Home > Bank of Arizona > Income and Expense
Bank of Arizona, Income and Expense
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $13,237,000 | 2,277 |
| Total interest expense | $1,339,000 | 4,535 |
| Net interest income | $11,898,000 | 1,847 |
| Provision for loan and lease losses | $6,834,000 | 891 |
| Total noninterest income | $3,514,000 | 1,391 |
| Gross Fiduciary activities income | $417,000 | 594 |
| Service charges on deposit accounts | $963,000 | 1,550 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $2,134,000 | 1,347 |
| Total noninterest expense | $15,259,000 | 1,315 |
| Salaries and employee benefits | $8,965,000 | 1,109 |
| Premises and equipment expense | $2,975,000 | 869 |
| Additional noninterest expense | $3,319,000 | 2,100 |
| Pre-tax net operating income | $-6,681,000 | 7,213 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $-2,571,000 | 7,499 |
| Income before extraordinary items | $-4,110,000 | 7,111 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-4,110,000 | 7,110 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-4,110,000 | 7,111 |
| Net charge-offs | $4,928,000 | 1,032 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $157,000 | 681 |
| Net operating income | $-4,110,000 | 7,093 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $9,916,000 | 2,329 |
| Total interest expense | $1,069,000 | 4,532 |
| Net interest income | $8,847,000 | 1,898 |
| Provision for loan and lease losses | $2,479,000 | 1,442 |
| Total noninterest income | $2,450,000 | 1,445 |
| Gross Fiduciary activities income | $323,000 | 582 |
| Service charges on deposit accounts | $731,000 | 1,584 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $1,396,000 | 1,408 |
| Total noninterest expense | $10,915,000 | 1,374 |
| Salaries and employee benefits | $6,442,000 | 1,142 |
| Premises and equipment expense | $2,236,000 | 863 |
| Additional noninterest expense | $2,237,000 | 2,268 |
| Pre-tax net operating income | $-2,097,000 | 7,082 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $-655,000 | 7,424 |
| Income before extraordinary items | $-1,442,000 | 7,035 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-1,442,000 | 7,034 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-1,442,000 | 7,035 |
| Net charge-offs | $2,617,000 | 1,268 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $141,000 | 567 |
| Net operating income | $-1,442,000 | 7,000 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $6,457,000 | 2,413 |
| Total interest expense | $729,000 | 4,572 |
| Net interest income | $5,728,000 | 1,949 |
| Provision for loan and lease losses | $1,870,000 | 1,333 |
| Total noninterest income | $906,000 | 2,179 |
| Gross Fiduciary activities income | $229,000 | 569 |
| Service charges on deposit accounts | $507,000 | 1,555 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $170,000 | 3,780 |
| Total noninterest expense | $7,261,000 | 1,373 |
| Salaries and employee benefits | $4,189,000 | 1,175 |
| Premises and equipment expense | $1,475,000 | 890 |
| Additional noninterest expense | $1,597,000 | 2,144 |
| Pre-tax net operating income | $-2,497,000 | 7,348 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $-999,000 | 7,611 |
| Income before extraordinary items | $-1,498,000 | 7,242 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-1,498,000 | 7,241 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-1,498,000 | 7,242 |
| Net charge-offs | $1,439,000 | 1,401 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $2,104,000 | 138 |
| Net operating income | $-1,498,000 | 7,231 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,228,000 | 2,466 |
| Total interest expense | $370,000 | 4,677 |
| Net interest income | $2,858,000 | 1,974 |
| Provision for loan and lease losses | $1,350,000 | 955 |
| Total noninterest income | $1,027,000 | 1,204 |
| Gross Fiduciary activities income | $139,000 | 543 |
| Service charges on deposit accounts | $255,000 | 1,532 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $633,000 | 1,087 |
| Total noninterest expense | $3,410,000 | 1,470 |
| Salaries and employee benefits | $1,927,000 | 1,298 |
| Premises and equipment expense | $826,000 | 814 |
| Additional noninterest expense | $657,000 | 2,506 |
| Pre-tax net operating income | $-875,000 | 7,373 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $-350,000 | 7,659 |
| Income before extraordinary items | $-525,000 | 7,280 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-525,000 | 7,280 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-525,000 | 7,281 |
| Net charge-offs | $1,007,000 | 1,036 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $39,000 | 474 |
| Net operating income | $-525,000 | 7,260 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $12,031,000 | 2,745 |
| Total interest expense | $1,972,000 | 4,494 |
| Net interest income | $10,059,000 | 2,176 |
| Provision for loan and lease losses | $4,663,000 | 1,492 |
| Total noninterest income | $2,830,000 | 1,690 |
| Gross Fiduciary activities income | $397,000 | 598 |
| Service charges on deposit accounts | $942,000 | 1,776 |
| Trading account gains and fees | $33,000 | 169 |
| Additional Noninterest Income | $1,458,000 | 1,684 |
| Total noninterest expense | $18,865,000 | 1,106 |
| Salaries and employee benefits | $9,855,000 | 993 |
| Premises and equipment expense | $3,342,000 | 806 |
| Additional noninterest expense | $5,668,000 | 1,325 |
