Home > Bank of Belton > Income and Expense
Bank of Belton, Income and Expense
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $542,000 | 6,308 |
| Total interest expense | $31,000 | 6,404 |
| Net interest income | $511,000 | 6,272 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $115,000 | 5,360 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $61,000 | 4,758 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $54,000 | 5,259 |
| Total noninterest expense | $886,000 | 5,521 |
| Salaries and employee benefits | $437,000 | 5,640 |
| Premises and equipment expense | $65,000 | 5,944 |
| Additional noninterest expense | $384,000 | 5,053 |
| Pre-tax net operating income | $-260,000 | 6,426 |
| Securities gains (losses) | $4,000 | 2,221 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $-256,000 | 6,437 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-256,000 | 6,438 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $-256,000 | 6,438 |
| Net charge-offs | $-7,000 | 5,559 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $-260,000 | 6,433 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $268,000 | 6,388 |
| Total interest expense | $16,000 | 6,465 |
| Net interest income | $252,000 | 6,352 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $61,000 | 5,282 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $33,000 | 4,624 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $28,000 | 5,227 |
| Total noninterest expense | $441,000 | 5,594 |
| Salaries and employee benefits | $221,000 | 5,690 |
| Premises and equipment expense | $34,000 | 5,956 |
| Additional noninterest expense | $186,000 | 5,157 |
| Pre-tax net operating income | $-128,000 | 6,476 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $-128,000 | 6,482 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-128,000 | 6,482 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $-128,000 | 6,483 |
| Net charge-offs | $0 | 3,660 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $-128,000 | 6,479 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $1,077,000 | 6,457 |
| Total interest expense | $97,000 | 6,444 |
| Net interest income | $980,000 | 6,430 |
| Provision for loan and lease losses | $164,000 | 3,193 |
| Total noninterest income | $240,000 | 5,416 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $130,000 | 4,817 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $110,000 | 5,286 |
| Total noninterest expense | $1,952,000 | 5,513 |
| Salaries and employee benefits | $927,000 | 5,669 |
| Premises and equipment expense | $167,000 | 5,795 |
| Additional noninterest expense | $858,000 | 4,921 |
| Pre-tax net operating income | $-896,000 | 6,559 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $-896,000 | 6,570 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-896,000 | 6,571 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $-896,000 | 6,571 |
| Net charge-offs | $211,000 | 2,960 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $-896,000 | 6,563 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $808,000 | 6,527 |
| Total interest expense | $78,000 | 6,494 |
| Net interest income | $730,000 | 6,504 |
| Provision for loan and lease losses | $164,000 | 2,844 |
| Total noninterest income | $268,000 | 4,978 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $94,000 | 4,928 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $174,000 | 4,495 |
| Total noninterest expense | $1,416,000 | 5,585 |
| Salaries and employee benefits | $695,000 | 5,695 |
| Premises and equipment expense | $127,000 | 5,822 |
| Additional noninterest expense | $594,000 | 5,108 |
| Pre-tax net operating income | $-582,000 | 6,637 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $-582,000 | 6,656 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $-582,000 | 6,657 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-582,000 | 6,657 |
| Net charge-offs | $213,000 | 2,492 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-582,000 | 6,642 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $532,000 | 6,582 |
| Total interest expense | $55,000 | 6,519 |
| Net interest income | $477,000 | 6,561 |
| Provision for loan and lease losses | $164,000 | 2,348 |
| Total noninterest income | $208,000 | 4,780 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $64,000 | 4,876 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $144,000 | 4,265 |
| Total noninterest expense | $971,000 | 5,569 |
| Salaries and employee benefits | $479,000 | 5,665 |
| Premises and equipment expense | $84,000 | 5,862 |
| Additional noninterest expense | $408,000 | 5,049 |
| Pre-tax net operating income | $-450,000 | 6,668 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $-450,000 | 6,710 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-450,000 | 6,711 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-450,000 | 6,711 |
| Net charge-offs | $209,000 | 2,051 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $-450,000 | 6,686 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $277,000 | 6,631 |
| Total interest expense | $28,000 | 6,603 |
| Net interest income | $249,000 | 6,602 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $66,000 | 5,417 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $33,000 | 4,808 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $33,000 | 5,215 |
| Total noninterest expense | $525,000 | 5,473 |
| Salaries and employee benefits | $257,000 | 5,584 |
| Premises and equipment expense | $42,000 | 5,916 |
| Additional noninterest expense | $226,000 | 4,876 |
| Pre-tax net operating income | $-210,000 | 6,732 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $-210,000 | 6,756 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-210,000 | 6,756 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-210,000 | 6,756 |
| Net charge-offs | $4,000 | 3,745 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $-210,000 | 6,737 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $1,255,000 | 6,642 |
| Total interest expense | $141,000 | 6,655 |
| Net interest income | $1,114,000 | 6,600 |
| Provision for loan and lease losses | $207,000 | 3,893 |
| Total noninterest income | $1,450,000 | 2,666 |
| Gross Fiduciary activities income | $560,000 | 573 |
| Service charges on deposit accounts | $141,000 | 4,877 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $749,000 | 2,788 |
| Total noninterest expense | $2,535,000 | 5,143 |
| Salaries and employee benefits | $1,265,000 | 5,272 |
| Premises and equipment expense | $194,000 | 5,751 |
| Additional noninterest expense | $1,076,000 | 4,615 |
| Pre-tax net operating income | $-178,000 | 6,341 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $-178,000 | 6,451 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-178,000 | 6,445 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-178,000 | 6,447 |
| Net charge-offs | $201,000 | 3,759 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-178,000 | 6,358 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $968,000 | 6,719 |
| Total interest expense | $108,000 | 6,767 |
| Net interest income | $860,000 | 6,672 |
| Provision for loan and lease losses | $207,000 | 3,482 |
| Total noninterest income | $1,425,000 | 2,257 |
| Gross Fiduciary activities income | $560,000 | 517 |
| Service charges on deposit accounts | $104,000 | 4,981 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $761,000 | 2,337 |
| Total noninterest expense | $2,067,000 | 4,979 |
| Salaries and employee benefits | $1,064,000 | 5,013 |
