Home > Bank of Blue Valley > Income and Expense

Bank of Blue Valley, Income and Expense

2023-03-31 (YTD Data)		Rank
Total interest income	$15,458,000	738
Total interest expense	$4,540,000	663
Net interest income	$10,918,000	767
Provision for loan and lease losses	$251,000	766
Total noninterest income	$1,638,000	953
Gross Fiduciary activities income	$124,000	614
Service charges on deposit accounts	$464,000	587
Trading account gains and fees	$0	97
Additional Noninterest Income	$1,050,000	929
Total noninterest expense	$7,409,000	896
Salaries and employee benefits	$1,889,000	1,699
Premises and equipment expense	$669,000	975
Additional noninterest expense	$1,050,000	929
Pre-tax net operating income	$4,896,000	736
Securities gains (losses)	$53,000	255
Applicable income taxes	$1,146,000	614
Income before extraordinary items	$3,803,000	767
Extraordinary gains, net	$0	4
Net income	$3,803,000	766
Minority interest net income	$0	48
Net income of bank and minority interests.	$3,803,000	766
Net charge-offs	$26,000	1,016
Cash dividends	$0	2,337
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$3,761,130	792
2022-12-31 (YTD Data)		Rank
Total interest income	$49,442,000	749
Total interest expense	$4,750,000	820
Net interest income	$44,692,000	742
Provision for loan and lease losses	$-2,881,000	4,678
Total noninterest income	$6,766,000	978
Gross Fiduciary activities income	$566,000	598
Service charges on deposit accounts	$1,860,000	611
Trading account gains and fees	$0	116
Additional Noninterest Income	$4,340,000	998
Total noninterest expense	$27,279,000	940
Salaries and employee benefits	$6,463,000	1,855
Premises and equipment expense	$2,577,000	988
Additional noninterest expense	$4,340,000	998
Pre-tax net operating income	$27,060,000	609
Securities gains (losses)	$-76,000	3,836
Applicable income taxes	$6,155,000	533
Income before extraordinary items	$20,829,000	625
Extraordinary gains, net	$0	5
Net income	$20,829,000	626
Minority interest net income	$0	63
Net income of bank and minority interests.	$20,829,000	626
Net charge-offs	$380,000	695
Cash dividends	$17,500,000	313
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$20,889,040	638
2022-09-30 (YTD Data)		Rank
Total interest income	$34,687,000	760
Total interest expense	$2,171,000	941
Net interest income	$32,516,000	748
Provision for loan and lease losses	$-2,382,000	4,703
Total noninterest income	$4,968,000	1,011
Gross Fiduciary activities income	$429,000	599
Service charges on deposit accounts	$1,381,000	616
Trading account gains and fees	$0	111
Additional Noninterest Income	$3,158,000	1,032
Total noninterest expense	$20,485,000	926
Salaries and employee benefits	$5,184,000	1,753
Premises and equipment expense	$1,866,000	1,002
Additional noninterest expense	$3,158,000	1,032
Pre-tax net operating income	$19,381,000	630
Securities gains (losses)	$-85,000	4,188
Applicable income taxes	$4,411,000	552
Income before extraordinary items	$14,885,000	648
Extraordinary gains, net	$0	4
Net income	$14,885,000	648
Minority interest net income	$0	57
Net income of bank and minority interests.	$14,885,000	648
Net charge-offs	$382,000	510
Cash dividends	$12,500,000	297
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$14,952,150	655
2022-06-30 (YTD Data)		Rank
Total interest income	$22,117,000	761
Total interest expense	$848,000	1,307
Net interest income	$21,269,000	738
Provision for loan and lease losses	$-2,183,000	4,712
Total noninterest income	$3,388,000	982
Gross Fiduciary activities income	$299,000	558
Service charges on deposit accounts	$909,000	622
Trading account gains and fees	$0	108
Additional Noninterest Income	$2,180,000	1,038
Total noninterest expense	$13,942,000	897
Salaries and employee benefits	$3,511,000	1,727
Premises and equipment expense	$1,267,000	985
Additional noninterest expense	$9,164,000	461
Pre-tax net operating income	$12,898,000	600
Securities gains (losses)	$89,000	156
Applicable income taxes	$2,961,000	510
Income before extraordinary items	$10,026,000	608
Extraordinary gains, net	$0	4
Net income	$10,026,000	607
Minority interest net income	$0	60
Net income of bank and minority interests.	$10,026,000	608
Net charge-offs	$321,000	425
Cash dividends	$7,500,000	332
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$9,955,690	618
2022-03-31 (YTD Data)		Rank
Total interest income	$10,729,000	760
Total interest expense	$309,000	1,632
Net interest income	$10,420,000	734
Provision for loan and lease losses	$-1,133,000	4,693
Total noninterest income	$1,409,000	1,116
Gross Fiduciary activities income	$162,000	553
Service charges on deposit accounts	$437,000	640
Trading account gains and fees	$0	103
Additional Noninterest Income	$810,000	1,239
Total noninterest expense	$7,163,000	883
Salaries and employee benefits	$1,776,000	1,707
Premises and equipment expense	$645,000	980
Additional noninterest expense	$4,742,000	447
Pre-tax net operating income	$5,799,000	613
Securities gains (losses)	$-27,000	4,380
Applicable income taxes	$1,274,000	554
Income before extraordinary items	$4,498,000	627
Extraordinary gains, net	$0	4
Net income	$4,498,000	627
Minority interest net income	$0	50
Net income of bank and minority interests.	$4,498,000	627
Net charge-offs	$16,000	1,033
Cash dividends	$0	2,284
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$4,519,330	632
2021-12-31 (YTD Data)		Rank
Total interest income	$44,677,000	742
Total interest expense	$1,347,000	1,803
Net interest income	$43,330,000	714
Provision for loan and lease losses	$-771,000	4,501
Total noninterest income	$5,575,000	1,216
Gross Fiduciary activities income	$685,000	537
Service charges on deposit accounts	$1,625,000	638
Trading account gains and fees	$0	132
Additional Noninterest Income	$3,265,000	1,415
Total noninterest expense	$30,240,000	839
Salaries and employee benefits	$7,529,000	1,629
Premises and equipment expense	$2,716,000	939
Additional noninterest expense	$19,995,000	424
Pre-tax net operating income	$19,436,000	757
Securities gains (losses)	$525,000	348
Applicable income taxes	$4,337,000	695
Income before extraordinary items	$15,624,000	784
Extraordinary gains, net	$0	10
Net income	$15,624,000	785
Minority interest net income	$0	74
Net income of bank and minority interests.	$15,624,000	785
Net charge-offs	$977,000	431
Cash dividends	$13,100,000	394
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$15,209,250	784
2021-09-30 (YTD Data)		Rank
Total interest income	$33,622,000	756
Total interest expense	$1,037,000	1,848
Net interest income	$32,585,000	725
Provision for loan and lease losses	$-1,235,000	4,643
Total noninterest income	$4,020,000	1,280
Gross Fiduciary activities income	$495,000	537
Service charges on deposit accounts	$1,193,000	641
Trading account gains and fees	$0	132
Additional Noninterest Income	$2,332,000	1,510
Total noninterest expense	$22,623,000	852
Salaries and employee benefits	$6,004,000	1,570
Premises and equipment expense	$2,099,000	934
Additional noninterest expense	$14,520,000	436
Pre-tax net operating income	$15,217,000	759
Securities gains (losses)	$298,000	449
Applicable income taxes	$3,378,000	694
Income before extraordinary items	$12,137,000	794
Extraordinary gains, net	$0	8
Net income	$12,137,000	794
Minority interest net income	$0	69
Net income of bank and minority interests.	$12,137,000	794
Net charge-offs	$914,000	354
Cash dividends	$8,100,000	439
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$11,901,580	790
2021-06-30 (YTD Data)		Rank
Total interest income	$22,274,000	753
Total interest expense	$727,000	1,851
Net interest income	$21,547,000	717
Provision for loan and lease losses	$-675,000	4,643
Total noninterest income	$2,623,000	1,283
Gross Fiduciary activities income	$327,000	539
Service charges on deposit accounts	$787,000	624
Trading account gains and fees	$0	133
Additional Noninterest Income	$1,509,000	1,509
Total noninterest expense	$14,895,000	856
Salaries and employee benefits	$3,899,000	1,589
Premises and equipment expense	$1,426,000	913
Additional noninterest expense	$9,570,000	433
Pre-tax net operating income	$9,950,000	768
Securities gains (losses)	$272,000	398
Applicable income taxes	$2,219,000	695
Income before extraordinary items	$8,003,000	797
Extraordinary gains, net	$0	6
Net income	$8,003,000	797
Minority interest net income	$0	67
Net income of bank and minority interests.	$8,003,000	797
Net charge-offs	$804,000	304
Cash dividends	$5,100,000	438
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$7,788,120	793
2021-03-31 (YTD Data)		Rank
Total interest income	$11,152,000	750
Total interest expense	$388,000	1,827
Net interest income	$10,764,000	709
Provision for loan and lease losses	$1,011,000	185
Total noninterest income	$1,321,000	1,278
Gross Fiduciary activities income	$170,000	537
Service charges on deposit accounts	$390,000	616
Trading account gains and fees	$0	127
Additional Noninterest Income	$761,000	1,515
Total noninterest expense	$7,535,000	840
Salaries and employee benefits	$1,989,000	1,554
Premises and equipment expense	$733,000	907
Additional noninterest expense	$4,813,000	412
Pre-tax net operating income	$3,539,000	1,016
Securities gains (losses)	$-31,000	4,780
Applicable income taxes	$712,000	905
Income before extraordinary items	$2,796,000	1,086
Extraordinary gains, net	$0	3
Net income	$2,796,000	1,086
Minority interest net income	$0	55
Net income of bank and minority interests.	$2,796,000	1,086
Net charge-offs	$3,000	1,645
Cash dividends	$0	2,452
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$2,820,800	1,050
2020-12-31 (YTD Data)		Rank
Total interest income	$51,770,000	660
Total interest expense	$2,881,000	1,535
Net interest income	$48,889,000	602
Provision for loan and lease losses	$1,164,000	1,466
Total noninterest income	$5,170,000	1,235
Gross Fiduciary activities income	$731,000	511
Service charges on deposit accounts	$1,617,000	622
Trading account gains and fees	$0	133
Additional Noninterest Income	$2,822,000	1,490
Total noninterest expense	$29,663,000	823
Salaries and employee benefits	$8,605,000	1,421
Premises and equipment expense	$2,854,000	888
Additional noninterest expense	$18,204,000	438
Pre-tax net operating income	$23,232,000	526
Securities gains (losses)	$1,641,000	249
Applicable income taxes	$5,694,000	445
Income before extraordinary items	$19,179,000	538
Extraordinary gains, net	$0	4
Net income	$19,179,000	538
Minority interest net income	$0	72
Net income of bank and minority interests.	$19,179,000	538
Net charge-offs	$-61,000	4,644
Cash dividends	$11,000,000	420
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$17,882,610	551
2020-09-30 (YTD Data)		Rank
Total interest income	$39,080,000	653
Total interest expense	$2,417,000	1,472
Net interest income	$36,663,000	589
Provision for loan and lease losses	$1,243,000	1,194
Total noninterest income	$3,873,000	1,206
Gross Fiduciary activities income	$523,000	524
Service charges on deposit accounts	$1,215,000	617
Trading account gains and fees	$0	125
Additional Noninterest Income	$2,135,000	1,424
Total noninterest expense	$23,330,000	778
Salaries and employee benefits	$6,721,000	1,360
Premises and equipment expense	$2,136,000	886
Additional noninterest expense	$14,473,000	411
Pre-tax net operating income	$15,963,000	535
Securities gains (losses)	$993,000	314
Applicable income taxes	$3,908,000	437
Income before extraordinary items	$13,048,000	552
Extraordinary gains, net	$0	4
Net income	$13,048,000	552
Minority interest net income	$0	65
Net income of bank and minority interests.	$13,048,000	552
Net charge-offs	$-171,000	4,898
Cash dividends	$7,000,000	460
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$12,263,530	565
2020-06-30 (YTD Data)		Rank
Total interest income	$26,358,000	648
Total interest expense	$1,980,000	1,325
Net interest income	$24,378,000	586
Provision for loan and lease losses	$2,606,000	603
