Home > Bank of Arkansas, National Asssociation > Income and Expense
Bank of Arkansas, National Asssociation, Income and Expense
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $10,936,000 | 2,732 |
| Total interest expense | $2,214,000 | 3,293 |
| Net interest income | $8,722,000 | 2,524 |
| Provision for loan and lease losses | $3,031,000 | 1,603 |
| Total noninterest income | $3,590,000 | 1,368 |
| Gross Fiduciary activities income | $1,006,000 | 397 |
| Service charges on deposit accounts | $750,000 | 1,936 |
| Trading account gains and fees | $30,000 | 148 |
| Additional Noninterest Income | $1,804,000 | 1,505 |
| Total noninterest expense | $7,446,000 | 2,599 |
| Salaries and employee benefits | $1,466,000 | 5,103 |
| Premises and equipment expense | $674,000 | 3,399 |
| Additional noninterest expense | $5,306,000 | 1,370 |
| Pre-tax net operating income | $1,835,000 | 2,398 |
| Securities gains (losses) | $1,000 | 3,687 |
| Applicable income taxes | $776,000 | 1,459 |
| Income before extraordinary items | $1,060,000 | 3,110 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,060,000 | 3,107 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,060,000 | 3,110 |
| Net charge-offs | $4,053,000 | 1,196 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $77,000 | 850 |
| Net operating income | $1,059,360 | 2,999 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $8,517,000 | 2,696 |
| Total interest expense | $1,656,000 | 3,432 |
| Net interest income | $6,861,000 | 2,423 |
| Provision for loan and lease losses | $2,333,000 | 1,498 |
| Total noninterest income | $2,715,000 | 1,341 |
| Gross Fiduciary activities income | $728,000 | 401 |
| Service charges on deposit accounts | $566,000 | 1,969 |
| Trading account gains and fees | $23,000 | 135 |
| Additional Noninterest Income | $1,398,000 | 1,405 |
| Total noninterest expense | $5,975,000 | 2,427 |
| Salaries and employee benefits | $1,070,000 | 5,232 |
| Premises and equipment expense | $512,000 | 3,424 |
| Additional noninterest expense | $4,393,000 | 1,232 |
| Pre-tax net operating income | $1,268,000 | 2,673 |
| Securities gains (losses) | $1,000 | 3,533 |
| Applicable income taxes | $483,000 | 1,709 |
| Income before extraordinary items | $786,000 | 3,312 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $786,000 | 3,310 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $786,000 | 3,312 |
| Net charge-offs | $3,426,000 | 1,026 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $64,000 | 775 |
| Net operating income | $785,360 | 3,186 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $5,866,000 | 2,647 |
| Total interest expense | $1,072,000 | 3,624 |
| Net interest income | $4,794,000 | 2,335 |
| Provision for loan and lease losses | $1,416,000 | 1,578 |
| Total noninterest income | $1,390,000 | 1,600 |
| Gross Fiduciary activities income | $472,000 | 411 |
| Service charges on deposit accounts | $392,000 | 1,930 |
| Trading account gains and fees | $15,000 | 132 |
| Additional Noninterest Income | $511,000 | 2,064 |
| Total noninterest expense | $3,653,000 | 2,638 |
| Salaries and employee benefits | $640,000 | 5,576 |
| Premises and equipment expense | $335,000 | 3,505 |
| Additional noninterest expense | $2,678,000 | 1,331 |
| Pre-tax net operating income | $1,115,000 | 2,174 |
| Securities gains (losses) | $1,000 | 3,060 |
| Applicable income taxes | $434,000 | 1,364 |
| Income before extraordinary items | $682,000 | 2,820 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $682,000 | 2,816 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $682,000 | 2,819 |
| Net charge-offs | $2,883,000 | 859 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $53,000 | 647 |
| Net operating income | $681,360 | 2,718 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,144,000 | 2,524 |
| Total interest expense | $532,000 | 3,763 |
| Net interest income | $2,612,000 | 2,141 |
| Provision for loan and lease losses | $501,000 | 1,811 |
| Total noninterest income | $844,000 | 1,401 |
| Gross Fiduciary activities income | $262,000 | 395 |
| Service charges on deposit accounts | $186,000 | 1,999 |
| Trading account gains and fees | $8,000 | 151 |
| Additional Noninterest Income | $388,000 | 1,542 |
| Total noninterest expense | $1,673,000 | 2,865 |
| Salaries and employee benefits | $324,000 | 5,592 |
| Premises and equipment expense | $167,000 | 3,595 |
| Additional noninterest expense | $1,182,000 | 1,496 |
| Pre-tax net operating income | $1,282,000 | 1,037 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $499,000 | 704 |
| Income before extraordinary items | $783,000 | 1,404 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $783,000 | 1,405 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $783,000 | 1,406 |
| Net charge-offs | $1,261,000 | 881 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $36,000 | 496 |
| Net operating income | $783,000 | 1,354 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $15,022,000 | 2,223 |
| Total interest expense | $3,275,000 | 3,202 |
| Net interest income | $11,747,000 | 1,890 |
| Provision for loan and lease losses | $3,891,000 | 1,681 |
| Total noninterest income | $3,939,000 | 1,315 |
| Gross Fiduciary activities income | $876,000 | 418 |
| Service charges on deposit accounts | $849,000 | 1,951 |
| Trading account gains and fees | $30,000 | 172 |
| Additional Noninterest Income | $2,184,000 | 1,290 |
| Total noninterest expense | $6,158,000 | 3,117 |
| Salaries and employee benefits | $1,640,000 | 4,931 |
| Premises and equipment expense | $677,000 | 3,557 |
| Additional noninterest expense | $3,841,000 | 1,913 |
| Pre-tax net operating income | $5,637,000 | 750 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $2,226,000 | 520 |
| Income before extraordinary items | $3,411,000 | 996 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $3,411,000 | 994 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $3,411,000 | 995 |