| Premises and equipment expense | $155,000 | 5,728 |
| Additional noninterest expense | $848,000 | 4,532 |
| Pre-tax net operating income | $11,000 | 6,244 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $11,000 | 6,379 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $11,000 | 6,378 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $11,000 | 6,378 |
| Net charge-offs | $237,000 | 3,101 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $11,000 | 6,249 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $658,000 | 6,756 |
| Total interest expense | $73,000 | 6,838 |
| Net interest income | $585,000 | 6,710 |
| Provision for loan and lease losses | $208,000 | 2,936 |
| Total noninterest income | $625,000 | 2,866 |
| Gross Fiduciary activities income | $482,000 | 459 |
| Service charges on deposit accounts | $70,000 | 4,975 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $73,000 | 5,052 |
| Total noninterest expense | $1,483,000 | 4,837 |
| Salaries and employee benefits | $781,000 | 4,805 |
| Premises and equipment expense | $103,000 | 5,748 |
| Additional noninterest expense | $599,000 | 4,394 |
| Pre-tax net operating income | $-481,000 | 6,809 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $36,000 | 3,728 |
| Income before extraordinary items | $-517,000 | 6,872 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-517,000 | 6,872 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-517,000 | 6,873 |
| Net charge-offs | $236,000 | 2,566 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-517,000 | 6,836 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $338,000 | 6,786 |
| Total interest expense | $38,000 | 6,894 |
| Net interest income | $300,000 | 6,726 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $370,000 | 2,596 |
| Gross Fiduciary activities income | $252,000 | 446 |
| Service charges on deposit accounts | $36,000 | 4,904 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $82,000 | 4,000 |
| Total noninterest expense | $812,000 | 4,619 |
| Salaries and employee benefits | $435,000 | 4,556 |
| Premises and equipment expense | $46,000 | 5,985 |
| Additional noninterest expense | $331,000 | 4,132 |
| Pre-tax net operating income | $-142,000 | 6,790 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $28,000 | 3,471 |
| Income before extraordinary items | $-170,000 | 6,885 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-170,000 | 6,886 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-170,000 | 6,886 |
| Net charge-offs | $-2,000 | 6,038 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-170,000 | 6,845 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $1,530,000 | 6,745 |
| Total interest expense | $195,000 | 6,920 |
| Net interest income | $1,335,000 | 6,652 |
| Provision for loan and lease losses | $45,000 | 5,911 |
| Total noninterest income | $1,322,000 | 2,633 |
| Gross Fiduciary activities income | $1,039,000 | 391 |
| Service charges on deposit accounts | $151,000 | 4,879 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $132,000 | 5,010 |
| Total noninterest expense | $3,001,000 | 4,880 |
| Salaries and employee benefits | $1,533,000 | 4,909 |
| Premises and equipment expense | $230,000 | 5,775 |
| Additional noninterest expense | $1,238,000 | 4,369 |
| Pre-tax net operating income | $-389,000 | 6,347 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $58,000 | 3,685 |
| Income before extraordinary items | $-447,000 | 6,456 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-447,000 | 6,458 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-447,000 | 6,457 |
| Net charge-offs | $132,000 | 4,733 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-447,000 | 6,416 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,183,000 | 6,779 |
| Total interest expense | $149,000 | 7,003 |
| Net interest income | $1,034,000 | 6,677 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $1,005,000 | 2,616 |
| Gross Fiduciary activities income | $797,000 | 383 |
| Service charges on deposit accounts | $112,000 | 4,925 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $96,000 | 5,141 |
| Total noninterest expense | $2,221,000 | 4,922 |
| Salaries and employee benefits | $1,169,000 | 4,856 |
| Premises and equipment expense | $171,000 | 5,826 |
| Additional noninterest expense | $881,000 | 4,517 |
| Pre-tax net operating income | $-182,000 | 6,371 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $41,000 | 3,724 |
| Income before extraordinary items | $-223,000 | 6,526 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-223,000 | 6,527 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-223,000 | 6,527 |
| Net charge-offs | $116,000 | 4,285 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-223,000 | 6,461 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $808,000 | 6,825 |
| Total interest expense | $101,000 | 7,076 |
| Net interest income | $707,000 | 6,710 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $681,000 | 2,589 |
| Gross Fiduciary activities income | $546,000 | 385 |
| Service charges on deposit accounts | $74,000 | 4,935 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $61,000 | 5,244 |
| Total noninterest expense | $1,485,000 | 4,973 |
| Salaries and employee benefits | $763,000 | 4,950 |
| Premises and equipment expense | $110,000 | 5,921 |
| Additional noninterest expense | $612,000 | 4,474 |
| Pre-tax net operating income | $-97,000 | 6,425 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $27,000 | 3,694 |
| Income before extraordinary items | $-124,000 | 6,537 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-124,000 | 6,537 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-124,000 | 6,537 |
| Net charge-offs | $27,000 | 4,894 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-124,000 | 6,504 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $424,000 | 6,821 |
| Total interest expense | $50,000 | 7,171 |
| Net interest income | $374,000 | 6,658 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $394,000 | 2,368 |
| Gross Fiduciary activities income | $330,000 | 348 |
| Service charges on deposit accounts | $38,000 | 4,845 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $26,000 | 5,544 |
| Total noninterest expense | $780,000 | 4,863 |
| Salaries and employee benefits | $414,000 | 4,771 |
| Premises and equipment expense | $55,000 | 5,982 |
| Additional noninterest expense | $311,000 | 4,430 |
| Pre-tax net operating income | $-12,000 | 6,404 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $21,000 | 3,412 |
| Income before extraordinary items | $-33,000 | 6,537 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-33,000 | 6,537 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-33,000 | 6,537 |
| Net charge-offs | $24,000 | 3,913 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-33,000 | 6,528 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $1,890,000 | 6,786 |
| Total interest expense | $278,000 | 7,124 |
| Net interest income | $1,612,000 | 6,624 |
| Provision for loan and lease losses | $520,000 | 4,055 |
| Total noninterest income | $864,000 | 3,489 |
| Gross Fiduciary activities income | $1,014,000 | 395 |
| Service charges on deposit accounts | $173,000 | 4,670 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-323,000 | 7,352 |
| Total noninterest expense | $3,043,000 | 4,986 |
| Salaries and employee benefits | $1,744,000 | 4,615 |
| Premises and equipment expense | $220,000 | 6,040 |