Total noninterest income	$2,607,000	1,138
Gross Fiduciary activities income	$342,000	527
Service charges on deposit accounts	$802,000	627
Trading account gains and fees	$0	123
Additional Noninterest Income	$1,463,000	1,334
Total noninterest expense	$16,237,000	750
Salaries and employee benefits	$4,398,000	1,374
Premises and equipment expense	$1,409,000	898
Additional noninterest expense	$10,430,000	381
Pre-tax net operating income	$8,142,000	618
Securities gains (losses)	$803,000	264
Applicable income taxes	$1,998,000	492
Income before extraordinary items	$6,947,000	624
Extraordinary gains, net	$0	4
Net income	$6,947,000	624
Minority interest net income	$0	65
Net income of bank and minority interests.	$6,947,000	624
Net charge-offs	$-172,000	4,965
Cash dividends	$2,000,000	793
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$6,312,630	658
2020-03-31 (YTD Data)		Rank
Total interest income	$12,483,000	691
Total interest expense	$1,487,000	1,022
Net interest income	$10,996,000	645
Provision for loan and lease losses	$1,728,000	440
Total noninterest income	$1,401,000	1,029
Gross Fiduciary activities income	$132,000	565
Service charges on deposit accounts	$439,000	686
Trading account gains and fees	$0	106
Additional Noninterest Income	$830,000	1,106
Total noninterest expense	$5,660,000	1,000
Salaries and employee benefits	$2,041,000	1,474
Premises and equipment expense	$702,000	909
Additional noninterest expense	$2,917,000	627
Pre-tax net operating income	$5,009,000	475
Securities gains (losses)	$488,000	192
Applicable income taxes	$1,269,000	375
Income before extraordinary items	$4,228,000	480
Extraordinary gains, net	$0	4
Net income	$4,228,000	479
Minority interest net income	$0	56
Net income of bank and minority interests.	$4,228,000	480
Net charge-offs	$21,000	1,581
Cash dividends	$2,000,000	509
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$3,842,480	499
2019-12-31 (YTD Data)		Rank
Total interest income	$45,162,000	758
Total interest expense	$7,174,000	910
Net interest income	$37,988,000	721
Provision for loan and lease losses	$735,000	1,155
Total noninterest income	$5,180,000	1,111
Gross Fiduciary activities income	$476,000	583
Service charges on deposit accounts	$1,427,000	840
Trading account gains and fees	$0	135
Additional Noninterest Income	$3,277,000	1,133
Total noninterest expense	$29,668,000	773
Salaries and employee benefits	$10,173,000	1,189
Premises and equipment expense	$2,482,000	986
Additional noninterest expense	$17,013,000	431
Pre-tax net operating income	$12,765,000	859
Securities gains (losses)	$2,289,000	137
Applicable income taxes	$3,271,000	662
Income before extraordinary items	$11,783,000	819
Extraordinary gains, net	$0	11
Net income	$11,783,000	820
Minority interest net income	$0	76
Net income of bank and minority interests.	$11,783,000	820
Net charge-offs	$223,000	1,586
Cash dividends	$11,000,000	447
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$9,974,690	920
2019-09-30 (YTD Data)		Rank
Total interest income	$31,037,000	826
Total interest expense	$5,273,000	931
Net interest income	$25,764,000	794
Provision for loan and lease losses	$398,000	1,361
Total noninterest income	$3,742,000	1,118
Gross Fiduciary activities income	$304,000	602
Service charges on deposit accounts	$1,003,000	889
Trading account gains and fees	$0	129
Additional Noninterest Income	$2,435,000	1,124
Total noninterest expense	$20,854,000	812
Salaries and employee benefits	$7,454,000	1,212
Premises and equipment expense	$1,709,000	1,060
Additional noninterest expense	$11,691,000	468
Pre-tax net operating income	$8,254,000	1,004
Securities gains (losses)	$2,282,000	109
Applicable income taxes	$2,309,000	710
Income before extraordinary items	$8,227,000	883
Extraordinary gains, net	$0	11
Net income	$8,227,000	884
Minority interest net income	$0	72
Net income of bank and minority interests.	$8,227,000	884
Net charge-offs	$197,000	1,308
Cash dividends	$4,000,000	711
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$6,424,220	1,058
2019-06-30 (YTD Data)		Rank
Total interest income	$15,762,000	1,043
Total interest expense	$2,985,000	1,054
Net interest income	$12,777,000	1,030
Provision for loan and lease losses	$-666,000	5,260
Total noninterest income	$2,405,000	1,123
Gross Fiduciary activities income	$149,000	644
Service charges on deposit accounts	$592,000	969
Trading account gains and fees	$0	131
Additional Noninterest Income	$1,664,000	1,074
Total noninterest expense	$11,700,000	946
Salaries and employee benefits	$4,171,000	1,416
Premises and equipment expense	$972,000	1,212
Additional noninterest expense	$6,557,000	549
Pre-tax net operating income	$4,148,000	1,199
Securities gains (losses)	$1,813,000	99
Applicable income taxes	$1,284,000	760
Income before extraordinary items	$4,677,000	974
Extraordinary gains, net	$0	11
Net income	$4,677,000	974
Minority interest net income	$0	69
Net income of bank and minority interests.	$4,677,000	974
Net charge-offs	$-247,000	5,170
Cash dividends	$0	3,456
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$3,244,730	1,288
2019-03-31 (YTD Data)		Rank
Total interest income	$5,313,000	1,455
Total interest expense	$1,130,000	1,301
Net interest income	$4,183,000	1,459
Provision for loan and lease losses	$-787,000	5,334
Total noninterest income	$734,000	1,508
Gross Fiduciary activities income	$36,000	722
Service charges on deposit accounts	$239,000	1,165
Trading account gains and fees	$0	126
Additional Noninterest Income	$459,000	1,529
Total noninterest expense	$4,492,000	1,176
Salaries and employee benefits	$1,596,000	1,778
Premises and equipment expense	$330,000	1,717
Additional noninterest expense	$2,566,000	681
Pre-tax net operating income	$1,212,000	1,794
Securities gains (losses)	$223,000	189
Applicable income taxes	$263,000	1,364
Income before extraordinary items	$1,172,000	1,652
Extraordinary gains, net	$0	5
Net income	$1,172,000	1,650
Minority interest net income	$0	52
Net income of bank and minority interests.	$1,172,000	1,651
Net charge-offs	$-288,000	5,297
Cash dividends	$0	2,803
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$989,140	1,867
2018-12-31 (YTD Data)		Rank
Total interest income	$23,409,000	1,258
Total interest expense	$4,509,000	1,016
Net interest income	$18,900,000	1,298
Provision for loan and lease losses	$1,314,000	708
Total noninterest income	$3,114,000	1,503
Gross Fiduciary activities income	$167,000	721
Service charges on deposit accounts	$1,067,000	1,112
Trading account gains and fees	$0	126
Additional Noninterest Income	$1,880,000	1,558
Total noninterest expense	$17,758,000	1,165
Salaries and employee benefits	$6,551,000	1,694
Premises and equipment expense	$1,406,000	1,592
Additional noninterest expense	$9,801,000	722
Pre-tax net operating income	$2,942,000	2,527
Securities gains (losses)	$-9,000	4,385
Applicable income taxes	$297,000	2,402
Income before extraordinary items	$2,636,000	2,516
Extraordinary gains, net	$0	6
Net income	$2,636,000	2,515
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,636,000	2,515
Net charge-offs	$1,869,000	382
Cash dividends	$2,500,000	1,251
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$2,644,100	2,504
2018-09-30 (YTD Data)		Rank
Total interest income	$17,624,000	1,235
Total interest expense	$3,245,000	984
Net interest income	$14,379,000	1,285
Provision for loan and lease losses	$549,000	1,055
Total noninterest income	$2,544,000	1,431
Gross Fiduciary activities income	$106,000	728
Service charges on deposit accounts	$793,000	1,114
Trading account gains and fees	$0	138
Additional Noninterest Income	$1,645,000	1,431
Total noninterest expense	$13,696,000	1,144
Salaries and employee benefits	$5,233,000	1,607
Premises and equipment expense	$1,067,000	1,583
Additional noninterest expense	$7,396,000	695
Pre-tax net operating income	$2,678,000	2,282
Securities gains (losses)	$-42,000	5,109
Applicable income taxes	$324,000	2,163
Income before extraordinary items	$2,312,000	2,301
Extraordinary gains, net	$0	5
Net income	$2,312,000	2,300
Minority interest net income	$0	66
Net income of bank and minority interests.	$2,312,000	2,300
Net charge-offs	$261,000	1,074
Cash dividends	$2,500,000	894
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$2,348,960	2,271
2018-06-30 (YTD Data)		Rank
Total interest income	$11,909,000	1,205
Total interest expense	$2,008,000	997
Net interest income	$9,901,000	1,247
Provision for loan and lease losses	$307,000	1,149
Total noninterest income	$2,034,000	1,273
Gross Fiduciary activities income	$70,000	734
Service charges on deposit accounts	$513,000	1,132
Trading account gains and fees	$0	130
Additional Noninterest Income	$1,451,000	1,184
Total noninterest expense	$9,000,000	1,159
Salaries and employee benefits	$3,592,000	1,572
Premises and equipment expense	$703,000	1,616
Additional noninterest expense	$4,705,000	722
Pre-tax net operating income	$2,628,000	1,689
Securities gains (losses)	$-56,000	5,275
Applicable income taxes	$425,000	1,550
Income before extraordinary items	$2,147,000	1,775
Extraordinary gains, net	$0	6
Net income	$2,147,000	1,774
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,147,000	1,774
Net charge-offs	$-82,000	5,148
Cash dividends	$2,000,000	757
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$2,193,480	1,740
2018-03-31 (YTD Data)		Rank
Total interest income	$5,988,000	1,191
Total interest expense	$931,000	1,005
Net interest income	$5,057,000	1,220
Provision for loan and lease losses	$-111,000	5,496
Total noninterest income	$1,095,000	1,198
Gross Fiduciary activities income	$32,000	752
Service charges on deposit accounts	$253,000	1,162
Trading account gains and fees	$0	123
Additional Noninterest Income	$810,000	1,070
Total noninterest expense	$4,750,000	1,112
Salaries and employee benefits	$1,888,000	1,506
Premises and equipment expense	$392,000	1,476
Additional noninterest expense	$2,470,000	679
Pre-tax net operating income	$1,513,000	1,473
Securities gains (losses)	$-79,000	5,450
Applicable income taxes	$248,000	1,376
Income before extraordinary items	$1,186,000	1,601
Extraordinary gains, net	$0	7
Net income	$1,186,000	1,601
Minority interest net income	$0	52
Net income of bank and minority interests.	$1,186,000	1,601
Net charge-offs	$-58,000	5,273
Cash dividends	$1,000,000	704
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$1,251,570	1,525
2017-12-31 (YTD Data)		Rank
Total interest income	$27,085,000	1,046
Total interest expense	$2,677,000	1,208
Net interest income	$24,408,000	1,026
Provision for loan and lease losses	$-1,631,000	5,625
Total noninterest income	$4,027,000	1,278
Gross Fiduciary activities income	$138,000	750
Service charges on deposit accounts	$1,140,000	1,063
Trading account gains and fees	$0	151
Additional Noninterest Income	$2,749,000	1,238
Total noninterest expense	$19,156,000	1,095
Salaries and employee benefits	$6,932,000	1,596
Premises and equipment expense	$1,346,000	1,674
Additional noninterest expense	$10,878,000	618
Pre-tax net operating income	$10,910,000	920
Securities gains (losses)	$-4,000	4,949
Applicable income taxes	$4,059,000	771
Income before extraordinary items	$6,847,000	1,042
Extraordinary gains, net	$0	9
Net income	$6,847,000	1,042
Minority interest net income	$0	76
Net income of bank and minority interests.	$6,847,000	1,042
Net charge-offs	$302,000	1,476
Cash dividends	$18,500,000	249
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$6,849,560	1,031
2017-09-30 (YTD Data)		Rank
Total interest income	$21,003,000	1,023
Total interest expense	$1,778,000	1,328
Net interest income	$19,225,000	987
Provision for loan and lease losses	$-1,604,000	5,695
Total noninterest income	$3,176,000	1,261
Gross Fiduciary activities income	$93,000	757
Service charges on deposit accounts	$858,000	1,067
Trading account gains and fees	$0	145
