Home > Bank of Birmingham > Income and Expense
Bank of Birmingham, Income and Expense
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $11,855,000 | 2,094 |
| Total interest expense | $1,391,000 | 1,902 |
| Net interest income | $10,464,000 | 2,103 |
| Provision for loan and lease losses | $950,000 | 944 |
| Total noninterest income | $1,075,000 | 2,927 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $55,000 | 5,103 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $1,020,000 | 2,384 |
| Total noninterest expense | $6,692,000 | 2,649 |
| Salaries and employee benefits | $4,181,000 | 2,420 |
| Premises and equipment expense | $681,000 | 2,781 |
| Additional noninterest expense | $1,830,000 | 2,922 |
| Pre-tax net operating income | $3,897,000 | 1,976 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $1,330,000 | 1,374 |
| Income before extraordinary items | $2,567,000 | 2,364 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,567,000 | 2,361 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,567,000 | 2,363 |
| Net charge-offs | $832,000 | 759 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $2,567,000 | 2,309 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $8,737,000 | 2,126 |
| Total interest expense | $1,037,000 | 1,922 |
| Net interest income | $7,700,000 | 2,137 |
| Provision for loan and lease losses | $845,000 | 792 |
| Total noninterest income | $843,000 | 2,866 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $38,000 | 5,209 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $805,000 | 2,313 |
| Total noninterest expense | $5,023,000 | 2,633 |
| Salaries and employee benefits | $3,034,000 | 2,456 |
| Premises and equipment expense | $511,000 | 2,789 |
| Additional noninterest expense | $1,478,000 | 2,782 |
| Pre-tax net operating income | $2,675,000 | 2,140 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $922,000 | 1,492 |
| Income before extraordinary items | $1,753,000 | 2,557 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,753,000 | 2,558 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,753,000 | 2,558 |
| Net charge-offs | $833,000 | 554 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,753,000 | 2,501 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $5,671,000 | 2,178 |
| Total interest expense | $693,000 | 1,925 |
| Net interest income | $4,978,000 | 2,189 |
| Provision for loan and lease losses | $815,000 | 593 |
| Total noninterest income | $421,000 | 3,320 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $24,000 | 5,288 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $397,000 | 2,671 |
| Total noninterest expense | $3,290,000 | 2,681 |
| Salaries and employee benefits | $2,003,000 | 2,499 |
| Premises and equipment expense | $341,000 | 2,807 |
| Additional noninterest expense | $946,000 | 2,858 |
| Pre-tax net operating income | $1,294,000 | 2,635 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $444,000 | 1,781 |
| Income before extraordinary items | $850,000 | 3,072 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $850,000 | 3,070 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $850,000 | 3,071 |
| Net charge-offs | $552,000 | 558 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $850,000 | 3,008 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $2,792,000 | 2,204 |
| Total interest expense | $348,000 | 1,920 |
| Net interest income | $2,444,000 | 2,217 |
| Provision for loan and lease losses | $410,000 | 541 |
| Total noninterest income | $210,000 | 3,288 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $12,000 | 5,315 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $198,000 | 2,629 |
| Total noninterest expense | $1,669,000 | 2,655 |
| Salaries and employee benefits | $965,000 | 2,585 |
| Premises and equipment expense | $170,000 | 2,834 |
| Additional noninterest expense | $534,000 | 2,635 |
| Pre-tax net operating income | $575,000 | 2,795 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $197,000 | 1,854 |
| Income before extraordinary items | $378,000 | 3,230 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $378,000 | 3,228 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $378,000 | 3,229 |
| Net charge-offs | $0 | 3,094 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $378,000 | 3,166 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $10,139,000 | 2,341 |
| Total interest expense | $1,225,000 | 2,086 |
| Net interest income | $8,914,000 | 2,365 |
| Provision for loan and lease losses | $606,000 | 1,167 |
| Total noninterest income | $1,230,000 | 2,758 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $47,000 | 5,454 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,183,000 | 2,164 |
| Total noninterest expense | $6,311,000 | 2,762 |
| Salaries and employee benefits | $3,614,000 | 2,670 |
| Premises and equipment expense | $744,000 | 2,700 |
| Additional noninterest expense | $1,953,000 | 2,838 |
| Pre-tax net operating income | $3,227,000 | 2,205 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $1,099,000 | 1,514 |
| Income before extraordinary items | $2,128,000 | 2,607 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,128,000 | 2,607 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,128,000 | 2,609 |
