Home > Bank of Blue Valley > Income and Expense

Bank of Blue Valley, Income and Expense

2019-03-31 (YTD Data)		Rank
Total interest income	$7,783,000	1,039
Total interest expense	$1,066,000	1,365
Net interest income	$6,717,000	994
Provision for loan and lease losses	$0	3,406
Total noninterest income	$899,000	1,332
Gross Fiduciary activities income	$117,000	594
Service charges on deposit accounts	$152,000	1,649
Trading account gains and fees	NA	NA
Additional Noninterest Income	$630,000	1,252
Total noninterest expense	$4,055,000	1,273
Salaries and employee benefits	$2,656,000	1,153
Premises and equipment expense	$276,000	1,946
Additional noninterest expense	$1,123,000	1,374
Pre-tax net operating income	$3,561,000	759
Securities gains (losses)	$7,000	777
Applicable income taxes	$857,000	617
Income before extraordinary items	$2,711,000	851
Extraordinary gains, net	$0	5
Net income	$2,711,000	850
Minority interest net income	$0	52
Net income of bank and minority interests.	$2,711,000	850
Net charge-offs	$-53,000	5,092
Cash dividends	$1,062,000	780
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$2,705,470	834
2018-12-31 (YTD Data)		Rank
Total interest income	$29,043,000	1,041
Total interest expense	$3,056,000	1,410
Net interest income	$25,987,000	1,001
Provision for loan and lease losses	$400,000	1,664
Total noninterest income	$3,139,000	1,490
Gross Fiduciary activities income	$582,000	568
Service charges on deposit accounts	$788,000	1,390
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,769,000	1,615
Total noninterest expense	$16,333,000	1,247
Salaries and employee benefits	$10,277,000	1,148
Premises and equipment expense	$1,160,000	1,852
Additional noninterest expense	$4,896,000	1,264
Pre-tax net operating income	$12,393,000	877
Securities gains (losses)	$417,000	144
Applicable income taxes	$1,673,000	979
Income before extraordinary items	$11,137,000	836
Extraordinary gains, net	$0	6
Net income	$11,137,000	834
Minority interest net income	$0	72
Net income of bank and minority interests.	$11,137,000	835
Net charge-offs	$-236,000	5,196
Cash dividends	$5,868,000	651
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$10,774,210	854
2018-09-30 (YTD Data)		Rank
Total interest income	$21,148,000	1,053
Total interest expense	$2,094,000	1,442
Net interest income	$19,054,000	1,017
Provision for loan and lease losses	$400,000	1,318
Total noninterest income	$2,300,000	1,538
Gross Fiduciary activities income	$446,000	563
Service charges on deposit accounts	$598,000	1,383
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,256,000	1,693
Total noninterest expense	$12,185,000	1,253
Salaries and employee benefits	$7,600,000	1,161
Premises and equipment expense	$855,000	1,881
Additional noninterest expense	$3,730,000	1,247
Pre-tax net operating income	$8,769,000	931
Securities gains (losses)	$411,000	140
Applicable income taxes	$2,043,000	722
Income before extraordinary items	$7,137,000	966
Extraordinary gains, net	$0	5
Net income	$7,137,000	965
Minority interest net income	$0	66
Net income of bank and minority interests.	$7,137,000	965
Net charge-offs	$-187,000	5,237
Cash dividends	$5,035,000	531
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$6,812,310	999
2018-06-30 (YTD Data)		Rank
Total interest income	$13,983,000	1,048
Total interest expense	$1,306,000	1,448
Net interest income	$12,677,000	1,016
Provision for loan and lease losses	$400,000	972
Total noninterest income	$1,285,000	1,733
Gross Fiduciary activities income	$298,000	567
Service charges on deposit accounts	$395,000	1,393
Trading account gains and fees	NA	NA
Additional Noninterest Income	$592,000	2,080
Total noninterest expense	$8,263,000	1,240
Salaries and employee benefits	$5,146,000	1,156
Premises and equipment expense	$596,000	1,843
Additional noninterest expense	$2,521,000	1,234
Pre-tax net operating income	$5,299,000	983
Securities gains (losses)	$415,000	116
Applicable income taxes	$1,252,000	750
Income before extraordinary items	$4,462,000	1,000
Extraordinary gains, net	$0	6
Net income	$4,462,000	999
Minority interest net income	$0	65
Net income of bank and minority interests.	$4,462,000	999
Net charge-offs	$-118,000	5,242
Cash dividends	$1,262,000	1,111
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$4,134,150	1,047
2018-03-31 (YTD Data)		Rank
Total interest income	$6,796,000	1,064
Total interest expense	$575,000	1,539
Net interest income	$6,221,000	1,032
Provision for loan and lease losses	$300,000	673
Total noninterest income	$935,000	1,324
Gross Fiduciary activities income	$150,000	569
Service charges on deposit accounts	$195,000	1,413
Trading account gains and fees	NA	NA
Additional Noninterest Income	$590,000	1,348
Total noninterest expense	$4,269,000	1,208
Salaries and employee benefits	$2,530,000	1,169
Premises and equipment expense	$419,000	1,395
Additional noninterest expense	$1,320,000	1,188
Pre-tax net operating income	$2,587,000	981
Securities gains (losses)	$-9,000	5,208
Applicable income taxes	$561,000	792
Income before extraordinary items	$2,017,000	1,051
Extraordinary gains, net	$0	7
Net income	$2,017,000	1,050
Minority interest net income	$0	52
Net income of bank and minority interests.	$2,017,000	1,051
Net charge-offs	$-22,000	5,012
Cash dividends	$608,000	1,035
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$2,024,110	1,042
2017-12-31 (YTD Data)		Rank
Total interest income	$26,028,000	1,077
Total interest expense	$2,060,000	1,506
Net interest income	$23,968,000	1,042
Provision for loan and lease losses	$-900,000	5,587
Total noninterest income	$2,359,000	1,834
Gross Fiduciary activities income	$579,000	563
Service charges on deposit accounts	$904,000	1,283
Trading account gains and fees	NA	NA
Additional Noninterest Income	$876,000	2,450
Total noninterest expense	$17,977,000	1,156
Salaries and employee benefits	$9,938,000	1,166
Premises and equipment expense	$1,584,000	1,439
Additional noninterest expense	$6,455,000	1,004
Pre-tax net operating income	$9,250,000	1,051
Securities gains (losses)	$0	2,243
Applicable income taxes	$4,624,000	700
Income before extraordinary items	$4,626,000	1,433
Extraordinary gains, net	$0	9
Net income	$4,626,000	1,432
Minority interest net income	$0	76
Net income of bank and minority interests.	$4,626,000	1,433
Net charge-offs	$-271,000	5,489
Cash dividends	$1,676,000	1,609
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$4,626,000	1,408
2017-09-30 (YTD Data)		Rank
Total interest income	$19,269,000	1,093
Total interest expense	$1,548,000	1,473
Net interest income	$17,721,000	1,060
Provision for loan and lease losses	$-500,000	5,623
Total noninterest income	$2,025,000	1,709
Gross Fiduciary activities income	$450,000	558
Service charges on deposit accounts	$686,000	1,281
Trading account gains and fees	NA	NA
Additional Noninterest Income	$889,000	2,115
Total noninterest expense	$13,573,000	1,151
Salaries and employee benefits	$7,461,000	1,174
Premises and equipment expense	$1,177,000	1,459
Additional noninterest expense	$4,935,000	981
Pre-tax net operating income	$6,673,000	1,098
Securities gains (losses)	$0	2,274
Applicable income taxes	$2,389,000	812
Income before extraordinary items	$4,284,000	1,307
Extraordinary gains, net	$0	9
Net income	$4,284,000	1,305
Minority interest net income	$0	71
Net income of bank and minority interests.	$4,284,000	1,307
Net charge-offs	$-225,000	5,518
Cash dividends	$1,676,000	1,211
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$4,284,000	1,284
2017-06-30 (YTD Data)		Rank
Total interest income	$12,619,000	1,101
Total interest expense	$1,018,000	1,461
Net interest income	$11,601,000	1,072
Provision for loan and lease losses	$0	3,871
Total noninterest income	$1,871,000	1,367
Gross Fiduciary activities income	$310,000	554
Service charges on deposit accounts	$464,000	1,250
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,097,000	1,459
Total noninterest expense	$9,165,000	1,143
Salaries and employee benefits	$4,992,000	1,174
Premises and equipment expense	$737,000	1,552
Additional noninterest expense	$3,436,000	949
Pre-tax net operating income	$4,307,000	1,124
Securities gains (losses)	$0	1,906
Applicable income taxes	$1,540,000	812
Income before extraordinary items	$2,767,000	1,328
Extraordinary gains, net	$0	11
Net income	$2,767,000	1,327
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,767,000	1,328
Net charge-offs	$-194,000	5,581
Cash dividends	$1,161,000	1,186
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$2,767,000	1,308
2017-03-31 (YTD Data)		Rank
Total interest income	$6,145,000	1,118
Total interest expense	$505,000	1,449
Net interest income	$5,640,000	1,096
Provision for loan and lease losses	$0	3,537
Total noninterest income	$945,000	1,354
Gross Fiduciary activities income	$170,000	543
Service charges on deposit accounts	$239,000	1,234
Trading account gains and fees	NA	NA
Additional Noninterest Income	$536,000	1,475
Total noninterest expense	$4,617,000	1,147
Salaries and employee benefits	$2,543,000	1,174
Premises and equipment expense	$369,000	1,561
Additional noninterest expense	$1,705,000	946
Pre-tax net operating income	$1,968,000	1,185
Securities gains (losses)	$0	1,153
Applicable income taxes	$711,000	844
Income before extraordinary items	$1,257,000	1,409
Extraordinary gains, net	$0	8
Net income	$1,257,000	1,409
Minority interest net income	$0	55
Net income of bank and minority interests.	$1,257,000	1,409
Net charge-offs	$-155,000	5,687
Cash dividends	$575,000	1,093
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$1,257,000	1,391
2016-12-31 (YTD Data)		Rank
Total interest income	$23,272,000	1,136
Total interest expense	$2,328,000	1,247
Net interest income	$20,944,000	1,124