Additional Noninterest Income	$2,225,000	1,176
Total noninterest expense	$14,976,000	1,057
Salaries and employee benefits	$5,421,000	1,542
Premises and equipment expense	$987,000	1,717
Additional noninterest expense	$8,568,000	591
Pre-tax net operating income	$9,029,000	858
Securities gains (losses)	$-63,000	5,610
Applicable income taxes	$2,769,000	733
Income before extraordinary items	$6,197,000	958
Extraordinary gains, net	$0	9
Net income	$6,197,000	958
Minority interest net income	$0	71
Net income of bank and minority interests.	$6,197,000	958
Net charge-offs	$295,000	1,129
Cash dividends	$5,000,000	498
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$6,240,470	934
2017-06-30 (YTD Data)		Rank
Total interest income	$14,371,000	989
Total interest expense	$974,000	1,517
Net interest income	$13,397,000	938
Provision for loan and lease losses	$-931,000	5,735
Total noninterest income	$2,216,000	1,234
Gross Fiduciary activities income	$46,000	798
Service charges on deposit accounts	$555,000	1,081
Trading account gains and fees	$0	139
Additional Noninterest Income	$1,615,000	1,127
Total noninterest expense	$10,023,000	1,063
Salaries and employee benefits	$3,744,000	1,495
Premises and equipment expense	$660,000	1,719
Additional noninterest expense	$5,619,000	608
Pre-tax net operating income	$6,521,000	771
Securities gains (losses)	$-82,000	5,692
Applicable income taxes	$2,002,000	665
Income before extraordinary items	$4,437,000	885
Extraordinary gains, net	$0	11
Net income	$4,437,000	886
Minority interest net income	$0	71
Net income of bank and minority interests.	$4,437,000	885
Net charge-offs	$285,000	862
Cash dividends	$3,000,000	535
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$4,493,580	865
2017-03-31 (YTD Data)		Rank
Total interest income	$7,406,000	955
Total interest expense	$440,000	1,620
Net interest income	$6,966,000	895
Provision for loan and lease losses	$-500,000	5,811
Total noninterest income	$1,178,000	1,171
Gross Fiduciary activities income	$14,000	842
Service charges on deposit accounts	$258,000	1,159
Trading account gains and fees	$0	142
Additional Noninterest Income	$906,000	1,032
Total noninterest expense	$5,298,000	1,022
Salaries and employee benefits	$2,039,000	1,403
Premises and equipment expense	$333,000	1,716
Additional noninterest expense	$2,926,000	585
Pre-tax net operating income	$3,346,000	741
Securities gains (losses)	$-127,000	5,806
Applicable income taxes	$992,000	662
Income before extraordinary items	$2,227,000	853
Extraordinary gains, net	$0	8
Net income	$2,227,000	854
Minority interest net income	$0	55
Net income of bank and minority interests.	$2,227,000	853
Net charge-offs	$193,000	622
Cash dividends	$1,500,000	511
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$2,314,630	814
2016-12-31 (YTD Data)		Rank
Total interest income	$29,588,000	919
Total interest expense	$1,884,000	1,491
Net interest income	$27,704,000	859
Provision for loan and lease losses	$1,058,000	861
Total noninterest income	$4,612,000	1,227
Gross Fiduciary activities income	$121,000	791
Service charges on deposit accounts	$1,052,000	1,163
Trading account gains and fees	$0	170
Additional Noninterest Income	$3,439,000	1,097
Total noninterest expense	$20,062,000	1,047
Salaries and employee benefits	$7,662,000	1,424
Premises and equipment expense	$1,409,000	1,609
Additional noninterest expense	$10,991,000	633
Pre-tax net operating income	$11,196,000	839
Securities gains (losses)	$1,931,000	126
Applicable income taxes	$4,243,000	619
Income before extraordinary items	$8,884,000	846
Extraordinary gains, net	$0	5
Net income	$8,884,000	846
Minority interest net income	$0	82
Net income of bank and minority interests.	$8,884,000	845
Net charge-offs	$-89,000	5,502
Cash dividends	$3,500,000	908
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$7,570,920	963
2016-09-30 (YTD Data)		Rank
Total interest income	$22,173,000	917
Total interest expense	$1,447,000	1,463
Net interest income	$20,726,000	858
Provision for loan and lease losses	$617,000	996
Total noninterest income	$3,418,000	1,222
Gross Fiduciary activities income	$59,000	833
Service charges on deposit accounts	$783,000	1,165
Trading account gains and fees	$0	169
Additional Noninterest Income	$2,576,000	1,103
Total noninterest expense	$15,293,000	1,033
Salaries and employee benefits	$5,903,000	1,386
Premises and equipment expense	$1,017,000	1,674
Additional noninterest expense	$8,373,000	620
Pre-tax net operating income	$8,234,000	865
Securities gains (losses)	$1,500,000	133
Applicable income taxes	$3,369,000	604
Income before extraordinary items	$6,365,000	879
Extraordinary gains, net	$0	5
Net income	$6,365,000	879
Minority interest net income	$0	71
Net income of bank and minority interests.	$6,365,000	879
Net charge-offs	$-1,000	4,445
Cash dividends	$3,000,000	756
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$5,390,000	1,012
2016-06-30 (YTD Data)		Rank
Total interest income	$14,814,000	906
Total interest expense	$996,000	1,428
Net interest income	$13,818,000	855
Provision for loan and lease losses	$-258,000	5,914
Total noninterest income	$2,071,000	1,282
Gross Fiduciary activities income	$33,000	854
Service charges on deposit accounts	$508,000	1,174
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,530,000	1,174
Total noninterest expense	$10,196,000	1,034
Salaries and employee benefits	$3,846,000	1,415
Premises and equipment expense	$674,000	1,681
Additional noninterest expense	$5,676,000	601
Pre-tax net operating income	$5,951,000	789
Securities gains (losses)	$1,406,000	106
Applicable income taxes	$2,699,000	522
Income before extraordinary items	$4,658,000	802
Extraordinary gains, net	$0	16
Net income	$4,658,000	801
Minority interest net income	$0	71
Net income of bank and minority interests.	$4,658,000	801
Net charge-offs	$35,000	2,409
Cash dividends	$1,500,000	943
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$3,758,160	947
2016-03-31 (YTD Data)		Rank
Total interest income	$7,597,000	882
Total interest expense	$522,000	1,361
Net interest income	$7,075,000	829
Provision for loan and lease losses	$-116,000	5,988
Total noninterest income	$977,000	1,322
Gross Fiduciary activities income	$26,000	814
Service charges on deposit accounts	$234,000	1,250
Trading account gains and fees	$0	142
Additional Noninterest Income	$717,000	1,186
Total noninterest expense	$5,046,000	1,047
Salaries and employee benefits	$1,902,000	1,441
Premises and equipment expense	$336,000	1,699
Additional noninterest expense	$2,808,000	601
Pre-tax net operating income	$3,122,000	736
Securities gains (losses)	$900,000	82
Applicable income taxes	$1,497,000	478
Income before extraordinary items	$2,525,000	724
Extraordinary gains, net	$0	12
Net income	$2,525,000	722
Minority interest net income	$0	62
Net income of bank and minority interests.	$2,525,000	723
Net charge-offs	$30,000	1,747
Cash dividends	$1,500,000	531
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$1,949,000	888
2015-12-31 (YTD Data)		Rank
Total interest income	$30,208,000	850
Total interest expense	$2,696,000	1,046
Net interest income	$27,512,000	825
Provision for loan and lease losses	$3,922,000	259
Total noninterest income	$3,543,000	1,417
Gross Fiduciary activities income	$72,000	859
Service charges on deposit accounts	$903,000	1,327
Trading account gains and fees	$0	159
Additional Noninterest Income	$2,568,000	1,285
Total noninterest expense	$20,906,000	987
Salaries and employee benefits	$8,100,000	1,340
Premises and equipment expense	$1,538,000	1,496
Additional noninterest expense	$11,268,000	594
Pre-tax net operating income	$6,227,000	1,327
Securities gains (losses)	$3,378,000	65
Applicable income taxes	$3,263,000	710
Income before extraordinary items	$6,342,000	1,106
Extraordinary gains, net	$0	23
Net income	$6,342,000	1,106
Minority interest net income	$0	81
Net income of bank and minority interests.	$6,342,000	1,106
Net charge-offs	$351,000	1,476
Cash dividends	$1,500,000	1,638
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$4,112,520	1,535
2015-09-30 (YTD Data)		Rank
Total interest income	$22,843,000	848
Total interest expense	$2,141,000	1,003
Net interest income	$20,702,000	827
Provision for loan and lease losses	$3,326,000	222
Total noninterest income	$2,638,000	1,441
Gross Fiduciary activities income	$31,000	911
Service charges on deposit accounts	$658,000	1,387
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,949,000	1,293
Total noninterest expense	$15,325,000	1,021
Salaries and employee benefits	$6,242,000	1,315
Premises and equipment expense	$1,088,000	1,588
Additional noninterest expense	$7,995,000	638
Pre-tax net operating income	$4,689,000	1,339
Securities gains (losses)	$3,261,000	57
Applicable income taxes	$2,704,000	690
Income before extraordinary items	$5,246,000	1,009
Extraordinary gains, net	$0	21
Net income	$5,246,000	1,009
Minority interest net income	$0	78
Net income of bank and minority interests.	$5,246,000	1,009
Net charge-offs	$510,000	845
Cash dividends	$1,500,000	1,198
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$3,093,740	1,545
2015-06-30 (YTD Data)		Rank
Total interest income	$15,451,000	832
Total interest expense	$1,574,000	906
Net interest income	$13,877,000	817
Provision for loan and lease losses	$2,944,000	187
Total noninterest income	$1,624,000	1,529
Gross Fiduciary activities income	$12,000	968
Service charges on deposit accounts	$404,000	1,457
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,208,000	1,370
Total noninterest expense	$10,336,000	1,013
Salaries and employee benefits	$4,294,000	1,290
Premises and equipment expense	$679,000	1,710
Additional noninterest expense	$5,363,000	637
Pre-tax net operating income	$2,221,000	1,747
Securities gains (losses)	$2,806,000	56
Applicable income taxes	$1,805,000	680
Income before extraordinary items	$3,222,000	1,095
Extraordinary gains, net	$0	22
Net income	$3,222,000	1,095
Minority interest net income	$0	75
Net income of bank and minority interests.	$3,222,000	1,096
Net charge-offs	$501,000	641
Cash dividends	$1,500,000	890
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$1,426,160	2,083
2015-03-31 (YTD Data)		Rank
Total interest income	$7,709,000	827
Total interest expense	$954,000	731
Net interest income	$6,755,000	835
Provision for loan and lease losses	$903,000	238
Total noninterest income	$846,000	1,447
Gross Fiduciary activities income	$28,000	833
Service charges on deposit accounts	$185,000	1,541
Trading account gains and fees	$0	152
Additional Noninterest Income	$633,000	1,278
Total noninterest expense	$5,266,000	985
Salaries and employee benefits	$2,181,000	1,280
Premises and equipment expense	$337,000	1,739
Additional noninterest expense	$2,748,000	612
Pre-tax net operating income	$1,432,000	1,396
Securities gains (losses)	$1,171,000	75
Applicable income taxes	$947,000	648
Income before extraordinary items	$1,656,000	1,033
Extraordinary gains, net	$0	13
Net income	$1,656,000	1,033
Minority interest net income	$0	64
Net income of bank and minority interests.	$1,656,000	1,034
Net charge-offs	$11,000	2,441
Cash dividends	$500,000	1,094
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$906,560	1,677
2014-12-31 (YTD Data)		Rank
Total interest income	$30,453,000	824
Total interest expense	$3,537,000	836
Net interest income	$26,916,000	814
Provision for loan and lease losses	$1,881,000	498
Total noninterest income	$3,897,000	1,302
Gross Fiduciary activities income	$206,000	771
Service charges on deposit accounts	$887,000	1,450
Trading account gains and fees	$0	180
Additional Noninterest Income	$2,804,000	1,138
Total noninterest expense	$19,628,000	1,043
Salaries and employee benefits	$8,105,000	1,310
Premises and equipment expense	$1,505,000	1,565
Additional noninterest expense	$10,018,000	666
Pre-tax net operating income	$9,304,000	896