| Net charge-offs | $142,000 | 2,309 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $2,128,000 | 2,559 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $7,428,000 | 2,407 |
| Total interest expense | $896,000 | 2,141 |
| Net interest income | $6,532,000 | 2,420 |
| Provision for loan and lease losses | $525,000 | 998 |
| Total noninterest income | $922,000 | 2,777 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $34,000 | 5,543 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $888,000 | 2,178 |
| Total noninterest expense | $4,585,000 | 2,836 |
| Salaries and employee benefits | $2,647,000 | 2,732 |
| Premises and equipment expense | $543,000 | 2,804 |
| Additional noninterest expense | $1,395,000 | 2,948 |
| Pre-tax net operating income | $2,344,000 | 2,296 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $808,000 | 1,575 |
| Income before extraordinary items | $1,536,000 | 2,723 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,536,000 | 2,723 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,536,000 | 2,724 |
| Net charge-offs | $0 | 4,182 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,536,000 | 2,671 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $4,787,000 | 2,479 |
| Total interest expense | $577,000 | 2,214 |
| Net interest income | $4,210,000 | 2,484 |
| Provision for loan and lease losses | $525,000 | 728 |
| Total noninterest income | $765,000 | 2,486 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $21,000 | 5,643 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $744,000 | 1,895 |
| Total noninterest expense | $2,976,000 | 2,902 |
| Salaries and employee benefits | $1,757,000 | 2,755 |
| Premises and equipment expense | $369,000 | 2,768 |
| Additional noninterest expense | $850,000 | 3,175 |
| Pre-tax net operating income | $1,474,000 | 2,365 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $505,000 | 1,617 |
| Income before extraordinary items | $969,000 | 2,805 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $969,000 | 2,805 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $969,000 | 2,807 |
| Net charge-offs | $0 | 3,893 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $969,000 | 2,753 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,337,000 | 2,534 |
| Total interest expense | $268,000 | 2,367 |
| Net interest income | $2,069,000 | 2,517 |
| Provision for loan and lease losses | $345,000 | 569 |
| Total noninterest income | $217,000 | 3,292 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $12,000 | 5,557 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $205,000 | 2,594 |
| Total noninterest expense | $1,436,000 | 2,990 |
| Salaries and employee benefits | $867,000 | 2,805 |
| Premises and equipment expense | $179,000 | 2,861 |
| Additional noninterest expense | $390,000 | 3,353 |
| Pre-tax net operating income | $505,000 | 3,000 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $173,000 | 1,961 |
| Income before extraordinary items | $332,000 | 3,464 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $332,000 | 3,467 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $332,000 | 3,467 |
| Net charge-offs | $0 | 3,288 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $332,000 | 3,381 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $8,784,000 | 2,698 |
| Total interest expense | $1,058,000 | 2,494 |
| Net interest income | $7,726,000 | 2,703 |
| Provision for loan and lease losses | $192,000 | 2,534 |
| Total noninterest income | $702,000 | 3,696 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $67,000 | 5,436 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $635,000 | 2,959 |
| Total noninterest expense | $5,623,000 | 3,062 |
| Salaries and employee benefits | $3,188,000 | 2,966 |
| Premises and equipment expense | $696,000 | 2,931 |
| Additional noninterest expense | $1,739,000 | 3,198 |
| Pre-tax net operating income | $2,613,000 | 2,500 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $899,000 | 1,658 |
| Income before extraordinary items | $1,714,000 | 2,996 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,714,000 | 2,995 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,714,000 | 2,996 |
| Net charge-offs | $0 | 4,970 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,714,000 | 2,946 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $6,436,000 | 2,762 |
| Total interest expense | $800,000 | 2,517 |
| Net interest income | $5,636,000 | 2,777 |
| Provision for loan and lease losses | $25,000 | 3,831 |
| Total noninterest income | $534,000 | 3,713 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $58,000 | 5,367 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $476,000 | 2,973 |
| Total noninterest expense | $4,204,000 | 3,077 |
| Salaries and employee benefits | $2,393,000 | 2,975 |
| Premises and equipment expense | $526,000 | 2,936 |
| Additional noninterest expense | $1,285,000 | 3,236 |
| Pre-tax net operating income | $1,941,000 | 2,563 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $669,000 | 1,697 |
| Income before extraordinary items | $1,272,000 | 3,035 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,272,000 | 3,035 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,272,000 | 3,036 |
| Net charge-offs | $0 | 4,696 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,272,000 | 2,980 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $4,217,000 | 2,804 |