| Additional noninterest expense | $1,079,000 | 4,896 |
| Pre-tax net operating income | $-1,087,000 | 6,523 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $44,000 | 3,695 |
| Income before extraordinary items | $-1,131,000 | 6,634 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,131,000 | 6,635 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-1,131,000 | 6,635 |
| Net charge-offs | $584,000 | 3,441 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-1,131,000 | 6,606 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $1,452,000 | 6,865 |
| Total interest expense | $222,000 | 7,200 |
| Net interest income | $1,230,000 | 6,687 |
| Provision for loan and lease losses | $520,000 | 3,480 |
| Total noninterest income | $802,000 | 3,149 |
| Gross Fiduciary activities income | $750,000 | 397 |
| Service charges on deposit accounts | $133,000 | 4,709 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-81,000 | 7,375 |
| Total noninterest expense | $2,299,000 | 4,982 |
| Salaries and employee benefits | $1,380,000 | 4,489 |
| Premises and equipment expense | $172,000 | 6,015 |
| Additional noninterest expense | $747,000 | 5,093 |
| Pre-tax net operating income | $-787,000 | 6,689 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $23,000 | 3,935 |
| Income before extraordinary items | $-810,000 | 6,828 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-810,000 | 6,827 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-810,000 | 6,828 |
| Net charge-offs | $157,000 | 4,464 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-810,000 | 6,770 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $947,000 | 6,951 |
| Total interest expense | $158,000 | 7,227 |
| Net interest income | $789,000 | 6,778 |
| Provision for loan and lease losses | $30,000 | 6,130 |
| Total noninterest income | $662,000 | 2,684 |
| Gross Fiduciary activities income | $511,000 | 396 |
| Service charges on deposit accounts | $92,000 | 4,638 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $59,000 | 5,402 |
| Total noninterest expense | $1,624,000 | 4,821 |
| Salaries and employee benefits | $960,000 | 4,413 |
| Premises and equipment expense | $118,000 | 5,982 |
| Additional noninterest expense | $546,000 | 4,848 |
| Pre-tax net operating income | $-203,000 | 6,437 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $9,000 | 4,121 |
| Income before extraordinary items | $-212,000 | 6,580 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-212,000 | 6,582 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-212,000 | 6,581 |
| Net charge-offs | $100,000 | 4,255 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-212,000 | 6,527 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $477,000 | 7,025 |
| Total interest expense | $84,000 | 7,296 |
| Net interest income | $393,000 | 6,848 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $345,000 | 2,610 |
| Gross Fiduciary activities income | $280,000 | 374 |
| Service charges on deposit accounts | $46,000 | 4,630 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $19,000 | 5,996 |
| Total noninterest expense | $800,000 | 4,920 |
| Salaries and employee benefits | $460,000 | 4,583 |
| Premises and equipment expense | $60,000 | 6,053 |
| Additional noninterest expense | $280,000 | 4,785 |
| Pre-tax net operating income | $-62,000 | 6,545 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $19,000 | 3,480 |
| Income before extraordinary items | $-81,000 | 6,702 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-81,000 | 6,703 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-81,000 | 6,702 |
| Net charge-offs | $54,000 | 3,654 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-81,000 | 6,633 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $2,235,000 | 6,891 |
| Total interest expense | $432,000 | 7,281 |
| Net interest income | $1,803,000 | 6,563 |
| Provision for loan and lease losses | $318,000 | 5,188 |
| Total noninterest income | $1,117,000 | 3,127 |
| Gross Fiduciary activities income | $967,000 | 392 |
| Service charges on deposit accounts | $190,000 | 4,739 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-40,000 | 7,524 |
| Total noninterest expense | $3,335,000 | 4,872 |
| Salaries and employee benefits | $1,960,000 | 4,421 |
| Premises and equipment expense | $252,000 | 6,046 |
| Additional noninterest expense | $1,123,000 | 4,914 |
| Pre-tax net operating income | $-733,000 | 6,135 |
| Securities gains (losses) | $133,000 | 1,884 |
| Applicable income taxes | $-262,000 | 6,832 |
| Income before extraordinary items | $-338,000 | 5,960 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-338,000 | 5,959 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-338,000 | 5,959 |
| Net charge-offs | $222,000 | 4,871 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-423,120 | 6,029 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,736,000 | 6,908 |
| Total interest expense | $339,000 | 7,339 |
| Net interest income | $1,397,000 | 6,532 |
| Provision for loan and lease losses | $218,000 | 5,054 |
| Total noninterest income | $960,000 | 2,897 |
| Gross Fiduciary activities income | $696,000 | 400 |
| Service charges on deposit accounts | $144,000 | 4,751 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $120,000 | 5,129 |
| Total noninterest expense | $2,576,000 | 4,780 |
| Salaries and employee benefits | $1,495,000 | 4,398 |
| Premises and equipment expense | $188,000 | 6,103 |
| Additional noninterest expense | $893,000 | 4,744 |
| Pre-tax net operating income | $-437,000 | 6,273 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $-244,000 | 7,146 |
| Income before extraordinary items | $-193,000 | 6,111 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-193,000 | 6,112 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-193,000 | 6,111 |
| Net charge-offs | $9,000 | 6,555 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-193,000 | 6,085 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,178,000 | 6,950 |
| Total interest expense | $232,000 | 7,415 |
| Net interest income | $946,000 | 6,519 |
| Provision for loan and lease losses | $218,000 | 4,217 |
| Total noninterest income | $630,000 | 2,943 |
| Gross Fiduciary activities income | $462,000 | 406 |
| Service charges on deposit accounts | $96,000 | 4,745 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $72,000 | 5,325 |
| Total noninterest expense | $1,746,000 | 4,781 |
| Salaries and employee benefits | $1,008,000 | 4,411 |
| Premises and equipment expense | $120,000 | 6,240 |
| Additional noninterest expense | $618,000 | 4,640 |
| Pre-tax net operating income | $-388,000 | 6,528 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-131,000 | 7,215 |
| Income before extraordinary items | $-257,000 | 6,484 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-257,000 | 6,483 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-257,000 | 6,483 |
| Net charge-offs | $6,000 | 6,180 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-257,000 | 6,471 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $565,000 | 7,067 |
| Total interest expense | $121,000 | 7,457 |
| Net interest income | $444,000 | 6,656 |
| Provision for loan and lease losses | $122,000 | 3,574 |
| Total noninterest income | $344,000 | 2,762 |
| Gross Fiduciary activities income | $242,000 | 391 |
| Service charges on deposit accounts | $48,000 | 4,692 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $54,000 | 4,691 |
| Total noninterest expense | $910,000 | 4,580 |
