Home > Bank of Baroda > Performance and Condition Ratios

Bank of Baroda, Performance and Condition Ratios

2025-03-31Rank
Percentage of unprofitable institutions100.0000%3
Percentage of insitutions with earnings gainsNANA
Performance Ratios (%, annualized)
Yield on earning assets0.0000%4,469
Cost of funding earning assets0.0000%4,397
Net interest margin0.0000%4,423
Noninterest income to average assetsNANA
Noninterest expense to average assets0.0000%4,437
Loan and lease loss provision to assetsNANA
Net operating income to assets0.0000%4,160
Return on assets (ROA)0.0000%4,189
Pretax return on assets0.0000%4,181
Return on Equity (ROE)NANA
Retained earnings to average equity (ytd only)0.0000%3,662
Net charge-offs to loans0.0000%2,326
Credit loss provision to net charge-offs0.0000%1,760
Earnings coverage of net charge-offs (x)0.0000%2,230
Efficiency ratio0.0000%4,454
Assets per employee ($millions)NANA
Cash dividends to net income (ytd only)*0.0000%2,332
Condition Ratios (%)
Loss allowance to loans0.0000%4,373
Loan loss allowance to noncurrent loans0.0000%3,773
Noncurrent assets plus other real estate owned to assets0.0000%3,816
Noncurrent loans to loans0.0000%3,787
Net loans and leases to total assets63.8100%2,520
Net loans and leases to deposits99.7438%428
Net loans and leases to core deposits0.0000%4,352
Total domestic deposits to total assets63.9700%4,280
Equity capital to assets0.0000%4,467
Core capital (leverage) ratio0.0000%4,441
Tier 1 risk-based capital ratioNANA
Total risk-based capital ratio0.0000%2,736
Memoranda:
Average total assets$13,246,141,500137
Average earning assetsNANA
Average equityNANA
Average total loans$8,652,540,000138
2024-12-31Rank
Percentage of unprofitable institutions100.0000%2
Percentage of insitutions with earnings gainsNANA
Performance Ratios (%, annualized)
Yield on earning assets0.0000%4,492
Cost of funding earning assets0.0000%4,414
Net interest margin0.0000%4,448
Noninterest income to average assetsNANA
Noninterest expense to average assets0.0000%4,477
Loan and lease loss provision to assetsNANA
Net operating income to assets0.0000%4,165
Return on assets (ROA)0.0000%4,198
Pretax return on assets0.0000%4,181
Return on Equity (ROE)NANA
Retained earnings to average equity (ytd only)0.0000%3,901
Net charge-offs to loans0.0000%3,099
Credit loss provision to net charge-offs0.0000%2,577
Earnings coverage of net charge-offs (x)0.0000%2,991
Efficiency ratio0.0000%4,474
Assets per employee ($millions)NANA
Cash dividends to net income (ytd only)*0.0000%3,369
Condition Ratios (%)
Loss allowance to loans0.0000%4,399
Loan loss allowance to noncurrent loans0.0000%3,770
Noncurrent assets plus other real estate owned to assets0.0000%3,816
Noncurrent loans to loans0.0000%3,787
Net loans and leases to total assets66.9100%2,270
Net loans and leases to deposits103.4372%331
Net loans and leases to core deposits0.0000%4,400
Total domestic deposits to total assets64.6900%4,297
Equity capital to assets0.0000%4,489
Core capital (leverage) ratio0.0000%4,462
Tier 1 risk-based capital ratioNANA
Total risk-based capital ratio0.0000%2,791
Memoranda:
Average total assets$10,778,945,200157
Average earning assetsNANA
Average equityNANA
Average total loans$8,138,543,800142
2024-09-30Rank
Percentage of unprofitable institutions100.0000%1
Percentage of insitutions with earnings gainsNANA
Performance Ratios (%, annualized)
Yield on earning assets0.0000%4,525
Cost of funding earning assets0.0000%4,453
Net interest margin0.0000%4,479
Noninterest income to average assetsNANA
Noninterest expense to average assets0.0000%4,496
Loan and lease loss provision to assetsNANA
Net operating income to assets0.0000%4,206
Return on assets (ROA)0.0000%4,238
Pretax return on assets0.0000%4,227
Return on Equity (ROE)NANA
Retained earnings to average equity (ytd only)0.0000%3,956
Net charge-offs to loans0.0000%2,849
Credit loss provision to net charge-offs0.0000%2,285
Earnings coverage of net charge-offs (x)0.0000%2,734
Efficiency ratio0.0000%4,511
Assets per employee ($millions)NANA
Cash dividends to net income (ytd only)*0.0000%3,021
Condition Ratios (%)
Loss allowance to loans0.0000%4,432
Loan loss allowance to noncurrent loans0.0000%3,813
Noncurrent assets plus other real estate owned to assets0.0000%3,861
Noncurrent loans to loans0.9430%1,058
Net loans and leases to total assets79.9700%631
Net loans and leases to deposits104.6600%301
Net loans and leases to core deposits0.0000%4,405
Total domestic deposits to total assets76.4100%3,889
Equity capital to assets0.0000%4,520
Core capital (leverage) ratio0.0000%4,493
Tier 1 risk-based capital ratioNANA
Total risk-based capital ratio0.0000%2,827
Memoranda:
Average total assets$10,242,481,000158
Average earning assetsNANA
Average equityNANA
Average total loans$8,011,108,750145
2024-06-30Rank
Percentage of unprofitable institutions100.0000%2
Percentage of insitutions with earnings gainsNANA
Performance Ratios (%, annualized)
Yield on earning assets0.0000%4,544
Cost of funding earning assets0.0000%4,464
Net interest margin0.0000%4,497
Noninterest income to average assetsNANA
Noninterest expense to average assets0.0000%4,517
Loan and lease loss provision to assetsNANA
Net operating income to assets0.0000%4,224
Return on assets (ROA)0.0000%4,259
Pretax return on assets0.0000%4,239
Return on Equity (ROE)NANA
Retained earnings to average equity (ytd only)0.0000%3,835
Net charge-offs to loans0.0000%2,619
Credit loss provision to net charge-offs0.0000%2,036
Earnings coverage of net charge-offs (x)0.0000%2,538
Efficiency ratio0.0000%4,529
Assets per employee ($millions)NANA
Cash dividends to net income (ytd only)*0.0000%2,897
Condition Ratios (%)
Loss allowance to loans0.0000%4,450
Loan loss allowance to noncurrent loans0.0000%3,808
Noncurrent assets plus other real estate owned to assets0.0000%3,854
Noncurrent loans to loans1.0165%906
Net loans and leases to total assets74.5200%1,362
Net loans and leases to deposits99.7915%562
Net loans and leases to core deposits0.0000%4,455
Total domestic deposits to total assets74.6700%4,008
Equity capital to assets0.0000%4,538
Core capital (leverage) ratio0.0000%4,512
Tier 1 risk-based capital ratioNANA
Total risk-based capital ratio0.0000%2,851
Memoranda:
Average total assets$10,150,452,667159
Average earning assetsNANA
Average equityNANA
Average total loans$7,877,420,000148
2024-03-31Rank
Percentage of unprofitable institutions0.0000%11
Percentage of insitutions with earnings gainsNANA
Performance Ratios (%, annualized)
Yield on earning assets0.0000%4,573
Cost of funding earning assets0.0000%4,491
Net interest margin0.0000%4,533
Noninterest income to average assetsNANA
Noninterest expense to average assets0.0000%4,530
Loan and lease loss provision to assetsNANA
Net operating income to assets0.0000%4,225
Return on assets (ROA)0.0000%4,260
Pretax return on assets0.0000%4,245
Return on Equity (ROE)NANA
Retained earnings to average equity (ytd only)0.0000%3,696
Net charge-offs to loans0.0000%2,236
Credit loss provision to net charge-offs0.0000%1,619
Earnings coverage of net charge-offs (x)0.0000%2,130
Efficiency ratio0.0000%4,561
Assets per employee ($millions)NANA
Cash dividends to net income (ytd only)*0.0000%2,272
Condition Ratios (%)
Loss allowance to loans0.0000%4,440
Loan loss allowance to noncurrent loans0.0000%3,825
Noncurrent assets plus other real estate owned to assets0.0000%3,894
Noncurrent loans to loans1.0366%826
Net loans and leases to total assets79.7200%653
Net loans and leases to deposits101.9540%403
Net loans and leases to core deposits0.0000%4,479
Total domestic deposits to total assets78.2000%3,772
Equity capital to assets0.0000%4,563
Core capital (leverage) ratio0.0000%4,532
Tier 1 risk-based capital ratioNANA
Total risk-based capital ratio0.0000%2,874
Memoranda:
Average total assets$9,989,276,500161
Average earning assetsNANA
Average equityNANA
Average total loans$7,914,105,000149
2023-12-31Rank
Percentage of unprofitable institutions0.0000%46
Percentage of insitutions with earnings gainsNANA
Performance Ratios (%, annualized)
Yield on earning assets0.0000%4,591
Cost of funding earning assets0.0000%4,519
Net interest margin0.0000%4,558
Noninterest income to average assetsNANA
Noninterest expense to average assets0.0000%4,547
Loan and lease loss provision to assetsNANA
Net operating income to assets0.0000%4,329
Return on assets (ROA)0.0000%4,354
Pretax return on assets0.0000%4,337
Return on Equity (ROE)NANA
Retained earnings to average equity (ytd only)0.0000%4,044
Net charge-offs to loans0.0000%2,917
Credit loss provision to net charge-offs0.0000%2,397
Earnings coverage of net charge-offs (x)0.0000%2,831
Efficiency ratio0.0000%4,579
Assets per employee ($millions)NANA
Cash dividends to net income (ytd only)*0.0000%3,404
Condition Ratios (%)
Loss allowance to loans0.0000%4,458
Loan loss allowance to noncurrent loans0.0000%3,805
Noncurrent assets plus other real estate owned to assets0.0000%3,871
Noncurrent loans to loans1.1098%655
Net loans and leases to total assets78.7000%797
Net loans and leases to deposits103.0832%402
Net loans and leases to core deposits0.0000%4,493
Total domestic deposits to total assets76.3500%3,912
Equity capital to assets0.0000%4,583
Core capital (leverage) ratio0.0000%4,550
Tier 1 risk-based capital ratioNANA
Total risk-based capital ratio0.0000%2,896
Memoranda:
Average total assets$9,503,945,800166
Average earning assetsNANA
Average equityNANA
Average total loans$7,458,228,400154
2023-09-30Rank
Percentage of unprofitable institutions0.0000%10
Percentage of insitutions with earnings gainsNANA
Performance Ratios (%, annualized)
Yield on earning assets0.0000%4,616
Cost of funding earning assets0.0000%4,547
Net interest margin0.0000%4,578
Noninterest income to average assetsNANA
Noninterest expense to average assets0.0000%4,576
Loan and lease loss provision to assetsNANA
Net operating income to assets0.0000%4,375
Return on assets (ROA)0.0000%4,397
Pretax return on assets0.0000%4,385
Return on Equity (ROE)NANA
Retained earnings to average equity (ytd only)0.0000%4,110
Net charge-offs to loans0.0000%2,666
Credit loss provision to net charge-offs0.0000%2,098
Earnings coverage of net charge-offs (x)0.0000%2,572
Efficiency ratio0.0000%4,602
Assets per employee ($millions)NANA
Cash dividends to net income (ytd only)*0.0000%3,002
Condition Ratios (%)
Loss allowance to loans0.0000%4,482
Loan loss allowance to noncurrent loans0.0000%3,833
Noncurrent assets plus other real estate owned to assets0.0000%3,901
Noncurrent loans to loans1.1338%693
Net loans and leases to total assets79.0300%754
Net loans and leases to deposits100.1437%510
Net loans and leases to core deposits0.0000%4,490
Total domestic deposits to total assets78.9200%3,705
Equity capital to assets0.0000%4,597
Core capital (leverage) ratio0.0000%4,578
Tier 1 risk-based capital ratioNANA
Total risk-based capital ratio0.0000%2,911
Memoranda:
Average total assets$9,451,577,000168
Average earning assetsNANA
Average equityNANA
Average total loans$7,411,677,000155
2023-03-31Rank
Percentage of unprofitable institutions0.0000%1
Percentage of insitutions with earnings gainsNANA
Performance Ratios (%, annualized)
Yield on earning assets0.0000%4,671
Cost of funding earning assets0.0000%4,615
Net interest margin0.0000%4,669
Noninterest income to average assetsNANA
Noninterest expense to average assets0.0000%4,675
Loan and lease loss provision to assetsNANA
Net operating income to assets0.0000%4,480
Return on assets (ROA)0.0000%4,466
Pretax return on assets0.0000%4,450
Return on Equity (ROE)NANA