Securities gains (losses)	$1,555,000	136
Applicable income taxes	$4,064,000	576
Income before extraordinary items	$6,795,000	983
Extraordinary gains, net	$0	17
Net income	$6,795,000	982
Minority interest net income	$0	84
Net income of bank and minority interests.	$6,795,000	982
Net charge-offs	$-18,000	5,772
Cash dividends	$5,500,000	555
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$5,799,800	1,109
2014-09-30 (YTD Data)		Rank
Total interest income	$22,751,000	828
Total interest expense	$2,664,000	847
Net interest income	$20,087,000	822
Provision for loan and lease losses	$1,544,000	438
Total noninterest income	$2,237,000	1,578
Gross Fiduciary activities income	$77,000	849
Service charges on deposit accounts	$667,000	1,451
Trading account gains and fees	$0	174
Additional Noninterest Income	$1,493,000	1,458
Total noninterest expense	$14,450,000	1,064
Salaries and employee benefits	$6,382,000	1,260
Premises and equipment expense	$1,197,000	1,491
Additional noninterest expense	$6,871,000	719
Pre-tax net operating income	$6,330,000	994
Securities gains (losses)	$1,022,000	151
Applicable income taxes	$2,714,000	637
Income before extraordinary items	$4,638,000	1,079
Extraordinary gains, net	$0	15
Net income	$4,638,000	1,078
Minority interest net income	$0	81
Net income of bank and minority interests.	$4,638,000	1,078
Net charge-offs	$-127,000	6,256
Cash dividends	$1,000,000	1,509
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$3,983,920	1,205
2014-06-30 (YTD Data)		Rank
Total interest income	$14,852,000	844
Total interest expense	$1,788,000	841
Net interest income	$13,064,000	839
Provision for loan and lease losses	$1,138,000	411
Total noninterest income	$1,782,000	1,379
Gross Fiduciary activities income	$60,000	839
Service charges on deposit accounts	$409,000	1,532
Trading account gains and fees	$0	172
Additional Noninterest Income	$1,313,000	1,197
Total noninterest expense	$9,544,000	1,065
Salaries and employee benefits	$4,575,000	1,184
Premises and equipment expense	$738,000	1,612
Additional noninterest expense	$4,231,000	776
Pre-tax net operating income	$4,164,000	984
Securities gains (losses)	$636,000	180
Applicable income taxes	$1,788,000	632
Income before extraordinary items	$3,012,000	1,071
Extraordinary gains, net	$0	20
Net income	$3,012,000	1,071
Minority interest net income	$0	80
Net income of bank and minority interests.	$3,012,000	1,072
Net charge-offs	$-197,000	6,452
Cash dividends	$0	3,668
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$2,604,960	1,187
2014-03-31 (YTD Data)		Rank
Total interest income	$7,100,000	880
Total interest expense	$903,000	836
Net interest income	$6,197,000	882
Provision for loan and lease losses	$728,000	330
Total noninterest income	$877,000	1,369
Gross Fiduciary activities income	$30,000	851
Service charges on deposit accounts	$200,000	1,551
Trading account gains and fees	$0	147
Additional Noninterest Income	$647,000	1,181
Total noninterest expense	$4,357,000	1,170
Salaries and employee benefits	$2,138,000	1,276
Premises and equipment expense	$359,000	1,677
Additional noninterest expense	$1,860,000	853
Pre-tax net operating income	$1,989,000	981
Securities gains (losses)	$76,000	519
Applicable income taxes	$766,000	683
Income before extraordinary items	$1,299,000	1,179
Extraordinary gains, net	$0	16
Net income	$1,299,000	1,180
Minority interest net income	$0	66
Net income of bank and minority interests.	$1,299,000	1,180
Net charge-offs	$-3,000	5,214
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$1,250,360	1,194
2013-12-31 (YTD Data)		Rank
Total interest income	$5,572,000	3,809
Total interest expense	$721,000	3,683
Net interest income	$4,851,000	3,768
Provision for loan and lease losses	$-99,000	6,383
Total noninterest income	$682,000	3,909
Gross Fiduciary activities income	$23,000	1,032
Service charges on deposit accounts	$186,000	4,219
Trading account gains and fees	$0	184
Additional Noninterest Income	$473,000	3,437
Total noninterest expense	$3,579,000	4,199
Salaries and employee benefits	$1,875,000	4,215
Premises and equipment expense	$295,000	4,896
Additional noninterest expense	$1,409,000	3,809
Pre-tax net operating income	$2,053,000	2,805
Securities gains (losses)	$-174,000	6,608
Applicable income taxes	$734,000	1,771
Income before extraordinary items	$1,145,000	3,643
Extraordinary gains, net	$0	29
Net income	$1,145,000	3,646
Minority interest net income	$0	90
Net income of bank and minority interests.	$1,145,000	3,647
Net charge-offs	$-506,000	6,739
Cash dividends	$0	4,350
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$1,256,360	3,420
2013-09-30 (YTD Data)		Rank
Total interest income	$20,067,000	952
Total interest expense	$3,038,000	866
Net interest income	$17,029,000	958
Provision for loan and lease losses	$0	4,941
Total noninterest income	$2,688,000	1,453
Gross Fiduciary activities income	$91,000	837
Service charges on deposit accounts	$709,000	1,445
Trading account gains and fees	$0	180
Additional Noninterest Income	$1,888,000	1,326
Total noninterest expense	$11,192,000	1,331
Salaries and employee benefits	$6,069,000	1,314
Premises and equipment expense	$1,080,000	1,641
Additional noninterest expense	$4,043,000	1,236
Pre-tax net operating income	$8,525,000	704
Securities gains (losses)	$203,000	816
Applicable income taxes	$3,110,000	535
Income before extraordinary items	$5,618,000	850
Extraordinary gains, net	$0	25
Net income	$5,618,000	851
Minority interest net income	$0	84
Net income of bank and minority interests.	$5,618,000	852
Net charge-offs	$0	5,212
Cash dividends	$2,741,000	688
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$5,488,080	848
2013-06-30 (YTD Data)		Rank
Total interest income	$13,288,000	951
Total interest expense	$2,028,000	888
Net interest income	$11,260,000	954
Provision for loan and lease losses	$0	4,788
Total noninterest income	$1,766,000	1,475
Gross Fiduciary activities income	$60,000	846
Service charges on deposit accounts	$459,000	1,452
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,247,000	1,362
Total noninterest expense	$7,446,000	1,338
Salaries and employee benefits	$4,041,000	1,318
Premises and equipment expense	$717,000	1,655
Additional noninterest expense	$2,688,000	1,234
Pre-tax net operating income	$5,580,000	702
Securities gains (losses)	$203,000	747
Applicable income taxes	$2,128,000	517
Income before extraordinary items	$3,655,000	856
Extraordinary gains, net	$0	22
Net income	$3,655,000	857
Minority interest net income	$0	82
Net income of bank and minority interests.	$3,655,000	858
Net charge-offs	$32,000	3,714
Cash dividends	$1,194,000	944
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$3,525,080	849
2013-03-31 (YTD Data)		Rank
Total interest income	$6,467,000	979
Total interest expense	$1,050,000	881
Net interest income	$5,417,000	996
Provision for loan and lease losses	$45,000	2,886
Total noninterest income	$772,000	1,606
Gross Fiduciary activities income	$30,000	859
Service charges on deposit accounts	$227,000	1,449
Trading account gains and fees	$0	148
Additional Noninterest Income	$515,000	1,542
Total noninterest expense	$3,658,000	1,367
Salaries and employee benefits	$2,012,000	1,334
Premises and equipment expense	$343,000	1,744
Additional noninterest expense	$1,303,000	1,268
Pre-tax net operating income	$2,486,000	764
Securities gains (losses)	$31,000	1,120
Applicable income taxes	$926,000	574
Income before extraordinary items	$1,591,000	961
Extraordinary gains, net	$0	10
Net income	$1,591,000	961
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,591,000	963
Net charge-offs	$24,000	2,949
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$1,571,160	918
2012-12-31 (YTD Data)		Rank
Total interest income	$23,679,000	1,131
Total interest expense	$4,546,000	1,000
Net interest income	$19,133,000	1,148
Provision for loan and lease losses	$160,000	4,210
Total noninterest income	$3,067,000	1,620
Gross Fiduciary activities income	$134,000	843
Service charges on deposit accounts	$811,000	1,674
Trading account gains and fees	$0	166
Additional Noninterest Income	$2,122,000	1,471
Total noninterest expense	$12,077,000	1,599
Salaries and employee benefits	$6,761,000	1,504
Premises and equipment expense	$1,068,000	2,149
Additional noninterest expense	$4,248,000	1,589
Pre-tax net operating income	$9,963,000	719
Securities gains (losses)	$638,000	787
Applicable income taxes	$3,873,000	508
Income before extraordinary items	$6,728,000	895
Extraordinary gains, net	$0	29
Net income	$6,728,000	895
Minority interest net income	$0	93
Net income of bank and minority interests.	$6,728,000	895
Net charge-offs	$413,000	2,904
Cash dividends	$4,962,000	582
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$6,319,680	896
2012-09-30 (YTD Data)		Rank
Total interest income	$17,351,000	1,169
Total interest expense	$3,430,000	1,043
Net interest income	$13,921,000	1,203
Provision for loan and lease losses	$160,000	3,797
Total noninterest income	$2,184,000	1,678
Gross Fiduciary activities income	$105,000	839
Service charges on deposit accounts	$581,000	1,761
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,498,000	1,534
Total noninterest expense	$8,593,000	1,690
Salaries and employee benefits	$4,855,000	1,554
Premises and equipment expense	$740,000	2,334
Additional noninterest expense	$2,998,000	1,676
Pre-tax net operating income	$7,352,000	758
Securities gains (losses)	$432,000	845
Applicable income taxes	$2,843,000	533
Income before extraordinary items	$4,941,000	930
Extraordinary gains, net	$0	20
Net income	$4,941,000	930
Minority interest net income	$0	86
Net income of bank and minority interests.	$4,941,000	930
Net charge-offs	$426,000	2,387
Cash dividends	$3,608,000	468
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$4,664,520	932
2012-06-30 (YTD Data)		Rank
Total interest income	$11,676,000	1,173
Total interest expense	$2,349,000	1,048
Net interest income	$9,327,000	1,197
Provision for loan and lease losses	$160,000	3,267
Total noninterest income	$1,357,000	1,751
Gross Fiduciary activities income	$70,000	844
Service charges on deposit accounts	$380,000	1,785
Trading account gains and fees	$0	153
Additional Noninterest Income	$907,000	1,610
Total noninterest expense	$5,698,000	1,702
Salaries and employee benefits	$3,213,000	1,570
Premises and equipment expense	$483,000	2,356
Additional noninterest expense	$2,002,000	1,671
Pre-tax net operating income	$4,826,000	769
Securities gains (losses)	$115,000	1,493
Applicable income taxes	$1,806,000	549
Income before extraordinary items	$3,135,000	973
Extraordinary gains, net	$0	19
Net income	$3,135,000	973
Minority interest net income	$0	84
Net income of bank and minority interests.	$3,135,000	973
Net charge-offs	$435,000	1,916
Cash dividends	$2,491,000	436
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$3,061,400	938
2012-03-31 (YTD Data)		Rank
Total interest income	$5,868,000	1,177
Total interest expense	$1,173,000	1,082
Net interest income	$4,695,000	1,185
Provision for loan and lease losses	$120,000	2,650
Total noninterest income	$715,000	1,672
Gross Fiduciary activities income	$35,000	850
Service charges on deposit accounts	$181,000	1,844
Trading account gains and fees	$0	148
Additional Noninterest Income	$499,000	1,512
Total noninterest expense	$2,810,000	1,714
Salaries and employee benefits	$1,602,000	1,575
Premises and equipment expense	$248,000	2,308
Additional noninterest expense	$960,000	1,735
Pre-tax net operating income	$2,480,000	743
Securities gains (losses)	$114,000	853
Applicable income taxes	$949,000	534
Income before extraordinary items	$1,645,000	908
Extraordinary gains, net	$0	19
Net income	$1,645,000	909
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,645,000	909
Net charge-offs	$401,000	1,251
Cash dividends	$1,257,000	387
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$1,572,040	893
