Home > Bank of Arkansas, National Asssociation > Assets and Liabilities
Bank of Arkansas, National Asssociation, Assets and Liabilities
| 2010-12-31 | Rank | |
| # of Employees: | 30 | 4,398 |
| Assets and Liabilities | ||
| Total Assets: | $284,020,000 | 2,297 |
| Cash and due from depository institutions | $10,816,000 | 4,398 |
| Interest-bearing balances | $0 | 7,115 |
| Securities | $1,614,000 | 7,129 |
| Federal funds sold & reverse repurchase agreements | $112,085,000 | 65 |
| Net loans & leases | $146,443,000 | 2,761 |
| Loan loss allowance | $4,587,000 | 1,690 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $2,867,000 | 3,541 |
| Other real estate owned | $2,789,000 | 4,398 |
| Goodwill and other intangibles | $0 | 3,026 |
| All other assets | $7,406,000 | 2,435 |
| Life insurance assets | $0 | 3,769 |
| Total liabilities and capital | $284,020,000 | 2,297 |
| Total liabilities | $248,531,000 | 2,341 |
| Total deposits | $247,187,000 | 2,181 |
| Interest-bearing deposits | $243,075,000 | 1,917 |
| Deposits held in domestic offices | $247,187,000 | 2,180 |
| % insured | 55.00% | 7,510 |
| Federal funds purchased & repurchase agreements | $0 | 2,549 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $0 | 4,983 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $1,344,000 | 2,666 |
| Total equity capital | $35,489,000 | 1,879 |
| Total bank equity capital | $35,489,000 | 1,875 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $1,000,000 | 2,526 |
| Surplus | $16,773,000 | 1,813 |
| Undivided profits | $17,716,000 | 1,810 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $4,753,000 | 2,326 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $1,050,000 | 2,873 |
| Earning assets | $260,142,000 | 2,278 |
| Long-term assets (5+ years) | $7,598,000 | 5,692 |
| Average Assets, year-to-date | $264,815,400 | 2,406 |
| Average Assets, quarterly | $296,786,000 | 2,195 |
| Volatile liabilities | $87,488,000 | 1,546 |
| Insider loans | $0 | 6,907 |
| FHLB advances | $0 | 4,551 |
| Loans and leases held for sale | $0 | 1,952 |
| Unused loan commitments | $9,101,000 | 4,070 |
| Tier 1 (core) risk-based capital | $35,423,000 | 1,800 |
| Tier 2 risk-based capital | $2,641,000 | 1,972 |
| Total risk weighted assets | $209,360,000 | 2,100 |
| Total unused commitments | $9,101,000 | 4,072 |
| Derivatives | $0 | 1,176 |
| 2010-09-30 | Rank | |
| # of Employees: | 30 | 4,448 |
| Assets and Liabilities | ||
| Total Assets: | $309,552,000 | 2,150 |
| Cash and due from depository institutions | $7,004,000 | 4,448 |
| Interest-bearing balances | $0 | 7,196 |
| Securities | $1,724,000 | 7,173 |
| Federal funds sold & reverse repurchase agreements | $126,796,000 | 58 |
| Net loans & leases | $160,631,000 | 2,596 |
| Loan loss allowance | $4,516,000 | 1,744 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $2,923,000 | 3,540 |
| Other real estate owned | $2,827,000 | 4,448 |
| Goodwill and other intangibles | $0 | 3,048 |
| All other assets | $7,647,000 | 2,418 |
| Life insurance assets | $0 | 3,793 |
| Total liabilities and capital | $309,552,000 | 2,150 |
| Total liabilities | $274,347,000 | 2,173 |
| Total deposits | $273,489,000 | 2,010 |
| Interest-bearing deposits | $270,942,000 | 1,792 |
| Deposits held in domestic offices | $273,489,000 | 2,006 |
| % insured | 55.25% | 7,539 |
| Federal funds purchased & repurchase agreements | $0 | 2,564 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $0 | 5,105 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $858,000 | 3,850 |
| Total equity capital | $35,205,000 | 1,953 |
| Total bank equity capital | $35,205,000 | 1,952 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $1,000,000 | 2,575 |
| Surplus | $16,762,000 | 1,813 |
| Undivided profits | $17,443,000 | 1,945 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $6,324,000 | 1,992 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $1,162,000 | 2,787 |
| Earning assets | $289,151,000 | 2,106 |
| Long-term assets (5+ years) | $8,156,000 | 5,608 |
| Average Assets, year-to-date | $260,014,250 | 2,493 |
| Average Assets, quarterly | $294,603,500 | 2,231 |
| Volatile liabilities | $102,754,000 | 1,368 |
| Insider loans | $3,500,000 | 1,927 |
| FHLB advances | $0 | 4,672 |
| Loans and leases held for sale | $0 | 1,963 |
| Unused loan commitments | $10,832,000 | 3,773 |
| Tier 1 (core) risk-based capital | $35,136,000 | 1,813 |
| Tier 2 risk-based capital | $2,857,000 | 1,872 |
| Total risk weighted assets | $226,884,000 | 1,974 |
| Total unused commitments | $10,832,000 | 3,775 |
| Derivatives | $0 | 1,218 |
| 2010-06-30 | Rank | |
| # of Employees: | 30 | 4,493 |
| Assets and Liabilities | ||
| Total Assets: | $279,655,000 | 2,346 |
| Cash and due from depository institutions | $5,632,000 | 4,493 |
| Interest-bearing balances | $0 | 7,206 |
| Securities | $1,774,000 | 7,234 |
| Federal funds sold & reverse repurchase agreements | $83,479,000 | 80 |
| Net loans & leases | $174,078,000 | 2,451 |
| Loan loss allowance | $4,142,000 | 1,861 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $2,981,000 | 3,533 |
| Other real estate owned | $3,331,000 | 4,493 |
| Goodwill and other intangibles | $0 | 3,062 |
| All other assets | $8,380,000 | 2,294 |
| Life insurance assets | $0 | 3,801 |
| Total liabilities and capital | $279,655,000 | 2,346 |
| Total liabilities | $244,562,000 | 2,415 |
| Total deposits | $243,853,000 | 2,237 |
| Interest-bearing deposits | $242,211,000 | 1,967 |
| Deposits held in domestic offices | $243,853,000 | 2,235 |
| % insured | 63.00% | 7,446 |
| Federal funds purchased & repurchase agreements | $0 | 2,594 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $0 | 5,212 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $709,000 | 4,127 |
| Total equity capital | $35,093,000 | 1,942 |
| Total bank equity capital | $35,093,000 | 1,941 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $1,000,000 | 2,602 |
| Surplus | $16,751,000 | 1,808 |
| Undivided profits | $17,342,000 | 1,912 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $6,547,000 | 1,948 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $1,146,000 | 2,771 |
| Earning assets | $259,331,000 | 2,320 |
| Long-term assets (5+ years) | $8,951,000 | 5,500 |
| Average Assets, year-to-date | $243,501,670 | 2,670 |
| Average Assets, quarterly | $251,241,500 | 2,596 |
| Volatile liabilities | $105,500,000 | 1,358 |
| Insider loans | $3,000,000 | 2,220 |
| FHLB advances | $0 | 4,785 |
| Loans and leases held for sale | $0 | 1,852 |
| Unused loan commitments | $6,959,000 | 4,736 |
| Tier 1 (core) risk-based capital | $35,021,000 | 1,815 |
| Tier 2 risk-based capital | $2,777,000 | 1,938 |
| Total risk weighted assets | $220,811,000 | 2,065 |
| Total unused commitments | $6,959,000 | 4,739 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 29 | 4,656 |
| Assets and Liabilities | ||
| Total Assets: | $222,828,000 | 2,960 |
| Cash and due from depository institutions | $5,115,000 | 4,656 |
| Interest-bearing balances | $0 | 7,275 |
| Securities | $1,884,000 | 7,306 |
| Federal funds sold & reverse repurchase agreements | $12,523,000 | 745 |
| Net loans & leases | $189,140,000 | 2,340 |
| Loan loss allowance | $4,849,000 | 1,660 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $3,039,000 | 3,542 |
| Other real estate owned | $2,329,000 | 4,656 |
| Goodwill and other intangibles | $0 | 3,074 |
| All other assets | $8,798,000 | 2,253 |
| Life insurance assets | $0 | 3,823 |
| Total liabilities and capital | $222,828,000 | 2,960 |
| Total liabilities | $187,668,000 | 3,128 |
| Total deposits | $186,283,000 | 2,937 |
| Interest-bearing deposits | $181,981,000 | 2,609 |
| Deposits held in domestic offices | $186,283,000 | 2,935 |
| % insured | 75.33% | 6,876 |
| Federal funds purchased & repurchase agreements | $0 | 2,570 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $0 | 5,317 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,385,000 | 2,757 |
| Total equity capital | $35,160,000 | 1,935 |
| Total bank equity capital | $35,160,000 | 1,934 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $1,000,000 | 2,649 |
| Surplus | $16,733,000 | 1,851 |
| Undivided profits | $17,427,000 | 1,884 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $8,953,000 | 1,616 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $1,211,000 | 2,681 |
| Earning assets | $203,547,000 | 2,964 |
| Long-term assets (5+ years) | $11,739,000 | 5,129 |
| Average Assets, year-to-date | $225,425,000 | 2,926 |
| Average Assets, quarterly | $225,425,000 | 2,926 |
| Volatile liabilities | $91,328,000 | 1,613 |
| Insider loans | $4,098,000 | 1,786 |
| FHLB advances | $0 | 4,906 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $8,825,000 | 4,417 |
| Tier 1 (core) risk-based capital | $35,105,000 | 1,829 |
| Tier 2 risk-based capital | $2,715,000 | 2,026 |
| Total risk weighted assets | $215,031,000 | 2,175 |
| Total unused commitments | $8,825,000 | 4,422 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 30 | 4,580 |
| Assets and Liabilities | ||
| Total Assets: | $228,022,000 | 2,917 |
| Cash and due from depository institutions | $6,206,000 | 4,580 |
| Interest-bearing balances | $0 | 7,263 |
| Securities | $1,938,000 | 7,330 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,737 |
| Net loans & leases | $203,645,000 | 2,231 |
| Loan loss allowance | $5,609,000 | 1,477 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $3,103,000 | 3,532 |
| Other real estate owned | $2,492,000 | 4,580 |
| Goodwill and other intangibles | $0 | 3,096 |
| All other assets | $10,638,000 | 1,994 |
| Life insurance assets | $0 | 3,837 |
| Total liabilities and capital | $228,022,000 | 2,917 |
| Total liabilities | $193,689,000 | 3,061 |
| Total deposits | $175,631,000 | 3,079 |
| Interest-bearing deposits | $172,179,000 | 2,736 |
| Deposits held in domestic offices | $175,631,000 | 3,078 |
| % insured | 75.98% | 6,840 |
| Federal funds purchased & repurchase agreements | $17,425,000 | 774 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $0 | 5,407 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $633,000 | 4,390 |
| Total equity capital | $34,333,000 | 1,949 |
| Total bank equity capital | $34,333,000 | 1,948 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $1,000,000 | 2,691 |
| Surplus | $16,697,000 | 1,862 |
| Undivided profits | $16,636,000 | 1,934 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $8,263,000 | 1,698 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $1,264,000 | 2,682 |
| Earning assets | $205,583,000 | 2,936 |
| Long-term assets (5+ years) | $16,555,000 | 4,541 |
| Average Assets, year-to-date | $283,869,400 | 2,320 |
| Average Assets, quarterly | $267,286,000 | 2,499 |
| Volatile liabilities | $103,625,000 | 1,455 |
| Insider loans | $4,116,000 | 1,832 |
| FHLB advances | $0 | 5,026 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $8,434,000 | 4,504 |
| Tier 1 (core) risk-based capital | $34,286,000 | 1,859 |
| Tier 2 risk-based capital | $2,916,000 | 1,930 |
| Total risk weighted assets | $230,579,000 | 2,081 |
| Total unused commitments | $8,434,000 | 4,506 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 32 | 4,419 |
