Home > Bank of Atlanta > Income and Expense
Bank of Atlanta, Income and Expense
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $5,362,000 | 3,156 |
| Total interest expense | $644,000 | 2,939 |
| Net interest income | $4,718,000 | 3,160 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $1,439,000 | 2,167 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $76,000 | 5,039 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $1,363,000 | 1,563 |
| Total noninterest expense | $5,572,000 | 2,477 |
| Salaries and employee benefits | $2,855,000 | 2,603 |
| Premises and equipment expense | $802,000 | 2,145 |
| Additional noninterest expense | $1,915,000 | 2,351 |
| Pre-tax net operating income | $585,000 | 4,605 |
| Securities gains (losses) | $78,000 | 1,167 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $663,000 | 4,211 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $663,000 | 4,212 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $663,000 | 4,212 |
| Net charge-offs | $370,000 | 1,413 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 789 |
| Net operating income | $585,000 | 4,343 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,623,000 | 3,121 |
| Total interest expense | $435,000 | 2,939 |
| Net interest income | $3,188,000 | 3,120 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $838,000 | 2,350 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $51,000 | 5,044 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $787,000 | 1,721 |
| Total noninterest expense | $3,646,000 | 2,533 |
| Salaries and employee benefits | $1,901,000 | 2,623 |
| Premises and equipment expense | $533,000 | 2,154 |
| Additional noninterest expense | $1,212,000 | 2,465 |
| Pre-tax net operating income | $380,000 | 4,600 |
| Securities gains (losses) | $78,000 | 925 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $458,000 | 4,096 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $458,000 | 4,102 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $458,000 | 4,101 |
| Net charge-offs | $373,000 | 1,094 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 774 |
| Net operating income | $380,000 | 4,342 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,748,000 | 3,217 |
| Total interest expense | $212,000 | 3,036 |
| Net interest income | $1,536,000 | 3,211 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $345,000 | 2,602 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $25,000 | 5,072 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $320,000 | 1,920 |
| Total noninterest expense | $1,712,000 | 2,673 |
| Salaries and employee benefits | $943,000 | 2,654 |
| Premises and equipment expense | $263,000 | 2,211 |
| Additional noninterest expense | $506,000 | 2,853 |
| Pre-tax net operating income | $169,000 | 4,720 |
| Securities gains (losses) | $78,000 | 514 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $247,000 | 3,884 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $247,000 | 3,886 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $247,000 | 3,886 |
| Net charge-offs | $397,000 | 590 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 714 |
| Net operating income | $169,000 | 4,459 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $6,975,000 | 3,256 |
| Total interest expense | $1,017,000 | 2,905 |
| Net interest income | $5,958,000 | 3,298 |
| Provision for loan and lease losses | $52,000 | 4,237 |
| Total noninterest income | $3,037,000 | 1,598 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $75,000 | 5,590 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $2,962,000 | 1,155 |
| Total noninterest expense | $8,285,000 | 2,272 |
| Salaries and employee benefits | $4,381,000 | 2,295 |
| Premises and equipment expense | $1,061,000 | 2,135 |
| Additional noninterest expense | $2,843,000 | 2,198 |
| Pre-tax net operating income | $658,000 | 4,677 |
| Securities gains (losses) | $159,000 | 1,032 |
| Applicable income taxes | $-5,330,000 | 6,771 |
| Income before extraordinary items | $6,147,000 | 1,011 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $6,147,000 | 1,014 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $6,147,000 | 1,014 |
| Net charge-offs | $182,000 | 3,116 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 886 |
| Net operating income | $5,988,000 | 1,010 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $5,311,000 | 3,244 |
| Total interest expense | $814,000 | 2,855 |
| Net interest income | $4,497,000 | 3,298 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $2,204,000 | 1,667 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $60,000 | 5,583 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,144,000 | 1,216 |
| Total noninterest expense | $6,378,000 | 2,221 |
| Salaries and employee benefits | $3,274,000 | 2,309 |
| Premises and equipment expense | $813,000 | 2,119 |
| Additional noninterest expense | $2,291,000 | 2,044 |
| Pre-tax net operating income | $323,000 | 5,263 |
| Securities gains (losses) | $134,000 | 1,039 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $457,000 | 4,725 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $457,000 | 4,727 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $457,000 | 4,728 |
| Net charge-offs | $-184,000 | 6,709 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 844 |
| Net operating income | $323,000 | 5,097 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,544,000 | 3,251 |
| Total interest expense | $603,000 | 2,700 |
| Net interest income | $2,941,000 | 3,338 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $1,391,000 | 1,745 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $42,000 | 5,535 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,349,000 | 1,277 |
| Total noninterest expense | $4,182,000 | 2,267 |
| Salaries and employee benefits | $2,164,000 | 2,333 |
| Premises and equipment expense | $545,000 | 2,102 |
| Additional noninterest expense | $1,473,000 | 2,106 |
| Pre-tax net operating income | $150,000 | 5,598 |
| Securities gains (losses) | $92,000 | 1,164 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $242,000 | 5,046 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $242,000 | 5,049 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $242,000 | 5,050 |
| Net charge-offs | $-177,000 | 6,785 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 822 |
| Net operating income | $150,000 | 5,452 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,772,000 | 3,280 |
| Total interest expense | $300,000 | 2,777 |
| Net interest income | $1,472,000 | 3,340 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $647,000 | 1,852 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $21,000 | 5,534 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $626,000 | 1,347 |
| Total noninterest expense | $1,970,000 | 2,399 |
| Salaries and employee benefits | $1,073,000 | 2,364 |
| Premises and equipment expense | $281,000 | 2,082 |
| Additional noninterest expense | $616,000 | 2,483 |
| Pre-tax net operating income | $149,000 | 4,861 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $149,000 | 4,735 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $149,000 | 4,736 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $149,000 | 4,737 |
