Home > Bank of Arizona > Assets and Liabilities
Bank of Arizona, Assets and Liabilities
| 2010-12-31 | Rank | |
| # of Employees: | 92 | 1,646 |
| Assets and Liabilities | ||
| Total Assets: | $287,560,000 | 2,269 |
| Cash and due from depository institutions | $6,830,000 | 1,646 |
| Interest-bearing balances | $0 | 7,115 |
| Securities | $7,017,000 | 6,177 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,270 |
| Net loans & leases | $228,554,000 | 1,869 |
| Loan loss allowance | $9,022,000 | 916 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $9,653,000 | 1,243 |
| Other real estate owned | $4,257,000 | 1,646 |
| Goodwill and other intangibles | $16,578,000 | 361 |
| All other assets | $14,671,000 | 1,444 |
| Life insurance assets | $3,501,000 | 1,679 |
| Total liabilities and capital | $287,560,000 | 2,269 |
| Total liabilities | $242,920,000 | 2,388 |
| Total deposits | $223,877,000 | 2,398 |
| Interest-bearing deposits | $201,089,000 | 2,298 |
| Deposits held in domestic offices | $223,877,000 | 2,397 |
| % insured | 79.70% | 6,463 |
| Federal funds purchased & repurchase agreements | $17,690,000 | 711 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $0 | 4,983 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $1,353,000 | 2,652 |
| Total equity capital | $44,640,000 | 1,507 |
| Total bank equity capital | $44,640,000 | 1,504 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $14,640,000 | 336 |
| Surplus | $54,426,000 | 663 |
| Undivided profits | $-24,426,000 | 7,502 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $10,021,000 | 1,429 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $99,000 | 938 |
| Income earned, not collected on loans | $848,000 | 3,475 |
| Earning assets | $235,571,000 | 2,493 |
| Long-term assets (5+ years) | $75,618,000 | 1,773 |
| Average Assets, year-to-date | $290,316,000 | 2,212 |
| Average Assets, quarterly | $297,046,500 | 2,193 |
| Volatile liabilities | $65,108,000 | 2,015 |
| Insider loans | $3,208,000 | 2,046 |
| FHLB advances | $0 | 4,551 |
| Loans and leases held for sale | $0 | 1,952 |
| Unused loan commitments | $63,542,000 | 1,044 |
| Tier 1 (core) risk-based capital | $27,976,000 | 2,230 |
| Tier 2 risk-based capital | $3,321,000 | 1,617 |
| Total risk weighted assets | $259,790,000 | 1,730 |
| Total unused commitments | $63,542,000 | 1,045 |
| Derivatives | $0 | 1,176 |
| 2010-09-30 | Rank | |
| # of Employees: | 92 | 1,663 |
| Assets and Liabilities | ||
| Total Assets: | $306,533,000 | 2,171 |
| Cash and due from depository institutions | $12,121,000 | 1,663 |
| Interest-bearing balances | $0 | 7,196 |
| Securities | $9,926,000 | 5,673 |
| Federal funds sold & reverse repurchase agreements | $8,377,000 | 931 |
| Net loans & leases | $234,693,000 | 1,847 |
| Loan loss allowance | $6,978,000 | 1,181 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $9,927,000 | 1,210 |
| Other real estate owned | $3,076,000 | 1,663 |
| Goodwill and other intangibles | $16,642,000 | 354 |
| All other assets | $11,771,000 | 1,724 |
| Life insurance assets | $3,469,000 | 1,680 |
| Total liabilities and capital | $306,533,000 | 2,171 |
| Total liabilities | $259,223,000 | 2,278 |
| Total deposits | $252,071,000 | 2,171 |
| Interest-bearing deposits | $229,700,000 | 2,051 |
| Deposits held in domestic offices | $252,071,000 | 2,168 |
| % insured | 59.38% | 7,457 |
| Federal funds purchased & repurchase agreements | $4,331,000 | 1,396 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $0 | 5,105 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $2,821,000 | 1,699 |
| Total equity capital | $47,310,000 | 1,466 |
| Total bank equity capital | $47,310,000 | 1,463 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $14,640,000 | 340 |
| Surplus | $54,409,000 | 657 |
| Undivided profits | $-21,739,000 | 7,608 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $12,159,000 | 1,252 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $99,000 | 957 |
| Income earned, not collected on loans | $916,000 | 3,478 |
| Earning assets | $252,996,000 | 2,368 |
| Long-term assets (5+ years) | $65,686,000 | 1,960 |
| Average Assets, year-to-date | $291,005,000 | 2,237 |
| Average Assets, quarterly | $298,539,000 | 2,211 |
| Volatile liabilities | $58,994,000 | 2,255 |
| Insider loans | $5,727,000 | 1,255 |
| FHLB advances | $0 | 4,672 |
| Loans and leases held for sale | $0 | 1,963 |
| Unused loan commitments | $74,339,000 | 924 |
| Tier 1 (core) risk-based capital | $30,565,000 | 2,075 |
| Tier 2 risk-based capital | $3,437,000 | 1,610 |
| Total risk weighted assets | $271,201,000 | 1,702 |
| Total unused commitments | $74,339,000 | 925 |
| Derivatives | $0 | 1,218 |
| 2010-06-30 | Rank | |
| # of Employees: | 92 | 1,682 |
| Assets and Liabilities | ||
| Total Assets: | $290,545,000 | 2,272 |
| Cash and due from depository institutions | $10,391,000 | 1,682 |
| Interest-bearing balances | $0 | 7,206 |
| Securities | $10,265,000 | 5,682 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,532 |
