,222 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $1,354,000 | 5,177 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $37,998,000 | 7,746 |
| Total liabilities | $34,915,000 | 7,631 |
| Total deposits | $33,386,000 | 7,573 |
| Interest-bearing deposits | $30,239,000 | 7,376 |
| Deposits held in domestic offices | $33,386,000 | 7,572 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $29,000 | 3,726 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $1,130,000 | 4,456 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $370,000 | 6,709 |
| Total equity capital | $3,083,000 | 8,524 |
| Total bank equity capital | $3,083,000 | 8,524 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $162,000 | 6,894 |
| Surplus | $1,213,000 | 6,638 |
| Undivided profits | $1,708,000 | 6,864 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,137,000 | 2,060 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $315,000 | 411 |
| Income earned, not collected on loans | $230,000 | 7,670 |
| Earning assets | $34,842,000 | 7,716 |
| Long-term assets (5+ years) | $3,450,000 | 6,659 |
| Average Assets, year-to-date | $36,417,400 | 7,696 |
| Average Assets, quarterly | $37,623,500 | 7,731 |
| Volatile liabilities | $3,840,000 | 7,971 |
| Insider loans | $333,000 | 6,319 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $1,000,000 | 8,303 |
| Tier 1 (core) risk-based capital | $3,127,000 | 8,435 |
| Tier 2 risk-based capital | $323,460 | 6,798 |
| Total risk weighted assets | $25,812,560 | 7,426 |
| Total unused commitments | $1,000,000 | 8,308 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 16 | 7,472 |
| Assets and Liabilities | ||
| Total Assets: | $34,222,000 | 8,149 |
| Cash and due from depository institutions | $1,705,000 | 7,472 |
| Interest-bearing balances | $599,000 | 2,949 |
| Securities | $7,295,000 | 7,890 |
| Federal funds sold & reverse repurchase agreements | $465,000 | 5,829 |
| Net loans & leases | $23,642,000 | 7,496 |
| Loan loss allowance | $229,000 | 8,119 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $406,000 | 8,099 |
| Other real estate owned | $0 | 7,472 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $709,000 | 7,283 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $34,222,000 | 8,149 |
| Total liabilities | $31,287,000 | 8,039 |
| Total deposits | $29,795,000 | 8,028 |
| Interest-bearing deposits | $27,211,000 | 7,811 |
| Deposits held in domestic offices | $29,795,000 | 8,026 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $1,200,000 | 4,396 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $292,000 | 7,034 |
| Total equity capital | $2,935,000 | 8,714 |
| Total bank equity capital | $2,935,000 | 8,714 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $162,000 | 7,140 |
| Surplus | $1,213,000 | 6,745 |
| Undivided profits | $1,560,000 | 6,994 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $150,000 | 6,237 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $153,000 | 8,401 |
| Earning assets | $32,001,000 | 8,056 |
| Long-term assets (5+ years) | $6,645,000 | 5,749 |
| Average Assets, year-to-date | $32,819,000 | 8,128 |
| Average Assets, quarterly | $34,074,000 | 8,110 |
| Volatile liabilities | $2,173,000 | 8,902 |
| Insider loans | $202,000 | 7,185 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $3,249,000 | 6,499 |
| Tier 1 (core) risk-based capital | $3,149,000 | 8,573 |
| Tier 2 risk-based capital | $229,000 | 7,834 |
| Total risk weighted assets | $22,428,800 | 7,898 |
| Total unused commitments | $3,249,000 | 6,504 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 14 | 8,043 |
| Assets and Liabilities | ||
| Total Assets: | $32,239,000 | 8,442 |
| Cash and due from depository institutions | $1,800,000 | 8,043 |
| Interest-bearing balances | $929,000 | 2,944 |
| Securities | $8,155,000 | 7,652 |
| Federal funds sold & reverse repurchase agreements | $653,000 | 7,533 |
| Net loans & leases | $20,532,000 | 7,925 |
| Loan loss allowance | $212,000 | 8,397 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $361,000 | 8,389 |
| Other real estate owned | $0 | 8,043 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $738,000 | 6,992 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $32,239,000 | 8,442 |
| Total liabilities | $29,310,000 | 8,367 |
| Total deposits | $28,511,000 | 8,303 |
| Interest-bearing deposits | $25,135,000 | 8,169 |
