Home > Bank of Bertrand > Income and Expense
Bank of Bertrand, Income and Expense
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $1,398,000 | 6,547 |
| Total interest expense | $295,000 | 5,994 |
| Net interest income | $1,103,000 | 6,610 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $112,000 | 6,221 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $61,000 | 6,045 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $51,000 | 5,852 |
| Total noninterest expense | $896,000 | 6,673 |
| Salaries and employee benefits | $513,000 | 6,609 |
| Premises and equipment expense | $31,000 | 6,986 |
| Additional noninterest expense | $352,000 | 6,491 |
| Pre-tax net operating income | $319,000 | 5,371 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $78,000 | 3,666 |
| Income before extraordinary items | $241,000 | 5,656 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $241,000 | 5,653 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $241,000 | 5,654 |
| Net charge-offs | $9,000 | 5,634 |
| Cash dividends | $35,000 | 4,233 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $241,000 | 5,468 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $1,061,000 | 6,642 |
| Total interest expense | $234,000 | 6,054 |
| Net interest income | $827,000 | 6,710 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $82,000 | 6,328 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $45,000 | 6,144 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $37,000 | 5,978 |
| Total noninterest expense | $674,000 | 6,738 |
| Salaries and employee benefits | $380,000 | 6,695 |
| Premises and equipment expense | $21,000 | 7,085 |
| Additional noninterest expense | $273,000 | 6,513 |
| Pre-tax net operating income | $235,000 | 5,555 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $61,000 | 3,687 |
| Income before extraordinary items | $174,000 | 5,831 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $174,000 | 5,830 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $174,000 | 5,830 |
| Net charge-offs | $19,000 | 5,091 |
| Cash dividends | $35,000 | 3,621 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $174,000 | 5,662 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $707,000 | 6,703 |
| Total interest expense | $174,000 | 5,999 |
| Net interest income | $533,000 | 6,797 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $51,000 | 6,429 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $26,000 | 6,302 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $25,000 | 6,001 |
| Total noninterest expense | $449,000 | 6,798 |
| Salaries and employee benefits | $255,000 | 6,749 |
| Premises and equipment expense | $20,000 | 7,081 |
| Additional noninterest expense | $174,000 | 6,614 |
| Pre-tax net operating income | $135,000 | 5,675 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $31,000 | 3,812 |
| Income before extraordinary items | $104,000 | 5,914 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $104,000 | 5,914 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $104,000 | 5,914 |
| Net charge-offs | $15,000 | 4,782 |
| Cash dividends | $18,000 | 3,498 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $104,000 | 5,760 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $345,000 | 6,771 |
| Total interest expense | $83,000 | 6,160 |
| Net interest income | $262,000 | 6,862 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $25,000 | 6,484 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $13,000 | 6,301 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $12,000 | 6,109 |
| Total noninterest expense | $226,000 | 6,848 |
| Salaries and employee benefits | $127,000 | 6,803 |
| Premises and equipment expense | $11,000 | 7,117 |
| Additional noninterest expense | $88,000 | 6,651 |
| Pre-tax net operating income | $61,000 | 5,804 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $13,000 | 3,884 |
| Income before extraordinary items | $48,000 | 5,999 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $48,000 | 5,999 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $48,000 | 5,999 |
| Net charge-offs | $-7,000 | 6,510 |
| Cash dividends | $18,000 | 2,653 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $48,000 | 5,864 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $1,494,000 | 6,772 |
| Total interest expense | $364,000 | 6,338 |
| Net interest income | $1,130,000 | 6,835 |
| Provision for loan and lease losses | $8,000 | 6,385 |
| Total noninterest income | $100,000 | 6,423 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $54,000 | 6,260 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $46,000 | 5,980 |
| Total noninterest expense | $980,000 | 6,859 |
| Salaries and employee benefits | $518,000 | 6,867 |
| Premises and equipment expense | $28,000 | 7,277 |
| Additional noninterest expense | $434,000 | 6,456 |
| Pre-tax net operating income | $242,000 | 5,394 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $44,000 | 3,815 |
| Income before extraordinary items | $198,000 | 5,569 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $198,000 | 5,570 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $198,000 | 5,570 |
| Net charge-offs | $8,000 | 6,152 |
| Cash dividends | $122,000 | 3,665 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $198,000 | 5,447 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,121,000 | 6,843 |
| Total interest expense | $285,000 | 6,385 |
| Net interest income | $836,000 | 6,909 |
| Provision for loan and lease losses | $8,000 | 6,246 |
| Total noninterest income | $76,000 | 6,505 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $43,000 | 6,245 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $33,000 | 6,108 |
| Total noninterest expense | $753,000 | 6,873 |
| Salaries and employee benefits | $387,000 | 6,897 |
| Premises and equipment expense | $27,000 | 7,301 |
| Additional noninterest expense | $339,000 | 6,458 |
| Pre-tax net operating income | $151,000 | 5,641 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $25,000 | 3,953 |
| Income before extraordinary items | $126,000 | 5,799 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $126,000 | 5,800 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $126,000 | 5,800 |
| Net charge-offs | $-1,000 | 6,695 |
| Cash dividends | $35,000 | 3,470 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $126,000 | 5,658 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $726,000 | 6,932 |
| Total interest expense | $201,000 | 6,412 |
| Net interest income | $525,000 | 7,020 |