| Total interest expense | $530,000 | 2,537 |
| Net interest income | $3,687,000 | 2,815 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $342,000 | 3,780 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $46,000 | 5,187 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $296,000 | 3,067 |
| Total noninterest expense | $2,814,000 | 3,080 |
| Salaries and employee benefits | $1,625,000 | 2,947 |
| Premises and equipment expense | $362,000 | 2,896 |
| Additional noninterest expense | $827,000 | 3,334 |
| Pre-tax net operating income | $1,215,000 | 2,626 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $416,000 | 1,725 |
| Income before extraordinary items | $799,000 | 3,092 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $799,000 | 3,098 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $799,000 | 3,098 |
| Net charge-offs | $0 | 4,375 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $799,000 | 3,045 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,071,000 | 2,847 |
| Total interest expense | $254,000 | 2,642 |
| Net interest income | $1,817,000 | 2,844 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $216,000 | 3,337 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $9,000 | 6,059 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $207,000 | 2,510 |
| Total noninterest expense | $1,412,000 | 3,099 |
| Salaries and employee benefits | $818,000 | 2,948 |
| Premises and equipment expense | $192,000 | 2,830 |
| Additional noninterest expense | $402,000 | 3,394 |
| Pre-tax net operating income | $621,000 | 2,518 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $212,000 | 1,664 |
| Income before extraordinary items | $409,000 | 2,946 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $409,000 | 2,949 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $409,000 | 2,949 |
| Net charge-offs | $0 | 3,660 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $409,000 | 2,912 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $7,735,000 | 3,019 |
| Total interest expense | $944,000 | 3,076 |
| Net interest income | $6,791,000 | 2,972 |
| Provision for loan and lease losses | $160,000 | 3,211 |
| Total noninterest income | $766,000 | 3,686 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $36,000 | 6,192 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $730,000 | 2,814 |
| Total noninterest expense | $5,367,000 | 3,235 |
| Salaries and employee benefits | $3,027,000 | 3,088 |
| Premises and equipment expense | $721,000 | 2,911 |
| Additional noninterest expense | $1,619,000 | 3,449 |
| Pre-tax net operating income | $2,030,000 | 2,828 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $688,000 | 1,832 |
| Income before extraordinary items | $1,342,000 | 3,361 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,342,000 | 3,363 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,342,000 | 3,364 |
| Net charge-offs | $336,000 | 2,438 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,342,000 | 3,312 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $5,650,000 | 3,102 |
| Total interest expense | $683,000 | 3,227 |
| Net interest income | $4,967,000 | 3,047 |
| Provision for loan and lease losses | $280,000 | 2,156 |
| Total noninterest income | $598,000 | 3,682 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $24,000 | 6,321 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $574,000 | 2,813 |
| Total noninterest expense | $3,923,000 | 3,305 |
| Salaries and employee benefits | $2,255,000 | 3,135 |
| Premises and equipment expense | $538,000 | 2,949 |
| Additional noninterest expense | $1,130,000 | 3,644 |
| Pre-tax net operating income | $1,362,000 | 3,107 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $462,000 | 1,990 |
| Income before extraordinary items | $900,000 | 3,613 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $900,000 | 3,615 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $900,000 | 3,617 |
| Net charge-offs | $335,000 | 2,007 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $900,000 | 3,537 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,652,000 | 3,181 |
| Total interest expense | $437,000 | 3,394 |
| Net interest income | $3,215,000 | 3,120 |
| Provision for loan and lease losses | $100,000 | 2,924 |
| Total noninterest income | $393,000 | 3,741 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $15,000 | 6,376 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $378,000 | 2,883 |
| Total noninterest expense | $2,595,000 | 3,335 |
| Salaries and employee benefits | $1,484,000 | 3,176 |
| Premises and equipment expense | $363,000 | 2,915 |
| Additional noninterest expense | $748,000 | 3,657 |
| Pre-tax net operating income | $913,000 | 3,064 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $309,000 | 1,982 |
| Income before extraordinary items | $604,000 | 3,595 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $604,000 | 3,597 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $604,000 | 3,598 |
| Net charge-offs | $0 | 4,909 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $604,000 | 3,492 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,793,000 | 3,251 |
| Total interest expense | $215,000 | 3,513 |
| Net interest income | $1,578,000 | 3,173 |