Provision for loan and lease losses	$1,925,000	536
Total noninterest income	$3,710,000	1,411
Gross Fiduciary activities income	$726,000	513
Service charges on deposit accounts	$1,008,000	1,204
Trading account gains and fees	$0	170
Additional Noninterest Income	$1,976,000	1,611
Total noninterest expense	$20,509,000	1,031
Salaries and employee benefits	$10,600,000	1,095
Premises and equipment expense	$1,533,000	1,489
Additional noninterest expense	$8,376,000	790
Pre-tax net operating income	$2,220,000	2,883
Securities gains (losses)	$1,879,000	127
Applicable income taxes	$1,402,000	1,328
Income before extraordinary items	$2,697,000	2,288
Extraordinary gains, net	$0	5
Net income	$2,697,000	2,285
Minority interest net income	$0	82
Net income of bank and minority interests.	$2,697,000	2,287
Net charge-offs	$493,000	1,088
Cash dividends	$2,242,000	1,290
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$1,456,860	3,276
2016-09-30 (YTD Data)		Rank
Total interest income	$17,199,000	1,156
Total interest expense	$1,788,000	1,207
Net interest income	$15,411,000	1,145
Provision for loan and lease losses	$975,000	703
Total noninterest income	$2,726,000	1,432
Gross Fiduciary activities income	$535,000	519
Service charges on deposit accounts	$762,000	1,185
Trading account gains and fees	$0	169
Additional Noninterest Income	$1,429,000	1,638
Total noninterest expense	$14,869,000	1,054
Salaries and employee benefits	$7,845,000	1,111
Premises and equipment expense	$1,139,000	1,504
Additional noninterest expense	$5,885,000	844
Pre-tax net operating income	$2,293,000	2,395
Securities gains (losses)	$926,000	226
Applicable income taxes	$1,101,000	1,317
Income before extraordinary items	$2,118,000	2,242
Extraordinary gains, net	$0	5
Net income	$2,118,000	2,241
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,118,000	2,242
Net charge-offs	$1,019,000	475
Cash dividends	$1,670,000	1,195
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$1,506,840	2,760
2016-06-30 (YTD Data)		Rank
Total interest income	$11,413,000	1,158
Total interest expense	$1,208,000	1,186
Net interest income	$10,205,000	1,151
Provision for loan and lease losses	$975,000	521
Total noninterest income	$1,811,000	1,420
Gross Fiduciary activities income	$355,000	523
Service charges on deposit accounts	$501,000	1,189
Trading account gains and fees	$0	157
Additional Noninterest Income	$955,000	1,606
Total noninterest expense	$9,497,000	1,097
Salaries and employee benefits	$5,275,000	1,103
Premises and equipment expense	$733,000	1,563
Additional noninterest expense	$3,489,000	948
Pre-tax net operating income	$1,544,000	2,356
Securities gains (losses)	$534,000	267
Applicable income taxes	$752,000	1,294
Income before extraordinary items	$1,326,000	2,325
Extraordinary gains, net	$0	16
Net income	$1,326,000	2,324
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,326,000	2,324
Net charge-offs	$-171,000	5,828
Cash dividends	$1,108,000	1,212
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$984,240	2,761
2016-03-31 (YTD Data)		Rank
Total interest income	$5,703,000	1,163
Total interest expense	$615,000	1,157
Net interest income	$5,088,000	1,156
Provision for loan and lease losses	$475,000	483
Total noninterest income	$860,000	1,448
Gross Fiduciary activities income	$179,000	522
Service charges on deposit accounts	$243,000	1,215
Trading account gains and fees	$0	142
Additional Noninterest Income	$438,000	1,653
Total noninterest expense	$4,699,000	1,109
Salaries and employee benefits	$2,678,000	1,100
Premises and equipment expense	$366,000	1,570
Additional noninterest expense	$1,655,000	990
Pre-tax net operating income	$774,000	2,319
Securities gains (losses)	$0	2,077
Applicable income taxes	$263,000	1,602
Income before extraordinary items	$511,000	2,711
Extraordinary gains, net	$0	12
Net income	$511,000	2,711
Minority interest net income	$0	62
Net income of bank and minority interests.	$511,000	2,711
Net charge-offs	$-44,000	5,697
Cash dividends	$549,000	1,138
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$511,000	2,665
2015-12-31 (YTD Data)		Rank
Total interest income	$22,617,000	1,130
Total interest expense	$2,811,000	1,006
Net interest income	$19,806,000	1,151
Provision for loan and lease losses	$1,450,000	589
Total noninterest income	$3,888,000	1,323
Gross Fiduciary activities income	$639,000	552
Service charges on deposit accounts	$1,033,000	1,189
Trading account gains and fees	$0	159
Additional Noninterest Income	$2,216,000	1,420
Total noninterest expense	$19,724,000	1,042
Salaries and employee benefits	$11,110,000	1,019
Premises and equipment expense	$1,564,000	1,475
Additional noninterest expense	$7,050,000	931
Pre-tax net operating income	$2,520,000	2,610
Securities gains (losses)	$-78,000	6,060
Applicable income taxes	$787,000	1,817
Income before extraordinary items	$1,655,000	3,056
Extraordinary gains, net	$0	23
Net income	$1,655,000	3,057
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,655,000	3,058
Net charge-offs	$3,105,000	261
Cash dividends	$6,944,000	504
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$1,708,040	2,962
2015-09-30 (YTD Data)		Rank
Total interest income	$16,843,000	1,149
Total interest expense	$2,159,000	986
Net interest income	$14,684,000	1,170
Provision for loan and lease losses	$1,250,000	489
Total noninterest income	$3,171,000	1,277
Gross Fiduciary activities income	$476,000	553
Service charges on deposit accounts	$787,000	1,181
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,908,000	1,306
Total noninterest expense	$14,831,000	1,051
Salaries and employee benefits	$8,304,000	1,025
Premises and equipment expense	$1,259,000	1,389
Additional noninterest expense	$5,268,000	932
Pre-tax net operating income	$1,774,000	2,778
Securities gains (losses)	$-5,000	5,937
Applicable income taxes	$569,000	1,897
Income before extraordinary items	$1,200,000	3,182
Extraordinary gains, net	$0	21
Net income	$1,200,000	3,181
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,200,000	3,182
Net charge-offs	$-911,000	6,187
Cash dividends	$6,651,000	384
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$1,203,400	3,116
2015-06-30 (YTD Data)		Rank
Total interest income	$11,053,000	1,166
Total interest expense	$1,464,000	970
Net interest income	$9,589,000	1,193
Provision for loan and lease losses	$1,250,000	359
Total noninterest income	$2,697,000	1,084
Gross Fiduciary activities income	$311,000	567
Service charges on deposit accounts	$537,000	1,140
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,849,000	1,028
Total noninterest expense	$9,708,000	1,065
Salaries and employee benefits	$5,586,000	1,016
Premises and equipment expense	$737,000	1,576
Additional noninterest expense	$3,385,000	970
Pre-tax net operating income	$1,328,000	2,552
Securities gains (losses)	$-5,000	6,046
Applicable income taxes	$433,000	1,768
Income before extraordinary items	$890,000	2,962
Extraordinary gains, net	$0	22
Net income	$890,000	2,962
Minority interest net income	$0	75
Net income of bank and minority interests.	$890,000	2,964
Net charge-offs	$-262,000	6,123
Cash dividends	$393,000	2,184
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$893,350	2,898
2015-03-31 (YTD Data)		Rank
Total interest income	$5,429,000	1,181
Total interest expense	$750,000	959
Net interest income	$4,679,000	1,209
Provision for loan and lease losses	$0	3,703
Total noninterest income	$1,371,000	1,030
Gross Fiduciary activities income	$156,000	568
Service charges on deposit accounts	$260,000	1,158
Trading account gains and fees	$0	152
Additional Noninterest Income	$955,000	959
Total noninterest expense	$4,825,000	1,071
Salaries and employee benefits	$2,770,000	1,031
Premises and equipment expense	$359,000	1,641
Additional noninterest expense	$1,696,000	948
Pre-tax net operating income	$1,225,000	1,569
Securities gains (losses)	$0	2,027
Applicable income taxes	$424,000	1,142
Income before extraordinary items	$801,000	1,928
Extraordinary gains, net	$0	13
Net income	$801,000	1,930
Minority interest net income	$0	64
Net income of bank and minority interests.	$801,000	1,931
Net charge-offs	$-47,000	5,930
Cash dividends	$120,000	2,210
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$801,000	1,865
2014-12-31 (YTD Data)		Rank
Total interest income	$22,684,000	1,133
Total interest expense	$3,463,000	861
Net interest income	$19,221,000	1,174
Provision for loan and lease losses	$400,000	1,663
Total noninterest income	$3,734,000	1,339
Gross Fiduciary activities income	$602,000	573
Service charges on deposit accounts	$892,000	1,440
Trading account gains and fees	$0	180
Additional Noninterest Income	$2,240,000	1,346
Total noninterest expense	$20,103,000	1,010
Salaries and employee benefits	$10,730,000	1,010
Premises and equipment expense	$1,618,000	1,469
Additional noninterest expense	$7,755,000	839
Pre-tax net operating income	$2,452,000	2,616
Securities gains (losses)	$36,000	1,962
Applicable income taxes	$-8,327,000	6,488
Income before extraordinary items	$10,815,000	629
Extraordinary gains, net	$0	17
Net income	$10,815,000	628
Minority interest net income	$0	84
Net income of bank and minority interests.	$10,815,000	629
Net charge-offs	$3,007,000	344
Cash dividends	$412,000	3,082
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$10,779,000	622
2014-09-30 (YTD Data)		Rank
Total interest income	$17,058,000	1,137
Total interest expense	$2,655,000	850
Net interest income	$14,403,000	1,177
Provision for loan and lease losses	$400,000	1,373
Total noninterest income	$2,540,000	1,442
Gross Fiduciary activities income	$444,000	575
Service charges on deposit accounts	$673,000	1,443
Trading account gains and fees	$0	174
Additional Noninterest Income	$1,423,000	1,509