| Assets and Liabilities | ||
| Total Assets: | $306,550,000 | 2,234 |
| Cash and due from depository institutions | $6,420,000 | 4,419 |
| Interest-bearing balances | $0 | 7,292 |
| Securities | $2,044,000 | 7,382 |
| Federal funds sold & reverse repurchase agreements | $60,098,000 | 136 |
| Net loans & leases | $222,492,000 | 2,085 |
| Loan loss allowance | $5,969,000 | 1,333 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $3,166,000 | 3,517 |
| Other real estate owned | $2,453,000 | 4,419 |
| Goodwill and other intangibles | $0 | 3,142 |
| All other assets | $9,877,000 | 1,909 |
| Life insurance assets | $0 | 3,862 |
| Total liabilities and capital | $306,550,000 | 2,234 |
| Total liabilities | $273,057,000 | 2,252 |
| Total deposits | $242,409,000 | 2,276 |
| Interest-bearing deposits | $239,012,000 | 2,031 |
| Deposits held in domestic offices | $242,409,000 | 2,274 |
| % insured | 62.55% | 7,697 |
| Federal funds purchased & repurchase agreements | $0 | 2,868 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $30,000,000 | 1,423 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $648,000 | 4,758 |
| Total equity capital | $33,493,000 | 2,058 |
| Total bank equity capital | $33,493,000 | 2,058 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $1,000,000 | 2,726 |
| Surplus | $16,686,000 | 1,852 |
| Undivided profits | $15,807,000 | 2,104 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $3,408,000 | 2,922 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $1,311,000 | 2,774 |
| Earning assets | $284,634,000 | 2,211 |
| Long-term assets (5+ years) | $23,031,000 | 3,881 |
| Average Assets, year-to-date | $297,831,250 | 2,241 |
| Average Assets, quarterly | $315,113,500 | 2,171 |
| Volatile liabilities | $148,903,000 | 1,016 |
| Insider loans | $4,133,000 | 1,835 |
| FHLB advances | $30,000,000 | 1,332 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $11,510,000 | 3,948 |
| Tier 1 (core) risk-based capital | $33,440,000 | 1,932 |
| Tier 2 risk-based capital | $3,336,000 | 1,739 |
| Total risk weighted assets | $264,240,000 | 1,879 |
| Total unused commitments | $11,510,000 | 3,952 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 33 | 4,395 |
| Assets and Liabilities | ||
| Total Assets: | $323,677,000 | 2,146 |
| Cash and due from depository institutions | $7,682,000 | 4,395 |
| Interest-bearing balances | $0 | 7,302 |
| Securities | $2,088,000 | 7,412 |
| Federal funds sold & reverse repurchase agreements | $59,081,000 | 132 |
| Net loans & leases | $239,399,000 | 1,984 |
| Loan loss allowance | $5,842,000 | 1,313 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $3,078,000 | 3,601 |
| Other real estate owned | $2,327,000 | 4,395 |
| Goodwill and other intangibles | $0 | 3,161 |
| All other assets | $10,022,000 | 1,895 |
| Life insurance assets | $0 | 3,901 |
| Total liabilities and capital | $323,677,000 | 2,146 |
| Total liabilities | $290,896,000 | 2,145 |
| Total deposits | $254,836,000 | 2,171 |
| Interest-bearing deposits | $251,793,000 | 1,913 |
| Deposits held in domestic offices | $254,836,000 | 2,169 |
| % insured | 43.74% | 7,895 |
| Federal funds purchased & repurchase agreements | $4,984,000 | 1,501 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $30,000,000 | 1,491 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,076,000 | 3,635 |
| Total equity capital | $32,781,000 | 2,075 |
| Total bank equity capital | $32,781,000 | 2,073 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $1,000,000 | 2,766 |
| Surplus | $16,676,000 | 1,854 |
| Undivided profits | $15,105,000 | 2,150 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $2,578,000 | 3,253 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $1,384,000 | 2,528 |
| Earning assets | $300,568,000 | 2,125 |
| Long-term assets (5+ years) | $38,526,000 | 2,793 |
| Average Assets, year-to-date | $294,925,000 | 2,288 |
| Average Assets, quarterly | $299,755,500 | 2,265 |
| Volatile liabilities | $177,405,000 | 870 |
| Insider loans | $6,954,000 | 1,133 |
| FHLB advances | $30,000,000 | 1,397 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $10,762,000 | 4,216 |
| Tier 1 (core) risk-based capital | $32,745,000 | 1,988 |
| Tier 2 risk-based capital | $3,505,000 | 1,657 |
| Total risk weighted assets | $278,052,000 | 1,829 |
| Total unused commitments | $10,762,000 | 4,221 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 31 | 4,612 |
| Assets and Liabilities | ||
| Total Assets: | $275,834,000 | 2,444 |
| Cash and due from depository institutions | $7,333,000 | 4,612 |
| Interest-bearing balances | $0 | 7,240 |
| Securities | $2,213,000 | 7,452 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,546 |
| Net loans & leases | $251,846,000 | 1,931 |
| Loan loss allowance | $6,322,000 | 1,155 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $3,103,000 | 3,628 |
| Other real estate owned | $1,775,000 | 4,612 |
| Goodwill and other intangibles | $0 | 3,204 |
| All other assets | $9,564,000 | 1,953 |
| Life insurance assets | $0 | 3,932 |
| Total liabilities and capital | $275,834,000 | 2,444 |
| Total liabilities | $244,218,000 | 2,464 |
| Total deposits | $231,592,000 | 2,338 |
| Interest-bearing deposits | $228,662,000 | 2,100 |
| Deposits held in domestic offices | $231,592,000 | 2,336 |
| % insured | 46.24% | 7,893 |
| Federal funds purchased & repurchase agreements | $11,174,000 | 1,036 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $0 | 5,670 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $1,452,000 | 2,928 |
| Total equity capital | $31,616,000 | 2,167 |
| Total bank equity capital | $31,616,000 | 2,165 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,000,000 | 2,787 |
| Surplus | $16,672,000 | 1,832 |
| Undivided profits | $13,944,000 | 2,349 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $3,126,000 | 2,836 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $1,503,000 | 2,391 |
| Earning assets | $254,059,000 | 2,433 |
| Long-term assets (5+ years) | $57,835,000 | 2,085 |
| Average Assets, year-to-date | $280,549,000 | 2,384 |
| Average Assets, quarterly | $280,549,000 | 2,384 |
| Volatile liabilities | $140,086,000 | 1,101 |
| Insider loans | $4,108,000 | 1,882 |
| FHLB advances | $0 | 5,264 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $12,764,000 | 3,953 |
| Tier 1 (core) risk-based capital | $31,572,000 | 2,069 |
| Tier 2 risk-based capital | $3,541,000 | 1,630 |
| Total risk weighted assets | $280,486,000 | 1,834 |
| Total unused commitments | $12,764,000 | 3,956 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 28 | 4,957 |
| Assets and Liabilities | ||
| Total Assets: | $285,264,000 | 2,371 |
| Cash and due from depository institutions | $8,973,000 | 4,957 |
| Interest-bearing balances | $0 | 7,069 |
| Securities | $2,242,000 | 7,525 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,377 |
| Net loans & leases | $260,247,000 | 1,882 |
| Loan loss allowance | $5,353,000 | 1,313 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $3,164,000 | 3,608 |
| Other real estate owned | $612,000 | 4,957 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $10,026,000 | 1,897 |
| Life insurance assets | $0 | 3,960 |
| Total liabilities and capital | $285,264,000 | 2,371 |
| Total liabilities | $254,396,000 | 2,384 |
| Total deposits | $131,549,000 | 3,762 |
| Interest-bearing deposits | $128,493,000 | 3,405 |
| Deposits held in domestic offices | $131,549,000 | 3,760 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $121,902,000 | 255 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $0 | 5,839 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $945,000 | 3,869 |
| Total equity capital | $30,868,000 | 2,190 |
| Total bank equity capital | $30,868,000 | 2,190 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,000,000 | 2,802 |
| Surplus | $16,664,000 | 1,797 |
| Undivided profits | $13,204,000 | 2,432 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,870,000 | 2,673 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $1,639,000 | 2,322 |
| Earning assets | $262,489,000 | 2,345 |
| Long-term assets (5+ years) | $73,404,000 | 1,695 |
| Average Assets, year-to-date | $288,650,200 | 2,264 |
| Average Assets, quarterly | $291,010,000 | 2,301 |
| Volatile liabilities | $176,743,000 | 881 |
| Insider loans | $4,108,000 | 1,913 |
| FHLB advances | $0 | 5,445 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $9,435,000 | 4,606 |
| Tier 1 (core) risk-based capital | $30,842,000 | 2,088 |
| Tier 2 risk-based capital | $3,553,000 | 1,614 |
| Total risk weighted assets | $282,391,000 | 1,817 |
| Total unused commitments | $9,435,000 | 4,610 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 29 | 4,909 |
| Assets and Liabilities | ||
| Total Assets: | $296,756,000 | 2,274 |
| Cash and due from depository institutions | $13,151,000 | 4,909 |
| Interest-bearing balances | $0 | 6,794 |
| Securities | $2,242,000 | 7,564 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,854 |
| Net loans & leases | $266,724,000 | 1,827 |
| Loan loss allowance | $4,704,000 | 1,335 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $3,205,000 | 3,583 |
| Other real estate owned | $552,000 | 4,909 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $10,882,000 | 1,762 |
| Life insurance assets | $0 | 3,984 |
| Total liabilities and capital | $296,756,000 | 2,274 |
| Total liabilities | $266,395,000 | 2,272 |
| Total deposits | $91,288,000 | 4,767 |
| Interest-bearing deposits | $67,695,000 | 5,162 |
| Deposits held in domestic offices | $91,288,000 | 4,763 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $174,606,000 | 216 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $0 | 5,843 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $501,000 | 5,453 |
| Total equity capital | $30,361,000 | 2,261 |
| Total bank equity capital | $30,361,000 | 2,261 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $1,000,000 | 2,830 |
| Surplus | $16,659,000 | 1,780 |
| Undivided profits | $12,702,000 | 2,555 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,423,000 | 2,677 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $1,591,000 | 2,519 |
| Earning assets | $268,966,000 | 2,293 |
| Long-term assets (5+ years) | $88,577,000 | 1,423 |
| Average Assets, year-to-date | $289,496,750 | 2,267 |
| Average Assets, quarterly | $304,381,500 | 2,226 |
| Volatile liabilities | $202,600,000 | 755 |
| Insider loans | $3,103,000 | 2,391 |
| FHLB advances | $0 | 5,438 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $13,331,000 | 4,011 |
| Tier 1 (core) risk-based capital | $30,367,000 | 2,167 |
| Tier 2 risk-based capital | $3,673,000 | 1,534 |
| Total risk weighted assets | $292,762,000 | 1,749 |
| Total unused commitments | $13,331,000 | 4,012 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 29 | 4,966 |
| Assets and Liabilities | ||
| Total Assets: | $312,007,000 | 2,183 |
| Cash and due from depository institutions | $13,719,000 | 4,966 |
| Interest-bearing balances | $0 | 6,776 |
| Securities | $2,281,000 | 7,606 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,934 |