| Net charge-offs | $-141,000 | 6,885 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 740 |
| Net operating income | $149,000 | 4,636 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $6,992,000 | 3,457 |
| Total interest expense | $1,128,000 | 3,324 |
| Net interest income | $5,864,000 | 3,425 |
| Provision for loan and lease losses | $25,000 | 5,510 |
| Total noninterest income | $3,588,000 | 1,434 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $110,000 | 5,297 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $3,478,000 | 1,059 |
| Total noninterest expense | $8,823,000 | 2,158 |
| Salaries and employee benefits | $4,072,000 | 2,402 |
| Premises and equipment expense | $1,161,000 | 2,006 |
| Additional noninterest expense | $3,590,000 | 1,830 |
| Pre-tax net operating income | $604,000 | 4,700 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $604,000 | 4,687 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $604,000 | 4,687 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $604,000 | 4,688 |
| Net charge-offs | $443,000 | 2,813 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $9,000 | 917 |
| Net operating income | $604,000 | 4,513 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $5,248,000 | 3,509 |
| Total interest expense | $852,000 | 3,430 |
| Net interest income | $4,396,000 | 3,476 |
| Provision for loan and lease losses | $25,000 | 5,295 |
| Total noninterest income | $2,745,000 | 1,403 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $87,000 | 5,277 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $2,658,000 | 1,035 |
| Total noninterest expense | $6,762,000 | 2,129 |
| Salaries and employee benefits | $3,012,000 | 2,448 |
| Premises and equipment expense | $887,000 | 1,995 |
| Additional noninterest expense | $2,863,000 | 1,742 |
| Pre-tax net operating income | $354,000 | 5,117 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $354,000 | 5,141 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $354,000 | 5,140 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $354,000 | 5,140 |
| Net charge-offs | $367,000 | 2,565 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 879 |
| Net operating income | $354,000 | 4,945 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,438,000 | 3,570 |
| Total interest expense | $571,000 | 3,513 |
| Net interest income | $2,867,000 | 3,552 |
| Provision for loan and lease losses | $25,000 | 5,005 |
| Total noninterest income | $1,866,000 | 1,386 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $68,000 | 5,022 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,798,000 | 1,001 |
| Total noninterest expense | $4,522,000 | 2,129 |
| Salaries and employee benefits | $1,949,000 | 2,514 |
| Premises and equipment expense | $590,000 | 1,994 |
| Additional noninterest expense | $1,983,000 | 1,684 |
| Pre-tax net operating income | $186,000 | 5,380 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $186,000 | 5,411 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $186,000 | 5,409 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $186,000 | 5,409 |
| Net charge-offs | $199,000 | 2,757 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 863 |
| Net operating income | $186,000 | 5,218 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,720,000 | 3,612 |
| Total interest expense | $294,000 | 3,551 |
| Net interest income | $1,426,000 | 3,578 |
| Provision for loan and lease losses | $25,000 | 4,328 |
| Total noninterest income | $951,000 | 1,376 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $19,000 | 5,880 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $932,000 | 954 |
| Total noninterest expense | $2,170,000 | 2,194 |
| Salaries and employee benefits | $962,000 | 2,573 |
| Premises and equipment expense | $293,000 | 2,012 |
| Additional noninterest expense | $915,000 | 1,815 |
| Pre-tax net operating income | $182,000 | 4,645 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $182,000 | 4,526 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $182,000 | 4,529 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $182,000 | 4,529 |
| Net charge-offs | $166,000 | 1,998 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 776 |
| Net operating income | $182,000 | 4,391 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $8,212,000 | 3,254 |
| Total interest expense | $1,610,000 | 3,268 |
| Net interest income | $6,602,000 | 3,219 |
| Provision for loan and lease losses | $1,421,000 | 1,964 |
| Total noninterest income | $3,785,000 | 1,274 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $318,000 | 3,484 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $3,467,000 | 935 |
| Total noninterest expense | $10,557,000 | 1,824 |
| Salaries and employee benefits | $3,816,000 | 2,515 |
| Premises and equipment expense | $1,281,000 | 1,937 |
| Additional noninterest expense | $5,460,000 | 1,269 |
| Pre-tax net operating income | $-1,591,000 | 6,722 |
| Securities gains (losses) | $302,000 | 1,137 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $-1,289,000 | 6,721 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,289,000 | 6,721 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-1,289,000 | 6,721 |
| Net charge-offs | $1,738,000 | 1,693 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $-118,000 | 7,303 |
| Net operating income | $-1,591,000 | 6,747 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $6,287,000 | 3,233 |
| Total interest expense | $1,236,000 | 3,326 |
| Net interest income | $5,051,000 | 3,188 |
| Provision for loan and lease losses | $911,000 | 2,071 |
| Total noninterest income | $2,137,000 | 1,543 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,025 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $2,137,000 | 1,074 |
| Total noninterest expense | $7,602,000 | 1,893 |
| Salaries and employee benefits | $3,193,000 | 2,265 |
| Premises and equipment expense | $1,459,000 | 1,299 |
| Additional noninterest expense | $2,950,000 | 1,725 |
| Pre-tax net operating income | $-1,325,000 | 6,878 |
| Securities gains (losses) | $24,000 | 2,728 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $-1,301,000 | 6,933 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,301,000 | 6,934 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-1,301,000 | 6,934 |
| Net charge-offs | $1,208,000 | 1,713 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $-122,000 | 7,391 |
| Net operating income | $-1,325,000 | 6,910 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $4,265,000 | 3,217 |
| Total interest expense | $842,000 | 3,380 |
| Net interest income | $3,423,000 | 3,154 |
| Provision for loan and lease losses | $647,000 | 1,985 |
| Total noninterest income | $1,310,000 | 1,630 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,067 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,310,000 | 1,116 |
| Total noninterest expense | $4,801,000 | 2,019 |
| Salaries and employee benefits | $1,775,000 | 2,723 |
| Premises and equipment expense | $1,019,000 | 1,257 |
| Additional noninterest expense | $2,007,000 | 1,711 |
