Home > Bank of Bridger > Income and Expense

Bank of Bridger, Income and Expense

2003-12-31 (YTD Data)		Rank
Total interest income	$2,653,000	6,885
Total interest expense	$711,000	7,002
Net interest income	$1,942,000	6,676
Provision for loan and lease losses	$24,000	6,956
Total noninterest income	$340,000	6,320
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$217,000	5,086
Trading account gains and fees	$0	160
Additional Noninterest Income	$123,000	6,176
Total noninterest expense	$1,625,000	6,654
Salaries and employee benefits	$884,000	6,648
Premises and equipment expense	$194,000	6,854
Additional noninterest expense	$547,000	6,267
Pre-tax net operating income	$633,000	6,229
Securities gains (losses)	$-4,000	8,670
Applicable income taxes	$240,000	4,644
Income before extraordinary items	$389,000	6,867
Extraordinary gains, net	$0	54
Net income	$389,000	6,869
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$27,000	5,824
Cash dividends	$212,000	4,853
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$391,560	6,698
2003-09-30 (YTD Data)		Rank
Total interest income	$1,971,000	6,993
Total interest expense	$550,000	7,078
Net interest income	$1,421,000	6,794
Provision for loan and lease losses	$18,000	6,830
Total noninterest income	$250,000	6,408
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$158,000	5,187
Trading account gains and fees	$0	153
Additional Noninterest Income	$92,000	6,231
Total noninterest expense	$1,184,000	6,734
Salaries and employee benefits	$646,000	6,725
Premises and equipment expense	$138,000	6,995
Additional noninterest expense	$400,000	6,337
Pre-tax net operating income	$469,000	6,418
Securities gains (losses)	$1,000	4,000
Applicable income taxes	$181,000	4,809
Income before extraordinary items	$289,000	7,009
Extraordinary gains, net	$0	40
Net income	$289,000	7,011
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	6,699
Cash dividends	$157,000	4,332
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$288,360	6,844
2003-06-30 (YTD Data)		Rank
Total interest income	$1,313,000	7,031
Total interest expense	$388,000	7,051
Net interest income	$925,000	6,878
Provision for loan and lease losses	$12,000	6,682
Total noninterest income	$165,000	6,415
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$86,000	5,601
Trading account gains and fees	$0	150
Additional Noninterest Income	$79,000	5,734
Total noninterest expense	$774,000	6,811
Salaries and employee benefits	$436,000	6,705
Premises and equipment expense	$89,000	7,056
Additional noninterest expense	$249,000	6,534
Pre-tax net operating income	$304,000	6,480
Securities gains (losses)	$-4,000	8,976
Applicable income taxes	$109,000	5,005
Income before extraordinary items	$191,000	7,048
Extraordinary gains, net	$0	30
Net income	$191,000	7,051
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	6,334
Cash dividends	$107,000	4,174
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$193,560	6,843
2003-03-31 (YTD Data)		Rank
Total interest income	$634,000	7,174
Total interest expense	$201,000	7,054
Net interest income	$433,000	7,070
Provision for loan and lease losses	$6,000	6,408
Total noninterest income	$70,000	6,722
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$43,000	5,528
Trading account gains and fees	$0	134
Additional Noninterest Income	$27,000	6,429
Total noninterest expense	$363,000	7,025
Salaries and employee benefits	$202,000	6,954
Premises and equipment expense	$45,000	7,066
Additional noninterest expense	$116,000	6,738
Pre-tax net operating income	$134,000	6,697
Securities gains (losses)	$-2,000	9,046
Applicable income taxes	$51,000	5,066
Income before extraordinary items	$81,000	7,262
Extraordinary gains, net	$0	21
Net income	$81,000	7,263
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	5,250
Cash dividends	$40,000	3,528
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$82,280	7,092
2002-12-31 (YTD Data)		Rank
Total interest income	$2,809,000	7,044
Total interest expense	$893,000	7,219
Net interest income	$1,916,000	6,762
Provision for loan and lease losses	$52,000	6,658
Total noninterest income	$247,000	6,895
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$189,000	5,336
Trading account gains and fees	$0	153
Additional Noninterest Income	$58,000	7,401
Total noninterest expense	$1,551,000	6,746
Salaries and employee benefits	$847,000	6,709
Premises and equipment expense	$190,000	6,887
Additional noninterest expense	$514,000	6,424
Pre-tax net operating income	$560,000	6,549
Securities gains (losses)	$3,000	4,139
Applicable income taxes	$216,000	5,007
Income before extraordinary items	$347,000	7,087
Extraordinary gains, net	$0	70
Net income	$347,000	7,088
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$23,000	6,176
Cash dividends	$152,000	5,181
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$345,080	6,987