| Net loans & leases | $282,109,000 | 1,737 |
| Loan loss allowance | $4,039,000 | 1,462 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $3,260,000 | 3,536 |
| Other real estate owned | $6,000 | 4,966 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $10,632,000 | 1,763 |
| Life insurance assets | $0 | 4,015 |
| Total liabilities and capital | $312,007,000 | 2,183 |
| Total liabilities | $284,274,000 | 2,142 |
| Total deposits | $85,886,000 | 4,970 |
| Interest-bearing deposits | $70,544,000 | 5,029 |
| Deposits held in domestic offices | $85,886,000 | 4,966 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $167,921,000 | 237 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $30,000,000 | 1,643 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $467,000 | 5,602 |
| Total equity capital | $27,733,000 | 2,467 |
| Total bank equity capital | $27,733,000 | 2,467 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $1,000,000 | 2,852 |
| Surplus | $14,643,000 | 1,960 |
| Undivided profits | $12,090,000 | 2,675 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,021,000 | 2,098 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $1,573,000 | 2,463 |
| Earning assets | $284,390,000 | 2,185 |
| Long-term assets (5+ years) | $103,432,000 | 1,218 |
| Average Assets, year-to-date | $287,077,000 | 2,281 |
| Average Assets, quarterly | $298,971,000 | 2,235 |
| Volatile liabilities | $189,914,000 | 808 |
| Insider loans | $3,135,000 | 2,345 |
| FHLB advances | $30,000,000 | 1,552 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $13,498,000 | 4,116 |
| Tier 1 (core) risk-based capital | $27,767,000 | 2,353 |
| Tier 2 risk-based capital | $3,815,000 | 1,447 |
| Total risk weighted assets | $304,894,000 | 1,691 |
| Total unused commitments | $13,498,000 | 4,116 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 29 | 4,992 |
| Assets and Liabilities | ||
| Total Assets: | $285,935,000 | 2,325 |
| Cash and due from depository institutions | $13,499,000 | 4,992 |
| Interest-bearing balances | $0 | 6,734 |
| Securities | $2,405,000 | 7,609 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,601 |
| Net loans & leases | $257,711,000 | 1,834 |
| Loan loss allowance | $3,133,000 | 1,764 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $3,301,000 | 3,479 |
| Other real estate owned | $6,000 | 4,992 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $9,013,000 | 1,947 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $285,935,000 | 2,325 |
| Total liabilities | $260,066,000 | 2,291 |
| Total deposits | $83,335,000 | 5,066 |
| Interest-bearing deposits | $66,671,000 | 5,205 |
| Deposits held in domestic offices | $83,335,000 | 5,063 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $175,499,000 | 217 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $0 | 5,604 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,232,000 | 3,543 |
| Total equity capital | $25,869,000 | 2,671 |
| Total bank equity capital | $25,869,000 | 2,671 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $1,000,000 | 2,858 |
| Surplus | $13,110,000 | 2,130 |
| Undivided profits | $11,759,000 | 2,856 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,037,000 | 1,916 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $1,504,000 | 2,612 |
| Earning assets | $260,116,000 | 2,334 |
| Long-term assets (5+ years) | $108,523,000 | 1,135 |
| Average Assets, year-to-date | $274,612,000 | 2,371 |
| Average Assets, quarterly | $274,612,000 | 2,371 |
| Volatile liabilities | $198,579,000 | 742 |
| Insider loans | $2,320,000 | 2,808 |
| FHLB advances | $0 | 5,198 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $14,322,000 | 4,078 |
| Tier 1 (core) risk-based capital | $25,871,000 | 2,510 |
| Tier 2 risk-based capital | $3,210,000 | 1,646 |
| Total risk weighted assets | $272,280,000 | 1,845 |
| Total unused commitments | $14,322,000 | 4,079 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 19 | 6,196 |
| Assets and Liabilities | ||
| Total Assets: | $263,289,000 | 2,452 |
| Cash and due from depository institutions | $15,161,000 | 6,196 |
| Interest-bearing balances | $0 | 6,620 |
| Securities | $2,450,000 | 7,677 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,130 |
| Net loans & leases | $233,745,000 | 2,015 |
| Loan loss allowance | $2,783,000 | 1,931 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $3,361,000 | 3,411 |
| Other real estate owned | $6,000 | 6,196 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $8,566,000 | 2,044 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $263,289,000 | 2,452 |
| Total liabilities | $238,115,000 | 2,444 |
| Total deposits | $75,203,000 | 5,351 |
| Interest-bearing deposits | $64,093,000 | 5,299 |
| Deposits held in domestic offices | $75,203,000 | 5,349 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $161,924,000 | 232 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,553 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $988,000 | 4,032 |
| Total equity capital | $25,174,000 | 2,699 |
| Total bank equity capital | $25,174,000 | 2,699 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,000,000 | 2,860 |
| Surplus | $13,063,000 | 2,118 |
| Undivided profits | $11,111,000 | 2,928 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,336,000 | 1,983 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $1,439,000 | 2,922 |
| Earning assets | $236,195,000 | 2,524 |
| Long-term assets (5+ years) | $101,941,000 | 1,133 |
| Average Assets, year-to-date | $220,166,800 | 2,784 |
| Average Assets, quarterly | $252,367,000 | 2,525 |
| Volatile liabilities | $185,951,000 | 800 |
| Insider loans | $2,343,000 | 2,740 |
| FHLB advances | $0 | 5,108 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $13,407,000 | 4,196 |
| Tier 1 (core) risk-based capital | $25,198,000 | 2,561 |
| Tier 2 risk-based capital | $2,861,000 | 1,796 |
| Total risk weighted assets | $248,083,000 | 1,988 |
| Total unused commitments | $13,407,000 | 4,196 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 20 | 6,092 |
| Assets and Liabilities | ||
| Total Assets: | $241,445,000 | 2,609 |
| Cash and due from depository institutions | $8,837,000 | 6,092 |
| Interest-bearing balances | $0 | 6,576 |
| Securities | $2,537,000 | 7,696 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,196 |
| Net loans & leases | $218,876,000 | 2,107 |
| Loan loss allowance | $2,649,000 | 1,961 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $3,441,000 | 3,320 |
| Other real estate owned | $6,000 | 6,092 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $7,748,000 | 2,210 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $241,445,000 | 2,609 |
| Total liabilities | $218,864,000 | 2,584 |
| Total deposits | $77,482,000 | 5,213 |
| Interest-bearing deposits | $66,795,000 | 5,162 |
| Deposits held in domestic offices | $77,482,000 | 5,211 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $140,686,000 | 245 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,543 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $696,000 | 4,950 |
| Total equity capital | $22,581,000 | 2,944 |
| Total bank equity capital | $22,581,000 | 2,944 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,000,000 | 2,840 |
| Surplus | $11,050,000 | 2,342 |
| Undivided profits | $10,531,000 | 3,050 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $870,000 | 3,377 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $1,436,000 | 3,099 |
| Earning assets | $221,413,000 | 2,617 |
| Long-term assets (5+ years) | $96,814,000 | 1,151 |
| Average Assets, year-to-date | $209,386,250 | 2,915 |
| Average Assets, quarterly | $231,799,000 | 2,687 |
| Volatile liabilities | $167,164,000 | 866 |
| Insider loans | $0 | 7,654 |
| FHLB advances | $0 | 5,081 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $10,881,000 | 4,591 |
| Tier 1 (core) risk-based capital | $22,627,000 | 2,814 |
| Tier 2 risk-based capital | $2,708,000 | 1,866 |
| Total risk weighted assets | $229,459,000 | 2,070 |
| Total unused commitments | $10,881,000 | 4,591 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 23 | 5,742 |
| Assets and Liabilities | ||
| Total Assets: | $222,153,000 | 2,812 |
| Cash and due from depository institutions | $9,321,000 | 5,742 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $2,587,000 | 7,746 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,299 |
| Net loans & leases | $199,766,000 | 2,268 |
| Loan loss allowance | $2,641,000 | 1,988 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $3,505,000 | 3,267 |
| Other real estate owned | $6,000 | 5,742 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $6,968,000 | 2,392 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $222,153,000 | 2,812 |
| Total liabilities | $202,540,000 | 2,772 |
| Total deposits | $81,673,000 | 5,052 |
| Interest-bearing deposits | $69,704,000 | 5,017 |
| Deposits held in domestic offices | $81,673,000 | 5,050 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $119,930,000 | 276 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,494 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $937,000 | 4,034 |
| Total equity capital | $19,613,000 | 3,282 |
| Total bank equity capital | $19,613,000 | 3,282 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,000,000 | 2,842 |
| Surplus | $8,545,000 | 2,836 |
| Undivided profits | $10,068,000 | 3,091 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $870,000 | 3,156 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $1,376,000 | 3,021 |
| Earning assets | $202,353,000 | 2,820 |
| Long-term assets (5+ years) | $87,902,000 | 1,230 |
| Average Assets, year-to-date | $198,700,000 | 3,063 |
| Average Assets, quarterly | $209,121,000 | 2,965 |
| Volatile liabilities | $149,735,000 | 960 |
| Insider loans | $0 | 7,685 |
| FHLB advances | $0 | 5,027 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $9,380,000 | 4,958 |
| Tier 1 (core) risk-based capital | $19,692,000 | 3,179 |
| Tier 2 risk-based capital | $2,627,000 | 1,924 |
| Total risk weighted assets | $210,087,000 | 2,237 |
| Total unused commitments | $9,380,000 | 4,960 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 24 | 5,600 |
| Assets and Liabilities | ||
| Total Assets: | $196,089,000 | 3,140 |
| Cash and due from depository institutions | $9,432,000 | 5,600 |
| Interest-bearing balances | $0 | 6,642 |
| Securities | $2,790,000 | 7,734 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,772 |
| Net loans & leases | $172,910,000 | 2,494 |
| Loan loss allowance | $2,446,000 | 2,111 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $3,582,000 | 3,198 |
| Other real estate owned | $6,000 | 5,600 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $7,369,000 | 2,223 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $196,089,000 | 3,140 |
| Total liabilities | $178,382,000 | 3,094 |
| Total deposits | $88,468,000 | 4,836 |
| Interest-bearing deposits | $77,479,000 | 4,722 |
| Deposits held in domestic offices | $88,468,000 | 4,834 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $88,657,000 | 336 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $0 | 5,479 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $1,257,000 | 3,407 |
