Home > Bank of Botetourt > Net charge- offs to loans
Bank of Botetourt, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0513% | 1,353 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0360% | 477 |
| Percentage Net Loans Charged-off:Construction & development | 0.0923% | 129 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 532 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0516% | 246 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0581% | 226 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0358% | 4,033 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0872% | 2,391 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9658% | 400 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0048% | 4,123 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0295% | 1,484 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0214% | 496 |
| Percentage Net Loans Charged-off:Construction & development | 0.0328% | 107 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0371% | 267 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0418% | 248 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0489% | 4,080 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0771% | 2,225 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9260% | 339 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0131% | 4,116 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0403% | 1,115 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0175% | 419 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0385% | 222 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0435% | 195 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1419% | 724 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1285% | 1,790 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4021% | 284 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0102% | 4,083 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0287% | 1,125 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0144% | 332 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0319% | 190 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0361% | 169 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2970% | 362 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1146% | 4,269 |
| Percentage Net Loans Charged-off: Credit card loans | -0.1887% | 4,641 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1063% | 4,255 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1111% | 676 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0277% | 505 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0816% | 234 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0011% | 778 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0013% | 738 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1396% | 761 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7594% | 275 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5997% | 366 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.9003% | 235 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1074% | 581 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0218% | 448 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0613% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0023% | 604 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0027% | 579 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0328% | 910 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9577% | 224 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4061% | 388 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.1485% | 182 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1075% | 559 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0011% | 662 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0024% | 516 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0028% | 483 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0428% | 723 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5378% | 159 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6703% | 118 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.5213% | 144 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2125% | 290 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 527 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 390 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 357 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0858% | 436 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.0618% | 84 |
| Percentage Net Loans Charged-off: Credit card loans | 5.4195% | 45 |
| Percentage Net Loans Charged-off: Other loans to individual | 5.0175% | 73 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0022% | 3,380 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0031% | 1,234 |
| Percentage Net Loans Charged-off:Construction & development | 0.0208% | 180 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0177% | 573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0042% | 3,476 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0048% | 3,564 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0111% | 3,494 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0161% | 2,472 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0551% | 480 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0119% | 2,397 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0026% | 2,266 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0156% | 851 |
| Percentage Net Loans Charged-off:Construction & development | 0.1177% | 101 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0235% | 489 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0048% | 3,575 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0055% | 3,656 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0138% | 3,576 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0776% | 4,059 |
| Percentage Net Loans Charged-off: Credit card loans | -0.2246% | 815 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0623% | 3,960 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0083% | 1,833 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0238% | 689 |
| Percentage Net Loans Charged-off:Construction & development | 0.1794% | 67 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0353% | 390 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0060% | 3,710 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0068% | 3,796 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,104 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0727% | 3,951 |
| Percentage Net Loans Charged-off: Credit card loans | -0.2240% | 808 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0572% | 3,835 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0200% | 3,999 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0042% | 3,718 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0096% | 3,953 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0109% | 4,027 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 814 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0205% | 1,639 |
| Percentage Net Loans Charged-off: Credit card loans | -0.2261% | 801 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0450% | 1,481 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1580% | 1,037 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1617% | 392 |
| Percentage Net Loans Charged-off:Construction & development | 0.9793% | 53 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,060 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1095% | 452 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0044% | 3,298 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1270% | 388 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1698% | 1,213 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0826% | 2,584 |
| Percentage Net Loans Charged-off: Credit card loans | -0.7690% | 887 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1652% | 2,090 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1699% | 867 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1734% | 319 |
| Percentage Net Loans Charged-off:Construction & development | 1.1206% | 52 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 822 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0994% | 441 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0057% | 3,344 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1158% | 386 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2359% | 906 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0064% | 4,163 |
| Percentage Net Loans Charged-off: Credit card loans | -1.0236% | 892 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0913% | 2,290 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0481% | 1,796 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0292% | 915 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0648% | 537 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1829% | 119 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0457% | 609 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2487% | 815 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0382% | 2,525 |
| Percentage Net Loans Charged-off: Credit card loans | -1.4136% | 902 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1778% | 1,894 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0917% | 1,144 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0358% | 653 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0788% | 424 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0921% | 362 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6703% | 407 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3378% | 1,530 |