Total noninterest expense	$15,136,000	1,007
Salaries and employee benefits	$7,965,000	1,021
Premises and equipment expense	$1,271,000	1,407
Additional noninterest expense	$5,900,000	828
Pre-tax net operating income	$1,407,000	3,153
Securities gains (losses)	$16,000	2,131
Applicable income taxes	$-8,692,000	6,575
Income before extraordinary items	$10,115,000	504
Extraordinary gains, net	$0	15
Net income	$10,115,000	502
Minority interest net income	$0	81
Net income of bank and minority interests.	$10,115,000	504
Net charge-offs	$3,060,000	266
Cash dividends	$291,000	2,791
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$10,099,000	493
2014-06-30 (YTD Data)		Rank
Total interest income	$11,452,000	1,120
Total interest expense	$1,797,000	838
Net interest income	$9,655,000	1,170
Provision for loan and lease losses	$400,000	998
Total noninterest income	$1,475,000	1,570
Gross Fiduciary activities income	$290,000	585
Service charges on deposit accounts	$452,000	1,413
Trading account gains and fees	$0	172
Additional Noninterest Income	$733,000	1,804
Total noninterest expense	$9,995,000	1,018
Salaries and employee benefits	$5,235,000	1,037
Premises and equipment expense	$821,000	1,458
Additional noninterest expense	$3,939,000	820
Pre-tax net operating income	$735,000	3,531
Securities gains (losses)	$16,000	1,751
Applicable income taxes	$0	4,568
Income before extraordinary items	$751,000	3,222
Extraordinary gains, net	$0	20
Net income	$751,000	3,228
Minority interest net income	$0	80
Net income of bank and minority interests.	$751,000	3,228
Net charge-offs	$2,917,000	211
Cash dividends	$171,000	2,848
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$735,000	3,211
2014-03-31 (YTD Data)		Rank
Total interest income	$5,699,000	1,122
Total interest expense	$903,000	836
Net interest income	$4,796,000	1,169
Provision for loan and lease losses	$300,000	685
Total noninterest income	$905,000	1,336
Gross Fiduciary activities income	$141,000	589
Service charges on deposit accounts	$216,000	1,451
Trading account gains and fees	$0	147
Additional Noninterest Income	$548,000	1,328
Total noninterest expense	$5,098,000	1,002
Salaries and employee benefits	$2,587,000	1,061
Premises and equipment expense	$474,000	1,298
Additional noninterest expense	$2,037,000	791
Pre-tax net operating income	$303,000	3,808
Securities gains (losses)	$16,000	1,027
Applicable income taxes	$0	4,445
Income before extraordinary items	$319,000	3,442
Extraordinary gains, net	$0	16
Net income	$319,000	3,445
Minority interest net income	$0	66
Net income of bank and minority interests.	$319,000	3,445
Net charge-offs	$3,087,000	134
Cash dividends	$53,000	2,528
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$303,000	3,485
2013-12-31 (YTD Data)		Rank
Total interest income	$22,857,000	1,122
Total interest expense	$4,644,000	721
Net interest income	$18,213,000	1,209
Provision for loan and lease losses	$950,000	1,146
Total noninterest income	$4,661,000	1,194
Gross Fiduciary activities income	$561,000	575
Service charges on deposit accounts	$968,000	1,404
Trading account gains and fees	$0	184
Additional Noninterest Income	$3,132,000	1,124
Total noninterest expense	$21,216,000	965
Salaries and employee benefits	$10,951,000	982
Premises and equipment expense	$1,875,000	1,263
Additional noninterest expense	$8,390,000	815
Pre-tax net operating income	$708,000	4,590
Securities gains (losses)	$127,000	1,168
Applicable income taxes	$-300,000	6,596
Income before extraordinary items	$1,135,000	3,655
Extraordinary gains, net	$0	29
Net income	$1,135,000	3,658
Minority interest net income	$0	90
Net income of bank and minority interests.	$1,135,000	3,659
Net charge-offs	$1,015,000	1,257
Cash dividends	$0	4,350
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$1,008,000	3,827
2013-09-30 (YTD Data)		Rank
Total interest income	$17,033,000	1,135
Total interest expense	$3,651,000	711
Net interest income	$13,382,000	1,231
Provision for loan and lease losses	$-1,700,000	6,817
Total noninterest income	$2,647,000	1,471
Gross Fiduciary activities income	$413,000	582
Service charges on deposit accounts	$743,000	1,377
Trading account gains and fees	$0	180
Additional Noninterest Income	$1,491,000	1,554
Total noninterest expense	$15,709,000	972
Salaries and employee benefits	$7,912,000	1,020
Premises and equipment expense	$1,408,000	1,264
Additional noninterest expense	$6,389,000	804
Pre-tax net operating income	$2,020,000	2,399
Securities gains (losses)	$127,000	1,064
Applicable income taxes	$0	4,713
Income before extraordinary items	$2,147,000	2,004
Extraordinary gains, net	$0	25
Net income	$2,147,000	2,011
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,147,000	2,010
Net charge-offs	$579,000	1,448
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$2,020,000	2,053
2013-06-30 (YTD Data)		Rank
Total interest income	$11,382,000	1,120
Total interest expense	$2,491,000	720
Net interest income	$8,891,000	1,222
Provision for loan and lease losses	$-500,000	6,812
Total noninterest income	$1,582,000	1,577
Gross Fiduciary activities income	$272,000	588
Service charges on deposit accounts	$493,000	1,355
Trading account gains and fees	$0	157
Additional Noninterest Income	$817,000	1,830
Total noninterest expense	$10,071,000	1,010
Salaries and employee benefits	$5,289,000	1,024
Premises and equipment expense	$920,000	1,295
Additional noninterest expense	$3,862,000	883
Pre-tax net operating income	$902,000	3,092
Securities gains (losses)	$127,000	961
Applicable income taxes	$0	4,679
Income before extraordinary items	$1,029,000	2,591
Extraordinary gains, net	$0	22
Net income	$1,029,000	2,596
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,029,000	2,596
Net charge-offs	$-99,000	6,684
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$902,000	2,748
2013-03-31 (YTD Data)		Rank
Total interest income	$5,703,000	1,125
Total interest expense	$1,263,000	734
Net interest income	$4,440,000	1,228
Provision for loan and lease losses	$0	4,409
Total noninterest income	$719,000	1,691
Gross Fiduciary activities income	$134,000	598
Service charges on deposit accounts	$243,000	1,365
Trading account gains and fees	$0	148
Additional Noninterest Income	$342,000	2,044
Total noninterest expense	$4,914,000	1,044
Salaries and employee benefits	$2,622,000	1,043
Premises and equipment expense	$475,000	1,287
Additional noninterest expense	$1,817,000	936
Pre-tax net operating income	$245,000	4,163
Securities gains (losses)	$127,000	604
Applicable income taxes	$0	4,602
Income before extraordinary items	$372,000	3,160
Extraordinary gains, net	$0	10
Net income	$372,000	3,160
Minority interest net income	$0	76
Net income of bank and minority interests.	$372,000	3,162
Net charge-offs	$-108,000	6,848
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$245,000	3,826
2012-12-31 (YTD Data)		Rank
Total interest income	$24,383,000	1,102
Total interest expense	$6,099,000	710
Net interest income	$18,284,000	1,211
Provision for loan and lease losses	$1,200,000	1,554
Total noninterest income	$6,066,000	994
Gross Fiduciary activities income	$543,000	580
Service charges on deposit accounts	$980,000	1,441
Trading account gains and fees	$0	166
Additional Noninterest Income	$4,543,000	877
Total noninterest expense	$21,568,000	932
Salaries and employee benefits	$10,491,000	1,004
Premises and equipment expense	$1,851,000	1,282
Additional noninterest expense	$9,226,000	760
Pre-tax net operating income	$1,582,000	3,244
Securities gains (losses)	$0	3,810
Applicable income taxes	$-150,000	6,751
Income before extraordinary items	$1,732,000	2,869
Extraordinary gains, net	$0	29
Net income	$1,732,000	2,872
Minority interest net income	$0	93
Net income of bank and minority interests.	$1,732,000	2,871
Net charge-offs	$5,332,000	547
Cash dividends	$0	4,373
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$1,732,000	2,745
2012-09-30 (YTD Data)		Rank
Total interest income	$18,381,000	1,109
Total interest expense	$4,739,000	713
Net interest income	$13,642,000	1,229
Provision for loan and lease losses	$1,200,000	1,254
Total noninterest income	$4,555,000	999
Gross Fiduciary activities income	$399,000	585
Service charges on deposit accounts	$743,000	1,440
Trading account gains and fees	$0	157
Additional Noninterest Income	$3,413,000	850
Total noninterest expense	$15,997,000	940
Salaries and employee benefits	$7,626,000	1,030
Premises and equipment expense	$1,388,000	1,294
Additional noninterest expense	$6,983,000	747
Pre-tax net operating income	$1,000,000	3,629
Securities gains (losses)	$0	3,575
Applicable income taxes	$0	4,802
Income before extraordinary items	$1,000,000	3,439
Extraordinary gains, net	$0	20
Net income	$1,000,000	3,439
Minority interest net income	$0	86
Net income of bank and minority interests.	$1,000,000	3,441
Net charge-offs	$5,026,000	458
Cash dividends	$0	3,773
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$1,000,000	3,281
2012-06-30 (YTD Data)		Rank
Total interest income	$12,284,000	1,112
Total interest expense	$3,277,000	715
Net interest income	$9,007,000	1,245
Provision for loan and lease losses	$550,000	1,699
Total noninterest income	$2,542,000	1,111
Gross Fiduciary activities income	$274,000	590
Service charges on deposit accounts	$507,000	1,398
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,761,000	1,019
Total noninterest expense	$10,653,000	941
Salaries and employee benefits	$5,059,000	1,030
Premises and equipment expense	$899,000	1,330
Additional noninterest expense	$4,695,000	741
Pre-tax net operating income	$346,000	4,663
Securities gains (losses)	$0	3,178
Applicable income taxes	$0	4,770
Income before extraordinary items	$346,000	4,601
Extraordinary gains, net	$0	19
Net income	$346,000	4,603