Retained earnings to average equity (ytd only)0.0000%4,013
Net charge-offs to loans0.0000%2,062
Credit loss provision to net charge-offs0.0000%1,422
Earnings coverage of net charge-offs (x)0.0000%2,008
Efficiency ratio0.0000%4,671
Assets per employee ($millions)NANA
Cash dividends to net income (ytd only)*0.0000%2,306
Condition Ratios (%)
Loss allowance to loans0.0000%4,580
Loan loss allowance to noncurrent loans0.0000%3,881
Noncurrent assets plus other real estate owned to assets0.0000%3,959
Noncurrent loans to loans1.7111%363
Net loans and leases to total assets74.8900%1,090
Net loans and leases to deposits100.2293%435
Net loans and leases to core deposits0.0000%4,587
Total domestic deposits to total assets74.7100%4,251
Equity capital to assets0.0000%4,665
Core capital (leverage) ratio0.0000%4,676
Tier 1 risk-based capital ratioNANA
Total risk-based capital ratio0.0000%3,020
Memoranda:
Average total assets$9,386,675,500172
Average earning assetsNANA
Average equityNANA
Average total loans$7,094,963,000159
2022-12-31Rank
Percentage of unprofitable institutions0.0000%1
Percentage of insitutions with earnings gainsNANA
Performance Ratios (%, annualized)
Yield on earning assets0.0000%4,703
Cost of funding earning assets0.0000%4,648
Net interest margin0.0000%4,702
Noninterest income to average assetsNANA
Noninterest expense to average assets0.0000%4,708
Loan and lease loss provision to assetsNANA
Net operating income to assets0.0000%4,559
Return on assets (ROA)0.0000%4,546
Pretax return on assets0.0000%4,542
Return on Equity (ROE)NANA
Retained earnings to average equity (ytd only)0.0000%4,341
Net charge-offs to loans0.0000%2,620
Credit loss provision to net charge-offs0.0000%1,979
Earnings coverage of net charge-offs (x)0.0000%2,564
Efficiency ratio0.0000%4,708
Assets per employee ($millions)NANA
Cash dividends to net income (ytd only)*0.0000%3,453
Condition Ratios (%)
Loss allowance to loans0.0000%4,606
Loan loss allowance to noncurrent loans0.0000%3,900
Noncurrent assets plus other real estate owned to assets0.0000%3,976
Noncurrent loans to loans1.7916%335
Net loans and leases to total assets76.3300%977
Net loans and leases to deposits97.9595%525
Net loans and leases to core deposits0.0000%4,617
Total domestic deposits to total assets77.9200%4,103
Equity capital to assets0.0000%4,692
Core capital (leverage) ratio0.0000%4,710
Tier 1 risk-based capital ratioNANA
Total risk-based capital ratio0.0000%3,055
Memoranda:
Average total assets$8,399,217,400180
Average earning assetsNANA
Average equityNANA
Average total loans$6,030,637,600168
2022-09-30Rank
Percentage of unprofitable institutions0.0000%1
Percentage of insitutions with earnings gainsNANA
Performance Ratios (%, annualized)
Yield on earning assets0.0000%4,743
Cost of funding earning assets0.0000%4,686
Net interest margin0.0000%4,743
Noninterest income to average assetsNANA
Noninterest expense to average assets0.0000%4,746
Loan and lease loss provision to assetsNANA
Net operating income to assets0.0000%4,587
Return on assets (ROA)0.0000%4,560
Pretax return on assets0.0000%4,556
Return on Equity (ROE)NANA
Retained earnings to average equity (ytd only)0.0000%4,329
Net charge-offs to loans0.0000%2,349
Credit loss provision to net charge-offs0.0000%1,679
Earnings coverage of net charge-offs (x)0.0000%2,297
Efficiency ratio0.0000%4,746
Assets per employee ($millions)NANA
Cash dividends to net income (ytd only)*0.0000%3,071
Condition Ratios (%)
Loss allowance to loans0.0000%4,653
Loan loss allowance to noncurrent loans0.0000%3,983
Noncurrent assets plus other real estate owned to assets0.0000%4,052
Noncurrent loans to loans0.8461%928
Net loans and leases to total assets80.8200%459
Net loans and leases to deposits105.8329%193
Net loans and leases to core deposits0.0000%4,661
Total domestic deposits to total assets76.3600%4,351
Equity capital to assets0.0000%4,719
Core capital (leverage) ratio0.0000%4,749
Tier 1 risk-based capital ratioNANA
Total risk-based capital ratio0.0000%3,120
Memoranda:
Average total assets$8,227,873,500181
Average earning assetsNANA
Average equityNANA
Average total loans$5,804,693,500170
2022-06-30Rank
Percentage of unprofitable institutionsNANA
Percentage of insitutions with earnings gainsNANA
Performance Ratios (%, annualized)
Yield on earning assetsNANA
Cost of funding earning assetsNANA
Net interest marginNANA
Noninterest income to average assetsNANA
Noninterest expense to average assetsNANA
Loan and lease loss provision to assetsNANA
Net operating income to assetsNANA
Return on assets (ROA)NANA
Pretax return on assetsNANA
Return on Equity (ROE)NANA
Retained earnings to average equity (ytd only)NANA
Net charge-offs to loansNANA
Credit loss provision to net charge-offsNANA
Earnings coverage of net charge-offs (x)NANA
Efficiency ratioNANA
Assets per employee ($millions)NANA
Cash dividends to net income (ytd only)*NANA
Condition Ratios (%)
Loss allowance to loansNANA
Loan loss allowance to noncurrent loansNANA
Noncurrent assets plus other real estate owned to assetsNANA
Noncurrent loans to loans0.8898%946
Net loans and leases to total assets81.7949%294
Net loans and leases to deposits105.3641%141
Net loans and leases to core depositsNANA
Total domestic deposits to total assets77.6307%4,372
Equity capital to assetsNANA
Core capital (leverage) ratioNANA
Tier 1 risk-based capital ratioNANA
Total risk-based capital ratioNANA
Memoranda:
Average total assets$8,240,398,000179
Average earning assetsNANA
Average equityNANA
Average total loans$5,533,149,667175
2022-03-31Rank
Percentage of unprofitable institutionsNANA
Percentage of insitutions with earnings gainsNANA
Performance Ratios (%, annualized)
Yield on earning assetsNANA
Cost of funding earning assetsNANA
Net interest marginNANA
Noninterest income to average assetsNANA
Noninterest expense to average assetsNANA
Loan and lease loss provision to assetsNANA
Net operating income to assetsNANA
Return on assets (ROA)NANA
Pretax return on assetsNANA
Return on Equity (ROE)NANA
Retained earnings to average equity (ytd only)NANA
Net charge-offs to loansNANA
Credit loss provision to net charge-offsNANA
Earnings coverage of net charge-offs (x)NANA
Efficiency ratioNANA
Assets per employee ($millions)NANA
Cash dividends to net income (ytd only)*NANA
Condition Ratios (%)
Loss allowance to loansNANA
Loan loss allowance to noncurrent loansNANA
Noncurrent assets plus other real estate owned to assetsNANA
Noncurrent loans to loans0.6463%1,457
Net loans and leases to total assets58.9478%2,189
Net loans and leases to deposits106.5108%92
Net loans and leases to core depositsNANA
Total domestic deposits to total assets55.3444%4,740
Equity capital to assetsNANA
Core capital (leverage) ratioNANA
Tier 1 risk-based capital ratioNANA
Total risk-based capital ratioNANA
Memoranda:
Average total assets$8,513,259,500178
Average earning assetsNANA
Average equityNANA
Average total loans$5,152,800,000186
2021-12-31Rank
Percentage of unprofitable institutionsNANA
Percentage of insitutions with earnings gainsNANA
Performance Ratios (%, annualized)
Yield on earning assetsNANA
Cost of funding earning assetsNANA
Net interest marginNANA
Noninterest income to average assetsNANA
Noninterest expense to average assetsNANA
Loan and lease loss provision to assetsNANA
Net operating income to assetsNANA
Return on assets (ROA)NANA
Pretax return on assetsNANA
Return on Equity (ROE)NANA
Retained earnings to average equity (ytd only)NANA
Net charge-offs to loansNANA
Credit loss provision to net charge-offsNANA
Earnings coverage of net charge-offs (x)NANA
Efficiency ratioNANA
Assets per employee ($millions)NANA
Cash dividends to net income (ytd only)*NANA
Condition Ratios (%)
Loss allowance to loansNANA
Loan loss allowance to noncurrent loansNANA
Noncurrent assets plus other real estate owned to assetsNANA
Noncurrent loans to loans0.8337%1,217
Net loans and leases to total assets62.6339%1,865
Net loans and leases to deposits109.9130%81
Net loans and leases to core depositsNANA
Total domestic deposits to total assets56.9849%4,777
Equity capital to assetsNANA
Core capital (leverage) ratioNANA
Tier 1 risk-based capital ratioNANA
Total risk-based capital ratioNANA
Memoranda:
Average total assets$10,089,296,200159
Average earning assetsNANA
Average equityNANA
Average total loans$5,368,015,600182
2021-09-30Rank
Percentage of unprofitable institutionsNANA
Percentage of insitutions with earnings gainsNANA
Performance Ratios (%, annualized)
Yield on earning assetsNANA
Cost of funding earning assetsNANA
Net interest marginNANA
Noninterest income to average assetsNANA
Noninterest expense to average assetsNANA
Loan and lease loss provision to assetsNANA
Net operating income to assetsNANA
Return on assets (ROA)NANA
Pretax return on assetsNANA
Return on Equity (ROE)NANA
Retained earnings to average equity (ytd only)NANA
Net charge-offs to loansNANA
Credit loss provision to net charge-offsNANA
Earnings coverage of net charge-offs (x)NANA
Efficiency ratioNANA
Assets per employee ($millions)NANA
Cash dividends to net income (ytd only)*NANA
Condition Ratios (%)
Loss allowance to loansNANA
Loan loss allowance to noncurrent loansNANA
Noncurrent assets plus other real estate owned to assetsNANA
Noncurrent loans to loans0.7639%1,479
Net loans and leases to total assets46.7643%3,734
Net loans and leases to deposits128.1501%27
Net loans and leases to core depositsNANA
Total domestic deposits to total assets36.4918%4,879
Equity capital to assetsNANA
Core capital (leverage) ratioNANA
Tier 1 risk-based capital ratioNANA
Total risk-based capital ratioNANA
Memoranda:
Average total assets$10,788,227,750152
Average earning assetsNANA
Average equityNANA
Average total loans$5,567,958,500180
2021-06-30Rank
Percentage of unprofitable institutionsNANA
Percentage of insitutions with earnings gainsNANA
Performance Ratios (%, annualized)
Yield on earning assetsNANA
Cost of funding earning assetsNANA
Net interest marginNANA
Noninterest income to average assetsNANA
Noninterest expense to average assetsNANA
Loan and lease loss provision to assetsNANA
Net operating income to assetsNANA
Return on assets (ROA)NANA
Pretax return on assetsNANA
Return on Equity (ROE)NANA
Retained earnings to average equity (ytd only)NANA
Net charge-offs to loansNANA
Credit loss provision to net charge-offsNANA
Earnings coverage of net charge-offs (x)NANA
Efficiency ratioNANA
Assets per employee ($millions)NANA
Cash dividends to net income (ytd only)*NANA
Condition Ratios (%)
Loss allowance to loansNANA
Loan loss allowance to noncurrent loansNANA
Noncurrent assets plus other real estate owned to assetsNANA
Noncurrent loans to loans0.6647%1,761
Net loans and leases to total assets56.1433%2,884
Net loans and leases to deposits144.7339%18
Net loans and leases to core depositsNANA
Total domestic deposits to total assets38.7907%4,912
Equity capital to assetsNANA
Core capital (leverage) ratioNANA
Tier 1 risk-based capital ratioNANA
Total risk-based capital ratioNANA
Memoranda:
Average total assets$10,877,630,333149
Average earning assetsNANA
Average equityNANA
Average total loans$5,784,073,667173
2021-03-31Rank
Percentage of unprofitable institutionsNANA
Percentage of insitutions with earnings gainsNANA
Performance Ratios (%, annualized)
Yield on earning assetsNANA
Cost of funding earning assetsNANA
Net interest marginNANA
Noninterest income to average assetsNANA
Noninterest expense to average assetsNANA
Loan and lease loss provision to assetsNANA
Net operating income to assetsNANA
Return on assets (ROA)NANA
Pretax return on assetsNANA