| Provision for loan and lease losses | $8,000 | 6,035 |
| Total noninterest income | $49,000 | 6,596 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $27,000 | 6,311 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $22,000 | 6,181 |
| Total noninterest expense | $534,000 | 6,879 |
| Salaries and employee benefits | $256,000 | 6,976 |
| Premises and equipment expense | $21,000 | 7,344 |
| Additional noninterest expense | $257,000 | 6,350 |
| Pre-tax net operating income | $32,000 | 6,034 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $7,000 | 4,215 |
| Income before extraordinary items | $25,000 | 6,165 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $25,000 | 6,164 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $25,000 | 6,165 |
| Net charge-offs | $-1,000 | 6,559 |
| Cash dividends | $18,000 | 3,288 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $25,000 | 6,082 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $344,000 | 7,032 |
| Total interest expense | $97,000 | 6,553 |
| Net interest income | $247,000 | 7,119 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $24,000 | 6,682 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $13,000 | 6,312 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $11,000 | 6,315 |
| Total noninterest expense | $308,000 | 6,751 |
| Salaries and employee benefits | $128,000 | 7,017 |
| Premises and equipment expense | $9,000 | 7,426 |
| Additional noninterest expense | $171,000 | 5,885 |
| Pre-tax net operating income | $-37,000 | 6,523 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $5,000 | 4,051 |
| Income before extraordinary items | $-42,000 | 6,560 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-42,000 | 6,561 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-42,000 | 6,560 |
| Net charge-offs | $-1,000 | 6,209 |
| Cash dividends | $18,000 | 2,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-42,000 | 6,543 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $1,436,000 | 7,096 |
| Total interest expense | $369,000 | 6,871 |
| Net interest income | $1,067,000 | 7,104 |
| Provision for loan and lease losses | $29,000 | 6,718 |
| Total noninterest income | $104,000 | 6,644 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $63,000 | 6,035 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $41,000 | 6,252 |
| Total noninterest expense | $887,000 | 7,184 |
| Salaries and employee benefits | $504,000 | 7,113 |
| Premises and equipment expense | $47,000 | 7,464 |
| Additional noninterest expense | $336,000 | 6,998 |
| Pre-tax net operating income | $255,000 | 5,038 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $54,000 | 3,592 |
| Income before extraordinary items | $201,000 | 5,279 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $201,000 | 5,282 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $201,000 | 5,282 |
| Net charge-offs | $29,000 | 6,217 |
| Cash dividends | $123,000 | 3,605 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $201,000 | 5,142 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $1,079,000 | 7,204 |
| Total interest expense | $278,000 | 7,000 |
| Net interest income | $801,000 | 7,204 |
| Provision for loan and lease losses | $0 | 6,977 |
| Total noninterest income | $79,000 | 6,771 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $49,000 | 6,082 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $30,000 | 6,430 |
| Total noninterest expense | $657,000 | 7,269 |
| Salaries and employee benefits | $375,000 | 7,194 |
| Premises and equipment expense | $37,000 | 7,551 |
| Additional noninterest expense | $245,000 | 7,089 |
| Pre-tax net operating income | $223,000 | 5,164 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $55,000 | 3,516 |
| Income before extraordinary items | $168,000 | 5,442 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $168,000 | 5,444 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $168,000 | 5,445 |
| Net charge-offs | $25,000 | 5,919 |
| Cash dividends | $35,000 | 3,538 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $168,000 | 5,278 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $688,000 | 7,312 |
| Total interest expense | $169,000 | 7,169 |
| Net interest income | $519,000 | 7,291 |
| Provision for loan and lease losses | $0 | 6,857 |
| Total noninterest income | $53,000 | 6,807 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $35,000 | 6,033 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $18,000 | 6,546 |
| Total noninterest expense | $441,000 | 7,330 |
| Salaries and employee benefits | $250,000 | 7,254 |
| Premises and equipment expense | $16,000 | 7,713 |
| Additional noninterest expense | $175,000 | 7,069 |
| Pre-tax net operating income | $131,000 | 5,319 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $29,000 | 3,593 |
| Income before extraordinary items | $102,000 | 5,527 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $102,000 | 5,530 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $102,000 | 5,529 |
| Net charge-offs | $2,000 | 6,208 |
| Cash dividends | $17,000 | 3,397 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $102,000 | 5,413 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $330,000 | 7,443 |
| Total interest expense | $88,000 | 7,249 |
| Net interest income | $242,000 | 7,431 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $24,000 | 6,949 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $15,000 | 6,220 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $9,000 | 6,695 |
| Total noninterest expense | $214,000 | 7,464 |
| Salaries and employee benefits | $126,000 | 7,327 |
| Premises and equipment expense | $7,000 | 7,827 |
| Additional noninterest expense | $81,000 | 7,253 |
| Pre-tax net operating income | $52,000 | 5,639 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $9,000 | 3,859 |
| Income before extraordinary items | $43,000 | 5,801 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $43,000 | 5,803 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $43,000 | 5,801 |
| Net charge-offs | $4,000 | 5,215 |
| Cash dividends | $17,000 | 2,541 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $43,000 | 5,697 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $1,417,000 | 7,466 |
| Total interest expense | $401,000 | 7,354 |
| Net interest income | $1,016,000 | 7,426 |
| Provision for loan and lease losses | $0 | 7,427 |
| Total noninterest income | $101,000 | 6,979 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $67,000 | 6,218 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $34,000 | 6,663 |