| Net charge-offs | $3,635,000 | 1,428 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $33,000 | 1,137 |
| Net operating income | $3,411,000 | 993 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $11,638,000 | 2,199 |
| Total interest expense | $2,628,000 | 3,171 |
| Net interest income | $9,010,000 | 1,842 |
| Provision for loan and lease losses | $3,163,000 | 1,436 |
| Total noninterest income | $2,551,000 | 1,496 |
| Gross Fiduciary activities income | $632,000 | 427 |
| Service charges on deposit accounts | $650,000 | 1,917 |
| Trading account gains and fees | $23,000 | 180 |
| Additional Noninterest Income | $1,246,000 | 1,578 |
| Total noninterest expense | $4,187,000 | 3,381 |
| Salaries and employee benefits | $1,288,000 | 4,822 |
| Premises and equipment expense | $481,000 | 3,726 |
| Additional noninterest expense | $2,418,000 | 2,176 |
| Pre-tax net operating income | $4,211,000 | 805 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $1,635,000 | 553 |
| Income before extraordinary items | $2,576,000 | 1,059 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $2,576,000 | 1,058 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $2,576,000 | 1,059 |
| Net charge-offs | $2,547,000 | 1,306 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $22,000 | 1,072 |
| Net operating income | $2,576,000 | 1,039 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $7,950,000 | 2,202 |
| Total interest expense | $1,798,000 | 3,226 |
| Net interest income | $6,152,000 | 1,809 |
| Provision for loan and lease losses | $2,320,000 | 1,285 |
| Total noninterest income | $1,972,000 | 1,343 |
| Gross Fiduciary activities income | $406,000 | 439 |
| Service charges on deposit accounts | $400,000 | 2,024 |
| Trading account gains and fees | $15,000 | 174 |
| Additional Noninterest Income | $1,151,000 | 1,299 |
| Total noninterest expense | $2,709,000 | 3,489 |
| Salaries and employee benefits | $807,000 | 5,068 |
| Premises and equipment expense | $303,000 | 3,899 |
| Additional noninterest expense | $1,599,000 | 2,203 |
| Pre-tax net operating income | $3,095,000 | 756 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $1,204,000 | 523 |
| Income before extraordinary items | $1,891,000 | 1,003 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,891,000 | 1,002 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,891,000 | 1,003 |
| Net charge-offs | $1,831,000 | 1,185 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $12,000 | 1,077 |
| Net operating income | $1,891,000 | 974 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $4,015,000 | 2,200 |
| Total interest expense | $862,000 | 3,423 |
| Net interest income | $3,153,000 | 1,756 |
| Provision for loan and lease losses | $1,955,000 | 767 |
| Total noninterest income | $1,253,000 | 1,070 |
| Gross Fiduciary activities income | $202,000 | 438 |
| Service charges on deposit accounts | $189,000 | 2,057 |
| Trading account gains and fees | $8,000 | 141 |
| Additional Noninterest Income | $854,000 | 954 |
| Total noninterest expense | $1,268,000 | 3,612 |
| Salaries and employee benefits | $398,000 | 5,155 |
| Premises and equipment expense | $106,000 | 4,952 |
| Additional noninterest expense | $764,000 | 2,075 |
| Pre-tax net operating income | $1,183,000 | 1,081 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $460,000 | 735 |
| Income before extraordinary items | $723,000 | 1,508 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $723,000 | 1,510 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $723,000 | 1,510 |
| Net charge-offs | $986,000 | 962 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 938 |
| Net operating income | $723,000 | 1,427 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $18,211,000 | 2,093 |
| Total interest expense | $5,969,000 | 2,530 |
| Net interest income | $12,242,000 | 1,822 |
| Provision for loan and lease losses | $5,799,000 | 905 |
| Total noninterest income | $2,407,000 | 1,859 |
| Gross Fiduciary activities income | $934,000 | 424 |
| Service charges on deposit accounts | $917,000 | 1,889 |
| Trading account gains and fees | $31,000 | 128 |
| Additional Noninterest Income | $525,000 | 3,096 |
| Total noninterest expense | $5,465,000 | 3,325 |
| Salaries and employee benefits | $1,730,000 | 4,912 |
| Premises and equipment expense | $483,000 | 4,553 |
| Additional noninterest expense | $3,252,000 | 1,882 |
| Pre-tax net operating income | $3,385,000 | 1,611 |
| Securities gains (losses) | $7,000 | 2,644 |
| Applicable income taxes | $1,349,000 | 942 |
| Income before extraordinary items | $2,043,000 | 1,950 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,043,000 | 1,952 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,229,000 | 957 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $101,000 | 972 |
| Net operating income | $2,038,520 | 2,074 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $13,755,000 | 2,126 |
| Total interest expense | $5,025,000 | 2,371 |
| Net interest income | $8,730,000 | 1,942 |
| Provision for loan and lease losses | $4,124,000 | 742 |
| Total noninterest income | $1,666,000 | 2,052 |
| Gross Fiduciary activities income | $720,000 | 423 |
| Service charges on deposit accounts | $718,000 | 1,834 |
| Trading account gains and fees | $23,000 | 123 |
| Additional Noninterest Income | $205,000 | 4,365 |
| Total noninterest expense | $3,693,000 | 3,605 |
| Salaries and employee benefits | $1,322,000 | 4,859 |
| Premises and equipment expense | $342,000 | 4,728 |
| Additional noninterest expense | $2,029,000 | 2,139 |
| Pre-tax net operating income | $2,579,000 | 1,869 |
| Securities gains (losses) | $7,000 | 2,502 |
| Applicable income taxes | $1,013,000 | 1,141 |
| Income before extraordinary items | $1,573,000 | 2,229 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,573,000 | 2,227 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,203,000 | 785 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $96,000 | 786 |
