Home > Bank of Astoria > Assets and Liabilities
Bank of Astoria, Assets and Liabilities
| 2008-03-31 | Rank | |
| # of Employees: | 63 | 2,708 |
| Assets and Liabilities | ||
| Total Assets: | $220,962,000 | 2,911 |
| Cash and due from depository institutions | $7,453,000 | 2,708 |
| Interest-bearing balances | $797,000 | 3,210 |
| Securities | $25,302,000 | 3,849 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,601 |
| Net loans & leases | $146,049,000 | 2,987 |
| Loan loss allowance | $1,982,000 | 2,623 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $3,617,000 | 3,281 |
| Other real estate owned | $0 | 2,708 |
| Goodwill and other intangibles | $32,182,000 | 333 |
| All other assets | $6,359,000 | 2,555 |
| Life insurance assets | $2,890,000 | 1,876 |
| Total liabilities and capital | $220,962,000 | 2,911 |
| Total liabilities | $172,964,000 | 3,279 |
| Total deposits | $160,363,000 | 3,203 |
| Interest-bearing deposits | $150,128,000 | 2,960 |
| Deposits held in domestic offices | $160,363,000 | 3,200 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $11,400,000 | 2,712 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,201,000 | 3,610 |
| Total equity capital | $47,998,000 | 1,464 |
| Total bank equity capital | $47,998,000 | 1,464 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $2,952,000 | 1,560 |
| Surplus | $37,907,000 | 846 |
| Undivided profits | $7,139,000 | 3,908 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,569,000 | 2,900 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $913,000 | 4,043 |
| Earning assets | $172,148,000 | 3,364 |
| Long-term assets (5+ years) | $58,542,000 | 1,911 |
| Average Assets, year-to-date | $220,368,000 | 2,880 |
| Average Assets, quarterly | $220,368,000 | 2,880 |
| Volatile liabilities | $28,137,000 | 3,919 |
| Insider loans | $2,319,000 | 2,810 |
| FHLB advances | $11,400,000 | 2,609 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $44,253,000 | 1,951 |
| Tier 1 (core) risk-based capital | $15,672,000 | 3,948 |
| Tier 2 risk-based capital | $1,982,000 | 2,462 |
| Total risk weighted assets | $163,656,000 | 2,853 |
| Total unused commitments | $44,253,000 | 1,952 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 73 | 2,365 |
| Assets and Liabilities | ||
| Total Assets: | $219,774,000 | 2,872 |
| Cash and due from depository institutions | $7,188,000 | 2,365 |
| Interest-bearing balances | $599,000 | 2,997 |
| Securities | $26,066,000 | 3,782 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,130 |
| Net loans & leases | $144,085,000 | 2,996 |
| Loan loss allowance | $1,902,000 | 2,657 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $3,688,000 | 3,210 |
| Other real estate owned | $0 | 2,365 |
| Goodwill and other intangibles | $32,277,000 | 330 |
| All other assets | $6,470,000 | 2,536 |
| Life insurance assets | $2,863,000 | 1,875 |
| Total liabilities and capital | $219,774,000 | 2,872 |
| Total liabilities | $169,173,000 | 3,276 |
| Total deposits | $161,287,000 | 3,155 |
| Interest-bearing deposits | $130,913,000 | 3,288 |
| Deposits held in domestic offices | $161,287,000 | 3,153 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $6,670,000 | 3,255 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,216,000 | 3,527 |
| Total equity capital | $50,601,000 | 1,366 |
| Total bank equity capital | $50,601,000 | 1,366 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $2,952,000 | 1,548 |
| Surplus | $37,907,000 | 828 |
| Undivided profits | $9,742,000 | 3,225 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,362,000 | 1,965 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $863,000 | 4,477 |
| Earning assets | $170,750,000 | 3,341 |
| Long-term assets (5+ years) | $61,325,000 | 1,714 |
| Average Assets, year-to-date | $222,468,400 | 2,754 |
| Average Assets, quarterly | $222,772,000 | 2,807 |
| Volatile liabilities | $27,014,000 | 4,014 |
| Insider loans | $2,183,000 | 2,886 |
| FHLB advances | $6,670,000 | 3,136 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $47,658,000 | 1,844 |
| Tier 1 (core) risk-based capital | $18,312,000 | 3,434 |
| Tier 2 risk-based capital | $1,902,000 | 2,520 |
| Total risk weighted assets | $160,312,000 | 2,874 |
| Total unused commitments | $47,658,000 | 1,845 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 73 | 2,368 |
| Assets and Liabilities | ||
| Total Assets: | $225,770,000 | 2,777 |
| Cash and due from depository institutions | $8,457,000 | 2,368 |
| Interest-bearing balances | $234,000 | 3,710 |
| Securities | $28,396,000 | 3,571 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,196 |
| Net loans & leases | $146,327,000 | 2,914 |
| Loan loss allowance | $1,886,000 | 2,640 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $3,717,000 | 3,149 |
| Other real estate owned | $0 | 2,368 |
| Goodwill and other intangibles | $32,373,000 | 319 |
| All other assets | $6,500,000 | 2,512 |
| Life insurance assets | $2,835,000 | 1,844 |
| Total liabilities and capital | $225,770,000 | 2,777 |
| Total liabilities | $176,059,000 | 3,135 |
| Total deposits | $170,458,000 | 2,954 |
| Interest-bearing deposits | $137,491,000 | 3,125 |
| Deposits held in domestic offices | $170,458,000 | 2,951 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $4,275,000 | 3,693 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $1,326,000 | 3,392 |
| Total equity capital | $49,711,000 | 1,369 |
| Total bank equity capital | $49,711,000 | 1,369 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $2,952,000 | 1,523 |
| Surplus | $4,862,000 | 4,058 |
| Undivided profits | $41,897,000 | 891 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,075,000 | 1,939 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $920,000 | 4,519 |
| Earning assets | $174,957,000 | 3,233 |
| Long-term assets (5+ years) | $57,245,000 | 1,749 |
| Average Assets, year-to-date | $223,142,000 | 2,742 |
| Average Assets, quarterly | $223,336,500 | 2,782 |
| Volatile liabilities | $24,482,000 | 4,224 |
| Insider loans | $2,951,000 | 2,351 |
| FHLB advances | $4,275,000 | 3,542 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $41,766,000 | 2,065 |
| Tier 1 (core) risk-based capital | $17,449,000 | 3,574 |
| Tier 2 risk-based capital | $1,886,000 | 2,507 |
| Total risk weighted assets | $154,717,000 | 2,925 |
| Total unused commitments | $41,766,000 | 2,065 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 71 | 2,482 |
| Assets and Liabilities | ||
| Total Assets: | $220,903,000 | 2,827 |
| Cash and due from depository institutions | $8,416,000 | 2,482 |
| Interest-bearing balances | $184,000 | 4,068 |
| Securities | $31,179,000 | 3,339 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,299 |
| Net loans & leases | $138,980,000 | 3,037 |
| Loan loss allowance | $1,877,000 | 2,644 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $3,626,000 | 3,184 |
| Other real estate owned | $0 | 2,482 |
| Goodwill and other intangibles | $32,468,000 | 331 |
| All other assets | $6,234,000 | 2,586 |
| Life insurance assets | $2,807,000 | 1,855 |
| Total liabilities and capital | $220,903,000 | 2,827 |
| Total liabilities | $172,185,000 | 3,195 |
| Total deposits | $164,313,000 | 3,072 |
| Interest-bearing deposits | $137,905,000 | 3,121 |
| Deposits held in domestic offices | $164,313,000 | 3,070 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $6,700,000 | 3,027 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,172,000 | 3,494 |
| Total equity capital | $48,718,000 | 1,395 |
| Total bank equity capital | $48,718,000 | 1,395 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $2,952,000 | 1,517 |
| Surplus | $4,862,000 | 4,060 |
| Undivided profits | $40,904,000 | 901 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,610,000 | 1,468 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $845,000 | 4,530 |
| Earning assets | $170,343,000 | 3,288 |
| Long-term assets (5+ years) | $60,512,000 | 1,651 |
| Average Assets, year-to-date | $222,266,000 | 2,783 |
| Average Assets, quarterly | $221,343,500 | 2,808 |
| Volatile liabilities | $25,759,000 | 4,075 |