Return on Equity (ROE)NANA
Retained earnings to average equity (ytd only)NANA
Net charge-offs to loansNANA
Credit loss provision to net charge-offsNANA
Earnings coverage of net charge-offs (x)NANA
Efficiency ratioNANA
Assets per employee ($millions)NANA
Cash dividends to net income (ytd only)*NANA
Condition Ratios (%)
Loss allowance to loansNANA
Loan loss allowance to noncurrent loansNANA
Noncurrent assets plus other real estate owned to assetsNANA
Noncurrent loans to loans2.6139%345
Net loans and leases to total assets56.1289%3,021
Net loans and leases to deposits128.5226%41
Net loans and leases to core depositsNANA
Total domestic deposits to total assets43.6724%4,931
Equity capital to assetsNANA
Core capital (leverage) ratioNANA
Tier 1 risk-based capital ratioNANA
Total risk-based capital ratioNANA
Memoranda:
Average total assets$11,208,037,500147
Average earning assetsNANA
Average equityNANA
Average total loans$5,808,080,500175
2020-12-31Rank
Percentage of unprofitable institutionsNANA
Percentage of insitutions with earnings gainsNANA
Performance Ratios (%, annualized)
Yield on earning assetsNANA
Cost of funding earning assetsNANA
Net interest marginNANA
Noninterest income to average assetsNANA
Noninterest expense to average assetsNANA
Loan and lease loss provision to assetsNANA
Net operating income to assetsNANA
Return on assets (ROA)NANA
Pretax return on assetsNANA
Return on Equity (ROE)NANA
Retained earnings to average equity (ytd only)NANA
Net charge-offs to loansNANA
Credit loss provision to net charge-offsNANA
Earnings coverage of net charge-offs (x)NANA
Efficiency ratioNANA
Assets per employee ($millions)NANA
Cash dividends to net income (ytd only)*NANA
Condition Ratios (%)
Loss allowance to loansNANA
Loan loss allowance to noncurrent loansNANA
Noncurrent assets plus other real estate owned to assetsNANA
Noncurrent loans to loans2.6152%377
Net loans and leases to total assets48.1421%3,967
Net loans and leases to deposits114.1351%117
Net loans and leases to core depositsNANA
Total domestic deposits to total assets42.1800%4,957
Equity capital to assetsNANA
Core capital (leverage) ratioNANA
Tier 1 risk-based capital ratioNANA
Total risk-based capital ratioNANA
Memoranda:
Average total assets$11,328,506,000138
Average earning assetsNANA
Average equityNANA
Average total loans$6,906,911,400155
2020-09-30Rank
Percentage of unprofitable institutionsNANA
Percentage of insitutions with earnings gainsNANA
Performance Ratios (%, annualized)
Yield on earning assetsNANA
Cost of funding earning assetsNANA
Net interest marginNANA
Noninterest income to average assetsNANA
Noninterest expense to average assetsNANA
Loan and lease loss provision to assetsNANA
Net operating income to assetsNANA
Return on assets (ROA)NANA
Pretax return on assetsNANA
Return on Equity (ROE)NANA
Retained earnings to average equity (ytd only)NANA
Net charge-offs to loansNANA
Credit loss provision to net charge-offsNANA
Earnings coverage of net charge-offs (x)NANA
Efficiency ratioNANA
Assets per employee ($millions)NANA
Cash dividends to net income (ytd only)*NANA
Condition Ratios (%)
Loss allowance to loansNANA
Loan loss allowance to noncurrent loansNANA
Noncurrent assets plus other real estate owned to assetsNANA
Noncurrent loans to loans0.4666%2,655
Net loans and leases to total assets49.1053%4,145
Net loans and leases to deposits108.9492%250
Net loans and leases to core depositsNANA
Total domestic deposits to total assets45.0718%4,985
Equity capital to assetsNANA
Core capital (leverage) ratioNANA
Tier 1 risk-based capital ratioNANA
Total risk-based capital ratioNANA
Memoranda:
Average total assets$11,137,704,750139
Average earning assetsNANA
Average equityNANA
Average total loans$7,178,337,000147
2020-06-30Rank
Percentage of unprofitable institutionsNANA
Percentage of insitutions with earnings gainsNANA
Performance Ratios (%, annualized)
Yield on earning assetsNANA
Cost of funding earning assetsNANA
Net interest marginNANA
Noninterest income to average assetsNANA
Noninterest expense to average assetsNANA
Loan and lease loss provision to assetsNANA
Net operating income to assetsNANA
Return on assets (ROA)NANA
Pretax return on assetsNANA
Return on Equity (ROE)NANA
Retained earnings to average equity (ytd only)NANA
Net charge-offs to loansNANA
Credit loss provision to net charge-offsNANA
Earnings coverage of net charge-offs (x)NANA
Efficiency ratioNANA
Assets per employee ($millions)NANA
Cash dividends to net income (ytd only)*NANA
Condition Ratios (%)
Loss allowance to loansNANA
Loan loss allowance to noncurrent loansNANA
Noncurrent assets plus other real estate owned to assetsNANA
Noncurrent loans to loans0.5950%2,370
Net loans and leases to total assets64.8494%2,774
Net loans and leases to deposits111.9481%196
Net loans and leases to core depositsNANA
Total domestic deposits to total assets57.9281%4,977
Equity capital to assetsNANA
Core capital (leverage) ratioNANA
Tier 1 risk-based capital ratioNANA
Total risk-based capital ratioNANA
Memoranda:
Average total assets$10,705,853,333141
Average earning assetsNANA
Average equityNANA
Average total loans$7,535,984,667140
2020-03-31Rank
Percentage of unprofitable institutionsNANA
Percentage of insitutions with earnings gainsNANA
Performance Ratios (%, annualized)
Yield on earning assetsNANA
Cost of funding earning assetsNANA
Net interest marginNANA
Noninterest income to average assetsNANA
Noninterest expense to average assetsNANA
Loan and lease loss provision to assetsNANA
Net operating income to assetsNANA
Return on assets (ROA)NANA
Pretax return on assetsNANA
Return on Equity (ROE)NANA
Retained earnings to average equity (ytd only)NANA
Net charge-offs to loansNANA
Credit loss provision to net charge-offsNANA
Earnings coverage of net charge-offs (x)NANA
Efficiency ratioNANA
Assets per employee ($millions)NANA
Cash dividends to net income (ytd only)*NANA
Condition Ratios (%)
Loss allowance to loansNANA
Loan loss allowance to noncurrent loansNANA
Noncurrent assets plus other real estate owned to assetsNANA
Noncurrent loans to loans0.3805%3,123
Net loans and leases to total assets71.4228%2,015
Net loans and leases to deposits113.3191%146
Net loans and leases to core depositsNANA
Total domestic deposits to total assets63.0281%5,005
Equity capital to assetsNANA
Core capital (leverage) ratioNANA
Tier 1 risk-based capital ratioNANA
Total risk-based capital ratioNANA
Memoranda:
Average total assets$11,001,643,000139
Average earning assetsNANA
Average equityNANA
Average total loans$8,055,044,500137
2019-12-31Rank
Percentage of unprofitable institutionsNANA
Percentage of insitutions with earnings gainsNANA
Performance Ratios (%, annualized)
Yield on earning assetsNANA
Cost of funding earning assetsNANA
Net interest marginNANA
Noninterest income to average assetsNANA
Noninterest expense to average assetsNANA
Loan and lease loss provision to assetsNANA
Net operating income to assetsNANA
Return on assets (ROA)NANA
Pretax return on assetsNANA
Return on Equity (ROE)NANA
Retained earnings to average equity (ytd only)NANA
Net charge-offs to loansNANA
Credit loss provision to net charge-offsNANA
Earnings coverage of net charge-offs (x)NANA
Efficiency ratioNANA
Assets per employee ($millions)NANA
Cash dividends to net income (ytd only)*NANA
Condition Ratios (%)
Loss allowance to loansNANA
Loan loss allowance to noncurrent loansNANA
Noncurrent assets plus other real estate owned to assetsNANA
Noncurrent loans to loans0.1181%4,064
Net loans and leases to total assets75.0863%1,573
Net loans and leases to deposits139.3898%20
Net loans and leases to core depositsNANA
Total domestic deposits to total assets53.8679%5,117
Equity capital to assetsNANA
Core capital (leverage) ratioNANA
Tier 1 risk-based capital ratioNANA
Total risk-based capital ratioNANA
Memoranda:
Average total assets$10,309,558,400141
Average earning assetsNANA
Average equityNANA
Average total loans$7,280,631,600140
2019-09-30Rank
Percentage of unprofitable institutionsNANA
Percentage of insitutions with earnings gainsNANA
Performance Ratios (%, annualized)
Yield on earning assetsNANA
Cost of funding earning assetsNANA
Net interest marginNANA
Noninterest income to average assetsNANA
Noninterest expense to average assetsNANA
Loan and lease loss provision to assetsNANA
Net operating income to assetsNANA
Return on assets (ROA)NANA
Pretax return on assetsNANA
Return on Equity (ROE)NANA
Retained earnings to average equity (ytd only)NANA
Net charge-offs to loansNANA
Credit loss provision to net charge-offsNANA
Earnings coverage of net charge-offs (x)NANA
Efficiency ratioNANA
Assets per employee ($millions)NANA
Cash dividends to net income (ytd only)*NANA
Condition Ratios (%)
Loss allowance to loansNANA
Loan loss allowance to noncurrent loansNANA
Noncurrent assets plus other real estate owned to assetsNANA
Noncurrent loans to loans0.3069%3,431
Net loans and leases to total assets68.4306%2,725
Net loans and leases to deposits141.1243%21
Net loans and leases to core depositsNANA
Total domestic deposits to total assets48.4896%5,206
Equity capital to assetsNANA
Core capital (leverage) ratioNANA
Tier 1 risk-based capital ratioNANA
Total risk-based capital ratioNANA
Memoranda:
Average total assets$10,193,357,250141
Average earning assetsNANA
Average equityNANA
Average total loans$7,078,271,250145
2019-06-30Rank
Percentage of unprofitable institutionsNANA
Percentage of insitutions with earnings gainsNANA
Performance Ratios (%, annualized)
Yield on earning assetsNANA
Cost of funding earning assetsNANA
Net interest marginNANA
Noninterest income to average assetsNANA
Noninterest expense to average assetsNANA
Loan and lease loss provision to assetsNANA
Net operating income to assetsNANA
Return on assets (ROA)NANA
Pretax return on assetsNANA
Return on Equity (ROE)NANA
Retained earnings to average equity (ytd only)NANA
Net charge-offs to loansNANA
Credit loss provision to net charge-offsNANA
Earnings coverage of net charge-offs (x)NANA
Efficiency ratioNANA
Assets per employee ($millions)NANA
Cash dividends to net income (ytd only)*NANA
Condition Ratios (%)
Loss allowance to loansNANA
Loan loss allowance to noncurrent loansNANA
Noncurrent assets plus other real estate owned to assetsNANA
Noncurrent loans to loans0.3188%3,389
Net loans and leases to total assets66.7295%3,015
Net loans and leases to deposits136.4306%30
Net loans and leases to core depositsNANA
Total domestic deposits to total assets48.9109%5,253
Equity capital to assetsNANA
Core capital (leverage) ratioNANA
Tier 1 risk-based capital ratioNANA
Total risk-based capital ratioNANA
Memoranda:
Average total assets$9,971,945,670142
Average earning assetsNANA
Average equityNANA
Average total loans$6,961,055,670148
2019-03-31Rank
Percentage of unprofitable institutionsNANA
Percentage of insitutions with earnings gainsNANA
Performance Ratios (%, annualized)
Yield on earning assetsNANA
Cost of funding earning assetsNANA
Net interest marginNANA
Noninterest income to average assetsNANA
Noninterest expense to average assetsNANA
Loan and lease loss provision to assetsNANA
Net operating income to assetsNANA
Return on assets (ROA)NANA
Pretax return on assetsNANA
Return on Equity (ROE)NANA
Retained earnings to average equity (ytd only)NANA
Net charge-offs to loansNANA
Credit loss provision to net charge-offsNANA
Earnings coverage of net charge-offs (x)NANA
Efficiency ratioNANA
Assets per employee ($millions)NANA
Cash dividends to net income (ytd only)*NANA
Condition Ratios (%)
Loss allowance to loansNANA
Loan loss allowance to noncurrent loansNANA