| Provision for loan and lease losses | $10,000 | 3,981 |
| Total noninterest income | $181,000 | 3,837 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $8,000 | 6,381 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $173,000 | 2,978 |
| Total noninterest expense | $1,239,000 | 3,479 |
| Salaries and employee benefits | $712,000 | 3,281 |
| Premises and equipment expense | $185,000 | 2,905 |
| Additional noninterest expense | $342,000 | 3,907 |
| Pre-tax net operating income | $510,000 | 2,831 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $172,000 | 1,853 |
| Income before extraordinary items | $338,000 | 3,340 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $338,000 | 3,340 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $338,000 | 3,342 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $338,000 | 3,235 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $6,856,000 | 3,491 |
| Total interest expense | $917,000 | 3,820 |
| Net interest income | $5,939,000 | 3,398 |
| Provision for loan and lease losses | $470,000 | 2,803 |
| Total noninterest income | $1,231,000 | 2,920 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $28,000 | 6,555 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,203,000 | 2,140 |
| Total noninterest expense | $4,953,000 | 3,484 |
| Salaries and employee benefits | $2,668,000 | 3,405 |
| Premises and equipment expense | $695,000 | 3,037 |
| Additional noninterest expense | $1,590,000 | 3,643 |
| Pre-tax net operating income | $1,747,000 | 3,069 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $584,000 | 2,023 |
| Income before extraordinary items | $1,163,000 | 3,627 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,163,000 | 3,627 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,163,000 | 3,629 |
| Net charge-offs | $0 | 5,985 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,163,000 | 3,464 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $5,086,000 | 3,579 |
| Total interest expense | $690,000 | 3,930 |
| Net interest income | $4,396,000 | 3,476 |
| Provision for loan and lease losses | $400,000 | 2,581 |
| Total noninterest income | $887,000 | 3,001 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $20,000 | 6,654 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $867,000 | 2,182 |
| Total noninterest expense | $3,696,000 | 3,524 |
| Salaries and employee benefits | $2,042,000 | 3,371 |
| Premises and equipment expense | $516,000 | 3,094 |
| Additional noninterest expense | $1,138,000 | 3,783 |
| Pre-tax net operating income | $1,187,000 | 3,341 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $395,000 | 2,185 |
| Income before extraordinary items | $792,000 | 3,875 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $792,000 | 3,876 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $792,000 | 3,877 |
| Net charge-offs | $0 | 5,771 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $792,000 | 3,709 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,340,000 | 3,654 |
| Total interest expense | $450,000 | 4,073 |
| Net interest income | $2,890,000 | 3,534 |
| Provision for loan and lease losses | $70,000 | 4,240 |
| Total noninterest income | $591,000 | 2,957 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $13,000 | 6,711 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $578,000 | 2,146 |
| Total noninterest expense | $2,494,000 | 3,508 |
| Salaries and employee benefits | $1,393,000 | 3,334 |
| Premises and equipment expense | $341,000 | 3,123 |
| Additional noninterest expense | $760,000 | 3,791 |
| Pre-tax net operating income | $917,000 | 3,028 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $302,000 | 2,049 |
| Income before extraordinary items | $615,000 | 3,592 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $615,000 | 3,593 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $615,000 | 3,594 |
| Net charge-offs | $0 | 5,507 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $615,000 | 3,417 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,622,000 | 3,779 |
| Total interest expense | $227,000 | 4,157 |
| Net interest income | $1,395,000 | 3,637 |
| Provision for loan and lease losses | $20,000 | 4,478 |
| Total noninterest income | $482,000 | 2,200 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $7,000 | 6,711 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $475,000 | 1,558 |
| Total noninterest expense | $1,327,000 | 3,379 |
| Salaries and employee benefits | $757,000 | 3,154 |
| Premises and equipment expense | $172,000 | 3,125 |
| Additional noninterest expense | $398,000 | 3,651 |
| Pre-tax net operating income | $530,000 | 2,766 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $175,000 | 1,879 |
| Income before extraordinary items | $355,000 | 3,323 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $355,000 | 3,327 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $355,000 | 3,327 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $355,000 | 3,154 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $6,365,000 | 3,908 |
| Total interest expense | $1,223,000 | 3,916 |
| Net interest income | $5,142,000 | 3,833 |
| Provision for loan and lease losses | $234,000 | 4,459 |
| Total noninterest income | $1,227,000 | 2,756 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $23,000 | 6,710 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,204,000 | 1,905 |
