Home > Bank of Auburn Hills > Income and Expense

Bank of Auburn Hills, Income and Expense

2009-12-31 (YTD Data)Rank
Total interest income$2,119,0006,975
Total interest expense$1,025,0005,979
Net interest income$1,094,0007,350
Provision for loan and lease losses$1,898,0002,553
Total noninterest income$-158,0007,804
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$24,0006,855
Trading account gains and fees$0211
Additional Noninterest Income$-182,0007,671
Total noninterest expense$1,941,0006,299
Salaries and employee benefits$588,0007,226
Premises and equipment expense$109,0007,298
Additional noninterest expense$1,244,0004,640
Pre-tax net operating income$-2,903,0006,876
Securities gains (losses)$03,754
Applicable income taxes$1,035,000934
Income before extraordinary items$-3,938,0007,148
Extraordinary gains, net$034
Net income$-3,938,0007,148
Minority interest net income$0115
Net income of bank and minority interests.$-3,938,0007,147
Net charge-offs$1,091,0002,760
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-3,938,0007,147
2009-09-30 (YTD Data)Rank
Total interest income$1,616,0007,028
Total interest expense$805,0006,013
Net interest income$811,0007,416
Provision for loan and lease losses$1,590,0002,151
Total noninterest income$-112,0007,923
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$18,0006,902
Trading account gains and fees$0212
Additional Noninterest Income$-130,0007,836
Total noninterest expense$1,418,0006,387
Salaries and employee benefits$449,0007,251
Premises and equipment expense$84,0007,334
Additional noninterest expense$885,0004,768
Pre-tax net operating income$-2,309,0007,137
Securities gains (losses)$03,497
Applicable income taxes$1,035,000823
Income before extraordinary items$-3,344,0007,425
Extraordinary gains, net$027
Net income$-3,344,0007,425
Minority interest net income$0118
Net income of bank and minority interests.$-3,344,0007,425
Net charge-offs$953,0002,251
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-3,344,0007,420
2009-06-30 (YTD Data)Rank
Total interest income$1,098,0007,071
Total interest expense$561,0006,049
Net interest income$537,0007,463
Provision for loan and lease losses$1,005,0002,055
Total noninterest income$-49,0008,014
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$13,0006,932
Trading account gains and fees$0193
Additional Noninterest Income$-62,0007,923
Total noninterest expense$925,0006,476
Salaries and employee benefits$315,0007,251
Premises and equipment expense$60,0007,332
Additional noninterest expense$550,0004,965
Pre-tax net operating income$-1,442,0007,216
Securities gains (losses)$03,136
Applicable income taxes$-490,0007,570
Income before extraordinary items$-952,0007,131
Extraordinary gains, net$021
Net income$-952,0007,131
Minority interest net income$0112
Net income of bank and minority interests.$-952,0007,132
Net charge-offs$683,0002,005
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$-952,0007,114
2009-03-31 (YTD Data)Rank
Total interest income$551,0007,106
Total interest expense$298,0006,029
Net interest income$253,0007,570
Provision for loan and lease losses$334,0002,185
Total noninterest income$23,0007,294
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$7,0006,895
Trading account gains and fees$0171
Additional Noninterest Income$16,0006,411
Total noninterest expense$452,0006,492
Salaries and employee benefits$177,0007,100
Premises and equipment expense$31,0007,320
Additional noninterest expense$244,0005,009
Pre-tax net operating income$-510,0007,334
Securities gains (losses)$02,434
Applicable income taxes$-173,0007,680
Income before extraordinary items$-337,0007,259
Extraordinary gains, net$015
Net income$-337,0007,260
Minority interest net income$0102
Net income of bank and minority interests.$-337,0007,260
Net charge-offs$167,0002,311
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-337,0007,212
2008-12-31 (YTD Data)Rank
Total interest income$2,674,0006,840
Total interest expense$1,512,0005,965
Net interest income$1,162,0007,406
Provision for loan and lease losses$1,189,0002,466
Total noninterest income$92,0007,379
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$53,0006,581
Trading account gains and fees$0154
Additional Noninterest Income$39,0006,986
Total noninterest expense$1,509,0006,853
Salaries and employee benefits$590,0007,430
Premises and equipment expense$120,0007,425
Additional noninterest expense$799,0005,478
Pre-tax net operating income$-1,444,0007,198
Securities gains (losses)$03,220
Applicable income taxes$-487,0007,487
Income before extraordinary items$-957,0006,968
Extraordinary gains, net$039
Net income$-957,0006,971
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,021,0001,935
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$-957,0007,091
2008-09-30 (YTD Data)Rank
Total interest income$2,048,0006,873
Total interest expense$1,172,0006,015
Net interest income$876,0007,472
Provision for loan and lease losses$739,0002,195
Total noninterest income$75,0007,415
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$42,0006,600
Trading account gains and fees$0148
Additional Noninterest Income$33,0007,020
Total noninterest expense$1,115,0006,884
Salaries and employee benefits$440,0007,481
Premises and equipment expense$88,0007,502
Additional noninterest expense$587,0005,483
Pre-tax net operating income$-903,0007,475
Securities gains (losses)$03,106
Applicable income taxes$-304,0007,743