| Salaries and employee benefits | $525,000 | 4,314 |
| Premises and equipment expense | $32,000 | 7,281 |
| Additional noninterest expense | $353,000 | 3,927 |
| Pre-tax net operating income | $-244,000 | 6,967 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-83,000 | 7,523 |
| Income before extraordinary items | $-161,000 | 6,965 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-161,000 | 6,966 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-161,000 | 6,966 |
| Net charge-offs | $6,000 | 5,032 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-161,000 | 6,891 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $2,715,000 | 6,808 |
| Total interest expense | $729,000 | 7,265 |
| Net interest income | $1,986,000 | 6,426 |
| Provision for loan and lease losses | $358,000 | 4,321 |
| Total noninterest income | $1,531,000 | 2,590 |
| Gross Fiduciary activities income | $1,006,000 | 408 |
| Service charges on deposit accounts | $233,000 | 4,506 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $292,000 | 4,153 |
| Total noninterest expense | $3,563,000 | 4,577 |
| Salaries and employee benefits | $1,896,000 | 4,640 |
| Premises and equipment expense | $287,000 | 5,911 |
| Additional noninterest expense | $1,380,000 | 3,848 |
| Pre-tax net operating income | $-404,000 | 6,710 |
| Securities gains (losses) | $78,000 | 1,308 |
| Applicable income taxes | $-62,000 | 6,992 |
| Income before extraordinary items | $-264,000 | 6,540 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-264,000 | 6,540 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $681,000 | 2,402 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-327,180 | 6,740 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $2,109,000 | 6,818 |
| Total interest expense | $571,000 | 7,323 |
| Net interest income | $1,538,000 | 6,416 |
| Provision for loan and lease losses | $358,000 | 3,268 |
| Total noninterest income | $1,142,000 | 2,666 |
| Gross Fiduciary activities income | $742,000 | 416 |
| Service charges on deposit accounts | $178,000 | 4,497 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $222,000 | 4,230 |
| Total noninterest expense | $2,701,000 | 4,533 |
| Salaries and employee benefits | $1,438,000 | 4,615 |
| Premises and equipment expense | $274,000 | 5,349 |
| Additional noninterest expense | $989,000 | 3,900 |
| Pre-tax net operating income | $-379,000 | 7,173 |
| Securities gains (losses) | $65,000 | 1,251 |
| Applicable income taxes | $-78,000 | 7,503 |
| Income before extraordinary items | $-236,000 | 6,947 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-236,000 | 6,945 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $651,000 | 1,678 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-284,750 | 7,158 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,467,000 | 6,792 |
| Total interest expense | $404,000 | 7,355 |
| Net interest income | $1,063,000 | 6,348 |
| Provision for loan and lease losses | $181,000 | 3,303 |
| Total noninterest income | $823,000 | 2,572 |
| Gross Fiduciary activities income | $514,000 | 416 |
| Service charges on deposit accounts | $119,000 | 4,497 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $190,000 | 3,864 |
| Total noninterest expense | $1,804,000 | 4,562 |
| Salaries and employee benefits | $948,000 | 4,700 |
| Premises and equipment expense | $191,000 | 5,265 |
| Additional noninterest expense | $665,000 | 3,859 |
| Pre-tax net operating income | $-99,000 | 7,189 |
| Securities gains (losses) | $65,000 | 1,253 |
| Applicable income taxes | $3,000 | 5,335 |
| Income before extraordinary items | $-37,000 | 7,126 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-37,000 | 7,125 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $327,000 | 1,707 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-102,000 | 7,227 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $798,000 | 6,710 |
| Total interest expense | $215,000 | 7,383 |
| Net interest income | $583,000 | 6,170 |
| Provision for loan and lease losses | $181,000 | 1,925 |
| Total noninterest income | $523,000 | 2,176 |
| Gross Fiduciary activities income | $288,000 | 391 |
| Service charges on deposit accounts | $56,000 | 4,576 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $179,000 | 2,736 |
| Total noninterest expense | $881,000 | 4,646 |
| Salaries and employee benefits | $463,000 | 4,799 |
| Premises and equipment expense | $100,000 | 5,157 |
| Additional noninterest expense | $318,000 | 3,944 |
| Pre-tax net operating income | $44,000 | 6,683 |
| Securities gains (losses) | $65,000 | 939 |
| Applicable income taxes | $45,000 | 3,671 |
| Income before extraordinary items | $64,000 | 6,357 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $64,000 | 6,358 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $324,000 | 923 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $22,400 | 6,900 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $3,479,000 | 6,531 |
| Total interest expense | $1,191,000 | 6,886 |
| Net interest income | $2,288,000 | 6,182 |
| Provision for loan and lease losses | $289,000 | 3,270 |
| Total noninterest income | $1,181,000 | 3,172 |
| Gross Fiduciary activities income | $851,000 | 464 |
| Service charges on deposit accounts | $241,000 | 4,531 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $89,000 | 6,391 |
| Total noninterest expense | $3,445,000 | 4,578 |
| Salaries and employee benefits | $1,829,000 | 4,697 |
| Premises and equipment expense | $329,000 | 5,558 |
| Additional noninterest expense | $1,287,000 | 3,873 |
| Pre-tax net operating income | $-265,000 | 7,692 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-33,000 | 7,890 |
| Income before extraordinary items | $-232,000 | 7,729 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-232,000 | 7,727 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $710,000 | 1,320 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-232,000 | 7,710 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $2,689,000 | 6,506 |
| Total interest expense | $940,000 | 6,810 |
| Net interest income | $1,749,000 | 6,181 |
| Provision for loan and lease losses | $289,000 | 2,375 |
| Total noninterest income | $857,000 | 3,244 |
| Gross Fiduciary activities income | $632,000 | 462 |
| Service charges on deposit accounts | $177,000 | 4,601 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $48,000 | 6,845 |
| Total noninterest expense | $2,553,000 | 4,592 |
| Salaries and employee benefits | $1,388,000 | 4,613 |
| Premises and equipment expense | $243,000 | 5,578 |
| Additional noninterest expense | $922,000 | 3,942 |
| Pre-tax net operating income | $-236,000 | 7,920 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $7,000 | 5,819 |
| Income before extraordinary items | $-243,000 | 7,967 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-243,000 | 7,963 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $713,000 | 829 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $-243,000 | 7,949 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,783,000 | 6,557 |
| Total interest expense | $653,000 | 6,753 |
| Net interest income | $1,130,000 | 6,300 |
| Provision for loan and lease losses | $214,000 | 2,058 |
| Total noninterest income | $584,000 | 3,211 |
| Gross Fiduciary activities income | $409,000 | 478 |
| Service charges on deposit accounts | $112,000 | 4,712 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $63,000 | 5,922 |
| Total noninterest expense | $1,632,000 | 4,749 |