| Insider loans | $3,224,000 | 2,188 |
| FHLB advances | $6,700,000 | 2,896 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $35,764,000 | 2,331 |
| Tier 1 (core) risk-based capital | $16,594,000 | 3,713 |
| Tier 2 risk-based capital | $1,877,000 | 2,516 |
| Total risk weighted assets | $153,915,000 | 2,923 |
| Total unused commitments | $35,764,000 | 2,333 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 69 | 2,526 |
| Assets and Liabilities | ||
| Total Assets: | $221,784,000 | 2,811 |
| Cash and due from depository institutions | $6,006,000 | 2,526 |
| Interest-bearing balances | $229,000 | 3,865 |
| Securities | $33,899,000 | 3,158 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,772 |
| Net loans & leases | $139,741,000 | 2,998 |
| Loan loss allowance | $1,613,000 | 2,984 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $3,206,000 | 3,427 |
| Other real estate owned | $0 | 2,526 |
| Goodwill and other intangibles | $32,564,000 | 321 |
| All other assets | $6,368,000 | 2,507 |
| Life insurance assets | $2,778,000 | 1,854 |
| Total liabilities and capital | $221,784,000 | 2,811 |
| Total liabilities | $173,558,000 | 3,161 |
| Total deposits | $163,533,000 | 3,089 |
| Interest-bearing deposits | $136,984,000 | 3,123 |
| Deposits held in domestic offices | $163,533,000 | 3,087 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $8,700,000 | 2,641 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $1,325,000 | 3,273 |
| Total equity capital | $48,226,000 | 1,411 |
| Total bank equity capital | $48,226,000 | 1,411 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $2,952,000 | 1,500 |
| Surplus | $4,862,000 | 4,024 |
| Undivided profits | $40,412,000 | 917 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $82,000 | 6,318 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $991,000 | 3,854 |
| Earning assets | $173,869,000 | 3,231 |
| Long-term assets (5+ years) | $62,775,000 | 1,587 |
| Average Assets, year-to-date | $222,947,500 | 2,782 |
| Average Assets, quarterly | $222,947,500 | 2,782 |
| Volatile liabilities | $25,941,000 | 3,976 |
| Insider loans | $2,462,000 | 2,603 |
| FHLB advances | $8,700,000 | 2,528 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $35,087,000 | 2,370 |
| Tier 1 (core) risk-based capital | $15,817,000 | 3,839 |
| Tier 2 risk-based capital | $1,613,000 | 2,854 |
| Total risk weighted assets | $151,950,000 | 2,926 |
| Total unused commitments | $35,087,000 | 2,370 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 67 | 2,621 |
| Assets and Liabilities | ||
| Total Assets: | $224,111,000 | 2,781 |
| Cash and due from depository institutions | $7,568,000 | 2,621 |
| Interest-bearing balances | $54,000 | 5,360 |
| Securities | $36,636,000 | 3,021 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,403 |
| Net loans & leases | $137,703,000 | 3,012 |
| Loan loss allowance | $1,586,000 | 3,004 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $3,247,000 | 3,375 |
| Other real estate owned | $0 | 2,621 |
| Goodwill and other intangibles | $32,660,000 | 302 |
| All other assets | $6,297,000 | 2,528 |
| Life insurance assets | $2,750,000 | 1,827 |
| Total liabilities and capital | $224,111,000 | 2,781 |
| Total liabilities | $175,263,000 | 3,115 |
| Total deposits | $157,070,000 | 3,159 |
| Interest-bearing deposits | $129,843,000 | 3,241 |
| Deposits held in domestic offices | $157,070,000 | 3,156 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $16,800,000 | 1,906 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $1,393,000 | 3,114 |
| Total equity capital | $48,848,000 | 1,345 |
| Total bank equity capital | $48,848,000 | 1,345 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $2,952,000 | 1,490 |
| Surplus | $4,862,000 | 3,982 |
| Undivided profits | $41,034,000 | 882 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $255,000 | 4,973 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $985,000 | 3,979 |
| Earning assets | $174,393,000 | 3,185 |
| Long-term assets (5+ years) | $67,144,000 | 1,498 |
| Average Assets, year-to-date | $216,900,800 | 2,765 |
| Average Assets, quarterly | $223,415,000 | 2,768 |
| Volatile liabilities | $16,016,000 | 5,192 |
| Insider loans | $2,755,000 | 2,380 |
| FHLB advances | $16,800,000 | 1,815 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $26,403,000 | 2,818 |
| Tier 1 (core) risk-based capital | $16,461,000 | 3,651 |
| Tier 2 risk-based capital | $1,586,000 | 2,878 |
| Total risk weighted assets | $150,656,000 | 2,909 |
| Total unused commitments | $26,403,000 | 2,818 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 62 | 2,833 |
| Assets and Liabilities | ||
| Total Assets: | $222,719,000 | 2,785 |
| Cash and due from depository institutions | $8,184,000 | 2,833 |
| Interest-bearing balances | $446,000 | 3,217 |
| Securities | $36,995,000 | 3,018 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $135,278,000 | 3,042 |
| Loan loss allowance | $1,588,000 | 3,002 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $3,319,000 | 3,287 |
| Other real estate owned | $0 | 2,833 |
| Goodwill and other intangibles | $32,773,000 | 306 |
| All other assets | $6,170,000 | 2,562 |
| Life insurance assets | $2,722,000 | 1,801 |
| Total liabilities and capital | $222,719,000 | 2,785 |
| Total liabilities | $174,855,000 | 3,093 |
| Total deposits | $162,336,000 | 3,025 |
| Interest-bearing deposits | $127,459,000 | 3,233 |
| Deposits held in domestic offices | $162,336,000 | 3,022 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $10,900,000 | 2,513 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,619,000 | 2,757 |
| Total equity capital | $47,864,000 | 1,361 |
| Total bank equity capital | $47,864,000 | 1,361 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,952,000 | 1,480 |
| Surplus | $4,862,000 | 3,957 |
| Undivided profits | $40,050,000 | 912 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $128,000 | 5,887 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $912,000 | 4,260 |
| Earning assets | $172,719,000 | 3,192 |
| Long-term assets (5+ years) | $72,007,000 | 1,408 |
| Average Assets, year-to-date | $215,098,250 | 2,796 |
| Average Assets, quarterly | $218,563,500 | 2,809 |
| Volatile liabilities | $14,523,000 | 5,410 |
| Insider loans | $2,700,000 | 2,385 |
| FHLB advances | $10,900,000 | 2,392 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $33,676,000 | 2,414 |
| Tier 1 (core) risk-based capital | $15,464,000 | 3,845 |
| Tier 2 risk-based capital | $1,588,000 | 2,870 |
| Total risk weighted assets | $146,895,000 | 2,958 |
| Total unused commitments | $33,676,000 | 2,415 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 62 | 2,845 |
| Assets and Liabilities | ||
| Total Assets: | $214,408,000 | 2,864 |
| Cash and due from depository institutions | $6,470,000 | 2,845 |
| Interest-bearing balances | $411,000 | 3,294 |
| Securities | $37,489,000 | 2,975 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $128,100,000 | 3,157 |
| Loan loss allowance | $1,588,000 | 2,958 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $3,418,000 | 3,186 |
| Other real estate owned | $0 | 2,845 |
| Goodwill and other intangibles | $32,886,000 | 308 |
| All other assets | $6,045,000 | 2,577 |
| Life insurance assets | $2,695,000 | 1,781 |
| Total liabilities and capital | $214,408,000 | 2,864 |
| Total liabilities | $167,510,000 | 3,179 |
| Total deposits | $148,328,000 | 3,232 |
| Interest-bearing deposits | $119,475,000 | 3,378 |
| Deposits held in domestic offices | $148,328,000 | 3,229 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $18,000,000 | 1,892 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,182,000 | 3,154 |
| Total equity capital | $46,898,000 | 1,337 |
| Total bank equity capital | $46,898,000 | 1,337 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $2,952,000 | 1,472 |
| Surplus | $4,862,000 | 3,913 |
| Undivided profits | $39,084,000 | 891 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $361,000 | 4,309 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $794,000 | 4,341 |
| Earning assets | $166,000,000 | 3,251 |
