Home > Bank of Ashland, Inc. > Income and Expense
Bank of Ashland, Inc., Income and Expense
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $12,419,000 | 2,627 |
| Total interest expense | $5,184,000 | 2,891 |
| Net interest income | $7,235,000 | 2,356 |
| Provision for loan and lease losses | $205,000 | 3,461 |
| Total noninterest income | $1,480,000 | 2,291 |
| Gross Fiduciary activities income | $422,000 | 693 |
| Service charges on deposit accounts | $825,000 | 1,536 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $233,000 | 4,581 |
| Total noninterest expense | $4,790,000 | 2,725 |
| Salaries and employee benefits | $2,652,000 | 2,544 |
| Premises and equipment expense | $580,000 | 3,267 |
| Additional noninterest expense | $1,558,000 | 2,674 |
| Pre-tax net operating income | $3,720,000 | 1,952 |
| Securities gains (losses) | $22,000 | 2,353 |
| Applicable income taxes | $855,000 | 2,583 |
| Income before extraordinary items | $2,887,000 | 1,827 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,887,000 | 1,827 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $213,000 | 2,338 |
| Cash dividends | $904,000 | 2,383 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,870,060 | 1,757 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $12,178,000 | 2,689 |
| Total interest expense | $5,127,000 | 2,913 |
| Net interest income | $7,051,000 | 2,459 |
| Provision for loan and lease losses | $300,000 | 2,568 |
| Total noninterest income | $1,221,000 | 2,594 |
| Gross Fiduciary activities income | $351,000 | 770 |
| Service charges on deposit accounts | $676,000 | 1,929 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $194,000 | 5,030 |
| Total noninterest expense | $4,367,000 | 2,907 |
| Salaries and employee benefits | $2,441,000 | 2,710 |
| Premises and equipment expense | $568,000 | 3,317 |
| Additional noninterest expense | $1,358,000 | 2,989 |
| Pre-tax net operating income | $3,605,000 | 2,086 |
| Securities gains (losses) | $56,000 | 1,277 |
| Applicable income taxes | $831,000 | 2,842 |
| Income before extraordinary items | $2,830,000 | 1,860 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,830,000 | 1,859 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $252,000 | 2,200 |
| Cash dividends | $999,000 | 2,212 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,786,880 | 1,842 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $11,716,000 | 2,818 |
| Total interest expense | $4,953,000 | 3,029 |
| Net interest income | $6,763,000 | 2,602 |
| Provision for loan and lease losses | $385,000 | 2,159 |
| Total noninterest income | $1,547,000 | 2,243 |
| Gross Fiduciary activities income | $341,000 | 823 |
| Service charges on deposit accounts | $666,000 | 2,029 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $540,000 | 2,769 |
| Total noninterest expense | $4,218,000 | 3,181 |
| Salaries and employee benefits | $2,238,000 | 2,980 |
| Premises and equipment expense | $594,000 | 3,245 |
| Additional noninterest expense | $1,386,000 | 3,340 |
| Pre-tax net operating income | $3,707,000 | 1,955 |
| Securities gains (losses) | $4,000 | 3,123 |
| Applicable income taxes | $901,000 | 2,577 |
| Income before extraordinary items | $2,810,000 | 1,760 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,810,000 | 1,761 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $244,000 | 2,382 |
| Cash dividends | $838,000 | 2,415 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,806,960 | 1,728 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $10,945,000 | 3,027 |
| Total interest expense | $4,901,000 | 3,076 |
| Net interest income | $6,044,000 | 2,948 |
| Provision for loan and lease losses | $150,000 | 3,621 |
| Total noninterest income | $1,164,000 | 2,784 |
| Gross Fiduciary activities income | $326,000 | 866 |
| Service charges on deposit accounts | $605,000 | 2,250 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $233,000 | 4,691 |
| Total noninterest expense | $3,964,000 | 3,348 |
| Salaries and employee benefits | $2,063,000 | 3,213 |