2011-12-31 (YTD Data)		Rank
Total interest income	$23,024,000	1,244
Total interest expense	$5,142,000	1,169
Net interest income	$17,882,000	1,243
Provision for loan and lease losses	$980,000	2,444
Total noninterest income	$2,759,000	1,595
Gross Fiduciary activities income	$132,000	806
Service charges on deposit accounts	$682,000	2,028
Trading account gains and fees	$0	146
Additional Noninterest Income	$1,945,000	1,393
Total noninterest expense	$11,590,000	1,671
Salaries and employee benefits	$6,193,000	1,578
Premises and equipment expense	$1,256,000	1,971
Additional noninterest expense	$4,141,000	1,657
Pre-tax net operating income	$8,071,000	758
Securities gains (losses)	$-103,000	7,088
Applicable income taxes	$2,905,000	586
Income before extraordinary items	$5,063,000	992
Extraordinary gains, net	$0	29
Net income	$5,063,000	992
Minority interest net income	$0	96
Net income of bank and minority interests.	$5,063,000	992
Net charge-offs	$1,737,000	1,694
Cash dividends	$2,688,000	729
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$5,128,920	942
2011-09-30 (YTD Data)		Rank
Total interest income	$17,094,000	1,267
Total interest expense	$3,974,000	1,178
Net interest income	$13,120,000	1,273
Provision for loan and lease losses	$860,000	2,169
Total noninterest income	$1,811,000	1,735
Gross Fiduciary activities income	$105,000	789
Service charges on deposit accounts	$495,000	2,091
Trading account gains and fees	$0	145
Additional Noninterest Income	$1,211,000	1,552
Total noninterest expense	$8,508,000	1,702
Salaries and employee benefits	$4,623,000	1,601
Premises and equipment expense	$849,000	2,178
Additional noninterest expense	$3,036,000	1,682
Pre-tax net operating income	$5,563,000	834
Securities gains (losses)	$-237,000	7,295
Applicable income taxes	$1,939,000	633
Income before extraordinary items	$3,387,000	1,130
Extraordinary gains, net	$0	21
Net income	$3,387,000	1,130
Minority interest net income	$0	87
Net income of bank and minority interests.	$3,387,000	1,130
Net charge-offs	$1,764,000	1,331
Cash dividends	$1,528,000	820
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$3,538,680	1,031
2011-06-30 (YTD Data)		Rank
Total interest income	$11,138,000	1,308
Total interest expense	$2,694,000	1,199
Net interest income	$8,444,000	1,319
Provision for loan and lease losses	$740,000	1,836
Total noninterest income	$1,121,000	1,832
Gross Fiduciary activities income	$70,000	796
Service charges on deposit accounts	$319,000	2,132
Trading account gains and fees	$0	153
Additional Noninterest Income	$732,000	1,666
Total noninterest expense	$5,664,000	1,722
Salaries and employee benefits	$3,003,000	1,645
Premises and equipment expense	$496,000	2,470
Additional noninterest expense	$2,165,000	1,593
Pre-tax net operating income	$3,161,000	966
Securities gains (losses)	$-274,000	7,401
Applicable income taxes	$1,047,000	733
Income before extraordinary items	$1,840,000	1,351
Extraordinary gains, net	$0	15
Net income	$1,840,000	1,351
Minority interest net income	$0	89
Net income of bank and minority interests.	$1,840,000	1,351
Net charge-offs	$1,768,000	999
Cash dividends	$1,070,000	772
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$2,015,360	1,185
2011-03-31 (YTD Data)		Rank
Total interest income	$5,531,000	1,324
Total interest expense	$1,349,000	1,251
Net interest income	$4,182,000	1,335
Provision for loan and lease losses	$380,000	1,691
Total noninterest income	$532,000	1,904
Gross Fiduciary activities income	$35,000	814
Service charges on deposit accounts	$151,000	2,186
Trading account gains and fees	$0	158
Additional Noninterest Income	$346,000	1,749
Total noninterest expense	$2,804,000	1,758
Salaries and employee benefits	$1,473,000	1,683
Premises and equipment expense	$271,000	2,315
Additional noninterest expense	$1,060,000	1,633
Pre-tax net operating income	$1,530,000	991
Securities gains (losses)	$-86,000	7,388
Applicable income taxes	$521,000	723
Income before extraordinary items	$923,000	1,320
Extraordinary gains, net	$0	9
Net income	$923,000	1,320
Minority interest net income	$0	86
Net income of bank and minority interests.	$923,000	1,320
Net charge-offs	$1,240,000	737
Cash dividends	$608,000	609
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$978,040	1,228
2010-12-31 (YTD Data)		Rank
Total interest income	$22,849,000	1,347
Total interest expense	$5,116,000	1,629
Net interest income	$17,733,000	1,273
Provision for loan and lease losses	$2,250,000	1,925
Total noninterest income	$2,213,000	1,943
Gross Fiduciary activities income	$136,000	820
Service charges on deposit accounts	$659,000	2,144
Trading account gains and fees	$0	175
Additional Noninterest Income	$1,418,000	1,756
Total noninterest expense	$10,544,000	1,857
Salaries and employee benefits	$5,721,000	1,701
Premises and equipment expense	$1,032,000	2,415
Additional noninterest expense	$3,791,000	1,889
Pre-tax net operating income	$7,152,000	750
Securities gains (losses)	$1,253,000	405
Applicable income taxes	$3,046,000	538
Income before extraordinary items	$5,359,000	817
Extraordinary gains, net	$0	29
Net income	$5,359,000	816
Minority interest net income	$0	111
Net income of bank and minority interests.	$5,359,000	818
Net charge-offs	$2,188,000	1,762
Cash dividends	$2,830,000	578
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$4,557,080	921
2010-09-30 (YTD Data)		Rank
Total interest income	$17,015,000	1,378
Total interest expense	$3,766,000	1,699
Net interest income	$13,249,000	1,282
Provision for loan and lease losses	$1,540,000	1,941
Total noninterest income	$1,535,000	2,059
Gross Fiduciary activities income	$106,000	808
Service charges on deposit accounts	$486,000	2,217
Trading account gains and fees	$0	165
Additional Noninterest Income	$943,000	1,870
Total noninterest expense	$7,826,000	1,872
Salaries and employee benefits	$4,337,000	1,689
Premises and equipment expense	$791,000	2,408
Additional noninterest expense	$2,698,000	1,917
Pre-tax net operating income	$5,418,000	777
Securities gains (losses)	$1,081,000	382
Applicable income taxes	$2,355,000	520
Income before extraordinary items	$4,144,000	834
Extraordinary gains, net	$0	23
Net income	$4,144,000	835
Minority interest net income	$0	110
Net income of bank and minority interests.	$4,144,000	835
Net charge-offs	$2,178,000	1,429
Cash dividends	$2,014,000	524
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$3,452,160	953
2010-06-30 (YTD Data)		Rank
Total interest income	$11,152,000	1,414
Total interest expense	$2,477,000	1,781
Net interest income	$8,675,000	1,308
Provision for loan and lease losses	$1,200,000	1,743
Total noninterest income	$900,000	2,190
Gross Fiduciary activities income	$71,000	811
Service charges on deposit accounts	$313,000	2,274
Trading account gains and fees	$0	152
Additional Noninterest Income	$516,000	2,052
Total noninterest expense	$5,147,000	1,912
Salaries and employee benefits	$2,896,000	1,703
Premises and equipment expense	$554,000	2,327
Additional noninterest expense	$1,697,000	2,025
Pre-tax net operating income	$3,228,000	849
Securities gains (losses)	$708,000	349
Applicable income taxes	$1,424,000	524
Income before extraordinary items	$2,512,000	896
Extraordinary gains, net	$0	19
Net income	$2,512,000	896
Minority interest net income	$0	105
Net income of bank and minority interests.	$2,512,000	897
Net charge-offs	$1,807,000	1,216
Cash dividends	$1,504,000	450
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$2,058,880	1,048
2010-03-31 (YTD Data)		Rank
Total interest income	$5,476,000	1,482
Total interest expense	$1,227,000	1,872
Net interest income	$4,249,000	1,348
Provision for loan and lease losses	$0	6,552
Total noninterest income	$417,000	2,294
Gross Fiduciary activities income	$35,000	829
Service charges on deposit accounts	$145,000	2,408
Trading account gains and fees	$0	175
Additional Noninterest Income	$237,000	2,146
Total noninterest expense	$2,578,000	1,924
Salaries and employee benefits	$1,481,000	1,688
Premises and equipment expense	$282,000	2,339
Additional noninterest expense	$815,000	2,085
Pre-tax net operating income	$2,088,000	655
Securities gains (losses)	$255,000	436
Applicable income taxes	$851,000	433
Income before extraordinary items	$1,492,000	749
Extraordinary gains, net	$0	16
Net income	$1,492,000	752
Minority interest net income	$0	91
Net income of bank and minority interests.	$1,492,000	753
Net charge-offs	$787,000	1,219
Cash dividends	$758,000	445
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$1,328,800	793
2009-12-31 (YTD Data)		Rank
Total interest income	$22,003,000	1,560
Total interest expense	$5,128,000	2,205
Net interest income	$16,875,000	1,318
Provision for loan and lease losses	$2,295,000	2,299
Total noninterest income	$1,792,000	2,280
Gross Fiduciary activities income	$136,000	824
Service charges on deposit accounts	$781,000	2,080
Trading account gains and fees	$0	211
Additional Noninterest Income	$875,000	2,321
Total noninterest expense	$10,038,000	2,018
Salaries and employee benefits	$5,432,000	1,826
Premises and equipment expense	$1,166,000	2,271
Additional noninterest expense	$3,440,000	2,085
Pre-tax net operating income	$6,334,000	682
Securities gains (losses)	$752,000	644
Applicable income taxes	$2,561,000	457
Income before extraordinary items	$4,525,000	752
Extraordinary gains, net	$0	34
Net income	$4,525,000	750
Minority interest net income	$0	115
Net income of bank and minority interests.	$4,525,000	752
Net charge-offs	$1,127,000	2,727
Cash dividends	$0	4,670
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$4,043,720	853
2009-09-30 (YTD Data)		Rank
Total interest income	$16,472,000	1,587
Total interest expense	$3,901,000	2,265
Net interest income	$12,571,000	1,329
Provision for loan and lease losses	$2,020,000	1,886
Total noninterest income	$1,317,000	2,368
Gross Fiduciary activities income	$94,000	828
Service charges on deposit accounts	$606,000	2,039
Trading account gains and fees	$0	212
Additional Noninterest Income	$617,000	2,475
Total noninterest expense	$7,561,000	1,994
Salaries and employee benefits	$4,066,000	1,844
Premises and equipment expense	$884,000	2,275
Additional noninterest expense	$2,611,000	2,022
Pre-tax net operating income	$4,307,000	794
Securities gains (losses)	$401,000	817
Applicable income taxes	$1,697,000	539
Income before extraordinary items	$3,011,000	903
Extraordinary gains, net	$0	27
Net income	$3,011,000	904
Minority interest net income	$0	118
Net income of bank and minority interests.	$3,011,000	904
Net charge-offs	$1,017,000	2,186
Cash dividends	$0	4,191
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$2,754,360	969
2009-06-30 (YTD Data)		Rank
Total interest income	$10,983,000	1,617
Total interest expense	$2,647,000	2,319
Net interest income	$8,336,000	1,336
Provision for loan and lease losses	$1,030,000	2,032
Total noninterest income	$915,000	2,317
Gross Fiduciary activities income	$63,000	830
Service charges on deposit accounts	$401,000	2,018
Trading account gains and fees	$0	193
Additional Noninterest Income	$451,000	2,369
Total noninterest expense	$5,150,000	1,977
Salaries and employee benefits	$2,688,000	1,884
Premises and equipment expense	$599,000	2,274
Additional noninterest expense	$1,863,000	1,919
Pre-tax net operating income	$3,071,000	761
Securities gains (losses)	$210,000	987
Applicable income taxes	$1,184,000	531
Income before extraordinary items	$2,097,000	899
Extraordinary gains, net	$0	21
Net income	$2,097,000	899
Minority interest net income	$0	112
Net income of bank and minority interests.	$2,097,000	899
Net charge-offs	$264,000	3,090
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$1,962,600	934
2009-03-31 (YTD Data)		Rank
Total interest income	$5,457,000	1,647
Total interest expense	$1,351,000	2,360
Net interest income	$4,106,000	1,349
Provision for loan and lease losses	$600,000	1,587