| Salaries and employee benefits | $921,000 | 4,677 |
| Premises and equipment expense | $156,000 | 5,705 |
| Additional noninterest expense | $555,000 | 4,247 |
| Pre-tax net operating income | $-132,000 | 8,021 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $-20,000 | 8,201 |
| Income before extraordinary items | $-112,000 | 8,021 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-112,000 | 8,020 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $687,000 | 582 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $-112,000 | 8,014 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $901,000 | 6,554 |
| Total interest expense | $336,000 | 6,731 |
| Net interest income | $565,000 | 6,319 |
| Provision for loan and lease losses | $75,000 | 2,404 |
| Total noninterest income | $312,000 | 3,035 |
| Gross Fiduciary activities income | $220,000 | 459 |
| Service charges on deposit accounts | $51,000 | 4,837 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $41,000 | 5,473 |
| Total noninterest expense | $786,000 | 4,848 |
| Salaries and employee benefits | $447,000 | 4,805 |
| Premises and equipment expense | $78,000 | 5,747 |
| Additional noninterest expense | $261,000 | 4,396 |
| Pre-tax net operating income | $16,000 | 7,691 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $10,000 | 5,322 |
| Income before extraordinary items | $6,000 | 7,794 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $6,000 | 7,793 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $224,000 | 679 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $6,000 | 7,773 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $4,635,000 | 5,760 |
| Total interest expense | $1,413,000 | 6,244 |
| Net interest income | $3,222,000 | 5,321 |
| Provision for loan and lease losses | $1,357,000 | 769 |
| Total noninterest income | $1,021,000 | 3,500 |
| Gross Fiduciary activities income | $694,000 | 503 |
| Service charges on deposit accounts | $228,000 | 4,710 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $99,000 | 6,345 |
| Total noninterest expense | $3,574,000 | 4,340 |
| Salaries and employee benefits | $1,997,000 | 4,268 |
| Premises and equipment expense | $386,000 | 5,042 |
| Additional noninterest expense | $1,191,000 | 3,961 |
| Pre-tax net operating income | $-688,000 | 8,335 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $-197,000 | 8,449 |
| Income before extraordinary items | $-491,000 | 8,289 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-491,000 | 8,288 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $301,000 | 1,665 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $-491,000 | 8,286 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $3,544,000 | 5,711 |
| Total interest expense | $1,091,000 | 6,137 |
| Net interest income | $2,453,000 | 5,317 |
| Provision for loan and lease losses | $1,286,000 | 612 |
| Total noninterest income | $725,000 | 3,638 |
| Gross Fiduciary activities income | $493,000 | 517 |
| Service charges on deposit accounts | $170,000 | 4,767 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $62,000 | 6,626 |
| Total noninterest expense | $2,674,000 | 4,322 |
| Salaries and employee benefits | $1,520,000 | 4,199 |
| Premises and equipment expense | $309,000 | 4,829 |
| Additional noninterest expense | $845,000 | 4,108 |
| Pre-tax net operating income | $-782,000 | 8,526 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $-226,000 | 8,635 |
| Income before extraordinary items | $-556,000 | 8,491 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-556,000 | 8,491 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $266,000 | 1,257 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $-556,000 | 8,481 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,362,000 | 5,692 |
| Total interest expense | $716,000 | 6,088 |
| Net interest income | $1,646,000 | 5,326 |
| Provision for loan and lease losses | $1,286,000 | 400 |
| Total noninterest income | $499,000 | 3,537 |
| Gross Fiduciary activities income | $338,000 | 511 |
| Service charges on deposit accounts | $111,000 | 4,779 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $50,000 | 6,377 |
| Total noninterest expense | $1,861,000 | 4,204 |
| Salaries and employee benefits | $1,031,000 | 4,180 |
| Premises and equipment expense | $215,000 | 4,718 |
| Additional noninterest expense | $615,000 | 3,834 |
| Pre-tax net operating income | $-1,002,000 | 8,689 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $16,000 | 5,921 |
| Income before extraordinary items | $-1,018,000 | 8,709 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,018,000 | 8,709 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $461,000 | 606 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $-1,018,000 | 8,699 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,126,000 | 5,784 |
| Total interest expense | $357,000 | 5,989 |
| Net interest income | $769,000 | 5,525 |
| Provision for loan and lease losses | $30,000 | 3,822 |
| Total noninterest income | $245,000 | 3,515 |
| Gross Fiduciary activities income | $157,000 | 547 |
| Service charges on deposit accounts | $57,000 | 4,646 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $31,000 | 6,011 |
| Total noninterest expense | $940,000 | 4,183 |
| Salaries and employee benefits | $523,000 | 4,167 |
| Premises and equipment expense | $120,000 | 4,409 |
| Additional noninterest expense | $297,000 | 3,932 |
| Pre-tax net operating income | $44,000 | 7,767 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $21,000 | 5,307 |
| Income before extraordinary items | $23,000 | 7,941 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $23,000 | 7,941 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $23,000 | 7,936 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $3,270,000 | 6,371 |
| Total interest expense | $721,000 | 6,976 |
| Net interest income | $2,549,000 | 5,992 |
| Provision for loan and lease losses | $20,000 | 6,489 |
| Total noninterest income | $1,002,000 | 3,564 |
| Gross Fiduciary activities income | $596,000 | 541 |
| Service charges on deposit accounts | $235,000 | 4,705 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $171,000 | 5,487 |
| Total noninterest expense | $3,348,000 | 4,448 |
| Salaries and employee benefits | $1,937,000 | 4,216 |
| Premises and equipment expense | $437,000 | 4,594 |
| Additional noninterest expense | $974,000 | 4,504 |
| Pre-tax net operating income | $183,000 | 7,750 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $64,000 | 5,696 |
| Income before extraordinary items | $119,000 | 7,902 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $119,000 | 7,902 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 4,162 |
| Cash dividends | $20,000 | 5,946 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $119,000 | 7,868 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,269,000 | 6,572 |
| Total interest expense | $421,000 | 7,387 |
| Net interest income | $1,848,000 | 6,115 |
| Provision for loan and lease losses | $10,000 | 6,490 |
| Total noninterest income | $756,000 | 3,545 |
| Gross Fiduciary activities income | $474,000 | 512 |
| Service charges on deposit accounts | $170,000 | 4,817 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $112,000 | 5,746 |
| Total noninterest expense | $2,500,000 | 4,424 |
| Salaries and employee benefits | $1,422,000 | 4,262 |
| Premises and equipment expense | $324,000 | 4,593 |
| Additional noninterest expense | $754,000 | 4,382 |