| Net operating income | $1,568,520 | 2,351 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $9,073,000 | 2,173 |
| Total interest expense | $3,471,000 | 2,392 |
| Net interest income | $5,602,000 | 1,993 |
| Provision for loan and lease losses | $2,611,000 | 663 |
| Total noninterest income | $1,135,000 | 2,033 |
| Gross Fiduciary activities income | $479,000 | 433 |
| Service charges on deposit accounts | $502,000 | 1,747 |
| Trading account gains and fees | $12,000 | 124 |
| Additional Noninterest Income | $142,000 | 4,401 |
| Total noninterest expense | $2,513,000 | 3,558 |
| Salaries and employee benefits | $900,000 | 4,842 |
| Premises and equipment expense | $229,000 | 4,749 |
| Additional noninterest expense | $1,384,000 | 2,058 |
| Pre-tax net operating income | $1,613,000 | 2,053 |
| Securities gains (losses) | $7,000 | 2,608 |
| Applicable income taxes | $630,000 | 1,343 |
| Income before extraordinary items | $990,000 | 2,588 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $990,000 | 2,588 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,355,000 | 717 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $79,000 | 639 |
| Net operating income | $985,520 | 2,557 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $4,486,000 | 2,245 |
| Total interest expense | $1,916,000 | 2,321 |
| Net interest income | $2,570,000 | 2,152 |
| Provision for loan and lease losses | $957,000 | 641 |
| Total noninterest income | $611,000 | 1,927 |
| Gross Fiduciary activities income | $238,000 | 433 |
| Service charges on deposit accounts | $281,000 | 1,561 |
| Trading account gains and fees | $4,000 | 147 |
| Additional Noninterest Income | $88,000 | 4,007 |
| Total noninterest expense | $1,206,000 | 3,687 |
| Salaries and employee benefits | $436,000 | 4,974 |
| Premises and equipment expense | $104,000 | 5,055 |
| Additional noninterest expense | $666,000 | 2,095 |
| Pre-tax net operating income | $1,018,000 | 1,754 |
| Securities gains (losses) | $7,000 | 2,110 |
| Applicable income taxes | $399,000 | 1,195 |
| Income before extraordinary items | $626,000 | 2,231 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $626,000 | 2,234 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $607,000 | 631 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $47,000 | 485 |
| Net operating income | $621,520 | 2,171 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $15,882,000 | 2,552 |
| Total interest expense | $8,782,000 | 2,153 |
| Net interest income | $7,100,000 | 3,065 |
| Provision for loan and lease losses | $1,729,000 | 945 |
| Total noninterest income | $2,341,000 | 1,982 |
| Gross Fiduciary activities income | $885,000 | 452 |
| Service charges on deposit accounts | $987,000 | 1,787 |
| Trading account gains and fees | $12,000 | 164 |
| Additional Noninterest Income | $457,000 | 3,489 |
| Total noninterest expense | $5,044,000 | 3,417 |
| Salaries and employee benefits | $1,905,000 | 4,558 |
| Premises and equipment expense | $430,000 | 4,812 |
| Additional noninterest expense | $2,709,000 | 2,029 |
| Pre-tax net operating income | $2,668,000 | 2,682 |
| Securities gains (losses) | $-13,000 | 7,627 |
| Applicable income taxes | $1,068,000 | 1,784 |
| Income before extraordinary items | $1,587,000 | 3,326 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,587,000 | 3,325 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,152,000 | 928 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $62,000 | 1,030 |
| Net operating income | $1,595,320 | 3,295 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $11,466,000 | 2,635 |
| Total interest expense | $6,340,000 | 2,226 |
| Net interest income | $5,126,000 | 3,164 |
| Provision for loan and lease losses | $1,196,000 | 777 |
| Total noninterest income | $1,616,000 | 2,108 |
| Gross Fiduciary activities income | $664,000 | 444 |
| Service charges on deposit accounts | $711,000 | 1,835 |
| Trading account gains and fees | $9,000 | 167 |
| Additional Noninterest Income | $232,000 | 4,211 |
| Total noninterest expense | $3,829,000 | 3,368 |
| Salaries and employee benefits | $1,482,000 | 4,411 |
| Premises and equipment expense | $340,000 | 4,630 |
| Additional noninterest expense | $2,007,000 | 1,996 |
| Pre-tax net operating income | $1,717,000 | 3,186 |
| Securities gains (losses) | $-13,000 | 7,843 |
| Applicable income taxes | $676,000 | 2,129 |
| Income before extraordinary items | $1,028,000 | 3,828 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,028,000 | 3,827 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $753,000 | 803 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $50,000 | 892 |
| Net operating income | $1,036,320 | 3,793 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $7,236,000 | 2,785 |
| Total interest expense | $3,951,000 | 2,351 |
| Net interest income | $3,285,000 | 3,295 |
| Provision for loan and lease losses | $855,000 | 667 |
| Total noninterest income | $1,070,000 | 2,130 |
| Gross Fiduciary activities income | $417,000 | 471 |
| Service charges on deposit accounts | $476,000 | 1,825 |
| Trading account gains and fees | $5,000 | 160 |
| Additional Noninterest Income | $172,000 | 4,078 |
| Total noninterest expense | $2,508,000 | 3,431 |
| Salaries and employee benefits | $973,000 | 4,496 |
| Premises and equipment expense | $220,000 | 4,737 |
| Additional noninterest expense | $1,315,000 | 2,048 |
| Pre-tax net operating income | $992,000 | 3,551 |
| Securities gains (losses) | $-13,000 | 8,051 |
| Applicable income taxes | $381,000 | 2,438 |
| Income before extraordinary items | $598,000 | 4,171 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $598,000 | 4,171 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $420,000 | 811 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $45,000 | 766 |
| Net operating income | $606,320 | 4,139 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,302,000 | 3,018 |
| Total interest expense | $1,763,000 | 2,591 |
| Net interest income | $1,539,000 | 3,471 |