Total noninterest income	$457,000	2,275
Gross Fiduciary activities income	$31,000	848
Service charges on deposit accounts	$194,000	2,017
Trading account gains and fees	$0	171
Additional Noninterest Income	$232,000	2,304
Total noninterest expense	$2,387,000	2,069
Salaries and employee benefits	$1,326,000	1,941
Premises and equipment expense	$309,000	2,245
Additional noninterest expense	$752,000	2,094
Pre-tax net operating income	$1,576,000	810
Securities gains (losses)	$0	2,434
Applicable income taxes	$569,000	589
Income before extraordinary items	$1,007,000	1,079
Extraordinary gains, net	$0	15
Net income	$1,007,000	1,079
Minority interest net income	$0	102
Net income of bank and minority interests.	$1,007,000	1,081
Net charge-offs	$129,000	2,580
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$1,007,000	1,000
2008-12-31 (YTD Data)		Rank
Total interest income	$23,394,000	1,659
Total interest expense	$7,741,000	2,028
Net interest income	$15,653,000	1,427
Provision for loan and lease losses	$1,180,000	2,475
Total noninterest income	$1,549,000	2,564
Gross Fiduciary activities income	$134,000	839
Service charges on deposit accounts	$837,000	2,041
Trading account gains and fees	$0	154
Additional Noninterest Income	$578,000	2,952
Total noninterest expense	$9,607,000	2,011
Salaries and employee benefits	$5,632,000	1,810
Premises and equipment expense	$1,240,000	2,175
Additional noninterest expense	$2,735,000	2,188
Pre-tax net operating income	$6,415,000	870
Securities gains (losses)	$758,000	269
Applicable income taxes	$2,583,000	534
Income before extraordinary items	$4,590,000	889
Extraordinary gains, net	$0	39
Net income	$4,590,000	889
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,075,000	1,881
Cash dividends	$0	5,455
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$4,104,880	1,077
2008-09-30 (YTD Data)		Rank
Total interest income	$17,805,000	1,661
Total interest expense	$6,185,000	2,001
Net interest income	$11,620,000	1,460
Provision for loan and lease losses	$680,000	2,304
Total noninterest income	$1,103,000	2,729
Gross Fiduciary activities income	$94,000	855
Service charges on deposit accounts	$619,000	2,086
Trading account gains and fees	$0	148
Additional Noninterest Income	$390,000	3,227
Total noninterest expense	$7,217,000	1,990
Salaries and employee benefits	$4,223,000	1,838
Premises and equipment expense	$950,000	2,141
Additional noninterest expense	$2,044,000	2,125
Pre-tax net operating income	$4,826,000	1,053
Securities gains (losses)	$758,000	220
Applicable income taxes	$2,032,000	646
Income before extraordinary items	$3,552,000	1,033
Extraordinary gains, net	$0	31
Net income	$3,552,000	1,031
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$999,000	1,305
Cash dividends	$0	4,937
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$3,066,880	1,277
2008-06-30 (YTD Data)		Rank
Total interest income	$12,009,000	1,672
Total interest expense	$4,407,000	1,958
Net interest income	$7,602,000	1,472
Provision for loan and lease losses	$180,000	3,306
Total noninterest income	$759,000	2,702
Gross Fiduciary activities income	$63,000	872
Service charges on deposit accounts	$400,000	2,125
Trading account gains and fees	$0	149
Additional Noninterest Income	$296,000	3,040
Total noninterest expense	$4,880,000	1,965
Salaries and employee benefits	$2,800,000	1,870
Premises and equipment expense	$630,000	2,154
Additional noninterest expense	$1,450,000	1,982
Pre-tax net operating income	$3,301,000	1,081
Securities gains (losses)	$466,000	340
Applicable income taxes	$1,374,000	712
Income before extraordinary items	$2,393,000	1,146
Extraordinary gains, net	$0	21
Net income	$2,393,000	1,146
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$418,000	1,470
Cash dividends	$0	4,733
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$2,094,760	1,285
2008-03-31 (YTD Data)		Rank
Total interest income	$6,193,000	1,678
Total interest expense	$2,450,000	1,894
Net interest income	$3,743,000	1,485
Provision for loan and lease losses	$0	6,080
Total noninterest income	$366,000	2,767
Gross Fiduciary activities income	$31,000	889
Service charges on deposit accounts	$191,000	2,157
Trading account gains and fees	$0	158
Additional Noninterest Income	$144,000	3,103
Total noninterest expense	$2,484,000	1,922
Salaries and employee benefits	$1,413,000	1,863
Premises and equipment expense	$326,000	2,074
Additional noninterest expense	$745,000	1,893
Pre-tax net operating income	$1,625,000	1,166
Securities gains (losses)	$305,000	324
Applicable income taxes	$703,000	777
Income before extraordinary items	$1,227,000	1,226
Extraordinary gains, net	$0	15
Net income	$1,227,000	1,229
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$415,000	804
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$1,031,800	1,405
2007-12-31 (YTD Data)		Rank
Total interest income	$30,025,000	1,434
Total interest expense	$11,998,000	1,667
Net interest income	$18,027,000	1,237
Provision for loan and lease losses	$446,000	2,523
Total noninterest income	$1,627,000	2,564
Gross Fiduciary activities income	$137,000	865
Service charges on deposit accounts	$830,000	2,068
Trading account gains and fees	$0	178
Additional Noninterest Income	$660,000	2,851
Total noninterest expense	$8,856,000	2,083
Salaries and employee benefits	$5,241,000	1,920
Premises and equipment expense	$1,264,000	2,067
Additional noninterest expense	$2,351,000	2,301
Pre-tax net operating income	$10,352,000	820
Securities gains (losses)	$-509,000	8,373
Applicable income taxes	$3,612,000	694
Income before extraordinary items	$6,231,000	1,045
Extraordinary gains, net	$0	39
Net income	$6,231,000	1,043
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$264,000	2,470
Cash dividends	$14,977,000	306
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$6,556,760	984
2007-09-30 (YTD Data)		Rank
Total interest income	$23,567,000	1,367
Total interest expense	$9,183,000	1,631
Net interest income	$14,384,000	1,167
Provision for loan and lease losses	$0	6,528
Total noninterest income	$1,192,000	2,597
Gross Fiduciary activities income	$113,000	849
Service charges on deposit accounts	$620,000	2,055
Trading account gains and fees	$0	184
Additional Noninterest Income	$459,000	2,982
Total noninterest expense	$6,647,000	2,056
Salaries and employee benefits	$3,890,000	1,933
Premises and equipment expense	$966,000	2,008
Additional noninterest expense	$1,791,000	2,220
Pre-tax net operating income	$8,929,000	770
Securities gains (losses)	$-288,000	8,410
Applicable income taxes	$3,173,000	665
Income before extraordinary items	$5,468,000	956
Extraordinary gains, net	$0	33
Net income	$5,468,000	954
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$232,000	1,773
Cash dividends	$14,069,000	263
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$5,652,320	897
2007-06-30 (YTD Data)		Rank
Total interest income	$16,705,000	1,277
Total interest expense	$6,208,000	1,621
Net interest income	$10,497,000	1,068
Provision for loan and lease losses	$0	6,209
Total noninterest income	$795,000	2,609
Gross Fiduciary activities income	$75,000	864
Service charges on deposit accounts	$402,000	2,102
Trading account gains and fees	$0	168
Additional Noninterest Income	$318,000	2,927
Total noninterest expense	$4,366,000	2,108
Salaries and employee benefits	$2,546,000	1,998
Premises and equipment expense	$647,000	2,009
Additional noninterest expense	$1,173,000	2,264
Pre-tax net operating income	$6,926,000	712
Securities gains (losses)	$-195,000	8,467
Applicable income taxes	$2,474,000	610
Income before extraordinary items	$4,257,000	859
Extraordinary gains, net	$0	29
Net income	$4,257,000	859
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$214,000	1,273
Cash dividends	$12,490,000	224
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$4,381,800	825
2007-03-31 (YTD Data)		Rank
Total interest income	$8,464,000	1,252
Total interest expense	$3,289,000	1,513
Net interest income	$5,175,000	1,072
Provision for loan and lease losses	$0	5,779
Total noninterest income	$379,000	2,660
Gross Fiduciary activities income	$38,000	872
Service charges on deposit accounts	$177,000	2,278
Trading account gains and fees	$0	195
Additional Noninterest Income	$164,000	2,862
Total noninterest expense	$2,160,000	2,140
Salaries and employee benefits	$1,272,000	2,023
Premises and equipment expense	$332,000	1,966
Additional noninterest expense	$556,000	2,374
Pre-tax net operating income	$3,394,000	720
Securities gains (losses)	$9,000	715
Applicable income taxes	$1,251,000	612
Income before extraordinary items	$2,152,000	834
Extraordinary gains, net	$0	22
Net income	$2,152,000	833
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$126,000	1,002
Cash dividends	$876,000	914
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$2,146,240	824
2006-12-31 (YTD Data)		Rank
Total interest income	$26,172,000	1,526
Total interest expense	$11,484,000	1,467
Net interest income	$14,688,000	1,561
Provision for loan and lease losses	$383,000	2,362
Total noninterest income	$1,940,000	2,282
Gross Fiduciary activities income	$206,000	793
Service charges on deposit accounts	$784,000	2,148
Trading account gains and fees	$0	130
Additional Noninterest Income	$950,000	2,311
Total noninterest expense	$8,480,000	2,073
Salaries and employee benefits	$5,035,000	1,931
Premises and equipment expense	$1,136,000	2,173
Additional noninterest expense	$2,309,000	2,253
Pre-tax net operating income	$7,765,000	1,258
Securities gains (losses)	$-37,000	7,819
Applicable income taxes	$2,861,000	982
Income before extraordinary items	$4,867,000	1,494
Extraordinary gains, net	$0	51
Net income	$4,867,000	1,495
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$42,000	4,266
Cash dividends	$3,695,000	928
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$4,890,680	1,473
2006-09-30 (YTD Data)		Rank
Total interest income	$19,466,000	1,527
Total interest expense	$8,168,000	1,501
Net interest income	$11,298,000	1,531
Provision for loan and lease losses	$338,000	1,955
Total noninterest income	$1,521,000	2,203
Gross Fiduciary activities income	$154,000	784
Service charges on deposit accounts	$580,000	2,186
Trading account gains and fees	$0	126
Additional Noninterest Income	$787,000	2,155
Total noninterest expense	$6,603,000	1,996
Salaries and employee benefits	$4,002,000	1,831
Premises and equipment expense	$863,000	2,165
Additional noninterest expense	$1,738,000	2,240
Pre-tax net operating income	$5,878,000	1,297
Securities gains (losses)	$0	1,388
Applicable income taxes	$2,178,000	1,026
Income before extraordinary items	$3,700,000	1,513
Extraordinary gains, net	$0	45
Net income	$3,700,000	1,514
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$17,000	4,367
Cash dividends	$2,758,000	885
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$3,700,000	1,495
2006-06-30 (YTD Data)		Rank
Total interest income	$12,628,000	1,536
Total interest expense	$5,217,000	1,489
Net interest income	$7,411,000	1,554
Provision for loan and lease losses	$90,000	3,463
Total noninterest income	$1,060,000	2,135
Gross Fiduciary activities income	$103,000	798
Service charges on deposit accounts	$376,000	2,215
Trading account gains and fees	$0	126
Additional Noninterest Income	$581,000	2,006
Total noninterest expense	$4,488,000	1,971
Salaries and employee benefits	$2,714,000	1,809
Premises and equipment expense	$570,000	2,178
Additional noninterest expense	$1,204,000	2,167
Pre-tax net operating income	$3,893,000	1,292
Securities gains (losses)	$0	1,185
Applicable income taxes	$1,443,000	1,036
Income before extraordinary items	$2,450,000	1,516
Extraordinary gains, net	$0	39
Net income	$2,450,000	1,517
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$10,000	4,097
Cash dividends	$1,823,000	890
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$2,450,000	1,494
2006-03-31 (YTD Data)		Rank