| Total equity capital | $17,707,000 | 3,587 |
| Total bank equity capital | $17,707,000 | 3,587 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,000,000 | 2,835 |
| Surplus | $7,011,000 | 3,188 |
| Undivided profits | $9,696,000 | 3,247 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $829,000 | 3,112 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $1,072,000 | 3,605 |
| Earning assets | $175,700,000 | 3,192 |
| Long-term assets (5+ years) | $72,740,000 | 1,416 |
| Average Assets, year-to-date | $186,973,500 | 3,247 |
| Average Assets, quarterly | $186,973,500 | 3,247 |
| Volatile liabilities | $125,927,000 | 1,101 |
| Insider loans | $0 | 7,710 |
| FHLB advances | $0 | 5,010 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $11,823,000 | 4,479 |
| Tier 1 (core) risk-based capital | $17,756,000 | 3,470 |
| Tier 2 risk-based capital | $2,300,000 | 2,138 |
| Total risk weighted assets | $183,685,000 | 2,455 |
| Total unused commitments | $11,823,000 | 4,480 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 23 | 5,740 |
| Assets and Liabilities | ||
| Total Assets: | $177,858,000 | 3,384 |
| Cash and due from depository institutions | $8,946,000 | 5,740 |
| Interest-bearing balances | $0 | 6,658 |
| Securities | $4,444,000 | 7,394 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,403 |
| Net loans & leases | $155,921,000 | 2,705 |
| Loan loss allowance | $2,206,000 | 2,271 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $3,631,000 | 3,109 |
| Other real estate owned | $6,000 | 5,740 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $4,910,000 | 3,043 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $177,858,000 | 3,384 |
| Total liabilities | $160,366,000 | 3,353 |
| Total deposits | $89,631,000 | 4,756 |
| Interest-bearing deposits | $76,362,000 | 4,731 |
| Deposits held in domestic offices | $89,631,000 | 4,754 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $68,639,000 | 401 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,610 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $2,096,000 | 2,301 |
| Total equity capital | $17,492,000 | 3,560 |
| Total bank equity capital | $17,492,000 | 3,560 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $1,000,000 | 2,834 |
| Surplus | $7,000,000 | 3,145 |
| Undivided profits | $9,492,000 | 3,256 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $285,000 | 4,815 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $814,000 | 4,640 |
| Earning assets | $160,365,000 | 3,416 |
| Long-term assets (5+ years) | $60,741,000 | 1,623 |
| Average Assets, year-to-date | $147,873,600 | 3,792 |
| Average Assets, quarterly | $165,052,500 | 3,556 |
| Volatile liabilities | $107,519,000 | 1,395 |
| Insider loans | $0 | 7,725 |
| FHLB advances | $0 | 5,139 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $14,774,000 | 3,944 |
| Tier 1 (core) risk-based capital | $17,549,000 | 3,449 |
| Tier 2 risk-based capital | $2,091,000 | 2,280 |
| Total risk weighted assets | $167,087,000 | 2,665 |
| Total unused commitments | $14,774,000 | 3,944 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 22 | 5,917 |
| Assets and Liabilities | ||
| Total Assets: | $152,247,000 | 3,798 |
| Cash and due from depository institutions | $6,170,000 | 5,917 |
| Interest-bearing balances | $0 | 6,705 |
| Securities | $4,538,000 | 7,441 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $133,967,000 | 3,067 |
| Loan loss allowance | $1,861,000 | 2,636 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $3,483,000 | 3,185 |
| Other real estate owned | $56,000 | 5,917 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $4,033,000 | 3,492 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $152,247,000 | 3,798 |
| Total liabilities | $135,841,000 | 3,801 |
| Total deposits | $94,518,000 | 4,535 |
| Interest-bearing deposits | $82,527,000 | 4,426 |
| Deposits held in domestic offices | $94,518,000 | 4,532 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $35,061,000 | 578 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,812 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $6,262,000 | 931 |
| Total equity capital | $16,406,000 | 3,719 |
| Total bank equity capital | $16,406,000 | 3,719 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,000,000 | 2,848 |
| Surplus | $5,992,000 | 3,481 |
| Undivided profits | $9,414,000 | 3,257 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $34,000 | 6,851 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $922,000 | 4,228 |
| Earning assets | $138,505,000 | 3,813 |
| Long-term assets (5+ years) | $51,253,000 | 1,805 |
| Average Assets, year-to-date | $140,377,500 | 3,944 |
| Average Assets, quarterly | $139,143,500 | 4,007 |
| Volatile liabilities | $77,432,000 | 1,858 |
| Insider loans | $0 | 7,800 |
| FHLB advances | $0 | 5,308 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $15,801,000 | 3,791 |
| Tier 1 (core) risk-based capital | $16,473,000 | 3,626 |
| Tier 2 risk-based capital | $1,792,000 | 2,593 |
| Total risk weighted assets | $143,244,000 | 3,011 |
| Total unused commitments | $15,801,000 | 3,792 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 23 | 5,813 |
| Assets and Liabilities | ||
| Total Assets: | $126,040,000 | 4,295 |
| Cash and due from depository institutions | $5,677,000 | 5,813 |
| Interest-bearing balances | $0 | 6,732 |
| Securities | $4,426,000 | 7,514 |
| Federal funds sold & reverse repurchase agreements | $11,000 | 5,834 |
| Net loans & leases | $110,272,000 | 3,518 |
| Loan loss allowance | $1,441,000 | 3,218 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $2,322,000 | 4,094 |
| Other real estate owned | $94,000 | 5,813 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $3,238,000 | 4,001 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $126,040,000 | 4,295 |
| Total liabilities | $110,197,000 | 4,359 |
| Total deposits | $102,601,000 | 4,289 |
| Interest-bearing deposits | $91,066,000 | 4,121 |
| Deposits held in domestic offices | $102,601,000 | 4,285 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,480,000 | 1,519 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $0 | 5,848 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,116,000 | 3,278 |
| Total equity capital | $15,843,000 | 3,716 |
| Total bank equity capital | $15,843,000 | 3,716 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $1,000,000 | 2,841 |
| Surplus | $5,977,000 | 3,443 |
| Undivided profits | $8,866,000 | 3,259 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $30,000 | 6,865 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $671,000 | 4,944 |
| Earning assets | $114,709,000 | 4,326 |
| Long-term assets (5+ years) | $41,358,000 | 2,080 |
| Average Assets, year-to-date | $136,421,000 | 4,025 |
| Average Assets, quarterly | $132,948,000 | 4,112 |
| Volatile liabilities | $56,178,000 | 2,362 |
| Insider loans | $0 | 7,848 |
| FHLB advances | $0 | 5,334 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $15,259,000 | 3,877 |
| Tier 1 (core) risk-based capital | $15,993,000 | 3,663 |
| Tier 2 risk-based capital | $1,477,000 | 2,999 |
| Total risk weighted assets | $118,148,000 | 3,493 |
| Total unused commitments | $15,259,000 | 3,877 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 19 | 6,329 |
| Assets and Liabilities | ||
| Total Assets: | $139,856,000 | 3,977 |
| Cash and due from depository institutions | $3,392,000 | 6,329 |
| Interest-bearing balances | $0 | 6,770 |
| Securities | $4,636,000 | 7,497 |
| Federal funds sold & reverse repurchase agreements | $43,848,000 | 324 |
| Net loans & leases | $83,245,000 | 4,221 |
| Loan loss allowance | $1,301,000 | 3,449 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $2,064,000 | 4,336 |
| Other real estate owned | $94,000 | 6,329 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $2,577,000 | 4,457 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $139,856,000 | 3,977 |
| Total liabilities | $124,328,000 | 3,988 |
| Total deposits | $112,443,000 | 4,019 |
| Interest-bearing deposits | $100,808,000 | 3,842 |
| Deposits held in domestic offices | $112,443,000 | 4,015 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,741,000 | 1,099 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $1,144,000 | 3,236 |
| Total equity capital | $15,528,000 | 3,738 |
| Total bank equity capital | $15,528,000 | 3,738 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,000,000 | 2,827 |
| Surplus | $5,957,000 | 3,381 |
| Undivided profits | $8,571,000 | 3,367 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $62,000 | 6,443 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $598,000 | 5,119 |
| Earning assets | $131,729,000 | 3,899 |
| Long-term assets (5+ years) | $29,923,000 | 2,580 |
| Average Assets, year-to-date | $141,611,500 | 3,917 |
| Average Assets, quarterly | $141,611,500 | 3,917 |
| Volatile liabilities | $63,753,000 | 2,064 |
| Insider loans | $0 | 7,878 |
| FHLB advances | $0 | 5,285 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $12,638,000 | 4,311 |
| Tier 1 (core) risk-based capital | $15,619,000 | 3,677 |
| Tier 2 risk-based capital | $1,235,000 | 3,389 |
| Total risk weighted assets | $98,666,000 | 3,896 |
| Total unused commitments | $12,638,000 | 4,311 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 19 | 6,343 |
| Assets and Liabilities | ||
| Total Assets: | $143,367,000 | 3,893 |
| Cash and due from depository institutions | $4,799,000 | 6,343 |
| Interest-bearing balances | $0 | 6,803 |
| Securities | $4,873,000 | 7,488 |
| Federal funds sold & reverse repurchase agreements | $53,283,000 | 239 |
| Net loans & leases | $76,115,000 | 4,433 |
| Loan loss allowance | $1,209,000 | 3,615 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $2,030,000 | 4,368 |
| Other real estate owned | $94,000 | 6,343 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $2,173,000 | 4,862 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $143,367,000 | 3,893 |
| Total liabilities | $126,227,000 | 3,930 |
| Total deposits | $108,880,000 | 4,097 |
| Interest-bearing deposits | $98,447,000 | 3,855 |
| Deposits held in domestic offices | $108,880,000 | 4,093 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,557,000 | 933 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,856 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,790,000 | 1,628 |
| Total equity capital | $17,140,000 | 3,427 |
| Total bank equity capital | $17,140,000 | 3,427 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $1,000,000 | 2,825 |
| Surplus | $5,936,000 | 3,350 |
| Undivided profits | $10,204,000 | 2,988 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $9,000 | 7,360 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $432,000 | 6,193 |
| Earning assets | $134,271,000 | 3,806 |
| Long-term assets (5+ years) | $24,337,000 | 2,913 |
| Average Assets, year-to-date | $154,392,400 | 3,522 |
| Average Assets, quarterly | $149,718,500 | 3,711 |
| Volatile liabilities | $69,310,000 | 1,886 |
| Insider loans | $0 | 7,892 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $12,830,000 | 4,211 |