| Total noninterest expense | $4,877,000 | 3,610 |
| Salaries and employee benefits | $2,737,000 | 3,331 |
| Premises and equipment expense | $712,000 | 3,160 |
| Additional noninterest expense | $1,428,000 | 3,986 |
| Pre-tax net operating income | $1,258,000 | 3,318 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $-2,355,000 | 7,257 |
| Income before extraordinary items | $3,613,000 | 1,365 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,613,000 | 1,365 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $3,613,000 | 1,365 |
| Net charge-offs | $108,000 | 4,907 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $3,613,000 | 1,296 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $4,736,000 | 3,956 |
| Total interest expense | $944,000 | 3,964 |
| Net interest income | $3,792,000 | 3,891 |
| Provision for loan and lease losses | $159,000 | 4,438 |
| Total noninterest income | $920,000 | 2,752 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $17,000 | 6,758 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $903,000 | 1,887 |
| Total noninterest expense | $3,465,000 | 3,757 |
| Salaries and employee benefits | $1,942,000 | 3,471 |
| Premises and equipment expense | $530,000 | 3,224 |
| Additional noninterest expense | $993,000 | 4,197 |
| Pre-tax net operating income | $1,088,000 | 3,158 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $1,088,000 | 2,893 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,088,000 | 2,896 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,088,000 | 2,896 |
| Net charge-offs | $108,000 | 4,355 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,088,000 | 2,797 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,151,000 | 3,997 |
| Total interest expense | $642,000 | 4,023 |
| Net interest income | $2,509,000 | 3,926 |
| Provision for loan and lease losses | $54,000 | 5,070 |
| Total noninterest income | $604,000 | 2,796 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $11,000 | 6,807 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $593,000 | 1,884 |
| Total noninterest expense | $2,174,000 | 3,950 |
| Salaries and employee benefits | $1,216,000 | 3,662 |
| Premises and equipment expense | $328,000 | 3,425 |
| Additional noninterest expense | $630,000 | 4,394 |
| Pre-tax net operating income | $885,000 | 2,742 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $885,000 | 2,491 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $885,000 | 2,491 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $885,000 | 2,491 |
| Net charge-offs | $0 | 5,875 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $885,000 | 2,413 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,590,000 | 4,002 |
| Total interest expense | $329,000 | 4,065 |
| Net interest income | $1,261,000 | 3,922 |
| Provision for loan and lease losses | $39,000 | 4,442 |
| Total noninterest income | $326,000 | 2,689 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $6,000 | 6,773 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $320,000 | 1,830 |
| Total noninterest expense | $1,044,000 | 4,072 |
| Salaries and employee benefits | $578,000 | 3,836 |
| Premises and equipment expense | $157,000 | 3,576 |
| Additional noninterest expense | $309,000 | 4,450 |
| Pre-tax net operating income | $504,000 | 2,541 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $504,000 | 2,239 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $504,000 | 2,238 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $504,000 | 2,239 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $504,000 | 2,194 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $5,734,000 | 4,448 |
| Total interest expense | $1,339,000 | 4,535 |
| Net interest income | $4,395,000 | 4,312 |
| Provision for loan and lease losses | $594,000 | 3,884 |
| Total noninterest income | $143,000 | 6,336 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $29,000 | 6,527 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $114,000 | 5,286 |
| Total noninterest expense | $3,294,000 | 4,747 |
| Salaries and employee benefits | $1,625,000 | 4,831 |
| Premises and equipment expense | $585,000 | 3,786 |
| Additional noninterest expense | $1,084,000 | 4,886 |
| Pre-tax net operating income | $650,000 | 4,034 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $650,000 | 3,955 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $650,000 | 3,955 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $650,000 | 3,956 |
| Net charge-offs | $320,000 | 4,221 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $650,000 | 3,812 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $4,184,000 | 4,602 |
| Total interest expense | $1,013,000 | 4,663 |
| Net interest income | $3,171,000 | 4,467 |
| Provision for loan and lease losses | $545,000 | 3,398 |
| Total noninterest income | $101,000 | 6,532 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $21,000 | 6,634 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $80,000 | 5,497 |
| Total noninterest expense | $2,345,000 | 4,918 |
| Salaries and employee benefits | $1,141,000 | 5,058 |
| Premises and equipment expense | $433,000 | 3,872 |
| Additional noninterest expense | $771,000 | 5,024 |