| Long-term assets (5+ years) | $70,454,000 | 1,405 |
| Average Assets, year-to-date | $212,558,000 | 2,830 |
| Average Assets, quarterly | $213,528,000 | 2,846 |
| Volatile liabilities | $30,641,000 | 3,633 |
| Insider loans | $546,000 | 5,328 |
| FHLB advances | $18,000,000 | 1,778 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $29,504,000 | 2,636 |
| Tier 1 (core) risk-based capital | $14,639,000 | 3,950 |
| Tier 2 risk-based capital | $1,588,000 | 2,831 |
| Total risk weighted assets | $139,822,000 | 3,050 |
| Total unused commitments | $29,504,000 | 2,637 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 60 | 2,915 |
| Assets and Liabilities | ||
| Total Assets: | $212,648,000 | 2,853 |
| Cash and due from depository institutions | $7,838,000 | 2,915 |
| Interest-bearing balances | $1,657,000 | 2,090 |
| Securities | $39,959,000 | 2,860 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $122,223,000 | 3,211 |
| Loan loss allowance | $1,587,000 | 2,929 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $3,498,000 | 3,087 |
| Other real estate owned | $18,000 | 2,915 |
| Goodwill and other intangibles | $32,999,000 | 296 |
| All other assets | $6,113,000 | 2,482 |
| Life insurance assets | $2,667,000 | 1,755 |
| Total liabilities and capital | $212,648,000 | 2,853 |
| Total liabilities | $166,316,000 | 3,180 |
| Total deposits | $154,110,000 | 3,129 |
| Interest-bearing deposits | $123,582,000 | 3,251 |
| Deposits held in domestic offices | $154,110,000 | 3,126 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $10,650,000 | 2,478 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $1,556,000 | 2,607 |
| Total equity capital | $46,332,000 | 1,335 |
| Total bank equity capital | $46,332,000 | 1,335 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,952,000 | 1,464 |
| Surplus | $4,862,000 | 3,839 |
| Undivided profits | $38,518,000 | 898 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,000 | 7,429 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $857,000 | 3,917 |
| Earning assets | $163,839,000 | 3,276 |
| Long-term assets (5+ years) | $70,407,000 | 1,390 |
| Average Assets, year-to-date | $211,633,000 | 2,846 |
| Average Assets, quarterly | $211,633,000 | 2,846 |
| Volatile liabilities | $22,443,000 | 4,225 |
| Insider loans | $498,000 | 5,444 |
| FHLB advances | $10,650,000 | 2,372 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $32,091,000 | 2,473 |
| Tier 1 (core) risk-based capital | $13,808,000 | 4,078 |
| Tier 2 risk-based capital | $1,587,000 | 2,798 |
| Total risk weighted assets | $139,509,000 | 3,017 |
| Total unused commitments | $32,091,000 | 2,477 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 64 | 2,738 |
| Assets and Liabilities | ||
| Total Assets: | $210,618,000 | 2,855 |
| Cash and due from depository institutions | $8,766,000 | 2,738 |
| Interest-bearing balances | $941,000 | 2,724 |
| Securities | $42,498,000 | 2,721 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $116,788,000 | 3,299 |
| Loan loss allowance | $1,571,000 | 2,907 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $3,415,000 | 3,109 |
| Other real estate owned | $18,000 | 2,738 |
| Goodwill and other intangibles | $33,112,000 | 286 |
| All other assets | $6,021,000 | 2,493 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $210,618,000 | 2,855 |
| Total liabilities | $159,699,000 | 3,263 |
| Total deposits | $152,352,000 | 3,130 |
| Interest-bearing deposits | $121,203,000 | 3,268 |
| Deposits held in domestic offices | $152,352,000 | 3,126 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $6,000,000 | 3,370 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,347,000 | 2,824 |
| Total equity capital | $50,919,000 | 1,195 |
| Total bank equity capital | $50,919,000 | 1,195 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $2,952,000 | 1,449 |
| Surplus | $4,862,000 | 3,791 |
| Undivided profits | $43,105,000 | 810 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $67,000 | 6,514 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $832,000 | 4,038 |
| Earning assets | $160,227,000 | 3,298 |
| Long-term assets (5+ years) | $67,197,000 | 1,421 |
| Average Assets, year-to-date | $209,399,200 | 2,771 |
| Average Assets, quarterly | $211,359,500 | 2,820 |
| Volatile liabilities | $15,669,000 | 5,033 |
| Insider loans | $602,000 | 5,100 |
| FHLB advances | $6,000,000 | 3,208 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $29,661,000 | 2,544 |
| Tier 1 (core) risk-based capital | $18,190,000 | 3,167 |
| Tier 2 risk-based capital | $1,571,000 | 2,772 |
| Total risk weighted assets | $133,612,000 | 3,087 |
| Total unused commitments | $29,661,000 | 2,544 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 63 | 2,751 |
| Assets and Liabilities | ||
| Total Assets: | $212,101,000 | 2,801 |
| Cash and due from depository institutions | $9,033,000 | 2,751 |
| Interest-bearing balances | $980,000 | 2,762 |
| Securities | $42,828,000 | 2,673 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $117,572,000 | 3,233 |
| Loan loss allowance | $1,546,000 | 2,937 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $3,494,000 | 3,019 |
| Other real estate owned | $0 | 2,751 |
| Goodwill and other intangibles | $33,237,000 | 280 |
| All other assets | $5,937,000 | 2,472 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $212,101,000 | 2,801 |
| Total liabilities | $161,743,000 | 3,192 |
| Total deposits | $158,300,000 | 2,994 |
| Interest-bearing deposits | $123,645,000 | 3,169 |
| Deposits held in domestic offices | $158,300,000 | 2,990 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $1,825,000 | 4,870 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,618,000 | 2,441 |
| Total equity capital | $50,358,000 | 1,198 |
| Total bank equity capital | $50,358,000 | 1,198 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,952,000 | 1,419 |
| Surplus | $4,862,000 | 3,737 |
| Undivided profits | $42,544,000 | 812 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $38,000 | 6,986 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $840,000 | 3,987 |
| Earning assets | $161,380,000 | 3,240 |
| Long-term assets (5+ years) | $63,187,000 | 1,478 |
| Average Assets, year-to-date | $209,094,500 | 2,773 |
| Average Assets, quarterly | $211,215,500 | 2,792 |
| Volatile liabilities | $10,726,000 | 5,882 |
| Insider loans | $7,000 | 7,863 |
| FHLB advances | $1,825,000 | 4,668 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $25,445,000 | 2,814 |
| Tier 1 (core) risk-based capital | $16,879,000 | 3,339 |
| Tier 2 risk-based capital | $1,546,000 | 2,765 |
| Total risk weighted assets | $134,863,000 | 3,019 |
| Total unused commitments | $25,445,000 | 2,816 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 63 | 2,738 |
| Assets and Liabilities | ||
| Total Assets: | $210,330,000 | 2,778 |
| Cash and due from depository institutions | $6,135,000 | 2,738 |
| Interest-bearing balances | $0 | 6,834 |
| Securities | $45,354,000 | 2,568 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $116,596,000 | 3,182 |
| Loan loss allowance | $1,501,000 | 2,977 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $3,498,000 | 2,977 |
| Other real estate owned | $0 | 2,738 |
| Goodwill and other intangibles | $33,380,000 | 275 |
| All other assets | $5,367,000 | 2,600 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $210,330,000 | 2,778 |
| Total liabilities | $160,672,000 | 3,141 |
| Total deposits | $145,655,000 | 3,141 |
| Interest-bearing deposits | $116,060,000 | 3,268 |
| Deposits held in domestic offices | $145,655,000 | 3,138 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $13,517,000 | 2,219 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,500,000 | 2,426 |
| Total equity capital | $49,658,000 | 1,202 |
| Total bank equity capital | $49,658,000 | 1,202 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,952,000 | 1,399 |
| Surplus | $45,760,000 | 595 |
| Undivided profits | $946,000 | 7,280 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $202,000 | 5,262 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $834,000 | 3,710 |