Minority interest net income	$0	84
Net income of bank and minority interests.	$346,000	4,603
Net charge-offs	$4,340,000	368
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$346,000	4,412
2012-03-31 (YTD Data)		Rank
Total interest income	$6,223,000	1,106
Total interest expense	$1,698,000	711
Net interest income	$4,525,000	1,228
Provision for loan and lease losses	$450,000	1,139
Total noninterest income	$1,278,000	1,102
Gross Fiduciary activities income	$148,000	580
Service charges on deposit accounts	$256,000	1,376
Trading account gains and fees	$0	148
Additional Noninterest Income	$874,000	1,006
Total noninterest expense	$5,285,000	943
Salaries and employee benefits	$2,556,000	1,016
Premises and equipment expense	$450,000	1,328
Additional noninterest expense	$2,279,000	753
Pre-tax net operating income	$68,000	5,750
Securities gains (losses)	$0	2,210
Applicable income taxes	$0	4,704
Income before extraordinary items	$68,000	5,774
Extraordinary gains, net	$0	19
Net income	$68,000	5,774
Minority interest net income	$0	78
Net income of bank and minority interests.	$68,000	5,774
Net charge-offs	$2,798,000	301
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$68,000	5,624
2011-12-31 (YTD Data)		Rank
Total interest income	$26,855,000	1,052
Total interest expense	$8,317,000	696
Net interest income	$18,538,000	1,198
Provision for loan and lease losses	$3,300,000	1,101
Total noninterest income	$2,862,000	1,545
Gross Fiduciary activities income	$527,000	547
Service charges on deposit accounts	$944,000	1,546
Trading account gains and fees	$0	146
Additional Noninterest Income	$1,391,000	1,727
Total noninterest expense	$22,828,000	864
Salaries and employee benefits	$10,778,000	909
Premises and equipment expense	$1,905,000	1,307
Additional noninterest expense	$10,145,000	707
Pre-tax net operating income	$-4,728,000	7,043
Securities gains (losses)	$0	3,838
Applicable income taxes	$8,796,000	276
Income before extraordinary items	$-13,524,000	7,256
Extraordinary gains, net	$0	29
Net income	$-13,524,000	7,256
Minority interest net income	$0	96
Net income of bank and minority interests.	$-13,524,000	7,256
Net charge-offs	$4,842,000	818
Cash dividends	$0	4,207
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$-13,524,000	7,248
2011-09-30 (YTD Data)		Rank
Total interest income	$20,119,000	1,072
Total interest expense	$6,470,000	695
Net interest income	$13,649,000	1,232
Provision for loan and lease losses	$2,700,000	1,011
Total noninterest income	$2,264,000	1,480
Gross Fiduciary activities income	$394,000	548
Service charges on deposit accounts	$687,000	1,597
Trading account gains and fees	$0	145
Additional Noninterest Income	$1,183,000	1,568
Total noninterest expense	$17,189,000	860
Salaries and employee benefits	$8,208,000	901
Premises and equipment expense	$1,469,000	1,295
Additional noninterest expense	$7,512,000	711
Pre-tax net operating income	$-3,976,000	7,178
Securities gains (losses)	$0	3,555
Applicable income taxes	$-124,000	7,024
Income before extraordinary items	$-3,852,000	7,205
Extraordinary gains, net	$0	21
Net income	$-3,852,000	7,202
Minority interest net income	$0	87
Net income of bank and minority interests.	$-3,852,000	7,205
Net charge-offs	$4,539,000	682
Cash dividends	$0	3,617
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$-3,852,000	7,194
2011-06-30 (YTD Data)		Rank
Total interest income	$13,282,000	1,086
Total interest expense	$4,496,000	704
Net interest income	$8,786,000	1,273
Provision for loan and lease losses	$2,000,000	913
Total noninterest income	$2,112,000	1,182
Gross Fiduciary activities income	$261,000	553
Service charges on deposit accounts	$464,000	1,555
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,387,000	1,077
Total noninterest expense	$11,146,000	896
Salaries and employee benefits	$5,425,000	913
Premises and equipment expense	$961,000	1,326
Additional noninterest expense	$4,760,000	750
Pre-tax net operating income	$-2,248,000	7,203
Securities gains (losses)	$0	2,914
Applicable income taxes	$-124,000	7,146
Income before extraordinary items	$-2,124,000	7,221
Extraordinary gains, net	$0	15
Net income	$-2,124,000	7,222
Minority interest net income	$0	89
Net income of bank and minority interests.	$-2,124,000	7,222
Net charge-offs	$3,135,000	661
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$-2,124,000	7,208
2011-03-31 (YTD Data)		Rank
Total interest income	$6,651,000	1,095
Total interest expense	$2,318,000	718
Net interest income	$4,333,000	1,290
Provision for loan and lease losses	$0	5,840
Total noninterest income	$977,000	1,235
Gross Fiduciary activities income	$131,000	564
Service charges on deposit accounts	$223,000	1,588
Trading account gains and fees	$0	158
Additional Noninterest Income	$623,000	1,152
Total noninterest expense	$5,671,000	884
Salaries and employee benefits	$2,758,000	910
Premises and equipment expense	$505,000	1,295
Additional noninterest expense	$2,408,000	743
Pre-tax net operating income	$-361,000	6,996
Securities gains (losses)	$0	1,772
Applicable income taxes	$-132,000	7,324
Income before extraordinary items	$-229,000	6,922
Extraordinary gains, net	$0	9
Net income	$-229,000	6,922
Minority interest net income	$0	86
Net income of bank and minority interests.	$-229,000	6,922
Net charge-offs	$-24,000	7,230
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$-229,000	6,909
2010-12-31 (YTD Data)		Rank
Total interest income	$30,303,000	1,009
Total interest expense	$13,503,000	590
Net interest income	$16,800,000	1,328
Provision for loan and lease losses	$3,095,000	1,586
Total noninterest income	$6,607,000	866
Gross Fiduciary activities income	$447,000	577
Service charges on deposit accounts	$1,062,000	1,432
Trading account gains and fees	$0	175
Additional Noninterest Income	$5,098,000	731
Total noninterest expense	$24,024,000	839
Salaries and employee benefits	$11,327,000	867
Premises and equipment expense	$2,098,000	1,234
Additional noninterest expense	$10,599,000	713
Pre-tax net operating income	$-3,712,000	7,005
Securities gains (losses)	$885,000	542
Applicable income taxes	$-1,030,000	7,321
Income before extraordinary items	$-1,797,000	6,809
Extraordinary gains, net	$0	29
Net income	$-1,797,000	6,810
Minority interest net income	$0	111
Net income of bank and minority interests.	$-1,797,000	6,810
Net charge-offs	$8,364,000	694
Cash dividends	$0	4,193
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$-2,363,400	6,888
2010-09-30 (YTD Data)		Rank
Total interest income	$23,026,000	1,014
Total interest expense	$10,758,000	575
Net interest income	$12,268,000	1,379
Provision for loan and lease losses	$1,450,000	2,025
Total noninterest income	$4,860,000	867
Gross Fiduciary activities income	$329,000	576
Service charges on deposit accounts	$827,000	1,415
Trading account gains and fees	$0	165
Additional Noninterest Income	$3,704,000	710
Total noninterest expense	$17,654,000	846
Salaries and employee benefits	$8,443,000	862
Premises and equipment expense	$1,588,000	1,233
Additional noninterest expense	$7,623,000	718
Pre-tax net operating income	$-1,976,000	7,057
Securities gains (losses)	$437,000	831
Applicable income taxes	$-559,000	7,387
Income before extraordinary items	$-980,000	6,892
Extraordinary gains, net	$0	23
Net income	$-980,000	6,892
Minority interest net income	$0	110
Net income of bank and minority interests.	$-980,000	6,892
Net charge-offs	$4,387,000	854
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$-1,259,680	6,938
2010-06-30 (YTD Data)		Rank
Total interest income	$15,373,000	1,031
Total interest expense	$7,519,000	560
Net interest income	$7,854,000	1,452
Provision for loan and lease losses	$1,450,000	1,554
Total noninterest income	$2,849,000	931
Gross Fiduciary activities income	$212,000	590
Service charges on deposit accounts	$578,000	1,358
Trading account gains and fees	$0	152
Additional Noninterest Income	$2,059,000	791
Total noninterest expense	$11,807,000	842
Salaries and employee benefits	$5,547,000	877
Premises and equipment expense	$1,049,000	1,264
Additional noninterest expense	$5,211,000	697
Pre-tax net operating income	$-2,554,000	7,355
Securities gains (losses)	$95,000	1,453
Applicable income taxes	$-900,000	7,595
Income before extraordinary items	$-1,559,000	7,257
Extraordinary gains, net	$0	19
Net income	$-1,559,000	7,256
Minority interest net income	$0	105
Net income of bank and minority interests.	$-1,559,000	7,257
Net charge-offs	$2,760,000	881
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$-1,619,800	7,258
2010-03-31 (YTD Data)		Rank
Total interest income	$7,656,000	1,048
Total interest expense	$3,818,000	585
Net interest income	$3,838,000	1,493
Provision for loan and lease losses	$250,000	2,660
Total noninterest income	$1,432,000	914
Gross Fiduciary activities income	$107,000	594
Service charges on deposit accounts	$283,000	1,384
Trading account gains and fees	$0	175
Additional Noninterest Income	$1,042,000	774
Total noninterest expense	$5,968,000	830
Salaries and employee benefits	$2,811,000	882
Premises and equipment expense	$543,000	1,258
Additional noninterest expense	$2,614,000	705
Pre-tax net operating income	$-948,000	7,398
Securities gains (losses)	$0	2,284
Applicable income taxes	$-357,000	7,662
Income before extraordinary items	$-591,000	7,309
Extraordinary gains, net	$0	16
Net income	$-591,000	7,309
Minority interest net income	$0	91
Net income of bank and minority interests.	$-591,000	7,310
Net charge-offs	$1,039,000	1,011
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$-591,000	7,293
2009-12-31 (YTD Data)		Rank
Total interest income	$36,294,000	932
Total interest expense	$17,054,000	676
Net interest income	$19,240,000	1,149
Provision for loan and lease losses	$21,635,000	462
