Home > Bank of Brinkley > Income and Expense
Bank of Brinkley, Income and Expense
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,918,000 | 4,512 |
| Total interest expense | $1,045,000 | 3,893 |
| Net interest income | $873,000 | 5,091 |
| Provision for loan and lease losses | $5,000 | 5,396 |
| Total noninterest income | $193,000 | 4,109 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $137,000 | 2,783 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $56,000 | 4,901 |
| Total noninterest expense | $479,000 | 6,393 |
| Salaries and employee benefits | $269,000 | 6,362 |
| Premises and equipment expense | $0 | 8,607 |
| Additional noninterest expense | $210,000 | 5,109 |
| Pre-tax net operating income | $582,000 | 3,185 |
| Securities gains (losses) | $1,000 | 1,055 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $583,000 | 2,692 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $583,000 | 2,694 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 2,471 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $582,000 | 2,685 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $7,640,000 | 4,328 |
| Total interest expense | $3,833,000 | 3,694 |
| Net interest income | $3,807,000 | 4,804 |
| Provision for loan and lease losses | $40,000 | 5,799 |
| Total noninterest income | $859,000 | 3,883 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $592,000 | 2,709 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $267,000 | 4,518 |
| Total noninterest expense | $2,086,000 | 6,040 |
| Salaries and employee benefits | $1,151,000 | 6,036 |
| Premises and equipment expense | $245,000 | 6,263 |
| Additional noninterest expense | $690,000 | 5,683 |
| Pre-tax net operating income | $2,540,000 | 3,099 |
| Securities gains (losses) | $4,000 | 1,309 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $2,544,000 | 2,579 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,544,000 | 2,580 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 3,727 |
| Cash dividends | $505,000 | 3,685 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,540,000 | 2,561 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $5,734,000 | 4,301 |
| Total interest expense | $2,816,000 | 3,663 |
| Net interest income | $2,918,000 | 4,772 |
| Provision for loan and lease losses | $40,000 | 5,377 |
| Total noninterest income | $605,000 | 4,039 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $444,000 | 2,722 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $161,000 | 4,990 |
| Total noninterest expense | $1,450,000 | 6,250 |
| Salaries and employee benefits | $805,000 | 6,209 |
| Premises and equipment expense | $176,000 | 6,394 |
| Additional noninterest expense | $469,000 | 5,951 |
| Pre-tax net operating income | $2,033,000 | 3,071 |
| Securities gains (losses) | $4,000 | 1,079 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $2,037,000 | 2,525 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,037,000 | 2,527 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 2,845 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $2,033,000 | 2,519 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,764,000 | 4,298 |
| Total interest expense | $1,799,000 | 3,658 |
| Net interest income | $1,965,000 | 4,765 |
| Provision for loan and lease losses | $30,000 | 4,987 |
| Total noninterest income | $417,000 | 3,959 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $305,000 | 2,625 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $112,000 | 4,889 |
| Total noninterest expense | $978,000 | 6,231 |
| Salaries and employee benefits | $566,000 | 6,077 |
| Premises and equipment expense | $125,000 | 6,249 |
| Additional noninterest expense | $287,000 | 6,204 |
| Pre-tax net operating income | $1,374,000 | 3,065 |
| Securities gains (losses) | $2,000 | 970 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $1,376,000 | 2,508 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,376,000 | 2,510 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 2,556 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,374,000 | 2,491 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,861,000 | 4,285 |
| Total interest expense | $868,000 | 3,630 |
| Net interest income | $993,000 | 4,738 |
| Provision for loan and lease losses | $15,000 | 4,758 |
| Total noninterest income | $207,000 | 3,907 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $146,000 | 2,652 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $61,000 | 4,716 |
| Total noninterest expense | $488,000 | 6,251 |
| Salaries and employee benefits | $285,000 | 6,083 |
| Premises and equipment expense | $61,000 | 6,319 |
| Additional noninterest expense | $142,000 | 6,219 |
| Pre-tax net operating income | $697,000 | 2,984 |