| Pre-tax net operating income | $382,000 | 4,566 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $382,000 | 4,532 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $382,000 | 4,536 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $382,000 | 4,535 |
| Net charge-offs | $295,000 | 3,752 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $382,000 | 4,354 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,680,000 | 4,753 |
| Total interest expense | $676,000 | 4,769 |
| Net interest income | $2,004,000 | 4,644 |
| Provision for loan and lease losses | $289,000 | 3,710 |
| Total noninterest income | $75,000 | 6,441 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $14,000 | 6,675 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $61,000 | 5,358 |
| Total noninterest expense | $1,535,000 | 5,002 |
| Salaries and employee benefits | $742,000 | 5,141 |
| Premises and equipment expense | $291,000 | 3,888 |
| Additional noninterest expense | $502,000 | 5,075 |
| Pre-tax net operating income | $255,000 | 4,620 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $255,000 | 4,560 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $255,000 | 4,560 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $255,000 | 4,560 |
| Net charge-offs | $296,000 | 3,062 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $255,000 | 4,413 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,265,000 | 4,988 |
| Total interest expense | $324,000 | 5,002 |
| Net interest income | $941,000 | 4,848 |
| Provision for loan and lease losses | $112,000 | 3,823 |
| Total noninterest income | $35,000 | 6,568 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $7,000 | 6,721 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $28,000 | 5,531 |
| Total noninterest expense | $796,000 | 4,947 |
| Salaries and employee benefits | $390,000 | 5,072 |
| Premises and equipment expense | $154,000 | 3,821 |
| Additional noninterest expense | $252,000 | 5,096 |
| Pre-tax net operating income | $68,000 | 5,441 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $68,000 | 5,424 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $68,000 | 5,426 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $68,000 | 5,425 |
| Net charge-offs | $31,000 | 4,123 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $68,000 | 5,317 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $4,037,000 | 5,696 |
| Total interest expense | $1,346,000 | 5,406 |
| Net interest income | $2,691,000 | 5,652 |
| Provision for loan and lease losses | $480,000 | 4,597 |
| Total noninterest income | $88,000 | 7,083 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $33,000 | 6,736 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $55,000 | 6,271 |
| Total noninterest expense | $3,958,000 | 4,369 |
| Salaries and employee benefits | $1,506,000 | 5,179 |
| Premises and equipment expense | $1,365,000 | 1,971 |
| Additional noninterest expense | $1,087,000 | 5,002 |
| Pre-tax net operating income | $-1,659,000 | 6,515 |
| Securities gains (losses) | $3,000 | 3,532 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-1,656,000 | 6,637 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-1,656,000 | 6,637 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-1,656,000 | 6,637 |
| Net charge-offs | $16,000 | 6,746 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-1,659,000 | 6,631 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $2,895,000 | 5,859 |
| Total interest expense | $1,005,000 | 5,544 |
| Net interest income | $1,890,000 | 5,833 |
| Provision for loan and lease losses | $180,000 | 5,277 |
| Total noninterest income | $69,000 | 7,180 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $24,000 | 6,800 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $45,000 | 6,325 |
| Total noninterest expense | $2,498,000 | 4,890 |
| Salaries and employee benefits | $1,129,000 | 5,228 |
| Premises and equipment expense | $579,000 | 3,256 |
| Additional noninterest expense | $790,000 | 5,094 |
| Pre-tax net operating income | $-719,000 | 6,486 |
| Securities gains (losses) | $3,000 | 3,260 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-716,000 | 6,580 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-716,000 | 6,581 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-716,000 | 6,581 |
| Net charge-offs | $18,000 | 6,290 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-719,000 | 6,582 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,823,000 | 6,055 |
| Total interest expense | $668,000 | 5,681 |
| Net interest income | $1,155,000 | 6,054 |
| Provision for loan and lease losses | $148,000 | 4,816 |
| Total noninterest income | $44,000 | 7,265 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $14,000 | 6,894 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $30,000 | 6,402 |
| Total noninterest expense | $1,688,000 | 4,881 |
| Salaries and employee benefits | $753,000 | 5,286 |
| Premises and equipment expense | $395,000 | 3,212 |
| Additional noninterest expense | $540,000 | 5,028 |
| Pre-tax net operating income | $-637,000 | 6,753 |
| Securities gains (losses) | $3,000 | 2,873 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-634,000 | 6,889 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-634,000 | 6,889 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-634,000 | 6,889 |