| Pre-tax net operating income | $-10,639,000 | 7,511 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $-4,199,000 | 7,717 |
| Income before extraordinary items | $-6,440,000 | 7,388 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-6,440,000 | 7,387 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-6,440,000 | 7,387 |
| Net charge-offs | $4,339,000 | 1,272 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $101,000 | 889 |
| Net operating income | $-6,440,000 | 7,399 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $8,809,000 | 2,852 |
| Total interest expense | $1,585,000 | 4,428 |
| Net interest income | $7,224,000 | 2,272 |
| Provision for loan and lease losses | $3,185,000 | 1,428 |
| Total noninterest income | $1,705,000 | 1,986 |
| Gross Fiduciary activities income | $302,000 | 588 |
| Service charges on deposit accounts | $672,000 | 1,868 |
| Trading account gains and fees | $13,000 | 191 |
| Additional Noninterest Income | $718,000 | 2,268 |
| Total noninterest expense | $14,141,000 | 1,100 |
| Salaries and employee benefits | $7,593,000 | 976 |
| Premises and equipment expense | $2,658,000 | 771 |
| Additional noninterest expense | $3,890,000 | 1,400 |
| Pre-tax net operating income | $-8,397,000 | 7,686 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $-3,377,000 | 7,838 |
| Income before extraordinary items | $-5,020,000 | 7,576 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-5,020,000 | 7,576 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-5,020,000 | 7,576 |
| Net charge-offs | $3,147,000 | 1,152 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $65,000 | 862 |
| Net operating income | $-5,020,000 | 7,588 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $5,860,000 | 2,891 |
| Total interest expense | $1,111,000 | 4,437 |
| Net interest income | $4,749,000 | 2,310 |
| Provision for loan and lease losses | $1,411,000 | 1,698 |
| Total noninterest income | $745,000 | 2,641 |
| Gross Fiduciary activities income | $219,000 | 575 |
| Service charges on deposit accounts | $393,000 | 2,050 |
| Trading account gains and fees | $3,000 | 184 |
| Additional Noninterest Income | $130,000 | 4,354 |
| Total noninterest expense | $9,740,000 | 1,078 |
| Salaries and employee benefits | $5,140,000 | 986 |
| Premises and equipment expense | $1,941,000 | 722 |
| Additional noninterest expense | $2,659,000 | 1,399 |
| Pre-tax net operating income | $-5,657,000 | 7,772 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-2,263,000 | 7,918 |
| Income before extraordinary items | $-3,394,000 | 7,666 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-3,394,000 | 7,665 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-3,394,000 | 7,665 |
| Net charge-offs | $2,408,000 | 999 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $39,000 | 868 |
| Net operating income | $-3,394,000 | 7,675 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,802,000 | 3,032 |
| Total interest expense | $519,000 | 4,742 |
| Net interest income | $2,283,000 | 2,373 |
| Provision for loan and lease losses | $578,000 | 1,648 |
| Total noninterest income | $367,000 | 2,661 |
| Gross Fiduciary activities income | $108,000 | 582 |
| Service charges on deposit accounts | $193,000 | 2,027 |
| Trading account gains and fees | $1,000 | 165 |
| Additional Noninterest Income | $65,000 | 4,382 |
| Total noninterest expense | $4,995,000 | 1,007 |
| Salaries and employee benefits | $2,578,000 | 983 |
| Premises and equipment expense | $1,270,000 | 554 |
| Additional noninterest expense | $1,147,000 | 1,422 |
| Pre-tax net operating income | $-2,923,000 | 7,937 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-1,169,000 | 8,032 |
| Income before extraordinary items | $-1,754,000 | 7,873 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-1,754,000 | 7,874 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-1,754,000 | 7,874 |
| Net charge-offs | $571,000 | 1,283 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $24,000 | 708 |
| Net operating income | $-1,754,000 | 7,865 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $12,986,000 | 2,832 |
| Total interest expense | $2,956,000 | 4,296 |
| Net interest income | $10,030,000 | 2,219 |
| Provision for loan and lease losses | $7,391,000 | 760 |
| Total noninterest income | $1,285,000 | 2,915 |
| Gross Fiduciary activities income | $441,000 | 596 |
| Service charges on deposit accounts | $721,000 | 2,298 |
| Trading account gains and fees | $4,000 | 145 |
| Additional Noninterest Income | $119,000 | 5,691 |
| Total noninterest expense | $17,225,000 | 1,145 |
| Salaries and employee benefits | $10,402,000 | 959 |
| Premises and equipment expense | $1,985,000 | 1,390 |
| Additional noninterest expense | $4,838,000 | 1,303 |
| Pre-tax net operating income | $-13,301,000 | 8,039 |
| Securities gains (losses) | $1,000 | 3,084 |
| Applicable income taxes | $-5,255,000 | 8,113 |
| Income before extraordinary items | $-8,045,000 | 7,947 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-8,045,000 | 7,947 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,469,000 | 1,136 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $272,000 | 692 |
| Net operating income | $-8,045,640 | 7,984 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $9,647,000 | 2,906 |
| Total interest expense | $2,404,000 | 4,192 |
| Net interest income | $7,243,000 | 2,301 |
| Provision for loan and lease losses | $3,956,000 | 767 |