Total interest income	$6,118,000	1,549
Total interest expense	$2,437,000	1,511
Net interest income	$3,681,000	1,553
Provision for loan and lease losses	$45,000	3,261
Total noninterest income	$632,000	1,841
Gross Fiduciary activities income	$51,000	803
Service charges on deposit accounts	$181,000	2,215
Trading account gains and fees	$0	115
Additional Noninterest Income	$400,000	1,581
Total noninterest expense	$2,356,000	1,894
Salaries and employee benefits	$1,450,000	1,703
Premises and equipment expense	$285,000	2,193
Additional noninterest expense	$621,000	2,092
Pre-tax net operating income	$1,912,000	1,299
Securities gains (losses)	$0	955
Applicable income taxes	$709,000	1,039
Income before extraordinary items	$1,203,000	1,508
Extraordinary gains, net	$0	21
Net income	$1,203,000	1,507
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	3,757
Cash dividends	$921,000	813
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$1,203,000	1,491
2005-12-31 (YTD Data)		Rank
Total interest income	$22,036,000	1,513
Total interest expense	$7,721,000	1,469
Net interest income	$14,315,000	1,535
Provision for loan and lease losses	$165,000	3,955
Total noninterest income	$2,769,000	1,721
Gross Fiduciary activities income	$236,000	766
Service charges on deposit accounts	$837,000	2,030
Trading account gains and fees	$0	138
Additional Noninterest Income	$1,696,000	1,515
Total noninterest expense	$8,611,000	1,946
Salaries and employee benefits	$5,394,000	1,735
Premises and equipment expense	$1,063,000	2,244
Additional noninterest expense	$2,154,000	2,319
Pre-tax net operating income	$8,308,000	1,163
Securities gains (losses)	$-849,000	8,743
Applicable income taxes	$2,772,000	1,024
Income before extraordinary items	$4,687,000	1,507
Extraordinary gains, net	$0	46
Net income	$4,687,000	1,507
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$282,000	1,817
Cash dividends	$3,509,000	913
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$5,230,360	1,346
2005-09-30 (YTD Data)		Rank
Total interest income	$16,105,000	1,509
Total interest expense	$5,478,000	1,462
Net interest income	$10,627,000	1,524
Provision for loan and lease losses	$120,000	3,874
Total noninterest income	$2,041,000	1,754
Gross Fiduciary activities income	$170,000	760
Service charges on deposit accounts	$627,000	2,035
Trading account gains and fees	$0	126
Additional Noninterest Income	$1,244,000	1,550
Total noninterest expense	$6,371,000	1,955
Salaries and employee benefits	$3,985,000	1,738
Premises and equipment expense	$783,000	2,263
Additional noninterest expense	$1,603,000	2,298
Pre-tax net operating income	$6,177,000	1,162
Securities gains (losses)	$-737,000	8,806
Applicable income taxes	$1,980,000	1,082
Income before extraordinary items	$3,460,000	1,526
Extraordinary gains, net	$0	35
Net income	$3,460,000	1,526
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$363,000	1,091
Cash dividends	$2,510,000	867
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$3,931,680	1,343
2005-06-30 (YTD Data)		Rank
Total interest income	$10,419,000	1,518
Total interest expense	$3,449,000	1,455
Net interest income	$6,970,000	1,538
Provision for loan and lease losses	$75,000	3,815
Total noninterest income	$1,292,000	1,816
Gross Fiduciary activities income	$116,000	760
Service charges on deposit accounts	$404,000	2,057
Trading account gains and fees	$0	116
Additional Noninterest Income	$772,000	1,620
Total noninterest expense	$4,104,000	2,012
Salaries and employee benefits	$2,575,000	1,779
Premises and equipment expense	$519,000	2,263
Additional noninterest expense	$1,010,000	2,402
Pre-tax net operating income	$4,083,000	1,141
Securities gains (losses)	$-737,000	8,830
Applicable income taxes	$1,218,000	1,150
Income before extraordinary items	$2,128,000	1,619
Extraordinary gains, net	$0	30
Net income	$2,128,000	1,619
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$369,000	762
Cash dividends	$1,758,000	828
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$2,599,680	1,326
2005-03-31 (YTD Data)		Rank
Total interest income	$5,017,000	1,558
Total interest expense	$1,616,000	1,484
Net interest income	$3,401,000	1,560
Provision for loan and lease losses	$30,000	3,913
Total noninterest income	$611,000	1,851
Gross Fiduciary activities income	$54,000	790
Service charges on deposit accounts	$192,000	2,083
Trading account gains and fees	$0	115
Additional Noninterest Income	$365,000	1,655
Total noninterest expense	$2,013,000	2,052
Salaries and employee benefits	$1,242,000	1,845
Premises and equipment expense	$260,000	2,274
Additional noninterest expense	$511,000	2,379
Pre-tax net operating income	$1,969,000	1,167
Securities gains (losses)	$-177,000	8,863
Applicable income taxes	$666,000	1,053
Income before extraordinary items	$1,126,000	1,506
Extraordinary gains, net	$0	24
Net income	$1,126,000	1,507
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$300,000	510
Cash dividends	$905,000	733
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$1,239,280	1,350
2004-12-31 (YTD Data)		Rank
Total interest income	$17,437,000	1,654
Total interest expense	$5,583,000	1,474
Net interest income	$11,854,000	1,706
Provision for loan and lease losses	$0	7,314
Total noninterest income	$3,141,000	1,539
Gross Fiduciary activities income	$171,000	826
Service charges on deposit accounts	$832,000	2,070
Trading account gains and fees	$0	138
Additional Noninterest Income	$2,138,000	1,261
Total noninterest expense	$8,094,000	1,981
Salaries and employee benefits	$5,091,000	1,737
Premises and equipment expense	$916,000	2,487
Additional noninterest expense	$2,087,000	2,328
Pre-tax net operating income	$6,901,000	1,257
Securities gains (losses)	$-479,000	8,870
Applicable income taxes	$2,392,000	1,089
Income before extraordinary items	$4,030,000	1,605
Extraordinary gains, net	$0	34
Net income	$4,030,000	1,606
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$15,000	5,894
Cash dividends	$3,000,000	960
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$4,336,560	1,432
2004-09-30 (YTD Data)		Rank
Total interest income	$12,667,000	1,678
Total interest expense	$4,107,000	1,477
Net interest income	$8,560,000	1,756
Provision for loan and lease losses	$0	7,100
Total noninterest income	$2,331,000	1,561
Gross Fiduciary activities income	$117,000	839
Service charges on deposit accounts	$605,000	2,148
Trading account gains and fees	$0	134
Additional Noninterest Income	$1,609,000	1,265
Total noninterest expense	$6,061,000	1,984
Salaries and employee benefits	$3,832,000	1,721
Premises and equipment expense	$659,000	2,569
Additional noninterest expense	$1,570,000	2,299
Pre-tax net operating income	$4,830,000	1,347
Securities gains (losses)	$-325,000	8,957
Applicable income taxes	$1,682,000	1,167
Income before extraordinary items	$2,823,000	1,722
Extraordinary gains, net	$0	26
Net income	$2,823,000	1,723
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	6,223
Cash dividends	$2,208,000	895
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$3,031,000	1,550
2004-06-30 (YTD Data)		Rank
Total interest income	$8,230,000	1,710
Total interest expense	$2,711,000	1,467
Net interest income	$5,519,000	1,804
Provision for loan and lease losses	$0	6,885
Total noninterest income	$1,498,000	1,594
Gross Fiduciary activities income	$78,000	845
Service charges on deposit accounts	$386,000	2,214
Trading account gains and fees	$0	130
Additional Noninterest Income	$1,034,000	1,289
Total noninterest expense	$3,967,000	2,007
Salaries and employee benefits	$2,500,000	1,754
Premises and equipment expense	$410,000	2,731
Additional noninterest expense	$1,057,000	2,282
Pre-tax net operating income	$3,050,000	1,398
Securities gains (losses)	$-221,000	9,009
Applicable income taxes	$1,061,000	1,218
Income before extraordinary items	$1,768,000	1,793
Extraordinary gains, net	$0	21
Net income	$1,768,000	1,794
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	7,314
Cash dividends	$620,000	1,831
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$1,909,440	1,616
2004-03-31 (YTD Data)		Rank
Total interest income	$3,964,000	1,781
Total interest expense	$1,352,000	1,477
Net interest income	$2,612,000	1,909
Provision for loan and lease losses	$0	6,501
Total noninterest income	$745,000	1,579
Gross Fiduciary activities income	$39,000	859
Service charges on deposit accounts	$179,000	2,293
Trading account gains and fees	$0	121
Additional Noninterest Income	$527,000	1,250
Total noninterest expense	$1,934,000	2,073
Salaries and employee benefits	$1,226,000	1,804
Premises and equipment expense	$208,000	2,710
Additional noninterest expense	$500,000	2,359
Pre-tax net operating income	$1,423,000	1,462
Securities gains (losses)	$-163,000	9,082
Applicable income taxes	$473,000	1,353
Income before extraordinary items	$787,000	1,978
Extraordinary gains, net	$0	16
Net income	$787,000	1,978
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-3,000	7,582
Cash dividends	$620,000	1,001
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$891,320	1,679
2003-12-31 (YTD Data)		Rank
Total interest income	$16,203,000	1,756
Total interest expense	$5,830,000	1,531
Net interest income	$10,373,000	1,875
Provision for loan and lease losses	$319,000	3,028
Total noninterest income	$4,173,000	1,302
Gross Fiduciary activities income	$156,000	864
Service charges on deposit accounts	$800,000	2,121
Trading account gains and fees	$0	160
Additional Noninterest Income	$3,217,000	1,032
Total noninterest expense	$8,253,000	1,924
Salaries and employee benefits	$5,087,000	1,694
Premises and equipment expense	$824,000	2,682
Additional noninterest expense	$2,342,000	2,057
Pre-tax net operating income	$5,974,000	1,381
Securities gains (losses)	$825,000	546
Applicable income taxes	$2,404,000	1,107
Income before extraordinary items	$4,395,000	1,431
Extraordinary gains, net	$0	54
Net income	$4,395,000	1,433
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$46,000	5,170
Cash dividends	$2,677,000	1,099
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$3,858,750	1,544
2003-09-30 (YTD Data)		Rank
Total interest income	$12,254,000	1,772
Total interest expense	$4,439,000	1,568
Net interest income	$7,815,000	1,886
Provision for loan and lease losses	$319,000	2,394
Total noninterest income	$3,425,000	1,240
Gross Fiduciary activities income	$112,000	883
Service charges on deposit accounts	$597,000	2,151
Trading account gains and fees	$0	153
Additional Noninterest Income	$2,716,000	987
Total noninterest expense	$6,271,000	1,894
Salaries and employee benefits	$3,905,000	1,663
Premises and equipment expense	$625,000	2,672
Additional noninterest expense	$1,741,000	2,056
Pre-tax net operating income	$4,650,000	1,394
Securities gains (losses)	$827,000	502
Applicable income taxes	$1,909,000	1,098
Income before extraordinary items	$3,568,000	1,396
Extraordinary gains, net	$0	40
Net income	$3,568,000	1,396
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$32,000	4,860
Cash dividends	$1,946,000	1,035
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$3,030,450	1,527
2003-06-30 (YTD Data)		Rank
Total interest income	$8,106,000	1,792
Total interest expense	$2,951,000	1,647
Net interest income	$5,155,000	1,899
Provision for loan and lease losses	$214,000	2,388
Total noninterest income	$2,267,000	1,243
Gross Fiduciary activities income	$74,000	889
Service charges on deposit accounts	$389,000	2,149
Trading account gains and fees	$0	150
Additional Noninterest Income	$1,804,000	984
Total noninterest expense	$4,032,000	1,952
Salaries and employee benefits	$2,541,000	1,691
Premises and equipment expense	$418,000	2,668
Additional noninterest expense	$1,073,000	2,215
Pre-tax net operating income	$3,176,000	1,346
Securities gains (losses)	$748,000	450
Applicable income taxes	$1,329,000	1,091
Income before extraordinary items	$2,595,000	1,271
Extraordinary gains, net	$0	30