| Pre-tax net operating income | $94,000 | 8,042 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $28,000 | 6,119 |
| Income before extraordinary items | $66,000 | 8,126 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $66,000 | 8,125 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 3,419 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $66,000 | 8,092 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,402,000 | 6,714 |
| Total interest expense | $227,000 | 7,658 |
| Net interest income | $1,175,000 | 6,244 |
| Provision for loan and lease losses | $10,000 | 6,110 |
| Total noninterest income | $478,000 | 3,632 |
| Gross Fiduciary activities income | $299,000 | 538 |
| Service charges on deposit accounts | $109,000 | 4,862 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $70,000 | 5,870 |
| Total noninterest expense | $1,713,000 | 4,315 |
| Salaries and employee benefits | $967,000 | 4,172 |
| Premises and equipment expense | $229,000 | 4,396 |
| Additional noninterest expense | $517,000 | 4,259 |
| Pre-tax net operating income | $-70,000 | 8,448 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $13,000 | 6,301 |
| Income before extraordinary items | $-83,000 | 8,501 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-83,000 | 8,501 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 2,762 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $-83,000 | 8,476 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $652,000 | 6,920 |
| Total interest expense | $91,000 | 7,948 |
| Net interest income | $561,000 | 6,404 |
| Provision for loan and lease losses | $10,000 | 5,373 |
| Total noninterest income | $257,000 | 3,399 |
| Gross Fiduciary activities income | $155,000 | 530 |
| Service charges on deposit accounts | $53,000 | 4,860 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $49,000 | 5,227 |
| Total noninterest expense | $835,000 | 4,421 |
| Salaries and employee benefits | $446,000 | 4,475 |
| Premises and equipment expense | $152,000 | 3,614 |
| Additional noninterest expense | $237,000 | 4,538 |
| Pre-tax net operating income | $-27,000 | 8,524 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $9,000 | 6,134 |
| Income before extraordinary items | $-36,000 | 8,564 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $-36,000 | 8,564 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 1,757 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $-36,000 | 8,539 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,239,000 | 7,146 |
| Total interest expense | $379,000 | 7,771 |
| Net interest income | $1,860,000 | 6,822 |
| Provision for loan and lease losses | $10,000 | 7,024 |
| Total noninterest income | $1,187,000 | 3,152 |
| Gross Fiduciary activities income | $568,000 | 525 |
| Service charges on deposit accounts | $249,000 | 4,759 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $370,000 | 3,858 |
| Total noninterest expense | $3,548,000 | 4,130 |
| Salaries and employee benefits | $1,944,000 | 4,091 |
| Premises and equipment expense | $490,000 | 4,151 |
| Additional noninterest expense | $1,114,000 | 3,983 |
| Pre-tax net operating income | $-511,000 | 8,667 |
| Securities gains (losses) | $-2,000 | 7,892 |
| Applicable income taxes | $-130,000 | 8,766 |
| Income before extraordinary items | $-383,000 | 8,666 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-383,000 | 8,668 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $94,000 | 3,728 |
| Cash dividends | $32,000 | 5,968 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $-381,500 | 8,636 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,660,000 | 7,180 |
| Total interest expense | $296,000 | 7,723 |
| Net interest income | $1,364,000 | 6,891 |
| Provision for loan and lease losses | $10,000 | 6,700 |
| Total noninterest income | $919,000 | 3,110 |
| Gross Fiduciary activities income | $383,000 | 566 |
| Service charges on deposit accounts | $189,000 | 4,776 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $347,000 | 3,451 |
| Total noninterest expense | $2,589,000 | 4,194 |
| Salaries and employee benefits | $1,446,000 | 4,076 |
| Premises and equipment expense | $368,000 | 4,133 |
| Additional noninterest expense | $775,000 | 4,178 |
| Pre-tax net operating income | $-316,000 | 8,700 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $9,000 | 6,807 |
| Income before extraordinary items | $-325,000 | 8,744 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $-325,000 | 8,746 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $95,000 | 2,887 |
| Cash dividends | $32,000 | 5,139 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $-325,000 | 8,721 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,093,000 | 7,257 |
| Total interest expense | $203,000 | 7,744 |
| Net interest income | $890,000 | 6,974 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $660,000 | 2,961 |
| Gross Fiduciary activities income | $257,000 | 568 |
| Service charges on deposit accounts | $124,000 | 4,796 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $279,000 | 3,116 |
| Total noninterest expense | $1,693,000 | 4,279 |
| Salaries and employee benefits | $942,000 | 4,160 |
| Premises and equipment expense | $242,000 | 4,170 |
| Additional noninterest expense | $509,000 | 4,260 |
| Pre-tax net operating income | $-143,000 | 8,723 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $3,000 | 6,985 |
| Income before extraordinary items | $-146,000 | 8,750 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-146,000 | 8,752 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $79,000 | 2,468 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $-146,000 | 8,724 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $559,000 | 7,252 |
| Total interest expense | $106,000 | 7,744 |
| Net interest income | $453,000 | 6,958 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $274,000 | 3,303 |
| Gross Fiduciary activities income | $135,000 | 553 |
| Service charges on deposit accounts | $64,000 | 4,635 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $75,000 | 4,300 |
| Total noninterest expense | $907,000 | 4,066 |
| Salaries and employee benefits | $498,000 | 4,016 |
| Premises and equipment expense | $125,000 | 4,106 |
| Additional noninterest expense | $284,000 | 3,905 |
| Pre-tax net operating income | $-180,000 | 8,890 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $-180,000 | 8,929 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-180,000 | 8,929 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 1,522 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $-180,000 | 8,897 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,499,000 | 7,034 |
| Total interest expense | $538,000 | 7,616 |
| Net interest income | $1,961,000 | 6,649 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $1,216,000 | 3,272 |
| Gross Fiduciary activities income | $470,000 | 584 |
| Service charges on deposit accounts | $237,000 | 4,873 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $509,000 | 3,549 |
| Total noninterest expense | $3,130,000 | 4,476 |
| Salaries and employee benefits | $1,773,000 | 4,309 |
| Premises and equipment expense | $432,000 | 4,492 |
| Additional noninterest expense | $925,000 | 4,531 |
| Pre-tax net operating income | $47,000 | 8,396 |
| Securities gains (losses) | $-9,000 | 8,769 |
| Applicable income taxes | $20,000 | 6,788 |
| Income before extraordinary items | $18,000 | 8,573 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $18,000 | 8,576 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 6,883 |