| Tier 1 (core) risk-based capital | $17,194,000 | 3,333 |
| Tier 2 risk-based capital | $1,178,000 | 3,479 |
| Total risk weighted assets | $94,092,000 | 4,004 |
| Total unused commitments | $12,830,000 | 4,211 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 18 | 6,506 |
| Assets and Liabilities | ||
| Total Assets: | $156,070,000 | 3,573 |
| Cash and due from depository institutions | $6,430,000 | 6,506 |
| Interest-bearing balances | $0 | 6,835 |
| Securities | $4,458,000 | 7,618 |
| Federal funds sold & reverse repurchase agreements | $71,112,000 | 201 |
| Net loans & leases | $69,652,000 | 4,649 |
| Loan loss allowance | $1,216,000 | 3,565 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $2,025,000 | 4,333 |
| Other real estate owned | $94,000 | 6,506 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $2,299,000 | 4,692 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $156,070,000 | 3,573 |
| Total liabilities | $139,287,000 | 3,580 |
| Total deposits | $119,886,000 | 3,726 |
| Interest-bearing deposits | $106,113,000 | 3,572 |
| Deposits held in domestic offices | $119,886,000 | 3,722 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,207,000 | 1,190 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $0 | 5,928 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $10,194,000 | 588 |
| Total equity capital | $16,783,000 | 3,452 |
| Total bank equity capital | $16,783,000 | 3,452 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,000,000 | 2,806 |
| Surplus | $5,927,000 | 3,300 |
| Undivided profits | $9,856,000 | 3,101 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,741 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $386,000 | 6,524 |
| Earning assets | $145,222,000 | 3,531 |
| Long-term assets (5+ years) | $21,290,000 | 3,191 |
| Average Assets, year-to-date | $157,148,750 | 3,456 |
| Average Assets, quarterly | $150,941,000 | 3,635 |
| Volatile liabilities | $70,670,000 | 1,785 |
| Insider loans | $0 | 7,932 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $10,195,000 | 4,630 |
| Tier 1 (core) risk-based capital | $16,804,000 | 3,355 |
| Tier 2 risk-based capital | $1,131,000 | 3,546 |
| Total risk weighted assets | $90,301,000 | 4,083 |
| Total unused commitments | $10,195,000 | 4,633 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 20 | 6,229 |
| Assets and Liabilities | ||
| Total Assets: | $145,812,000 | 3,712 |
| Cash and due from depository institutions | $3,659,000 | 6,229 |
| Interest-bearing balances | $0 | 6,834 |
| Securities | $3,769,000 | 7,822 |
| Federal funds sold & reverse repurchase agreements | $82,097,000 | 164 |
| Net loans & leases | $52,234,000 | 5,400 |
| Loan loss allowance | $1,232,000 | 3,478 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,207,000 | 4,093 |
| Other real estate owned | $94,000 | 6,229 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $1,752,000 | 5,220 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $145,812,000 | 3,712 |
| Total liabilities | $129,798,000 | 3,712 |
| Total deposits | $120,378,000 | 3,667 |
| Interest-bearing deposits | $109,488,000 | 3,441 |
| Deposits held in domestic offices | $120,378,000 | 3,664 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,690,000 | 1,240 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,868 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $730,000 | 3,969 |
| Total equity capital | $16,014,000 | 3,530 |
| Total bank equity capital | $16,014,000 | 3,530 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,000,000 | 2,786 |
| Surplus | $5,905,000 | 3,255 |
| Undivided profits | $9,109,000 | 3,255 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $26,000 | 7,156 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $256,000 | 7,332 |
| Earning assets | $138,100,000 | 3,618 |
| Long-term assets (5+ years) | $8,907,000 | 4,904 |
| Average Assets, year-to-date | $157,508,330 | 3,430 |
| Average Assets, quarterly | $151,703,500 | 3,568 |
| Volatile liabilities | $71,998,000 | 1,693 |
| Insider loans | $0 | 7,951 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $10,530,000 | 4,527 |
| Tier 1 (core) risk-based capital | $16,011,000 | 3,423 |
| Tier 2 risk-based capital | $930,000 | 4,026 |
| Total risk weighted assets | $74,045,000 | 4,568 |
| Total unused commitments | $10,530,000 | 4,528 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 21 | 6,116 |
| Assets and Liabilities | ||
| Total Assets: | $157,595,000 | 3,457 |
| Cash and due from depository institutions | $3,708,000 | 6,116 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $2,345,000 | 8,234 |
| Federal funds sold & reverse repurchase agreements | $100,790,000 | 148 |
| Net loans & leases | $47,159,000 | 5,641 |
| Loan loss allowance | $1,441,000 | 3,067 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,742,000 | 4,645 |
| Other real estate owned | $88,000 | 6,116 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $1,763,000 | 5,206 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $157,595,000 | 3,457 |
| Total liabilities | $142,043,000 | 3,452 |
| Total deposits | $127,913,000 | 3,498 |
| Interest-bearing deposits | $112,991,000 | 3,352 |
| Deposits held in domestic offices | $127,913,000 | 3,495 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,141,000 | 959 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,784 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $989,000 | 3,228 |
| Total equity capital | $15,552,000 | 3,546 |
| Total bank equity capital | $15,552,000 | 3,546 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,000,000 | 2,793 |
| Surplus | $5,881,000 | 3,232 |
| Undivided profits | $8,671,000 | 3,292 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $63,000 | 6,711 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $252,000 | 7,322 |
| Earning assets | $150,294,000 | 3,363 |
| Long-term assets (5+ years) | $7,491,000 | 5,295 |
| Average Assets, year-to-date | $163,356,500 | 3,348 |
| Average Assets, quarterly | $163,356,500 | 3,348 |
| Volatile liabilities | $80,885,000 | 1,488 |
| Insider loans | $0 | 8,007 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $9,880,000 | 4,641 |
| Tier 1 (core) risk-based capital | $15,565,000 | 3,458 |
| Tier 2 risk-based capital | $972,000 | 3,888 |
| Total risk weighted assets | $77,261,000 | 4,426 |
| Total unused commitments | $9,880,000 | 4,642 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 24 | 5,724 |
| Assets and Liabilities | ||
| Total Assets: | $169,118,000 | 3,267 |
| Cash and due from depository institutions | $3,654,000 | 5,724 |
| Interest-bearing balances | $0 | 6,872 |
| Securities | $1,596,000 | 8,443 |
| Federal funds sold & reverse repurchase agreements | $112,530,000 | 150 |
| Net loans & leases | $47,844,000 | 5,606 |
| Loan loss allowance | $1,456,000 | 3,009 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,703,000 | 4,701 |
| Other real estate owned | $88,000 | 5,724 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $1,703,000 | 5,255 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $169,118,000 | 3,267 |
| Total liabilities | $153,953,000 | 3,235 |
| Total deposits | $142,484,000 | 3,178 |
| Interest-bearing deposits | $127,993,000 | 3,018 |
| Deposits held in domestic offices | $142,484,000 | 3,173 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,774,000 | 1,095 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $0 | 5,836 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $695,000 | 3,956 |
| Total equity capital | $15,165,000 | 3,616 |
| Total bank equity capital | $15,165,000 | 3,616 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,000,000 | 2,784 |
| Surplus | $5,885,000 | 3,183 |
| Undivided profits | $8,280,000 | 3,445 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $238,000 | 5,146 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $202,000 | 7,771 |
| Earning assets | $161,970,000 | 3,157 |
| Long-term assets (5+ years) | $6,462,000 | 5,640 |
| Average Assets, year-to-date | $173,002,600 | 3,101 |
| Average Assets, quarterly | $173,674,500 | 3,161 |
| Volatile liabilities | $89,143,000 | 1,326 |
| Insider loans | $0 | 8,048 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $10,392,000 | 4,362 |
| Tier 1 (core) risk-based capital | $15,164,000 | 3,487 |
| Tier 2 risk-based capital | $998,000 | 3,816 |
| Total risk weighted assets | $79,361,000 | 4,336 |
| Total unused commitments | $10,392,000 | 4,363 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 25 | 5,600 |
| Assets and Liabilities | ||
| Total Assets: | $178,231,000 | 3,107 |
| Cash and due from depository institutions | $12,459,000 | 5,600 |
| Interest-bearing balances | $0 | 6,935 |
| Securities | $1,645,000 | 8,471 |
| Federal funds sold & reverse repurchase agreements | $112,480,000 | 145 |
| Net loans & leases | $48,188,000 | 5,577 |
| Loan loss allowance | $1,513,000 | 2,919 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $1,695,000 | 4,676 |
| Other real estate owned | $88,000 | 5,600 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $1,676,000 | 5,267 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $178,231,000 | 3,107 |
| Total liabilities | $163,211,000 | 3,057 |
| Total deposits | $157,192,000 | 2,885 |
| Interest-bearing deposits | $133,340,000 | 2,886 |
| Deposits held in domestic offices | $157,192,000 | 2,879 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,001,000 | 1,637 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,018,000 | 3,156 |
| Total equity capital | $15,020,000 | 3,649 |
| Total bank equity capital | $15,020,000 | 3,649 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $1,000,000 | 2,785 |
| Surplus | $5,858,000 | 3,148 |
| Undivided profits | $8,162,000 | 3,492 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $243,000 | 5,317 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $170,000 | 8,158 |
| Earning assets | $162,313,000 | 3,116 |
| Long-term assets (5+ years) | $6,068,000 | 5,827 |
| Average Assets, year-to-date | $173,973,750 | 3,079 |
| Average Assets, quarterly | $179,226,500 | 3,067 |
| Volatile liabilities | $90,935,000 | 1,269 |
| Insider loans | $0 | 8,077 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $8,046,000 | 4,857 |
| Tier 1 (core) risk-based capital | $15,016,000 | 3,498 |
| Tier 2 risk-based capital | $1,035,000 | 3,674 |
| Total risk weighted assets | $82,299,000 | 4,188 |
| Total unused commitments | $8,046,000 | 4,861 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 24 | 5,785 |
| Assets and Liabilities | ||
| Total Assets: | $180,222,000 | 3,045 |
| Cash and due from depository institutions | $13,467,000 | 5,785 |
| Interest-bearing balances | $0 | 6,951 |
| Securities | $1,072,000 | 8,654 |
| Federal funds sold & reverse repurchase agreements | $116,364,000 | 141 |
| Net loans & leases | $45,819,000 | 5,691 |
| Loan loss allowance | $1,538,000 | 2,884 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,719,000 | 4,615 |
| Other real estate owned | $88,000 | 5,785 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $1,693,000 | 5,232 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $180,222,000 | 3,045 |
| Total liabilities | $165,483,000 | 2,993 |