Noncurrent assets plus other real estate owned to assetsNANA
Noncurrent loans to loans0.4976%2,821
Net loans and leases to total assets66.8180%2,929
Net loans and leases to deposits117.8299%105
Net loans and leases to core depositsNANA
Total domestic deposits to total assets56.7071%5,295
Equity capital to assetsNANA
Core capital (leverage) ratioNANA
Tier 1 risk-based capital ratioNANA
Total risk-based capital ratioNANA
Memoranda:
Average total assets$9,597,469,000147
Average earning assetsNANA
Average equityNANA
Average total loans$6,864,583,000150
2018-12-31Rank
Percentage of unprofitable institutionsNANA
Percentage of insitutions with earnings gainsNANA
Performance Ratios (%, annualized)
Yield on earning assetsNANA
Cost of funding earning assetsNANA
Net interest marginNANA
Noninterest income to average assetsNANA
Noninterest expense to average assetsNANA
Loan and lease loss provision to assetsNANA
Net operating income to assetsNANA
Return on assets (ROA)NANA
Pretax return on assetsNANA
Return on Equity (ROE)NANA
Retained earnings to average equity (ytd only)NANA
Net charge-offs to loansNANA
Credit loss provision to net charge-offsNANA
Earnings coverage of net charge-offs (x)NANA
Efficiency ratioNANA
Assets per employee ($millions)NANA
Cash dividends to net income (ytd only)*NANA
Condition Ratios (%)
Loss allowance to loansNANA
Loan loss allowance to noncurrent loansNANA
Noncurrent assets plus other real estate owned to assetsNANA
Noncurrent loans to loans0.5382%2,661
Net loans and leases to total assets76.9299%1,453
Net loans and leases to deposits111.7267%214
Net loans and leases to core depositsNANA
Total domestic deposits to total assets68.8554%5,188
Equity capital to assetsNANA
Core capital (leverage) ratioNANA
Tier 1 risk-based capital ratioNANA
Total risk-based capital ratioNANA
Memoranda:
Average total assets$9,055,925,800151
Average earning assetsNANA
Average equityNANA
Average total loans$7,425,697,600134
2018-09-30Rank
Percentage of unprofitable institutionsNANA
Percentage of insitutions with earnings gainsNANA
Performance Ratios (%, annualized)
Yield on earning assetsNANA
Cost of funding earning assetsNANA
Net interest marginNANA
Noninterest income to average assetsNANA
Noninterest expense to average assetsNANA
Loan and lease loss provision to assetsNANA
Net operating income to assetsNANA
Return on assets (ROA)NANA
Pretax return on assetsNANA
Return on Equity (ROE)NANA
Retained earnings to average equity (ytd only)NANA
Net charge-offs to loansNANA
Credit loss provision to net charge-offsNANA
Earnings coverage of net charge-offs (x)NANA
Efficiency ratioNANA
Assets per employee ($millions)NANA
Cash dividends to net income (ytd only)*NANA
Condition Ratios (%)
Loss allowance to loansNANA
Loan loss allowance to noncurrent loansNANA
Noncurrent assets plus other real estate owned to assetsNANA
Noncurrent loans to loans0.5654%2,684
Net loans and leases to total assets83.5696%504
Net loans and leases to deposits131.9595%39
Net loans and leases to core depositsNANA
Total domestic deposits to total assets63.3297%5,360
Equity capital to assetsNANA
Core capital (leverage) ratioNANA
Tier 1 risk-based capital ratioNANA
Total risk-based capital ratioNANA
Memoranda:
Average total assets$9,086,166,750147
Average earning assetsNANA
Average equityNANA
Average total loans$7,563,707,250131
2018-06-30Rank
Percentage of unprofitable institutionsNANA
Percentage of insitutions with earnings gainsNANA
Performance Ratios (%, annualized)
Yield on earning assetsNANA
Cost of funding earning assetsNANA
Net interest marginNANA
Noninterest income to average assetsNANA
Noninterest expense to average assetsNANA
Loan and lease loss provision to assetsNANA
Net operating income to assetsNANA
Return on assets (ROA)NANA
Pretax return on assetsNANA
Return on Equity (ROE)NANA
Retained earnings to average equity (ytd only)NANA
Net charge-offs to loansNANA
Credit loss provision to net charge-offsNANA
Earnings coverage of net charge-offs (x)NANA
Efficiency ratioNANA
Assets per employee ($millions)NANA
Cash dividends to net income (ytd only)*NANA
Condition Ratios (%)
Loss allowance to loansNANA
Loan loss allowance to noncurrent loansNANA
Noncurrent assets plus other real estate owned to assetsNANA
Noncurrent loans to loans0.5379%2,803
Net loans and leases to total assets82.8317%605
Net loans and leases to deposits131.8585%36
Net loans and leases to core depositsNANA
Total domestic deposits to total assets62.8186%5,421
Equity capital to assetsNANA
Core capital (leverage) ratioNANA
Tier 1 risk-based capital ratioNANA
Total risk-based capital ratioNANA
Memoranda:
Average total assets$9,326,277,670140
Average earning assetsNANA
Average equityNANA
Average total loans$7,754,511,330126
2018-03-31Rank
Percentage of unprofitable institutionsNANA
Percentage of insitutions with earnings gainsNANA
Performance Ratios (%, annualized)
Yield on earning assetsNANA
Cost of funding earning assetsNANA
Net interest marginNANA
Noninterest income to average assetsNANA
Noninterest expense to average assetsNANA
Loan and lease loss provision to assetsNANA
Net operating income to assetsNANA
Return on assets (ROA)NANA
Pretax return on assetsNANA
Return on Equity (ROE)NANA
Retained earnings to average equity (ytd only)NANA
Net charge-offs to loansNANA
Credit loss provision to net charge-offsNANA
Earnings coverage of net charge-offs (x)NANA
Efficiency ratioNANA
Assets per employee ($millions)NANA
Cash dividends to net income (ytd only)*NANA
Condition Ratios (%)
Loss allowance to loansNANA
Loan loss allowance to noncurrent loansNANA
Noncurrent assets plus other real estate owned to assetsNANA
Noncurrent loans to loans0.3157%3,635
Net loans and leases to total assets75.5768%1,611
Net loans and leases to deposits112.3715%200
Net loans and leases to core depositsNANA
Total domestic deposits to total assets67.2562%5,438
Equity capital to assetsNANA
Core capital (leverage) ratioNANA
Tier 1 risk-based capital ratioNANA
Total risk-based capital ratioNANA
Memoranda:
Average total assets$9,498,566,000137
Average earning assetsNANA
Average equityNANA
Average total loans$7,911,920,000123
2017-12-31Rank
Percentage of unprofitable institutionsNANA
Percentage of insitutions with earnings gainsNANA
Performance Ratios (%, annualized)
Yield on earning assetsNANA
Cost of funding earning assetsNANA
Net interest marginNANA
Noninterest income to average assetsNANA
Noninterest expense to average assetsNANA
Loan and lease loss provision to assetsNANA
Net operating income to assetsNANA
Return on assets (ROA)NANA
Pretax return on assetsNANA
Return on Equity (ROE)NANA
Retained earnings to average equity (ytd only)NANA
Net charge-offs to loansNANA
Credit loss provision to net charge-offsNANA
Earnings coverage of net charge-offs (x)NANA
Efficiency ratioNANA
Assets per employee ($millions)NANA
Cash dividends to net income (ytd only)*NANA
Condition Ratios (%)
Loss allowance to loansNANA
Loan loss allowance to noncurrent loansNANA
Noncurrent assets plus other real estate owned to assetsNANA
Noncurrent loans to loans0.1985%4,119
Net loans and leases to total assets92.2808%30
Net loans and leases to deposits108.2488%317
Net loans and leases to core depositsNANA
Total domestic deposits to total assets85.2488%2,739
Equity capital to assetsNANA
Core capital (leverage) ratioNANA
Tier 1 risk-based capital ratioNANA
Total risk-based capital ratioNANA
Memoranda:
Average total assets$8,979,981,600138
Average earning assetsNANA
Average equityNANA
Average total loans$8,093,177,400114
2017-09-30Rank
Percentage of unprofitable institutionsNANA
Percentage of insitutions with earnings gainsNANA
Performance Ratios (%, annualized)
Yield on earning assetsNANA
Cost of funding earning assetsNANA
Net interest marginNANA
Noninterest income to average assetsNANA
Noninterest expense to average assetsNANA
Loan and lease loss provision to assetsNANA
Net operating income to assetsNANA
Return on assets (ROA)NANA
Pretax return on assetsNANA
Return on Equity (ROE)NANA
Retained earnings to average equity (ytd only)NANA
Net charge-offs to loansNANA
Credit loss provision to net charge-offsNANA
Earnings coverage of net charge-offs (x)NANA
Efficiency ratioNANA
Assets per employee ($millions)NANA
Cash dividends to net income (ytd only)*NANA
Condition Ratios (%)
Loss allowance to loansNANA
Loan loss allowance to noncurrent loansNANA
Noncurrent assets plus other real estate owned to assetsNANA
Noncurrent loans to loans0.4319%3,412
Net loans and leases to total assets90.3581%67
Net loans and leases to deposits111.6220%228
Net loans and leases to core depositsNANA
Total domestic deposits to total assets80.9501%4,057
Equity capital to assetsNANA
Core capital (leverage) ratioNANA
Tier 1 risk-based capital ratioNANA
Total risk-based capital ratioNANA
Memoranda:
Average total assets$9,030,268,250138
Average earning assetsNANA
Average equityNANA
Average total loans$8,091,176,500113
2017-06-30Rank
Percentage of unprofitable institutionsNANA
Percentage of insitutions with earnings gainsNANA
Performance Ratios (%, annualized)
Yield on earning assetsNANA
Cost of funding earning assetsNANA
Net interest marginNANA
Noninterest income to average assetsNANA
Noninterest expense to average assetsNANA
Loan and lease loss provision to assetsNANA
Net operating income to assetsNANA
Return on assets (ROA)NANA
Pretax return on assetsNANA
Return on Equity (ROE)NANA
Retained earnings to average equity (ytd only)NANA
Net charge-offs to loansNANA
Credit loss provision to net charge-offsNANA
Earnings coverage of net charge-offs (x)NANA
Efficiency ratioNANA
Assets per employee ($millions)NANA
Cash dividends to net income (ytd only)*NANA
Condition Ratios (%)
Loss allowance to loansNANA
Loan loss allowance to noncurrent loansNANA
Noncurrent assets plus other real estate owned to assetsNANA
Noncurrent loans to loans0.4402%3,435
Net loans and leases to total assets95.5357%5
Net loans and leases to deposits116.4554%146
Net loans and leases to core depositsNANA
Total domestic deposits to total assets82.0363%3,882
Equity capital to assetsNANA
Core capital (leverage) ratioNANA
Tier 1 risk-based capital ratioNANA
Total risk-based capital ratioNANA
Memoranda:
Average total assets$9,030,027,670136
Average earning assetsNANA
Average equityNANA
Average total loans$8,068,158,330112
2017-03-31Rank
Percentage of unprofitable institutionsNANA
Percentage of insitutions with earnings gainsNANA
Performance Ratios (%, annualized)
Yield on earning assetsNANA
Cost of funding earning assetsNANA
Net interest marginNANA
Noninterest income to average assetsNANA
Noninterest expense to average assetsNANA
Loan and lease loss provision to assetsNANA
Net operating income to assetsNANA
Return on assets (ROA)NANA
Pretax return on assetsNANA
Return on Equity (ROE)NANA
Retained earnings to average equity (ytd only)NANA
Net charge-offs to loansNANA
Credit loss provision to net charge-offsNANA
Earnings coverage of net charge-offs (x)NANA
Efficiency ratioNANA
Assets per employee ($millions)NANA
Cash dividends to net income (ytd only)*NANA
Condition Ratios (%)
Loss allowance to loansNANA
Loan loss allowance to noncurrent loansNANA
Noncurrent assets plus other real estate owned to assetsNANA
Noncurrent loans to loans0.4883%3,340
Net loans and leases to total assets78.5714%1,042
Net loans and leases to deposits115.4610%130
Net loans and leases to core depositsNANA
Total domestic deposits to total assets68.0501%5,677
Equity capital to assetsNANA
Core capital (leverage) ratioNANA
Tier 1 risk-based capital ratioNANA