| Earning assets | $161,950,000 | 3,170 |
| Long-term assets (5+ years) | $63,599,000 | 1,483 |
| Average Assets, year-to-date | $208,092,330 | 2,768 |
| Average Assets, quarterly | $209,090,000 | 2,779 |
| Volatile liabilities | $22,294,000 | 4,015 |
| Insider loans | $87,000 | 7,308 |
| FHLB advances | $13,517,000 | 2,101 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $27,627,000 | 2,587 |
| Tier 1 (core) risk-based capital | $16,533,000 | 3,322 |
| Tier 2 risk-based capital | $1,501,000 | 2,807 |
| Total risk weighted assets | $132,049,000 | 2,993 |
| Total unused commitments | $27,627,000 | 2,589 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 63 | 2,711 |
| Assets and Liabilities | ||
| Total Assets: | $207,850,000 | 2,806 |
| Cash and due from depository institutions | $5,570,000 | 2,711 |
| Interest-bearing balances | $489,000 | 3,474 |
| Securities | $47,453,000 | 2,488 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $112,367,000 | 3,224 |
| Loan loss allowance | $1,456,000 | 3,038 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $3,556,000 | 2,902 |
| Other real estate owned | $0 | 2,711 |
| Goodwill and other intangibles | $33,515,000 | 271 |
| All other assets | $5,389,000 | 2,554 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $207,850,000 | 2,806 |
| Total liabilities | $159,049,000 | 3,155 |
| Total deposits | $141,499,000 | 3,211 |
| Interest-bearing deposits | $115,316,000 | 3,301 |
| Deposits held in domestic offices | $141,499,000 | 3,207 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $16,000,000 | 1,927 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,550,000 | 2,338 |
| Total equity capital | $48,801,000 | 1,183 |
| Total bank equity capital | $48,801,000 | 1,183 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,952,000 | 1,396 |
| Surplus | $45,760,000 | 582 |
| Undivided profits | $89,000 | 8,023 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $134,000 | 5,979 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $900,000 | 3,363 |
| Earning assets | $160,309,000 | 3,186 |
| Long-term assets (5+ years) | $71,963,000 | 1,366 |
| Average Assets, year-to-date | $206,973,500 | 2,794 |
| Average Assets, quarterly | $206,973,500 | 2,794 |
| Volatile liabilities | $23,799,000 | 3,755 |
| Insider loans | $62,000 | 7,491 |
| FHLB advances | $16,000,000 | 1,820 |
| Loans and leases held for sale | $77,000 | 1,678 |
| Unused loan commitments | $25,458,000 | 2,667 |
| Tier 1 (core) risk-based capital | $15,788,000 | 3,422 |
| Tier 2 risk-based capital | $1,456,000 | 2,837 |
| Total risk weighted assets | $125,707,000 | 3,067 |
| Total unused commitments | $25,458,000 | 2,672 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 61 | 2,809 |
| Assets and Liabilities | ||
| Total Assets: | $206,097,000 | 2,813 |
| Cash and due from depository institutions | $6,343,000 | 2,809 |
| Interest-bearing balances | $0 | 6,872 |
| Securities | $49,956,000 | 2,422 |
| Federal funds sold & reverse repurchase agreements | $195,000 | 5,853 |
| Net loans & leases | $106,291,000 | 3,370 |
| Loan loss allowance | $1,411,000 | 3,093 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $3,610,000 | 2,844 |
| Other real estate owned | $0 | 2,809 |
| Goodwill and other intangibles | $33,649,000 | 266 |
| All other assets | $6,053,000 | 2,306 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $206,097,000 | 2,813 |
| Total liabilities | $157,550,000 | 3,170 |
| Total deposits | $145,231,000 | 3,133 |
| Interest-bearing deposits | $119,889,000 | 3,164 |
| Deposits held in domestic offices | $145,231,000 | 3,128 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $8,800,000 | 2,792 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $3,519,000 | 1,219 |
| Total equity capital | $48,547,000 | 1,176 |
| Total bank equity capital | $48,547,000 | 1,176 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,952,000 | 1,378 |
| Surplus | $45,004,000 | 589 |
| Undivided profits | $591,000 | 7,710 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,000 | 7,635 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $827,000 | 3,608 |
| Earning assets | $156,442,000 | 3,249 |
| Long-term assets (5+ years) | $67,765,000 | 1,471 |
| Average Assets, year-to-date | $166,450,200 | 3,192 |
| Average Assets, quarterly | $185,751,000 | 3,010 |
| Volatile liabilities | $15,853,000 | 4,683 |
| Insider loans | $227,000 | 6,550 |
| FHLB advances | $8,800,000 | 2,658 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $29,358,000 | 2,337 |
| Tier 1 (core) risk-based capital | $14,748,000 | 3,583 |
| Tier 2 risk-based capital | $1,411,000 | 2,912 |
| Total risk weighted assets | $123,831,000 | 3,088 |
| Total unused commitments | $29,358,000 | 2,338 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 60 | 2,843 |
| Assets and Liabilities | ||
| Total Assets: | $165,405,000 | 3,285 |
| Cash and due from depository institutions | $4,294,000 | 2,843 |
| Interest-bearing balances | $0 | 6,935 |
| Securities | $50,712,000 | 2,377 |
| Federal funds sold & reverse repurchase agreements | $354,000 | 5,339 |
| Net loans & leases | $101,022,000 | 3,455 |
| Loan loss allowance | $1,367,000 | 3,188 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $3,513,000 | 2,872 |
| Other real estate owned | $0 | 2,843 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $5,510,000 | 2,426 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $165,405,000 | 3,285 |
| Total liabilities | $150,239,000 | 3,245 |
| Total deposits | $148,512,000 | 3,014 |
| Interest-bearing deposits | $118,833,000 | 3,162 |
| Deposits held in domestic offices | $148,512,000 | 3,008 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,727,000 | 2,149 |
| Total equity capital | $15,166,000 | 3,617 |
| Total bank equity capital | $15,166,000 | 3,617 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $2,952,000 | 1,368 |
| Surplus | $4,862,000 | 3,578 |
| Undivided profits | $7,352,000 | 3,759 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $835,000 | 2,946 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $875,000 | 3,563 |
| Earning assets | $152,088,000 | 3,280 |
| Long-term assets (5+ years) | $60,463,000 | 1,635 |
| Average Assets, year-to-date | $156,538,500 | 3,353 |
| Average Assets, quarterly | $159,956,000 | 3,352 |
| Volatile liabilities | $6,622,000 | 6,753 |
| Insider loans | $92,000 | 7,343 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $26,915,000 | 2,451 |
| Tier 1 (core) risk-based capital | $14,912,000 | 3,530 |
| Tier 2 risk-based capital | $1,367,000 | 2,959 |
| Total risk weighted assets | $120,528,000 | 3,116 |
| Total unused commitments | $26,915,000 | 2,455 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 61 | 2,825 |
| Assets and Liabilities | ||
| Total Assets: | $154,507,000 | 3,459 |
| Cash and due from depository institutions | $5,962,000 | 2,825 |
| Interest-bearing balances | $0 | 6,951 |
| Securities | $38,169,000 | 3,066 |
| Federal funds sold & reverse repurchase agreements | $5,810,000 | 1,788 |
| Net loans & leases | $98,137,000 | 3,489 |
| Loan loss allowance | $1,376,000 | 3,150 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $3,610,000 | 2,752 |
| Other real estate owned | $0 | 2,825 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $2,819,000 | 3,919 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $154,507,000 | 3,459 |
| Total liabilities | $139,693,000 | 3,443 |
| Total deposits | $138,419,000 | 3,201 |
| Interest-bearing deposits | $112,811,000 | 3,290 |
| Deposits held in domestic offices | $138,419,000 | 3,197 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $1,274,000 | 2,461 |
| Total equity capital | $14,814,000 | 3,576 |
| Total bank equity capital | $14,814,000 | 3,576 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $2,951,000 | 1,370 |
| Surplus | $4,858,000 | 3,537 |
| Undivided profits | $7,005,000 | 3,726 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $850,000 | 2,934 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $753,000 | 3,807 |
| Earning assets | $142,116,000 | 3,453 |