| Net charge-offs | $18,000 | 5,684 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-637,000 | 6,878 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $882,000 | 6,170 |
| Total interest expense | $339,000 | 5,750 |
| Net interest income | $543,000 | 6,217 |
| Provision for loan and lease losses | $33,000 | 5,351 |
| Total noninterest income | $23,000 | 7,294 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $7,000 | 6,895 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $16,000 | 6,411 |
| Total noninterest expense | $790,000 | 4,989 |
| Salaries and employee benefits | $360,000 | 5,457 |
| Premises and equipment expense | $203,000 | 3,188 |
| Additional noninterest expense | $227,000 | 5,236 |
| Pre-tax net operating income | $-257,000 | 6,985 |
| Securities gains (losses) | $1,000 | 2,304 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-256,000 | 7,125 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-256,000 | 7,125 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-256,000 | 7,126 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-257,000 | 7,066 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $3,312,000 | 6,424 |
| Total interest expense | $1,387,000 | 6,139 |
| Net interest income | $1,925,000 | 6,504 |
| Provision for loan and lease losses | $384,000 | 4,201 |
| Total noninterest income | $95,000 | 7,348 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $26,000 | 6,965 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $69,000 | 6,401 |
| Total noninterest expense | $3,070,000 | 5,044 |
| Salaries and employee benefits | $1,463,000 | 5,408 |
| Premises and equipment expense | $766,000 | 3,287 |
| Additional noninterest expense | $841,000 | 5,343 |
| Pre-tax net operating income | $-1,434,000 | 7,193 |
| Securities gains (losses) | $19,000 | 2,215 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $-1,415,000 | 7,183 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,415,000 | 7,182 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $234,000 | 3,883 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-1,434,000 | 7,297 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $2,410,000 | 6,551 |
| Total interest expense | $1,005,000 | 6,321 |
| Net interest income | $1,405,000 | 6,613 |
| Provision for loan and lease losses | $254,000 | 3,830 |
| Total noninterest income | $75,000 | 7,415 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $20,000 | 7,007 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $55,000 | 6,465 |
| Total noninterest expense | $2,430,000 | 4,849 |
| Salaries and employee benefits | $1,186,000 | 5,208 |
| Premises and equipment expense | $576,000 | 3,291 |
| Additional noninterest expense | $668,000 | 5,103 |
| Pre-tax net operating income | $-1,204,000 | 7,633 |
| Securities gains (losses) | $19,000 | 2,045 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $-1,185,000 | 7,596 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-1,185,000 | 7,594 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $114,000 | 3,791 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-1,204,000 | 7,712 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,526,000 | 6,709 |
| Total interest expense | $653,000 | 6,514 |
| Net interest income | $873,000 | 6,774 |
| Provision for loan and lease losses | $145,000 | 3,718 |
| Total noninterest income | $53,000 | 7,420 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $14,000 | 7,021 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $39,000 | 6,455 |
| Total noninterest expense | $1,717,000 | 4,711 |
| Salaries and employee benefits | $862,000 | 4,974 |
| Premises and equipment expense | $391,000 | 3,271 |
| Additional noninterest expense | $464,000 | 4,967 |
| Pre-tax net operating income | $-936,000 | 7,876 |
| Securities gains (losses) | $6,000 | 2,681 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $-930,000 | 7,965 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-930,000 | 7,965 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-84,000 | 8,333 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-936,000 | 7,954 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $728,000 | 6,892 |
| Total interest expense | $314,000 | 6,757 |
| Net interest income | $414,000 | 6,932 |
| Provision for loan and lease losses | $50,000 | 3,776 |
| Total noninterest income | $31,000 | 7,280 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $6,000 | 7,087 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $25,000 | 6,173 |
| Total noninterest expense | $989,000 | 4,270 |
| Salaries and employee benefits | $549,000 | 4,228 |
| Premises and equipment expense | $205,000 | 3,161 |
| Additional noninterest expense | $235,000 | 4,878 |
| Pre-tax net operating income | $-594,000 | 8,142 |
| Securities gains (losses) | $6,000 | 2,176 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $-588,000 | 8,184 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-588,000 | 8,183 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-594,000 | 8,176 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $2,465,000 | 7,236 |
| Total interest expense | $1,090,000 | 7,028 |
| Net interest income | $1,375,000 | 7,284 |
| Provision for loan and lease losses | $465,000 | 2,451 |