Total risk-based capital ratioNANA
Memoranda:
Average total assets$9,346,532,000129
Average earning assetsNANA
Average equityNANA
Average total loans$8,091,160,500111
2016-12-31Rank
Percentage of unprofitable institutionsNANA
Percentage of insitutions with earnings gainsNANA
Performance Ratios (%, annualized)
Yield on earning assetsNANA
Cost of funding earning assetsNANA
Net interest marginNANA
Noninterest income to average assetsNANA
Noninterest expense to average assetsNANA
Loan and lease loss provision to assetsNANA
Net operating income to assetsNANA
Return on assets (ROA)NANA
Pretax return on assetsNANA
Return on Equity (ROE)NANA
Retained earnings to average equity (ytd only)NANA
Net charge-offs to loansNANA
Credit loss provision to net charge-offsNANA
Earnings coverage of net charge-offs (x)NANA
Efficiency ratioNANA
Assets per employee ($millions)NANA
Cash dividends to net income (ytd only)*NANA
Condition Ratios (%)
Loss allowance to loansNANA
Loan loss allowance to noncurrent loansNANA
Noncurrent assets plus other real estate owned to assetsNANA
Noncurrent loans to loans0.5331%3,256
Net loans and leases to total assets96.8444%2
Net loans and leases to deposits115.5731%135
Net loans and leases to core depositsNANA
Total domestic deposits to total assets83.7949%3,501
Equity capital to assetsNANA
Core capital (leverage) ratioNANA
Tier 1 risk-based capital ratioNANA
Total risk-based capital ratioNANA
Memoranda:
Average total assets$9,228,362,000125
Average earning assetsNANA
Average equityNANA
Average total loans$8,110,629,000105
2016-09-30Rank
Percentage of unprofitable institutionsNANA
Percentage of insitutions with earnings gainsNANA
Performance Ratios (%, annualized)
Yield on earning assetsNANA
Cost of funding earning assetsNANA
Net interest marginNANA
Noninterest income to average assetsNANA
Noninterest expense to average assetsNANA
Loan and lease loss provision to assetsNANA
Net operating income to assetsNANA
Return on assets (ROA)NANA
Pretax return on assetsNANA
Return on Equity (ROE)NANA
Retained earnings to average equity (ytd only)NANA
Net charge-offs to loansNANA
Credit loss provision to net charge-offsNANA
Earnings coverage of net charge-offs (x)NANA
Efficiency ratioNANA
Assets per employee ($millions)NANA
Cash dividends to net income (ytd only)*NANA
Condition Ratios (%)
Loss allowance to loansNANA
Loan loss allowance to noncurrent loansNANA
Noncurrent assets plus other real estate owned to assetsNANA
Noncurrent loans to loans0.4922%3,528
Net loans and leases to total assets82.5494%555
Net loans and leases to deposits126.1504%67
Net loans and leases to core depositsNANA
Total domestic deposits to total assets65.4373%5,829
Equity capital to assetsNANA
Core capital (leverage) ratioNANA
Tier 1 risk-based capital ratioNANA
Total risk-based capital ratioNANA
Memoranda:
Average total assets$9,490,197,250118
Average earning assetsNANA
Average equityNANA
Average total loans$8,157,570,250103
2016-06-30Rank
Percentage of unprofitable institutionsNANA
Percentage of insitutions with earnings gainsNANA
Performance Ratios (%, annualized)
Yield on earning assetsNANA
Cost of funding earning assetsNANA
Net interest marginNANA
Noninterest income to average assetsNANA
Noninterest expense to average assetsNANA
Loan and lease loss provision to assetsNANA
Net operating income to assetsNANA
Return on assets (ROA)NANA
Pretax return on assetsNANA
Return on Equity (ROE)NANA
Retained earnings to average equity (ytd only)NANA
Net charge-offs to loansNANA
Credit loss provision to net charge-offsNANA
Earnings coverage of net charge-offs (x)NANA
Efficiency ratioNANA
Assets per employee ($millions)NANA
Cash dividends to net income (ytd only)*NANA
Condition Ratios (%)
Loss allowance to loansNANA
Loan loss allowance to noncurrent loansNANA
Noncurrent assets plus other real estate owned to assetsNANA
Noncurrent loans to loans0.5319%3,484
Net loans and leases to total assets90.2773%63
Net loans and leases to deposits124.4540%71
Net loans and leases to core depositsNANA
Total domestic deposits to total assets72.5387%5,635
Equity capital to assetsNANA
Core capital (leverage) ratioNANA
Tier 1 risk-based capital ratioNANA
Total risk-based capital ratioNANA
Memoranda:
Average total assets$9,588,921,670116
Average earning assetsNANA
Average equityNANA
Average total loans$8,346,888,330101
2016-03-31Rank
Percentage of unprofitable institutionsNANA
Percentage of insitutions with earnings gainsNANA
Performance Ratios (%, annualized)
Yield on earning assetsNANA
Cost of funding earning assetsNANA
Net interest marginNANA
Noninterest income to average assetsNANA
Noninterest expense to average assetsNANA
Loan and lease loss provision to assetsNANA
Net operating income to assetsNANA
Return on assets (ROA)NANA
Pretax return on assetsNANA
Return on Equity (ROE)NANA
Retained earnings to average equity (ytd only)NANA
Net charge-offs to loansNANA
Credit loss provision to net charge-offsNANA
Earnings coverage of net charge-offs (x)NANA
Efficiency ratioNANA
Assets per employee ($millions)NANA
Cash dividends to net income (ytd only)*NANA
Condition Ratios (%)
Loss allowance to loansNANA
Loan loss allowance to noncurrent loansNANA
Noncurrent assets plus other real estate owned to assetsNANA
Noncurrent loans to loans0.4620%3,790
Net loans and leases to total assets84.7150%313
Net loans and leases to deposits125.3020%58
Net loans and leases to core depositsNANA
Total domestic deposits to total assets67.6087%5,933
Equity capital to assetsNANA
Core capital (leverage) ratioNANA
Tier 1 risk-based capital ratioNANA
Total risk-based capital ratioNANA
Memoranda:
Average total assets$10,012,596,500111
Average earning assetsNANA
Average equityNANA
Average total loans$8,574,504,000101
2015-12-31Rank
Percentage of unprofitable institutionsNANA
Percentage of insitutions with earnings gainsNANA
Performance Ratios (%, annualized)
Yield on earning assetsNANA
Cost of funding earning assetsNANA
Net interest marginNANA
Noninterest income to average assetsNANA
Noninterest expense to average assetsNANA
Loan and lease loss provision to assetsNANA
Net operating income to assetsNANA
Return on assets (ROA)NANA
Pretax return on assetsNANA
Return on Equity (ROE)NANA
Retained earnings to average equity (ytd only)NANA
Net charge-offs to loansNANA
Credit loss provision to net charge-offsNANA
Earnings coverage of net charge-offs (x)NANA
Efficiency ratioNANA
Assets per employee ($millions)NANA
Cash dividends to net income (ytd only)*NANA
Condition Ratios (%)
Loss allowance to loansNANA
Loan loss allowance to noncurrent loansNANA
Noncurrent assets plus other real estate owned to assetsNANA
Noncurrent loans to loans0.5090%3,659
Net loans and leases to total assets86.6201%189
Net loans and leases to deposits129.6716%46
Net loans and leases to core depositsNANA
Total domestic deposits to total assets66.7996%6,001
Equity capital to assetsNANA
Core capital (leverage) ratioNANA
Tier 1 risk-based capital ratioNANA
Total risk-based capital ratioNANA
Memoranda:
Average total assets$9,839,055,800110
Average earning assetsNANA
Average equityNANA
Average total loans$7,885,595,400103
2015-09-30Rank
Percentage of unprofitable institutionsNANA
Percentage of insitutions with earnings gainsNANA
Performance Ratios (%, annualized)
Yield on earning assetsNANA
Cost of funding earning assetsNANA
Net interest marginNANA
Noninterest income to average assetsNANA
Noninterest expense to average assetsNANA
Loan and lease loss provision to assetsNANA
Net operating income to assetsNANA
Return on assets (ROA)NANA
Pretax return on assetsNANA
Return on Equity (ROE)NANA
Retained earnings to average equity (ytd only)NANA
Net charge-offs to loansNANA
Credit loss provision to net charge-offsNANA
Earnings coverage of net charge-offs (x)NANA
Efficiency ratioNANA
Assets per employee ($millions)NANA
Cash dividends to net income (ytd only)*NANA
Condition Ratios (%)
Loss allowance to loansNANA
Loan loss allowance to noncurrent loansNANA
Noncurrent assets plus other real estate owned to assetsNANA
Noncurrent loans to loans0.4121%4,129
Net loans and leases to total assets89.7462%72
Net loans and leases to deposits128.8975%47
Net loans and leases to core depositsNANA
Total domestic deposits to total assets69.6260%5,988
Equity capital to assetsNANA
Core capital (leverage) ratioNANA
Tier 1 risk-based capital ratioNANA
Total risk-based capital ratioNANA
Memoranda:
Average total assets$9,875,548,000111
Average earning assetsNANA
Average equityNANA
Average total loans$7,757,954,000105
2015-06-30Rank
Percentage of unprofitable institutionsNANA
Percentage of insitutions with earnings gainsNANA
Performance Ratios (%, annualized)
Yield on earning assetsNANA
Cost of funding earning assetsNANA
Net interest marginNANA
Noninterest income to average assetsNANA
Noninterest expense to average assetsNANA
Loan and lease loss provision to assetsNANA
Net operating income to assetsNANA
Return on assets (ROA)NANA
Pretax return on assetsNANA
Return on Equity (ROE)NANA
Retained earnings to average equity (ytd only)NANA
Net charge-offs to loansNANA
Credit loss provision to net charge-offsNANA
Earnings coverage of net charge-offs (x)NANA
Efficiency ratioNANA
Assets per employee ($millions)NANA
Cash dividends to net income (ytd only)*NANA
Condition Ratios (%)
Loss allowance to loansNANA
Loan loss allowance to noncurrent loansNANA
Noncurrent assets plus other real estate owned to assetsNANA
Noncurrent loans to loans0.2048%4,952
Net loans and leases to total assets84.8572%303
Net loans and leases to deposits128.5312%47
Net loans and leases to core depositsNANA
Total domestic deposits to total assets66.0207%6,167
Equity capital to assetsNANA
Core capital (leverage) ratioNANA
Tier 1 risk-based capital ratioNANA
Total risk-based capital ratioNANA
Memoranda:
Average total assets$9,961,267,670112
Average earning assetsNANA
Average equityNANA
Average total loans$7,466,560,000108
2015-03-31Rank
Percentage of unprofitable institutionsNANA
Percentage of insitutions with earnings gainsNANA
Performance Ratios (%, annualized)
Yield on earning assetsNANA
Cost of funding earning assetsNANA
Net interest marginNANA
Noninterest income to average assetsNANA
Noninterest expense to average assetsNANA
Loan and lease loss provision to assetsNANA
Net operating income to assetsNANA
Return on assets (ROA)NANA
Pretax return on assetsNANA
Return on Equity (ROE)NANA
Retained earnings to average equity (ytd only)NANA
Net charge-offs to loansNANA
Credit loss provision to net charge-offsNANA
Earnings coverage of net charge-offs (x)NANA
Efficiency ratioNANA
Assets per employee ($millions)NANA
Cash dividends to net income (ytd only)*NANA
Condition Ratios (%)
Loss allowance to loansNANA
Loan loss allowance to noncurrent loansNANA
Noncurrent assets plus other real estate owned to assetsNANA
Noncurrent loans to loans0.2197%4,991
Net loans and leases to total assets61.1375%3,510
Net loans and leases to deposits118.2882%107
Net loans and leases to core depositsNANA
Total domestic deposits to total assets51.6853%6,358
Equity capital to assetsNANA
Core capital (leverage) ratioNANA
Tier 1 risk-based capital ratioNANA
Total risk-based capital ratioNANA
Memoranda:
Average total assets$10,347,621,500111
Average earning assetsNANA
Average equityNANA
Average total loans$7,301,262,500108
2014-12-31Rank
Percentage of unprofitable institutionsNANA
Percentage of insitutions with earnings gainsNANA
Performance Ratios (%, annualized)
Yield on earning assetsNANA
Cost of funding earning assetsNANA
Net interest marginNANA