| Total noninterest income | $979,000 | 2,948 |
| Gross Fiduciary activities income | $360,000 | 583 |
| Service charges on deposit accounts | $532,000 | 2,336 |
| Trading account gains and fees | $3,000 | 140 |
| Additional Noninterest Income | $84,000 | 5,892 |
| Total noninterest expense | $12,690,000 | 1,147 |
| Salaries and employee benefits | $7,560,000 | 1,011 |
| Premises and equipment expense | $1,419,000 | 1,472 |
| Additional noninterest expense | $3,711,000 | 1,231 |
| Pre-tax net operating income | $-8,424,000 | 8,207 |
| Securities gains (losses) | $1,000 | 2,971 |
| Applicable income taxes | $-3,356,000 | 8,237 |
| Income before extraordinary items | $-5,067,000 | 8,124 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-5,067,000 | 8,123 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $632,000 | 1,702 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $251,000 | 520 |
| Net operating income | $-5,067,640 | 8,165 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $6,278,000 | 3,023 |
| Total interest expense | $1,638,000 | 4,262 |
| Net interest income | $4,640,000 | 2,366 |
| Provision for loan and lease losses | $1,948,000 | 811 |
| Total noninterest income | $757,000 | 2,708 |
| Gross Fiduciary activities income | $285,000 | 562 |
| Service charges on deposit accounts | $366,000 | 2,266 |
| Trading account gains and fees | $2,000 | 142 |
| Additional Noninterest Income | $104,000 | 4,986 |
| Total noninterest expense | $8,255,000 | 1,177 |
| Salaries and employee benefits | $4,957,000 | 1,036 |
| Premises and equipment expense | $921,000 | 1,510 |
| Additional noninterest expense | $2,377,000 | 1,250 |
| Pre-tax net operating income | $-4,806,000 | 8,289 |
| Securities gains (losses) | $1,000 | 3,084 |
| Applicable income taxes | $-1,922,000 | 8,330 |
| Income before extraordinary items | $-2,883,000 | 8,264 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-2,883,000 | 8,263 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $622,000 | 1,151 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $130,000 | 520 |
| Net operating income | $-2,883,640 | 8,259 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,027,000 | 3,210 |
| Total interest expense | $895,000 | 4,200 |
| Net interest income | $2,132,000 | 2,555 |
| Provision for loan and lease losses | $418,000 | 1,108 |
| Total noninterest income | $379,000 | 2,699 |
| Gross Fiduciary activities income | $150,000 | 560 |
| Service charges on deposit accounts | $175,000 | 2,318 |
| Trading account gains and fees | $1,000 | 152 |
| Additional Noninterest Income | $53,000 | 4,930 |
| Total noninterest expense | $4,030,000 | 1,200 |
| Salaries and employee benefits | $2,455,000 | 1,052 |
| Premises and equipment expense | $402,000 | 1,716 |
| Additional noninterest expense | $1,173,000 | 1,220 |
| Pre-tax net operating income | $-1,937,000 | 8,367 |
| Securities gains (losses) | $1,000 | 2,556 |
| Applicable income taxes | $-774,000 | 8,386 |
| Income before extraordinary items | $-1,162,000 | 8,330 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-1,162,000 | 8,330 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,249 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $60,000 | 433 |
| Net operating income | $-1,162,640 | 8,321 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $11,470,000 | 3,408 |
| Total interest expense | $4,184,000 | 3,904 |
| Net interest income | $7,286,000 | 2,986 |
| Provision for loan and lease losses | $1,270,000 | 1,199 |
| Total noninterest income | $1,303,000 | 2,973 |
| Gross Fiduciary activities income | $442,000 | 621 |
| Service charges on deposit accounts | $376,000 | 3,642 |
| Trading account gains and fees | $1,000 | 176 |
| Additional Noninterest Income | $484,000 | 3,375 |
| Total noninterest expense | $14,458,000 | 1,281 |
| Salaries and employee benefits | $8,345,000 | 1,195 |
| Premises and equipment expense | $1,455,000 | 1,814 |
| Additional noninterest expense | $4,658,000 | 1,207 |
| Pre-tax net operating income | $-7,139,000 | 8,461 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-2,856,000 | 8,473 |
| Income before extraordinary items | $-4,283,000 | 8,436 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-4,283,000 | 8,433 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $542,000 | 1,600 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $133,000 | 858 |
| Net operating income | $-4,283,000 | 8,432 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $8,378,000 | 3,489 |
| Total interest expense | $3,060,000 | 3,958 |
| Net interest income | $5,318,000 | 3,068 |
| Provision for loan and lease losses | $895,000 | 995 |
| Total noninterest income | $840,000 | 3,287 |
| Gross Fiduciary activities income | $308,000 | 636 |
| Service charges on deposit accounts | $247,000 | 3,890 |
| Trading account gains and fees | $1,000 | 180 |
| Additional Noninterest Income | $284,000 | 3,838 |
| Total noninterest expense | $10,285,000 | 1,341 |
| Salaries and employee benefits | $6,040,000 | 1,237 |
| Premises and equipment expense | $979,000 | 1,978 |
| Additional noninterest expense | $3,266,000 | 1,259 |
| Pre-tax net operating income | $-5,022,000 | 8,521 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $-2,040,000 | 8,523 |
| Income before extraordinary items | $-2,982,000 | 8,502 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-2,982,000 | 8,499 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $387,000 | 1,290 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $90,000 | 782 |