2001-12-31 (YTD Data)		Rank
Total interest income	$2,987,000	7,268
Total interest expense	$1,294,000	7,417
Net interest income	$1,693,000	6,991
Provision for loan and lease losses	$24,000	7,420
Total noninterest income	$310,000	6,331
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$212,000	5,028
Trading account gains and fees	$0	177
Additional Noninterest Income	$98,000	6,492
Total noninterest expense	$1,471,000	6,858
Salaries and employee benefits	$816,000	6,711
Premises and equipment expense	$176,000	7,126
Additional noninterest expense	$479,000	6,589
Pre-tax net operating income	$508,000	6,512
Securities gains (losses)	$28,000	2,876
Applicable income taxes	$201,000	5,026
Income before extraordinary items	$335,000	6,920
Extraordinary gains, net	$0	105
Net income	$335,000	6,921
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$32,000	5,750
Cash dividends	$177,000	5,160
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$317,080	6,914
2000-12-31 (YTD Data)		Rank
Total interest income	$2,924,000	7,489
Total interest expense	$1,253,000	7,688
Net interest income	$1,671,000	7,164
Provision for loan and lease losses	$34,000	7,119
Total noninterest income	$293,000	6,365
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$197,000	5,125
Trading account gains and fees	NA	NA
Additional Noninterest Income	$96,000	6,526
Total noninterest expense	$1,432,000	6,928
Salaries and employee benefits	$760,000	6,912
Premises and equipment expense	$161,000	7,398
Additional noninterest expense	$511,000	6,344
Pre-tax net operating income	$498,000	7,013
Securities gains (losses)	$-2,000	7,578
Applicable income taxes	$175,000	5,666
Income before extraordinary items	$321,000	7,342
Extraordinary gains, net	$0	38
Net income	$321,000	7,340
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$75,000	4,069
Cash dividends	$164,000	5,382
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$322,300	7,337
1999-12-31 (YTD Data)		Rank
Total interest income	$1,801,000	8,712
Total interest expense	$742,000	8,842
Net interest income	$1,059,000	8,496
Provision for loan and lease losses	$12,000	7,978
Total noninterest income	$175,000	7,776
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$131,000	6,158
Trading account gains and fees	NA	NA
Additional Noninterest Income	$44,000	8,263
Total noninterest expense	$928,000	8,337
Salaries and employee benefits	$519,000	8,233
Premises and equipment expense	$104,000	8,553
Additional noninterest expense	$305,000	8,075
Pre-tax net operating income	$294,000	8,128
Securities gains (losses)	$0	3,155
Applicable income taxes	$109,000	6,807
Income before extraordinary items	$185,000	8,399
Extraordinary gains, net	$0	35
Net income	$185,000	8,399
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$36,000	5,344
Cash dividends	$110,000	5,991
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$185,000	8,370
1998-12-31 (YTD Data)		Rank
Total interest income	$1,561,000	9,208
Total interest expense	$664,000	9,296
Net interest income	$897,000	9,025
Provision for loan and lease losses	$68,000	5,924
Total noninterest income	$138,000	8,419
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$93,000	7,002
Trading account gains and fees	NA	NA
Additional Noninterest Income	$45,000	8,339
Total noninterest expense	$808,000	8,755
Salaries and employee benefits	$433,000	8,756
Premises and equipment expense	$91,000	8,906
Additional noninterest expense	$284,000	8,270
Pre-tax net operating income	$159,000	9,130
Securities gains (losses)	$-2,000	9,897
Applicable income taxes	$61,000	8,140
Income before extraordinary items	$96,000	9,366
Extraordinary gains, net	$0	32
Net income	$96,000	9,366
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	7,720
Cash dividends	$107,000	6,195
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$97,280	9,297
1997-12-31 (YTD Data)		Rank
Total interest income	$1,482,000	9,689
Total interest expense	$616,000	9,779
Net interest income	$866,000	9,502
Provision for loan and lease losses	$22,000	7,821
Total noninterest income	$157,000	8,473
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$111,000	6,965
Trading account gains and fees	NA	NA
Additional Noninterest Income	$46,000	8,605
Total noninterest expense	$745,000	9,240
Salaries and employee benefits	$418,000	9,145
Premises and equipment expense	$75,000	9,576
Additional noninterest expense	$252,000	8,826
Pre-tax net operating income	$256,000	9,256
Securities gains (losses)	$0	3,944
Applicable income taxes	$94,000	8,505
Income before extraordinary items	$162,000	9,480
Extraordinary gains, net	$0	44
Net income	$162,000	9,482
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$32,000	5,858
Cash dividends	$62,000	7,014
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$162,000	9,438
1996-12-31 (YTD Data)		Rank
Total interest income	$1,354,000	10,311