Noninterest income to average assetsNANA
Noninterest expense to average assetsNANA
Loan and lease loss provision to assetsNANA
Net operating income to assetsNANA
Return on assets (ROA)NANA
Pretax return on assetsNANA
Return on Equity (ROE)NANA
Retained earnings to average equity (ytd only)NANA
Net charge-offs to loansNANA
Credit loss provision to net charge-offsNANA
Earnings coverage of net charge-offs (x)NANA
Efficiency ratioNANA
Assets per employee ($millions)NANA
Cash dividends to net income (ytd only)*NANA
Condition Ratios (%)
Loss allowance to loansNANA
Loan loss allowance to noncurrent loansNANA
Noncurrent assets plus other real estate owned to assetsNANA
Noncurrent loans to loans0.2215%5,030
Net loans and leases to total assets83.3861%387
Net loans and leases to deposits131.5503%40
Net loans and leases to core depositsNANA
Total domestic deposits to total assets63.3872%6,360
Equity capital to assetsNANA
Core capital (leverage) ratioNANA
Tier 1 risk-based capital ratioNANA
Total risk-based capital ratioNANA
Memoranda:
Average total assets$8,657,627,800122
Average earning assetsNANA
Average equityNANA
Average total loans$7,191,163,000108
2014-09-30Rank
Percentage of unprofitable institutionsNANA
Percentage of insitutions with earnings gainsNANA
Performance Ratios (%, annualized)
Yield on earning assetsNANA
Cost of funding earning assetsNANA
Net interest marginNANA
Noninterest income to average assetsNANA
Noninterest expense to average assetsNANA
Loan and lease loss provision to assetsNANA
Net operating income to assetsNANA
Return on assets (ROA)NANA
Pretax return on assetsNANA
Return on Equity (ROE)NANA
Retained earnings to average equity (ytd only)NANA
Net charge-offs to loansNANA
Credit loss provision to net charge-offsNANA
Earnings coverage of net charge-offs (x)NANA
Efficiency ratioNANA
Assets per employee ($millions)NANA
Cash dividends to net income (ytd only)*NANA
Condition Ratios (%)
Loss allowance to loansNANA
Loan loss allowance to noncurrent loansNANA
Noncurrent assets plus other real estate owned to assetsNANA
Noncurrent loans to loans0.1021%5,631
Net loans and leases to total assets89.1899%73
Net loans and leases to deposits121.4101%82
Net loans and leases to core depositsNANA
Total domestic deposits to total assets73.4617%6,056
Equity capital to assetsNANA
Core capital (leverage) ratioNANA
Tier 1 risk-based capital ratioNANA
Total risk-based capital ratioNANA
Memoranda:
Average total assets$8,630,923,750121
Average earning assetsNANA
Average equityNANA
Average total loans$7,161,871,750107
2014-06-30Rank
Percentage of unprofitable institutionsNANA
Percentage of insitutions with earnings gainsNANA
Performance Ratios (%, annualized)
Yield on earning assetsNANA
Cost of funding earning assetsNANA
Net interest marginNANA
Noninterest income to average assetsNANA
Noninterest expense to average assetsNANA
Loan and lease loss provision to assetsNANA
Net operating income to assetsNANA
Return on assets (ROA)NANA
Pretax return on assetsNANA
Return on Equity (ROE)NANA
Retained earnings to average equity (ytd only)NANA
Net charge-offs to loansNANA
Credit loss provision to net charge-offsNANA
Earnings coverage of net charge-offs (x)NANA
Efficiency ratioNANA
Assets per employee ($millions)NANA
Cash dividends to net income (ytd only)*NANA
Condition Ratios (%)
Loss allowance to loansNANA
Loan loss allowance to noncurrent loansNANA
Noncurrent assets plus other real estate owned to assetsNANA
Noncurrent loans to loans0.1073%5,693
Net loans and leases to total assets87.3254%118
Net loans and leases to deposits118.1885%102
Net loans and leases to core depositsNANA
Total domestic deposits to total assets73.8866%6,121
Equity capital to assetsNANA
Core capital (leverage) ratioNANA
Tier 1 risk-based capital ratioNANA
Total risk-based capital ratioNANA
Memoranda:
Average total assets$8,630,060,670121
Average earning assetsNANA
Average equityNANA
Average total loans$6,982,421,000106
2014-03-31Rank
Percentage of unprofitable institutionsNANA
Percentage of insitutions with earnings gainsNANA
Performance Ratios (%, annualized)
Yield on earning assetsNANA
Cost of funding earning assetsNANA
Net interest marginNANA
Noninterest income to average assetsNANA
Noninterest expense to average assetsNANA
Loan and lease loss provision to assetsNANA
Net operating income to assetsNANA
Return on assets (ROA)NANA
Pretax return on assetsNANA
Return on Equity (ROE)NANA
Retained earnings to average equity (ytd only)NANA
Net charge-offs to loansNANA
Credit loss provision to net charge-offsNANA
Earnings coverage of net charge-offs (x)NANA
Efficiency ratioNANA
Assets per employee ($millions)NANA
Cash dividends to net income (ytd only)*NANA
Condition Ratios (%)
Loss allowance to loansNANA
Loan loss allowance to noncurrent loansNANA
Noncurrent assets plus other real estate owned to assetsNANA
Noncurrent loans to loans0.1053%5,810
Net loans and leases to total assets72.1911%1,548
Net loans and leases to deposits135.9514%31
Net loans and leases to core depositsNANA
Total domestic deposits to total assets53.1007%6,662
Equity capital to assetsNANA
Core capital (leverage) ratioNANA
Tier 1 risk-based capital ratioNANA
Total risk-based capital ratioNANA
Memoranda:
Average total assets$8,752,554,500121
Average earning assetsNANA
Average equityNANA
Average total loans$6,812,480,500109
2013-12-31Rank
Percentage of unprofitable institutionsNANA
Percentage of insitutions with earnings gainsNANA
Performance Ratios (%, annualized)
Yield on earning assetsNANA
Cost of funding earning assetsNANA
Net interest marginNANA
Noninterest income to average assetsNANA
Noninterest expense to average assetsNANA
Loan and lease loss provision to assetsNANA
Net operating income to assetsNANA
Return on assets (ROA)NANA
Pretax return on assetsNANA
Return on Equity (ROE)NANA
Retained earnings to average equity (ytd only)NANA
Net charge-offs to loansNANA
Credit loss provision to net charge-offsNANA
Earnings coverage of net charge-offs (x)NANA
Efficiency ratioNANA
Assets per employee ($millions)NANA
Cash dividends to net income (ytd only)*NANA
Condition Ratios (%)
Loss allowance to loansNANA
Loan loss allowance to noncurrent loansNANA
Noncurrent assets plus other real estate owned to assetsNANA
Noncurrent loans to loans0.1312%5,812
Net loans and leases to total assets85.9774%155
Net loans and leases to deposits123.6555%52
Net loans and leases to core depositsNANA
Total domestic deposits to total assets69.5298%6,539
Equity capital to assetsNANA
Core capital (leverage) ratioNANA
Tier 1 risk-based capital ratioNANA
Total risk-based capital ratioNANA
Memoranda:
Average total assets$6,507,586,200148
Average earning assetsNANA
Average equityNANA
Average total loans$5,311,628,600125
2013-09-30Rank
Percentage of unprofitable institutionsNANA
Percentage of insitutions with earnings gainsNANA
Performance Ratios (%, annualized)
Yield on earning assetsNANA
Cost of funding earning assetsNANA
Net interest marginNANA
Noninterest income to average assetsNANA
Noninterest expense to average assetsNANA
Loan and lease loss provision to assetsNANA
Net operating income to assetsNANA
Return on assets (ROA)NANA
Pretax return on assetsNANA
Return on Equity (ROE)NANA
Retained earnings to average equity (ytd only)NANA
Net charge-offs to loansNANA
Credit loss provision to net charge-offsNANA
Earnings coverage of net charge-offs (x)NANA
Efficiency ratioNANA
Assets per employee ($millions)NANA
Cash dividends to net income (ytd only)*NANA
Condition Ratios (%)
Loss allowance to loansNANA
Loan loss allowance to noncurrent loansNANA
Noncurrent assets plus other real estate owned to assetsNANA
Noncurrent loans to loans0.1397%5,909
Net loans and leases to total assets81.7916%382
Net loans and leases to deposits116.8849%89
Net loans and leases to core depositsNANA
Total domestic deposits to total assets69.9762%6,598
Equity capital to assetsNANA
Core capital (leverage) ratioNANA
Tier 1 risk-based capital ratioNANA
Total risk-based capital ratioNANA
Memoranda:
Average total assets$6,343,158,000149
Average earning assetsNANA
Average equityNANA
Average total loans$5,099,401,250128
2013-06-30Rank
Percentage of unprofitable institutionsNANA
Percentage of insitutions with earnings gainsNANA
Performance Ratios (%, annualized)
Yield on earning assetsNANA
Cost of funding earning assetsNANA
Net interest marginNANA
Noninterest income to average assetsNANA
Noninterest expense to average assetsNANA
Loan and lease loss provision to assetsNANA
Net operating income to assetsNANA
Return on assets (ROA)NANA
Pretax return on assetsNANA
Return on Equity (ROE)NANA
Retained earnings to average equity (ytd only)NANA
Net charge-offs to loansNANA
Credit loss provision to net charge-offsNANA
Earnings coverage of net charge-offs (x)NANA
Efficiency ratioNANA
Assets per employee ($millions)NANA
Cash dividends to net income (ytd only)*NANA
Condition Ratios (%)
Loss allowance to loansNANA
Loan loss allowance to noncurrent loansNANA
Noncurrent assets plus other real estate owned to assetsNANA
Noncurrent loans to loans0.0047%6,435
Net loans and leases to total assets85.6451%161
Net loans and leases to deposits133.8928%33
Net loans and leases to core depositsNANA
Total domestic deposits to total assets63.9654%6,797
Equity capital to assetsNANA
Core capital (leverage) ratioNANA
Tier 1 risk-based capital ratioNANA
Total risk-based capital ratioNANA
Memoranda:
Average total assets$6,130,799,000151
Average earning assetsNANA
Average equityNANA
Average total loans$4,896,119,670131
2013-03-31Rank
Percentage of unprofitable institutionsNANA
Percentage of insitutions with earnings gainsNANA
Performance Ratios (%, annualized)
Yield on earning assetsNANA
Cost of funding earning assetsNANA
Net interest marginNANA
Noninterest income to average assetsNANA
Noninterest expense to average assetsNANA
Loan and lease loss provision to assetsNANA
Net operating income to assetsNANA
Return on assets (ROA)NANA
Pretax return on assetsNANA
Return on Equity (ROE)NANA
Retained earnings to average equity (ytd only)NANA
Net charge-offs to loansNANA
Credit loss provision to net charge-offsNANA
Earnings coverage of net charge-offs (x)NANA
Efficiency ratioNANA
Assets per employee ($millions)NANA
Cash dividends to net income (ytd only)*NANA
Condition Ratios (%)
Loss allowance to loansNANA
Loan loss allowance to noncurrent loansNANA
Noncurrent assets plus other real estate owned to assetsNANA
Noncurrent loans to loans0.0000%6,535
Net loans and leases to total assets73.2101%1,182
Net loans and leases to deposits119.9900%66
Net loans and leases to core depositsNANA
Total domestic deposits to total assets61.0134%6,909
Equity capital to assetsNANA
Core capital (leverage) ratioNANA
Tier 1 risk-based capital ratioNANA
Total risk-based capital ratioNANA
Memoranda:
Average total assets$5,990,573,500158
Average earning assetsNANA
Average equityNANA
Average total loans$4,598,719,500140
2012-12-31Rank
Percentage of unprofitable institutionsNANA
Percentage of insitutions with earnings gainsNANA
Performance Ratios (%, annualized)
Yield on earning assetsNANA
Cost of funding earning assetsNANA
Net interest marginNANA
Noninterest income to average assetsNANA
Noninterest expense to average assetsNANA
Loan and lease loss provision to assetsNANA
Net operating income to assetsNANA
Return on assets (ROA)NANA
Pretax return on assetsNANA
Return on Equity (ROE)NANA
Retained earnings to average equity (ytd only)NANA
Net charge-offs to loansNANA
Credit loss provision to net charge-offsNANA
Earnings coverage of net charge-offs (x)NANA