| Net operating income | $-2,982,000 | 8,494 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $5,341,000 | 3,610 |
| Total interest expense | $1,905,000 | 4,149 |
| Net interest income | $3,436,000 | 3,177 |
| Provision for loan and lease losses | $398,000 | 1,251 |
| Total noninterest income | $608,000 | 3,118 |
| Gross Fiduciary activities income | $270,000 | 582 |
| Service charges on deposit accounts | $155,000 | 4,025 |
| Trading account gains and fees | $1,000 | 164 |
| Additional Noninterest Income | $182,000 | 3,963 |
| Total noninterest expense | $6,640,000 | 1,394 |
| Salaries and employee benefits | $3,653,000 | 1,408 |
| Premises and equipment expense | $613,000 | 2,116 |
| Additional noninterest expense | $2,374,000 | 1,177 |
| Pre-tax net operating income | $-2,994,000 | 8,578 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $-1,198,000 | 8,584 |
| Income before extraordinary items | $-1,796,000 | 8,558 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,796,000 | 8,555 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $-1,796,000 | 8,548 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,517,000 | 3,766 |
| Total interest expense | $884,000 | 4,318 |
| Net interest income | $1,633,000 | 3,305 |
| Provision for loan and lease losses | $400,000 | 618 |
| Total noninterest income | $369,000 | 2,708 |
| Gross Fiduciary activities income | $196,000 | 486 |
| Service charges on deposit accounts | $79,000 | 3,930 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $94,000 | 3,856 |
| Total noninterest expense | $2,997,000 | 1,530 |
| Salaries and employee benefits | $1,684,000 | 1,542 |
| Premises and equipment expense | $255,000 | 2,541 |
| Additional noninterest expense | $1,058,000 | 1,272 |
| Pre-tax net operating income | $-1,395,000 | 8,609 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $-558,000 | 8,618 |
| Income before extraordinary items | $-837,000 | 8,583 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-837,000 | 8,581 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $-837,000 | 8,579 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $9,141,000 | 3,821 |
| Total interest expense | $2,369,000 | 4,966 |
| Net interest income | $6,772,000 | 3,201 |
| Provision for loan and lease losses | $219,000 | 3,373 |
| Total noninterest income | $572,000 | 4,844 |
| Gross Fiduciary activities income | $165,000 | 844 |
| Service charges on deposit accounts | $207,000 | 4,910 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $200,000 | 5,126 |
| Total noninterest expense | $10,296,000 | 1,736 |
| Salaries and employee benefits | $5,368,000 | 1,821 |
| Premises and equipment expense | $945,000 | 2,604 |
| Additional noninterest expense | $3,983,000 | 1,341 |
| Pre-tax net operating income | $-3,171,000 | 8,638 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $-1,022,000 | 8,628 |
| Income before extraordinary items | $-2,149,000 | 8,605 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-2,149,000 | 8,606 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 5,595 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $54,000 | 1,005 |
| Net operating income | $-2,149,000 | 8,598 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $6,600,000 | 3,901 |
| Total interest expense | $1,560,000 | 5,229 |
| Net interest income | $5,040,000 | 3,243 |
| Provision for loan and lease losses | $103,000 | 4,045 |
| Total noninterest income | $369,000 | 5,181 |
| Gross Fiduciary activities income | $73,000 | 924 |
| Service charges on deposit accounts | $150,000 | 5,035 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $146,000 | 5,185 |
| Total noninterest expense | $7,196,000 | 1,846 |
| Salaries and employee benefits | $3,584,000 | 2,042 |
| Premises and equipment expense | $693,000 | 2,665 |
| Additional noninterest expense | $2,919,000 | 1,364 |
| Pre-tax net operating income | $-1,890,000 | 8,693 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $-756,000 | 8,709 |
| Income before extraordinary items | $-1,134,000 | 8,625 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-1,134,000 | 8,625 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,547 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $37,000 | 851 |
| Net operating income | $-1,134,000 | 8,617 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,132,000 | 4,035 |
| Total interest expense | $844,000 | 5,669 |
| Net interest income | $3,288,000 | 3,311 |
| Provision for loan and lease losses | $-7,000 | 8,493 |
| Total noninterest income | $191,000 | 5,742 |
| Gross Fiduciary activities income | $15,000 | 1,110 |
| Service charges on deposit accounts | $89,000 | 5,264 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $87,000 | 5,421 |
| Total noninterest expense | $4,475,000 | 1,974 |
| Salaries and employee benefits | $2,099,000 | 2,342 |
| Premises and equipment expense | $417,000 | 2,891 |
| Additional noninterest expense | $1,959,000 | 1,367 |
| Pre-tax net operating income | $-989,000 | 8,685 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $-396,000 | 8,734 |
| Income before extraordinary items | $-593,000 | 8,616 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-593,000 | 8,616 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,958 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 839 |