Total noninterest income	$5,613,000	994
Gross Fiduciary activities income	$432,000	580
Service charges on deposit accounts	$1,472,000	1,173
Trading account gains and fees	$0	211
Additional Noninterest Income	$3,709,000	900
Total noninterest expense	$25,517,000	826
Salaries and employee benefits	$12,159,000	804
Premises and equipment expense	$2,316,000	1,172
Additional noninterest expense	$11,042,000	730
Pre-tax net operating income	$-22,299,000	7,740
Securities gains (losses)	$346,000	1,112
Applicable income taxes	$-8,092,000	7,842
Income before extraordinary items	$-13,861,000	7,656
Extraordinary gains, net	$0	34
Net income	$-13,861,000	7,654
Minority interest net income	$0	115
Net income of bank and minority interests.	$-13,861,000	7,655
Net charge-offs	$14,003,000	522
Cash dividends	$0	4,670
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$-14,082,440	7,656
2009-09-30 (YTD Data)		Rank
Total interest income	$27,824,000	930
Total interest expense	$13,136,000	698
Net interest income	$14,688,000	1,119
Provision for loan and lease losses	$19,135,000	398
Total noninterest income	$4,519,000	954
Gross Fiduciary activities income	$330,000	568
Service charges on deposit accounts	$1,151,000	1,121
Trading account gains and fees	$0	212
Additional Noninterest Income	$3,038,000	847
Total noninterest expense	$18,638,000	837
Salaries and employee benefits	$9,271,000	801
Premises and equipment expense	$1,822,000	1,138
Additional noninterest expense	$7,545,000	761
Pre-tax net operating income	$-18,566,000	7,858
Securities gains (losses)	$346,000	895
Applicable income taxes	$-6,715,000	7,934
Income before extraordinary items	$-11,505,000	7,814
Extraordinary gains, net	$0	27
Net income	$-11,505,000	7,813
Minority interest net income	$0	118
Net income of bank and minority interests.	$-11,505,000	7,813
Net charge-offs	$7,800,000	605
Cash dividends	$0	4,191
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$-11,726,440	7,821
2009-06-30 (YTD Data)		Rank
Total interest income	$18,994,000	929
Total interest expense	$8,912,000	725
Net interest income	$10,082,000	1,087
Provision for loan and lease losses	$12,925,000	390
Total noninterest income	$2,970,000	975
Gross Fiduciary activities income	$223,000	571
Service charges on deposit accounts	$775,000	1,099
Trading account gains and fees	$0	193
Additional Noninterest Income	$1,972,000	892
Total noninterest expense	$12,272,000	869
Salaries and employee benefits	$6,037,000	840
Premises and equipment expense	$1,278,000	1,099
Additional noninterest expense	$4,957,000	781
Pre-tax net operating income	$-12,145,000	7,949
Securities gains (losses)	$346,000	674
Applicable income taxes	$-4,349,000	8,019
Income before extraordinary items	$-7,450,000	7,896
Extraordinary gains, net	$0	21
Net income	$-7,450,000	7,895
Minority interest net income	$0	112
Net income of bank and minority interests.	$-7,450,000	7,895
Net charge-offs	$6,441,000	499
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$-7,671,440	7,909
2009-03-31 (YTD Data)		Rank
Total interest income	$9,719,000	911
Total interest expense	$4,451,000	751
Net interest income	$5,268,000	1,028
Provision for loan and lease losses	$12,925,000	220
Total noninterest income	$1,607,000	882
Gross Fiduciary activities income	$120,000	561
Service charges on deposit accounts	$386,000	1,079
Trading account gains and fees	$0	171
Additional Noninterest Income	$1,101,000	785
Total noninterest expense	$6,780,000	738
Salaries and employee benefits	$3,000,000	846
Premises and equipment expense	$765,000	933
Additional noninterest expense	$3,015,000	577
Pre-tax net operating income	$-12,830,000	8,122
Securities gains (losses)	$346,000	452
Applicable income taxes	$-4,597,000	8,151
Income before extraordinary items	$-7,887,000	8,102
Extraordinary gains, net	$0	15
Net income	$-7,887,000	8,102
Minority interest net income	$0	102
Net income of bank and minority interests.	$-7,887,000	8,102
Net charge-offs	$457,000	1,425
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$-8,108,440	8,108
2008-12-31 (YTD Data)		Rank
Total interest income	$44,998,000	840
Total interest expense	$19,656,000	797
Net interest income	$25,342,000	849
Provision for loan and lease losses	$17,025,000	418
Total noninterest income	$7,137,000	784
Gross Fiduciary activities income	$437,000	599
Service charges on deposit accounts	$1,641,000	1,085
Trading account gains and fees	$0	154
Additional Noninterest Income	$5,059,000	645
Total noninterest expense	$28,214,000	709
Salaries and employee benefits	$12,298,000	800
Premises and equipment expense	$3,134,000	883
Additional noninterest expense	$12,782,000	542
Pre-tax net operating income	$-12,760,000	8,032
Securities gains (losses)	$702,000	288
Applicable income taxes	$-2,883,000	8,009
Income before extraordinary items	$-9,175,000	7,982
Extraordinary gains, net	$0	39
Net income	$-9,175,000	7,982
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$13,639,000	324
Cash dividends	$620,000	3,041
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$-9,708,520	8,023
2008-09-30 (YTD Data)		Rank
Total interest income	$34,228,000	848
Total interest expense	$14,884,000	830
Net interest income	$19,344,000	849
Provision for loan and lease losses	$15,400,000	292
Total noninterest income	$5,771,000	772
Gross Fiduciary activities income	$331,000	599
Service charges on deposit accounts	$1,221,000	1,111
Trading account gains and fees	$0	148
Additional Noninterest Income	$4,219,000	628
Total noninterest expense	$17,849,000	823
Salaries and employee benefits	$9,660,000	786
Premises and equipment expense	$2,357,000	879
Additional noninterest expense	$5,832,000	799
Pre-tax net operating income	$-8,134,000	8,203
Securities gains (losses)	$702,000	245
Applicable income taxes	$-2,740,000	8,218
Income before extraordinary items	$-4,692,000	8,113
Extraordinary gains, net	$0	31
Net income	$-4,692,000	8,112
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$12,626,000	247
Cash dividends	$620,000	2,441
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$-5,141,280	8,167
2008-06-30 (YTD Data)		Rank
Total interest income	$23,107,000	841
Total interest expense	$9,992,000	857
Net interest income	$13,115,000	829
Provision for loan and lease losses	$3,310,000	568
Total noninterest income	$3,331,000	882
Gross Fiduciary activities income	$215,000	618
Service charges on deposit accounts	$739,000	1,204
Trading account gains and fees	$0	149
Additional Noninterest Income	$2,377,000	746
Total noninterest expense	$11,950,000	810
Salaries and employee benefits	$6,540,000	790
Premises and equipment expense	$1,585,000	874
Additional noninterest expense	$3,825,000	792
Pre-tax net operating income	$1,186,000	2,607
Securities gains (losses)	$702,000	244
Applicable income taxes	$695,000	1,238
Income before extraordinary items	$1,193,000	2,211
Extraordinary gains, net	$0	21
Net income	$1,193,000	2,211
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,770,000	602
Cash dividends	$0	4,733
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$743,720	3,155
2008-03-31 (YTD Data)		Rank
Total interest income	$11,641,000	859
Total interest expense	$5,261,000	865
Net interest income	$6,380,000	846
Provision for loan and lease losses	$900,000	661
Total noninterest income	$1,570,000	939
Gross Fiduciary activities income	$106,000	635
Service charges on deposit accounts	$345,000	1,276
Trading account gains and fees	$0	158
Additional Noninterest Income	$1,119,000	792
Total noninterest expense	$6,126,000	783
Salaries and employee benefits	$3,478,000	734
Premises and equipment expense	$806,000	859
Additional noninterest expense	$1,842,000	782
Pre-tax net operating income	$924,000	1,923
Securities gains (losses)	$478,000	247
Applicable income taxes	$511,000	991
Income before extraordinary items	$891,000	1,667
Extraordinary gains, net	$0	15
Net income	$891,000	1,669
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$646,000	605
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$585,080	2,293
2007-12-31 (YTD Data)		Rank
Total interest income	$51,939,000	808
Total interest expense	$23,451,000	841
Net interest income	$28,488,000	777
Provision for loan and lease losses	$2,855,000	643
Total noninterest income	$6,534,000	882
Gross Fiduciary activities income	$427,000	629
Service charges on deposit accounts	$1,413,000	1,260
Trading account gains and fees	$0	178
Additional Noninterest Income	$4,694,000	718
Total noninterest expense	$23,928,000	773
Salaries and employee benefits	$13,369,000	726
Premises and equipment expense	$3,123,000	847
Additional noninterest expense	$7,436,000	776
Pre-tax net operating income	$8,239,000	1,026
Securities gains (losses)	$105,000	596
Applicable income taxes	$2,902,000	837
Income before extraordinary items	$5,442,000	1,178
Extraordinary gains, net	$0	39
Net income	$5,442,000	1,176
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$339,000	2,131
Cash dividends	$12,450,000	352
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$5,373,750	1,188
2007-09-30 (YTD Data)		Rank
Total interest income	$39,225,000	798
Total interest expense	$17,639,000	844
Net interest income	$21,586,000	767
Provision for loan and lease losses	$990,000	914
Total noninterest income	$5,104,000	857
Gross Fiduciary activities income	$352,000	600
Service charges on deposit accounts	$1,073,000	1,224
Trading account gains and fees	$0	184
Additional Noninterest Income	$3,679,000	702
Total noninterest expense	$18,497,000	749
Salaries and employee benefits	$10,506,000	687
Premises and equipment expense	$2,311,000	853
Additional noninterest expense	$5,680,000	746
Pre-tax net operating income	$7,203,000	955
Securities gains (losses)	$0	1,655
Applicable income taxes	$2,655,000	763