Income before extraordinary items$-599,0007,269
Extraordinary gains, net$031
Net income$-599,0007,268
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$626,0001,718
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-599,0007,389
2008-06-30 (YTD Data)Rank
Total interest income$1,397,0006,897
Total interest expense$808,0006,093
Net interest income$589,0007,481
Provision for loan and lease losses$579,0001,755
Total noninterest income$63,0007,244
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$25,0006,713
Trading account gains and fees$0149
Additional Noninterest Income$38,0006,484
Total noninterest expense$765,0006,888
Salaries and employee benefits$307,0007,475
Premises and equipment expense$57,0007,568
Additional noninterest expense$401,0005,415
Pre-tax net operating income$-692,0007,738
Securities gains (losses)$03,233
Applicable income taxes$-233,0008,009
Income before extraordinary items$-459,0007,666
Extraordinary gains, net$021
Net income$-459,0007,665
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$501,0001,311
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$-459,0007,642
2008-03-31 (YTD Data)Rank
Total interest income$717,0006,927
Total interest expense$427,0006,123
Net interest income$290,0007,554
Provision for loan and lease losses$349,0001,261
Total noninterest income$23,0007,585
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$11,0006,800
Trading account gains and fees$0158
Additional Noninterest Income$12,0007,050
Total noninterest expense$386,0006,902
Salaries and employee benefits$161,0007,414
Premises and equipment expense$22,0007,853
Additional noninterest expense$203,0005,333
Pre-tax net operating income$-422,0008,022
Securities gains (losses)$02,688
Applicable income taxes$-142,0008,204
Income before extraordinary items$-280,0007,955
Extraordinary gains, net$015
Net income$-280,0007,954
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$189,0001,315
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$-280,0007,929
2007-12-31 (YTD Data)Rank
Total interest income$3,101,0006,780
Total interest expense$1,601,0006,292
Net interest income$1,500,0007,107
Provision for loan and lease losses$702,0001,847
Total noninterest income$196,0006,767
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$40,0006,897
Trading account gains and fees$0178
Additional Noninterest Income$156,0005,511
Total noninterest expense$1,494,0006,930
Salaries and employee benefits$771,0007,054
Premises and equipment expense$89,0007,871
Additional noninterest expense$634,0005,994
Pre-tax net operating income$-500,0007,817
Securities gains (losses)$02,146
Applicable income taxes$-164,0008,096
Income before extraordinary items$-336,0007,802
Extraordinary gains, net$039
Net income$-336,0007,800
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$292,0002,330
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$-336,0007,783
2007-09-30 (YTD Data)Rank
Total interest income$2,278,0006,855
Total interest expense$1,139,0006,431
Net interest income$1,139,0007,138
Provision for loan and lease losses$496,0001,586
Total noninterest income$140,0006,870
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$30,0006,928
Trading account gains and fees$0184
Additional Noninterest Income$110,0005,629
Total noninterest expense$1,103,0006,951
Salaries and employee benefits$570,0007,064
Premises and equipment expense$95,0007,459
Additional noninterest expense$438,0006,178
Pre-tax net operating income$-320,0007,970
Securities gains (losses)$01,655
Applicable income taxes$-105,0008,242
Income before extraordinary items$-215,0007,945
Extraordinary gains, net$033
Net income$-215,0007,941
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$189,0002,041
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$-215,0007,928
2007-06-30 (YTD Data)Rank
Total interest income$1,425,0007,030
Total interest expense$673,0006,698
Net interest income$752,0007,216
Provision for loan and lease losses$201,0002,148
Total noninterest income$94,0006,931
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$22,0006,923
Trading account gains and fees$0168
Additional Noninterest Income$72,0005,691
Total noninterest expense$742,0006,967
Salaries and employee benefits$379,0007,113
Premises and equipment expense$64,0007,478
Additional noninterest expense$299,0006,125
Pre-tax net operating income$-97,0007,970
Securities gains (losses)$01,444
Applicable income taxes$-12,0008,159
Income before extraordinary items$-85,0007,975
Extraordinary gains, net$029
Net income$-85,0007,974
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$36,0003,180
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$-85,0007,965
2007-03-31 (YTD Data)Rank
Total interest income$692,0007,106
Total interest expense$291,0006,977
Net interest income$401,0007,093
Provision for loan and lease losses$86,0002,275
Total noninterest income$65,0006,376
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$14,0006,735
Trading account gains and fees$0195
Additional Noninterest Income$51,0005,068
Total noninterest expense$361,0007,063
Salaries and employee benefits$188,0007,180
Premises and equipment expense$32,0007,520
Additional noninterest expense$141,0006,288
Pre-tax net operating income$19,0007,664
Securities gains (losses)$01,187
Applicable income taxes$8,0005,466
Income before extraordinary items$11,0007,739
Extraordinary gains, net$022
Net income$11,0007,738
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$36,0002,009