| Securities gains (losses) | $1,000 | 856 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $698,000 | 2,446 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $698,000 | 2,448 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 3,331 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $697,000 | 2,429 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $7,086,000 | 4,109 |
| Total interest expense | $2,773,000 | 3,548 |
| Net interest income | $4,313,000 | 4,399 |
| Provision for loan and lease losses | $10,000 | 6,810 |
| Total noninterest income | $728,000 | 4,271 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $593,000 | 2,684 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $135,000 | 5,901 |
| Total noninterest expense | $2,101,000 | 5,946 |
| Salaries and employee benefits | $1,216,000 | 5,757 |
| Premises and equipment expense | $206,000 | 6,671 |
| Additional noninterest expense | $679,000 | 5,680 |
| Pre-tax net operating income | $2,930,000 | 2,817 |
| Securities gains (losses) | $52,000 | 910 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $2,982,000 | 2,255 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,982,000 | 2,256 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-21,000 | 8,267 |
| Cash dividends | $1,750,000 | 1,628 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,930,000 | 2,257 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $5,387,000 | 4,023 |
| Total interest expense | $2,026,000 | 3,474 |
| Net interest income | $3,361,000 | 4,279 |
| Provision for loan and lease losses | $5,000 | 6,713 |
| Total noninterest income | $551,000 | 4,264 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $450,000 | 2,653 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $101,000 | 5,925 |
| Total noninterest expense | $1,509,000 | 6,057 |
| Salaries and employee benefits | $824,000 | 6,034 |
| Premises and equipment expense | $147,000 | 6,762 |
| Additional noninterest expense | $538,000 | 5,484 |
| Pre-tax net operating income | $2,398,000 | 2,659 |
| Securities gains (losses) | $50,000 | 878 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $2,448,000 | 2,103 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,448,000 | 2,102 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 8,023 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,398,000 | 2,109 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,568,000 | 3,986 |
| Total interest expense | $1,253,000 | 3,514 |
| Net interest income | $2,315,000 | 4,159 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $366,000 | 4,255 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $300,000 | 2,620 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $66,000 | 5,981 |
| Total noninterest expense | $991,000 | 6,099 |
| Salaries and employee benefits | $547,000 | 6,061 |
| Premises and equipment expense | $90,000 | 6,915 |
| Additional noninterest expense | $354,000 | 5,485 |
| Pre-tax net operating income | $1,690,000 | 2,494 |
| Securities gains (losses) | $46,000 | 810 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $1,736,000 | 1,963 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,736,000 | 1,963 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 7,991 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,690,000 | 1,970 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,770,000 | 3,972 |
| Total interest expense | $591,000 | 3,541 |
| Net interest income | $1,179,000 | 4,114 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $176,000 | 4,306 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $138,000 | 2,721 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $38,000 | 5,751 |
| Total noninterest expense | $495,000 | 6,142 |
| Salaries and employee benefits | $273,000 | 6,106 |
| Premises and equipment expense | $55,000 | 6,532 |
| Additional noninterest expense | $167,000 | 5,653 |
| Pre-tax net operating income | $860,000 | 2,424 |
| Securities gains (losses) | $8,000 | 1,073 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $868,000 | 1,944 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $868,000 | 1,945 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 8,027 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $860,000 | 1,918 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $7,225,000 | 3,718 |
| Total interest expense | $2,260,000 | 3,296 |
| Net interest income | $4,965,000 | 3,818 |
| Provision for loan and lease losses | $73,000 | 5,442 |
| Total noninterest income | $735,000 | 4,274 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $606,000 | 2,685 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $129,000 | 5,984 |
| Total noninterest expense | $2,149,000 | 5,780 |
| Salaries and employee benefits | $1,195,000 | 5,705 |