Total interest expense	$566,000	10,389
Net interest income	$788,000	10,137
Provision for loan and lease losses	$98,000	5,180
Total noninterest income	$159,000	8,869
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$113,000	7,223
Trading account gains and fees	NA	NA
Additional Noninterest Income	$46,000	9,071
Total noninterest expense	$699,000	9,827
Salaries and employee benefits	$354,000	9,925
Premises and equipment expense	$80,000	9,811
Additional noninterest expense	$265,000	9,239
Pre-tax net operating income	$150,000	10,080
Securities gains (losses)	$4,000	3,123
Applicable income taxes	$51,000	9,675
Income before extraordinary items	$103,000	10,191
Extraordinary gains, net	$0	53
Net income	$103,000	10,190
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$104,000	3,846
Cash dividends	$22,000	8,024
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$100,320	10,169
1995-12-31 (YTD Data)		Rank
Total interest income	$1,307,000	10,830
Total interest expense	$526,000	10,933
Net interest income	$781,000	10,591
Provision for loan and lease losses	$12,000	8,132
Total noninterest income	$129,000	9,681
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$104,000	7,690
Trading account gains and fees	NA	NA
Additional Noninterest Income	$25,000	10,586
Total noninterest expense	$592,000	10,597
Salaries and employee benefits	$332,000	10,482
Premises and equipment expense	$61,000	10,750
Additional noninterest expense	$199,000	10,425
Pre-tax net operating income	$306,000	9,704
Securities gains (losses)	$-4,000	9,551
Applicable income taxes	$111,000	8,958
Income before extraordinary items	$191,000	10,031
Extraordinary gains, net	$0	65
Net income	$191,000	10,034
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$15,000	7,018
Cash dividends	$128,000	6,363
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$193,560	9,975
1994-12-31 (YTD Data)		Rank
Total interest income	$1,179,000	11,393
Total interest expense	$403,000	11,570
Net interest income	$776,000	11,133
Provision for loan and lease losses	$12,000	8,270
Total noninterest income	$119,000	10,318
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$95,000	8,225
Trading account gains and fees	NA	NA
Additional Noninterest Income	$24,000	11,176
Total noninterest expense	$582,000	11,220
Salaries and employee benefits	$301,000	11,193
Premises and equipment expense	$52,000	11,558
Additional noninterest expense	$229,000	10,782
Pre-tax net operating income	$301,000	10,137
Securities gains (losses)	$-19,000	10,292
Applicable income taxes	$103,000	9,288
Income before extraordinary items	$179,000	10,509
Extraordinary gains, net	$0	249
Net income	$179,000	10,514
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$39,000	5,574
Cash dividends	$79,000	7,364
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$191,160	10,432
1993-12-31 (YTD Data)		Rank
Total interest income	$1,197,000	11,893
Total interest expense	$434,000	12,046
Net interest income	$763,000	11,647
Provision for loan and lease losses	$26,000	8,647
Total noninterest income	$117,000	10,904
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$96,000	8,486
Trading account gains and fees	NA	NA
Additional Noninterest Income	$21,000	11,957
Total noninterest expense	$553,000	11,889
Salaries and employee benefits	$296,000	11,690
Premises and equipment expense	$37,000	12,642
Additional noninterest expense	$220,000	11,470
Pre-tax net operating income	$301,000	10,232
Securities gains (losses)	$3,000	6,505
Applicable income taxes	$110,000	9,512
Income before extraordinary items	$194,000	10,726
Extraordinary gains, net	$0	3,149
Net income	$194,000	10,823
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-6,000	11,470
Cash dividends	$61,000	7,683
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$192,080	10,524
1992-12-31 (YTD Data)		Rank
Total interest income	$1,213,000	12,575
Total interest expense	$493,000	12,788
Net interest income	$720,000	12,234
Provision for loan and lease losses	$48,000	9,164
Total noninterest income	$96,000	11,835
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$75,000	9,378
Trading account gains and fees	NA	NA
Additional Noninterest Income	$21,000	12,470
Total noninterest expense	$511,000	12,578
Salaries and employee benefits	$260,000	12,500
Premises and equipment expense	$58,000	12,372
Additional noninterest expense	$193,000	12,331
Pre-tax net operating income	$257,000	10,544
Securities gains (losses)	$3,000	7,429
Applicable income taxes	$88,000	10,227
Income before extraordinary items	$172,000	10,960
Extraordinary gains, net	$0	1,422
Net income	$172,000	11,050
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$30,000	8,508
Cash dividends	$57,000	7,528
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$170,020	10,666

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.