| Percentage Net Loans Charged-off: Credit card loans | -1.4614% | 893 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5154% | 1,158 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0611% | 2,228 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0320% | 1,405 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,108 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0102% | 1,639 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0162% | 3,515 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0151% | 1,444 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6384% | 1,296 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1598% | 597 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6854% | 1,103 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0808% | 1,675 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0466% | 986 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 880 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0217% | 1,194 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0218% | 3,586 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0299% | 1,020 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,875 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7669% | 997 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2149% | 553 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8210% | 855 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1208% | 1,230 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0731% | 682 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 706 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0398% | 846 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0330% | 3,662 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0538% | 707 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,571 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0864% | 685 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4364% | 476 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1498% | 579 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0226% | 1,994 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0035% | 4,070 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0082% | 4,289 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0496% | 3,764 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 925 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4901% | 1,317 |
| Percentage Net Loans Charged-off: Credit card loans | -0.4384% | 930 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5813% | 1,075 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0606% | 2,265 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0402% | 1,347 |
| Percentage Net Loans Charged-off:Construction & development | 0.1580% | 210 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0310% | 4,819 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0676% | 1,031 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0950% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0623% | 1,056 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1736% | 4,782 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6629% | 1,240 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3214% | 395 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5993% | 1,259 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0176% | 2,811 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0198% | 1,471 |
| Percentage Net Loans Charged-off:Construction & development | 0.2135% | 146 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0424% | 4,944 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0109% | 1,590 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0804% | 305 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0024% | 4,184 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2811% | 4,930 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3264% | 1,843 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2417% | 381 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2385% | 2,006 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0074% | 4,213 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0092% | 1,458 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 695 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0211% | 1,233 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1313% | 219 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,443 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4044% | 5,065 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1962% | 2,155 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8184% | 425 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1359% | 2,251 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0266% | 4,687 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0160% | 1,027 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0365% | 848 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2247% | 132 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,039 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.8085% | 5,240 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2297% | 1,858 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6971% | 389 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1835% | 1,854 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0671% | 2,501 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0344% | 1,761 |
| Percentage Net Loans Charged-off:Construction & development | 0.0843% | 352 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0057% | 1,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0501% | 1,536 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1126% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0379% | 1,638 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0649% | 4,680 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7280% | 1,255 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5455% | 584 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7461% | 1,112 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0602% | 2,261 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0334% | 1,536 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0077% | 960 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0695% | 1,183 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1534% | 297 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0531% | 1,295 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0227% | 4,297 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5688% | 1,445 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7327% | 507 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5525% | 1,336 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0385% | 2,429 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0249% | 1,492 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0116% | 741 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0475% | 1,268 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2337% | 200 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0106% | 1,588 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0173% | 4,199 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3172% | 1,958 |
| Percentage Net Loans Charged-off: Credit card loans | -0.1215% | 1,041 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3623% | 1,706 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0311% | 2,146 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0048% | 1,458 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0187% | 461 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0036% | 4,472 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0044% | 4,554 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0172% | 4,158 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4741% | 1,471 |
| Percentage Net Loans Charged-off: Credit card loans | -0.2416% | 1,047 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5478% | 1,213 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2448% | 1,135 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1201% | 1,090 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,463 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2842% | 540 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0116% | 3,944 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3435% | 445 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8372% | 355 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1036% | 3,230 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1882% | 697 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0945% | 3,131 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2969% | 771 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1611% | 729 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3843% | 343 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0077% | 3,926 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4634% | 278 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1876% | 261 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0330% | 3,279 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5910% | 565 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0274% | 4,907 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2134% | 1,102 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0610% | 1,358 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 960 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1469% | 914 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1768% | 778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3282% | 225 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0999% | 5,151 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0191% | 446 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2215% | 5,355 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1887% | 1,035 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1240% | 745 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2993% | 470 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3614% | 399 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4294% | 288 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4309% | 5,576 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5096% | 470 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5349% | 5,586 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4536% | 608 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0653% | 2,053 |
| Percentage Net Loans Charged-off:Construction & development | 0.2235% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,647 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1570% | 1,319 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2354% | 472 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1407% | 1,412 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.7713% | 96 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0001% | 789 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3337% | 440 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9578% | 749 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5795% | 386 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0884% | 1,592 |
| Percentage Net Loans Charged-off:Construction & development | 0.2978% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,413 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2120% | 964 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3167% | 360 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1904% | 1,016 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.3529% | 63 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2698% | 520 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8455% | 493 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3252% | 434 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3997% | 650 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0566% | 1,858 |