| Cash dividends | $100,000 | 5,525 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $23,760 | 8,464 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,927,000 | 7,048 |
| Total interest expense | $428,000 | 7,652 |
| Net interest income | $1,499,000 | 6,639 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $906,000 | 3,350 |
| Gross Fiduciary activities income | $364,000 | 575 |
| Service charges on deposit accounts | $177,000 | 4,913 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $365,000 | 3,704 |
| Total noninterest expense | $2,354,000 | 4,460 |
| Salaries and employee benefits | $1,339,000 | 4,281 |
| Premises and equipment expense | $304,000 | 4,671 |
| Additional noninterest expense | $711,000 | 4,425 |
| Pre-tax net operating income | $51,000 | 8,449 |
| Securities gains (losses) | $-38,000 | 9,060 |
| Applicable income taxes | $8,000 | 7,139 |
| Income before extraordinary items | $5,000 | 8,701 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $5,000 | 8,702 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 6,480 |
| Cash dividends | $28,000 | 5,295 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $29,320 | 8,516 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,301,000 | 7,063 |
| Total interest expense | $309,000 | 7,595 |
| Net interest income | $992,000 | 6,663 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $670,000 | 3,105 |
| Gross Fiduciary activities income | $239,000 | 589 |
| Service charges on deposit accounts | $116,000 | 4,923 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $315,000 | 3,201 |
| Total noninterest expense | $1,540,000 | 4,502 |
| Salaries and employee benefits | $861,000 | 4,387 |
| Premises and equipment expense | $181,000 | 5,036 |
| Additional noninterest expense | $498,000 | 4,256 |
| Pre-tax net operating income | $122,000 | 7,829 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $36,000 | 6,202 |
| Income before extraordinary items | $86,000 | 8,087 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $86,000 | 8,090 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,334 |
| Cash dividends | $28,000 | 4,978 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $86,000 | 7,925 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $666,000 | 7,040 |
| Total interest expense | $168,000 | 7,510 |
| Net interest income | $498,000 | 6,659 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $335,000 | 2,996 |
| Gross Fiduciary activities income | $118,000 | 595 |
| Service charges on deposit accounts | $60,000 | 4,759 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $157,000 | 3,139 |
| Total noninterest expense | $788,000 | 4,415 |
| Salaries and employee benefits | $443,000 | 4,291 |
| Premises and equipment expense | $83,000 | 5,318 |
| Additional noninterest expense | $262,000 | 4,067 |
| Pre-tax net operating income | $45,000 | 8,066 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $10,000 | 6,563 |
| Income before extraordinary items | $35,000 | 8,182 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $35,000 | 8,183 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,022 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $35,000 | 8,042 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,276,000 | 6,559 |
| Total interest expense | $849,000 | 7,357 |
| Net interest income | $2,427,000 | 6,005 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $1,144,000 | 3,170 |
| Gross Fiduciary activities income | $480,000 | 586 |
| Service charges on deposit accounts | $264,000 | 4,558 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $400,000 | 3,698 |
| Total noninterest expense | $3,023,000 | 4,430 |
| Salaries and employee benefits | $1,736,000 | 4,207 |
| Premises and equipment expense | $376,000 | 4,852 |
| Additional noninterest expense | $911,000 | 4,504 |
| Pre-tax net operating income | $548,000 | 6,583 |
| Securities gains (losses) | $52,000 | 2,371 |
| Applicable income taxes | $223,000 | 4,961 |
| Income before extraordinary items | $377,000 | 6,946 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $377,000 | 6,946 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 5,876 |
| Cash dividends | $140,000 | 5,273 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $343,720 | 6,995 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,224,000 | 6,181 |
| Total interest expense | $1,670,000 | 6,649 |
| Net interest income | $2,554,000 | 5,647 |
| Provision for loan and lease losses | $20,000 | 7,552 |
| Total noninterest income | $1,145,000 | 3,028 |
| Gross Fiduciary activities income | $599,000 | 536 |
| Service charges on deposit accounts | $271,000 | 4,431 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $275,000 | 4,302 |
| Total noninterest expense | $3,109,000 | 4,215 |
| Salaries and employee benefits | $1,723,000 | 4,049 |
| Premises and equipment expense | $363,000 | 4,913 |
| Additional noninterest expense | $1,023,000 | 3,989 |
| Pre-tax net operating income | $570,000 | 6,280 |
| Securities gains (losses) | $2,000 | 4,242 |
| Applicable income taxes | $210,000 | 4,938 |
| Income before extraordinary items | $362,000 | 6,774 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $362,000 | 6,775 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 5,628 |
| Cash dividends | $84,000 | 5,870 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $360,720 | 6,658 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,571,000 | 6,046 |
| Total interest expense | $1,748,000 | 6,704 |
| Net interest income | $2,823,000 | 5,376 |
| Provision for loan and lease losses | $196,000 | 3,802 |
| Total noninterest income | $973,000 | 3,199 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $281,000 | 4,239 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $692,000 | 2,383 |
| Total noninterest expense | $2,957,000 | 4,282 |
| Salaries and employee benefits | $1,571,000 | 4,202 |
| Premises and equipment expense | $331,000 | 5,126 |
| Additional noninterest expense | $1,055,000 | 3,827 |
| Pre-tax net operating income | $643,000 | 6,429 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $251,000 | 4,970 |
| Income before extraordinary items | $392,000 | 6,903 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $392,000 | 6,901 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $164,000 | 2,724 |
| Cash dividends | $84,000 | 6,100 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $392,000 | 6,909 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,278,000 | 6,121 |
| Total interest expense | $1,611,000 | 6,708 |
| Net interest income | $2,667,000 | 5,579 |
| Provision for loan and lease losses | $102,000 | 5,170 |
| Total noninterest income | $1,008,000 | 3,068 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $295,000 | 4,043 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $713,000 | 2,343 |
| Total noninterest expense | $2,707,000 | 4,583 |
| Salaries and employee benefits | $1,587,000 | 4,151 |
| Premises and equipment expense | $296,000 | 5,501 |
| Additional noninterest expense | $824,000 | 4,679 |
| Pre-tax net operating income | $866,000 | 5,702 |
| Securities gains (losses) | $-18,000 | 9,513 |
| Applicable income taxes | $306,000 | 4,782 |
| Income before extraordinary items | $542,000 | 6,202 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $542,000 | 6,200 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 5,427 |