| Premises and equipment expense | $556,000 | 3,432 |
| Additional noninterest expense | $1,345,000 | 3,387 |
| Pre-tax net operating income | $3,094,000 | 2,366 |
| Securities gains (losses) | $24,000 | 1,774 |
| Applicable income taxes | $717,000 | 3,178 |
| Income before extraordinary items | $2,401,000 | 2,107 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,401,000 | 2,105 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 5,418 |
| Cash dividends | $1,110,000 | 1,859 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,382,520 | 2,083 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $9,834,000 | 3,072 |
| Total interest expense | $3,838,000 | 3,188 |
| Net interest income | $5,996,000 | 2,994 |
| Provision for loan and lease losses | $99,000 | 4,618 |
| Total noninterest income | $1,126,000 | 2,853 |
| Gross Fiduciary activities income | $277,000 | 931 |
| Service charges on deposit accounts | $615,000 | 2,209 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $234,000 | 4,766 |
| Total noninterest expense | $5,491,000 | 2,542 |
| Salaries and employee benefits | $1,992,000 | 3,297 |
| Premises and equipment expense | $521,000 | 3,670 |
| Additional noninterest expense | $2,978,000 | 1,816 |
| Pre-tax net operating income | $1,532,000 | 4,337 |
| Securities gains (losses) | $25,000 | 1,598 |
| Applicable income taxes | $138,000 | 8,551 |
| Income before extraordinary items | $1,419,000 | 3,329 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,419,000 | 3,344 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 5,658 |
| Cash dividends | $3,666,000 | 701 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,396,250 | 3,404 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $9,702,000 | 3,183 |
| Total interest expense | $3,592,000 | 3,496 |
| Net interest income | $6,110,000 | 2,977 |
| Provision for loan and lease losses | $283,000 | 3,136 |
| Total noninterest income | $940,000 | 3,508 |
| Gross Fiduciary activities income | $198,000 | 1,062 |
| Service charges on deposit accounts | $573,000 | 2,404 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $169,000 | 6,183 |
| Total noninterest expense | $3,719,000 | 3,724 |
| Salaries and employee benefits | $1,899,000 | 3,434 |
| Premises and equipment expense | $466,000 | 4,116 |
| Additional noninterest expense | $1,354,000 | 3,809 |
| Pre-tax net operating income | $3,048,000 | 2,245 |
| Securities gains (losses) | $-39,000 | 13,053 |
| Applicable income taxes | $633,000 | 3,427 |
| Income before extraordinary items | $2,376,000 | 2,103 |
| Extraordinary gains, net | $-368,000 | 13,133 |
| Net income | $2,008,000 | 2,595 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $226,000 | 2,905 |
| Cash dividends | $630,000 | 2,561 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,406,810 | 1,948 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $10,226,000 | 3,410 |
| Total interest expense | $4,366,000 | 3,754 |
| Net interest income | $5,860,000 | 3,126 |
| Provision for loan and lease losses | $590,000 | 2,668 |
| Total noninterest income | $932,000 | 3,524 |
| Gross Fiduciary activities income | $188,000 | 1,099 |
| Service charges on deposit accounts | $531,000 | 2,597 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $213,000 | 5,460 |
| Total noninterest expense | $3,427,000 | 4,001 |
| Salaries and employee benefits | $1,779,000 | 3,598 |
| Premises and equipment expense | $437,000 | 4,461 |
| Additional noninterest expense | $1,211,000 | 4,309 |
| Pre-tax net operating income | $2,775,000 | 2,220 |
| Securities gains (losses) | $5,000 | 7,049 |
| Applicable income taxes | $552,000 | 3,677 |
| Income before extraordinary items | $2,228,000 | 2,060 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,228,000 | 2,088 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $483,000 | 2,518 |
| Cash dividends | $610,000 | 2,366 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $2,224,000 | 1,895 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.