| Premises and equipment expense | $261,000 | 6,073 |
| Additional noninterest expense | $693,000 | 5,559 |
| Pre-tax net operating income | $3,478,000 | 2,281 |
| Securities gains (losses) | $317,000 | 610 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $3,795,000 | 1,693 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $3,795,000 | 1,694 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 4,542 |
| Cash dividends | $2,400,000 | 1,171 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $3,478,000 | 1,780 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,448,000 | 3,668 |
| Total interest expense | $1,695,000 | 3,249 |
| Net interest income | $3,753,000 | 3,790 |
| Provision for loan and lease losses | $25,000 | 6,158 |
| Total noninterest income | $545,000 | 4,313 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $451,000 | 2,714 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $94,000 | 6,030 |
| Total noninterest expense | $1,544,000 | 5,870 |
| Salaries and employee benefits | $809,000 | 5,988 |
| Premises and equipment expense | $122,000 | 7,162 |
| Additional noninterest expense | $613,000 | 4,987 |
| Pre-tax net operating income | $2,729,000 | 2,229 |
| Securities gains (losses) | $312,000 | 580 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $3,041,000 | 1,599 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $3,041,000 | 1,600 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 4,016 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $2,729,000 | 1,719 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,641,000 | 3,663 |
| Total interest expense | $1,140,000 | 3,203 |
| Net interest income | $2,501,000 | 3,779 |
| Provision for loan and lease losses | $20,000 | 5,844 |
| Total noninterest income | $360,000 | 4,361 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $291,000 | 2,777 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $69,000 | 5,871 |
| Total noninterest expense | $1,013,000 | 5,953 |
| Salaries and employee benefits | $556,000 | 5,928 |
| Premises and equipment expense | $82,000 | 7,177 |
| Additional noninterest expense | $375,000 | 5,284 |
| Pre-tax net operating income | $1,828,000 | 2,206 |
| Securities gains (losses) | $293,000 | 495 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $2,121,000 | 1,515 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,121,000 | 1,516 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 3,933 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,828,000 | 1,686 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,847,000 | 3,613 |
| Total interest expense | $585,000 | 3,185 |
| Net interest income | $1,262,000 | 3,729 |
| Provision for loan and lease losses | $10,000 | 5,595 |
| Total noninterest income | $177,000 | 4,368 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $140,000 | 2,809 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $37,000 | 5,724 |
| Total noninterest expense | $509,000 | 5,984 |
| Salaries and employee benefits | $276,000 | 5,996 |
| Premises and equipment expense | $52,000 | 6,694 |
| Additional noninterest expense | $181,000 | 5,416 |
| Pre-tax net operating income | $920,000 | 2,162 |
| Securities gains (losses) | $31,000 | 1,473 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $951,000 | 1,665 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $951,000 | 1,665 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $920,000 | 1,628 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $6,171,000 | 4,226 |
| Total interest expense | $1,989,000 | 4,046 |
| Net interest income | $4,182,000 | 4,222 |
| Provision for loan and lease losses | $120,000 | 4,933 |
| Total noninterest income | $649,000 | 4,751 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $544,000 | 2,901 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $105,000 | 6,454 |
| Total noninterest expense | $1,968,000 | 6,037 |
| Salaries and employee benefits | $1,130,000 | 5,845 |
| Premises and equipment expense | $275,000 | 5,924 |
| Additional noninterest expense | $563,000 | 6,180 |
| Pre-tax net operating income | $2,743,000 | 2,689 |
| Securities gains (losses) | $385,000 | 902 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $3,128,000 | 1,967 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $3,128,000 | 1,967 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $75,000 | 4,514 |
| Cash dividends | $2,000,000 | 1,369 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,743,000 | 2,111 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,441,000 | 4,394 |
| Total interest expense | $1,384,000 | 4,396 |
| Net interest income | $3,057,000 | 4,336 |
| Provision for loan and lease losses | $90,000 | 4,812 |