Income before extraordinary items	$4,548,000	1,143
Extraordinary gains, net	$0	33
Net income	$4,548,000	1,140
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$94,000	2,902
Cash dividends	$11,250,000	304
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$4,548,000	1,126
2007-06-30 (YTD Data)		Rank
Total interest income	$26,083,000	807
Total interest expense	$11,409,000	872
Net interest income	$14,674,000	777
Provision for loan and lease losses	$400,000	1,235
Total noninterest income	$3,552,000	843
Gross Fiduciary activities income	$227,000	617
Service charges on deposit accounts	$709,000	1,243
Trading account gains and fees	$0	168
Additional Noninterest Income	$2,616,000	674
Total noninterest expense	$12,739,000	745
Salaries and employee benefits	$7,349,000	677
Premises and equipment expense	$1,507,000	885
Additional noninterest expense	$3,883,000	735
Pre-tax net operating income	$5,087,000	946
Securities gains (losses)	$0	1,444
Applicable income taxes	$1,872,000	772
Income before extraordinary items	$3,215,000	1,117
Extraordinary gains, net	$0	29
Net income	$3,215,000	1,116
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$135,000	1,733
Cash dividends	$10,875,000	246
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$3,215,000	1,096
2007-03-31 (YTD Data)		Rank
Total interest income	$12,479,000	836
Total interest expense	$5,352,000	911
Net interest income	$7,127,000	788
Provision for loan and lease losses	$400,000	618
Total noninterest income	$1,845,000	806
Gross Fiduciary activities income	$117,000	623
Service charges on deposit accounts	$328,000	1,313
Trading account gains and fees	$0	195
Additional Noninterest Income	$1,400,000	629
Total noninterest expense	$6,458,000	727
Salaries and employee benefits	$3,825,000	655
Premises and equipment expense	$746,000	894
Additional noninterest expense	$1,887,000	739
Pre-tax net operating income	$2,114,000	1,102
Securities gains (losses)	$0	1,187
Applicable income taxes	$737,000	936
Income before extraordinary items	$1,377,000	1,270
Extraordinary gains, net	$0	22
Net income	$1,377,000	1,270
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$107,000	1,127
Cash dividends	$10,800,000	133
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$1,377,000	1,252
2006-12-31 (YTD Data)		Rank
Total interest income	$48,831,000	790
Total interest expense	$18,949,000	881
Net interest income	$29,882,000	741
Provision for loan and lease losses	$1,255,000	835
Total noninterest income	$8,312,000	711
Gross Fiduciary activities income	$438,000	612
Service charges on deposit accounts	$1,243,000	1,446
Trading account gains and fees	$0	130
Additional Noninterest Income	$6,631,000	554
Total noninterest expense	$24,058,000	726
Salaries and employee benefits	$14,576,000	647
Premises and equipment expense	$2,975,000	848
Additional noninterest expense	$6,507,000	821
Pre-tax net operating income	$12,881,000	779
Securities gains (losses)	$0	1,687
Applicable income taxes	$4,760,000	661
Income before extraordinary items	$8,121,000	925
Extraordinary gains, net	$0	51
Net income	$8,121,000	925
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,853,000	415
Cash dividends	$2,050,000	1,495
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$8,121,000	905
2006-09-30 (YTD Data)		Rank
Total interest income	$36,006,000	801
Total interest expense	$13,805,000	884
Net interest income	$22,201,000	758
Provision for loan and lease losses	$1,205,000	646
Total noninterest income	$6,138,000	745
Gross Fiduciary activities income	$327,000	609
Service charges on deposit accounts	$910,000	1,482
Trading account gains and fees	$0	126
Additional Noninterest Income	$4,901,000	565
Total noninterest expense	$18,060,000	743
Salaries and employee benefits	$11,044,000	651
Premises and equipment expense	$2,224,000	860
Additional noninterest expense	$4,792,000	844
Pre-tax net operating income	$9,074,000	862
Securities gains (losses)	$0	1,388
Applicable income taxes	$3,354,000	724
Income before extraordinary items	$5,720,000	1,017
Extraordinary gains, net	$0	45
Net income	$5,720,000	1,016
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,216,000	399
Cash dividends	$950,000	2,003
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$5,720,000	1,005
2006-06-30 (YTD Data)		Rank
Total interest income	$23,358,000	803
Total interest expense	$8,946,000	860
Net interest income	$14,412,000	786
Provision for loan and lease losses	$665,000	749
Total noninterest income	$3,921,000	767
Gross Fiduciary activities income	$203,000	634
Service charges on deposit accounts	$591,000	1,510
Trading account gains and fees	$0	126
Additional Noninterest Income	$3,127,000	582
Total noninterest expense	$12,255,000	732
Salaries and employee benefits	$7,532,000	649
Premises and equipment expense	$1,485,000	861
Additional noninterest expense	$3,238,000	839
Pre-tax net operating income	$5,413,000	952
Securities gains (losses)	$0	1,185
Applicable income taxes	$2,004,000	796
Income before extraordinary items	$3,409,000	1,129
Extraordinary gains, net	$0	39
Net income	$3,409,000	1,130
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$634,000	482
Cash dividends	$500,000	2,349
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$3,409,000	1,107
2006-03-31 (YTD Data)		Rank
Total interest income	$11,327,000	803
Total interest expense	$4,251,000	867
Net interest income	$7,076,000	794
Provision for loan and lease losses	$75,000	2,394
Total noninterest income	$1,899,000	771
Gross Fiduciary activities income	$101,000	643
Service charges on deposit accounts	$285,000	1,504
Trading account gains and fees	$0	115
Additional Noninterest Income	$1,513,000	596
Total noninterest expense	$6,372,000	710
Salaries and employee benefits	$3,990,000	616
Premises and equipment expense	$749,000	851
Additional noninterest expense	$1,633,000	819
Pre-tax net operating income	$2,528,000	991
Securities gains (losses)	$0	955
Applicable income taxes	$936,000	831
Income before extraordinary items	$1,592,000	1,172
Extraordinary gains, net	$0	21
Net income	$1,592,000	1,171
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$267,000	507
Cash dividends	$500,000	1,312
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$1,592,000	1,151
2005-12-31 (YTD Data)		Rank
Total interest income	$40,388,000	795
Total interest expense	$15,716,000	719
Net interest income	$24,672,000	872
Provision for loan and lease losses	$230,000	3,342
Total noninterest income	$10,699,000	589
Gross Fiduciary activities income	$367,000	648
Service charges on deposit accounts	$1,129,000	1,538
Trading account gains and fees	$0	138
Additional Noninterest Income	$9,203,000	452
Total noninterest expense	$25,757,000	672
Salaries and employee benefits	$15,850,000	582
Premises and equipment expense	$3,258,000	741
Additional noninterest expense	$6,649,000	789
Pre-tax net operating income	$9,384,000	1,035
Securities gains (losses)	$0	2,296
Applicable income taxes	$3,462,000	865
Income before extraordinary items	$5,922,000	1,218
Extraordinary gains, net	$0	46
Net income	$5,922,000	1,217
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$859,000	763
Cash dividends	$0	6,054
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$5,922,000	1,198
2005-09-30 (YTD Data)		Rank
Total interest income	$29,397,000	800
Total interest expense	$11,510,000	701
Net interest income	$17,887,000	893
Provision for loan and lease losses	$155,000	3,419
Total noninterest income	$8,410,000	579
Gross Fiduciary activities income	$270,000	646
Service charges on deposit accounts	$839,000	1,543
Trading account gains and fees	$0	126
Additional Noninterest Income	$7,301,000	439
Total noninterest expense	$19,286,000	664
Salaries and employee benefits	$12,155,000	562
Premises and equipment expense	$2,467,000	734
Additional noninterest expense	$4,664,000	818
Pre-tax net operating income	$6,856,000	1,054
Securities gains (losses)	$0	2,317
Applicable income taxes	$2,530,000	894
Income before extraordinary items	$4,326,000	1,248
Extraordinary gains, net	$0	35
Net income	$4,326,000	1,248
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$582,000	741
Cash dividends	$0	5,317
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$4,326,000	1,221
2005-06-30 (YTD Data)		Rank
Total interest income	$18,865,000	810
Total interest expense	$7,491,000	683
Net interest income	$11,374,000	918
Provision for loan and lease losses	$155,000	2,569
Total noninterest income	$5,218,000	607
Gross Fiduciary activities income	$176,000	662
Service charges on deposit accounts	$557,000	1,516
Trading account gains and fees	$0	116
Additional Noninterest Income	$4,485,000	456
Total noninterest expense	$12,756,000	666
Salaries and employee benefits	$7,977,000	573
Premises and equipment expense	$1,645,000	728
Additional noninterest expense	$3,134,000	813
Pre-tax net operating income	$3,681,000	1,265
Securities gains (losses)	$0	2,146
Applicable income taxes	$1,357,000	1,036
Income before extraordinary items	$2,324,000	1,487
Extraordinary gains, net	$0	30
Net income	$2,324,000	1,486
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$595,000	524
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$2,324,000	1,461
2005-03-31 (YTD Data)		Rank
Total interest income	$9,154,000	821
Total interest expense	$3,587,000	673
Net interest income	$5,567,000	933
Provision for loan and lease losses	$155,000	1,354
Total noninterest income	$2,690,000	579
Gross Fiduciary activities income	$86,000	676
Service charges on deposit accounts	$255,000	1,606
Trading account gains and fees	$0	115
Additional Noninterest Income	$2,349,000	435
Total noninterest expense	$6,258,000	672
Salaries and employee benefits	$3,916,000	576
Premises and equipment expense	$822,000	725
