Home > Bank of Ashland, Inc. > Assets and Liabilities
Bank of Ashland, Inc., Assets and Liabilities
| 1998-12-31 | Rank | |
| # of Employees: | 75 | 2,333 |
| Assets and Liabilities | ||
| Total Assets: | $167,524,000 | 2,754 |
| Cash and due from depository institutions | $4,871,000 | 2,333 |
| Interest-bearing balances | $29,000 | 5,846 |
| Securities | $53,409,000 | 2,171 |
| Federal funds sold & reverse repurchase agreements | $2,850,000 | 4,960 |
| Net loans & leases | $102,709,000 | 2,699 |
| Loan loss allowance | $1,461,000 | 2,385 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,919,000 | 4,042 |
| Other real estate owned | $0 | 2,333 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $1,766,000 | 3,916 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $167,524,000 | 2,754 |
| Total liabilities | $145,604,000 | 2,836 |
| Total deposits | $141,395,000 | 2,700 |
| Interest-bearing deposits | $123,585,000 | 2,626 |
| Deposits held in domestic offices | $141,395,000 | 2,695 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,964,000 | 2,004 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $1,298,000 | 3,592 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $947,000 | 3,689 |
| Total equity capital | $21,920,000 | 2,052 |
| Total bank equity capital | $21,920,000 | 2,052 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,365,000 | 2,551 |
| Surplus | $4,776,000 | 2,990 |
| Undivided profits | $15,779,000 | 1,681 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $354,000 | 4,806 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $533,000 | 4,350 |
| Earning assets | $158,997,000 | 2,664 |
| Long-term assets (5+ years) | $55,657,000 | 1,451 |
| Average Assets, year-to-date | $163,425,800 | 2,658 |
| Average Assets, quarterly | $165,498,500 | 2,742 |
| Volatile liabilities | $23,846,000 | 2,591 |
| Insider loans | $4,329,000 | 982 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $6,896,000 | 4,548 |
| Tier 1 (core) risk-based capital | $21,782,000 | 1,958 |
| Tier 2 risk-based capital | $1,374,560 | 2,271 |
| Total risk weighted assets | $109,877,960 | 2,590 |
| Total unused commitments | $6,896,000 | 4,554 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 72 | 2,497 |
| Assets and Liabilities | ||
| Total Assets: | $161,765,000 | 2,768 |
| Cash and due from depository institutions | $5,742,000 | 2,497 |
| Interest-bearing balances | $75,000 | 5,114 |
| Securities | $49,057,000 | 2,330 |
| Federal funds sold & reverse repurchase agreements | $1,750,000 | 5,284 |
| Net loans & leases | $100,839,000 | 2,749 |
| Loan loss allowance | $1,469,000 | 2,386 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,897,000 | 3,996 |
| Other real estate owned | $0 | 2,497 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $2,480,000 | 2,881 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $161,765,000 | 2,768 |
| Total liabilities | $141,945,000 | 2,834 |
| Total deposits | $136,396,000 | 2,730 |
| Interest-bearing deposits | $118,608,000 | 2,702 |
| Deposits held in domestic offices | $136,396,000 | 2,724 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,601,000 | 1,950 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $2,036,000 | 2,843 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $912,000 | 3,835 |
| Total equity capital | $19,820,000 | 2,245 |
| Total bank equity capital | $19,820,000 | 2,245 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,365,000 | 2,583 |
| Surplus | $4,776,000 | 2,902 |
| Undivided profits | $13,679,000 | 1,915 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $813,000 | 2,907 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $551,000 | 4,299 |
| Earning assets | $151,721,000 | 2,707 |
| Long-term assets (5+ years) | $37,045,000 | 1,783 |
| Average Assets, year-to-date | $158,893,800 | 2,681 |
| Average Assets, quarterly | $161,040,500 | 2,733 |
| Volatile liabilities | $23,303,000 | 2,643 |
| Insider loans | $4,135,000 | 1,000 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $9,687,000 | 3,531 |
| Tier 1 (core) risk-based capital | $19,799,000 | 2,154 |
| Tier 2 risk-based capital | $1,333,260 | 2,242 |
| Total risk weighted assets | $106,525,360 | 2,615 |
| Total unused commitments | $9,687,000 | 3,533 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 75 | 2,502 |
| Assets and Liabilities | ||
| Total Assets: | $161,047,000 | 2,856 |
| Cash and due from depository institutions | $5,643,000 | 2,502 |
| Interest-bearing balances | $121,000 | 4,399 |
| Securities | $44,361,000 | 2,725 |
| Federal funds sold & reverse repurchase agreements | $5,950,000 | 2,205 |
| Net loans & leases | $100,708,000 | 2,780 |
| Loan loss allowance | $1,421,000 | 2,559 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,868,000 | 3,989 |
| Other real estate owned | $30,000 | 2,502 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $2,487,000 | 2,958 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $161,047,000 | 2,856 |