| Total noninterest income | $447,000 | 5,037 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $379,000 | 3,075 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $68,000 | 6,750 |
| Total noninterest expense | $1,309,000 | 6,422 |
| Salaries and employee benefits | $743,000 | 6,266 |
| Premises and equipment expense | $122,000 | 7,243 |
| Additional noninterest expense | $444,000 | 6,025 |
| Pre-tax net operating income | $2,105,000 | 2,735 |
| Securities gains (losses) | $355,000 | 861 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $2,460,000 | 1,958 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,460,000 | 1,957 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 5,062 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $2,105,000 | 2,110 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,915,000 | 4,464 |
| Total interest expense | $863,000 | 4,700 |
| Net interest income | $2,052,000 | 4,321 |
| Provision for loan and lease losses | $60,000 | 4,687 |
| Total noninterest income | $290,000 | 5,085 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $241,000 | 3,157 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $49,000 | 6,605 |
| Total noninterest expense | $829,000 | 6,594 |
| Salaries and employee benefits | $481,000 | 6,397 |
| Premises and equipment expense | $78,000 | 7,336 |
| Additional noninterest expense | $270,000 | 6,303 |
| Pre-tax net operating income | $1,453,000 | 2,668 |
| Securities gains (losses) | $320,000 | 772 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $1,773,000 | 1,816 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,773,000 | 1,816 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 4,226 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,453,000 | 2,050 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,460,000 | 4,496 |
| Total interest expense | $447,000 | 4,689 |
| Net interest income | $1,013,000 | 4,358 |
| Provision for loan and lease losses | $30,000 | 4,429 |
| Total noninterest income | $145,000 | 4,974 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $121,000 | 3,055 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $24,000 | 6,621 |
| Total noninterest expense | $410,000 | 6,633 |
| Salaries and employee benefits | $238,000 | 6,444 |
| Premises and equipment expense | $38,000 | 7,422 |
| Additional noninterest expense | $134,000 | 6,334 |
| Pre-tax net operating income | $718,000 | 2,683 |
| Securities gains (losses) | $313,000 | 498 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $1,031,000 | 1,560 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,031,000 | 1,559 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 2,620 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $718,000 | 2,039 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $6,044,000 | 4,529 |
| Total interest expense | $2,101,000 | 4,640 |
| Net interest income | $3,943,000 | 4,395 |
| Provision for loan and lease losses | $90,000 | 5,880 |
| Total noninterest income | $633,000 | 4,590 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $541,000 | 2,785 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $92,000 | 6,607 |
| Total noninterest expense | $1,728,000 | 6,397 |
| Salaries and employee benefits | $1,036,000 | 5,999 |
| Premises and equipment expense | $180,000 | 7,029 |
| Additional noninterest expense | $512,000 | 6,439 |
| Pre-tax net operating income | $2,758,000 | 2,677 |
| Securities gains (losses) | $3,000 | 4,139 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $2,761,000 | 2,168 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,761,000 | 2,169 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 4,736 |
| Cash dividends | $1,850,000 | 1,394 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,758,000 | 2,090 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $6,800,000 | 4,528 |
| Total interest expense | $3,392,000 | 4,308 |
| Net interest income | $3,408,000 | 4,647 |
| Provision for loan and lease losses | $70,000 | 6,194 |
| Total noninterest income | $542,000 | 4,837 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $453,000 | 3,073 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $89,000 | 6,670 |
| Total noninterest expense | $1,771,000 | 6,197 |
| Salaries and employee benefits | $1,007,000 | 5,948 |
| Premises and equipment expense | $175,000 | 7,142 |
| Additional noninterest expense | $589,000 | 5,905 |
| Pre-tax net operating income | $2,109,000 | 3,047 |
| Securities gains (losses) | $43,000 | 2,496 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $2,152,000 | 2,376 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,152,000 | 2,380 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 5,333 |
| Cash dividends | $1,575,000 | 1,594 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,109,000 | 2,329 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $6,507,000 | 4,833 |