| Provision for loan and lease losses | $397,000 | 632 |
| Total noninterest income | $499,000 | 2,218 |
| Gross Fiduciary activities income | $164,000 | 542 |
| Service charges on deposit accounts | $246,000 | 1,734 |
| Trading account gains and fees | $2,000 | 185 |
| Additional Noninterest Income | $87,000 | 4,037 |
| Total noninterest expense | $1,306,000 | 3,342 |
| Salaries and employee benefits | $493,000 | 4,485 |
| Premises and equipment expense | $114,000 | 4,662 |
| Additional noninterest expense | $699,000 | 1,908 |
| Pre-tax net operating income | $335,000 | 4,405 |
| Securities gains (losses) | $-13,000 | 8,304 |
| Applicable income taxes | $125,000 | 2,978 |
| Income before extraordinary items | $197,000 | 5,093 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $197,000 | 5,093 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $157,000 | 866 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 767 |
| Net operating income | $205,320 | 4,985 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $9,923,000 | 3,592 |
| Total interest expense | $4,299,000 | 3,416 |
| Net interest income | $5,624,000 | 3,693 |
| Provision for loan and lease losses | $1,275,000 | 820 |
| Total noninterest income | $2,052,000 | 2,180 |
| Gross Fiduciary activities income | $516,000 | 581 |
| Service charges on deposit accounts | $740,000 | 2,265 |
| Trading account gains and fees | $9,000 | 121 |
| Additional Noninterest Income | $787,000 | 2,604 |
| Total noninterest expense | $4,262,000 | 3,799 |
| Salaries and employee benefits | $1,699,000 | 4,806 |
| Premises and equipment expense | $366,000 | 5,194 |
| Additional noninterest expense | $2,197,000 | 2,363 |
| Pre-tax net operating income | $2,139,000 | 3,506 |
| Securities gains (losses) | $-2,000 | 6,862 |
| Applicable income taxes | $847,000 | 2,401 |
| Income before extraordinary items | $1,290,000 | 4,121 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,290,000 | 4,121 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $278,000 | 1,776 |
| Cash dividends | $2,000,000 | 1,524 |
| Sale, conversion, retirement of capital stock, net | $1,064,000 | 483 |
| Net operating income | $1,291,280 | 4,090 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $7,106,000 | 3,706 |
| Total interest expense | $2,881,000 | 3,607 |
| Net interest income | $4,225,000 | 3,707 |
| Provision for loan and lease losses | $786,000 | 961 |
| Total noninterest income | $1,623,000 | 2,111 |
| Gross Fiduciary activities income | $368,000 | 590 |
| Service charges on deposit accounts | $544,000 | 2,307 |
| Trading account gains and fees | $7,000 | 116 |
| Additional Noninterest Income | $704,000 | 2,312 |
| Total noninterest expense | $3,059,000 | 3,929 |
| Salaries and employee benefits | $1,202,000 | 4,966 |
| Premises and equipment expense | $240,000 | 5,602 |
| Additional noninterest expense | $1,617,000 | 2,391 |
| Pre-tax net operating income | $2,003,000 | 3,102 |
| Securities gains (losses) | $-2,000 | 7,192 |
| Applicable income taxes | $778,000 | 2,246 |
| Income before extraordinary items | $1,223,000 | 3,692 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,223,000 | 3,694 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $134,000 | 1,954 |
| Cash dividends | $2,000,000 | 1,144 |
| Sale, conversion, retirement of capital stock, net | $55,000 | 797 |
| Net operating income | $1,224,280 | 3,676 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,427,000 | 3,838 |
| Total interest expense | $1,778,000 | 3,682 |
| Net interest income | $2,649,000 | 3,886 |
| Provision for loan and lease losses | $278,000 | 1,616 |
| Total noninterest income | $738,000 | 2,736 |
| Gross Fiduciary activities income | $246,000 | 592 |
| Service charges on deposit accounts | $340,000 | 2,412 |
| Trading account gains and fees | $5,000 | 114 |
| Additional Noninterest Income | $147,000 | 4,350 |
| Total noninterest expense | $1,868,000 | 4,192 |
| Salaries and employee benefits | $739,000 | 5,234 |
| Premises and equipment expense | $139,000 | 5,966 |
| Additional noninterest expense | $990,000 | 2,594 |
| Pre-tax net operating income | $1,241,000 | 3,290 |
| Securities gains (losses) | $-2,000 | 7,528 |
| Applicable income taxes | $482,000 | 2,365 |
| Income before extraordinary items | $757,000 | 3,868 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $757,000 | 3,871 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 2,578 |
| Cash dividends | $2,000,000 | 795 |
| Sale, conversion, retirement of capital stock, net | $41,000 | 656 |
| Net operating income | $758,280 | 3,853 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,147,000 | 3,866 |
| Total interest expense | $890,000 | 3,570 |
| Net interest income | $1,257,000 | 4,032 |
| Provision for loan and lease losses | $135,000 | 1,590 |
| Total noninterest income | $377,000 | 2,647 |
| Gross Fiduciary activities income | $137,000 | 576 |
| Service charges on deposit accounts | $157,000 | 2,502 |
| Trading account gains and fees | $2,000 | 106 |
| Additional Noninterest Income | $81,000 | 4,122 |
| Total noninterest expense | $838,000 | 4,545 |
| Salaries and employee benefits | $322,000 | 5,713 |
| Premises and equipment expense | $68,000 | 6,040 |
| Additional noninterest expense | $448,000 | 2,814 |
| Pre-tax net operating income | $661,000 | 3,099 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $257,000 | 2,226 |
| Income before extraordinary items | $404,000 | 3,690 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $404,000 | 3,689 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 1,610 |
| Cash dividends | $2,000,000 | 412 |
| Sale, conversion, retirement of capital stock, net | $20,000 | 496 |
| Net operating income | $404,000 | 3,674 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $8,133,000 | 3,707 |
| Total interest expense | $3,564,000 | 2,897 |
| Net interest income | $4,569,000 | 4,215 |
| Provision for loan and lease losses | $-175,000 | 8,680 |