| Long-term assets (5+ years) | $53,115,000 | 1,837 |
| Average Assets, year-to-date | $153,583,000 | 3,418 |
| Average Assets, quarterly | $152,942,000 | 3,462 |
| Volatile liabilities | $6,832,000 | 6,648 |
| Insider loans | $176,000 | 6,848 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $23,563,000 | 2,687 |
| Tier 1 (core) risk-based capital | $14,854,000 | 3,490 |
| Tier 2 risk-based capital | $1,376,000 | 2,903 |
| Total risk weighted assets | $112,594,000 | 3,263 |
| Total unused commitments | $23,563,000 | 2,690 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 59 | 2,889 |
| Assets and Liabilities | ||
| Total Assets: | $151,377,000 | 3,502 |
| Cash and due from depository institutions | $5,581,000 | 2,889 |
| Interest-bearing balances | $0 | 6,987 |
| Securities | $40,232,000 | 2,915 |
| Federal funds sold & reverse repurchase agreements | $3,600,000 | 3,470 |
| Net loans & leases | $95,708,000 | 3,487 |
| Loan loss allowance | $1,532,000 | 2,866 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $3,408,000 | 2,856 |
| Other real estate owned | $664,000 | 2,889 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $2,184,000 | 4,447 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $151,377,000 | 3,502 |
| Total liabilities | $135,904,000 | 3,496 |
| Total deposits | $135,140,000 | 3,252 |
| Interest-bearing deposits | $111,678,000 | 3,328 |
| Deposits held in domestic offices | $135,140,000 | 3,248 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $764,000 | 3,851 |
| Total equity capital | $15,473,000 | 3,499 |
| Total bank equity capital | $15,473,000 | 3,499 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $2,948,000 | 1,363 |
| Surplus | $4,834,000 | 3,508 |
| Undivided profits | $7,691,000 | 3,649 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,309,000 | 2,138 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $794,000 | 3,578 |
| Earning assets | $139,540,000 | 3,498 |
| Long-term assets (5+ years) | $49,558,000 | 1,899 |
| Average Assets, year-to-date | $153,121,000 | 3,430 |
| Average Assets, quarterly | $153,121,000 | 3,430 |
| Volatile liabilities | $6,919,000 | 6,552 |
| Insider loans | $157,000 | 6,944 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $127,000 | 1,721 |
| Unused loan commitments | $28,393,000 | 2,299 |
| Tier 1 (core) risk-based capital | $14,911,000 | 3,438 |
| Tier 2 risk-based capital | $1,380,000 | 2,873 |
| Total risk weighted assets | $110,280,000 | 3,253 |
| Total unused commitments | $28,393,000 | 2,304 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 55 | 3,096 |
| Assets and Liabilities | ||
| Total Assets: | $154,865,000 | 3,403 |
| Cash and due from depository institutions | $5,869,000 | 3,096 |
| Interest-bearing balances | $0 | 6,994 |
| Securities | $46,807,000 | 2,622 |
| Federal funds sold & reverse repurchase agreements | $194,000 | 6,044 |
| Net loans & leases | $95,556,000 | 3,468 |
| Loan loss allowance | $1,461,000 | 2,969 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $3,395,000 | 2,860 |
| Other real estate owned | $687,000 | 3,096 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $2,357,000 | 4,271 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $154,865,000 | 3,403 |
| Total liabilities | $140,294,000 | 3,376 |
| Total deposits | $132,791,000 | 3,281 |
| Interest-bearing deposits | $109,968,000 | 3,346 |
| Deposits held in domestic offices | $132,791,000 | 3,278 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,000,000 | 1,357 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $503,000 | 4,714 |
| Total equity capital | $14,571,000 | 3,630 |
| Total bank equity capital | $14,571,000 | 3,630 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $2,930,000 | 1,375 |
| Surplus | $4,736,000 | 3,535 |
| Undivided profits | $6,905,000 | 3,840 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,023,000 | 2,637 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $829,000 | 3,555 |
| Earning assets | $142,557,000 | 3,396 |
| Long-term assets (5+ years) | $50,111,000 | 1,911 |
| Average Assets, year-to-date | $148,520,800 | 3,430 |
| Average Assets, quarterly | $153,212,000 | 3,408 |
| Volatile liabilities | $14,587,000 | 4,712 |
| Insider loans | $169,000 | 6,922 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $55,000 | 1,749 |
| Unused loan commitments | $17,336,000 | 3,133 |
| Tier 1 (core) risk-based capital | $14,198,000 | 3,566 |
| Tier 2 risk-based capital | $1,384,000 | 2,852 |
| Total risk weighted assets | $110,605,000 | 3,238 |
| Total unused commitments | $17,336,000 | 3,135 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 57 | 3,026 |
| Assets and Liabilities | ||
| Total Assets: | $151,559,000 | 3,454 |
| Cash and due from depository institutions | $5,310,000 | 3,026 |
| Interest-bearing balances | $0 | 7,032 |
| Securities | $47,384,000 | 2,557 |
| Federal funds sold & reverse repurchase agreements | $5,322,000 | 2,506 |
| Net loans & leases | $86,719,000 | 3,721 |
| Loan loss allowance | $1,388,000 | 3,082 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $3,440,000 | 2,792 |
| Other real estate owned | $703,000 | 3,026 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $2,681,000 | 3,934 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $151,559,000 | 3,454 |
| Total liabilities | $136,806,000 | 3,426 |
| Total deposits | $136,169,000 | 3,219 |
| Interest-bearing deposits | $110,477,000 | 3,326 |
| Deposits held in domestic offices | $136,169,000 | 3,216 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $637,000 | 4,352 |
| Total equity capital | $14,753,000 | 3,557 |
| Total bank equity capital | $14,753,000 | 3,557 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $2,926,000 | 1,368 |
| Surplus | $4,711,000 | 3,476 |
| Undivided profits | $7,116,000 | 3,798 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,107,000 | 2,658 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $791,000 | 3,891 |
| Earning assets | $139,425,000 | 3,441 |
| Long-term assets (5+ years) | $40,928,000 | 2,209 |
| Average Assets, year-to-date | $146,934,750 | 3,472 |
| Average Assets, quarterly | $148,604,500 | 3,502 |
| Volatile liabilities | $7,784,000 | 6,356 |
| Insider loans | $1,077,000 | 3,870 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $215,000 | 1,698 |
| Unused loan commitments | $19,423,000 | 2,896 |
| Tier 1 (core) risk-based capital | $14,321,000 | 3,512 |
| Tier 2 risk-based capital | $1,279,000 | 3,028 |
| Total risk weighted assets | $102,300,000 | 3,437 |
| Total unused commitments | $19,423,000 | 2,898 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 59 | 2,929 |
| Assets and Liabilities | ||
| Total Assets: | $145,650,000 | 3,558 |
| Cash and due from depository institutions | $4,693,000 | 2,929 |
| Interest-bearing balances | $0 | 7,050 |
| Securities | $40,553,000 | 2,845 |
| Federal funds sold & reverse repurchase agreements | $7,212,000 | 2,209 |
| Net loans & leases | $86,309,000 | 3,705 |
| Loan loss allowance | $1,379,000 | 3,057 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,530,000 | 2,678 |
| Other real estate owned | $716,000 | 2,929 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $2,637,000 | 3,860 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $145,650,000 | 3,558 |
| Total liabilities | $131,108,000 | 3,552 |
| Total deposits | $130,344,000 | 3,315 |
| Interest-bearing deposits | $105,052,000 | 3,467 |
| Deposits held in domestic offices | $130,344,000 | 3,311 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $764,000 | 3,977 |
| Total equity capital | $14,542,000 | 3,621 |
| Total bank equity capital | $14,542,000 | 3,621 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $2,921,000 | 1,360 |
| Surplus | $4,678,000 | 3,469 |
| Undivided profits | $6,943,000 | 3,893 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,303,000 | 2,350 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $961,000 | 3,108 |
| Earning assets | $134,074,000 | 3,537 |
| Long-term assets (5+ years) | $35,687,000 | 2,324 |
| Average Assets, year-to-date | $145,393,330 | 3,495 |