| Pre-tax net operating income | $-715,000 | 6,886 |
| Securities gains (losses) | $24,000 | 2,007 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-691,000 | 6,926 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-691,000 | 6,925 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-691,000 | 6,926 |
| Net charge-offs | $803,000 | 1,666 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $-125,000 | 7,480 |
| Net operating income | $-715,000 | 6,920 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,177,000 | 3,181 |
| Total interest expense | $433,000 | 3,409 |
| Net interest income | $1,744,000 | 3,095 |
| Provision for loan and lease losses | $373,000 | 1,725 |
| Total noninterest income | $671,000 | 1,617 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,070 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $671,000 | 1,085 |
| Total noninterest expense | $2,216,000 | 2,179 |
| Salaries and employee benefits | $810,000 | 2,969 |
| Premises and equipment expense | $525,000 | 1,251 |
| Additional noninterest expense | $881,000 | 1,921 |
| Pre-tax net operating income | $-174,000 | 6,798 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-174,000 | 6,842 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-174,000 | 6,842 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-174,000 | 6,842 |
| Net charge-offs | $377,000 | 1,567 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $-128,000 | 7,554 |
| Net operating income | $-174,000 | 6,835 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $10,144,000 | 2,924 |
| Total interest expense | $3,138,000 | 2,506 |
| Net interest income | $7,006,000 | 3,076 |
| Provision for loan and lease losses | $8,705,000 | 749 |
| Total noninterest income | $-37,000 | 7,337 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-37,000 | 7,098 |
| Total noninterest expense | $12,467,000 | 1,597 |
| Salaries and employee benefits | $3,674,000 | 2,617 |
| Premises and equipment expense | $1,890,000 | 1,364 |
| Additional noninterest expense | $6,903,000 | 1,070 |
| Pre-tax net operating income | $-14,203,000 | 7,438 |
| Securities gains (losses) | $339,000 | 1,158 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $-13,864,000 | 7,454 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-13,864,000 | 7,454 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-13,864,000 | 7,454 |
| Net charge-offs | $9,106,000 | 653 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $3,244,000 | 197 |
| Net operating income | $-14,203,000 | 7,450 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $7,818,000 | 2,904 |
| Total interest expense | $2,591,000 | 2,395 |
| Net interest income | $5,227,000 | 3,118 |
| Provision for loan and lease losses | $7,841,000 | 611 |
| Total noninterest income | $58,000 | 6,998 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $58,000 | 5,848 |
| Total noninterest expense | $7,697,000 | 1,898 |
| Salaries and employee benefits | $2,785,000 | 2,596 |
| Premises and equipment expense | $1,380,000 | 1,412 |
| Additional noninterest expense | $3,532,000 | 1,501 |
| Pre-tax net operating income | $-10,253,000 | 7,560 |
| Securities gains (losses) | $339,000 | 991 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-9,914,000 | 7,575 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-9,914,000 | 7,575 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-9,914,000 | 7,575 |
| Net charge-offs | $8,168,000 | 537 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $1,149,000 | 273 |
| Net operating income | $-10,253,000 | 7,577 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $5,358,000 | 2,864 |
| Total interest expense | $1,845,000 | 2,328 |
| Net interest income | $3,513,000 | 3,101 |
| Provision for loan and lease losses | $5,648,000 | 583 |
| Total noninterest income | $-114,000 | 7,648 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-114,000 | 7,537 |
| Total noninterest expense | $5,746,000 | 1,722 |
| Salaries and employee benefits | $1,858,000 | 2,606 |
| Premises and equipment expense | $893,000 | 1,470 |
| Additional noninterest expense | $2,995,000 | 1,187 |
| Pre-tax net operating income | $-7,995,000 | 7,646 |
| Securities gains (losses) | $101,000 | 1,408 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-7,894,000 | 7,662 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-7,894,000 | 7,662 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-7,894,000 | 7,662 |
| Net charge-offs | $5,492,000 | 534 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $95,000 | 490 |
| Net operating income | $-7,995,000 | 7,669 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,714,000 | 2,889 |
| Total interest expense | $935,000 | 2,415 |
| Net interest income | $1,779,000 | 3,098 |
| Provision for loan and lease losses | $1,427,000 | 926 |
| Total noninterest income | $-63,000 | 7,769 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-63,000 | 7,690 |
| Total noninterest expense | $2,255,000 | 2,161 |
| Salaries and employee benefits | $918,000 | 2,666 |
| Premises and equipment expense | $452,000 | 1,494 |
| Additional noninterest expense | $885,000 | 1,928 |
| Pre-tax net operating income | $-1,966,000 | 7,591 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-1,966,000 | 7,644 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-1,966,000 | 7,646 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-1,966,000 | 7,646 |
| Net charge-offs | $907,000 | 1,109 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $42,000 | 457 |
| Net operating income | $-1,966,000 | 7,637 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $11,564,000 | 2,854 |
| Total interest expense | $3,811,000 | 2,849 |
| Net interest income | $7,753,000 | 2,799 |
| Provision for loan and lease losses | $4,176,000 | 1,621 |
| Total noninterest income | $-81,000 | 7,771 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-81,000 | 7,573 |
| Total noninterest expense | $7,142,000 | 2,744 |
| Salaries and employee benefits | $3,522,000 | 2,767 |
| Premises and equipment expense | $1,689,000 | 1,586 |
| Additional noninterest expense | $1,931,000 | 3,402 |
| Pre-tax net operating income | $-3,646,000 | 7,004 |
| Securities gains (losses) | $1,022,000 | 489 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-2,624,000 | 6,914 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-2,624,000 | 6,915 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-2,624,000 | 6,915 |
| Net charge-offs | $4,808,000 | 1,183 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $251,000 | 664 |
| Net operating income | $-3,646,000 | 7,102 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $8,817,000 | 2,847 |
| Total interest expense | $2,878,000 | 2,950 |
| Net interest income | $5,939,000 | 2,767 |
| Provision for loan and lease losses | $870,000 | 2,991 |
| Total noninterest income | $1,000 | 7,823 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,000 | 7,551 |
| Total noninterest expense | $5,310,000 | 2,774 |
| Salaries and employee benefits | $2,664,000 | 2,766 |
| Premises and equipment expense | $1,248,000 | 1,631 |
| Additional noninterest expense | $1,398,000 | 3,453 |