| Deposits held in domestic offices | $28,511,000 | 8,302 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $512,000 | 4,162 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $287,000 | 7,615 |
| Total equity capital | $2,929,000 | 8,869 |
| Total bank equity capital | $2,929,000 | 8,869 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $162,000 | 7,283 |
| Surplus | $1,213,000 | 6,737 |
| Undivided profits | $1,554,000 | 7,480 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $27,000 | 8,609 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $160,000 | 8,491 |
| Earning assets | $30,269,000 | 8,358 |
| Long-term assets (5+ years) | $5,202,000 | 6,152 |
| Average Assets, year-to-date | $30,821,800 | 8,385 |
| Average Assets, quarterly | $31,994,000 | 8,406 |
| Volatile liabilities | $988,000 | 9,797 |
| Insider loans | $0 | 9,309 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $736,000 | 9,012 |
| Tier 1 (core) risk-based capital | $2,882,000 | 8,823 |
| Tier 2 risk-based capital | $212,000 | 8,057 |
| Total risk weighted assets | $19,893,200 | 8,246 |
| Total unused commitments | $736,000 | 9,022 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 11 | 9,106 |
| Assets and Liabilities | ||
| Total Assets: | $29,919,000 | 8,879 |
| Cash and due from depository institutions | $1,571,000 | 9,106 |
| Interest-bearing balances | $866,000 | 2,630 |
| Securities | $6,594,000 | 8,588 |
| Federal funds sold & reverse repurchase agreements | $1,179,000 | 6,130 |
| Net loans & leases | $19,491,000 | 8,347 |
| Loan loss allowance | $217,000 | 8,575 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $322,000 | 8,828 |
| Other real estate owned | $0 | 9,106 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $762,000 | 7,066 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $29,919,000 | 8,879 |
| Total liabilities | $27,149,000 | 8,808 |
| Total deposits | $26,218,000 | 8,781 |
| Interest-bearing deposits | $23,683,000 | 8,559 |
| Deposits held in domestic offices | $26,218,000 | 8,779 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $665,000 | 3,848 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $266,000 | 8,176 |
| Total equity capital | $2,770,000 | 9,257 |
| Total bank equity capital | $2,770,000 | 9,257 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $162,000 | 7,604 |
| Surplus | $1,213,000 | 6,879 |
| Undivided profits | $1,395,000 | 7,990 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $76,000 | 8,079 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $159,000 | 8,870 |
| Earning assets | $28,130,000 | 8,781 |
| Long-term assets (5+ years) | $3,405,000 | 6,798 |
| Average Assets, year-to-date | $29,415,200 | 8,786 |
| Average Assets, quarterly | $29,631,500 | 8,857 |
| Volatile liabilities | $1,716,000 | 9,544 |
| Insider loans | $77,000 | 8,699 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $999,000 | 8,770 |
| Tier 1 (core) risk-based capital | $2,761,000 | 9,176 |
| Tier 2 risk-based capital | $217,000 | 8,149 |
| Total risk weighted assets | $19,071,800 | 8,565 |
| Total unused commitments | $999,000 | 8,779 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 14 | 8,770 |
| Assets and Liabilities | ||
| Total Assets: | $29,268,000 | 9,295 |
| Cash and due from depository institutions | $1,908,000 | 8,770 |
| Interest-bearing balances | $784,000 | 2,634 |
| Securities | $7,804,000 | 8,685 |
| Federal funds sold & reverse repurchase agreements | $250,000 | 7,979 |
| Net loans & leases | $18,282,000 | 8,747 |
| Loan loss allowance | $197,000 | 9,199 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $351,000 | 8,925 |
| Other real estate owned | $0 | 8,770 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $673,000 | 7,788 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $29,268,000 | 9,295 |
| Total liabilities | $26,773,000 | 9,194 |
| Total deposits | $25,934,000 | 9,156 |
| Interest-bearing deposits | $23,550,000 | 8,932 |
| Deposits held in domestic offices | $25,934,000 | 9,153 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $600,000 | 3,786 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $239,000 | 8,704 |
| Total equity capital | $2,495,000 | 9,793 |
| Total bank equity capital | $2,495,000 | 9,793 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $162,000 | 8,005 |
| Surplus | $1,213,000 | 7,082 |