| Average Assets, quarterly | $147,107,500 | 3,489 |
| Volatile liabilities | $8,262,000 | 6,213 |
| Insider loans | $1,091,000 | 3,832 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $428,000 | 1,730 |
| Unused loan commitments | $13,899,000 | 3,513 |
| Tier 1 (core) risk-based capital | $13,718,000 | 3,589 |
| Tier 2 risk-based capital | $1,265,000 | 3,014 |
| Total risk weighted assets | $101,084,000 | 3,445 |
| Total unused commitments | $13,899,000 | 3,526 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 60 | 2,861 |
| Assets and Liabilities | ||
| Total Assets: | $148,565,000 | 3,449 |
| Cash and due from depository institutions | $6,195,000 | 2,861 |
| Interest-bearing balances | $0 | 7,012 |
| Securities | $33,952,000 | 3,205 |
| Federal funds sold & reverse repurchase agreements | $13,164,000 | 1,252 |
| Net loans & leases | $84,588,000 | 3,713 |
| Loan loss allowance | $1,303,000 | 3,147 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $3,422,000 | 2,712 |
| Other real estate owned | $1,749,000 | 2,861 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $5,495,000 | 2,171 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $148,565,000 | 3,449 |
| Total liabilities | $134,283,000 | 3,411 |
| Total deposits | $133,257,000 | 3,214 |
| Interest-bearing deposits | $102,853,000 | 3,533 |
| Deposits held in domestic offices | $133,257,000 | 3,210 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,026,000 | 3,288 |
| Total equity capital | $14,282,000 | 3,609 |
| Total bank equity capital | $14,282,000 | 3,609 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $2,908,000 | 1,362 |
| Surplus | $4,594,000 | 3,462 |
| Undivided profits | $6,780,000 | 3,888 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $265,000 | 5,557 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $991,000 | 3,066 |
| Earning assets | $131,704,000 | 3,540 |
| Long-term assets (5+ years) | $37,622,000 | 2,161 |
| Average Assets, year-to-date | $145,265,000 | 3,485 |
| Average Assets, quarterly | $145,265,000 | 3,485 |
| Volatile liabilities | $7,825,000 | 6,313 |
| Insider loans | $1,218,000 | 3,508 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $634,000 | 1,486 |
| Unused loan commitments | $9,851,000 | 4,191 |
| Tier 1 (core) risk-based capital | $13,626,000 | 3,571 |
| Tier 2 risk-based capital | $1,303,000 | 2,882 |
| Total risk weighted assets | $106,050,000 | 3,218 |
| Total unused commitments | $9,851,000 | 4,207 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 62 | 2,734 |
| Assets and Liabilities | ||
| Total Assets: | $141,965,000 | 3,539 |
| Cash and due from depository institutions | $5,644,000 | 2,734 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $32,743,000 | 3,290 |
| Federal funds sold & reverse repurchase agreements | $7,014,000 | 2,056 |
| Net loans & leases | $86,747,000 | 3,638 |
| Loan loss allowance | $1,263,000 | 3,143 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,414,000 | 2,698 |
| Other real estate owned | $1,046,000 | 2,734 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $5,357,000 | 2,184 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $141,965,000 | 3,539 |
| Total liabilities | $128,335,000 | 3,524 |
| Total deposits | $127,354,000 | 3,306 |
| Interest-bearing deposits | $106,442,000 | 3,349 |
| Deposits held in domestic offices | $127,354,000 | 3,302 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $981,000 | 3,425 |
| Total equity capital | $13,630,000 | 3,702 |
| Total bank equity capital | $13,630,000 | 3,702 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $2,903,000 | 1,358 |
| Surplus | $4,558,000 | 3,433 |
| Undivided profits | $6,169,000 | 4,099 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,184,000 | 2,412 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $892,000 | 3,541 |
| Earning assets | $126,504,000 | 3,633 |
| Long-term assets (5+ years) | $36,621,000 | 2,175 |
| Average Assets, year-to-date | $133,396,800 | 3,590 |
| Average Assets, quarterly | $141,266,000 | 3,517 |
| Volatile liabilities | $7,772,000 | 6,338 |
| Insider loans | $1,156,000 | 3,637 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $482,000 | 1,591 |
| Unused loan commitments | $9,771,000 | 4,121 |
| Tier 1 (core) risk-based capital | $13,033,000 | 3,637 |
| Tier 2 risk-based capital | $1,263,000 | 2,914 |
| Total risk weighted assets | $105,248,000 | 3,214 |
| Total unused commitments | $9,771,000 | 4,125 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 61 | 2,784 |
| Assets and Liabilities | ||
| Total Assets: | $128,414,000 | 3,733 |
| Cash and due from depository institutions | $14,799,000 | 2,784 |
| Interest-bearing balances | $8,994,000 | 791 |
| Securities | $20,412,000 | 4,470 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $87,698,000 | 3,524 |
| Loan loss allowance | $1,043,000 | 3,488 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $3,659,000 | 2,484 |
| Other real estate owned | $223,000 | 2,784 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $1,623,000 | 5,113 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $128,414,000 | 3,733 |
| Total liabilities | $115,806,000 | 3,721 |
| Total deposits | $115,147,000 | 3,467 |
| Interest-bearing deposits | $96,708,000 | 3,542 |
| Deposits held in domestic offices | $115,147,000 | 3,462 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $659,000 | 4,608 |
| Total equity capital | $12,608,000 | 3,734 |
| Total bank equity capital | $12,608,000 | 3,734 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $2,893,000 | 1,355 |
| Surplus | $4,502,000 | 3,356 |
| Undivided profits | $5,213,000 | 4,341 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $622,000 | 3,682 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $739,000 | 4,500 |
| Earning assets | $117,104,000 | 3,744 |
| Long-term assets (5+ years) | $22,310,000 | 3,076 |
| Average Assets, year-to-date | $124,171,400 | 3,683 |
| Average Assets, quarterly | $128,955,500 | 3,678 |
| Volatile liabilities | $9,146,000 | 5,895 |
| Insider loans | $1,322,000 | 3,249 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $619,000 | 1,348 |
| Unused loan commitments | $13,416,000 | 3,276 |
| Tier 1 (core) risk-based capital | $12,455,000 | 3,622 |
| Tier 2 risk-based capital | $1,043,000 | 3,244 |
| Total risk weighted assets | $99,652,000 | 3,221 |
| Total unused commitments | $13,416,000 | 3,283 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 51 | 3,286 |
| Assets and Liabilities | ||
| Total Assets: | $123,000,000 | 3,726 |
| Cash and due from depository institutions | $8,476,000 | 3,286 |
| Interest-bearing balances | $4,030,000 | 1,034 |
| Securities | $24,057,000 | 4,060 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $86,795,000 | 3,438 |
| Loan loss allowance | $901,000 | 3,788 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $2,556,000 | 3,339 |
| Other real estate owned | $0 | 3,286 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $1,116,000 | 5,796 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $123,000,000 | 3,726 |
| Total liabilities | $111,386,000 | 3,705 |
| Total deposits | $107,506,000 | 3,550 |
| Interest-bearing deposits | $92,824,000 | 3,536 |
| Deposits held in domestic offices | $107,506,000 | 3,546 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $3,114,000 | 3,456 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $766,000 | 4,382 |
| Total equity capital | $11,614,000 | 3,905 |
| Total bank equity capital | $11,614,000 | 3,905 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $2,891,000 | 1,360 |
| Surplus | $4,489,000 | 3,326 |
| Undivided profits | $4,234,000 | 4,804 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $679,000 | 3,072 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $643,000 | 4,209 |
| Earning assets | $114,882,000 | 3,680 |
| Long-term assets (5+ years) | $18,327,000 | 3,339 |
| Average Assets, year-to-date | $117,822,400 | 3,718 |
| Average Assets, quarterly | $122,090,500 | 3,712 |
| Volatile liabilities | $19,039,000 | 3,773 |