| Percentage Net Loans Charged-off:Construction & development | 0.4538% | 289 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,187 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0043% | 5,127 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0125% | 4,192 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0026% | 5,105 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.8936% | 91 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7069% | 1,020 |
| Percentage Net Loans Charged-off: Credit card loans | -0.1268% | 1,116 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8191% | 800 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0288% | 2,606 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0073% | 4,950 |
| Percentage Net Loans Charged-off:Construction & development | -0.0575% | 5,168 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 786 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,834 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,718 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,166 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6709% | 1,053 |
| Percentage Net Loans Charged-off: Credit card loans | -0.5151% | 1,143 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8301% | 800 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1115% | 2,920 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0796% | 2,592 |
| Percentage Net Loans Charged-off:Construction & development | 0.0899% | 955 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0051% | 2,153 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0328% | 3,133 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0502% | 1,033 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0292% | 3,046 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2480% | 1,675 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5204% | 1,774 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9910% | 331 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3073% | 2,250 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1284% | 2,508 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1050% | 2,070 |
| Percentage Net Loans Charged-off:Construction & development | 0.1208% | 790 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,863 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0425% | 2,723 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0670% | 906 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0373% | 2,635 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0735% | 1,970 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6493% | 1,334 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9673% | 319 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4547% | 1,649 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1354% | 2,317 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1142% | 1,925 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 833 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0132% | 2,781 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0160% | 2,608 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1106% | 1,585 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5873% | 1,364 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8018% | 333 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4052% | 1,615 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0146% | 3,302 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0111% | 2,402 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,059 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0267% | 2,000 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0323% | 1,843 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1240% | 1,023 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0680% | 5,333 |
| Percentage Net Loans Charged-off: Credit card loans | -0.5127% | 1,199 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,584 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4671% | 1,427 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3674% | 1,508 |
| Percentage Net Loans Charged-off:Construction & development | 0.7542% | 933 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0367% | 2,416 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.1824% | 147 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4817% | 1,159 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5014% | 238 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2487% | 1,905 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7228% | 652 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6903% | 1,633 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7711% | 391 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5151% | 1,911 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -2.2063% | 1,411 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5722% | 1,101 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4627% | 1,162 |
| Percentage Net Loans Charged-off:Construction & development | 0.7624% | 847 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0490% | 2,047 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.3154% | 99 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6481% | 820 |
| Percentage Net Loans Charged-off: Home equity loans | 1.9976% | 186 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3355% | 1,458 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3007% | 472 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3657% | 2,257 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4865% | 648 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3458% | 2,167 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -2.4195% | 1,388 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7187% | 906 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5811% | 961 |
| Percentage Net Loans Charged-off:Construction & development | 0.4151% | 924 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0736% | 1,689 |
| Percentage Net Loans Charged-off: Multi-family residential | 6.6812% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9191% | 577 |
| Percentage Net Loans Charged-off: Home equity loans | 2.6469% | 143 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5098% | 1,036 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.8450% | 398 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4700% | 1,846 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7353% | 551 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4261% | 1,816 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9029% | 671 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9384% | 552 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0157% | 1,377 |
| Percentage Net Loans Charged-off: Multi-family residential | 14.3493% | 25 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6762% | 288 |
| Percentage Net Loans Charged-off: Home equity loans | 5.2473% | 67 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8125% | 630 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1424% | 631 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2136% | 2,277 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2451% | 542 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2083% | 2,134 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8356% | 1,386 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8041% | 1,280 |
| Percentage Net Loans Charged-off:Construction & development | 1.6633% | 1,194 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4201% | 1,723 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7945% | 1,156 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5502% | 977 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8563% | 1,060 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7909% | 932 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4181% | 2,619 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0169% | 649 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3156% | 2,785 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 47.5162% | 20 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8977% | 1,215 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8324% | 1,193 |
| Percentage Net Loans Charged-off:Construction & development | 2.2084% | 971 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5589% | 1,291 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4849% | 1,778 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7222% | 753 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4245% | 1,847 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4163% | 658 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4136% | 2,385 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8539% | 637 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3377% | 2,463 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 63.8915% | 17 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0727% | 1,021 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9549% | 1,024 |
| Percentage Net Loans Charged-off:Construction & development | 2.3935% | 873 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7549% | 980 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3918% | 1,923 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3098% | 995 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4126% | 1,793 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.6931% | 441 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2454% | 2,795 |
| Percentage Net Loans Charged-off: Credit card loans | -0.2549% | 1,269 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3324% | 2,313 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 96.6096% | 14 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1537% | 895 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8056% | 1,131 |
| Percentage Net Loans Charged-off:Construction & development | 0.9688% | 979 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1179% | 619 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6342% | 1,273 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7935% | 1,010 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.4298% | 206 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1523% | 2,656 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2580% | 567 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1340% | 2,543 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 195.9633% | 4 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.5740% | 439 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.6275% | 403 |