| Total noninterest expense | $886,000 | 7,513 |
| Salaries and employee benefits | $502,000 | 7,429 |
| Premises and equipment expense | $36,000 | 7,871 |
| Additional noninterest expense | $348,000 | 7,273 |
| Pre-tax net operating income | $231,000 | 4,709 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $46,000 | 3,299 |
| Income before extraordinary items | $185,000 | 4,857 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $185,000 | 4,858 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $185,000 | 4,858 |
| Net charge-offs | $-4,000 | 7,803 |
| Cash dividends | $123,000 | 4,013 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $185,000 | 4,793 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,069,000 | 7,553 |
| Total interest expense | $307,000 | 7,443 |
| Net interest income | $762,000 | 7,485 |
| Provision for loan and lease losses | $0 | 7,284 |
| Total noninterest income | $74,000 | 7,108 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $50,000 | 6,270 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $24,000 | 6,871 |
| Total noninterest expense | $653,000 | 7,573 |
| Salaries and employee benefits | $374,000 | 7,471 |
| Premises and equipment expense | $28,000 | 7,943 |
| Additional noninterest expense | $251,000 | 7,342 |
| Pre-tax net operating income | $183,000 | 4,992 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $35,000 | 3,522 |
| Income before extraordinary items | $148,000 | 5,095 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $148,000 | 5,096 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $148,000 | 5,096 |
| Net charge-offs | $-40,000 | 8,007 |
| Cash dividends | $35,000 | 3,988 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $148,000 | 5,043 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $710,000 | 7,627 |
| Total interest expense | $209,000 | 7,537 |
| Net interest income | $501,000 | 7,558 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $46,000 | 7,231 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $31,000 | 6,373 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $15,000 | 7,005 |
| Total noninterest expense | $447,000 | 7,619 |
| Salaries and employee benefits | $249,000 | 7,562 |
| Premises and equipment expense | $22,000 | 7,979 |
| Additional noninterest expense | $176,000 | 7,341 |
| Pre-tax net operating income | $100,000 | 5,223 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $19,000 | 3,735 |
| Income before extraordinary items | $81,000 | 5,345 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $81,000 | 5,342 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $81,000 | 5,342 |
| Net charge-offs | $-37,000 | 8,065 |
| Cash dividends | $18,000 | 3,881 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $81,000 | 5,265 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $344,000 | 7,709 |
| Total interest expense | $107,000 | 7,593 |
| Net interest income | $237,000 | 7,642 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $23,000 | 7,294 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $15,000 | 6,393 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $8,000 | 7,040 |
| Total noninterest expense | $209,000 | 7,714 |
| Salaries and employee benefits | $124,000 | 7,619 |
| Premises and equipment expense | $10,000 | 8,040 |
| Additional noninterest expense | $75,000 | 7,457 |
| Pre-tax net operating income | $51,000 | 5,618 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $8,000 | 4,098 |
| Income before extraordinary items | $43,000 | 5,801 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $43,000 | 5,804 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $43,000 | 5,804 |
| Net charge-offs | $-32,000 | 8,072 |
| Cash dividends | $18,000 | 2,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $43,000 | 5,638 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $1,637,000 | 7,586 |
| Total interest expense | $565,000 | 7,563 |
| Net interest income | $1,072,000 | 7,501 |
| Provision for loan and lease losses | $-70,000 | 8,243 |
| Total noninterest income | $91,000 | 7,393 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $60,000 | 6,494 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $31,000 | 7,163 |
| Total noninterest expense | $884,000 | 7,692 |
| Salaries and employee benefits | $494,000 | 7,684 |
| Premises and equipment expense | $30,000 | 8,177 |
| Additional noninterest expense | $360,000 | 7,200 |
| Pre-tax net operating income | $349,000 | 5,287 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $70,000 | 3,650 |
| Income before extraordinary items | $279,000 | 5,194 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $279,000 | 5,192 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 6,238 |
| Cash dividends | $122,000 | 4,851 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $279,000 | 5,354 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,256,000 | 7,642 |
| Total interest expense | $446,000 | 7,619 |
| Net interest income | $810,000 | 7,563 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $69,000 | 7,507 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $46,000 | 6,522 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $23,000 | 7,331 |
| Total noninterest expense | $622,000 | 7,790 |
| Salaries and employee benefits | $370,000 | 7,707 |
| Premises and equipment expense | $25,000 | 8,239 |
| Additional noninterest expense | $227,000 | 7,463 |
| Pre-tax net operating income | $257,000 | 5,811 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $73,000 | 3,849 |
| Income before extraordinary items | $184,000 | 5,785 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $184,000 | 5,783 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 7,863 |
| Cash dividends | $35,000 | 4,776 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $184,000 | 5,963 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $850,000 | 7,692 |
| Total interest expense | $313,000 | 7,668 |
| Net interest income | $537,000 | 7,605 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $44,000 | 7,610 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $29,000 | 6,599 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $15,000 | 7,431 |
| Total noninterest expense | $416,000 | 7,856 |
| Salaries and employee benefits | $246,000 | 7,775 |
| Premises and equipment expense | $14,000 | 8,328 |
| Additional noninterest expense | $156,000 | 7,448 |
| Pre-tax net operating income | $165,000 | 6,031 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $47,000 | 4,114 |
