Home > Bank of Athens > Income and Expense
Bank of Athens, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,767,000 | 10,666 |
| Total interest expense | $713,000 | 10,505 |
| Net interest income | $1,054,000 | 10,584 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $239,000 | 8,551 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $158,000 | 6,889 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $81,000 | 8,582 |
| Total noninterest expense | $902,000 | 10,185 |
| Salaries and employee benefits | $430,000 | 10,335 |
| Premises and equipment expense | $85,000 | 10,978 |
| Additional noninterest expense | $387,000 | 9,405 |
| Pre-tax net operating income | $391,000 | 9,477 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $118,000 | 9,353 |
| Income before extraordinary items | $273,000 | 9,778 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $273,000 | 9,926 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-36,000 | 12,473 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $273,000 | 9,518 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,921,000 | 11,051 |
| Total interest expense | $845,000 | 11,114 |
| Net interest income | $1,076,000 | 10,780 |
| Provision for loan and lease losses | $24,000 | 10,335 |
| Total noninterest income | $209,000 | 9,239 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $126,000 | 7,791 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $83,000 | 8,724 |
| Total noninterest expense | $946,000 | 10,225 |
| Salaries and employee benefits | $396,000 | 10,905 |
| Premises and equipment expense | $96,000 | 10,873 |
| Additional noninterest expense | $454,000 | 8,930 |
| Pre-tax net operating income | $315,000 | 9,987 |
| Securities gains (losses) | $75,000 | 3,478 |
| Applicable income taxes | $124,000 | 9,259 |
| Income before extraordinary items | $266,000 | 9,716 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $266,000 | 9,853 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-18,000 | 13,052 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $215,000 | 10,035 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.