| Total noninterest income | $1,950,000 | 2,260 |
| Gross Fiduciary activities income | $438,000 | 617 |
| Service charges on deposit accounts | $699,000 | 2,354 |
| Trading account gains and fees | $9,000 | 125 |
| Additional Noninterest Income | $804,000 | 2,529 |
| Total noninterest expense | $3,423,000 | 4,365 |
| Salaries and employee benefits | $1,353,000 | 5,401 |
| Premises and equipment expense | $269,000 | 6,017 |
| Additional noninterest expense | $1,801,000 | 2,752 |
| Pre-tax net operating income | $3,271,000 | 2,581 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $1,291,000 | 1,899 |
| Income before extraordinary items | $1,980,000 | 3,116 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,980,000 | 3,118 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 4,338 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,980,000 | 3,081 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $5,909,000 | 3,764 |
| Total interest expense | $2,578,000 | 2,860 |
| Net interest income | $3,331,000 | 4,309 |
| Provision for loan and lease losses | $-200,000 | 8,744 |
| Total noninterest income | $1,592,000 | 2,111 |
| Gross Fiduciary activities income | $329,000 | 613 |
| Service charges on deposit accounts | $521,000 | 2,359 |
| Trading account gains and fees | $6,000 | 116 |
| Additional Noninterest Income | $736,000 | 2,236 |
| Total noninterest expense | $2,508,000 | 4,412 |
| Salaries and employee benefits | $1,017,000 | 5,361 |
| Premises and equipment expense | $206,000 | 5,962 |
| Additional noninterest expense | $1,285,000 | 2,859 |
| Pre-tax net operating income | $2,615,000 | 2,486 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $1,017,000 | 1,855 |
| Income before extraordinary items | $1,598,000 | 2,983 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,598,000 | 2,984 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 4,195 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,598,000 | 2,940 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,917,000 | 3,700 |
| Total interest expense | $1,736,000 | 2,701 |
| Net interest income | $2,181,000 | 4,338 |
| Provision for loan and lease losses | $-200,000 | 8,764 |
| Total noninterest income | $701,000 | 2,768 |
| Gross Fiduciary activities income | $212,000 | 624 |
| Service charges on deposit accounts | $357,000 | 2,267 |
| Trading account gains and fees | $4,000 | 105 |
| Additional Noninterest Income | $128,000 | 4,660 |
| Total noninterest expense | $1,728,000 | 4,289 |
| Salaries and employee benefits | $683,000 | 5,325 |
| Premises and equipment expense | $139,000 | 5,935 |
| Additional noninterest expense | $906,000 | 2,683 |
| Pre-tax net operating income | $1,354,000 | 2,971 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $527,000 | 2,191 |
| Income before extraordinary items | $827,000 | 3,563 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $827,000 | 3,565 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 3,630 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $827,000 | 3,512 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,058,000 | 3,508 |
| Total interest expense | $898,000 | 2,542 |
| Net interest income | $1,160,000 | 4,175 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $349,000 | 2,727 |
| Gross Fiduciary activities income | $105,000 | 632 |
| Service charges on deposit accounts | $173,000 | 2,272 |
| Trading account gains and fees | $2,000 | 108 |
| Additional Noninterest Income | $69,000 | 4,489 |
| Total noninterest expense | $846,000 | 4,371 |
| Salaries and employee benefits | $364,000 | 5,144 |
| Premises and equipment expense | $76,000 | 5,710 |
| Additional noninterest expense | $406,000 | 2,974 |
| Pre-tax net operating income | $663,000 | 2,990 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $258,000 | 2,223 |
| Income before extraordinary items | $405,000 | 3,588 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $405,000 | 3,590 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 3,295 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $405,000 | 3,553 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $7,846,000 | 3,460 |
| Total interest expense | $3,916,000 | 2,078 |
| Net interest income | $3,930,000 | 4,535 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $1,316,000 | 2,932 |
| Gross Fiduciary activities income | $437,000 | 611 |
| Service charges on deposit accounts | $673,000 | 2,460 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $206,000 | 5,047 |
| Total noninterest expense | $3,970,000 | 3,762 |
| Salaries and employee benefits | $1,444,000 | 5,078 |
| Premises and equipment expense | $260,000 | 6,086 |
| Additional noninterest expense | $2,266,000 | 2,147 |
| Pre-tax net operating income | $1,276,000 | 4,640 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $509,000 | 3,321 |
| Income before extraordinary items | $767,000 | 5,361 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $767,000 | 5,363 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-26,000 | 8,520 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $767,000 | 5,282 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,883,000 | 3,445 |
| Total interest expense | $2,926,000 | 2,042 |
| Net interest income | $2,957,000 | 4,522 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $966,000 | 2,997 |
| Gross Fiduciary activities income | $324,000 | 610 |
| Service charges on deposit accounts | $491,000 | 2,536 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $151,000 | 5,111 |
| Total noninterest expense | $2,866,000 | 3,855 |
| Salaries and employee benefits | $1,051,000 | 5,125 |
| Premises and equipment expense | $196,000 | 6,042 |
| Additional noninterest expense | $1,619,000 | 2,234 |
| Pre-tax net operating income | $1,057,000 | 4,474 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $411,000 | 3,249 |