| Pre-tax net operating income | $-240,000 | 6,070 |
| Securities gains (losses) | $820,000 | 453 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $580,000 | 3,446 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $580,000 | 3,444 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $580,000 | 3,446 |
| Net charge-offs | $3,036,000 | 1,175 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $186,000 | 595 |
| Net operating income | $-240,000 | 6,143 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $5,943,000 | 2,858 |
| Total interest expense | $1,976,000 | 2,999 |
| Net interest income | $3,967,000 | 2,741 |
| Provision for loan and lease losses | $735,000 | 2,435 |
| Total noninterest income | $95,000 | 6,454 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $95,000 | 4,886 |
| Total noninterest expense | $3,607,000 | 2,758 |
| Salaries and employee benefits | $1,792,000 | 2,782 |
| Premises and equipment expense | $831,000 | 1,669 |
| Additional noninterest expense | $984,000 | 3,326 |
| Pre-tax net operating income | $-280,000 | 6,401 |
| Securities gains (losses) | $644,000 | 413 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $364,000 | 3,640 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $364,000 | 3,638 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $364,000 | 3,639 |
| Net charge-offs | $235,000 | 3,244 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $123,000 | 557 |
| Net operating income | $-280,000 | 6,499 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,006,000 | 2,855 |
| Total interest expense | $1,030,000 | 2,980 |
| Net interest income | $1,976,000 | 2,736 |
| Provision for loan and lease losses | $369,000 | 2,081 |
| Total noninterest income | $36,000 | 6,805 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $36,000 | 5,346 |
| Total noninterest expense | $1,762,000 | 2,729 |
| Salaries and employee benefits | $913,000 | 2,769 |
| Premises and equipment expense | $417,000 | 1,689 |
| Additional noninterest expense | $432,000 | 3,365 |
| Pre-tax net operating income | $-119,000 | 6,705 |
| Securities gains (losses) | $333,000 | 467 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $214,000 | 3,758 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $214,000 | 3,758 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $214,000 | 3,759 |
| Net charge-offs | $64,000 | 3,311 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $58,000 | 468 |
| Net operating income | $-119,000 | 6,763 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $11,736,000 | 3,102 |
| Total interest expense | $5,742,000 | 2,619 |
| Net interest income | $5,994,000 | 3,482 |
| Provision for loan and lease losses | $13,721,000 | 476 |
| Total noninterest income | $-68,000 | 8,178 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $-68,000 | 8,112 |
| Total noninterest expense | $7,129,000 | 2,637 |
| Salaries and employee benefits | $4,308,000 | 2,345 |
| Premises and equipment expense | $1,442,000 | 1,906 |
| Additional noninterest expense | $1,379,000 | 3,850 |
| Pre-tax net operating income | $-14,924,000 | 8,057 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $-14,924,000 | 8,064 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-14,924,000 | 8,063 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,569,000 | 431 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $473,000 | 568 |
| Net operating income | $-14,924,000 | 8,088 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $8,708,000 | 3,191 |
| Total interest expense | $4,442,000 | 2,631 |
| Net interest income | $4,266,000 | 3,641 |
| Provision for loan and lease losses | $13,628,000 | 325 |
| Total noninterest income | $-97,000 | 8,298 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-97,000 | 8,265 |
| Total noninterest expense | $5,653,000 | 2,500 |
| Salaries and employee benefits | $3,505,000 | 2,199 |
| Premises and equipment expense | $1,032,000 | 1,975 |
| Additional noninterest expense | $1,116,000 | 3,569 |
| Pre-tax net operating income | $-15,112,000 | 8,260 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $-15,112,000 | 8,258 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-15,112,000 | 8,257 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,407,000 | 292 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $362,000 | 453 |
| Net operating income | $-15,112,000 | 8,277 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $5,709,000 | 3,278 |
| Total interest expense | $2,949,000 | 2,753 |
| Net interest income | $2,760,000 | 3,712 |
| Provision for loan and lease losses | $11,991,000 | 235 |
| Total noninterest income | $19,000 | 8,041 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $19,000 | 7,234 |
| Total noninterest expense | $3,505,000 | 2,676 |
| Salaries and employee benefits | $2,423,000 | 2,140 |
| Premises and equipment expense | $647,000 | 2,081 |
| Additional noninterest expense | $435,000 | 5,169 |
| Pre-tax net operating income | $-12,717,000 | 8,370 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $-12,717,000 | 8,374 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-12,717,000 | 8,373 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 7,855 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $220,000 | 391 |
| Net operating income | $-12,717,000 | 8,374 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,987,000 | 3,242 |
| Total interest expense | $1,585,000 | 2,736 |
| Net interest income | $1,402,000 | 3,655 |
| Provision for loan and lease losses | $354,000 | 1,243 |
| Total noninterest income | $17,000 | 7,813 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $17,000 | 6,648 |
| Total noninterest expense | $1,742,000 | 2,684 |
| Salaries and employee benefits | $1,196,000 | 2,198 |
| Premises and equipment expense | $326,000 | 2,074 |
| Additional noninterest expense | $220,000 | 5,078 |
| Pre-tax net operating income | $-677,000 | 8,183 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $-677,000 | 8,231 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-677,000 | 8,231 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 7,931 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $78,000 | 367 |
| Net operating income | $-677,000 | 8,220 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $10,601,000 | 3,627 |
| Total interest expense | $5,088,000 | 3,423 |
| Net interest income | $5,513,000 | 3,730 |
| Provision for loan and lease losses | $2,818,000 | 650 |
| Total noninterest income | $50,000 | 8,033 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $50,000 | 7,096 |
| Total noninterest expense | $7,046,000 | 2,575 |
| Salaries and employee benefits | $4,522,000 | 2,223 |
| Premises and equipment expense | $1,126,000 | 2,307 |
| Additional noninterest expense | $1,398,000 | 3,624 |
| Pre-tax net operating income | $-4,301,000 | 8,428 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $-4,301,000 | 8,437 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-4,301,000 | 8,434 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-54,000 | 8,292 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $603,000 | 500 |
| Net operating income | $-4,301,000 | 8,434 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $7,374,000 | 3,818 |
| Total interest expense | $3,329,000 | 3,757 |
| Net interest income | $4,045,000 | 3,799 |
| Provision for loan and lease losses | $1,480,000 | 657 |
| Total noninterest income | $42,000 | 8,026 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $42,000 | 6,996 |
| Total noninterest expense | $4,956,000 | 2,699 |
| Salaries and employee benefits | $3,388,000 | 2,223 |
| Premises and equipment expense | $809,000 | 2,391 |
| Additional noninterest expense | $759,000 | 4,557 |
| Pre-tax net operating income | $-2,349,000 | 8,461 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $-2,349,000 | 8,479 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-2,349,000 | 8,475 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-70,000 | 8,311 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $453,000 | 428 |
| Net operating income | $-2,349,000 | 8,470 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,643,000 | 3,990 |
| Total interest expense | $2,003,000 | 4,021 |
| Net interest income | $2,640,000 | 3,874 |
| Provision for loan and lease losses | $979,000 | 596 |
| Total noninterest income | $44,000 | 7,788 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $44,000 | 6,471 |
| Total noninterest expense | $3,277,000 | 2,751 |
| Salaries and employee benefits | $2,203,000 | 2,309 |
| Premises and equipment expense | $519,000 | 2,492 |
| Additional noninterest expense | $555,000 | 4,247 |
| Pre-tax net operating income | $-1,572,000 | 8,528 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $-1,572,000 | 8,548 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,572,000 | 8,545 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-71,000 | 8,367 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $302,000 | 378 |
| Net operating income | $-1,572,000 | 8,537 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,131,000 | 4,213 |
| Total interest expense | $869,000 | 4,363 |
| Net interest income | $1,262,000 | 3,999 |
| Provision for loan and lease losses | $825,000 | 341 |
| Total noninterest income | $23,000 | 7,735 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $23,000 | 6,395 |
| Total noninterest expense | $1,495,000 | 2,996 |
| Salaries and employee benefits | $1,103,000 | 2,328 |
| Premises and equipment expense | $246,000 | 2,623 |
| Additional noninterest expense | $146,000 | 6,188 |
| Pre-tax net operating income | $-1,035,000 | 8,592 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $-1,035,000 | 8,597 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-1,035,000 | 8,595 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 7,735 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $151,000 | 281 |
| Net operating income | $-1,035,000 | 8,595 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $3,789,000 | 6,247 |
| Total interest expense | $955,000 | 7,025 |
| Net interest income | $2,834,000 | 5,697 |
| Provision for loan and lease losses | $869,000 | 1,192 |
| Total noninterest income | $74,000 | 8,004 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $74,000 | 6,786 |
| Total noninterest expense | $5,306,000 | 3,192 |
| Salaries and employee benefits | $2,969,000 | 3,157 |
| Premises and equipment expense | $661,000 | 3,490 |
| Additional noninterest expense | $1,676,000 | 3,004 |
| Pre-tax net operating income | $-3,267,000 | 8,641 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $-3,267,000 | 8,648 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-3,267,000 | 8,648 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $50,000,000 | 19 |
| Net operating income | $-3,267,000 | 8,639 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,054,000 | 7,014 |
| Total interest expense | $430,000 | 7,784 |
| Net interest income | $1,624,000 | 6,442 |
| Provision for loan and lease losses | $473,000 | 1,462 |
| Total noninterest income | $57,000 | 8,066 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $57,000 | 6,753 |
| Total noninterest expense | $4,033,000 | 3,148 |
| Salaries and employee benefits | $2,089,000 | 3,325 |
| Premises and equipment expense | $416,000 | 4,015 |
| Additional noninterest expense | $1,528,000 | 2,512 |
| Pre-tax net operating income | $-2,825,000 | 8,719 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $-2,825,000 | 8,722 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-2,825,000 | 8,722 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 2,728 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $50,000,000 | 8 |
| Net operating income | $-2,825,000 | 8,713 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $746,000 | 8,017 |
| Total interest expense | $122,000 | 8,448 |
| Net interest income | $624,000 | 7,620 |
| Provision for loan and lease losses | $228,000 | 1,905 |
| Total noninterest income | $42,000 | 8,023 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $42,000 | 6,634 |
| Total noninterest expense | $2,635,000 | 3,210 |
| Salaries and employee benefits | $1,173,000 | 3,803 |
| Premises and equipment expense | $158,000 | 5,646 |
| Additional noninterest expense | $1,304,000 | 2,011 |
| Pre-tax net operating income | $-2,197,000 | 8,760 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $-2,197,000 | 8,759 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-2,197,000 | 8,759 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,673 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $50,000,000 | 6 |
| Net operating income | $-2,197,000 | 8,749 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $301,000 | 8,255 |
| Total interest expense | $121,000 | 7,943 |
| Net interest income | $180,000 | 8,342 |
| Provision for loan and lease losses | $1,000 | 5,956 |
| Total noninterest income | $17,000 | 8,197 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $9,000 | 7,226 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $8,000 | 7,731 |
| Total noninterest expense | $181,000 | 8,197 |
| Salaries and employee benefits | $81,000 | 8,413 |
| Premises and equipment expense | $13,000 | 8,407 |
| Additional noninterest expense | $87,000 | 7,359 |
| Pre-tax net operating income | $15,000 | 8,077 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $2,000 | 6,346 |
| Income before extraordinary items | $13,000 | 8,074 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $13,000 | 8,074 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 1,701 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $200,000 | 245 |
| Net operating income | $13,000 | 8,068 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,244,000 | 8,141 |
| Total interest expense | $408,000 | 7,865 |
| Net interest income | $836,000 | 8,170 |
| Provision for loan and lease losses | $3,000 | 7,042 |
| Total noninterest income | $84,000 | 8,099 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $42,000 | 7,197 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $42,000 | 7,569 |
| Total noninterest expense | $864,000 | 7,969 |
| Salaries and employee benefits | $344,000 | 8,377 |
| Premises and equipment expense | $51,000 | 8,453 |
| Additional noninterest expense | $469,000 | 6,745 |
| Pre-tax net operating income | $53,000 | 8,133 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $15,000 | 6,419 |
| Income before extraordinary items | $38,000 | 8,183 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $38,000 | 8,184 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $300,000 | 593 |
| Net operating income | $38,000 | 8,150 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $926,000 | 8,180 |
| Total interest expense | $290,000 | 7,916 |
| Net interest income | $636,000 | 8,195 |
| Provision for loan and lease losses | $2,000 | 6,852 |
| Total noninterest income | $67,000 | 8,085 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $32,000 | 7,231 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $35,000 | 7,480 |
| Total noninterest expense | $686,000 | 7,876 |
| Salaries and employee benefits | $263,000 | 8,346 |
| Premises and equipment expense | $37,000 | 8,482 |
| Additional noninterest expense | $386,000 | 6,460 |
| Pre-tax net operating income | $15,000 | 8,290 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $7,000 | 6,626 |
| Income before extraordinary items | $8,000 | 8,323 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $8,000 | 8,324 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $200,000 | 495 |
| Net operating income | $8,000 | 8,294 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $619,000 | 8,184 |
| Total interest expense | $189,000 | 7,895 |
| Net interest income | $430,000 | 8,202 |
| Provision for loan and lease losses | $1,000 | 6,595 |
| Total noninterest income | $36,000 | 8,267 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $20,000 | 7,275 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $16,000 | 7,844 |
| Total noninterest expense | $439,000 | 7,949 |
| Salaries and employee benefits | $178,000 | 8,329 |
| Premises and equipment expense | $24,000 | 8,492 |
| Additional noninterest expense | $237,000 | 6,688 |
| Pre-tax net operating income | $26,000 | 8,252 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $11,000 | 6,378 |
| Income before extraordinary items | $15,000 | 8,311 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $15,000 | 8,311 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 4,682 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $15,000 | 8,278 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $307,000 | 8,248 |
| Total interest expense | $92,000 | 7,940 |
| Net interest income | $215,000 | 8,277 |
| Provision for loan and lease losses | $1,000 | 6,172 |
| Total noninterest income | $20,000 | 8,219 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $9,000 | 7,376 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $11,000 | 7,631 |
| Total noninterest expense | $227,000 | 7,969 |
| Salaries and employee benefits | $91,000 | 8,381 |
| Premises and equipment expense | $12,000 | 8,542 |
| Additional noninterest expense | $124,000 | 6,570 |
| Pre-tax net operating income | $7,000 | 8,372 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $4,000 | 6,466 |
| Income before extraordinary items | $3,000 | 8,427 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $3,000 | 8,427 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 3,609 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $3,000 | 8,400 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,285,000 | 8,122 |
| Total interest expense | $326,000 | 7,973 |
| Net interest income | $959,000 | 8,081 |
| Provision for loan and lease losses | $3,000 | 7,246 |
| Total noninterest income | $82,000 | 8,278 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $46,000 | 7,356 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $36,000 | 7,787 |
| Total noninterest expense | $915,000 | 7,957 |
| Salaries and employee benefits | $365,000 | 8,410 |
| Premises and equipment expense | $56,000 | 8,529 |
| Additional noninterest expense | $494,000 | 6,573 |
| Pre-tax net operating income | $123,000 | 8,043 |
| Securities gains (losses) | $13,000 | 2,682 |
| Applicable income taxes | $8,000 | 6,812 |
| Income before extraordinary items | $128,000 | 7,979 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $128,000 | 7,979 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 5,355 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $115,780 | 7,985 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $959,000 | 8,160 |
| Total interest expense | $234,000 | 8,063 |
| Net interest income | $725,000 | 8,104 |
| Provision for loan and lease losses | $2,000 | 7,053 |
| Total noninterest income | $67,000 | 8,256 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $38,000 | 7,324 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $29,000 | 7,742 |
| Total noninterest expense | $698,000 | 7,924 |
| Salaries and employee benefits | $276,000 | 8,396 |
| Premises and equipment expense | $37,000 | 8,631 |
| Additional noninterest expense | $385,000 | 6,427 |
| Pre-tax net operating income | $92,000 | 8,158 |
| Securities gains (losses) | $13,000 | 2,563 |
| Applicable income taxes | $-2,000 | 8,670 |
| Income before extraordinary items | $107,000 | 8,029 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $107,000 | 8,031 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 4,894 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $94,000 | 8,052 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $627,000 | 8,241 |
| Total interest expense | $149,000 | 8,199 |
| Net interest income | $478,000 | 8,178 |
| Provision for loan and lease losses | $1,000 | 6,852 |
| Total noninterest income | $48,000 | 8,220 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $27,000 | 7,303 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $21,000 | 7,686 |
| Total noninterest expense | $445,000 | 8,047 |
| Salaries and employee benefits | $185,000 | 8,449 |
| Premises and equipment expense | $24,000 | 8,676 |
| Additional noninterest expense | $236,000 | 6,715 |
| Pre-tax net operating income | $80,000 | 8,058 |
| Securities gains (losses) | $13,000 | 2,268 |
| Applicable income taxes | $-4,000 | 8,743 |
| Income before extraordinary items | $97,000 | 7,801 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $97,000 | 7,802 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 4,807 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $84,000 | 7,875 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $311,000 | 8,307 |
| Total interest expense | $76,000 | 8,251 |
| Net interest income | $235,000 | 8,229 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $23,000 | 8,272 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $14,000 | 7,243 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $9,000 | 7,855 |
| Total noninterest expense | $243,000 | 7,931 |
| Salaries and employee benefits | $93,000 | 8,474 |
| Premises and equipment expense | $12,000 | 8,685 |
| Additional noninterest expense | $138,000 | 6,256 |
| Pre-tax net operating income | $15,000 | 8,377 |
| Securities gains (losses) | $13,000 | 1,918 |
| Applicable income taxes | $-28,000 | 8,929 |
| Income before extraordinary items | $56,000 | 7,659 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $56,000 | 7,661 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 3,206 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $43,000 | 7,854 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,318,000 | 8,267 |
| Total interest expense | $387,000 | 8,149 |
| Net interest income | $931,000 | 8,213 |
| Provision for loan and lease losses | $3,000 | 7,580 |
| Total noninterest income | $81,000 | 8,492 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $57,000 | 7,321 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $24,000 | 8,305 |
| Total noninterest expense | $751,000 | 8,358 |
| Salaries and employee benefits | $350,000 | 8,589 |
| Premises and equipment expense | $56,000 | 8,674 |
| Additional noninterest expense | $345,000 | 7,481 |
| Pre-tax net operating income | $258,000 | 7,605 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $145,000 | 5,323 |
| Income before extraordinary items | $113,000 | 8,163 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $113,000 | 8,165 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,204 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $113,000 | 8,045 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $989,000 | 8,351 |
| Total interest expense | $300,000 | 8,238 |
| Net interest income | $689,000 | 8,308 |
| Provision for loan and lease losses | $2,000 | 7,425 |
| Total noninterest income | $61,000 | 8,549 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $42,000 | 7,400 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $19,000 | 8,294 |
| Total noninterest expense | $542,000 | 8,420 |
| Salaries and employee benefits | $260,000 | 8,615 |
| Premises and equipment expense | $42,000 | 8,710 |
| Additional noninterest expense | $240,000 | 7,654 |
| Pre-tax net operating income | $206,000 | 7,695 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $111,000 | 5,462 |
| Income before extraordinary items | $95,000 | 8,251 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $95,000 | 8,253 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,999 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $95,000 | 8,122 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $660,000 | 8,415 |
| Total interest expense | $212,000 | 8,255 |
| Net interest income | $448,000 | 8,378 |
| Provision for loan and lease losses | $1,000 | 7,297 |
| Total noninterest income | $42,000 | 8,535 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $28,000 | 7,416 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $14,000 | 8,211 |
| Total noninterest expense | $347,000 | 8,504 |
| Salaries and employee benefits | $166,000 | 8,687 |
| Premises and equipment expense | $28,000 | 8,729 |
| Additional noninterest expense | $153,000 | 7,719 |
| Pre-tax net operating income | $142,000 | 7,660 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $74,000 | 5,501 |
| Income before extraordinary items | $68,000 | 8,245 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $68,000 | 8,246 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,879 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $68,000 | 8,094 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $336,000 | 8,450 |
| Total interest expense | $112,000 | 8,273 |
| Net interest income | $224,000 | 8,420 |
| Provision for loan and lease losses | $1,000 | 6,877 |
| Total noninterest income | $22,000 | 8,506 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $14,000 | 7,374 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $8,000 | 8,105 |
| Total noninterest expense | $166,000 | 8,593 |
| Salaries and employee benefits | $78,000 | 8,802 |
| Premises and equipment expense | $14,000 | 8,741 |
| Additional noninterest expense | $74,000 | 7,829 |
| Pre-tax net operating income | $79,000 | 7,540 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $37,000 | 5,499 |
| Income before extraordinary items | $42,000 | 8,058 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $42,000 | 8,057 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $42,000 | 7,906 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,312,000 | 8,574 |
| Total interest expense | $455,000 | 8,510 |
| Net interest income | $857,000 | 8,495 |
| Provision for loan and lease losses | $28,000 | 7,268 |
| Total noninterest income | $75,000 | 8,691 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $52,000 | 7,490 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $23,000 | 8,435 |
| Total noninterest expense | $620,000 | 8,725 |
| Salaries and employee benefits | $278,000 | 8,971 |
| Premises and equipment expense | $53,000 | 8,846 |
| Additional noninterest expense | $289,000 | 7,886 |
| Pre-tax net operating income | $284,000 | 7,604 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $121,000 | 5,776 |
| Income before extraordinary items | $163,000 | 8,024 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $163,000 | 8,025 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 7,185 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $163,000 | 7,925 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,123,000 | 9,058 |
| Total interest expense | $599,000 | 8,828 |
| Net interest income | $524,000 | 9,151 |
| Provision for loan and lease losses | $18,000 | 7,646 |
| Total noninterest income | $45,000 | 9,216 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $35,000 | 7,892 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $10,000 | 9,130 |
| Total noninterest expense | $513,000 | 9,147 |
| Salaries and employee benefits | $265,000 | 9,201 |
| Premises and equipment expense | $51,000 | 9,106 |
| Additional noninterest expense | $197,000 | 8,680 |
| Pre-tax net operating income | $38,000 | 8,581 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $4,000 | 7,767 |
| Income before extraordinary items | $34,000 | 8,678 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $34,000 | 8,677 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 7,439 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $34,000 | 8,586 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $922,000 | 9,453 |
| Total interest expense | $543,000 | 9,165 |
| Net interest income | $379,000 | 9,611 |
| Provision for loan and lease losses | $2,000 | 8,255 |
| Total noninterest income | $37,000 | 9,504 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $27,000 | 8,143 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $10,000 | 9,421 |
| Total noninterest expense | $389,000 | 9,619 |
| Salaries and employee benefits | $155,000 | 9,736 |
| Premises and equipment expense | $44,000 | 9,476 |
| Additional noninterest expense | $190,000 | 8,876 |
| Pre-tax net operating income | $25,000 | 9,040 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $25,000 | 9,054 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $25,000 | 9,052 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 5,771 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $507,000 | 534 |
| Net operating income | $25,000 | 9,039 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $840,000 | 9,746 |
| Total interest expense | $481,000 | 9,480 |
| Net interest income | $359,000 | 9,881 |
| Provision for loan and lease losses | $63,000 | 6,078 |
| Total noninterest income | $28,000 | 9,889 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $22,000 | 8,460 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,000 | 9,914 |
| Total noninterest expense | $372,000 | 9,943 |
| Salaries and employee benefits | $162,000 | 10,019 |
| Premises and equipment expense | $46,000 | 9,708 |
| Additional noninterest expense | $164,000 | 9,402 |
| Pre-tax net operating income | $-48,000 | 9,482 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $4,000 | 8,624 |
| Income before extraordinary items | $-52,000 | 9,514 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-52,000 | 9,511 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $-52,000 | 9,493 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $767,000 | 10,058 |
| Total interest expense | $472,000 | 9,748 |
| Net interest income | $295,000 | 10,209 |
| Provision for loan and lease losses | $5,000 | 8,460 |
| Total noninterest income | $26,000 | 10,144 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $19,000 | 8,735 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $7,000 | 10,104 |
| Total noninterest expense | $313,000 | 10,235 |
| Salaries and employee benefits | $132,000 | 10,308 |
| Premises and equipment expense | $49,000 | 9,838 |
| Additional noninterest expense | $132,000 | 9,835 |
| Pre-tax net operating income | $3,000 | 9,772 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $3,000 | 9,824 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $3,000 | 9,821 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 7,720 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $3,000 | 9,776 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $708,000 | 10,559 |
| Total interest expense | $441,000 | 10,242 |
| Net interest income | $267,000 | 10,719 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $18,000 | 10,712 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $16,000 | 9,200 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,000 | 10,800 |
| Total noninterest expense | $278,000 | 10,737 |
| Salaries and employee benefits | $134,000 | 10,750 |
| Premises and equipment expense | $25,000 | 10,690 |
| Additional noninterest expense | $119,000 | 10,356 |
| Pre-tax net operating income | $7,000 | 10,346 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $-7,000 | 10,505 |
| Income before extraordinary items | $14,000 | 10,371 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $14,000 | 10,373 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $14,000 | 10,333 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $666,000 | 11,142 |
| Total interest expense | $438,000 | 10,781 |
| Net interest income | $228,000 | 11,307 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $12,000 | 11,295 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $6,000 | 9,807 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,000 | 11,162 |
| Total noninterest expense | $289,000 | 11,247 |
| Salaries and employee benefits | $97,000 | 11,361 |
| Premises and equipment expense | $43,000 | 10,829 |
| Additional noninterest expense | $149,000 | 10,555 |
| Pre-tax net operating income | $-49,000 | 10,897 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $1,000 | 10,529 |
| Income before extraordinary items | $-50,000 | 10,927 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-50,000 | 10,923 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $-50,000 | 10,883 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $651,000 | 11,671 |
| Total interest expense | $418,000 | 11,271 |
| Net interest income | $233,000 | 11,830 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $8,000 | 11,878 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $3,000 | 10,277 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,000 | 11,753 |
| Total noninterest expense | $242,000 | 11,822 |
| Salaries and employee benefits | $112,000 | 11,844 |
| Premises and equipment expense | $43,000 | 11,294 |
| Additional noninterest expense | $87,000 | 11,723 |
| Pre-tax net operating income | $1,000 | 11,458 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $-24,000 | 11,571 |
| Income before extraordinary items | $25,000 | 11,411 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $25,000 | 11,408 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $25,000 | 11,379 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $656,000 | 12,249 |
| Total interest expense | $371,000 | 11,732 |
| Net interest income | $285,000 | 12,422 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $13,000 | 12,449 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $4,000 | 10,805 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $9,000 | 12,149 |
| Total noninterest expense | $212,000 | 12,501 |
| Salaries and employee benefits | $90,000 | 12,532 |
| Premises and equipment expense | $41,000 | 11,957 |
| Additional noninterest expense | $81,000 | 12,426 |
| Pre-tax net operating income | $86,000 | 11,715 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $19,000 | 11,165 |
| Income before extraordinary items | $67,000 | 11,681 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $67,000 | 11,687 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $67,000 | 11,721 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $654,000 | 12,877 |
| Total interest expense | $378,000 | 12,318 |
| Net interest income | $276,000 | 13,045 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $14,000 | 13,131 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $2,000 | 11,313 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $12,000 | 12,609 |
| Total noninterest expense | $207,000 | 13,171 |
| Salaries and employee benefits | $88,000 | 13,199 |
| Premises and equipment expense | $26,000 | 12,948 |
| Additional noninterest expense | $93,000 | 12,996 |
| Pre-tax net operating income | $83,000 | 11,978 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $22,000 | 11,565 |
| Income before extraordinary items | $61,000 | 12,170 |
| Extraordinary gains, net | $-8,000 | 12,278 |
| Net income | $53,000 | 12,257 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $61,000 | 12,019 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $677,000 | 13,520 |
| Total interest expense | $419,000 | 13,113 |
| Net interest income | $258,000 | 13,695 |
| Provision for loan and lease losses | $3,000 | 11,629 |
| Total noninterest income | $23,000 | 13,651 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,000 | 11,741 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $22,000 | 12,406 |
| Total noninterest expense | $185,000 | 13,823 |
| Salaries and employee benefits | $73,000 | 13,847 |
| Premises and equipment expense | $17,000 | 13,728 |
| Additional noninterest expense | $95,000 | 13,571 |
| Pre-tax net operating income | $93,000 | 12,093 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $18,000 | 12,166 |
| Income before extraordinary items | $75,000 | 12,293 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $75,000 | 12,314 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $75,000 | 11,992 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.