| Income before extraordinary items | $118,000 | 6,223 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $118,000 | 6,223 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,779 |
| Cash dividends | $17,000 | 4,651 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $118,000 | 6,159 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $450,000 | 7,707 |
| Total interest expense | $167,000 | 7,712 |
| Net interest income | $283,000 | 7,583 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $22,000 | 7,623 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $14,000 | 6,612 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $8,000 | 7,392 |
| Total noninterest expense | $205,000 | 7,910 |
| Salaries and employee benefits | $122,000 | 7,829 |
| Premises and equipment expense | $8,000 | 8,334 |
| Additional noninterest expense | $75,000 | 7,521 |
| Pre-tax net operating income | $100,000 | 6,003 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $37,000 | 3,853 |
| Income before extraordinary items | $63,000 | 6,381 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $63,000 | 6,382 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,531 |
| Cash dividends | $17,000 | 3,613 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $63,000 | 6,282 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $1,888,000 | 7,639 |
| Total interest expense | $712,000 | 7,634 |
| Net interest income | $1,176,000 | 7,532 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $78,000 | 7,771 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $54,000 | 6,687 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $24,000 | 7,697 |
| Total noninterest expense | $846,000 | 7,869 |
| Salaries and employee benefits | $480,000 | 7,859 |
| Premises and equipment expense | $58,000 | 8,175 |
| Additional noninterest expense | $308,000 | 7,501 |
| Pre-tax net operating income | $408,000 | 6,254 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $120,000 | 4,330 |
| Income before extraordinary items | $288,000 | 6,468 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $288,000 | 6,467 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 6,253 |
| Cash dividends | $123,000 | 5,245 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $288,000 | 6,453 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,413,000 | 7,681 |
| Total interest expense | $525,000 | 7,702 |
| Net interest income | $888,000 | 7,578 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $58,000 | 7,835 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $40,000 | 6,723 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $18,000 | 7,737 |
| Total noninterest expense | $611,000 | 7,889 |
| Salaries and employee benefits | $360,000 | 7,834 |
| Premises and equipment expense | $43,000 | 8,181 |
| Additional noninterest expense | $208,000 | 7,634 |
| Pre-tax net operating income | $335,000 | 6,425 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $103,000 | 4,412 |
| Income before extraordinary items | $232,000 | 6,646 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $232,000 | 6,643 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 7,769 |
| Cash dividends | $35,000 | 5,017 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $232,000 | 6,630 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $936,000 | 7,742 |
| Total interest expense | $334,000 | 7,784 |
| Net interest income | $602,000 | 7,596 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $37,000 | 7,922 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $25,000 | 6,819 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $12,000 | 7,778 |
| Total noninterest expense | $415,000 | 7,923 |
| Salaries and employee benefits | $240,000 | 7,884 |
| Premises and equipment expense | $33,000 | 8,138 |
| Additional noninterest expense | $142,000 | 7,653 |
| Pre-tax net operating income | $224,000 | 6,496 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $69,000 | 4,492 |
| Income before extraordinary items | $155,000 | 6,709 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $155,000 | 6,710 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,631 |
| Cash dividends | $18,000 | 4,886 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $155,000 | 6,699 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $451,000 | 7,820 |
| Total interest expense | $158,000 | 7,884 |
| Net interest income | $293,000 | 7,675 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $18,000 | 7,949 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $12,000 | 6,858 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $6,000 | 7,790 |
| Total noninterest expense | $197,000 | 8,022 |
| Salaries and employee benefits | $118,000 | 7,946 |
| Premises and equipment expense | $15,000 | 8,211 |
| Additional noninterest expense | $64,000 | 7,794 |
| Pre-tax net operating income | $114,000 | 6,489 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $32,000 | 4,554 |
| Income before extraordinary items | $82,000 | 6,678 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $82,000 | 6,677 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,563 |
| Cash dividends | $18,000 | 3,837 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $82,000 | 6,665 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,787,000 | 7,702 |
| Total interest expense | $570,000 | 7,781 |
| Net interest income | $1,217,000 | 7,566 |
| Provision for loan and lease losses | $24,000 | 6,182 |
| Total noninterest income | $78,000 | 7,972 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $55,000 | 6,806 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $23,000 | 7,889 |
| Total noninterest expense | $798,000 | 8,010 |
| Salaries and employee benefits | $479,000 | 7,927 |
| Premises and equipment expense | $41,000 | 8,440 |
| Additional noninterest expense | $278,000 | 7,703 |
| Pre-tax net operating income | $473,000 | 6,568 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $143,000 | 4,655 |
| Income before extraordinary items | $330,000 | 6,789 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $330,000 | 6,792 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 4,872 |
| Cash dividends | $123,000 | 5,309 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $330,000 | 6,789 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,329,000 | 7,777 |
| Total interest expense | $415,000 | 7,831 |
| Net interest income | $914,000 | 7,626 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $63,000 | 7,984 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $46,000 | 6,799 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $17,000 | 7,944 |
| Total noninterest expense | $585,000 | 8,059 |
| Salaries and employee benefits | $362,000 | 7,912 |
| Premises and equipment expense | $30,000 | 8,508 |
| Additional noninterest expense | $193,000 | 7,838 |
| Pre-tax net operating income | $392,000 | 6,637 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $123,000 | 4,714 |
| Income before extraordinary items | $269,000 | 6,882 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $269,000 | 6,884 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 7,980 |
| Cash dividends | $35,000 | 5,117 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $269,000 | 6,886 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $869,000 | 7,805 |
| Total interest expense | $266,000 | 7,861 |
| Net interest income | $603,000 | 7,692 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $42,000 | 8,023 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $31,000 | 6,823 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $11,000 | 8,021 |
| Total noninterest expense | $383,000 | 8,107 |
| Salaries and employee benefits | $237,000 | 7,974 |
| Premises and equipment expense | $16,000 | 8,603 |
| Additional noninterest expense | $130,000 | 7,838 |
| Pre-tax net operating income | $262,000 | 6,695 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $83,000 | 4,745 |
| Income before extraordinary items | $179,000 | 6,931 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $179,000 | 6,935 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 7,940 |
| Cash dividends | $18,000 | 4,984 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $179,000 | 6,934 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $425,000 | 7,854 |
| Total interest expense | $128,000 | 7,864 |
| Net interest income | $297,000 | 7,718 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $20,000 | 8,055 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $15,000 | 6,832 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $5,000 | 8,055 |
| Total noninterest expense | $191,000 | 8,129 |
| Salaries and employee benefits | $83,000 | 8,392 |
| Premises and equipment expense | $9,000 | 8,564 |
| Additional noninterest expense | $99,000 | 7,106 |
| Pre-tax net operating income | $126,000 | 6,728 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $41,000 | 4,710 |
| Income before extraordinary items | $85,000 | 6,976 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $85,000 | 6,977 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 8,062 |
| Cash dividends | $18,000 | 3,839 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $85,000 | 6,977 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,573,000 | 7,818 |
| Total interest expense | $442,000 | 7,778 |
| Net interest income | $1,131,000 | 7,770 |
| Provision for loan and lease losses | $29,000 | 6,270 |
| Total noninterest income | $108,000 | 7,860 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $73,000 | 6,700 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $35,000 | 7,739 |
| Total noninterest expense | $807,000 | 8,062 |
| Salaries and employee benefits | $452,000 | 8,043 |
| Premises and equipment expense | $51,000 | 8,453 |
| Additional noninterest expense | $304,000 | 7,625 |
| Pre-tax net operating income | $403,000 | 7,055 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $119,000 | 5,219 |
| Income before extraordinary items | $284,000 | 7,248 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $284,000 | 7,250 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 4,928 |
| Cash dividends | $123,000 | 5,351 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $284,000 | 7,232 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,167,000 | 7,858 |
| Total interest expense | $320,000 | 7,801 |
| Net interest income | $847,000 | 7,818 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $84,000 | 7,854 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $56,000 | 6,708 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $28,000 | 7,724 |
| Total noninterest expense | $566,000 | 8,136 |
| Salaries and employee benefits | $335,000 | 8,043 |
| Premises and equipment expense | $16,000 | 8,734 |
| Additional noninterest expense | $215,000 | 7,725 |
| Pre-tax net operating income | $365,000 | 6,926 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $115,000 | 5,101 |
| Income before extraordinary items | $250,000 | 7,186 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $250,000 | 7,186 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,295 |
| Cash dividends | $35,000 | 5,111 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $250,000 | 7,145 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $760,000 | 7,890 |
| Total interest expense | $205,000 | 7,803 |
| Net interest income | $555,000 | 7,855 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $51,000 | 7,950 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $34,000 | 6,810 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $17,000 | 7,791 |
| Total noninterest expense | $374,000 | 8,150 |
| Salaries and employee benefits | $230,000 | 8,015 |
| Premises and equipment expense | $23,000 | 8,511 |
| Additional noninterest expense | $121,000 | 7,967 |
| Pre-tax net operating income | $232,000 | 7,012 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $72,000 | 5,186 |
| Income before extraordinary items | $160,000 | 7,258 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $160,000 | 7,259 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,385 |
| Cash dividends | $18,000 | 4,971 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $160,000 | 7,211 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $382,000 | 7,932 |
| Total interest expense | $93,000 | 7,932 |
| Net interest income | $289,000 | 7,859 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $26,000 | 7,944 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $15,000 | 6,958 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $11,000 | 7,631 |
| Total noninterest expense | $178,000 | 8,291 |
| Salaries and employee benefits | $109,000 | 8,164 |
| Premises and equipment expense | $10,000 | 8,622 |
| Additional noninterest expense | $59,000 | 8,074 |
| Pre-tax net operating income | $137,000 | 6,727 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $43,000 | 4,951 |
| Income before extraordinary items | $94,000 | 7,002 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $94,000 | 7,004 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,685 |
| Cash dividends | $18,000 | 3,756 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $94,000 | 6,975 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,446,000 | 7,967 |
| Total interest expense | $373,000 | 7,794 |
| Net interest income | $1,073,000 | 7,917 |
| Provision for loan and lease losses | $16,000 | 6,840 |
| Total noninterest income | $96,000 | 8,120 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $70,000 | 6,959 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $26,000 | 8,060 |
| Total noninterest expense | $781,000 | 8,193 |
| Salaries and employee benefits | $444,000 | 8,158 |
| Premises and equipment expense | $45,000 | 8,651 |
| Additional noninterest expense | $292,000 | 7,745 |
| Pre-tax net operating income | $372,000 | 7,193 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $111,000 | 5,408 |
| Income before extraordinary items | $261,000 | 7,387 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $261,000 | 7,387 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 5,856 |
| Cash dividends | $124,000 | 5,335 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $261,000 | 7,336 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,053,000 | 8,047 |
| Total interest expense | $283,000 | 7,803 |
| Net interest income | $770,000 | 8,011 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $73,000 | 8,164 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $54,000 | 6,965 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $19,000 | 8,106 |
| Total noninterest expense | $557,000 | 8,257 |
| Salaries and employee benefits | $332,000 | 8,156 |
| Premises and equipment expense | $24,000 | 8,819 |
| Additional noninterest expense | $201,000 | 7,896 |
| Pre-tax net operating income | $286,000 | 7,291 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $84,000 | 5,535 |
| Income before extraordinary items | $202,000 | 7,467 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $202,000 | 7,467 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,993 |
| Cash dividends | $35,000 | 5,115 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $202,000 | 7,409 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $688,000 | 8,128 |
| Total interest expense | $191,000 | 7,838 |
| Net interest income | $497,000 | 8,107 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $46,000 | 8,272 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $34,000 | 7,049 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $12,000 | 8,173 |
| Total noninterest expense | $367,000 | 8,316 |
| Salaries and employee benefits | $221,000 | 8,208 |
| Premises and equipment expense | $19,000 | 8,805 |
| Additional noninterest expense | $127,000 | 8,001 |
| Pre-tax net operating income | $176,000 | 7,373 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $55,000 | 5,541 |
| Income before extraordinary items | $121,000 | 7,577 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $121,000 | 7,577 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,291 |
| Cash dividends | $18,000 | 4,973 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $121,000 | 7,507 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $349,000 | 8,142 |
| Total interest expense | $99,000 | 7,858 |
| Net interest income | $250,000 | 8,130 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $22,000 | 8,321 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $16,000 | 7,105 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $6,000 | 8,203 |
| Total noninterest expense | $178,000 | 8,398 |
| Salaries and employee benefits | $108,000 | 8,284 |
| Premises and equipment expense | $9,000 | 8,833 |
| Additional noninterest expense | $61,000 | 8,124 |
| Pre-tax net operating income | $94,000 | 7,241 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $30,000 | 5,394 |
| Income before extraordinary items | $64,000 | 7,496 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $64,000 | 7,498 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 3,876 |
| Cash dividends | $18,000 | 3,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $64,000 | 7,424 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,464,000 | 8,116 |
| Total interest expense | $438,000 | 7,986 |
| Net interest income | $1,026,000 | 8,062 |
| Provision for loan and lease losses | $40,000 | 6,511 |
| Total noninterest income | $81,000 | 8,492 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $57,000 | 7,321 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $24,000 | 8,305 |
| Total noninterest expense | $734,000 | 8,387 |
| Salaries and employee benefits | $436,000 | 8,291 |
| Premises and equipment expense | $41,000 | 8,890 |
| Additional noninterest expense | $257,000 | 8,055 |
| Pre-tax net operating income | $333,000 | 7,305 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $84,000 | 5,895 |
| Income before extraordinary items | $249,000 | 7,530 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $249,000 | 7,534 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 5,344 |
| Cash dividends | $122,000 | 5,409 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $249,000 | 7,394 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,093,000 | 8,204 |
| Total interest expense | $338,000 | 8,077 |
| Net interest income | $755,000 | 8,159 |
| Provision for loan and lease losses | $30,000 | 6,386 |
| Total noninterest income | $60,000 | 8,568 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $42,000 | 7,400 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $18,000 | 8,330 |
| Total noninterest expense | $533,000 | 8,448 |
| Salaries and employee benefits | $318,000 | 8,339 |
| Premises and equipment expense | $21,000 | 9,058 |
| Additional noninterest expense | $194,000 | 8,040 |
| Pre-tax net operating income | $252,000 | 7,427 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $62,000 | 6,040 |
| Income before extraordinary items | $190,000 | 7,646 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $190,000 | 7,648 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 4,029 |
| Cash dividends | $35,000 | 5,236 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $190,000 | 7,498 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $712,000 | 8,291 |
| Total interest expense | $234,000 | 8,118 |
| Net interest income | $478,000 | 8,272 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $37,000 | 8,650 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $31,000 | 7,289 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $6,000 | 8,732 |
| Total noninterest expense | $352,000 | 8,482 |
| Salaries and employee benefits | $212,000 | 8,373 |
| Premises and equipment expense | $22,000 | 8,899 |
| Additional noninterest expense | $118,000 | 8,195 |
| Pre-tax net operating income | $163,000 | 7,505 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $43,000 | 6,041 |
| Income before extraordinary items | $120,000 | 7,752 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $120,000 | 7,753 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 3,218 |
| Cash dividends | $18,000 | 5,074 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $120,000 | 7,574 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $345,000 | 8,410 |
| Total interest expense | $121,000 | 8,163 |
| Net interest income | $224,000 | 8,420 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $19,000 | 8,654 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $15,000 | 7,293 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $4,000 | 8,607 |
| Total noninterest expense | $173,000 | 8,544 |
| Salaries and employee benefits | $103,000 | 8,463 |
| Premises and equipment expense | $11,000 | 8,922 |
| Additional noninterest expense | $59,000 | 8,243 |
| Pre-tax net operating income | $70,000 | 7,672 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $8,000 | 6,684 |
| Income before extraordinary items | $62,000 | 7,651 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $62,000 | 7,651 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 8,212 |
| Cash dividends | $18,000 | 3,764 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $62,000 | 7,501 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,568,000 | 8,301 |
| Total interest expense | $564,000 | 8,211 |
| Net interest income | $1,004,000 | 8,252 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $102,000 | 8,383 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $67,000 | 7,191 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $35,000 | 8,031 |
| Total noninterest expense | $737,000 | 8,477 |
| Salaries and employee benefits | $423,000 | 8,429 |
| Premises and equipment expense | $54,000 | 8,839 |
| Additional noninterest expense | $260,000 | 8,099 |
| Pre-tax net operating income | $369,000 | 7,295 |
| Securities gains (losses) | $1,000 | 4,369 |
| Applicable income taxes | $118,000 | 5,800 |
| Income before extraordinary items | $252,000 | 7,549 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $252,000 | 7,548 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-26,000 | 9,024 |
| Cash dividends | $123,000 | 5,391 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $251,320 | 7,462 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,777,000 | 8,449 |
| Total interest expense | $761,000 | 8,515 |
| Net interest income | $1,016,000 | 8,256 |
| Provision for loan and lease losses | $104,000 | 5,529 |
| Total noninterest income | $90,000 | 8,655 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $67,000 | 7,236 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $23,000 | 8,600 |
| Total noninterest expense | $723,000 | 8,623 |
| Salaries and employee benefits | $406,000 | 8,595 |
| Premises and equipment expense | $30,000 | 9,406 |
| Additional noninterest expense | $287,000 | 7,954 |
| Pre-tax net operating income | $279,000 | 7,515 |
| Securities gains (losses) | $1,000 | 4,410 |
| Applicable income taxes | $75,000 | 6,339 |
| Income before extraordinary items | $205,000 | 7,694 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $205,000 | 7,696 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $104,000 | 3,996 |
| Cash dividends | $122,000 | 5,581 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $204,270 | 7,577 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,841,000 | 8,579 |
| Total interest expense | $802,000 | 8,640 |
| Net interest income | $1,039,000 | 8,405 |
| Provision for loan and lease losses | $120,000 | 4,828 |
| Total noninterest income | $95,000 | 8,666 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $68,000 | 7,238 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $27,000 | 8,667 |
| Total noninterest expense | $701,000 | 8,815 |
| Salaries and employee benefits | $407,000 | 8,716 |
| Premises and equipment expense | $35,000 | 9,610 |
| Additional noninterest expense | $259,000 | 8,269 |
| Pre-tax net operating income | $313,000 | 7,852 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $95,000 | 6,574 |
| Income before extraordinary items | $218,000 | 7,960 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $218,000 | 7,960 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $100,000 | 3,579 |
| Cash dividends | $123,000 | 5,747 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $218,000 | 7,964 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,767,000 | 8,749 |
| Total interest expense | $791,000 | 8,700 |
| Net interest income | $976,000 | 8,682 |
| Provision for loan and lease losses | $114,000 | 4,972 |
| Total noninterest income | $103,000 | 8,774 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $66,000 | 7,449 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $37,000 | 8,550 |
| Total noninterest expense | $683,000 | 9,076 |
| Salaries and employee benefits | $387,000 | 8,957 |
| Premises and equipment expense | $61,000 | 9,406 |
| Additional noninterest expense | $235,000 | 8,699 |
| Pre-tax net operating income | $282,000 | 8,193 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $69,000 | 7,349 |
| Income before extraordinary items | $213,000 | 8,197 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $213,000 | 8,195 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $114,000 | 3,343 |
| Cash dividends | $122,000 | 5,878 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $213,000 | 8,170 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,915,000 | 8,784 |
| Total interest expense | $857,000 | 8,793 |
| Net interest income | $1,058,000 | 8,663 |
| Provision for loan and lease losses | $119,000 | 4,792 |
| Total noninterest income | $95,000 | 9,100 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $64,000 | 7,680 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $31,000 | 8,965 |
| Total noninterest expense | $706,000 | 9,086 |
| Salaries and employee benefits | $394,000 | 9,005 |
| Premises and equipment expense | $51,000 | 9,797 |
| Additional noninterest expense | $261,000 | 8,491 |
| Pre-tax net operating income | $328,000 | 8,235 |
| Securities gains (losses) | $1,000 | 4,151 |
| Applicable income taxes | $102,000 | 7,498 |
| Income before extraordinary items | $227,000 | 8,415 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $227,000 | 8,414 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $119,000 | 3,342 |
| Cash dividends | $122,000 | 6,053 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $226,310 | 8,346 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,036,000 | 8,968 |
| Total interest expense | $947,000 | 8,832 |
| Net interest income | $1,089,000 | 8,966 |
| Provision for loan and lease losses | $93,000 | 5,327 |
| Total noninterest income | $101,000 | 9,396 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $74,000 | 7,783 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $27,000 | 9,482 |
| Total noninterest expense | $692,000 | 9,418 |
| Salaries and employee benefits | $383,000 | 9,368 |
| Premises and equipment expense | $66,000 | 9,815 |
| Additional noninterest expense | $243,000 | 8,929 |
| Pre-tax net operating income | $405,000 | 8,421 |
| Securities gains (losses) | $-1,000 | 9,009 |
| Applicable income taxes | $135,000 | 7,832 |
| Income before extraordinary items | $269,000 | 8,607 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $269,000 | 8,609 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 4,391 |
| Cash dividends | $123,000 | 6,203 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $269,670 | 8,566 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,960,000 | 9,427 |
| Total interest expense | $944,000 | 9,199 |
| Net interest income | $1,016,000 | 9,514 |
| Provision for loan and lease losses | $25,000 | 7,649 |
| Total noninterest income | $94,000 | 9,994 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $64,000 | 8,427 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $30,000 | 9,839 |
| Total noninterest expense | $655,000 | 9,973 |
| Salaries and employee benefits | $369,000 | 9,823 |
| Premises and equipment expense | $64,000 | 10,248 |
| Additional noninterest expense | $222,000 | 9,687 |
| Pre-tax net operating income | $430,000 | 8,336 |
| Securities gains (losses) | $1,000 | 3,760 |
| Applicable income taxes | $132,000 | 8,174 |
| Income before extraordinary items | $299,000 | 8,440 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $299,000 | 8,437 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 6,429 |
| Cash dividends | $123,000 | 6,366 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $298,310 | 8,390 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,929,000 | 9,836 |
| Total interest expense | $904,000 | 9,604 |
| Net interest income | $1,025,000 | 9,875 |
| Provision for loan and lease losses | $93,000 | 4,787 |
| Total noninterest income | $84,000 | 10,651 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $61,000 | 8,893 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $23,000 | 10,706 |
| Total noninterest expense | $591,000 | 10,602 |
| Salaries and employee benefits | $330,000 | 10,498 |
| Premises and equipment expense | $57,000 | 10,880 |
| Additional noninterest expense | $204,000 | 10,364 |
| Pre-tax net operating income | $425,000 | 8,903 |
| Securities gains (losses) | $8,000 | 2,536 |
| Applicable income taxes | $131,000 | 8,602 |
| Income before extraordinary items | $302,000 | 8,921 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $302,000 | 8,925 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $93,000 | 3,914 |
| Cash dividends | $123,000 | 6,449 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $296,400 | 8,945 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,658,000 | 10,427 |
| Total interest expense | $666,000 | 10,278 |
| Net interest income | $992,000 | 10,416 |
| Provision for loan and lease losses | $60,000 | 5,594 |
| Total noninterest income | $87,000 | 11,062 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $62,000 | 9,281 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $25,000 | 11,111 |
| Total noninterest expense | $595,000 | 11,152 |
| Salaries and employee benefits | $306,000 | 11,149 |
| Premises and equipment expense | $45,000 | 11,810 |
| Additional noninterest expense | $244,000 | 10,595 |
| Pre-tax net operating income | $424,000 | 9,165 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $124,000 | 8,842 |
| Income before extraordinary items | $300,000 | 9,150 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $300,000 | 9,152 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 4,795 |
| Cash dividends | $122,000 | 6,502 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $300,000 | 9,213 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,609,000 | 10,979 |
| Total interest expense | $620,000 | 11,025 |
| Net interest income | $989,000 | 10,825 |
| Provision for loan and lease losses | $74,000 | 6,518 |
| Total noninterest income | $90,000 | 11,570 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $63,000 | 9,580 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $27,000 | 11,511 |
| Total noninterest expense | $602,000 | 11,646 |
| Salaries and employee benefits | $313,000 | 11,521 |
| Premises and equipment expense | $52,000 | 12,143 |
| Additional noninterest expense | $237,000 | 11,233 |
| Pre-tax net operating income | $403,000 | 9,388 |
| Securities gains (losses) | $1,000 | 7,052 |
| Applicable income taxes | $118,000 | 9,353 |
| Income before extraordinary items | $286,000 | 9,629 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $286,000 | 9,772 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 5,209 |
| Cash dividends | $123,000 | 6,494 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $285,290 | 9,380 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,666,000 | 11,583 |
| Total interest expense | $776,000 | 11,439 |
| Net interest income | $890,000 | 11,565 |
| Provision for loan and lease losses | $20,000 | 10,574 |
| Total noninterest income | $84,000 | 12,175 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $59,000 | 9,957 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $25,000 | 12,163 |
| Total noninterest expense | $625,000 | 11,915 |
| Salaries and employee benefits | $342,000 | 11,529 |
| Premises and equipment expense | $55,000 | 12,495 |
| Additional noninterest expense | $228,000 | 11,842 |
| Pre-tax net operating income | $329,000 | 9,882 |
| Securities gains (losses) | $3,000 | 7,429 |
| Applicable income taxes | $92,000 | 10,116 |
| Income before extraordinary items | $240,000 | 10,044 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $240,000 | 10,198 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 9,104 |
| Cash dividends | $35,000 | 8,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $237,840 | 9,714 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.