| Percentage Net Loans Charged-off:Construction & development | 8.9566% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4711% | 828 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2694% | 964 |
| Percentage Net Loans Charged-off: Home equity loans | 3.0073% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8024% | 1,501 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.8755% | 603 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6165% | 2,451 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7737% | 546 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3930% | 2,883 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.7302% | 378 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.9068% | 320 |
| Percentage Net Loans Charged-off:Construction & development | 9.4823% | 443 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.7971% | 569 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2546% | 908 |
| Percentage Net Loans Charged-off: Home equity loans | 2.5628% | 323 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8964% | 1,286 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4263% | 902 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5657% | 2,365 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7049% | 779 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4776% | 2,326 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8969% | 716 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0892% | 586 |
| Percentage Net Loans Charged-off:Construction & development | 7.1087% | 607 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9113% | 1,071 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9917% | 1,177 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3994% | 571 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8789% | 1,250 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4874% | 2,198 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7076% | 1,930 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0554% | 626 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5535% | 1,945 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3063% | 1,060 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4329% | 850 |
| Percentage Net Loans Charged-off:Construction & development | 5.4482% | 580 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1115% | 7,148 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9619% | 993 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7209% | 652 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0296% | 893 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0251% | 5,897 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1137% | 1,242 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8537% | 446 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7873% | 1,299 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0792% | 2,058 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0751% | 1,786 |
| Percentage Net Loans Charged-off:Construction & development | 2.2262% | 1,996 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1069% | 3,173 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4816% | 943 |
| Percentage Net Loans Charged-off: Home equity loans | 4.5454% | 184 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5990% | 1,986 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8258% | 1,768 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5764% | 3,173 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4710% | 795 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 12.7127% | 67 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2993% | 1,567 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2721% | 1,418 |
| Percentage Net Loans Charged-off:Construction & development | 2.4240% | 1,725 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1430% | 2,613 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.8557% | 644 |
| Percentage Net Loans Charged-off: Home equity loans | 5.4751% | 150 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8049% | 1,466 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5119% | 1,221 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6956% | 2,620 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5261% | 722 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 17.2425% | 44 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3115% | 1,450 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1932% | 1,387 |
| Percentage Net Loans Charged-off:Construction & development | 1.3776% | 1,836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1766% | 2,063 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.2293% | 512 |
| Percentage Net Loans Charged-off: Home equity loans | 6.8074% | 117 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8910% | 1,251 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.7358% | 781 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7064% | 2,427 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4841% | 681 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 25.3330% | 24 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4690% | 1,176 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4397% | 998 |
| Percentage Net Loans Charged-off:Construction & development | 0.6981% | 1,602 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.4840% | 279 |
| Percentage Net Loans Charged-off: Home equity loans | 13.6580% | 53 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4940% | 1,499 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.4195% | 699 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0312% | 6,484 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2713% | 742 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 50.5100% | 12 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6209% | 3,349 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5483% | 2,776 |
| Percentage Net Loans Charged-off:Construction & development | 2.1079% | 2,043 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0422% | 7,666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0294% | 4,637 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,916 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0385% | 4,318 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0073% | 2,843 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5182% | 1,849 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6131% | 1,098 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6806% | 2,654 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7197% | 1,961 |
| Percentage Net Loans Charged-off:Construction & development | 2.7110% | 1,507 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0572% | 7,742 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0328% | 4,098 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0431% | 3,767 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3744% | 3,420 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6815% | 3,201 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1823% | 1,095 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7351% | 2,211 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7784% | 1,639 |
| Percentage Net Loans Charged-off:Construction & development | 2.6544% | 1,270 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0868% | 7,836 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2592% | 2,223 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3414% | 1,826 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7610% | 2,271 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2472% | 4,266 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1384% | 1,005 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4892% | 2,238 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5695% | 1,503 |
| Percentage Net Loans Charged-off:Construction & development | 1.4859% | 1,084 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0455% | 7,809 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5227% | 1,193 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6938% | 932 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,811 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,232 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 800 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1606% | 4,588 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1242% | 3,449 |
| Percentage Net Loans Charged-off:Construction & development | 0.4169% | 2,091 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0383% | 3,607 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0493% | 3,235 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3169% | 3,171 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5167% | 3,651 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6874% | 786 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0841% | 4,693 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0175% | 4,147 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0520% | 2,809 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0664% | 2,467 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4109% | 2,231 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6006% | 2,907 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0501% | 622 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0339% | 5,008 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0010% | 3,779 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0030% | 2,817 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0037% | 2,586 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0380% | 2,953 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5224% | 2,801 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8055% | 824 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0216% | 4,322 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0020% | 2,666 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0060% | 1,903 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0074% | 1,730 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,192 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3559% | 2,869 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2677% | 750 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2178% | 2,463 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0260% | 3,378 |
| Percentage Net Loans Charged-off:Construction & development | -0.0172% | 7,649 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0799% | 2,088 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0913% | 1,877 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3789% | 901 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5961% | 2,702 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2897% | 1,162 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2735% | 1,468 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0354% | 2,335 |