| Net operating income | $-593,000 | 8,612 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,079,000 | 3,958 |
| Total interest expense | $335,000 | 6,138 |
| Net interest income | $1,744,000 | 3,142 |
| Provision for loan and lease losses | $19,000 | 4,620 |
| Total noninterest income | $171,000 | 4,326 |
| Gross Fiduciary activities income | $10,000 | 1,070 |
| Service charges on deposit accounts | $43,000 | 5,250 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $118,000 | 3,406 |
| Total noninterest expense | $1,966,000 | 2,261 |
| Salaries and employee benefits | $809,000 | 2,942 |
| Premises and equipment expense | $171,000 | 3,403 |
| Additional noninterest expense | $986,000 | 1,336 |
| Pre-tax net operating income | $-70,000 | 8,402 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $-27,000 | 8,596 |
| Income before extraordinary items | $-43,000 | 8,369 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-43,000 | 8,368 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 3,919 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 604 |
| Net operating income | $-43,000 | 8,355 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $6,022,000 | 4,593 |
| Total interest expense | $863,000 | 6,622 |
| Net interest income | $5,159,000 | 3,865 |
| Provision for loan and lease losses | $-54,000 | 8,589 |
| Total noninterest income | $855,000 | 3,897 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $146,000 | 5,664 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $709,000 | 2,741 |
| Total noninterest expense | $5,480,000 | 2,988 |
| Salaries and employee benefits | $2,518,000 | 3,458 |
| Premises and equipment expense | $490,000 | 4,248 |
| Additional noninterest expense | $2,472,000 | 2,033 |
| Pre-tax net operating income | $588,000 | 6,461 |
| Securities gains (losses) | $141,000 | 597 |
| Applicable income taxes | $213,000 | 4,594 |
| Income before extraordinary items | $516,000 | 6,302 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $516,000 | 6,308 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-32,000 | 8,373 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $415,890 | 6,689 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,062,000 | 4,865 |
| Total interest expense | $544,000 | 6,919 |
| Net interest income | $3,518,000 | 4,143 |
| Provision for loan and lease losses | $196,000 | 3,001 |
| Total noninterest income | $564,000 | 4,205 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $104,000 | 5,787 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $460,000 | 3,032 |
| Total noninterest expense | $3,565,000 | 3,352 |
| Salaries and employee benefits | $1,711,000 | 3,730 |
| Premises and equipment expense | $280,000 | 5,061 |
| Additional noninterest expense | $1,574,000 | 2,334 |
| Pre-tax net operating income | $321,000 | 7,115 |
| Securities gains (losses) | $141,000 | 558 |
| Applicable income taxes | $151,000 | 4,798 |
| Income before extraordinary items | $311,000 | 6,861 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $311,000 | 6,860 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 4,382 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $216,530 | 7,328 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,883,000 | 5,916 |
| Total interest expense | $240,000 | 7,579 |
| Net interest income | $1,643,000 | 5,216 |
| Provision for loan and lease losses | $180,000 | 2,307 |
| Total noninterest income | $215,000 | 5,574 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $56,000 | 6,119 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $159,000 | 4,187 |
| Total noninterest expense | $1,519,000 | 4,690 |
| Salaries and employee benefits | $755,000 | 4,997 |
| Premises and equipment expense | $159,000 | 5,543 |
| Additional noninterest expense | $605,000 | 3,774 |
| Pre-tax net operating income | $159,000 | 7,487 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $67,000 | 5,256 |
| Income before extraordinary items | $92,000 | 7,796 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $92,000 | 7,795 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 3,735 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $92,000 | 7,752 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,743,000 | 4,018 |
| Total interest expense | $238,000 | 6,102 |
| Net interest income | $1,505,000 | 3,403 |
| Provision for loan and lease losses | $69,000 | 2,690 |
| Total noninterest income | $189,000 | 4,121 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $65,000 | 4,425 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $124,000 | 3,332 |
| Total noninterest expense | $2,431,000 | 1,722 |
| Salaries and employee benefits | $1,236,000 | 1,858 |
| Premises and equipment expense | $157,000 | 3,521 |
| Additional noninterest expense | $1,038,000 | 1,192 |
| Pre-tax net operating income | $-806,000 | 8,891 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $-345,000 | 8,899 |
| Income before extraordinary items | $-461,000 | 8,856 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $-461,000 | 8,856 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 3,216 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $-461,000 | 8,842 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $6,810,000 | 3,892 |
| Total interest expense | $1,082,000 | 5,432 |
| Net interest income | $5,728,000 | 3,414 |
| Provision for loan and lease losses | $27,000 | 6,524 |
| Total noninterest income | $802,000 | 4,046 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $301,000 | 4,304 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $501,000 | 3,300 |