| Income before extraordinary items | $646,000 | 5,168 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $646,000 | 5,167 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-30,000 | 8,516 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $646,000 | 5,085 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,912,000 | 3,437 |
| Total interest expense | $1,913,000 | 2,067 |
| Net interest income | $1,999,000 | 4,482 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $608,000 | 3,135 |
| Gross Fiduciary activities income | $220,000 | 612 |
| Service charges on deposit accounts | $301,000 | 2,703 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $87,000 | 5,445 |
| Total noninterest expense | $1,915,000 | 3,870 |
| Salaries and employee benefits | $697,000 | 5,186 |
| Premises and equipment expense | $134,000 | 6,006 |
| Additional noninterest expense | $1,084,000 | 2,229 |
| Pre-tax net operating income | $692,000 | 4,484 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $269,000 | 3,266 |
| Income before extraordinary items | $423,000 | 5,171 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $423,000 | 5,171 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-55,000 | 8,755 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $423,000 | 5,083 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,880,000 | 3,559 |
| Total interest expense | $936,000 | 2,137 |
| Net interest income | $944,000 | 4,660 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $271,000 | 3,328 |
| Gross Fiduciary activities income | $113,000 | 615 |
| Service charges on deposit accounts | $130,000 | 2,974 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $28,000 | 6,237 |
| Total noninterest expense | $851,000 | 4,284 |
| Salaries and employee benefits | $368,000 | 5,005 |
| Premises and equipment expense | $72,000 | 5,806 |
| Additional noninterest expense | $411,000 | 2,837 |
| Pre-tax net operating income | $364,000 | 4,320 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $142,000 | 3,191 |
| Income before extraordinary items | $222,000 | 5,068 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $222,000 | 5,067 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 8,177 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $222,000 | 4,937 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $9,099,000 | 3,083 |
| Total interest expense | $4,754,000 | 1,885 |
| Net interest income | $4,345,000 | 4,104 |
| Provision for loan and lease losses | $340,000 | 2,902 |
| Total noninterest income | $1,187,000 | 3,329 |
| Gross Fiduciary activities income | $410,000 | 629 |
| Service charges on deposit accounts | $610,000 | 2,659 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $167,000 | 5,630 |
| Total noninterest expense | $3,306,000 | 4,311 |
| Salaries and employee benefits | $1,301,000 | 5,356 |
| Premises and equipment expense | $282,000 | 5,852 |
| Additional noninterest expense | $1,723,000 | 2,727 |
| Pre-tax net operating income | $1,886,000 | 3,525 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $739,000 | 2,681 |
| Income before extraordinary items | $1,147,000 | 4,261 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,147,000 | 4,262 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $351,000 | 2,031 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,147,000 | 4,094 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $7,177,000 | 2,995 |
| Total interest expense | $3,678,000 | 1,898 |
| Net interest income | $3,499,000 | 3,899 |
| Provision for loan and lease losses | $340,000 | 2,302 |
| Total noninterest income | $901,000 | 3,369 |
| Gross Fiduciary activities income | $305,000 | 631 |
| Service charges on deposit accounts | $452,000 | 2,694 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $144,000 | 5,419 |
| Total noninterest expense | $2,468,000 | 4,310 |
| Salaries and employee benefits | $942,000 | 5,451 |
| Premises and equipment expense | $222,000 | 5,685 |
| Additional noninterest expense | $1,304,000 | 2,693 |
| Pre-tax net operating income | $1,592,000 | 3,397 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $620,000 | 2,606 |
| Income before extraordinary items | $972,000 | 4,052 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $972,000 | 4,052 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $250,000 | 1,930 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $972,000 | 3,881 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,919,000 | 2,942 |
| Total interest expense | $2,503,000 | 1,921 |
| Net interest income | $2,416,000 | 3,800 |
| Provision for loan and lease losses | $255,000 | 2,092 |
| Total noninterest income | $605,000 | 3,322 |
| Gross Fiduciary activities income | $210,000 | 626 |
| Service charges on deposit accounts | $305,000 | 2,614 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $90,000 | 5,513 |
| Total noninterest expense | $1,619,000 | 4,350 |
| Salaries and employee benefits | $625,000 | 5,481 |
| Premises and equipment expense | $159,000 | 5,464 |
| Additional noninterest expense | $835,000 | 2,782 |
| Pre-tax net operating income | $1,147,000 | 3,194 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $446,000 | 2,491 |
| Income before extraordinary items | $701,000 | 3,858 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $701,000 | 3,858 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $250,000 | 1,417 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $701,000 | 3,662 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,532,000 | 2,874 |
| Total interest expense | $1,270,000 | 1,944 |
| Net interest income | $1,262,000 | 3,664 |
| Provision for loan and lease losses | $127,000 | 1,978 |
| Total noninterest income | $295,000 | 3,280 |
| Gross Fiduciary activities income | $85,000 | 691 |
| Service charges on deposit accounts | $149,000 | 2,595 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $61,000 | 4,883 |
| Total noninterest expense | $801,000 | 4,366 |
| Salaries and employee benefits | $322,000 | 5,395 |
| Premises and equipment expense | $76,000 | 5,602 |
| Additional noninterest expense | $403,000 | 2,842 |