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$11,0007,718
2006-12-31 (YTD Data)Rank
Total interest income$1,733,0007,747
Total interest expense$623,0007,663
Net interest income$1,110,0007,693
Provision for loan and lease losses$320,0002,647
Total noninterest income$117,0007,586
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$10,0007,420
Trading account gains and fees$0130
Additional Noninterest Income$107,0006,215
Total noninterest expense$1,403,0007,054
Salaries and employee benefits$700,0007,282
Premises and equipment expense$174,0006,983
Additional noninterest expense$529,0006,412
Pre-tax net operating income$-496,0008,261
Securities gains (losses)$01,687
Applicable income taxes$-165,0008,425
Income before extraordinary items$-331,0008,212
Extraordinary gains, net$051
Net income$-331,0008,212
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,377
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$-331,0008,207
2006-09-30 (YTD Data)Rank
Total interest income$1,127,0007,993
Total interest expense$350,0008,016
Net interest income$777,0007,875
Provision for loan and lease losses$305,0002,120
Total noninterest income$67,0007,933
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$5,0007,546
Trading account gains and fees$0126
Additional Noninterest Income$62,0006,626
Total noninterest expense$1,062,0007,033
Salaries and employee benefits$526,0007,268
Premises and equipment expense$144,0006,837
Additional noninterest expense$392,0006,441
Pre-tax net operating income$-523,0008,457
Securities gains (losses)$01,388
Applicable income taxes$-175,0008,611
Income before extraordinary items$-348,0008,406
Extraordinary gains, net$045
Net income$-348,0008,405
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,858
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$-348,0008,397
2006-06-30 (YTD Data)Rank
Total interest income$591,0008,260
Total interest expense$133,0008,409
Net interest income$458,0008,080
Provision for loan and lease losses$195,0002,161
Total noninterest income$12,0008,524
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$3,0007,584
Trading account gains and fees$0126
Additional Noninterest Income$9,0008,144
Total noninterest expense$705,0007,079
Salaries and employee benefits$338,0007,377
Premises and equipment expense$95,0006,871
Additional noninterest expense$272,0006,355
Pre-tax net operating income$-430,0008,541
Securities gains (losses)$01,185
Applicable income taxes$-144,0008,664
Income before extraordinary items$-286,0008,487
Extraordinary gains, net$039
Net income$-286,0008,487
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,361
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$-286,0008,484
2006-03-31 (YTD Data)Rank
Total interest income$228,0008,465
Total interest expense$26,0008,652
Net interest income$202,0008,241
Provision for loan and lease losses$90,0002,132
Total noninterest income$8,0008,480
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,0007,643
Trading account gains and fees$0115
Additional Noninterest Income$7,0007,855
Total noninterest expense$348,0007,121
Salaries and employee benefits$175,0007,320
Premises and equipment expense$48,0006,838
Additional noninterest expense$125,0006,538
Pre-tax net operating income$-228,0008,571
Securities gains (losses)$0955
Applicable income taxes$-77,0008,677
Income before extraordinary items$-151,0008,517
Extraordinary gains, net$021
Net income$-151,0008,516
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,399
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$-151,0008,504
2005-12-31 (YTD Data)Rank
Total interest income$234,0008,743
Total interest expense$14,0008,769
Net interest income$220,0008,722
Provision for loan and lease losses$90,0004,964
Total noninterest income$122,0007,737
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$07,759
Trading account gains and fees$0138
Additional Noninterest Income$122,0006,095
Total noninterest expense$908,0007,902
Salaries and employee benefits$501,0007,898
Premises and equipment expense$72,0008,203
Additional noninterest expense$335,0007,433
Pre-tax net operating income$-656,0008,550
Securities gains (losses)$02,296
Applicable income taxes$-219,0008,686
Income before extraordinary items$-437,0008,531
Extraordinary gains, net$046
Net income$-437,0008,531
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,618
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$8,000,000232
Net operating income$-437,0008,508
2005-09-30 (YTD Data)Rank
Total interest income$83,0008,820
Total interest expense$2,0008,832
Net interest income$81,0008,812
Provision for loan and lease losses$38,0005,602
Total noninterest income$122,0007,395
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$07,794
Trading account gains and fees$0126
Additional Noninterest Income$122,0005,575
Total noninterest expense$585,0008,106
Salaries and employee benefits$333,0008,050
Premises and equipment expense$37,0008,482
Additional noninterest expense$215,0007,725
Pre-tax net operating income$-420,0008,572
Securities gains (losses)$02,317
Applicable income taxes$-142,0008,738
Income before extraordinary items$-278,0008,556
Extraordinary gains, net$035
Net income$-278,0008,556
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,144
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$8,000,000162
Net operating income$-278,0008,526

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.