| Undivided profits | $1,120,000 | 8,644 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $317,000 | 5,470 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $152,000 | 9,282 |
| Earning assets | $27,120,000 | 9,228 |
| Long-term assets (5+ years) | $3,090,000 | 6,961 |
| Average Assets, year-to-date | $27,760,200 | 9,305 |
| Average Assets, quarterly | $28,824,000 | 9,288 |
| Volatile liabilities | $1,560,000 | 9,927 |
| Insider loans | $8,000 | 10,135 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $655,000 | 9,475 |
| Tier 1 (core) risk-based capital | $2,522,000 | 9,718 |
| Tier 2 risk-based capital | $197,000 | 8,684 |
| Total risk weighted assets | $18,445,000 | 8,923 |
| Total unused commitments | $655,000 | 9,485 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 15 | 8,895 |
| Assets and Liabilities | ||
| Total Assets: | $26,214,000 | 9,954 |
| Cash and due from depository institutions | $1,552,000 | 8,895 |
| Interest-bearing balances | $664,000 | 2,992 |
| Securities | $7,022,000 | 9,384 |
| Federal funds sold & reverse repurchase agreements | $450,000 | 8,421 |
| Net loans & leases | $16,173,000 | 9,319 |
| Loan loss allowance | $185,000 | 9,705 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $397,000 | 8,897 |
| Other real estate owned | $0 | 8,895 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $620,000 | 8,373 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $26,214,000 | 9,954 |
| Total liabilities | $23,863,000 | 9,876 |
| Total deposits | $23,084,000 | 9,847 |
| Interest-bearing deposits | $21,088,000 | 9,629 |
| Deposits held in domestic offices | $23,084,000 | 9,845 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $565,000 | 3,350 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $214,000 | 9,501 |
| Total equity capital | $2,351,000 | 10,275 |
| Total bank equity capital | $2,351,000 | 10,275 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $162,000 | 8,406 |
| Surplus | $1,213,000 | 7,201 |
| Undivided profits | $976,000 | 9,321 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $79,000 | 8,670 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $134,000 | 10,032 |
| Earning assets | $24,309,000 | 9,885 |
| Long-term assets (5+ years) | $2,725,000 | 7,269 |
| Average Assets, year-to-date | $25,632,400 | 9,878 |
| Average Assets, quarterly | $25,869,000 | 9,953 |
| Volatile liabilities | $563,000 | 11,361 |
| Insider loans | $89,000 | 9,316 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $775,000 | 9,446 |
| Tier 1 (core) risk-based capital | $2,328,000 | 10,238 |
| Tier 2 risk-based capital | $185,000 | 9,123 |
| Total risk weighted assets | $16,565,500 | 9,497 |
| Total unused commitments | $775,000 | 9,454 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 14 | 9,584 |
| Assets and Liabilities | ||
| Total Assets: | $25,333,000 | 10,392 |
| Cash and due from depository institutions | $1,072,000 | 9,584 |
| Interest-bearing balances | $54,000 | 6,068 |
| Securities | $6,245,000 | 10,269 |
| Federal funds sold & reverse repurchase agreements | $1,045,000 | 5,389 |
| Net loans & leases | $15,980,000 | 9,601 |
| Loan loss allowance | $179,000 | 10,217 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $431,000 | 8,924 |
| Other real estate owned | $0 | 9,584 |
| Goodwill and other intangibles | $1,000 | 3,097 |
| All other assets | $559,000 | 9,157 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $25,333,000 | 10,392 |
| Total liabilities | $23,194,000 | 10,304 |
| Total deposits | $22,339,000 | 10,294 |
| Interest-bearing deposits | $19,953,000 | 10,116 |
| Deposits held in domestic offices | $22,339,000 | 10,289 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $710,000 | 3,474 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $145,000 | 10,112 |
| Total equity capital | $2,139,000 | 10,721 |
| Total bank equity capital | $2,139,000 | 10,721 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $162,000 | 8,868 |
| Surplus | $1,088,000 | 7,729 |
| Undivided profits | $889,000 | 9,306 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $32,000 | 10,154 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $102,000 | 10,833 |
| Earning assets | $23,324,000 | 10,334 |
| Long-term assets (5+ years) | $1,875,000 | 8,411 |
| Average Assets, year-to-date | $24,604,200 | 10,418 |
| Average Assets, quarterly | $25,233,500 | 10,383 |