| Pre-tax net operating income | $629,000 | 2,974 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $245,000 | 2,352 |
| Income before extraordinary items | $384,000 | 3,575 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $384,000 | 3,573 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $220,000 | 892 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $384,000 | 3,400 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $9,781,000 | 3,077 |
| Total interest expense | $5,314,000 | 2,115 |
| Net interest income | $4,467,000 | 4,014 |
| Provision for loan and lease losses | $900,000 | 1,473 |
| Total noninterest income | $1,199,000 | 3,080 |
| Gross Fiduciary activities income | $414,000 | 640 |
| Service charges on deposit accounts | $542,000 | 2,779 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $243,000 | 4,660 |
| Total noninterest expense | $2,854,000 | 4,625 |
| Salaries and employee benefits | $1,139,000 | 5,672 |
| Premises and equipment expense | $301,000 | 5,570 |
| Additional noninterest expense | $1,414,000 | 3,101 |
| Pre-tax net operating income | $1,912,000 | 3,535 |
| Securities gains (losses) | $18,000 | 3,224 |
| Applicable income taxes | $740,000 | 2,731 |
| Income before extraordinary items | $1,190,000 | 4,109 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,190,000 | 4,110 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,204,000 | 816 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,178,480 | 4,031 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $8,751,000 | 3,719 |
| Total interest expense | $5,680,000 | 2,807 |
| Net interest income | $3,071,000 | 4,981 |
| Provision for loan and lease losses | $600,000 | 1,892 |
| Total noninterest income | $1,390,000 | 2,659 |
| Gross Fiduciary activities income | $356,000 | 683 |
| Service charges on deposit accounts | $729,000 | 2,068 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $305,000 | 4,084 |
| Total noninterest expense | $3,222,000 | 4,106 |
| Salaries and employee benefits | $1,166,000 | 5,435 |
| Premises and equipment expense | $312,000 | 5,403 |
| Additional noninterest expense | $1,744,000 | 2,546 |
| Pre-tax net operating income | $639,000 | 6,033 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $221,000 | 4,850 |
| Income before extraordinary items | $418,000 | 6,474 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $418,000 | 6,477 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-155,000 | 9,542 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $418,000 | 6,346 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $9,886,000 | 3,434 |
| Total interest expense | $6,278,000 | 2,664 |
| Net interest income | $3,608,000 | 4,505 |
| Provision for loan and lease losses | $260,000 | 3,149 |
| Total noninterest income | $832,000 | 3,565 |
| Gross Fiduciary activities income | $86,000 | 970 |
| Service charges on deposit accounts | $498,000 | 2,702 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $248,000 | 4,312 |
| Total noninterest expense | $2,851,000 | 4,409 |
| Salaries and employee benefits | $1,094,000 | 5,581 |
| Premises and equipment expense | $315,000 | 5,278 |
| Additional noninterest expense | $1,442,000 | 2,917 |
| Pre-tax net operating income | $1,329,000 | 4,433 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $514,000 | 3,429 |
| Income before extraordinary items | $815,000 | 4,991 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $815,000 | 4,990 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,054,000 | 719 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $815,000 | 4,983 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $7,872,000 | 3,968 |
| Total interest expense | $4,255,000 | 3,404 |
| Net interest income | $3,617,000 | 4,536 |
| Provision for loan and lease losses | $510,000 | 1,735 |
| Total noninterest income | $687,000 | 4,041 |
| Gross Fiduciary activities income | $14,000 | 1,236 |
| Service charges on deposit accounts | $537,000 | 2,465 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $136,000 | 5,845 |
| Total noninterest expense | $2,855,000 | 4,392 |
| Salaries and employee benefits | $1,068,000 | 5,636 |
| Premises and equipment expense | $403,000 | 4,509 |
| Additional noninterest expense | $1,384,000 | 3,064 |
| Pre-tax net operating income | $939,000 | 5,492 |
| Securities gains (losses) | $-23,000 | 9,594 |
| Applicable income taxes | $361,000 | 4,400 |
| Income before extraordinary items | $555,000 | 6,131 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $555,000 | 6,128 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 5,270 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $569,720 | 6,019 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $7,392,000 | 4,207 |
| Total interest expense | $4,071,000 | 3,627 |
| Net interest income | $3,321,000 | 4,782 |
| Provision for loan and lease losses | $655,000 | 1,388 |
| Total noninterest income | $717,000 | 3,905 |
| Gross Fiduciary activities income | $13,000 | 1,263 |
| Service charges on deposit accounts | $488,000 | 2,606 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $216,000 | 4,763 |
| Total noninterest expense | $3,179,000 | 3,912 |
| Salaries and employee benefits | $1,292,000 | 4,790 |
| Premises and equipment expense | $477,000 | 3,824 |
| Additional noninterest expense | $1,410,000 | 2,938 |
| Pre-tax net operating income | $204,000 | 8,887 |
| Securities gains (losses) | $84,000 | 1,392 |
| Applicable income taxes | $60,000 | 8,159 |
| Income before extraordinary items | $228,000 | 8,408 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $228,000 | 8,407 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $398,000 | 1,512 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $161,640 | 8,837 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,619,000 | 4,713 |
| Total interest expense | $3,353,000 | 4,279 |
| Net interest income | $3,266,000 | 4,983 |
| Provision for loan and lease losses | $195,000 | 3,507 |