Efficiency ratioNANA
Assets per employee ($millions)NANA
Cash dividends to net income (ytd only)*NANA
Condition Ratios (%)
Loss allowance to loansNANA
Loan loss allowance to noncurrent loansNANA
Noncurrent assets plus other real estate owned to assetsNANA
Noncurrent loans to loans0.0000%6,599
Net loans and leases to total assets81.2810%378
Net loans and leases to deposits112.1707%135
Net loans and leases to core depositsNANA
Total domestic deposits to total assets72.4619%6,664
Equity capital to assetsNANA
Core capital (leverage) ratioNANA
Tier 1 risk-based capital ratioNANA
Total risk-based capital ratioNANA
Memoranda:
Average total assets$4,921,499,800173
Average earning assetsNANA
Average equityNANA
Average total loans$3,426,350,800165
2012-09-30Rank
Percentage of unprofitable institutionsNANA
Percentage of insitutions with earnings gainsNANA
Performance Ratios (%, annualized)
Yield on earning assetsNANA
Cost of funding earning assetsNANA
Net interest marginNANA
Noninterest income to average assetsNANA
Noninterest expense to average assetsNANA
Loan and lease loss provision to assetsNANA
Net operating income to assetsNANA
Return on assets (ROA)NANA
Pretax return on assetsNANA
Return on Equity (ROE)NANA
Retained earnings to average equity (ytd only)NANA
Net charge-offs to loansNANA
Credit loss provision to net charge-offsNANA
Earnings coverage of net charge-offs (x)NANA
Efficiency ratioNANA
Assets per employee ($millions)NANA
Cash dividends to net income (ytd only)*NANA
Condition Ratios (%)
Loss allowance to loansNANA
Loan loss allowance to noncurrent loansNANA
Noncurrent assets plus other real estate owned to assetsNANA
Noncurrent loans to loans0.0000%6,696
Net loans and leases to total assets65.1334%2,811
Net loans and leases to deposits102.0965%342
Net loans and leases to core depositsNANA
Total domestic deposits to total assets63.7959%7,020
Equity capital to assetsNANA
Core capital (leverage) ratioNANA
Tier 1 risk-based capital ratioNANA
Total risk-based capital ratioNANA
Memoranda:
Average total assets$4,832,213,000178
Average earning assetsNANA
Average equityNANA
Average total loans$3,210,304,750177
2012-06-30Rank
Percentage of unprofitable institutionsNANA
Percentage of insitutions with earnings gainsNANA
Performance Ratios (%, annualized)
Yield on earning assetsNANA
Cost of funding earning assetsNANA
Net interest marginNANA
Noninterest income to average assetsNANA
Noninterest expense to average assetsNANA
Loan and lease loss provision to assetsNANA
Net operating income to assetsNANA
Return on assets (ROA)NANA
Pretax return on assetsNANA
Return on Equity (ROE)NANA
Retained earnings to average equity (ytd only)NANA
Net charge-offs to loansNANA
Credit loss provision to net charge-offsNANA
Earnings coverage of net charge-offs (x)NANA
Efficiency ratioNANA
Assets per employee ($millions)NANA
Cash dividends to net income (ytd only)*NANA
Condition Ratios (%)
Loss allowance to loansNANA
Loan loss allowance to noncurrent loansNANA
Noncurrent assets plus other real estate owned to assetsNANA
Noncurrent loans to loans0.0000%6,740
Net loans and leases to total assets78.1749%698
Net loans and leases to deposits105.4694%240
Net loans and leases to core depositsNANA
Total domestic deposits to total assets74.1209%6,671
Equity capital to assetsNANA
Core capital (leverage) ratioNANA
Tier 1 risk-based capital ratioNANA
Total risk-based capital ratioNANA
Memoranda:
Average total assets$4,600,668,670184
Average earning assetsNANA
Average equityNANA
Average total loans$3,080,465,330179
2012-03-31Rank
Percentage of unprofitable institutionsNANA
Percentage of insitutions with earnings gainsNANA
Performance Ratios (%, annualized)
Yield on earning assetsNANA
Cost of funding earning assetsNANA
Net interest marginNANA
Noninterest income to average assetsNANA
Noninterest expense to average assetsNANA
Loan and lease loss provision to assetsNANA
Net operating income to assetsNANA
Return on assets (ROA)NANA
Pretax return on assetsNANA
Return on Equity (ROE)NANA
Retained earnings to average equity (ytd only)NANA
Net charge-offs to loansNANA
Credit loss provision to net charge-offsNANA
Earnings coverage of net charge-offs (x)NANA
Efficiency ratioNANA
Assets per employee ($millions)NANA
Cash dividends to net income (ytd only)*NANA
Condition Ratios (%)
Loss allowance to loansNANA
Loan loss allowance to noncurrent loansNANA
Noncurrent assets plus other real estate owned to assetsNANA
Noncurrent loans to loans0.0000%6,812
Net loans and leases to total assets62.4388%3,163
Net loans and leases to deposits98.1569%438
Net loans and leases to core depositsNANA
Total domestic deposits to total assets63.6112%7,148
Equity capital to assetsNANA
Core capital (leverage) ratioNANA
Tier 1 risk-based capital ratioNANA
Total risk-based capital ratioNANA
Memoranda:
Average total assets$4,696,230,500179
Average earning assetsNANA
Average equityNANA
Average total loans$2,897,119,500181
2011-12-31Rank
Percentage of unprofitable institutionsNANA
Percentage of insitutions with earnings gainsNANA
Performance Ratios (%, annualized)
Yield on earning assetsNANA
Cost of funding earning assetsNANA
Net interest marginNANA
Noninterest income to average assetsNANA
Noninterest expense to average assetsNANA
Loan and lease loss provision to assetsNANA
Net operating income to assetsNANA
Return on assets (ROA)NANA
Pretax return on assetsNANA
Return on Equity (ROE)NANA
Retained earnings to average equity (ytd only)NANA
Net charge-offs to loansNANA
Credit loss provision to net charge-offsNANA
Earnings coverage of net charge-offs (x)NANA
Efficiency ratioNANA
Assets per employee ($millions)NANA
Cash dividends to net income (ytd only)*NANA
Condition Ratios (%)
Loss allowance to loansNANA
Loan loss allowance to noncurrent loansNANA
Noncurrent assets plus other real estate owned to assetsNANA
Noncurrent loans to loans0.0000%6,879
Net loans and leases to total assets60.9457%3,802
Net loans and leases to deposits99.6721%474
Net loans and leases to core depositsNANA
Total domestic deposits to total assets61.1462%7,216
Equity capital to assetsNANA
Core capital (leverage) ratioNANA
Tier 1 risk-based capital ratioNANA
Total risk-based capital ratioNANA
Memoranda:
Average total assets$3,591,929,000217
Average earning assetsNANA
Average equityNANA
Average total loans$2,427,015,600204
2011-09-30Rank
Percentage of unprofitable institutionsNANA
Percentage of insitutions with earnings gainsNANA
Performance Ratios (%, annualized)
Yield on earning assetsNANA
Cost of funding earning assetsNANA
Net interest marginNANA
Noninterest income to average assetsNANA
Noninterest expense to average assetsNANA
Loan and lease loss provision to assetsNANA
Net operating income to assetsNANA
Return on assets (ROA)NANA
Pretax return on assetsNANA
Return on Equity (ROE)NANA
Retained earnings to average equity (ytd only)NANA
Net charge-offs to loansNANA
Credit loss provision to net charge-offsNANA
Earnings coverage of net charge-offs (x)NANA
Efficiency ratioNANA
Assets per employee ($millions)NANA
Cash dividends to net income (ytd only)*NANA
Condition Ratios (%)
Loss allowance to loansNANA
Loan loss allowance to noncurrent loansNANA
Noncurrent assets plus other real estate owned to assetsNANA
Noncurrent loans to loans0.0000%6,971
Net loans and leases to total assets63.7670%3,358
Net loans and leases to deposits91.9868%1,013
Net loans and leases to core depositsNANA
Total domestic deposits to total assets69.3219%7,070
Equity capital to assetsNANA
Core capital (leverage) ratioNANA
Tier 1 risk-based capital ratioNANA
Total risk-based capital ratioNANA
Memoranda:
Average total assets$3,312,848,750226
Average earning assetsNANA
Average equityNANA
Average total loans$2,316,401,000211
2011-06-30Rank
Percentage of unprofitable institutionsNANA
Percentage of insitutions with earnings gainsNANA
Performance Ratios (%, annualized)
Yield on earning assetsNANA
Cost of funding earning assetsNANA
Net interest marginNANA
Noninterest income to average assetsNANA
Noninterest expense to average assetsNANA
Loan and lease loss provision to assetsNANA
Net operating income to assetsNANA
Return on assets (ROA)NANA
Pretax return on assetsNANA
Return on Equity (ROE)NANA
Retained earnings to average equity (ytd only)NANA
Net charge-offs to loansNANA
Credit loss provision to net charge-offsNANA
Earnings coverage of net charge-offs (x)NANA
Efficiency ratioNANA
Assets per employee ($millions)NANA
Cash dividends to net income (ytd only)*NANA
Condition Ratios (%)
Loss allowance to loansNANA
Loan loss allowance to noncurrent loansNANA
Noncurrent assets plus other real estate owned to assetsNANA
Noncurrent loans to loans0.0000%7,026
Net loans and leases to total assets75.5377%1,148
Net loans and leases to deposits117.1979%106
Net loans and leases to core depositsNANA
Total domestic deposits to total assets64.4531%7,302
Equity capital to assetsNANA
Core capital (leverage) ratioNANA
Tier 1 risk-based capital ratioNANA
Total risk-based capital ratioNANA
Memoranda:
Average total assets$2,974,106,330239
Average earning assetsNANA
Average equityNANA
Average total loans$2,168,360,670226
2011-03-31Rank
Percentage of unprofitable institutionsNANA
Percentage of insitutions with earnings gainsNANA
Performance Ratios (%, annualized)
Yield on earning assetsNANA
Cost of funding earning assetsNANA
Net interest marginNANA
Noninterest income to average assetsNANA
Noninterest expense to average assetsNANA
Loan and lease loss provision to assetsNANA
Net operating income to assetsNANA
Return on assets (ROA)NANA
Pretax return on assetsNANA
Return on Equity (ROE)NANA
Retained earnings to average equity (ytd only)NANA
Net charge-offs to loansNANA
Credit loss provision to net charge-offsNANA
Earnings coverage of net charge-offs (x)NANA
Efficiency ratioNANA
Assets per employee ($millions)NANA
Cash dividends to net income (ytd only)*NANA
Condition Ratios (%)
Loss allowance to loansNANA
Loan loss allowance to noncurrent loansNANA
Noncurrent assets plus other real estate owned to assetsNANA
Noncurrent loans to loans0.0000%7,094
Net loans and leases to total assets64.7098%3,304
Net loans and leases to deposits115.9339%118
Net loans and leases to core depositsNANA
Total domestic deposits to total assets55.8161%7,462
Equity capital to assetsNANA
Core capital (leverage) ratioNANA
Tier 1 risk-based capital ratioNANA
Total risk-based capital ratioNANA
Memoranda:
Average total assets$2,805,077,500256
Average earning assetsNANA
Average equityNANA
Average total loans$2,001,575,500238
2010-12-31Rank
Percentage of unprofitable institutionsNANA
Percentage of insitutions with earnings gainsNANA
Performance Ratios (%, annualized)
Yield on earning assetsNANA
Cost of funding earning assetsNANA
Net interest marginNANA
Noninterest income to average assetsNANA
Noninterest expense to average assetsNANA
Loan and lease loss provision to assetsNANA
Net operating income to assetsNANA
Return on assets (ROA)NANA
Pretax return on assetsNANA
Return on Equity (ROE)NANA
Retained earnings to average equity (ytd only)NANA
Net charge-offs to loansNANA
Credit loss provision to net charge-offsNANA
Earnings coverage of net charge-offs (x)NANA
Efficiency ratioNANA
Assets per employee ($millions)NANA
Cash dividends to net income (ytd only)*NANA
Condition Ratios (%)
Loss allowance to loansNANA
Loan loss allowance to noncurrent loansNANA
Noncurrent assets plus other real estate owned to assetsNANA
Noncurrent loans to loans0.0009%7,174
Net loans and leases to total assets79.8750%679
Net loans and leases to deposits114.3106%169