| Total deposits | $157,138,000 | 2,878 |
| Interest-bearing deposits | $135,754,000 | 2,839 |
| Deposits held in domestic offices | $157,138,000 | 2,873 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,485,000 | 1,344 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $860,000 | 3,279 |
| Total equity capital | $14,739,000 | 3,593 |
| Total bank equity capital | $14,739,000 | 3,593 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $1,000,000 | 2,796 |
| Surplus | $5,825,000 | 3,113 |
| Undivided profits | $7,914,000 | 3,430 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $270,000 | 5,182 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $132,000 | 8,413 |
| Earning assets | $163,255,000 | 3,074 |
| Long-term assets (5+ years) | $5,607,000 | 6,071 |
| Average Assets, year-to-date | $172,554,670 | 3,102 |
| Average Assets, quarterly | $172,366,000 | 3,128 |
| Volatile liabilities | $99,708,000 | 1,139 |
| Insider loans | $1,829,000 | 2,865 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $10,656,000 | 4,297 |
| Tier 1 (core) risk-based capital | $14,760,000 | 3,510 |
| Tier 2 risk-based capital | $938,000 | 3,921 |
| Total risk weighted assets | $74,430,000 | 4,444 |
| Total unused commitments | $10,656,000 | 4,298 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 24 | 5,784 |
| Assets and Liabilities | ||
| Total Assets: | $164,510,000 | 3,250 |
| Cash and due from depository institutions | $12,050,000 | 5,784 |
| Interest-bearing balances | $0 | 6,987 |
| Securities | $996,000 | 8,710 |
| Federal funds sold & reverse repurchase agreements | $99,847,000 | 166 |
| Net loans & leases | $48,073,000 | 5,513 |
| Loan loss allowance | $1,492,000 | 2,933 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $1,749,000 | 4,538 |
| Other real estate owned | $88,000 | 5,784 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $1,707,000 | 5,039 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $164,510,000 | 3,250 |
| Total liabilities | $149,952,000 | 3,205 |
| Total deposits | $136,448,000 | 3,223 |
| Interest-bearing deposits | $116,247,000 | 3,207 |
| Deposits held in domestic offices | $136,448,000 | 3,219 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,694,000 | 944 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $810,000 | 3,705 |
| Total equity capital | $14,558,000 | 3,709 |
| Total bank equity capital | $14,558,000 | 3,709 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $1,000,000 | 2,795 |
| Surplus | $5,816,000 | 3,082 |
| Undivided profits | $7,742,000 | 3,636 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $584,000 | 3,774 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $285,000 | 539 |
| Income earned, not collected on loans | $199,000 | 7,799 |
| Earning assets | $148,916,000 | 3,291 |
| Long-term assets (5+ years) | $6,679,000 | 5,738 |
| Average Assets, year-to-date | $168,721,000 | 3,160 |
| Average Assets, quarterly | $168,721,000 | 3,160 |
| Volatile liabilities | $84,834,000 | 1,243 |
| Insider loans | $1,943,000 | 2,695 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $12,884,000 | 3,833 |
| Tier 1 (core) risk-based capital | $14,551,000 | 3,526 |
| Tier 2 risk-based capital | $944,000 | 3,846 |
| Total risk weighted assets | $75,034,000 | 4,362 |
| Total unused commitments | $12,884,000 | 3,837 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 24 | 5,799 |
| Assets and Liabilities | ||
| Total Assets: | $172,932,000 | 3,118 |
| Cash and due from depository institutions | $3,534,000 | 5,799 |
| Interest-bearing balances | $0 | 6,994 |
| Securities | $1,001,000 | 8,768 |
| Federal funds sold & reverse repurchase agreements | $122,809,000 | 135 |
| Net loans & leases | $41,988,000 | 5,913 |
| Loan loss allowance | $1,483,000 | 2,931 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $1,768,000 | 4,514 |
| Other real estate owned | $159,000 | 5,799 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $1,673,000 | 5,135 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $172,932,000 | 3,118 |
| Total liabilities | $158,604,000 | 3,071 |
| Total deposits | $151,727,000 | 2,924 |
| Interest-bearing deposits | $135,350,000 | 2,807 |
| Deposits held in domestic offices | $151,727,000 | 2,920 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,991,000 | 1,616 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,886,000 | 1,950 |
| Total equity capital | $14,328,000 | 3,689 |
| Total bank equity capital | $14,328,000 | 3,689 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $1,000,000 | 2,819 |
| Surplus | $5,816,000 | 3,048 |
| Undivided profits | $7,512,000 | 3,649 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,080,000 | 2,549 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $289,000 | 498 |
| Income earned, not collected on loans | $157,000 | 8,283 |
| Earning assets | $165,798,000 | 3,011 |
| Long-term assets (5+ years) | $5,675,000 | 6,027 |
| Average Assets, year-to-date | $190,621,000 | 2,785 |
| Average Assets, quarterly | $182,486,500 | 2,968 |
| Volatile liabilities | $92,497,000 | 1,173 |
| Insider loans | $1,855,000 | 2,762 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $11,886,000 | 3,889 |
| Tier 1 (core) risk-based capital | $14,328,000 | 3,537 |
| Tier 2 risk-based capital | $890,000 | 4,011 |
| Total risk weighted assets | $70,594,000 | 4,529 |
| Total unused commitments | $11,886,000 | 3,892 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 24 | 5,813 |
| Assets and Liabilities | ||
| Total Assets: | $192,041,000 | 2,853 |
| Cash and due from depository institutions | $10,731,000 | 5,813 |
| Interest-bearing balances | $0 | 7,032 |
| Securities | $913,000 | 8,831 |
| Federal funds sold & reverse repurchase agreements | $131,358,000 | 151 |
| Net loans & leases | $45,354,000 | 5,668 |
| Loan loss allowance | $1,584,000 | 2,756 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,804,000 | 4,450 |
| Other real estate owned | $159,000 | 5,813 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $1,722,000 | 5,089 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $192,041,000 | 2,853 |
| Total liabilities | $177,911,000 | 2,779 |
| Total deposits | $170,181,000 | 2,642 |
| Interest-bearing deposits | $147,074,000 | 2,606 |
| Deposits held in domestic offices | $170,181,000 | 2,638 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,327,000 | 1,397 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,403,000 | 2,522 |
| Total equity capital | $14,130,000 | 3,713 |
| Total bank equity capital | $14,130,000 | 3,713 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $1,000,000 | 2,835 |
| Surplus | $5,798,000 | 2,992 |
| Undivided profits | $7,332,000 | 3,734 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $674,000 | 3,677 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $306,000 | 536 |
| Income earned, not collected on loans | $181,000 | 8,186 |
| Earning assets | $177,625,000 | 2,826 |
| Long-term assets (5+ years) | $6,603,000 | 5,806 |
| Average Assets, year-to-date | $195,043,250 | 2,761 |
| Average Assets, quarterly | $192,602,500 | 2,830 |
| Volatile liabilities | $112,298,000 | 962 |
| Insider loans | $1,904,000 | 2,694 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $10,105,000 | 4,256 |
| Tier 1 (core) risk-based capital | $14,136,000 | 3,546 |
| Tier 2 risk-based capital | $967,000 | 3,772 |
| Total risk weighted assets | $76,740,000 | 4,258 |
| Total unused commitments | $10,105,000 | 4,263 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 24 | 5,823 |
| Assets and Liabilities | ||
| Total Assets: | $193,164,000 | 2,823 |
| Cash and due from depository institutions | $9,287,000 | 5,823 |
| Interest-bearing balances | $0 | 7,050 |
| Securities | $663,000 | 8,904 |
| Federal funds sold & reverse repurchase agreements | $133,441,000 | 152 |
| Net loans & leases | $45,920,000 | 5,617 |
| Loan loss allowance | $1,499,000 | 2,863 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,804,000 | 4,427 |
| Other real estate owned | $400,000 | 5,823 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $1,649,000 | 5,075 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $193,164,000 | 2,823 |
| Total liabilities | $179,360,000 | 2,739 |
| Total deposits | $169,471,000 | 2,652 |
| Interest-bearing deposits | $149,257,000 | 2,558 |
| Deposits held in domestic offices | $169,471,000 | 2,647 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,184,000 | 1,105 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $705,000 | 4,178 |
| Total equity capital | $13,804,000 | 3,778 |
| Total bank equity capital | $13,804,000 | 3,778 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $1,000,000 | 2,835 |
| Surplus | $5,636,000 | 3,015 |
| Undivided profits | $7,168,000 | 3,811 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $886,000 | 3,119 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $359,000 | 504 |
| Income earned, not collected on loans | $184,000 | 8,139 |
| Earning assets | $180,024,000 | 2,774 |
| Long-term assets (5+ years) | $6,241,000 | 5,798 |
| Average Assets, year-to-date | $196,044,000 | 2,736 |
| Average Assets, quarterly | $198,615,000 | 2,740 |
| Volatile liabilities | $117,853,000 | 920 |
| Insider loans | $1,646,000 | 2,981 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $8,244,000 | 4,652 |
| Tier 1 (core) risk-based capital | $13,800,000 | 3,566 |
| Tier 2 risk-based capital | $979,000 | 3,686 |
| Total risk weighted assets | $77,795,000 | 4,192 |
| Total unused commitments | $8,244,000 | 4,663 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 25 | 5,670 |
| Assets and Liabilities | ||
| Total Assets: | $204,066,000 | 2,672 |
| Cash and due from depository institutions | $13,676,000 | 5,670 |
| Interest-bearing balances | $0 | 7,012 |
| Securities | $671,000 | 8,944 |
| Federal funds sold & reverse repurchase agreements | $143,854,000 | 154 |
| Net loans & leases | $42,146,000 | 5,828 |
| Loan loss allowance | $1,401,000 | 2,981 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $1,833,000 | 4,345 |
| Other real estate owned | $305,000 | 5,670 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $1,581,000 | 5,161 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $204,066,000 | 2,672 |
| Total liabilities | $190,579,000 | 2,577 |
| Total deposits | $177,629,000 | 2,500 |
| Interest-bearing deposits | $158,781,000 | 2,401 |
| Deposits held in domestic offices | $177,629,000 | 2,496 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,041,000 | 903 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $909,000 | 3,551 |
| Total equity capital | $13,487,000 | 3,791 |
| Total bank equity capital | $13,487,000 | 3,791 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,000,000 | 2,845 |
| Surplus | $5,636,000 | 2,968 |
| Undivided profits | $6,851,000 | 3,855 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,252,000 | 2,410 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $160,000 | 8,386 |
| Earning assets | $186,671,000 | 2,663 |
| Long-term assets (5+ years) | $4,461,000 | 6,290 |
| Average Assets, year-to-date | $197,484,000 | 2,722 |
| Average Assets, quarterly | $197,484,000 | 2,722 |