Net income	$2,595,000	1,271
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,000	5,638
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$2,101,320	1,450
2003-03-31 (YTD Data)		Rank
Total interest income	$3,916,000	1,876
Total interest expense	$1,474,000	1,698
Net interest income	$2,442,000	2,016
Provision for loan and lease losses	$109,000	2,231
Total noninterest income	$1,133,000	1,219
Gross Fiduciary activities income	$36,000	899
Service charges on deposit accounts	$177,000	2,257
Trading account gains and fees	$0	134
Additional Noninterest Income	$920,000	945
Total noninterest expense	$2,032,000	1,923
Salaries and employee benefits	$1,271,000	1,680
Premises and equipment expense	$224,000	2,493
Additional noninterest expense	$537,000	2,190
Pre-tax net operating income	$1,434,000	1,482
Securities gains (losses)	$533,000	334
Applicable income taxes	$730,000	1,031
Income before extraordinary items	$1,237,000	1,331
Extraordinary gains, net	$0	21
Net income	$1,237,000	1,329
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	5,022
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$895,880	1,661
2002-12-31 (YTD Data)		Rank
Total interest income	$6,736,000	4,180
Total interest expense	$2,833,000	3,700
Net interest income	$3,903,000	4,426
Provision for loan and lease losses	$70,000	6,288
Total noninterest income	$1,170,000	3,129
Gross Fiduciary activities income	$130,000	936
Service charges on deposit accounts	$365,000	3,759
Trading account gains and fees	$0	153
Additional Noninterest Income	$675,000	2,759
Total noninterest expense	$2,729,000	4,772
Salaries and employee benefits	$1,562,000	4,540
Premises and equipment expense	$239,000	6,281
Additional noninterest expense	$928,000	4,435
Pre-tax net operating income	$2,274,000	3,099
Securities gains (losses)	$40,000	2,603
Applicable income taxes	$868,000	2,451
Income before extraordinary items	$1,446,000	3,598
Extraordinary gains, net	$0	70
Net income	$1,446,000	3,597
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-21,000	8,977
Cash dividends	$886,000	2,465
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,420,400	3,541
2001-12-31 (YTD Data)		Rank
Total interest income	$5,509,000	5,291
Total interest expense	$3,061,000	4,648
Net interest income	$2,448,000	5,781
Provision for loan and lease losses	$0	8,228
Total noninterest income	$570,000	4,719
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$277,000	4,365
Trading account gains and fees	$0	177
Additional Noninterest Income	$293,000	4,167
Total noninterest expense	$1,516,000	6,759
Salaries and employee benefits	$774,000	6,894
Premises and equipment expense	$135,000	7,770
Additional noninterest expense	$607,000	5,793
Pre-tax net operating income	$1,502,000	3,858
Securities gains (losses)	$82,000	1,913
Applicable income taxes	$582,000	3,025
Income before extraordinary items	$1,002,000	4,290
Extraordinary gains, net	$0	105
Net income	$1,002,000	4,291
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	7,439
Cash dividends	$779,000	2,680
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$949,520	4,301
2000-12-31 (YTD Data)		Rank
Total interest income	$5,666,000	5,289
Total interest expense	$3,146,000	4,738
Net interest income	$2,520,000	5,771
Provision for loan and lease losses	$0	8,337
Total noninterest income	$479,000	5,025
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$239,000	4,632
Trading account gains and fees	NA	NA
Additional Noninterest Income	$240,000	4,373
Total noninterest expense	$1,480,000	6,798
Salaries and employee benefits	$755,000	6,944
Premises and equipment expense	$126,000	7,998
Additional noninterest expense	$599,000	5,796
Pre-tax net operating income	$1,519,000	4,041
Securities gains (losses)	$-7,000	8,117
Applicable income taxes	$555,000	3,264
Income before extraordinary items	$957,000	4,508
Extraordinary gains, net	$0	38
Net income	$957,000	4,509
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$16,000	6,205
Cash dividends	$759,000	2,755
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$961,480	4,496
1999-12-31 (YTD Data)		Rank
Total interest income	$5,561,000	5,199
Total interest expense	$3,045,000	4,546
Net interest income	$2,516,000	5,779
Provision for loan and lease losses	$0	8,503
Total noninterest income	$333,000	6,146
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$173,000	5,490
Trading account gains and fees	NA	NA
Additional Noninterest Income	$160,000	5,460
Total noninterest expense	$1,366,000	7,126
Salaries and employee benefits	$723,000	7,126
Premises and equipment expense	$136,000	7,908
Additional noninterest expense	$507,000	6,475
Pre-tax net operating income	$1,483,000	4,126
Securities gains (losses)	$-12,000	9,370
Applicable income taxes	$539,000	3,478
Income before extraordinary items	$932,000	4,643
Extraordinary gains, net	$0	35
Net income	$932,000	4,644
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$43,000	5,094
Cash dividends	$671,000	2,972
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$939,680	4,584
1998-12-31 (YTD Data)		Rank
Total interest income	$5,254,000	5,480
Total interest expense	$2,821,000	4,939
Net interest income	$2,433,000	5,944
Provision for loan and lease losses	$0	8,652
Total noninterest income	$302,000	6,462
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$154,000	5,859
Trading account gains and fees	NA	NA
Additional Noninterest Income	$148,000	5,717
Total noninterest expense	$1,295,000	7,259
Salaries and employee benefits	$700,000	7,186
Premises and equipment expense	$124,000	8,185
Additional noninterest expense	$471,000	6,643
Pre-tax net operating income	$1,440,000	4,309
Securities gains (losses)	$11,000	2,878
Applicable income taxes	$545,000	3,631
Income before extraordinary items	$906,000	4,802
Extraordinary gains, net	$0	32
Net income	$906,000	4,801
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	7,720
Cash dividends	$1,469,000	1,702
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$898,960	4,735
1997-12-31 (YTD Data)		Rank
Total interest income	$5,069,000	5,746
Total interest expense	$2,582,000	5,292
Net interest income	$2,487,000	6,070
Provision for loan and lease losses	$0	8,829
Total noninterest income	$322,000	6,427
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$159,000	6,020
Trading account gains and fees	NA	NA
Additional Noninterest Income	$163,000	5,480
Total noninterest expense	$1,344,000	7,198
Salaries and employee benefits	$711,000	7,257
Premises and equipment expense	$141,000	8,004
Additional noninterest expense	$492,000	6,565
Pre-tax net operating income	$1,465,000	4,580
Securities gains (losses)	$-19,000	10,340
Applicable income taxes	$535,000	4,021
Income before extraordinary items	$911,000	5,008
Extraordinary gains, net	$0	44
Net income	$911,000	5,011
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$9,000	7,455
Cash dividends	$738,000	2,700
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$923,160	4,914
1996-12-31 (YTD Data)		Rank
Total interest income	$4,712,000	6,190
Total interest expense	$2,427,000	5,631
Net interest income	$2,285,000	6,583
Provision for loan and lease losses	$0	9,041
Total noninterest income	$276,000	7,245
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$148,000	6,499
Trading account gains and fees	NA	NA
Additional Noninterest Income	$128,000	6,422
Total noninterest expense	$1,337,000	7,553
Salaries and employee benefits	$747,000	7,268
Premises and equipment expense	$119,000	8,811
Additional noninterest expense	$471,000	7,289
Pre-tax net operating income	$1,224,000	5,052
Securities gains (losses)	$22,000	1,932
Applicable income taxes	$458,000	4,444
Income before extraordinary items	$788,000	5,367
Extraordinary gains, net	$0	53
Net income	$788,000	5,371
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,000	8,146
Cash dividends	$632,000	2,944
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$773,920	5,366
1995-12-31 (YTD Data)		Rank
Total interest income	$4,706,000	6,232
Total interest expense	$2,408,000	5,723
Net interest income	$2,298,000	6,689
Provision for loan and lease losses	$0	8,958
Total noninterest income	$267,000	7,483
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$144,000	6,790
Trading account gains and fees	NA	NA
Additional Noninterest Income	$123,000	6,567
Total noninterest expense	$1,462,000	7,395
Salaries and employee benefits	$776,000	7,239
Premises and equipment expense	$126,000	8,898
Additional noninterest expense	$560,000	6,776
Pre-tax net operating income	$1,103,000	5,588
Securities gains (losses)	$-10,000	10,097
Applicable income taxes	$395,000	4,992
Income before extraordinary items	$698,000	6,006
Extraordinary gains, net	$0	65
Net income	$698,000	6,004
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-2,000	10,004
Cash dividends	$610,000	2,883
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$704,400	5,949
1994-12-31 (YTD Data)		Rank
Total interest income	$4,619,000	6,030
Total interest expense	$2,075,000	5,454
Net interest income	$2,544,000	6,378
Provision for loan and lease losses	$0	9,146
Total noninterest income	$271,000	7,638
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$141,000	7,101
Trading account gains and fees	NA	NA
Additional Noninterest Income	$130,000	6,669
Total noninterest expense	$1,552,000	7,437
Salaries and employee benefits	$824,000	7,070
Premises and equipment expense	$164,000	8,211
Additional noninterest expense	$564,000	7,304
Pre-tax net operating income	$1,263,000	5,043
Securities gains (losses)	$26,000	1,570
Applicable income taxes	$469,000	4,252
Income before extraordinary items	$820,000	5,267
Extraordinary gains, net	$0	249
Net income	$820,000	5,278
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-19,000	11,219
Cash dividends	$828,000	2,218
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$803,360	5,413
1993-12-31 (YTD Data)		Rank
Total interest income	$5,025,000	5,766
Total interest expense	$2,189,000	5,399
Net interest income	$2,836,000	5,913
Provision for loan and lease losses	$180,000	4,132
Total noninterest income	$315,000	7,443
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$137,000	7,418
Trading account gains and fees	NA	NA
Additional Noninterest Income	$178,000	6,023
Total noninterest expense	$1,500,000	7,834
Salaries and employee benefits	$768,000	7,508
Premises and equipment expense	$158,000	8,699
Additional noninterest expense	$574,000	7,564
Pre-tax net operating income	$1,471,000	4,401
Securities gains (losses)	$336,000	1,197
Applicable income taxes	$661,000	3,292
Income before extraordinary items	$1,146,000	4,185
Extraordinary gains, net	$0	3,149
Net income	$1,146,000	4,308
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-112,000	12,970
Cash dividends	$814,000	2,113
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$930,960	4,735
1992-12-31 (YTD Data)		Rank
Total interest income	$5,532,000	5,872
Total interest expense	$2,697,000	5,647
Net interest income	$2,835,000	5,996
Provision for loan and lease losses	$132,000	6,450
Total noninterest income	$314,000	7,532
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$138,000	7,445
Trading account gains and fees	NA	NA
Additional Noninterest Income	$176,000	6,108
Total noninterest expense	$1,390,000	8,338
Salaries and employee benefits	$693,000	8,045
Premises and equipment expense	$169,000	8,579
Additional noninterest expense	$528,000	8,214
Pre-tax net operating income	$1,627,000	3,752
Securities gains (losses)	$186,000	2,110
Applicable income taxes	$653,000	3,194
Income before extraordinary items	$1,160,000	3,918
Extraordinary gains, net	$0	1,422
Net income	$1,160,000	3,959
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$136,000	5,139
Cash dividends	$850,000	1,800
Sale, conversion, retirement of capital stock, net	$773,000	462
Net operating income	$1,040,960	4,034

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.