| Total noninterest expense | $4,259,000 | 3,559 |
| Salaries and employee benefits | $2,771,000 | 3,067 |
| Premises and equipment expense | $576,000 | 3,651 |
| Additional noninterest expense | $912,000 | 4,642 |
| Pre-tax net operating income | $2,244,000 | 3,245 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $753,000 | 2,626 |
| Income before extraordinary items | $1,491,000 | 3,660 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,491,000 | 3,661 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 3,862 |
| Cash dividends | $200,000 | 4,847 |
| Sale, conversion, retirement of capital stock, net | $166,000 | 595 |
| Net operating income | $1,491,000 | 3,599 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,053,000 | 3,906 |
| Total interest expense | $817,000 | 5,390 |
| Net interest income | $4,236,000 | 3,437 |
| Provision for loan and lease losses | $-6,000 | 8,766 |
| Total noninterest income | $563,000 | 4,242 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $234,000 | 4,259 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $329,000 | 3,561 |
| Total noninterest expense | $3,668,000 | 3,155 |
| Salaries and employee benefits | $2,078,000 | 3,026 |
| Premises and equipment expense | $417,000 | 3,761 |
| Additional noninterest expense | $1,177,000 | 2,990 |
| Pre-tax net operating income | $1,137,000 | 4,296 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $392,000 | 3,341 |
| Income before extraordinary items | $745,000 | 4,800 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $745,000 | 4,800 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 3,031 |
| Cash dividends | $200,000 | 3,963 |
| Sale, conversion, retirement of capital stock, net | $166,000 | 463 |
| Net operating income | $745,000 | 4,711 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,348,000 | 3,913 |
| Total interest expense | $536,000 | 5,450 |
| Net interest income | $2,812,000 | 3,438 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $408,000 | 4,045 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $151,000 | 4,319 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $257,000 | 3,272 |
| Total noninterest expense | $2,466,000 | 3,149 |
| Salaries and employee benefits | $1,400,000 | 3,017 |
| Premises and equipment expense | $282,000 | 3,727 |
| Additional noninterest expense | $784,000 | 2,989 |
| Pre-tax net operating income | $754,000 | 4,268 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $248,000 | 3,406 |
| Income before extraordinary items | $506,000 | 4,704 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $506,000 | 4,705 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 2,335 |
| Cash dividends | $200,000 | 3,418 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $506,000 | 4,615 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,713,000 | 3,850 |
| Total interest expense | $276,000 | 5,426 |
| Net interest income | $1,437,000 | 3,373 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $205,000 | 4,006 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $79,000 | 4,141 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $126,000 | 3,249 |
| Total noninterest expense | $1,158,000 | 3,326 |
| Salaries and employee benefits | $663,000 | 3,181 |
| Premises and equipment expense | $142,000 | 3,735 |
| Additional noninterest expense | $353,000 | 3,260 |
| Pre-tax net operating income | $484,000 | 3,612 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $179,000 | 2,770 |
| Income before extraordinary items | $305,000 | 4,228 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $305,000 | 4,227 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $87,000 | 1,439 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $305,000 | 4,102 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $6,817,000 | 3,904 |
| Total interest expense | $1,303,000 | 5,319 |
| Net interest income | $5,514,000 | 3,418 |
| Provision for loan and lease losses | $30,000 | 6,766 |
| Total noninterest income | $1,234,000 | 3,243 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $333,000 | 4,066 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $901,000 | 2,545 |
| Total noninterest expense | $4,325,000 | 3,476 |
| Salaries and employee benefits | $2,594,000 | 3,166 |
| Premises and equipment expense | $503,000 | 4,033 |
| Additional noninterest expense | $1,228,000 | 3,662 |
| Pre-tax net operating income | $2,393,000 | 2,986 |
| Securities gains (losses) | $143,000 | 1,593 |
| Applicable income taxes | $949,000 | 2,254 |
| Income before extraordinary items | $1,587,000 | 3,432 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,587,000 | 3,431 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 8,615 |
| Cash dividends | $159,000 | 5,164 |
| Sale, conversion, retirement of capital stock, net | $13,000 | 809 |
| Net operating income | $1,495,480 | 3,414 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $5,102,000 | 3,965 |
| Total interest expense | $1,015,000 | 5,335 |
| Net interest income | $4,087,000 | 3,467 |
| Provision for loan and lease losses | $30,000 | 6,386 |
| Total noninterest income | $1,014,000 | 3,107 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $253,000 | 4,057 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $761,000 | 2,445 |
| Total noninterest expense | $3,278,000 | 3,431 |
| Salaries and employee benefits | $1,958,000 | 3,159 |