| Volatile liabilities | $129,868,000 | 828 |
| Insider loans | $1,707,000 | 2,834 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $9,206,000 | 4,337 |
| Tier 1 (core) risk-based capital | $13,483,000 | 3,601 |
| Tier 2 risk-based capital | $973,000 | 3,648 |
| Total risk weighted assets | $77,414,000 | 4,151 |
| Total unused commitments | $9,206,000 | 4,352 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 25 | 5,648 |
| Assets and Liabilities | ||
| Total Assets: | $190,902,000 | 2,779 |
| Cash and due from depository institutions | $4,164,000 | 5,648 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $767,000 | 8,968 |
| Federal funds sold & reverse repurchase agreements | $135,572,000 | 142 |
| Net loans & leases | $46,648,000 | 5,524 |
| Loan loss allowance | $1,494,000 | 2,755 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,863,000 | 4,273 |
| Other real estate owned | $305,000 | 5,648 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $1,583,000 | 5,183 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $190,902,000 | 2,779 |
| Total liabilities | $177,797,000 | 2,686 |
| Total deposits | $167,111,000 | 2,587 |
| Interest-bearing deposits | $154,162,000 | 2,408 |
| Deposits held in domestic offices | $167,111,000 | 2,583 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,665,000 | 1,043 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,021,000 | 3,332 |
| Total equity capital | $13,105,000 | 3,836 |
| Total bank equity capital | $13,105,000 | 3,836 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $1,000,000 | 2,848 |
| Surplus | $5,636,000 | 2,935 |
| Undivided profits | $6,469,000 | 3,986 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,285,000 | 2,290 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $191,000 | 8,209 |
| Earning assets | $182,987,000 | 2,664 |
| Long-term assets (5+ years) | $5,323,000 | 5,971 |
| Average Assets, year-to-date | $176,586,400 | 2,832 |
| Average Assets, quarterly | $189,190,000 | 2,776 |
| Volatile liabilities | $126,747,000 | 833 |
| Insider loans | $1,721,000 | 2,821 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $7,948,000 | 4,568 |
| Tier 1 (core) risk-based capital | $13,099,000 | 3,628 |
| Tier 2 risk-based capital | $980,000 | 3,582 |
| Total risk weighted assets | $77,891,000 | 4,116 |
| Total unused commitments | $7,948,000 | 4,571 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 28 | 5,260 |
| Assets and Liabilities | ||
| Total Assets: | $140,281,000 | 3,456 |
| Cash and due from depository institutions | $6,880,000 | 5,260 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $5,288,000 | 7,843 |
| Federal funds sold & reverse repurchase agreements | $70,198,000 | 248 |
| Net loans & leases | $54,134,000 | 5,011 |
| Loan loss allowance | $1,798,000 | 2,200 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $1,944,000 | 4,110 |
| Other real estate owned | $0 | 5,260 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $1,837,000 | 4,767 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $140,281,000 | 3,456 |
| Total liabilities | $128,356,000 | 3,406 |
| Total deposits | $113,622,000 | 3,512 |
| Interest-bearing deposits | $102,988,000 | 3,329 |
| Deposits held in domestic offices | $113,622,000 | 3,507 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,180,000 | 892 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $554,000 | 5,106 |
| Total equity capital | $11,925,000 | 3,912 |
| Total bank equity capital | $11,925,000 | 3,912 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $1,000,000 | 2,902 |
| Surplus | $5,614,000 | 2,834 |
| Undivided profits | $5,311,000 | 4,287 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,370,000 | 685 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $6,000 | 1,412 |
| Income earned, not collected on loans | $298,000 | 7,564 |
| Earning assets | $129,620,000 | 3,417 |
| Long-term assets (5+ years) | $5,200,000 | 6,082 |
| Average Assets, year-to-date | $138,941,000 | 3,334 |
| Average Assets, quarterly | $135,138,500 | 3,521 |
| Volatile liabilities | $81,538,000 | 1,183 |
| Insider loans | $2,221,000 | 2,190 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $10,806,000 | 3,759 |
| Tier 1 (core) risk-based capital | $11,886,000 | 3,772 |
| Tier 2 risk-based capital | $938,000 | 3,526 |
| Total risk weighted assets | $74,167,000 | 4,133 |
| Total unused commitments | $10,806,000 | 3,770 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 27 | 5,474 |
| Assets and Liabilities | ||
| Total Assets: | $144,515,000 | 3,258 |
| Cash and due from depository institutions | $9,305,000 | 5,474 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $6,114,000 | 7,971 |
| Federal funds sold & reverse repurchase agreements | $67,236,000 | 214 |
| Net loans & leases | $58,647,000 | 4,663 |
| Loan loss allowance | $1,043,000 | 3,357 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $2,010,000 | 3,975 |
| Other real estate owned | $37,000 | 5,474 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $1,166,000 | 5,665 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $144,515,000 | 3,258 |
| Total liabilities | $133,069,000 | 3,200 |
| Total deposits | $106,258,000 | 3,587 |
| Interest-bearing deposits | $94,979,000 | 3,473 |
| Deposits held in domestic offices | $106,258,000 | 3,583 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,362,000 | 1,137 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $17,449,000 | 445 |
| Total equity capital | $11,446,000 | 3,949 |
| Total bank equity capital | $11,446,000 | 3,949 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $1,000,000 | 2,981 |
| Surplus | $5,600,000 | 2,758 |
| Undivided profits | $4,846,000 | 4,469 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,186,000 | 805 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $56,000 | 991 |
| Income earned, not collected on loans | $429,000 | 5,653 |
| Earning assets | $131,997,000 | 3,283 |
| Long-term assets (5+ years) | $7,061,000 | 5,342 |
| Average Assets, year-to-date | $133,483,400 | 3,338 |
| Average Assets, quarterly | $140,242,500 | 3,294 |
| Volatile liabilities | $75,476,000 | 1,230 |
| Insider loans | $2,103,000 | 2,231 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $12,082,000 | 3,316 |
| Tier 1 (core) risk-based capital | $11,454,000 | 3,813 |
| Tier 2 risk-based capital | $1,002,800 | 3,269 |
| Total risk weighted assets | $80,183,700 | 3,748 |
| Total unused commitments | $12,082,000 | 3,318 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 27 | 5,640 |
| Assets and Liabilities | ||
| Total Assets: | $118,009,000 | 3,819 |
| Cash and due from depository institutions | $2,412,000 | 5,640 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $10,631,000 | 6,880 |
| Federal funds sold & reverse repurchase agreements | $39,535,000 | 293 |
| Net loans & leases | $61,375,000 | 4,416 |
| Loan loss allowance | $1,837,000 | 1,999 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,204,000 | 3,709 |
| Other real estate owned | $33,000 | 5,640 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $1,819,000 | 4,259 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $118,009,000 | 3,819 |
| Total liabilities | $107,446,000 | 3,775 |
| Total deposits | $82,498,000 | 4,430 |
| Interest-bearing deposits | $72,512,000 | 4,333 |
| Deposits held in domestic offices | $82,498,000 | 4,424 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $23,616,000 | 754 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,332,000 | 2,581 |
| Total equity capital | $10,563,000 | 4,058 |
| Total bank equity capital | $10,563,000 | 4,058 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,000,000 | 3,047 |
| Surplus | $5,600,000 | 2,713 |
| Undivided profits | $3,963,000 | 4,815 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,486,000 | 1,568 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $375,000 | 5,639 |
| Earning assets | $111,541,000 | 3,706 |
| Long-term assets (5+ years) | $6,793,000 | 5,701 |
| Average Assets, year-to-date | $112,453,800 | 3,847 |
| Average Assets, quarterly | $113,406,000 | 3,910 |
| Volatile liabilities | $70,338,000 | 1,263 |
| Insider loans | $622,000 | 4,827 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $12,202,000 | 3,293 |
| Tier 1 (core) risk-based capital | $10,639,000 | 4,038 |
| Tier 2 risk-based capital | $955,510 | 3,281 |
| Total risk weighted assets | $75,559,110 | 3,815 |
| Total unused commitments | $12,202,000 | 3,296 |
| Derivatives | $2,172,000 | 421 |
| 1998-12-31 | Rank | |
| # of Employees: | 25 | 6,003 |
| Assets and Liabilities | ||
| Total Assets: | $118,358,000 | 3,762 |
| Cash and due from depository institutions | $23,308,000 | 6,003 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $11,592,000 | 6,637 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $79,467,000 | 3,405 |
| Loan loss allowance | $1,365,000 | 2,525 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $2,407,000 | 3,345 |
| Other real estate owned | $94,000 | 6,003 |
| Goodwill and other intangibles | $11,000 | 3,277 |
| All other assets | $1,479,000 | 4,521 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $118,358,000 | 3,762 |
| Total liabilities | $108,239,000 | 3,684 |
| Total deposits | $79,478,000 | 4,565 |
| Interest-bearing deposits | $70,109,000 | 4,455 |
| Deposits held in domestic offices | $79,478,000 | 4,559 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $21,975,000 | 708 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $5,805,000 | 2,107 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $981,000 | 3,581 |
| Total equity capital | $10,119,000 | 4,290 |
| Total bank equity capital | $10,119,000 | 4,290 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,000,000 | 3,049 |
| Surplus | $5,600,000 | 2,569 |
| Undivided profits | $3,519,000 | 5,463 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,160,000 | 844 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $471,000 | 4,829 |
| Earning assets | $91,059,000 | 4,386 |
| Long-term assets (5+ years) | $7,898,000 | 5,272 |
| Average Assets, year-to-date | $102,853,000 | 4,053 |
| Average Assets, quarterly | $110,360,000 | 3,917 |
| Volatile liabilities | $67,795,000 | 1,101 |
| Insider loans | $2,413,000 | 1,778 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $11,095,000 | 3,391 |
| Tier 1 (core) risk-based capital | $10,073,000 | 4,130 |
| Tier 2 risk-based capital | $1,131,860 | 2,727 |
| Total risk weighted assets | $90,315,660 | 3,090 |
| Total unused commitments | $11,095,000 | 3,395 |
| Derivatives | $2,304,000 | 462 |
| 1997-12-31 | Rank | |
| # of Employees: | 37 | 4,671 |
| Assets and Liabilities | ||
| Total Assets: | $87,902,000 | 4,827 |
| Cash and due from depository institutions | $11,147,000 | 4,671 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $12,353,000 | 6,705 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $60,453,000 | 4,302 |
| Loan loss allowance | $1,108,000 | 3,082 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $2,619,000 | 3,034 |
| Other real estate owned | $8,000 | 4,671 |
| Goodwill and other intangibles | $35,000 | 3,097 |