Additional noninterest expense	$1,520,000	821
Pre-tax net operating income	$1,844,000	1,236
Securities gains (losses)	$0	1,685
Applicable income taxes	$679,000	1,036
Income before extraordinary items	$1,165,000	1,458
Extraordinary gains, net	$0	24
Net income	$1,165,000	1,459
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$151,000	838
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$1,165,000	1,432
2004-12-31 (YTD Data)		Rank
Total interest income	$31,703,000	880
Total interest expense	$12,611,000	652
Net interest income	$19,092,000	1,044
Provision for loan and lease losses	$1,965,000	561
Total noninterest income	$13,115,000	507
Gross Fiduciary activities income	$304,000	686
Service charges on deposit accounts	$1,326,000	1,337
Trading account gains and fees	$0	138
Additional Noninterest Income	$11,485,000	376
Total noninterest expense	$26,181,000	632
Salaries and employee benefits	$16,461,000	532
Premises and equipment expense	$3,526,000	658
Additional noninterest expense	$6,194,000	813
Pre-tax net operating income	$4,061,000	2,041
Securities gains (losses)	$524,000	443
Applicable income taxes	$1,592,000	1,537
Income before extraordinary items	$2,993,000	2,081
Extraordinary gains, net	$0	34
Net income	$2,993,000	2,082
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,683,000	526
Cash dividends	$3,000,000	960
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$2,652,400	2,254
2004-09-30 (YTD Data)		Rank
Total interest income	$23,004,000	902
Total interest expense	$9,153,000	657
Net interest income	$13,851,000	1,067
Provision for loan and lease losses	$1,050,000	744
Total noninterest income	$10,035,000	501
Gross Fiduciary activities income	$222,000	694
Service charges on deposit accounts	$1,005,000	1,334
Trading account gains and fees	$0	134
Additional Noninterest Income	$8,808,000	373
Total noninterest expense	$19,274,000	640
Salaries and employee benefits	$12,095,000	541
Premises and equipment expense	$2,657,000	657
Additional noninterest expense	$4,522,000	829
Pre-tax net operating income	$3,562,000	1,780
Securities gains (losses)	$524,000	416
Applicable income taxes	$1,414,000	1,352
Income before extraordinary items	$2,672,000	1,797
Extraordinary gains, net	$0	26
Net income	$2,672,000	1,798
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$496,000	955
Cash dividends	$3,000,000	690
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$2,331,400	1,961
2004-06-30 (YTD Data)		Rank
Total interest income	$14,987,000	914
Total interest expense	$5,866,000	669
Net interest income	$9,121,000	1,071
Provision for loan and lease losses	$650,000	778
Total noninterest income	$7,217,000	479
Gross Fiduciary activities income	$142,000	706
Service charges on deposit accounts	$671,000	1,316
Trading account gains and fees	$0	130
Additional Noninterest Income	$6,404,000	356
Total noninterest expense	$12,914,000	641
Salaries and employee benefits	$8,309,000	532
Premises and equipment expense	$1,736,000	667
Additional noninterest expense	$2,869,000	868
Pre-tax net operating income	$2,774,000	1,524
Securities gains (losses)	$133,000	863
Applicable income taxes	$1,005,000	1,277
Income before extraordinary items	$1,902,000	1,688
Extraordinary gains, net	$0	21
Net income	$1,902,000	1,689
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$311,000	1,016
Cash dividends	$3,000,000	492
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$1,815,550	1,695
2004-03-31 (YTD Data)		Rank
Total interest income	$7,543,000	908
Total interest expense	$2,918,000	692
Net interest income	$4,625,000	1,069
Provision for loan and lease losses	$350,000	704
Total noninterest income	$3,088,000	531
Gross Fiduciary activities income	$68,000	733
Service charges on deposit accounts	$330,000	1,303
Trading account gains and fees	$0	121
Additional Noninterest Income	$2,690,000	393
Total noninterest expense	$6,041,000	678
Salaries and employee benefits	$3,854,000	575
Premises and equipment expense	$844,000	701
Additional noninterest expense	$1,343,000	921
Pre-tax net operating income	$1,322,000	1,562
Securities gains (losses)	$215,000	469
Applicable income taxes	$533,000	1,240
Income before extraordinary items	$1,004,000	1,591
Extraordinary gains, net	$0	16
Net income	$1,004,000	1,591
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-30,000	8,707
Cash dividends	$3,000,000	261
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$864,250	1,732
2003-12-31 (YTD Data)		Rank
Total interest income	$30,412,000	921
Total interest expense	$11,732,000	749
Net interest income	$18,680,000	1,033
Provision for loan and lease losses	$1,350,000	890
Total noninterest income	$22,356,000	373
Gross Fiduciary activities income	$227,000	772
Service charges on deposit accounts	$1,283,000	1,344
Trading account gains and fees	$0	160
Additional Noninterest Income	$20,846,000	291
Total noninterest expense	$29,042,000	584
Salaries and employee benefits	$19,603,000	462
Premises and equipment expense	$2,996,000	757
Additional noninterest expense	$6,443,000	801
Pre-tax net operating income	$10,644,000	814
Securities gains (losses)	$0	4,500
Applicable income taxes	$3,769,000	770
Income before extraordinary items	$6,875,000	936
Extraordinary gains, net	$0	54
Net income	$6,875,000	938
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,213,000	790
Cash dividends	$400,000	3,891
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$6,875,000	880
2003-09-30 (YTD Data)		Rank
Total interest income	$23,541,000	914
Total interest expense	$8,770,000	790
Net interest income	$14,771,000	987
Provision for loan and lease losses	$1,350,000	696
Total noninterest income	$18,801,000	362
Gross Fiduciary activities income	$164,000	777
Service charges on deposit accounts	$943,000	1,384
Trading account gains and fees	$0	153
Additional Noninterest Income	$17,694,000	284
Total noninterest expense	$23,133,000	569
Salaries and employee benefits	$16,132,000	433
Premises and equipment expense	$2,125,000	803
Additional noninterest expense	$4,876,000	798
Pre-tax net operating income	$9,089,000	749
Securities gains (losses)	$0	4,204
Applicable income taxes	$3,232,000	724
Income before extraordinary items	$5,857,000	865
Extraordinary gains, net	$0	40
Net income	$5,857,000	866
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$667,000	937
Cash dividends	$400,000	3,007
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$5,857,000	802
2003-06-30 (YTD Data)		Rank
Total interest income	$15,450,000	939
Total interest expense	$5,708,000	843
Net interest income	$9,742,000	994
Provision for loan and lease losses	$1,200,000	559
Total noninterest income	$12,203,000	367
Gross Fiduciary activities income	$108,000	789
Service charges on deposit accounts	$610,000	1,403
Trading account gains and fees	$0	150
Additional Noninterest Income	$11,485,000	287
Total noninterest expense	$14,387,000	599
Salaries and employee benefits	$10,057,000	462
Premises and equipment expense	$1,259,000	908
Additional noninterest expense	$3,071,000	853
Pre-tax net operating income	$6,358,000	715
Securities gains (losses)	$0	3,782
Applicable income taxes	$2,263,000	703
Income before extraordinary items	$4,095,000	824
Extraordinary gains, net	$0	30
Net income	$4,095,000	825
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$238,000	1,463
Cash dividends	$400,000	2,440
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$4,095,000	766
2003-03-31 (YTD Data)		Rank
Total interest income	$7,634,000	962
Total interest expense	$2,755,000	892
Net interest income	$4,879,000	989
Provision for loan and lease losses	$600,000	538
Total noninterest income	$5,660,000	390
Gross Fiduciary activities income	$53,000	804
Service charges on deposit accounts	$290,000	1,426
Trading account gains and fees	$0	134
Additional Noninterest Income	$5,317,000	300
Total noninterest expense	$6,681,000	627
Salaries and employee benefits	$4,669,000	488
Premises and equipment expense	$558,000	1,031
Additional noninterest expense	$1,454,000	859
Pre-tax net operating income	$3,258,000	704
Securities gains (losses)	$0	2,891
Applicable income taxes	$1,160,000	695
Income before extraordinary items	$2,098,000	807
Extraordinary gains, net	$0	21
Net income	$2,098,000	806
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$60,000	1,990
Cash dividends	$400,000	1,446
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$2,098,000	743
2002-12-31 (YTD Data)		Rank
Total interest income	$30,560,000	1,002
Total interest expense	$12,809,000	884
Net interest income	$17,751,000	1,080
Provision for loan and lease losses	$2,920,000	559
Total noninterest income	$18,675,000	416
Gross Fiduciary activities income	$203,000	822
Service charges on deposit accounts	$1,026,000	1,575
Trading account gains and fees	$0	153
Additional Noninterest Income	$17,446,000	323
Total noninterest expense	$23,962,000	680
Salaries and employee benefits	$16,437,000	515
Premises and equipment expense	$1,953,000	1,126
Additional noninterest expense	$5,572,000	903
Pre-tax net operating income	$9,544,000	904
Securities gains (losses)	$193,000	1,199
Applicable income taxes	$3,410,000	827
Income before extraordinary items	$6,327,000	991
Extraordinary gains, net	$0	70
Net income	$6,327,000	992
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,273,000	781
Cash dividends	$100,000	5,540
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$6,201,550	972
2001-12-31 (YTD Data)		Rank
Total interest income	$33,140,000	1,032
Total interest expense	$17,088,000	951
Net interest income	$16,052,000	1,109
Provision for loan and lease losses	$2,400,000	607
Total noninterest income	$8,620,000	664
Gross Fiduciary activities income	$201,000	841
Service charges on deposit accounts	$836,000	1,826
Trading account gains and fees	$0	177