| Premises and equipment expense | $356,000 | 4,216 |
| Additional noninterest expense | $964,000 | 3,498 |
| Pre-tax net operating income | $1,793,000 | 3,082 |
| Securities gains (losses) | $143,000 | 1,457 |
| Applicable income taxes | $728,000 | 2,337 |
| Income before extraordinary items | $1,208,000 | 3,483 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,208,000 | 3,482 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 8,464 |
| Cash dividends | $79,000 | 4,906 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 672 |
| Net operating income | $1,116,480 | 3,527 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,444,000 | 3,959 |
| Total interest expense | $725,000 | 5,228 |
| Net interest income | $2,719,000 | 3,468 |
| Provision for loan and lease losses | $30,000 | 5,740 |
| Total noninterest income | $645,000 | 3,185 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $169,000 | 4,024 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $476,000 | 2,513 |
| Total noninterest expense | $2,210,000 | 3,384 |
| Salaries and employee benefits | $1,306,000 | 3,136 |
| Premises and equipment expense | $236,000 | 4,233 |
| Additional noninterest expense | $668,000 | 3,377 |
| Pre-tax net operating income | $1,124,000 | 3,233 |
| Securities gains (losses) | $143,000 | 1,260 |
| Applicable income taxes | $478,000 | 2,381 |
| Income before extraordinary items | $789,000 | 3,549 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $789,000 | 3,549 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 8,282 |
| Cash dividends | $39,000 | 4,878 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $697,480 | 3,685 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,746,000 | 3,930 |
| Total interest expense | $362,000 | 5,346 |
| Net interest income | $1,384,000 | 3,392 |
| Provision for loan and lease losses | $30,000 | 4,429 |
| Total noninterest income | $280,000 | 3,404 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $92,000 | 3,749 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $188,000 | 2,829 |
| Total noninterest expense | $1,091,000 | 3,415 |
| Salaries and employee benefits | $645,000 | 3,160 |
| Premises and equipment expense | $120,000 | 4,153 |
| Additional noninterest expense | $326,000 | 3,392 |
| Pre-tax net operating income | $543,000 | 3,309 |
| Securities gains (losses) | $112,000 | 936 |
| Applicable income taxes | $253,000 | 2,307 |
| Income before extraordinary items | $402,000 | 3,439 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $402,000 | 3,437 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,979 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $330,320 | 3,786 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $6,167,000 | 4,473 |
| Total interest expense | $1,110,000 | 6,652 |
| Net interest income | $5,057,000 | 3,638 |
| Provision for loan and lease losses | $161,000 | 4,784 |
| Total noninterest income | $1,224,000 | 3,031 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $328,000 | 4,036 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $896,000 | 2,337 |
| Total noninterest expense | $3,973,000 | 3,578 |
| Salaries and employee benefits | $2,261,000 | 3,384 |
| Premises and equipment expense | $435,000 | 4,364 |
| Additional noninterest expense | $1,277,000 | 3,432 |
| Pre-tax net operating income | $2,147,000 | 3,273 |
| Securities gains (losses) | $127,000 | 1,537 |
| Applicable income taxes | $855,000 | 2,479 |
| Income before extraordinary items | $1,419,000 | 3,639 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,419,000 | 3,639 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 6,176 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 833 |
| Net operating income | $1,337,720 | 3,700 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $6,780,000 | 4,537 |
| Total interest expense | $2,179,000 | 5,837 |
| Net interest income | $4,601,000 | 3,678 |
| Provision for loan and lease losses | $15,000 | 7,716 |
| Total noninterest income | $578,000 | 4,676 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $230,000 | 4,833 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $348,000 | 3,824 |
| Total noninterest expense | $3,651,000 | 3,698 |
| Salaries and employee benefits | $1,734,000 | 4,025 |
| Premises and equipment expense | $393,000 | 4,650 |
| Additional noninterest expense | $1,524,000 | 2,831 |
| Pre-tax net operating income | $1,513,000 | 3,836 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $623,000 | 2,898 |
| Income before extraordinary items | $890,000 | 4,600 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $890,000 | 4,602 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $86,000 | 676 |
| Net operating income | $890,000 | 4,491 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $7,282,000 | 4,438 |
| Total interest expense | $2,285,000 | 5,850 |
| Net interest income | $4,997,000 | 3,471 |
| Provision for loan and lease losses | $188,000 | 3,880 |
| Total noninterest income | $396,000 | 5,556 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $168,000 | 5,511 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $228,000 | 4,493 |
| Total noninterest expense | $3,249,000 | 3,957 |
| Salaries and employee benefits | $1,752,000 | 3,856 |
| Premises and equipment expense | $503,000 | 3,768 |
| Additional noninterest expense | $994,000 | 4,015 |
| Pre-tax net operating income | $1,956,000 | 3,384 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $754,000 | 2,627 |