| Total liabilities | $143,138,000 | 2,893 |
| Total deposits | $137,840,000 | 2,778 |
| Interest-bearing deposits | $121,792,000 | 2,709 |
| Deposits held in domestic offices | $137,840,000 | 2,771 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,883,000 | 2,305 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $2,288,000 | 2,550 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,127,000 | 3,223 |
| Total equity capital | $17,909,000 | 2,507 |
| Total bank equity capital | $17,909,000 | 2,507 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,365,000 | 2,752 |
| Surplus | $4,776,000 | 2,973 |
| Undivided profits | $11,768,000 | 2,204 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $607,000 | 3,824 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $556,000 | 4,135 |
| Earning assets | $151,140,000 | 2,783 |
| Long-term assets (5+ years) | $49,356,000 | 1,298 |
| Average Assets, year-to-date | $155,203,000 | 2,834 |
| Average Assets, quarterly | $157,698,500 | 2,868 |
| Volatile liabilities | $20,834,000 | 2,815 |
| Insider loans | $1,674,000 | 2,471 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $7,913,000 | 3,932 |
| Tier 1 (core) risk-based capital | $17,968,000 | 2,416 |
| Tier 2 risk-based capital | $1,320,120 | 2,296 |
| Total risk weighted assets | $105,508,420 | 2,643 |
| Total unused commitments | $7,913,000 | 3,946 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 75 | 2,581 |
| Assets and Liabilities | ||
| Total Assets: | $154,845,000 | 2,974 |
| Cash and due from depository institutions | $6,382,000 | 2,581 |
| Interest-bearing balances | $86,000 | 5,500 |
| Securities | $48,710,000 | 2,589 |
| Federal funds sold & reverse repurchase agreements | $3,875,000 | 3,613 |
| Net loans & leases | $92,156,000 | 2,917 |
| Loan loss allowance | $1,279,000 | 2,833 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,833,000 | 4,002 |
| Other real estate owned | $187,000 | 2,581 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,702,000 | 4,172 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $154,845,000 | 2,974 |
| Total liabilities | $138,840,000 | 2,990 |
| Total deposits | $130,043,000 | 2,964 |
| Interest-bearing deposits | $114,548,000 | 2,915 |
| Deposits held in domestic offices | $130,043,000 | 2,955 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,463,000 | 1,469 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $2,461,000 | 2,227 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $873,000 | 4,066 |
| Total equity capital | $16,005,000 | 2,785 |
| Total bank equity capital | $16,005,000 | 2,785 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,365,000 | 2,851 |
| Surplus | $4,776,000 | 2,978 |
| Undivided profits | $9,864,000 | 2,628 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $404,000 | 4,832 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $431,000 | 5,432 |
| Earning assets | $144,827,000 | 2,924 |
| Long-term assets (5+ years) | $34,967,000 | 1,594 |
| Average Assets, year-to-date | $146,753,600 | 2,995 |
| Average Assets, quarterly | $151,791,000 | 2,992 |
| Volatile liabilities | $25,260,000 | 2,164 |
| Insider loans | $1,862,000 | 2,275 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $6,924,000 | 4,140 |
| Tier 1 (core) risk-based capital | $15,996,000 | 2,678 |
| Tier 2 risk-based capital | $1,199,720 | 2,485 |
| Total risk weighted assets | $95,898,420 | 2,830 |
| Total unused commitments | $6,924,000 | 4,154 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 70 | 2,877 |
| Assets and Liabilities | ||
| Total Assets: | $144,301,000 | 3,114 |
| Cash and due from depository institutions | $5,785,000 | 2,877 |
| Interest-bearing balances | $99,000 | 5,563 |
| Securities | $41,158,000 | 3,196 |
| Federal funds sold & reverse repurchase agreements | $5,150,000 | 1,762 |
| Net loans & leases | $87,996,000 | 2,954 |
| Loan loss allowance | $1,173,000 | 3,087 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,867,000 | 3,889 |
| Other real estate owned | $141,000 | 2,877 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $2,204,000 | 3,531 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $144,301,000 | 3,114 |
| Total liabilities | $129,596,000 | 3,137 |
| Total deposits | $121,730,000 | 3,121 |
| Interest-bearing deposits | $107,388,000 | 3,049 |
| Deposits held in domestic offices | $121,730,000 | 3,111 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $197,000 | 4,496 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $6,960,000 | 1,500 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $709,000 | 3,981 |
| Total equity capital | $14,705,000 | 2,780 |
| Total bank equity capital | $14,705,000 | 2,780 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,365,000 | 2,961 |
| Surplus | $4,776,000 | 2,881 |