Net loans and leases to core depositsNANA
Total domestic deposits to total assets69.8754%7,244
Equity capital to assetsNANA
Core capital (leverage) ratioNANA
Tier 1 risk-based capital ratioNANA
Total risk-based capital ratioNANA
Memoranda:
Average total assets$2,303,815,800307
Average earning assetsNANA
Average equityNANA
Average total loans$1,695,796,600280
2010-09-30Rank
Percentage of unprofitable institutionsNANA
Percentage of insitutions with earnings gainsNANA
Performance Ratios (%, annualized)
Yield on earning assetsNANA
Cost of funding earning assetsNANA
Net interest marginNANA
Noninterest income to average assetsNANA
Noninterest expense to average assetsNANA
Loan and lease loss provision to assetsNANA
Net operating income to assetsNANA
Return on assets (ROA)NANA
Pretax return on assetsNANA
Return on Equity (ROE)NANA
Retained earnings to average equity (ytd only)NANA
Net charge-offs to loansNANA
Credit loss provision to net charge-offsNANA
Earnings coverage of net charge-offs (x)NANA
Efficiency ratioNANA
Assets per employee ($millions)NANA
Cash dividends to net income (ytd only)*NANA
Condition Ratios (%)
Loss allowance to loansNANA
Loan loss allowance to noncurrent loansNANA
Noncurrent assets plus other real estate owned to assetsNANA
Noncurrent loans to loans0.0398%7,148
Net loans and leases to total assets67.7598%3,282
Net loans and leases to deposits116.5114%150
Net loans and leases to core depositsNANA
Total domestic deposits to total assets58.1572%7,616
Equity capital to assetsNANA
Core capital (leverage) ratioNANA
Tier 1 risk-based capital ratioNANA
Total risk-based capital ratioNANA
Memoranda:
Average total assets$2,265,150,000309
Average earning assetsNANA
Average equityNANA
Average total loans$1,628,818,500293
2010-06-30Rank
Percentage of unprofitable institutionsNANA
Percentage of insitutions with earnings gainsNANA
Performance Ratios (%, annualized)
Yield on earning assetsNANA
Cost of funding earning assetsNANA
Net interest marginNANA
Noninterest income to average assetsNANA
Noninterest expense to average assetsNANA
Loan and lease loss provision to assetsNANA
Net operating income to assetsNANA
Return on assets (ROA)NANA
Pretax return on assetsNANA
Return on Equity (ROE)NANA
Retained earnings to average equity (ytd only)NANA
Net charge-offs to loansNANA
Credit loss provision to net charge-offsNANA
Earnings coverage of net charge-offs (x)NANA
Efficiency ratioNANA
Assets per employee ($millions)NANA
Cash dividends to net income (ytd only)*NANA
Condition Ratios (%)
Loss allowance to loansNANA
Loan loss allowance to noncurrent loansNANA
Noncurrent assets plus other real estate owned to assetsNANA
Noncurrent loans to loans0.0422%7,210
Net loans and leases to total assets79.7598%833
Net loans and leases to deposits119.6188%124
Net loans and leases to core depositsNANA
Total domestic deposits to total assets66.6783%7,503
Equity capital to assetsNANA
Core capital (leverage) ratioNANA
Tier 1 risk-based capital ratioNANA
Total risk-based capital ratioNANA
Memoranda:
Average total assets$2,155,741,000324
Average earning assetsNANA
Average equityNANA
Average total loans$1,586,002,330298
2010-03-31Rank
Percentage of unprofitable institutionsNANA
Percentage of insitutions with earnings gainsNANA
Performance Ratios (%, annualized)
Yield on earning assetsNANA
Cost of funding earning assetsNANA
Net interest marginNANA
Noninterest income to average assetsNANA
Noninterest expense to average assetsNANA
Loan and lease loss provision to assetsNANA
Net operating income to assetsNANA
Return on assets (ROA)NANA
Pretax return on assetsNANA
Return on Equity (ROE)NANA
Retained earnings to average equity (ytd only)NANA
Net charge-offs to loansNANA
Credit loss provision to net charge-offsNANA
Earnings coverage of net charge-offs (x)NANA
Efficiency ratioNANA
Assets per employee ($millions)NANA
Cash dividends to net income (ytd only)*NANA
Condition Ratios (%)
Loss allowance to loansNANA
Loan loss allowance to noncurrent loansNANA
Noncurrent assets plus other real estate owned to assetsNANA
Noncurrent loans to loans0.0682%7,222
Net loans and leases to total assets73.3439%2,116
Net loans and leases to deposits115.7189%184
Net loans and leases to core depositsNANA
Total domestic deposits to total assets63.3811%7,693
Equity capital to assetsNANA
Core capital (leverage) ratioNANA
Tier 1 risk-based capital ratioNANA
Total risk-based capital ratioNANA
Memoranda:
Average total assets$2,016,805,000352
Average earning assetsNANA
Average equityNANA
Average total loans$1,408,481,500350
2009-12-31Rank
Percentage of unprofitable institutionsNANA
Percentage of insitutions with earnings gainsNANA
Performance Ratios (%, annualized)
Yield on earning assetsNANA
Cost of funding earning assetsNANA
Net interest marginNANA
Noninterest income to average assetsNANA
Noninterest expense to average assetsNANA
Loan and lease loss provision to assetsNANA
Net operating income to assetsNANA
Return on assets (ROA)NANA
Pretax return on assetsNANA
Return on Equity (ROE)NANA
Retained earnings to average equity (ytd only)NANA
Net charge-offs to loansNANA
Credit loss provision to net charge-offsNANA
Earnings coverage of net charge-offs (x)NANA
Efficiency ratioNANA
Assets per employee ($millions)NANA
Cash dividends to net income (ytd only)*NANA
Condition Ratios (%)
Loss allowance to loansNANA
Loan loss allowance to noncurrent loansNANA
Noncurrent assets plus other real estate owned to assetsNANA
Noncurrent loans to loans0.1167%7,130
Net loans and leases to total assets66.1933%4,108
Net loans and leases to deposits109.0382%417
Net loans and leases to core deposits5,109.0799%11
Total domestic deposits to total assets60.7065%7,786
Equity capital to assetsNANA
Core capital (leverage) ratioNANA
Tier 1 risk-based capital ratioNANA
Total risk-based capital ratioNANA
Memoranda:
Average total assets$1,384,400,200494
Average earning assetsNANA
Average equityNANA
Average total loans$1,101,913,600446
2009-09-30Rank
Percentage of unprofitable institutionsNANA
Percentage of insitutions with earnings gainsNANA
Performance Ratios (%, annualized)
Yield on earning assetsNANA
Cost of funding earning assetsNANA
Net interest marginNANA
Noninterest income to average assetsNANA
Noninterest expense to average assetsNANA
Loan and lease loss provision to assetsNANA
Net operating income to assetsNANA
Return on assets (ROA)NANA
Pretax return on assetsNANA
Return on Equity (ROE)NANA
Retained earnings to average equity (ytd only)NANA
Net charge-offs to loansNANA
Credit loss provision to net charge-offsNANA
Earnings coverage of net charge-offs (x)NANA
Efficiency ratioNANA
Assets per employee ($millions)NANA
Cash dividends to net income (ytd only)*NANA
Condition Ratios (%)
Loss allowance to loansNANA
Loan loss allowance to noncurrent loansNANA
Noncurrent assets plus other real estate owned to assetsNANA
Noncurrent loans to loans0.0972%7,239
Net loans and leases to total assets75.1776%2,198
Net loans and leases to deposits120.1829%201
Net loans and leases to core deposits5,470.6662%12
Total domestic deposits to total assets62.5526%7,809
Equity capital to assetsNANA
Core capital (leverage) ratioNANA
Tier 1 risk-based capital ratioNANA
Total risk-based capital ratioNANA
Memoranda:
Average total assets$1,235,981,000557
Average earning assetsNANA
Average equityNANA
Average total loans$1,050,053,250477
2009-06-30Rank
Percentage of unprofitable institutionsNANA
Percentage of insitutions with earnings gainsNANA
Performance Ratios (%, annualized)
Yield on earning assetsNANA
Cost of funding earning assetsNANA
Net interest marginNANA
Noninterest income to average assetsNANA
Noninterest expense to average assetsNANA
Loan and lease loss provision to assetsNANA
Net operating income to assetsNANA
Return on assets (ROA)NANA
Pretax return on assetsNANA
Return on Equity (ROE)NANA
Retained earnings to average equity (ytd only)NANA
Net charge-offs to loansNANA
Credit loss provision to net charge-offsNANA
Earnings coverage of net charge-offs (x)NANA
Efficiency ratioNANA
Assets per employee ($millions)NANA
Cash dividends to net income (ytd only)*NANA
Condition Ratios (%)
Loss allowance to loansNANA
Loan loss allowance to noncurrent loansNANA
Noncurrent assets plus other real estate owned to assetsNANA
Noncurrent loans to loans0.0948%7,291
Net loans and leases to total assets88.9321%190
Net loans and leases to deposits116.0524%329
Net loans and leases to core deposits4,193.4139%12
Total domestic deposits to total assets76.6310%6,408
Equity capital to assetsNANA
Core capital (leverage) ratioNANA
Tier 1 risk-based capital ratioNANA
Total risk-based capital ratioNANA
Memoranda:
Average total assets$1,117,093,670617
Average earning assetsNANA
Average equityNANA
Average total loans$1,000,967,670508
2009-03-31Rank
Percentage of unprofitable institutionsNANA
Percentage of insitutions with earnings gainsNANA
Performance Ratios (%, annualized)
Yield on earning assetsNANA
Cost of funding earning assetsNANA
Net interest marginNANA
Noninterest income to average assetsNANA
Noninterest expense to average assetsNANA
Loan and lease loss provision to assetsNANA
Net operating income to assetsNANA
Return on assets (ROA)NANA
Pretax return on assetsNANA
Return on Equity (ROE)NANA
Retained earnings to average equity (ytd only)NANA
Net charge-offs to loansNANA
Credit loss provision to net charge-offsNANA
Earnings coverage of net charge-offs (x)NANA
Efficiency ratioNANA
Assets per employee ($millions)NANA
Cash dividends to net income (ytd only)*NANA
Condition Ratios (%)
Loss allowance to loansNANA
Loan loss allowance to noncurrent loansNANA
Noncurrent assets plus other real estate owned to assetsNANA
Noncurrent loans to loans0.0911%7,261
Net loans and leases to total assets90.2701%127
Net loans and leases to deposits103.1520%1,074
Net loans and leases to core deposits5,518.9624%11
Total domestic deposits to total assets87.5117%1,963
Equity capital to assetsNANA
Core capital (leverage) ratioNANA
Tier 1 risk-based capital ratioNANA
Total risk-based capital ratioNANA
Memoranda:
Average total assets$1,082,479,500638
Average earning assetsNANA
Average equityNANA
Average total loans$973,941,000524
2008-12-31Rank
Percentage of unprofitable institutionsNANA
Percentage of insitutions with earnings gainsNANA
Performance Ratios (%, annualized)
Yield on earning assetsNANA
Cost of funding earning assetsNANA
Net interest marginNANA
Noninterest income to average assetsNANA
Noninterest expense to average assetsNANA
Loan and lease loss provision to assetsNANA
Net operating income to assetsNANA
Return on assets (ROA)NANA
Pretax return on assetsNANA
Return on Equity (ROE)NANA
Retained earnings to average equity (ytd only)NANA
Net charge-offs to loansNANA
Credit loss provision to net charge-offsNANA
Earnings coverage of net charge-offs (x)NANA
Efficiency ratioNANA
Assets per employee ($millions)NANA
Cash dividends to net income (ytd only)*NANA
Condition Ratios (%)
Loss allowance to loansNANA
Loan loss allowance to noncurrent loansNANA
Noncurrent assets plus other real estate owned to assetsNANA
Noncurrent loans to loans0.1176%7,062
Net loans and leases to total assets89.5926%225
Net loans and leases to deposits126.7504%262
Net loans and leases to core deposits3,335.8842%14
Total domestic deposits to total assets70.6843%7,207
Equity capital to assetsNANA
Core capital (leverage) ratioNANA
Tier 1 risk-based capital ratioNANA
Total risk-based capital ratioNANA
Memoranda:
Average total assets$1,010,195,400658
Average earning assetsNANA
Average equityNANA
Average total loans$887,235,600554