| Total interest expense | $3,449,000 | 4,436 |
| Net interest income | $3,058,000 | 5,082 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $317,000 | 6,154 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $243,000 | 4,595 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $74,000 | 7,070 |
| Total noninterest expense | $1,469,000 | 6,821 |
| Salaries and employee benefits | $970,000 | 6,048 |
| Premises and equipment expense | $139,000 | 7,766 |
| Additional noninterest expense | $360,000 | 7,480 |
| Pre-tax net operating income | $1,906,000 | 3,447 |
| Securities gains (losses) | $14,000 | 1,057 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $1,920,000 | 2,661 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,920,000 | 2,660 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 8,998 |
| Cash dividends | $1,400,000 | 1,737 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,906,000 | 2,669 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $5,811,000 | 5,056 |
| Total interest expense | $2,741,000 | 4,932 |
| Net interest income | $3,070,000 | 5,069 |
| Provision for loan and lease losses | $30,000 | 7,215 |
| Total noninterest income | $336,000 | 6,130 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $267,000 | 4,333 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $69,000 | 7,453 |
| Total noninterest expense | $1,454,000 | 6,896 |
| Salaries and employee benefits | $964,000 | 6,026 |
| Premises and equipment expense | $135,000 | 7,931 |
| Additional noninterest expense | $355,000 | 7,658 |
| Pre-tax net operating income | $1,922,000 | 3,434 |
| Securities gains (losses) | $7,000 | 1,949 |
| Applicable income taxes | $121,000 | 6,636 |
| Income before extraordinary items | $1,808,000 | 2,799 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,808,000 | 2,800 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 3,975 |
| Cash dividends | $1,250,000 | 1,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,801,420 | 2,767 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,631,000 | 5,213 |
| Total interest expense | $2,775,000 | 4,998 |
| Net interest income | $2,856,000 | 5,328 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $432,000 | 5,376 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $286,000 | 4,074 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $146,000 | 5,750 |
| Total noninterest expense | $1,370,000 | 7,043 |
| Salaries and employee benefits | $849,000 | 6,476 |
| Premises and equipment expense | $106,000 | 8,578 |
| Additional noninterest expense | $415,000 | 7,098 |
| Pre-tax net operating income | $1,918,000 | 3,448 |
| Securities gains (losses) | $8,000 | 3,124 |
| Applicable income taxes | $412,000 | 4,340 |
| Income before extraordinary items | $1,514,000 | 3,231 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,514,000 | 3,232 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 9,719 |
| Cash dividends | $1,200,000 | 1,939 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,507,680 | 3,156 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,671,000 | 5,285 |
| Total interest expense | $2,614,000 | 5,241 |
| Net interest income | $3,057,000 | 5,228 |
| Provision for loan and lease losses | $30,000 | 7,369 |
| Total noninterest income | $343,000 | 6,225 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $260,000 | 4,521 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $83,000 | 7,280 |
| Total noninterest expense | $1,310,000 | 7,303 |
| Salaries and employee benefits | $814,000 | 6,710 |
| Premises and equipment expense | $106,000 | 8,826 |
| Additional noninterest expense | $390,000 | 7,438 |
| Pre-tax net operating income | $2,060,000 | 3,439 |
| Securities gains (losses) | $7,000 | 2,566 |
| Applicable income taxes | $462,000 | 4,449 |
| Income before extraordinary items | $1,605,000 | 3,153 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,605,000 | 3,153 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 5,964 |
| Cash dividends | $1,600,000 | 1,530 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,599,540 | 3,106 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,402,000 | 5,605 |
| Total interest expense | $2,543,000 | 5,440 |
| Net interest income | $2,859,000 | 5,644 |
| Provision for loan and lease losses | $15,000 | 8,204 |
| Total noninterest income | $333,000 | 6,587 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $252,000 | 4,794 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $81,000 | 7,707 |
| Total noninterest expense | $1,294,000 | 7,679 |
| Salaries and employee benefits | $807,000 | 6,944 |
| Premises and equipment expense | $117,000 | 8,867 |
| Additional noninterest expense | $370,000 | 8,155 |