| Undivided profits | $8,564,000 | 2,711 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $982,000 | 2,668 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $377,000 | 5,454 |
| Earning assets | $134,403,000 | 3,060 |
| Long-term assets (5+ years) | $31,923,000 | 1,741 |
| Average Assets, year-to-date | $140,264,000 | 3,124 |
| Average Assets, quarterly | $140,740,500 | 3,164 |
| Volatile liabilities | $21,956,000 | 2,347 |
| Insider loans | $2,213,000 | 1,885 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $7,607,000 | 3,783 |
| Tier 1 (core) risk-based capital | $14,705,000 | 2,814 |
| Tier 2 risk-based capital | $1,145,600 | 2,586 |
| Total risk weighted assets | $91,620,400 | 2,876 |
| Total unused commitments | $7,607,000 | 3,790 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 70 | 2,991 |
| Assets and Liabilities | ||
| Total Assets: | $139,438,000 | 3,281 |
| Cash and due from depository institutions | $5,799,000 | 2,991 |
| Interest-bearing balances | $86,000 | 6,922 |
| Securities | $41,378,000 | 3,363 |
| Federal funds sold & reverse repurchase agreements | $5,980,000 | 2,367 |
| Net loans & leases | $82,494,000 | 3,082 |
| Loan loss allowance | $1,111,000 | 3,369 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $2,009,000 | 3,618 |
| Other real estate owned | $174,000 | 2,991 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,604,000 | 4,186 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $139,438,000 | 3,281 |
| Total liabilities | $122,487,000 | 3,384 |
| Total deposits | $114,996,000 | 3,405 |
| Interest-bearing deposits | $98,648,000 | 3,435 |
| Deposits held in domestic offices | $114,996,000 | 3,397 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $51,000 | 3,894 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $6,945,000 | 1,292 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $495,000 | 5,378 |
| Total equity capital | $16,951,000 | 2,383 |
| Total bank equity capital | $16,951,000 | 2,383 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,364,000 | 3,046 |
| Surplus | $4,776,000 | 2,816 |
| Undivided profits | $10,811,000 | 2,187 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $747,000 | 3,842 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $341,000 | 5,408 |
| Earning assets | $129,938,000 | 3,231 |
| Long-term assets (5+ years) | $27,447,000 | 2,052 |
| Average Assets, year-to-date | $134,384,000 | 3,310 |
| Average Assets, quarterly | $137,059,500 | 3,324 |
| Volatile liabilities | $21,156,000 | 2,290 |
| Insider loans | $2,265,000 | 1,812 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $6,421,000 | 4,180 |
| Tier 1 (core) risk-based capital | $16,951,000 | 2,328 |
| Tier 2 risk-based capital | $1,087,580 | 2,671 |
| Total risk weighted assets | $86,982,680 | 2,966 |
| Total unused commitments | $6,421,000 | 4,206 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 65 | 3,303 |
| Assets and Liabilities | ||
| Total Assets: | $131,030,000 | 3,534 |
| Cash and due from depository institutions | $4,322,000 | 3,303 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $39,236,000 | 3,500 |
| Federal funds sold & reverse repurchase agreements | $7,035,000 | 2,352 |
| Net loans & leases | $76,298,000 | 3,379 |
| Loan loss allowance | $1,054,000 | 3,553 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,887,000 | 3,807 |
| Other real estate owned | $287,000 | 3,303 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,965,000 | 3,633 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $131,030,000 | 3,534 |
| Total liabilities | $115,456,000 | 3,679 |
| Total deposits | $110,767,000 | 3,651 |
| Interest-bearing deposits | $95,845,000 | 3,674 |
| Deposits held in domestic offices | $110,767,000 | 3,642 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $51,000 | 3,704 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $4,184,000 | 1,434 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $454,000 | 6,247 |
| Total equity capital | $15,574,000 | 2,455 |
| Total bank equity capital | $15,574,000 | 2,455 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,365,000 | 3,158 |
| Surplus | $4,776,000 | 2,703 |
| Undivided profits | $9,433,000 | 2,336 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $905,000 | 3,942 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $376,000 | 5,352 |
| Earning assets | $122,569,000 | 3,461 |
| Long-term assets (5+ years) | $22,255,000 | 2,391 |
| Average Assets, year-to-date | $127,417,200 | 3,571 |
| Average Assets, quarterly | $130,857,000 | 3,514 |
| Volatile liabilities | $17,815,000 | 2,602 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $6,403,000 | 3,947 |
| Tier 1 (core) risk-based capital | $15,574,000 | 2,393 |
| Tier 2 risk-based capital | $1,033,380 | 2,815 |
| Total risk weighted assets | $82,650,080 | 3,171 |
| Total unused commitments | $6,403,000 | 3,968 |
| Derivatives | $0 | 651 |