| Cash dividends | $84,000 | 6,254 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $553,520 | 6,116 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,030,000 | 6,452 |
| Total interest expense | $1,602,000 | 6,975 |
| Net interest income | $2,428,000 | 5,951 |
| Provision for loan and lease losses | $84,000 | 5,485 |
| Total noninterest income | $461,000 | 5,170 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $288,000 | 4,046 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $173,000 | 5,322 |
| Total noninterest expense | $2,192,000 | 5,234 |
| Salaries and employee benefits | $1,270,000 | 4,859 |
| Premises and equipment expense | $280,000 | 5,588 |
| Additional noninterest expense | $642,000 | 5,496 |
| Pre-tax net operating income | $613,000 | 6,840 |
| Securities gains (losses) | $-2,000 | 9,897 |
| Applicable income taxes | $213,000 | 6,047 |
| Income before extraordinary items | $398,000 | 7,236 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $398,000 | 7,233 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 6,077 |
| Cash dividends | $96,000 | 6,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $399,300 | 7,139 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,477,000 | 7,185 |
| Total interest expense | $1,297,000 | 7,853 |
| Net interest income | $2,180,000 | 6,569 |
| Provision for loan and lease losses | $117,000 | 4,860 |
| Total noninterest income | $408,000 | 5,662 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $303,000 | 4,040 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $105,000 | 6,653 |
| Total noninterest expense | $1,873,000 | 5,917 |
| Salaries and employee benefits | $1,073,000 | 5,583 |
| Premises and equipment expense | $275,000 | 5,729 |
| Additional noninterest expense | $525,000 | 6,314 |
| Pre-tax net operating income | $598,000 | 7,430 |
| Securities gains (losses) | $5,000 | 2,787 |
| Applicable income taxes | $127,000 | 7,961 |
| Income before extraordinary items | $476,000 | 7,124 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $476,000 | 7,126 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 4,246 |
| Cash dividends | $117,000 | 6,287 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $472,050 | 7,106 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,070,000 | 7,910 |
| Total interest expense | $1,127,000 | 8,608 |
| Net interest income | $1,943,000 | 7,269 |
| Provision for loan and lease losses | $100,000 | 5,070 |
| Total noninterest income | $430,000 | 5,704 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $343,000 | 3,824 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $87,000 | 7,512 |
| Total noninterest expense | $1,755,000 | 6,489 |
| Salaries and employee benefits | $977,000 | 6,100 |
| Premises and equipment expense | $265,000 | 6,035 |
| Additional noninterest expense | $513,000 | 6,951 |
| Pre-tax net operating income | $518,000 | 7,834 |
| Securities gains (losses) | $34,000 | 1,599 |
| Applicable income taxes | $147,000 | 7,918 |
| Income before extraordinary items | $405,000 | 7,580 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $405,000 | 7,579 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 5,431 |
| Cash dividends | $107,000 | 6,566 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $380,180 | 7,728 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,888,000 | 8,382 |
| Total interest expense | $1,121,000 | 8,842 |
| Net interest income | $1,767,000 | 7,858 |
| Provision for loan and lease losses | $100,000 | 4,579 |
| Total noninterest income | $384,000 | 6,139 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $306,000 | 4,227 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $78,000 | 8,022 |
| Total noninterest expense | $1,493,000 | 7,294 |
| Salaries and employee benefits | $850,000 | 6,821 |
| Premises and equipment expense | $202,000 | 7,153 |
| Additional noninterest expense | $441,000 | 7,787 |
| Pre-tax net operating income | $558,000 | 8,137 |
| Securities gains (losses) | $2,000 | 3,270 |
| Applicable income taxes | $207,000 | 7,304 |
| Income before extraordinary items | $353,000 | 8,453 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $353,000 | 8,454 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $75,000 | 4,361 |
| Cash dividends | $112,000 | 6,604 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $351,720 | 8,445 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,394,000 | 9,104 |
| Total interest expense | $916,000 | 9,057 |
| Net interest income | $1,478,000 | 8,943 |
| Provision for loan and lease losses | $33,000 | 6,965 |
| Total noninterest income | $362,000 | 6,522 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $293,000 | 4,452 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $69,000 | 8,689 |
| Total noninterest expense | $1,323,000 | 8,162 |
| Salaries and employee benefits | $721,000 | 7,723 |
| Premises and equipment expense | $211,000 | 7,199 |
| Additional noninterest expense | $391,000 | 8,915 |
| Pre-tax net operating income | $484,000 | 8,770 |
| Securities gains (losses) | $-13,000 | 10,028 |
| Applicable income taxes | $107,000 | 9,194 |
| Income before extraordinary items | $364,000 | 8,522 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $364,000 | 8,524 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 6,622 |
| Cash dividends | $68,000 | 7,568 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $374,010 | 8,467 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,453,000 | 9,283 |
| Total interest expense | $984,000 | 9,180 |
| Net interest income | $1,469,000 | 9,207 |
| Provision for loan and lease losses | $22,000 | 8,943 |
| Total noninterest income | $352,000 | 6,990 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $288,000 | 4,578 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $64,000 | 9,332 |
| Total noninterest expense | $1,407,000 | 8,161 |
| Salaries and employee benefits | $770,000 | 7,497 |
| Premises and equipment expense | $215,000 | 7,389 |
| Additional noninterest expense | $422,000 | 9,008 |
| Pre-tax net operating income | $388,000 | 9,502 |
| Securities gains (losses) | $2,000 | 6,773 |
| Applicable income taxes | $107,000 | 9,575 |
| Income before extraordinary items | $283,000 | 9,657 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $283,000 | 9,804 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 7,153 |
| Cash dividends | $64,000 | 7,634 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $281,540 | 9,413 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,652,000 | 9,623 |
| Total interest expense | $1,230,000 | 9,498 |
| Net interest income | $1,422,000 | 9,546 |
| Provision for loan and lease losses | $27,000 | 10,147 |
| Total noninterest income | $386,000 | 6,679 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $326,000 | 4,165 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $60,000 | 9,797 |
| Total noninterest expense | $1,264,000 | 8,793 |
| Salaries and employee benefits | $724,000 | 7,813 |
| Premises and equipment expense | $148,000 | 9,172 |
| Additional noninterest expense | $392,000 | 9,654 |
| Pre-tax net operating income | $517,000 | 8,294 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $211,000 | 7,346 |
| Income before extraordinary items | $306,000 | 9,233 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $306,000 | 9,366 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 9,616 |
| Cash dividends | $64,000 | 7,351 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $306,000 | 8,863 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.