| Total noninterest income | $874,000 | 3,364 |
| Gross Fiduciary activities income | $10,000 | 1,342 |
| Service charges on deposit accounts | $437,000 | 2,978 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $427,000 | 3,151 |
| Total noninterest expense | $2,839,000 | 4,279 |
| Salaries and employee benefits | $1,204,000 | 5,083 |
| Premises and equipment expense | $392,000 | 4,512 |
| Additional noninterest expense | $1,243,000 | 3,260 |
| Pre-tax net operating income | $1,106,000 | 5,512 |
| Securities gains (losses) | $-20,000 | 10,368 |
| Applicable income taxes | $414,000 | 4,777 |
| Income before extraordinary items | $672,000 | 6,017 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $672,000 | 6,019 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 4,246 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $684,800 | 5,927 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $7,239,000 | 4,431 |
| Total interest expense | $3,724,000 | 3,956 |
| Net interest income | $3,515,000 | 4,815 |
| Provision for loan and lease losses | $462,000 | 1,845 |
| Total noninterest income | $1,112,000 | 2,858 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $476,000 | 2,848 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $636,000 | 2,465 |
| Total noninterest expense | $3,780,000 | 3,514 |
| Salaries and employee benefits | $1,123,000 | 5,506 |
| Premises and equipment expense | $389,000 | 4,641 |
| Additional noninterest expense | $2,268,000 | 2,199 |
| Pre-tax net operating income | $385,000 | 8,604 |
| Securities gains (losses) | $36,000 | 1,560 |
| Applicable income taxes | $142,000 | 7,996 |
| Income before extraordinary items | $279,000 | 8,599 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $279,000 | 8,597 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $309,000 | 2,036 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $255,240 | 8,729 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,963,000 | 5,233 |
| Total interest expense | $3,004,000 | 4,748 |
| Net interest income | $2,959,000 | 5,558 |
| Provision for loan and lease losses | $231,000 | 2,753 |
| Total noninterest income | $912,000 | 3,330 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $565,000 | 2,393 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $347,000 | 3,634 |
| Total noninterest expense | $2,578,000 | 4,862 |
| Salaries and employee benefits | $1,177,000 | 5,296 |
| Premises and equipment expense | $315,000 | 5,426 |
| Additional noninterest expense | $1,086,000 | 4,071 |
| Pre-tax net operating income | $1,062,000 | 5,741 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $366,000 | 5,263 |
| Income before extraordinary items | $696,000 | 6,019 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $696,000 | 6,017 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 7,103 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $696,000 | 5,999 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,368,000 | 5,342 |
| Total interest expense | $2,116,000 | 5,347 |
| Net interest income | $3,252,000 | 5,261 |
| Provision for loan and lease losses | $170,000 | 3,353 |
| Total noninterest income | $755,000 | 3,897 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $478,000 | 2,895 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $277,000 | 4,324 |
| Total noninterest expense | $2,197,000 | 5,755 |
| Salaries and employee benefits | $1,103,000 | 5,625 |
| Premises and equipment expense | $247,000 | 6,567 |
| Additional noninterest expense | $847,000 | 5,439 |
| Pre-tax net operating income | $1,640,000 | 4,082 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $613,000 | 3,451 |
| Income before extraordinary items | $1,027,000 | 4,437 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,027,000 | 4,438 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 11,066 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,027,000 | 4,481 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,817,000 | 5,962 |
| Total interest expense | $1,846,000 | 6,219 |
| Net interest income | $2,971,000 | 5,698 |
| Provision for loan and lease losses | $160,000 | 4,468 |
| Total noninterest income | $1,141,000 | 3,030 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $414,000 | 3,342 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $727,000 | 2,532 |
| Total noninterest expense | $2,114,000 | 6,059 |
| Salaries and employee benefits | $1,077,000 | 5,752 |
| Premises and equipment expense | $236,000 | 6,969 |
| Additional noninterest expense | $801,000 | 5,921 |
| Pre-tax net operating income | $1,838,000 | 3,599 |
| Securities gains (losses) | $157,000 | 1,942 |
| Applicable income taxes | $703,000 | 3,104 |
| Income before extraordinary items | $1,292,000 | 3,735 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,292,000 | 3,851 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 7,578 |
| Cash dividends | $500,000 | 3,045 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,189,950 | 3,850 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,874,000 | 7,675 |
| Total interest expense | $1,898,000 | 7,360 |
| Net interest income | $1,976,000 | 7,822 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $761,000 | 4,120 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $414,000 | 3,352 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $347,000 | 4,061 |
| Total noninterest expense | $1,863,000 | 6,761 |
| Salaries and employee benefits | $802,000 | 7,242 |
| Premises and equipment expense | $212,000 | 7,581 |
| Additional noninterest expense | $849,000 | 5,805 |
| Pre-tax net operating income | $874,000 | 6,226 |
| Securities gains (losses) | $76,000 | 3,457 |
| Applicable income taxes | $313,000 | 5,758 |
| Income before extraordinary items | $637,000 | 6,315 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $637,000 | 6,383 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $586,080 | 6,309 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.