| Pre-tax net operating income | $1,883,000 | 3,580 |
| Securities gains (losses) | $14,000 | 2,256 |
| Applicable income taxes | $413,000 | 4,804 |
| Income before extraordinary items | $1,484,000 | 3,218 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,484,000 | 3,217 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 7,336 |
| Cash dividends | $1,125,000 | 1,960 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,473,080 | 3,203 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,998,000 | 5,984 |
| Total interest expense | $2,405,000 | 5,732 |
| Net interest income | $2,593,000 | 6,137 |
| Provision for loan and lease losses | $10,000 | 8,319 |
| Total noninterest income | $337,000 | 6,638 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $261,000 | 4,787 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $76,000 | 8,106 |
| Total noninterest expense | $1,277,000 | 7,924 |
| Salaries and employee benefits | $769,000 | 7,275 |
| Premises and equipment expense | $95,000 | 9,761 |
| Additional noninterest expense | $413,000 | 8,058 |
| Pre-tax net operating income | $1,643,000 | 4,126 |
| Securities gains (losses) | $38,000 | 1,486 |
| Applicable income taxes | $337,000 | 5,582 |
| Income before extraordinary items | $1,344,000 | 3,564 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,344,000 | 3,562 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 10,662 |
| Cash dividends | $1,032,000 | 1,971 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,313,600 | 3,625 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,423,000 | 6,227 |
| Total interest expense | $1,736,000 | 6,248 |
| Net interest income | $2,687,000 | 6,122 |
| Provision for loan and lease losses | $110,000 | 4,343 |
| Total noninterest income | $342,000 | 6,757 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $260,000 | 4,896 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $82,000 | 8,157 |
| Total noninterest expense | $1,314,000 | 8,187 |
| Salaries and employee benefits | $738,000 | 7,615 |
| Premises and equipment expense | $122,000 | 9,334 |
| Additional noninterest expense | $454,000 | 8,277 |
| Pre-tax net operating income | $1,605,000 | 4,158 |
| Securities gains (losses) | $22,000 | 1,687 |
| Applicable income taxes | $342,000 | 5,361 |
| Income before extraordinary items | $1,285,000 | 3,629 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,285,000 | 3,636 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $121,000 | 3,372 |
| Cash dividends | $480,000 | 3,320 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,267,620 | 3,712 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,419,000 | 6,398 |
| Total interest expense | $1,641,000 | 6,767 |
| Net interest income | $2,778,000 | 6,014 |
| Provision for loan and lease losses | $20,000 | 9,046 |
| Total noninterest income | $392,000 | 6,576 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $261,000 | 4,939 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $131,000 | 6,993 |
| Total noninterest expense | $1,326,000 | 8,424 |
| Salaries and employee benefits | $710,000 | 7,938 |
| Premises and equipment expense | $191,000 | 7,864 |
| Additional noninterest expense | $425,000 | 8,980 |
| Pre-tax net operating income | $1,824,000 | 3,627 |
| Securities gains (losses) | $68,000 | 3,011 |
| Applicable income taxes | $478,000 | 4,347 |
| Income before extraordinary items | $1,414,000 | 3,417 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,414,000 | 3,525 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 7,819 |
| Cash dividends | $384,000 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,363,000 | 3,351 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,726,000 | 6,647 |
| Total interest expense | $2,085,000 | 6,907 |
| Net interest income | $2,641,000 | 6,336 |
| Provision for loan and lease losses | $30,000 | 9,956 |
| Total noninterest income | $288,000 | 7,888 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $221,000 | 5,597 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $67,000 | 9,442 |
| Total noninterest expense | $1,301,000 | 8,658 |
| Salaries and employee benefits | $751,000 | 7,598 |
| Premises and equipment expense | $190,000 | 8,078 |
| Additional noninterest expense | $360,000 | 10,069 |
| Pre-tax net operating income | $1,598,000 | 3,808 |
| Securities gains (losses) | $-10,000 | 13,291 |
| Applicable income taxes | $365,000 | 5,150 |
| Income before extraordinary items | $1,223,000 | 3,736 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,223,000 | 3,782 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-56,000 | 13,532 |
| Cash dividends | $336,000 | 3,753 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,230,700 | 3,446 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.