Additional Noninterest Income	$7,583,000	487
Total noninterest expense	$15,691,000	943
Salaries and employee benefits	$10,063,000	743
Premises and equipment expense	$1,518,000	1,409
Additional noninterest expense	$4,110,000	1,163
Pre-tax net operating income	$6,581,000	1,125
Securities gains (losses)	$499,000	613
Applicable income taxes	$2,361,000	1,023
Income before extraordinary items	$4,719,000	1,151
Extraordinary gains, net	$0	105
Net income	$4,719,000	1,151
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,573,000	684
Cash dividends	$0	6,617
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$4,384,670	1,193
2000-12-31 (YTD Data)		Rank
Total interest income	$31,117,000	1,129
Total interest expense	$15,736,000	1,110
Net interest income	$15,381,000	1,144
Provision for loan and lease losses	$1,950,000	622
Total noninterest income	$2,881,000	1,402
Gross Fiduciary activities income	$158,000	846
Service charges on deposit accounts	$655,000	2,108
Trading account gains and fees	$0	180
Additional Noninterest Income	$2,068,000	1,107
Total noninterest expense	$10,343,000	1,342
Salaries and employee benefits	$5,856,000	1,212
Premises and equipment expense	$1,136,000	1,844
Additional noninterest expense	$3,351,000	1,345
Pre-tax net operating income	$5,969,000	1,245
Securities gains (losses)	$0	1,956
Applicable income taxes	$2,008,000	1,150
Income before extraordinary items	$3,961,000	1,335
Extraordinary gains, net	$0	38
Net income	$3,961,000	1,337
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,326,000	618
Cash dividends	$600,000	3,185
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$3,961,000	1,322
1999-12-31 (YTD Data)		Rank
Total interest income	$23,608,000	1,375
Total interest expense	$10,728,000	1,392
Net interest income	$12,880,000	1,358
Provision for loan and lease losses	$2,144,000	534
Total noninterest income	$2,877,000	1,404
Gross Fiduciary activities income	$103,000	987
Service charges on deposit accounts	$552,000	2,412
Trading account gains and fees	$0	173
Additional Noninterest Income	$2,222,000	1,067
Total noninterest expense	$8,670,000	1,584
Salaries and employee benefits	$4,578,000	1,522
Premises and equipment expense	$864,000	2,347
Additional noninterest expense	$3,228,000	1,426
Pre-tax net operating income	$4,943,000	1,523
Securities gains (losses)	$3,000	2,393
Applicable income taxes	$1,638,000	1,473
Income before extraordinary items	$3,308,000	1,612
Extraordinary gains, net	$0	35
Net income	$3,308,000	1,613
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$668,000	969
Cash dividends	$695,000	2,923
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$3,305,990	1,580
1998-12-31 (YTD Data)		Rank
Total interest income	$17,818,000	1,821
Total interest expense	$8,754,000	1,753
Net interest income	$9,064,000	1,889
Provision for loan and lease losses	$1,061,000	920
Total noninterest income	$2,260,000	1,670
Gross Fiduciary activities income	$14,000	1,254
Service charges on deposit accounts	$598,000	2,145
Trading account gains and fees	$0	224
Additional Noninterest Income	$1,648,000	1,319
Total noninterest expense	$5,892,000	2,221
Salaries and employee benefits	$3,312,000	2,037
Premises and equipment expense	$633,000	3,023
Additional noninterest expense	$1,947,000	2,156
Pre-tax net operating income	$4,371,000	1,686
Securities gains (losses)	$112,000	1,209
Applicable income taxes	$1,483,000	1,655
Income before extraordinary items	$3,000,000	1,752
Extraordinary gains, net	$0	32
Net income	$3,000,000	1,752
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$338,000	1,705
Cash dividends	$100,000	6,234
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$2,924,960	1,727
1997-12-31 (YTD Data)		Rank
Total interest income	$14,551,000	2,243
Total interest expense	$6,865,000	2,200
Net interest income	$7,686,000	2,286
Provision for loan and lease losses	$660,000	1,386
Total noninterest income	$1,094,000	2,835
Gross Fiduciary activities income	$17,000	1,295
Service charges on deposit accounts	$499,000	2,627
Trading account gains and fees	$0	239
Additional Noninterest Income	$578,000	2,552
Total noninterest expense	$4,525,000	2,803
Salaries and employee benefits	$2,304,000	2,875
Premises and equipment expense	$513,000	3,624
Additional noninterest expense	$1,708,000	2,422
Pre-tax net operating income	$3,595,000	2,089
Securities gains (losses)	$8,000	2,485
Applicable income taxes	$1,203,000	2,080
Income before extraordinary items	$2,400,000	2,198
Extraordinary gains, net	$0	44
Net income	$2,400,000	2,197
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$272,000	2,095
Cash dividends	$445,000	3,746
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$2,394,640	2,145
1996-12-31 (YTD Data)		Rank
Total interest income	$11,645,000	2,837
Total interest expense	$5,375,000	2,831
Net interest income	$6,270,000	2,820
Provision for loan and lease losses	$603,000	1,493
Total noninterest income	$985,000	3,162
Gross Fiduciary activities income	$8,000	1,417
Service charges on deposit accounts	$402,000	3,324
Trading account gains and fees	$0	262
Additional Noninterest Income	$575,000	2,639
Total noninterest expense	$3,958,000	3,381
Salaries and employee benefits	$1,803,000	3,664
Premises and equipment expense	$449,000	4,121
Additional noninterest expense	$1,706,000	2,808
Pre-tax net operating income	$2,694,000	2,595
Securities gains (losses)	$71,000	1,131
Applicable income taxes	$963,000	2,434
Income before extraordinary items	$1,802,000	2,703
Extraordinary gains, net	$0	53
Net income	$1,802,000	2,705
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$209,000	2,610
Cash dividends	$245,000	5,031
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$1,755,850	2,721
1995-12-31 (YTD Data)		Rank
Total interest income	$9,192,000	3,554
Total interest expense	$4,310,000	3,459
Net interest income	$4,882,000	3,622
Provision for loan and lease losses	$370,000	1,967
Total noninterest income	$794,000	3,703
Gross Fiduciary activities income	$0	1,590
Service charges on deposit accounts	$328,000	3,981
Trading account gains and fees	$0	522
Additional Noninterest Income	$466,000	3,004
Total noninterest expense	$3,289,000	3,961
Salaries and employee benefits	$1,444,000	4,437
Premises and equipment expense	$373,000	4,807
Additional noninterest expense	$1,472,000	3,136
Pre-tax net operating income	$2,017,000	3,468
Securities gains (losses)	$0	3,831
Applicable income taxes	$742,000	3,077
Income before extraordinary items	$1,275,000	3,755
Extraordinary gains, net	$0	65
Net income	$1,275,000	3,751
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$146,000	3,027
Cash dividends	$0	8,717
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$1,275,000	3,724
1994-12-31 (YTD Data)		Rank
Total interest income	$5,506,000	5,237
Total interest expense	$2,144,000	5,294
Net interest income	$3,362,000	5,121
Provision for loan and lease losses	$310,000	2,192
Total noninterest income	$752,000	3,911
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$201,000	5,848
Trading account gains and fees	NA	NA
Additional Noninterest Income	$551,000	2,764
Total noninterest expense	$2,422,000	5,298
Salaries and employee benefits	$998,000	6,095
Premises and equipment expense	$257,000	6,405
Additional noninterest expense	$1,167,000	4,157
Pre-tax net operating income	$1,382,000	4,720
Securities gains (losses)	$-6,000	9,509
Applicable income taxes	$498,000	4,064
Income before extraordinary items	$878,000	5,011
Extraordinary gains, net	$0	249
Net income	$878,000	5,016
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$105,000	3,634
Cash dividends	$200,000	5,405
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$881,840	5,044
1993-12-31 (YTD Data)		Rank
Total interest income	$3,159,000	8,076
Total interest expense	$1,177,000	8,366
Net interest income	$1,982,000	7,732
Provision for loan and lease losses	$188,000	4,071
Total noninterest income	$360,000	6,904
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$139,000	7,368
Trading account gains and fees	NA	NA
Additional Noninterest Income	$221,000	5,372
Total noninterest expense	$1,327,000	8,420
Salaries and employee benefits	$637,000	8,500
Premises and equipment expense	$96,000	10,570
Additional noninterest expense	$594,000	7,395
Pre-tax net operating income	$827,000	6,675
Securities gains (losses)	$0	7,477
Applicable income taxes	$290,000	6,196
Income before extraordinary items	$537,000	7,254
Extraordinary gains, net	$0	3,149
Net income	$537,000	7,425
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$98,000	4,605
Cash dividends	$5,000	8,993
Sale, conversion, retirement of capital stock, net	$1,260,000	427
Net operating income	$537,000	6,995
1992-12-31 (YTD Data)		Rank
Total interest income	$2,639,000	9,654
Total interest expense	$1,136,000	9,839
Net interest income	$1,503,000	9,266
Provision for loan and lease losses	$120,000	6,707
Total noninterest income	$273,000	8,124
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$169,000	6,633
Trading account gains and fees	NA	NA
Additional Noninterest Income	$104,000	7,922
Total noninterest expense	$1,006,000	9,946
Salaries and employee benefits	$488,000	9,890
Premises and equipment expense	$70,000	11,871
Additional noninterest expense	$448,000	8,986
Pre-tax net operating income	$650,000	7,389
Securities gains (losses)	$0	8,369
Applicable income taxes	$220,000	7,182
Income before extraordinary items	$430,000	7,931
Extraordinary gains, net	$0	1,422
Net income	$430,000	8,055
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$14,000	9,616
Cash dividends	$45,000	7,841
Sale, conversion, retirement of capital stock, net	$1,000	1,141
Net operating income	$430,000	7,574

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.