Home > Bank of Banks County > Income and Expense
Bank of Banks County, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,369,000 | 5,681 |
| Total interest expense | $2,178,000 | 6,127 |
| Net interest income | $3,191,000 | 5,233 |
| Provision for loan and lease losses | $280,000 | 2,381 |
| Total noninterest income | $603,000 | 4,555 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $399,000 | 3,377 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $204,000 | 5,077 |
| Total noninterest expense | $2,109,000 | 5,757 |
| Salaries and employee benefits | $958,000 | 6,256 |
| Premises and equipment expense | $262,000 | 6,168 |
| Additional noninterest expense | $889,000 | 4,814 |
| Pre-tax net operating income | $1,405,000 | 4,678 |
| Securities gains (losses) | $15,000 | 2,090 |
| Applicable income taxes | $512,000 | 4,121 |
| Income before extraordinary items | $908,000 | 4,956 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $908,000 | 4,955 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $286,000 | 2,000 |
| Cash dividends | $411,000 | 3,787 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $898,400 | 4,980 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,638,000 | 6,018 |
| Total interest expense | $1,669,000 | 6,421 |
| Net interest income | $2,969,000 | 5,647 |
| Provision for loan and lease losses | $99,000 | 4,618 |
| Total noninterest income | $518,000 | 5,161 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $389,000 | 3,460 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $129,000 | 6,698 |
| Total noninterest expense | $2,122,000 | 5,912 |
| Salaries and employee benefits | $957,000 | 6,320 |
| Premises and equipment expense | $285,000 | 5,938 |
| Additional noninterest expense | $880,000 | 5,277 |
| Pre-tax net operating income | $1,266,000 | 5,038 |
| Securities gains (losses) | $30,000 | 1,467 |
| Applicable income taxes | $433,000 | 4,505 |
| Income before extraordinary items | $863,000 | 5,060 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $863,000 | 5,066 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 4,456 |
| Cash dividends | $342,000 | 4,146 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $842,900 | 5,209 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,158,000 | 6,685 |
| Total interest expense | $1,491,000 | 7,230 |
| Net interest income | $2,667,000 | 6,227 |
| Provision for loan and lease losses | $82,000 | 6,278 |
| Total noninterest income | $560,000 | 5,192 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $405,000 | 3,398 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $155,000 | 6,451 |
| Total noninterest expense | $2,031,000 | 6,248 |
| Salaries and employee benefits | $884,000 | 6,809 |
| Premises and equipment expense | $266,000 | 6,397 |
| Additional noninterest expense | $881,000 | 5,467 |
| Pre-tax net operating income | $1,114,000 | 5,474 |
| Securities gains (losses) | $5,000 | 6,132 |
| Applicable income taxes | $360,000 | 5,386 |
| Income before extraordinary items | $759,000 | 5,779 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $759,000 | 5,927 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 5,803 |
| Cash dividends | $302,000 | 4,346 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $755,600 | 5,555 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,194,000 | 7,249 |
| Total interest expense | $1,722,000 | 7,838 |
| Net interest income | $2,472,000 | 6,659 |
| Provision for loan and lease losses | $301,000 | 4,106 |
| Total noninterest income | $538,000 | 5,347 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $400,000 | 3,485 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $138,000 | 6,940 |
| Total noninterest expense | $1,729,000 | 7,186 |
| Salaries and employee benefits | $789,000 | 7,327 |
| Premises and equipment expense | $226,000 | 7,260 |
| Additional noninterest expense | $714,000 | 6,670 |
| Pre-tax net operating income | $980,000 | 5,713 |
| Securities gains (losses) | $27,000 | 5,154 |
| Applicable income taxes | $321,000 | 5,677 |
| Income before extraordinary items | $686,000 | 6,009 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $686,000 | 6,082 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $151,000 | 4,874 |
| Cash dividends | $238,000 | 4,641 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $667,640 | 5,769 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.