| Volatile liabilities | $627,000 | 11,663 |
| Insider loans | $106,000 | 9,357 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $955,000 | 9,217 |
| Tier 1 (core) risk-based capital | $2,176,000 | 10,749 |
| Tier 2 risk-based capital | $179,000 | 9,548 |
| Total risk weighted assets | $16,746,600 | 9,696 |
| Total unused commitments | $955,000 | 9,228 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 14 | 9,983 |
| Assets and Liabilities | ||
| Total Assets: | $23,764,000 | 11,052 |
| Cash and due from depository institutions | $2,598,000 | 9,983 |
| Interest-bearing balances | $1,180,000 | 3,167 |
| Securities | $5,028,000 | 11,260 |
| Federal funds sold & reverse repurchase agreements | $170,000 | 10,010 |
| Net loans & leases | $15,006,000 | 10,038 |
| Loan loss allowance | $169,000 | 10,824 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $442,000 | 9,110 |
| Other real estate owned | $0 | 9,983 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $520,000 | 9,184 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $23,764,000 | 11,052 |
| Total liabilities | $21,752,000 | 10,987 |
| Total deposits | $21,334,000 | 10,948 |
| Interest-bearing deposits | $19,338,000 | 10,731 |
| Deposits held in domestic offices | $21,334,000 | 10,946 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $228,000 | 3,964 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $190,000 | 9,472 |
| Total equity capital | $2,012,000 | 11,334 |
| Total bank equity capital | $2,012,000 | 11,334 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $162,000 | 9,315 |
| Surplus | $1,088,000 | 7,840 |
| Undivided profits | $762,000 | 10,147 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $11,000 | 11,728 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $87,000 | 11,408 |
| Earning assets | $21,384,000 | 11,074 |
| Long-term assets (5+ years) | $1,289,000 | 9,573 |
| Average Assets, year-to-date | $22,660,400 | 11,109 |
| Average Assets, quarterly | $23,291,000 | 11,075 |
| Volatile liabilities | $779,000 | 11,811 |
| Insider loans | $115,000 | 9,499 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $1,002,000 | 9,229 |
| Tier 1 (core) risk-based capital | $2,012,000 | 11,305 |
| Tier 2 risk-based capital | $169,000 | 10,043 |
| Total risk weighted assets | $15,852,600 | 10,164 |
| Total unused commitments | $1,002,000 | 9,254 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 14 | 10,332 |
| Assets and Liabilities | ||
| Total Assets: | $22,437,000 | 11,613 |
| Cash and due from depository institutions | $4,225,000 | 10,332 |
| Interest-bearing balances | $2,872,000 | 2,160 |
| Securities | $4,439,000 | 11,892 |
| Federal funds sold & reverse repurchase agreements | $165,000 | 11,011 |
| Net loans & leases | $12,890,000 | 10,804 |
| Loan loss allowance | $171,000 | 11,082 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $368,000 | 9,908 |
| Other real estate owned | $146,000 | 10,332 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $204,000 | 12,794 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $22,437,000 | 11,613 |
| Total liabilities | $20,630,000 | 11,542 |
| Total deposits | $20,170,000 | 11,524 |
| Interest-bearing deposits | $18,239,000 | 11,296 |
| Deposits held in domestic offices | $20,170,000 | 11,522 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $252,000 | 3,711 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $208,000 | 9,852 |
| Total equity capital | $1,807,000 | 11,849 |
| Total bank equity capital | $1,807,000 | 11,849 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $162,000 | 9,759 |
| Surplus | $1,083,000 | 7,863 |
| Undivided profits | $562,000 | 10,833 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $52,000 | 11,211 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $84,000 | 12,056 |
| Earning assets | $20,366,000 | 11,594 |
| Long-term assets (5+ years) | $223,000 | 11,431 |
| Average Assets, year-to-date | $21,423,600 | 11,664 |
| Average Assets, quarterly | $22,311,000 | 11,579 |
| Volatile liabilities | $252,000 | 13,365 |
| Insider loans | $19,000 | 8,404 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $788,000 | 9,700 |
| Tier 1 (core) risk-based capital | $1,807,000 | 11,810 |
| Tier 2 risk-based capital | $171,000 | 10,117 |
| Total risk weighted assets | $14,433,400 | 10,794 |
| Total unused commitments | $788,000 | 9,727 |
| Derivatives | $0 | 651 |