| Insider loans | $1,392,000 | 3,097 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $10,413,000 | 3,653 |
| Tier 1 (core) risk-based capital | $11,572,000 | 3,773 |
| Tier 2 risk-based capital | $901,000 | 3,574 |
| Total risk weighted assets | $98,571,500 | 3,130 |
| Total unused commitments | $10,413,000 | 3,654 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 48 | 3,591 |
| Assets and Liabilities | ||
| Total Assets: | $111,148,000 | 4,023 |
| Cash and due from depository institutions | $6,682,000 | 3,591 |
| Interest-bearing balances | $819,000 | 2,643 |
| Securities | $32,077,000 | 3,389 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $68,061,000 | 4,067 |
| Loan loss allowance | $642,000 | 4,831 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,436,000 | 3,430 |
| Other real estate owned | $834,000 | 3,591 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $1,058,000 | 5,993 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $111,148,000 | 4,023 |
| Total liabilities | $100,710,000 | 4,004 |
| Total deposits | $96,086,000 | 3,864 |
| Interest-bearing deposits | $80,748,000 | 3,941 |
| Deposits held in domestic offices | $96,086,000 | 3,860 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $4,297,000 | 3,072 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $327,000 | 6,695 |
| Total equity capital | $10,438,000 | 4,096 |
| Total bank equity capital | $10,438,000 | 4,096 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $2,891,000 | 1,362 |
| Surplus | $4,489,000 | 3,295 |
| Undivided profits | $3,058,000 | 5,480 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $185,000 | 5,857 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $140,000 | 717 |
| Income earned, not collected on loans | $381,000 | 5,580 |
| Earning assets | $100,957,000 | 4,049 |
| Long-term assets (5+ years) | $17,733,000 | 3,567 |
| Average Assets, year-to-date | $105,226,200 | 4,080 |
| Average Assets, quarterly | $110,004,000 | 4,016 |
| Volatile liabilities | $11,635,000 | 5,037 |
| Insider loans | $1,355,000 | 3,035 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $28,831,000 | 1,786 |
| Tier 1 (core) risk-based capital | $10,745,000 | 3,998 |
| Tier 2 risk-based capital | $642,000 | 4,499 |
| Total risk weighted assets | $84,818,600 | 3,443 |
| Total unused commitments | $28,831,000 | 1,789 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 47 | 3,686 |
| Assets and Liabilities | ||
| Total Assets: | $101,450,000 | 4,298 |
| Cash and due from depository institutions | $4,993,000 | 3,686 |
| Interest-bearing balances | $1,142,000 | 2,703 |
| Securities | $38,646,000 | 2,928 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $53,795,000 | 4,704 |
| Loan loss allowance | $593,000 | 5,038 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $2,626,000 | 3,070 |
| Other real estate owned | $69,000 | 3,686 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $1,321,000 | 4,933 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $101,450,000 | 4,298 |
| Total liabilities | $91,462,000 | 4,289 |
| Total deposits | $89,141,000 | 4,124 |
| Interest-bearing deposits | $74,179,000 | 4,248 |
| Deposits held in domestic offices | $89,141,000 | 4,118 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $1,947,000 | 3,344 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $374,000 | 6,736 |
| Total equity capital | $9,988,000 | 4,343 |
| Total bank equity capital | $9,988,000 | 4,343 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $2,891,000 | 1,313 |
| Surplus | $4,489,000 | 3,151 |
| Undivided profits | $2,608,000 | 6,272 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $828,000 | 2,745 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $454,000 | 329 |
| Income earned, not collected on loans | $370,000 | 5,801 |
| Earning assets | $93,583,000 | 4,292 |
| Long-term assets (5+ years) | $16,306,000 | 3,574 |
| Average Assets, year-to-date | $94,541,200 | 4,365 |
| Average Assets, quarterly | $101,252,000 | 4,244 |
| Volatile liabilities | $12,450,000 | 4,339 |
| Insider loans | $411,000 | 5,768 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $17,441,000 | 2,498 |
| Tier 1 (core) risk-based capital | $9,863,000 | 4,228 |
| Tier 2 risk-based capital | $593,000 | 4,633 |
| Total risk weighted assets | $64,939,800 | 4,130 |
| Total unused commitments | $17,441,000 | 2,503 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 49 | 3,667 |
| Assets and Liabilities | ||
| Total Assets: | $86,369,000 | 4,890 |
| Cash and due from depository institutions | $4,456,000 | 3,667 |
| Interest-bearing balances | $36,000 | 5,535 |
| Securities | $26,522,000 | 4,016 |
| Federal funds sold & reverse repurchase agreements | $636,000 | 6,994 |
| Net loans & leases | $51,015,000 | 4,896 |
| Loan loss allowance | $548,000 | 5,356 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $2,518,000 | 3,135 |
| Other real estate owned | $69,000 | 3,667 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $1,153,000 | 5,472 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $86,369,000 | 4,890 |
| Total liabilities | $77,280,000 | 4,896 |
| Total deposits | $76,180,000 | 4,703 |
| Interest-bearing deposits | $62,839,000 | 4,880 |
| Deposits held in domestic offices | $76,180,000 | 4,695 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $934,000 | 2,721 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $166,000 | 9,410 |
| Total equity capital | $9,089,000 | 4,679 |
| Total bank equity capital | $9,089,000 | 4,679 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $2,891,000 | 1,292 |
| Surplus | $4,489,000 | 3,079 |
| Undivided profits | $1,709,000 | 7,544 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $466,000 | 4,235 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $370,000 | 5,984 |
| Earning assets | $78,209,000 | 4,929 |
| Long-term assets (5+ years) | $19,666,000 | 2,812 |
| Average Assets, year-to-date | $83,549,000 | 4,842 |
| Average Assets, quarterly | $87,893,000 | 4,774 |
| Volatile liabilities | $7,334,000 | 5,996 |
| Insider loans | $352,000 | 6,305 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $528,000 | 1,038 |
| Unused loan commitments | $12,097,000 | 3,027 |
| Tier 1 (core) risk-based capital | $8,999,000 | 4,573 |
| Tier 2 risk-based capital | $548,000 | 4,851 |
| Total risk weighted assets | $61,208,800 | 4,285 |
| Total unused commitments | $12,097,000 | 3,029 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 47 | 3,970 |
| Assets and Liabilities | ||
| Total Assets: | $80,233,000 | 5,313 |
| Cash and due from depository institutions | $3,588,000 | 3,970 |
| Interest-bearing balances | $9,000 | 6,246 |
| Securities | $26,973,000 | 4,256 |
| Federal funds sold & reverse repurchase agreements | $560,000 | 7,328 |
| Net loans & leases | $45,811,000 | 5,348 |
| Loan loss allowance | $621,000 | 5,085 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,127,000 | 3,608 |
| Other real estate owned | $72,000 | 3,970 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,102,000 | 5,830 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $80,233,000 | 5,313 |
| Total liabilities | $71,827,000 | 5,317 |
| Total deposits | $71,658,000 | 5,087 |
| Interest-bearing deposits | $59,064,000 | 5,272 |
| Deposits held in domestic offices | $71,658,000 | 5,077 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $169,000 | 9,700 |
| Total equity capital | $8,406,000 | 5,030 |
| Total bank equity capital | $8,406,000 | 5,030 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,445,000 | 2,656 |
| Surplus | $3,989,000 | 3,481 |
| Undivided profits | $2,972,000 | 6,098 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $384,000 | 4,977 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $356,000 | 6,168 |
| Earning assets | $73,353,000 | 5,315 |
| Long-term assets (5+ years) | $10,530,000 | 4,096 |
| Average Assets, year-to-date | $77,220,000 | 5,298 |
| Average Assets, quarterly | $80,951,000 | 5,220 |
| Volatile liabilities | $5,794,000 | 6,617 |
| Insider loans | $687,000 | 4,645 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $390,000 | 1,040 |
