Home > Bank of Athens > Income and Expense
Bank of Athens, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $7,313,000 | 4,145 |
| Total interest expense | $3,480,000 | 3,605 |
| Net interest income | $3,833,000 | 4,579 |
| Provision for loan and lease losses | $534,000 | 2,008 |
| Total noninterest income | $1,671,000 | 2,243 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $264,000 | 4,892 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,407,000 | 1,631 |
| Total noninterest expense | $3,390,000 | 4,036 |
| Salaries and employee benefits | $1,905,000 | 3,423 |
| Premises and equipment expense | $511,000 | 3,790 |
| Additional noninterest expense | $974,000 | 5,031 |
| Pre-tax net operating income | $1,580,000 | 4,124 |
| Securities gains (losses) | $-7,000 | 12,665 |
| Applicable income taxes | $535,000 | 3,950 |
| Income before extraordinary items | $1,038,000 | 4,558 |
| Extraordinary gains, net | $-45,000 | 12,688 |
| Net income | $993,000 | 4,870 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $122,000 | 4,128 |
| Cash dividends | $236,000 | 5,058 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,042,620 | 4,301 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $7,137,000 | 4,760 |
| Total interest expense | $3,744,000 | 4,305 |
| Net interest income | $3,393,000 | 5,149 |
| Provision for loan and lease losses | $155,000 | 5,991 |
| Total noninterest income | $1,134,000 | 2,990 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $249,000 | 5,154 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $885,000 | 2,165 |
| Total noninterest expense | $2,701,000 | 4,968 |
| Salaries and employee benefits | $1,495,000 | 4,243 |
| Premises and equipment expense | $303,000 | 5,926 |
| Additional noninterest expense | $903,000 | 5,510 |
| Pre-tax net operating income | $1,671,000 | 3,677 |
| Securities gains (losses) | $163,000 | 2,306 |
| Applicable income taxes | $630,000 | 3,289 |
| Income before extraordinary items | $1,204,000 | 3,793 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,204,000 | 3,835 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 7,683 |
| Cash dividends | $125,000 | 6,110 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,096,420 | 3,829 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.