| All other assets | $1,287,000 | 5,049 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $87,902,000 | 4,827 |
| Total liabilities | $78,040,000 | 4,857 |
| Total deposits | $76,740,000 | 4,676 |
| Interest-bearing deposits | $68,003,000 | 4,558 |
| Deposits held in domestic offices | $76,740,000 | 4,668 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,300,000 | 2,855 |
| Total equity capital | $9,862,000 | 4,355 |
| Total bank equity capital | $9,862,000 | 4,355 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,000,000 | 3,120 |
| Surplus | $5,600,000 | 2,515 |
| Undivided profits | $3,262,000 | 5,780 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,282,000 | 2,000 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $451,000 | 5,172 |
| Earning assets | $72,806,000 | 5,214 |
| Long-term assets (5+ years) | $3,210,000 | 6,920 |
| Average Assets, year-to-date | $90,193,000 | 4,562 |
| Average Assets, quarterly | $87,279,000 | 4,808 |
| Volatile liabilities | $32,332,000 | 2,011 |
| Insider loans | $1,697,000 | 2,369 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $9,857,000 | 3,496 |
| Tier 1 (core) risk-based capital | $9,820,000 | 4,236 |
| Tier 2 risk-based capital | $843,620 | 3,416 |
| Total risk weighted assets | $67,225,320 | 3,957 |
| Total unused commitments | $9,857,000 | 3,498 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 36 | 5,025 |
| Assets and Liabilities | ||
| Total Assets: | $103,600,000 | 4,282 |
| Cash and due from depository institutions | $17,235,000 | 5,025 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $20,073,000 | 5,288 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $58,855,000 | 4,443 |
| Loan loss allowance | $993,000 | 3,544 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,738,000 | 2,834 |
| Other real estate owned | $0 | 5,025 |
| Goodwill and other intangibles | $75,000 | 2,639 |
| All other assets | $4,624,000 | 1,705 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $103,600,000 | 4,282 |
| Total liabilities | $94,411,000 | 4,230 |
| Total deposits | $85,873,000 | 4,372 |
| Interest-bearing deposits | $68,595,000 | 4,660 |
| Deposits held in domestic offices | $85,873,000 | 4,363 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,160,000 | 1,274 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $378,000 | 7,024 |
| Total equity capital | $9,189,000 | 4,656 |
| Total bank equity capital | $9,189,000 | 4,656 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $250,000 | 6,897 |
| Surplus | $5,600,000 | 2,574 |
| Undivided profits | $3,339,000 | 5,737 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $896,000 | 2,915 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $534,000 | 4,339 |
| Earning assets | $78,928,000 | 5,008 |
| Long-term assets (5+ years) | $12,400,000 | 3,707 |
| Average Assets, year-to-date | $95,764,800 | 4,422 |
| Average Assets, quarterly | $98,482,500 | 4,441 |
| Volatile liabilities | $31,287,000 | 2,013 |
| Insider loans | $1,870,000 | 2,252 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $9,041,000 | 3,603 |
| Tier 1 (core) risk-based capital | $9,108,000 | 4,575 |
| Tier 2 risk-based capital | $888,810 | 3,332 |
| Total risk weighted assets | $71,000,610 | 3,803 |
| Total unused commitments | $9,041,000 | 3,617 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 33 | 5,554 |
| Assets and Liabilities | ||
| Total Assets: | $82,057,000 | 5,252 |
| Cash and due from depository institutions | $4,659,000 | 5,554 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $12,811,000 | 7,331 |
| Federal funds sold & reverse repurchase agreements | $4,280,000 | 3,321 |
| Net loans & leases | $55,485,000 | 4,589 |
| Loan loss allowance | $840,000 | 4,083 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $2,959,000 | 2,580 |
| Other real estate owned | $24,000 | 5,554 |
| Goodwill and other intangibles | $682,000 | 1,392 |
| All other assets | $1,157,000 | 5,738 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $82,057,000 | 5,252 |
| Total liabilities | $73,195,000 | 5,267 |
| Total deposits | $72,661,000 | 5,103 |
| Interest-bearing deposits | $62,804,000 | 5,085 |
| Deposits held in domestic offices | $72,661,000 | 5,093 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $534,000 | 5,946 |
| Total equity capital | $8,862,000 | 4,790 |
| Total bank equity capital | $8,862,000 | 4,790 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $250,000 | 7,258 |
| Surplus | $5,600,000 | 2,588 |
| Undivided profits | $3,012,000 | 6,196 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $904,000 | 2,842 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $702,000 | 3,360 |
| Earning assets | $72,576,000 | 5,419 |
| Long-term assets (5+ years) | $2,684,000 | 7,299 |
| Average Assets, year-to-date | $82,103,000 | 5,040 |
| Average Assets, quarterly | $82,019,500 | 5,203 |
| Volatile liabilities | $11,083,000 | 4,252 |
| Insider loans | $2,328,000 | 1,853 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $7,580,000 | 3,915 |
| Tier 1 (core) risk-based capital | $8,221,000 | 4,979 |
| Tier 2 risk-based capital | $774,010 | 3,678 |
| Total risk weighted assets | $61,855,010 | 4,203 |
| Total unused commitments | $7,580,000 | 3,928 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 36 | 5,348 |
| Assets and Liabilities | ||
| Total Assets: | $81,942,000 | 5,200 |
| Cash and due from depository institutions | $4,085,000 | 5,348 |
| Interest-bearing balances | $42,000 | 6,182 |
| Securities | $19,949,000 | 5,879 |
| Federal funds sold & reverse repurchase agreements | $7,550,000 | 1,224 |
| Net loans & leases | $45,951,000 | 5,233 |
| Loan loss allowance | $623,000 | 5,249 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $2,747,000 | 2,684 |
| Other real estate owned | $60,000 | 5,348 |
| Goodwill and other intangibles | $804,000 | 1,193 |
| All other assets | $796,000 | 7,733 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $81,942,000 | 5,200 |
| Total liabilities | $73,948,000 | 5,228 |
| Total deposits | $69,634,000 | 5,247 |
| Interest-bearing deposits | $59,077,000 | 5,311 |
| Deposits held in domestic offices | $69,634,000 | 5,240 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,000,000 | 1,992 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $314,000 | 7,125 |
| Total equity capital | $7,994,000 | 4,931 |
| Total bank equity capital | $7,994,000 | 4,931 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $250,000 | 7,667 |
| Surplus | $5,600,000 | 2,502 |
| Undivided profits | $2,144,000 | 6,944 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $132,000 | 7,829 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $394,000 | 5,256 |
| Earning assets | $73,492,000 | 5,308 |
| Long-term assets (5+ years) | $2,083,000 | 8,197 |
| Average Assets, year-to-date | $77,536,800 | 5,370 |
| Average Assets, quarterly | $80,206,500 | 5,263 |
| Volatile liabilities | $15,049,000 | 3,176 |
| Insider loans | $307,000 | 7,083 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $7,415,000 | 3,845 |
| Tier 1 (core) risk-based capital | $7,403,000 | 5,342 |
| Tier 2 risk-based capital | $623,000 | 4,396 |
| Total risk weighted assets | $54,538,000 | 4,596 |
| Total unused commitments | $7,415,000 | 3,852 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 35 | 5,698 |
| Assets and Liabilities | ||
| Total Assets: | $73,770,000 | 5,803 |
| Cash and due from depository institutions | $3,258,000 | 5,698 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $21,581,000 | 5,801 |
| Federal funds sold & reverse repurchase agreements | $3,900,000 | 3,521 |
| Net loans & leases | $41,033,000 | 5,609 |
| Loan loss allowance | $438,000 | 6,974 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $2,297,000 | 3,172 |
| Other real estate owned | $140,000 | 5,698 |
| Goodwill and other intangibles | $927,000 | 1,043 |
| All other assets | $634,000 | 8,284 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $73,770,000 | 5,803 |
| Total liabilities | $66,590,000 | 5,835 |
| Total deposits | $66,112,000 | 5,676 |
| Interest-bearing deposits | $55,361,000 | 5,828 |
| Deposits held in domestic offices | $66,112,000 | 5,666 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $478,000 | 5,531 |
| Total equity capital | $7,180,000 | 5,495 |
| Total bank equity capital | $7,180,000 | 5,495 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $250,000 | 8,072 |
| Surplus | $5,600,000 | 2,421 |
| Undivided profits | $1,330,000 | 8,776 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $28,000 | 11,123 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $319,000 | 5,762 |
| Earning assets | $66,514,000 | 5,893 |
| Long-term assets (5+ years) | $4,305,000 | 6,869 |
| Average Assets, year-to-date | $68,052,800 | 6,055 |
| Average Assets, quarterly | $71,194,000 | 5,923 |
| Volatile liabilities | $8,778,000 | 4,514 |
| Insider loans | $852,000 | 4,171 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $7,872,000 | 3,667 |
| Tier 1 (core) risk-based capital | $6,253,000 | 6,094 |
| Tier 2 risk-based capital | $438,000 | 5,864 |
| Total risk weighted assets | $49,763,400 | 4,918 |
| Total unused commitments | $7,872,000 | 3,685 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 34 | 5,937 |
| Assets and Liabilities | ||
| Total Assets: | $68,519,000 | 6,234 |
| Cash and due from depository institutions | $3,029,000 | 5,937 |
| Interest-bearing balances | $200,000 | 6,016 |
| Securities | $26,978,000 | 4,866 |
| Federal funds sold & reverse repurchase agreements | $6,400,000 | 2,585 |
| Net loans & leases | $27,942,000 | 7,382 |
| Loan loss allowance | $300,000 | 8,803 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $2,248,000 | 3,242 |
| Other real estate owned | $0 | 5,937 |
| Goodwill and other intangibles | $1,042,000 | 981 |
| All other assets | $880,000 | 6,922 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $68,519,000 | 6,234 |
| Total liabilities | $62,131,000 | 6,240 |
| Total deposits | $61,620,000 | 6,105 |
| Interest-bearing deposits | $56,002,000 | 5,893 |
| Deposits held in domestic offices | $61,620,000 | 6,095 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $511,000 | 5,727 |
| Total equity capital | $6,388,000 | 5,832 |
| Total bank equity capital | $6,388,000 | 5,832 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $250,000 | 8,487 |
| Surplus | $5,600,000 | 2,337 |
| Undivided profits | $538,000 | 10,907 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $223,000 | 8,085 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $224,000 | 8,107 |
| Earning assets | $61,520,000 | 6,331 |
| Long-term assets (5+ years) | $8,710,000 | 4,731 |
| Average Assets, year-to-date | $59,306,400 | 6,836 |
| Average Assets, quarterly | $64,815,000 | 6,461 |
| Volatile liabilities | $5,040,000 | 6,544 |
| Insider loans | $338,000 | 2,647 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $4,716,000 | 4,785 |
| Tier 1 (core) risk-based capital | $5,346,000 | 6,681 |
| Tier 2 risk-based capital | $300,000 | 7,606 |
| Total risk weighted assets | $36,441,900 | 6,367 |
| Total unused commitments | $4,716,000 | 4,812 |
| Derivatives | $0 | 651 |