| Unused loan commitments | $7,854,000 | 3,950 |
| Tier 1 (core) risk-based capital | $8,321,000 | 4,958 |
| Tier 2 risk-based capital | $621,000 | 4,463 |
| Total risk weighted assets | $55,022,700 | 4,725 |
| Total unused commitments | $7,854,000 | 3,964 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 44 | 4,330 |
| Assets and Liabilities | ||
| Total Assets: | $72,379,000 | 5,804 |
| Cash and due from depository institutions | $3,504,000 | 4,330 |
| Interest-bearing balances | $95,000 | 5,363 |
| Securities | $23,334,000 | 4,961 |
| Federal funds sold & reverse repurchase agreements | $2,735,000 | 4,640 |
| Net loans & leases | $40,042,000 | 5,831 |
| Loan loss allowance | $630,000 | 5,098 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,689,000 | 4,269 |
| Other real estate owned | $77,000 | 4,330 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $998,000 | 6,380 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $72,379,000 | 5,804 |
| Total liabilities | $64,996,000 | 5,794 |
| Total deposits | $64,841,000 | 5,592 |
| Interest-bearing deposits | $52,097,000 | 5,908 |
| Deposits held in domestic offices | $64,841,000 | 5,582 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $155,000 | 10,367 |
| Total equity capital | $7,383,000 | 5,628 |
| Total bank equity capital | $7,383,000 | 5,628 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,445,000 | 2,744 |
| Surplus | $3,489,000 | 3,833 |
| Undivided profits | $2,449,000 | 6,872 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $424,000 | 4,690 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $354,000 | 6,381 |
| Earning assets | $66,206,000 | 5,811 |
| Long-term assets (5+ years) | $8,941,000 | 4,331 |
| Average Assets, year-to-date | $69,696,600 | 5,758 |
| Average Assets, quarterly | $73,250,000 | 5,685 |
| Volatile liabilities | $5,307,000 | 6,730 |
| Insider loans | $600,000 | 5,131 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $7,712,000 | 3,869 |
| Tier 1 (core) risk-based capital | $7,306,000 | 5,543 |
| Tier 2 risk-based capital | $615,380 | 4,476 |
| Total risk weighted assets | $49,215,680 | 5,096 |
| Total unused commitments | $7,712,000 | 3,882 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 40 | 4,868 |
| Assets and Liabilities | ||
| Total Assets: | $64,861,000 | 6,267 |
| Cash and due from depository institutions | $3,682,000 | 4,868 |
| Interest-bearing balances | $117,000 | 4,953 |
| Securities | $17,944,000 | 6,348 |
| Federal funds sold & reverse repurchase agreements | $2,460,000 | 3,290 |
| Net loans & leases | $37,532,000 | 6,048 |
| Loan loss allowance | $694,000 | 4,862 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,482,000 | 4,674 |
| Other real estate owned | $514,000 | 4,868 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,247,000 | 5,733 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $64,861,000 | 6,267 |
| Total liabilities | $58,678,000 | 6,269 |
| Total deposits | $58,119,000 | 6,089 |
| Interest-bearing deposits | $47,395,000 | 6,346 |
| Deposits held in domestic offices | $58,119,000 | 6,083 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $559,000 | 4,852 |
| Total equity capital | $6,183,000 | 6,127 |
| Total bank equity capital | $6,183,000 | 6,127 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,445,000 | 2,839 |
| Surplus | $3,489,000 | 3,760 |
| Undivided profits | $1,249,000 | 8,493 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $319,000 | 5,484 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $346,000 | 5,870 |
| Earning assets | $58,053,000 | 6,360 |
| Long-term assets (5+ years) | $6,429,000 | 5,339 |
| Average Assets, year-to-date | $62,499,800 | 6,331 |
| Average Assets, quarterly | $65,643,500 | 6,182 |
| Volatile liabilities | $4,828,000 | 6,887 |
| Insider loans | $441,000 | 6,069 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $4,712,000 | 5,081 |
| Tier 1 (core) risk-based capital | $6,371,000 | 6,090 |
| Tier 2 risk-based capital | $564,200 | 4,790 |
| Total risk weighted assets | $45,006,400 | 5,394 |
| Total unused commitments | $4,712,000 | 5,087 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 44 | 4,651 |
| Assets and Liabilities | ||
| Total Assets: | $60,039,000 | 6,832 |
| Cash and due from depository institutions | $3,976,000 | 4,651 |
| Interest-bearing balances | $55,000 | 7,043 |
| Securities | $11,306,000 | 8,600 |
| Federal funds sold & reverse repurchase agreements | $3,630,000 | 3,756 |
| Net loans & leases | $38,093,000 | 5,918 |
| Loan loss allowance | $495,000 | 6,437 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,620,000 | 4,374 |
| Other real estate owned | $532,000 | 4,651 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $882,000 | 6,739 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $60,039,000 | 6,832 |
| Total liabilities | $54,104,000 | 6,874 |
| Total deposits | $53,395,000 | 6,732 |
| Interest-bearing deposits | $42,178,000 | 7,124 |
| Deposits held in domestic offices | $53,395,000 | 6,725 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $347,000 | 3,666 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $362,000 | 6,727 |
| Total equity capital | $5,935,000 | 6,447 |
| Total bank equity capital | $5,935,000 | 6,447 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,445,000 | 2,914 |
| Surplus | $3,180,000 | 3,929 |
| Undivided profits | $1,310,000 | 8,823 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $473,000 | 5,056 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $313,000 | 5,867 |
| Earning assets | $53,084,000 | 7,004 |
| Long-term assets (5+ years) | $8,950,000 | 4,688 |
| Average Assets, year-to-date | $58,920,800 | 6,774 |
| Average Assets, quarterly | $60,570,500 | 6,736 |
| Volatile liabilities | $3,777,000 | 7,547 |
| Insider loans | $262,000 | 7,626 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $4,549,000 | 5,165 |
| Tier 1 (core) risk-based capital | $5,935,000 | 6,358 |
| Tier 2 risk-based capital | $495,000 | 5,327 |
| Total risk weighted assets | $42,370,300 | 5,636 |
| Total unused commitments | $4,549,000 | 5,186 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 45 | 4,684 |
| Assets and Liabilities | ||
| Total Assets: | $59,485,000 | 6,984 |
| Cash and due from depository institutions | $4,345,000 | 4,684 |
| Interest-bearing balances | $1,000 | 8,028 |
| Securities | $9,574,000 | 9,335 |
| Federal funds sold & reverse repurchase agreements | $3,885,000 | 4,131 |
| Net loans & leases | $38,864,000 | 5,865 |
| Loan loss allowance | $453,000 | 6,927 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,783,000 | 4,006 |
| Other real estate owned | $294,000 | 4,684 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $740,000 | 7,784 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $59,485,000 | 6,984 |
| Total liabilities | $54,215,000 | 6,967 |
| Total deposits | $53,646,000 | 6,841 |
| Interest-bearing deposits | $43,982,000 | 7,144 |
| Deposits held in domestic offices | $53,646,000 | 6,834 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $56,000 | 4,559 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $513,000 | 5,713 |
| Total equity capital | $5,270,000 | 6,814 |
| Total bank equity capital | $5,270,000 | 6,814 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,445,000 | 3,025 |
| Surplus | $2,769,000 | 4,280 |
| Undivided profits | $1,056,000 | 9,430 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $304,000 | 7,179 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $377,000 | 5,337 |
| Earning assets | $52,324,000 | 7,174 |
| Long-term assets (5+ years) | $6,314,000 | 5,751 |
| Average Assets, year-to-date | $58,129,200 | 6,933 |
| Average Assets, quarterly | $60,614,000 | 6,809 |
| Volatile liabilities | $3,345,000 | 8,147 |
| Insider loans | $182,000 | 4,180 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $4,071,000 | 5,200 |
| Tier 1 (core) risk-based capital | $5,270,000 | 6,744 |
| Tier 2 risk-based capital | $453,000 | 5,672 |
| Total risk weighted assets | $43,427,400 | 5,580 |
| Total unused commitments | $4,071,000 | 5,231 |
| Derivatives | $0 | 651 |