| Income before extraordinary items | $1,202,000 | 3,857 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,202,000 | 3,857 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $35,000 | 807 |
| Net operating income | $1,202,000 | 3,849 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $5,517,000 | 5,219 |
| Total interest expense | $1,633,000 | 6,666 |
| Net interest income | $3,884,000 | 4,289 |
| Provision for loan and lease losses | $134,000 | 4,526 |
| Total noninterest income | $694,000 | 4,019 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $127,000 | 6,222 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $567,000 | 2,722 |
| Total noninterest expense | $3,238,000 | 3,950 |
| Salaries and employee benefits | $1,693,000 | 3,938 |
| Premises and equipment expense | $409,000 | 4,452 |
| Additional noninterest expense | $1,136,000 | 3,615 |
| Pre-tax net operating income | $1,206,000 | 4,749 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $455,000 | 3,832 |
| Income before extraordinary items | $751,000 | 5,270 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $751,000 | 5,268 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 6,803 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $751,000 | 5,240 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,936,000 | 5,727 |
| Total interest expense | $1,687,000 | 6,786 |
| Net interest income | $3,249,000 | 4,860 |
| Provision for loan and lease losses | $180,000 | 3,728 |
| Total noninterest income | $571,000 | 4,542 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $131,000 | 6,250 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $440,000 | 3,236 |
| Total noninterest expense | $2,662,000 | 4,554 |
| Salaries and employee benefits | $1,425,000 | 4,432 |
| Premises and equipment expense | $498,000 | 3,715 |
| Additional noninterest expense | $739,000 | 4,948 |
| Pre-tax net operating income | $978,000 | 5,481 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $356,000 | 4,720 |
| Income before extraordinary items | $622,000 | 5,957 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $622,000 | 5,956 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,842 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $3,007,000 | 323 |
| Net operating income | $622,000 | 5,857 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,946,000 | 6,708 |
| Total interest expense | $1,413,000 | 7,551 |
| Net interest income | $2,533,000 | 5,998 |
| Provision for loan and lease losses | $90,000 | 5,371 |
| Total noninterest income | $439,000 | 5,411 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $100,000 | 7,200 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $339,000 | 3,653 |
| Total noninterest expense | $2,098,000 | 5,463 |
| Salaries and employee benefits | $1,005,000 | 5,842 |
| Premises and equipment expense | $467,000 | 3,928 |
| Additional noninterest expense | $626,000 | 5,644 |
| Pre-tax net operating income | $784,000 | 6,609 |
| Securities gains (losses) | $2,000 | 3,292 |
| Applicable income taxes | $275,000 | 5,968 |
| Income before extraordinary items | $511,000 | 6,903 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $511,000 | 6,906 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-21,000 | 10,233 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $509,700 | 6,846 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,277,000 | 7,626 |
| Total interest expense | $1,257,000 | 8,221 |
| Net interest income | $2,020,000 | 7,104 |
| Provision for loan and lease losses | $185,000 | 3,579 |
| Total noninterest income | $327,000 | 6,638 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $75,000 | 8,148 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $252,000 | 4,511 |
| Total noninterest expense | $1,692,000 | 6,622 |
| Salaries and employee benefits | $761,000 | 7,197 |
| Premises and equipment expense | $340,000 | 5,115 |
| Additional noninterest expense | $591,000 | 6,409 |
| Pre-tax net operating income | $470,000 | 8,115 |
| Securities gains (losses) | $6,000 | 2,865 |
| Applicable income taxes | $0 | 10,572 |
| Income before extraordinary items | $476,000 | 7,068 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $476,000 | 7,071 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 5,304 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $470,000 | 7,050 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,267,000 | 10,887 |
| Total interest expense | $479,000 | 11,092 |
| Net interest income | $788,000 | 10,564 |
| Provision for loan and lease losses | $160,000 | 3,506 |
| Total noninterest income | $110,000 | 10,066 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $21,000 | 9,976 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $89,000 | 7,598 |
| Total noninterest expense | $1,106,000 | 8,550 |
| Salaries and employee benefits | $510,000 | 9,025 |
| Premises and equipment expense | $254,000 | 6,277 |
| Additional noninterest expense | $342,000 | 8,776 |
| Pre-tax net operating income | $-368,000 | 11,757 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $0 | 11,151 |
| Income before extraordinary items | $-368,000 | 11,764 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $-368,000 | 11,762 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $5,052,000 | 95 |
| Net operating income | $-368,000 | 11,752 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.