| Total noninterest income | $116,000 | 7,421 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $18,000 | 7,177 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $98,000 | 6,242 |
| Total noninterest expense | $3,552,000 | 4,470 |
| Salaries and employee benefits | $1,821,000 | 4,713 |
| Premises and equipment expense | $795,000 | 3,096 |
| Additional noninterest expense | $936,000 | 4,853 |
| Pre-tax net operating income | $-2,526,000 | 8,339 |
| Securities gains (losses) | $14,000 | 1,219 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $-2,512,000 | 8,375 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-2,512,000 | 8,372 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $100,000 | 3,770 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-2,526,000 | 8,366 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,692,000 | 7,408 |
| Total interest expense | $774,000 | 7,147 |
| Net interest income | $918,000 | 7,515 |
| Provision for loan and lease losses | $275,000 | 2,431 |
| Total noninterest income | $94,000 | 7,391 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $12,000 | 7,242 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $82,000 | 6,115 |
| Total noninterest expense | $2,736,000 | 4,387 |
| Salaries and employee benefits | $1,416,000 | 4,555 |
| Premises and equipment expense | $618,000 | 3,000 |
| Additional noninterest expense | $702,000 | 4,790 |
| Pre-tax net operating income | $-1,999,000 | 8,444 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $-1,999,000 | 8,462 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-1,999,000 | 8,458 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $-1,999,000 | 8,451 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $981,000 | 7,672 |
| Total interest expense | $444,000 | 7,397 |
| Net interest income | $537,000 | 7,760 |
| Provision for loan and lease losses | $120,000 | 2,960 |
| Total noninterest income | $65,000 | 7,391 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $8,000 | 7,273 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $57,000 | 6,076 |
| Total noninterest expense | $1,792,000 | 4,455 |
| Salaries and employee benefits | $896,000 | 4,772 |
| Premises and equipment expense | $420,000 | 2,978 |
| Additional noninterest expense | $476,000 | 4,728 |
| Pre-tax net operating income | $-1,310,000 | 8,505 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $-1,310,000 | 8,529 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,310,000 | 8,526 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $-1,310,000 | 8,516 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $415,000 | 7,940 |
| Total interest expense | $170,000 | 7,787 |
| Net interest income | $245,000 | 7,945 |
| Provision for loan and lease losses | $35,000 | 3,592 |
| Total noninterest income | $38,000 | 7,183 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $5,000 | 7,254 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $33,000 | 5,825 |
| Total noninterest expense | $857,000 | 4,588 |
| Salaries and employee benefits | $434,000 | 4,891 |
| Premises and equipment expense | $208,000 | 3,009 |
| Additional noninterest expense | $215,000 | 5,020 |
| Pre-tax net operating income | $-609,000 | 8,540 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $-609,000 | 8,553 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-609,000 | 8,551 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $-609,000 | 8,545 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $379,000 | 8,580 |
| Total interest expense | $87,000 | 8,541 |
| Net interest income | $292,000 | 8,564 |
| Provision for loan and lease losses | $195,000 | 3,582 |
| Total noninterest income | $13,000 | 8,462 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $2,000 | 7,567 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $11,000 | 8,227 |
| Total noninterest expense | $3,548,000 | 4,368 |
| Salaries and employee benefits | $2,016,000 | 4,238 |
| Premises and equipment expense | $658,000 | 3,503 |
| Additional noninterest expense | $874,000 | 4,956 |
| Pre-tax net operating income | $-3,438,000 | 8,643 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $-3,438,000 | 8,650 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-3,438,000 | 8,650 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $16,000,000 | 122 |
| Net operating income | $-3,438,000 | 8,642 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $112,000 | 8,711 |
| Total interest expense | $15,000 | 8,689 |
| Net interest income | $97,000 | 8,706 |
| Provision for loan and lease losses | $30,000 | 5,631 |
| Total noninterest income | $0 | 8,684 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $0 | 7,682 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $0 | 8,609 |
| Total noninterest expense | $2,599,000 | 4,418 |
| Salaries and employee benefits | $1,467,000 | 4,310 |
| Premises and equipment expense | $467,000 | 3,667 |
| Additional noninterest expense | $665,000 | 4,888 |
| Pre-tax net operating income | $-2,532,000 | 8,715 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $-2,532,000 | 8,718 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-2,532,000 | 8,718 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $13,000,000 | 127 |
| Net operating income | $-2,532,000 | 8,708 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.