| Percentage Net Loans Charged-off:Construction & development | -0.0247% | 7,647 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1065% | 1,374 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1212% | 1,207 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6543% | 624 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7858% | 1,773 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4923% | 987 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2450% | 1,446 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,712 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6720% | 545 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6765% | 1,899 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6041% | 842 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5203% | 610 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.2918% | 196 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0589% | 6,880 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3094% | 770 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0349% | 4,812 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0126% | 2,950 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0325% | 2,227 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1136% | 439 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0205% | 2,304 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1857% | 7,735 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6705% | 2,264 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4215% | 483 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0708% | 3,274 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0265% | 2,087 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0676% | 1,453 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1504% | 300 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0552% | 1,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,095 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7114% | 1,891 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0455% | 347 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0758% | 2,873 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0420% | 1,533 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1068% | 1,001 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2242% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0886% | 1,046 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,652 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5854% | 2,080 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1562% | 341 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1171% | 1,924 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0479% | 1,035 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1238% | 694 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1434% | 617 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0646% | 1,218 |
| Percentage Net Loans Charged-off: Credit card loans | 6.9648% | 137 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1748% | 2,566 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0287% | 2,459 |
| Percentage Net Loans Charged-off:Construction & development | 0.2181% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0020% | 7,824 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0024% | 7,830 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7732% | 1,415 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9183% | 2,054 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7611% | 904 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1833% | 2,112 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0396% | 1,892 |
| Percentage Net Loans Charged-off:Construction & development | 0.2804% | 203 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6878% | 1,285 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0371% | 1,560 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0757% | 1,018 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1252% | 2,542 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0599% | 1,384 |
| Percentage Net Loans Charged-off:Construction & development | 0.3960% | 141 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0330% | 7,050 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0637% | 1,461 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0889% | 674 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0442% | 3,386 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0444% | 7,134 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6294% | 2,198 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6300% | 668 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1758% | 3,034 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0450% | 2,414 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1394% | 1,278 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0145% | 5,982 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1706% | 1,099 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6528% | 1,827 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7964% | 2,632 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4276% | 826 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2020% | 2,319 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0601% | 1,793 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1860% | 881 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0194% | 5,966 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2285% | 735 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6057% | 1,586 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0157% | 1,838 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8113% | 692 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2508% | 1,836 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0754% | 1,461 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2320% | 703 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2809% | 615 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9105% | 1,122 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9917% | 1,880 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9048% | 667 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3389% | 1,305 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1578% | 761 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4803% | 320 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5823% | 278 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8880% | 887 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2833% | 1,441 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5214% | 530 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2667% | 2,753 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0030% | 3,951 |
| Percentage Net Loans Charged-off:Construction & development | -0.0229% | 7,993 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0248% | 1,414 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0087% | 8,316 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0109% | 8,348 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8990% | 1,828 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4005% | 1,509 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8636% | 1,231 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1558% | 3,466 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0056% | 3,235 |
| Percentage Net Loans Charged-off:Construction & development | -0.0233% | 7,985 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0348% | 1,082 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0120% | 8,366 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0151% | 8,401 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1853% | 3,170 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2212% | 1,699 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9530% | 1,147 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2252% | 2,557 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0132% | 8,345 |
| Percentage Net Loans Charged-off:Construction & development | -0.0360% | 7,970 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0183% | 8,457 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0233% | 8,515 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8714% | 1,428 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0132% | 2,037 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4622% | 1,502 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1613% | 2,667 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0549% | 8,764 |
| Percentage Net Loans Charged-off:Construction & development | -0.0754% | 7,958 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1113% | 8,883 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1422% | 8,907 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4106% | 1,548 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2860% | 1,541 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3063% | 1,233 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7250% | 1,088 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1386% | 1,485 |
| Percentage Net Loans Charged-off:Construction & development | 0.2881% | 438 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2121% | 1,013 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0664% | 473 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2545% | 864 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.9772% | 695 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7336% | 1,099 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2834% | 1,556 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2868% | 2,791 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,994 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6673% | 2,311 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4570% | 1,350 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9184% | 1,764 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2138% | 2,999 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4194% | 1,678 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5584% | 1,288 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4319% | 1,861 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3439% | 2,618 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4776% | 1,770 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1300% | 5,126 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1371% | 6,381 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2592% | 6,496 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |