Home > Bank of Bentonville > Assets and Liabilities
Bank of Bentonville, Assets and Liabilities
| 2001-12-31 | Rank | |
| # of Employees: | 212 | 756 |
| Assets and Liabilities | ||
| Total Assets: | $712,714,000 | 717 |
| Cash and due from depository institutions | $29,076,000 | 756 |
| Interest-bearing balances | $1,601,000 | 2,513 |
| Securities | $122,251,000 | 935 |
| Federal funds sold & reverse repurchase agreements | $134,200,000 | 147 |
| Net loans & leases | $402,168,000 | 830 |
| Loan loss allowance | $6,905,000 | 644 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $9,386,000 | 905 |
| Other real estate owned | $1,245,000 | 756 |
| Goodwill and other intangibles | $4,013,000 | 722 |
| All other assets | $10,375,000 | 1,186 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $712,714,000 | 717 |
| Total liabilities | $668,789,000 | 697 |
| Total deposits | $635,933,000 | 613 |
| Interest-bearing deposits | $539,607,000 | 629 |
| Deposits held in domestic offices | $635,933,000 | 610 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,362,000 | 1,601 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $23,450,000 | 1,278 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $5,044,000 | 983 |
| Total equity capital | $43,925,000 | 1,118 |
| Total bank equity capital | $43,925,000 | 1,118 |
| Perpetual preferred stock | $2,240,000 | 63 |
| Common stock | $1,000 | 8,561 |
| Surplus | $15,568,000 | 1,175 |
| Undivided profits | $26,116,000 | 1,095 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,753,000 | 478 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $4,533,000 | 676 |
| Earning assets | $660,220,000 | 713 |
| Long-term assets (5+ years) | $62,442,000 | 1,461 |
| Average Assets, year-to-date | $660,866,200 | 748 |
| Average Assets, quarterly | $702,358,500 | 723 |
| Volatile liabilities | $27,843,000 | 2,885 |
| Insider loans | $5,587,000 | 861 |
| FHLB advances | $23,450,000 | 1,167 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $102,895,000 | 741 |
| Tier 1 (core) risk-based capital | $36,888,000 | 1,234 |
| Tier 2 risk-based capital | $7,499,000 | 576 |
| Total risk weighted assets | $419,081,000 | 829 |
| Total unused commitments | $102,895,000 | 741 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 200 | 793 |
| Assets and Liabilities | ||
| Total Assets: | $657,466,000 | 766 |
| Cash and due from depository institutions | $31,687,000 | 793 |
| Interest-bearing balances | $295,000 | 3,533 |
| Securities | $112,426,000 | 1,005 |
| Federal funds sold & reverse repurchase agreements | $44,725,000 | 294 |
| Net loans & leases | $444,607,000 | 742 |
| Loan loss allowance | $5,467,000 | 764 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $9,764,000 | 813 |
| Other real estate owned | $1,128,000 | 793 |
| Goodwill and other intangibles | $4,694,000 | 624 |
| All other assets | $8,435,000 | 1,158 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $657,466,000 | 766 |
| Total liabilities | $615,463,000 | 739 |
| Total deposits | $586,597,000 | 659 |
| Interest-bearing deposits | $512,533,000 | 657 |
| Deposits held in domestic offices | $586,597,000 | 653 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,896,000 | 2,323 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $23,143,000 | 1,226 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $3,827,000 | 1,202 |
| Total equity capital | $42,003,000 | 1,115 |
| Total bank equity capital | $42,003,000 | 1,115 |
| Perpetual preferred stock | $2,240,000 | 69 |
| Common stock | $1,000 | 8,831 |
| Surplus | $15,567,000 | 1,136 |
| Undivided profits | $24,195,000 | 1,110 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,302,000 | 450 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $4,249,000 | 596 |
| Earning assets | $602,053,000 | 764 |
| Long-term assets (5+ years) | $60,760,000 | 1,394 |
| Average Assets, year-to-date | $626,227,800 | 766 |
| Average Assets, quarterly | $637,233,000 | 780 |
| Volatile liabilities | $34,120,000 | 2,388 |
| Insider loans | $1,826,000 | 2,501 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $108,180,000 | 675 |
| Tier 1 (core) risk-based capital | $35,479,000 | 1,234 |
| Tier 2 risk-based capital | $7,382,210 | 583 |
| Total risk weighted assets | $411,052,210 | 827 |
| Total unused commitments | $108,180,000 | 675 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 214 | 777 |
| Assets and Liabilities | ||
| Total Assets: | $611,086,000 | 810 |
| Cash and due from depository institutions | $19,355,000 | 777 |
| Interest-bearing balances | $648,000 | 2,878 |
| Securities | $157,487,000 | 756 |
| Federal funds sold & reverse repurchase agreements | $13,750,000 | 722 |
| Net loans & leases | $395,974,000 | 808 |
| Loan loss allowance | $4,917,000 | 822 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $10,066,000 | 787 |
| Other real estate owned | $261,000 | 777 |
| Goodwill and other intangibles | $5,381,000 | 606 |
| All other assets | $8,812,000 | 1,108 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $611,086,000 | 810 |
| Total liabilities | $566,832,000 | 801 |
| Total deposits | $534,000,000 | 699 |
| Interest-bearing deposits | $470,664,000 | 692 |
| Deposits held in domestic offices | $534,000,000 | 695 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,522,000 | 2,726 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $26,365,000 | 1,125 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $4,945,000 | 944 |
| Total equity capital | $44,254,000 | 1,016 |
| Total bank equity capital | $44,254,000 | 1,016 |
| Perpetual preferred stock | $6,909,000 | 37 |
| Common stock | $1,000 | 9,132 |
| Surplus | $15,568,000 | 1,121 |
| Undivided profits | $21,776,000 | 1,141 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,197,000 | 444 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $3,665,000 | 592 |
| Earning assets | $567,859,000 | 797 |
| Long-term assets (5+ years) | $61,972,000 | 1,456 |
| Average Assets, year-to-date | $613,151,600 | 776 |
| Average Assets, quarterly | $655,816,500 | 749 |
| Volatile liabilities | $38,557,000 | 2,054 |
| Insider loans | $2,608,000 | 1,788 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $117,670,000 | 663 |
| Tier 1 (core) risk-based capital | $33,794,000 | 1,288 |
| Tier 2 risk-based capital | $11,683,550 | 410 |
| Total risk weighted assets | $381,821,150 | 857 |
| Total unused commitments | $117,670,000 | 663 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 206 | 816 |
| Assets and Liabilities | ||
| Total Assets: | $583,769,000 | 819 |
| Cash and due from depository institutions | $29,088,000 | 816 |
| Interest-bearing balances | $1,495,000 | 2,438 |
| Securities | $164,077,000 | 725 |
| Federal funds sold & reverse repurchase agreements | $40,525,000 | 407 |
| Net loans & leases | $329,629,000 | 880 |
| Loan loss allowance | $4,458,000 | 870 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $7,647,000 | 990 |
| Other real estate owned | $422,000 | 816 |
| Goodwill and other intangibles | $5,590,000 | 544 |
| All other assets | $6,791,000 | 1,206 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $583,769,000 | 819 |
| Total liabilities | $541,925,000 | 799 |
| Total deposits | $503,763,000 | 722 |
| Interest-bearing deposits | $452,620,000 | 699 |
| Deposits held in domestic offices | $503,763,000 | 716 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,323,000 | 1,502 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $28,601,000 | 842 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $5,238,000 | 957 |
| Total equity capital | $41,844,000 | 1,070 |
| Total bank equity capital | $41,844,000 | 1,070 |
| Perpetual preferred stock | $6,918,000 | 36 |
| Common stock | $1,000 | 9,342 |
| Surplus | $15,502,000 | 1,067 |
| Undivided profits | $19,423,000 | 1,340 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,866,000 | 701 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $2,969,000 | 693 |
| Earning assets | $535,726,000 | 817 |
| Long-term assets (5+ years) | $60,145,000 | 1,349 |
| Average Assets, year-to-date | $544,408,000 | 836 |
| Average Assets, quarterly | $559,852,500 | 838 |
| Volatile liabilities | $35,828,000 | 1,853 |
| Insider loans | $5,230,000 | 798 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $76,767,000 | 839 |
| Tier 1 (core) risk-based capital | $29,960,000 | 1,407 |
| Tier 2 risk-based capital | $10,818,960 | 423 |
| Total risk weighted assets | $311,520,060 | 950 |
| Total unused commitments | $76,767,000 | 847 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 181 | 971 |
| Assets and Liabilities | ||
| Total Assets: | $499,957,000 | 957 |
| Cash and due from depository institutions | $7,873,000 | 971 |
| Interest-bearing balances | $231,000 | 3,809 |
| Securities | $122,412,000 | 947 |
| Federal funds sold & reverse repurchase agreements | $24,250,000 | 552 |
| Net loans & leases | $328,029,000 | 917 |
| Loan loss allowance | $4,586,000 | 886 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $5,982,000 | 1,293 |
| Other real estate owned | $459,000 | 971 |
| Goodwill and other intangibles | $4,600,000 | 591 |
| All other assets | $6,352,000 | 1,227 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $499,957,000 | 957 |
| Total liabilities | $456,151,000 | 946 |
| Total deposits | $431,554,000 | 874 |
| Interest-bearing deposits | $392,364,000 | 829 |
| Deposits held in domestic offices | $431,554,000 | 869 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $913,000 | 2,731 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $19,770,000 | 965 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $3,914,000 | 1,208 |
| Total equity capital | $43,806,000 | 1,036 |
| Total bank equity capital | $43,806,000 | 1,036 |
| Perpetual preferred stock | $11,625,000 | 36 |
| Common stock | $1,000 | 9,742 |
| Surplus | $13,727,000 | 1,198 |
| Undivided profits | $18,453,000 | 1,401 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,826,000 | 748 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $3,032,000 | 730 |
| Earning assets | $474,922,000 | 925 |
| Long-term assets (5+ years) | $46,697,000 | 1,456 |
| Average Assets, year-to-date | $487,678,400 | 940 |
| Average Assets, quarterly | $500,474,500 | 946 |
| Volatile liabilities | $56,691,000 | 1,281 |
| Insider loans | $7,775,000 | 510 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $54,539,000 | 1,018 |
| Tier 1 (core) risk-based capital | $27,817,000 | 1,538 |
| Tier 2 risk-based capital | $15,356,830 | 319 |
| Total risk weighted assets | $297,692,330 | 994 |
| Total unused commitments | $54,539,000 | 1,022 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 186 | 999 |
| Assets and Liabilities | ||
| Total Assets: | $484,361,000 | 1,010 |
| Cash and due from depository institutions | $23,727,000 | 999 |
| Interest-bearing balances | $3,344,000 | 1,138 |
| Securities | $128,060,000 | 955 |
| Federal funds sold & reverse repurchase agreements | $13,800,000 | 937 |
| Net loans & leases | $302,277,000 | 1,015 |
| Loan loss allowance | $3,892,000 | 1,080 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $5,489,000 | 1,438 |
| Other real estate owned | $318,000 | 999 |
| Goodwill and other intangibles | $4,724,000 | 562 |
| All other assets | $5,966,000 | 1,386 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $484,361,000 | 1,010 |
| Total liabilities | $443,833,000 | 1,002 |
| Total deposits | $417,457,000 | 937 |
| Interest-bearing deposits | $375,021,000 | 908 |
| Deposits held in domestic offices | $417,457,000 | 930 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $587,000 | 3,128 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $13,404,000 | 1,137 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $12,385,000 | 553 |
| Total equity capital | $40,528,000 | 1,125 |
| Total bank equity capital | $40,528,000 | 1,125 |
| Perpetual preferred stock | $12,134,000 | 36 |
| Common stock | $819,000 | 4,048 |
| Surplus | $12,910,000 | 1,299 |
| Undivided profits | $14,665,000 | 1,750 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,440,000 | 658 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $2,920,000 | 759 |
| Earning assets | $447,481,000 | 1,003 |
| Long-term assets (5+ years) | $42,080,000 | 1,492 |
| Average Assets, year-to-date | $476,434,000 | 990 |
| Average Assets, quarterly | $476,153,000 | 1,019 |
| Volatile liabilities | $38,372,000 | 1,699 |
| Insider loans | $10,377,000 | 414 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $42,587,000 | 1,195 |
| Tier 1 (core) risk-based capital | $23,629,000 | 1,825 |
| Tier 2 risk-based capital | $15,568,840 | 350 |
| Total risk weighted assets | $274,330,040 | 1,088 |
| Total unused commitments | $42,587,000 | 1,200 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 178 | 1,073 |
| Assets and Liabilities | ||
| Total Assets: | $483,427,000 | 1,024 |
| Cash and due from depository institutions | $16,795,000 | 1,073 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $125,059,000 | 1,000 |
| Federal funds sold & reverse repurchase agreements | $45,100,000 | 358 |
| Net loans & leases | $284,826,000 | 1,055 |
| Loan loss allowance | $3,162,000 | 1,299 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $5,436,000 | 1,431 |
| Other real estate owned | $235,000 | 1,073 |
| Goodwill and other intangibles | $14,000 | 2,942 |
| All other assets | $5,962,000 | 1,409 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $483,427,000 | 1,024 |
| Total liabilities | $432,538,000 | 1,030 |
| Total deposits | $388,989,000 | 1,022 |
| Interest-bearing deposits | $353,386,000 | 989 |
| Deposits held in domestic offices | $388,989,000 | 1,011 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $24,184,000 | 738 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $15,564,000 | 956 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $3,801,000 | 1,266 |
| Total equity capital | $50,889,000 | 927 |
| Total bank equity capital | $50,889,000 | 927 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $980,000 | 3,947 |
| Surplus | $5,270,000 | 2,721 |
| Undivided profits | $44,639,000 | 594 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,041,000 | 666 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $2,825,000 | 815 |
| Earning assets | $454,985,000 | 1,001 |
| Long-term assets (5+ years) | $29,840,000 | 1,828 |
| Average Assets, year-to-date | $442,276,200 | 1,081 |
| Average Assets, quarterly | $463,339,500 | 1,053 |
| Volatile liabilities | $60,362,000 | 1,131 |
| Insider loans | $11,747,000 | 400 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $38,996,000 | 1,226 |
| Tier 1 (core) risk-based capital | $50,426,000 | 887 |
| Tier 2 risk-based capital | $3,162,000 | 1,084 |
| Total risk weighted assets | $262,066,300 | 1,131 |
| Total unused commitments | $38,996,000 | 1,235 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 177 | 1,102 |
| Assets and Liabilities | ||
| Total Assets: | $413,335,000 | 1,155 |
| Cash and due from depository institutions | $22,883,000 | 1,102 |
| Interest-bearing balances | $91,000 | 5,835 |
| Securities | $100,085,000 | 1,290 |
| Federal funds sold & reverse repurchase agreements | $8,050,000 | 1,144 |
| Net loans & leases | $271,526,000 | 1,052 |
| Loan loss allowance | $2,846,000 | 1,458 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $5,468,000 | 1,359 |
| Other real estate owned | $17,000 | 1,102 |
| Goodwill and other intangibles | $16,000 | 2,812 |
| All other assets | $5,290,000 | 1,623 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $413,335,000 | 1,155 |
| Total liabilities | $369,772,000 | 1,183 |
| Total deposits | $355,138,000 | 1,085 |
| Interest-bearing deposits | $311,775,000 | 1,066 |
| Deposits held in domestic offices | $355,138,000 | 1,074 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $11,357,000 | 1,158 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $3,277,000 | 1,223 |
| Total equity capital | $43,563,000 | 970 |
| Total bank equity capital | $43,563,000 | 970 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $980,000 | 4,116 |
| Surplus | $5,270,000 | 2,633 |
| Undivided profits | $37,313,000 | 623 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,175,000 | 1,126 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $2,483,000 | 805 |
| Earning assets | $379,752,000 | 1,151 |
| Long-term assets (5+ years) | $37,180,000 | 1,526 |
| Average Assets, year-to-date | $408,384,000 | 1,122 |
| Average Assets, quarterly | $406,117,000 | 1,162 |
| Volatile liabilities | $46,714,000 | 1,311 |
| Insider loans | $8,836,000 | 497 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $114,000 | 1,209 |
| Unused loan commitments | $36,431,000 | 1,244 |
| Tier 1 (core) risk-based capital | $44,070,000 | 948 |
| Tier 2 risk-based capital | $2,846,000 | 1,164 |
| Total risk weighted assets | $245,806,300 | 1,156 |
| Total unused commitments | $36,431,000 | 1,252 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 155 | 1,352 |
| Assets and Liabilities | ||
| Total Assets: | $415,790,000 | 1,149 |
| Cash and due from depository institutions | $12,055,000 | 1,352 |
| Interest-bearing balances | $117,000 | 6,046 |
| Securities | $107,613,000 | 1,280 |
| Federal funds sold & reverse repurchase agreements | $22,900,000 | 606 |
| Net loans & leases | $265,328,000 | 1,060 |
| Loan loss allowance | $2,391,000 | 1,798 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $4,048,000 | 1,788 |
| Other real estate owned | $172,000 | 1,352 |
| Goodwill and other intangibles | $17,000 | 2,756 |
| All other assets | $3,657,000 | 2,035 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $415,790,000 | 1,149 |
| Total liabilities | $377,099,000 | 1,165 |
| Total deposits | $334,945,000 | 1,180 |
| Interest-bearing deposits | $305,001,000 | 1,140 |
| Deposits held in domestic offices | $334,945,000 | 1,169 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $38,960,000 | 544 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $3,194,000 | 1,287 |
| Total equity capital | $38,691,000 | 1,073 |
| Total bank equity capital | $38,691,000 | 1,073 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $980,000 | 4,273 |
| Surplus | $5,270,000 | 2,558 |
| Undivided profits | $32,441,000 | 701 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,631,000 | 1,556 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $1,689,000 | 1,014 |
| Earning assets | $395,958,000 | 1,112 |
| Long-term assets (5+ years) | $42,948,000 | 1,387 |
| Average Assets, year-to-date | $380,253,600 | 1,224 |
| Average Assets, quarterly | $402,002,500 | 1,177 |
| Volatile liabilities | $87,156,000 | 839 |
| Insider loans | $4,181,000 | 979 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $33,222,000 | 143 |
| Unused loan commitments | $37,493,000 | 1,224 |
| Tier 1 (core) risk-based capital | $38,674,000 | 1,044 |
| Tier 2 risk-based capital | $2,391,000 | 1,347 |
| Total risk weighted assets | $231,933,000 | 1,218 |
| Total unused commitments | $37,493,000 | 1,243 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 133 | 1,629 |
| Assets and Liabilities | ||
| Total Assets: | $351,702,000 | 1,410 |
| Cash and due from depository institutions | $14,041,000 | 1,629 |
| Interest-bearing balances | $63,000 | 7,592 |
| Securities | $100,452,000 | 1,346 |
| Federal funds sold & reverse repurchase agreements | $21,400,000 | 793 |
| Net loans & leases | $208,493,000 | 1,389 |
| Loan loss allowance | $2,185,000 | 1,972 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $3,461,000 | 2,135 |
| Other real estate owned | $140,000 | 1,629 |
| Goodwill and other intangibles | $18,000 | 2,769 |
| All other assets | $3,697,000 | 2,104 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $351,702,000 | 1,410 |
| Total liabilities | $318,220,000 | 1,428 |
| Total deposits | $312,305,000 | 1,338 |
| Interest-bearing deposits | $286,013,000 | 1,290 |
| Deposits held in domestic offices | $312,305,000 | 1,329 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $2,549,000 | 1,781 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $3,366,000 | 1,255 |
| Total equity capital | $33,482,000 | 1,164 |
| Total bank equity capital | $33,482,000 | 1,164 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $980,000 | 4,478 |
| Surplus | $5,270,000 | 2,461 |
| Undivided profits | $27,232,000 | 778 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,205,000 | 1,602 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $1,566,000 | 1,229 |
| Earning assets | $330,408,000 | 1,350 |
| Long-term assets (5+ years) | $37,506,000 | 1,525 |
| Average Assets, year-to-date | $325,723,400 | 1,474 |
| Average Assets, quarterly | $339,276,000 | 1,438 |
| Volatile liabilities | $37,847,000 | 1,447 |
| Insider loans | $28,000 | 7,995 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $4,009,000 | 398 |
| Unused loan commitments | $29,184,000 | 1,386 |
| Tier 1 (core) risk-based capital | $33,464,000 | 1,142 |
| Tier 2 risk-based capital | $2,185,000 | 1,468 |
| Total risk weighted assets | $187,676,400 | 1,529 |
| Total unused commitments | $29,184,000 | 1,401 |
| Derivatives | $0 | 651 |