| Net loans & leases | $226,681,000 | 1,943 |
| Loan loss allowance | $7,547,000 | 1,113 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $10,175,000 | 1,206 |
| Other real estate owned | $3,473,000 | 1,682 |
| Goodwill and other intangibles | $16,705,000 | 359 |
| All other assets | $12,855,000 | 1,643 |
| Life insurance assets | $3,438,000 | 1,687 |
| Total liabilities and capital | $290,545,000 | 2,272 |
| Total liabilities | $245,774,000 | 2,403 |
| Total deposits | $230,548,000 | 2,347 |
| Interest-bearing deposits | $219,468,000 | 2,150 |
| Deposits held in domestic offices | $230,548,000 | 2,345 |
| % insured | 68.73% | 7,260 |
| Federal funds purchased & repurchase agreements | $13,379,000 | 832 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $0 | 5,212 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,847,000 | 2,243 |
| Total equity capital | $44,771,000 | 1,519 |
| Total bank equity capital | $44,771,000 | 1,516 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $14,640,000 | 340 |
| Surplus | $51,874,000 | 687 |
| Undivided profits | $-21,743,000 | 7,674 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $15,943,000 | 1,043 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $99,000 | 962 |
| Income earned, not collected on loans | $823,000 | 3,750 |
| Earning assets | $236,946,000 | 2,536 |
| Long-term assets (5+ years) | $60,810,000 | 2,050 |
| Average Assets, year-to-date | $285,829,000 | 2,293 |
| Average Assets, quarterly | $288,277,500 | 2,280 |
| Volatile liabilities | $71,789,000 | 1,940 |
| Insider loans | $5,244,000 | 1,384 |
| FHLB advances | $0 | 4,785 |
| Loans and leases held for sale | $0 | 1,852 |
| Unused loan commitments | $55,135,000 | 1,179 |
| Tier 1 (core) risk-based capital | $27,909,000 | 2,246 |
| Tier 2 risk-based capital | $3,361,000 | 1,656 |
| Total risk weighted assets | $264,201,000 | 1,764 |
| Total unused commitments | $55,135,000 | 1,182 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 89 | 1,762 |
| Assets and Liabilities | ||
| Total Assets: | $286,010,000 | 2,350 |
| Cash and due from depository institutions | $9,260,000 | 1,762 |
| Interest-bearing balances | $0 | 7,275 |
| Securities | $10,378,000 | 5,729 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,804 |
| Net loans & leases | $222,670,000 | 2,013 |
| Loan loss allowance | $7,459,000 | 1,149 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $10,472,000 | 1,194 |
| Other real estate owned | $4,120,000 | 1,762 |
| Goodwill and other intangibles | $16,769,000 | 369 |
| All other assets | $12,341,000 | 1,731 |
| Life insurance assets | $3,406,000 | 1,692 |
| Total liabilities and capital | $286,010,000 | 2,350 |
| Total liabilities | $242,763,000 | 2,481 |
| Total deposits | $208,794,000 | 2,637 |
| Interest-bearing deposits | $196,891,000 | 2,422 |
| Deposits held in domestic offices | $208,794,000 | 2,635 |
| % insured | 73.24% | 7,059 |
| Federal funds purchased & repurchase agreements | $32,399,000 | 492 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $0 | 5,317 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,570,000 | 2,526 |
| Total equity capital | $43,247,000 | 1,567 |
| Total bank equity capital | $43,247,000 | 1,566 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $14,640,000 | 341 |
| Surplus | $49,309,000 | 727 |
| Undivided profits | $-20,702,000 | 7,763 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $13,087,000 | 1,240 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $249,000 | 711 |
| Income earned, not collected on loans | $868,000 | 3,674 |
| Earning assets | $233,048,000 | 2,616 |
| Long-term assets (5+ years) | $55,198,000 | 2,225 |
| Average Assets, year-to-date | $283,471,000 | 2,359 |
| Average Assets, quarterly | $283,471,000 | 2,359 |
| Volatile liabilities | $91,461,000 | 1,610 |
| Insider loans | $5,259,000 | 1,438 |
| FHLB advances | $0 | 4,906 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $48,016,000 | 1,375 |
| Tier 1 (core) risk-based capital | $26,253,000 | 2,383 |
| Tier 2 risk-based capital | $3,321,000 | 1,708 |
| Total risk weighted assets | $261,260,000 | 1,821 |
| Total unused commitments | $48,016,000 | 1,377 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 90 | 1,765 |
| Assets and Liabilities | ||
| Total Assets: | $280,932,000 | 2,398 |
| Cash and due from depository institutions | $7,997,000 | 1,765 |
| Interest-bearing balances | $0 | 7,263 |
| Securities | $10,535,000 | 5,692 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,737 |
| Net loans & leases | $219,508,000 | 2,074 |
| Loan loss allowance | $7,116,000 | 1,202 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $10,732,000 | 1,180 |
| Other real estate owned | $4,071,000 | 1,765 |
| Goodwill and other intangibles | $16,832,000 | 370 |
| All other assets | $11,257,000 | 1,904 |
| Life insurance assets | $3,375,000 | 1,705 |
| Total liabilities and capital | $280,932,000 | 2,398 |
| Total liabilities | $239,105,000 | 2,527 |
| Total deposits | $212,432,000 | 2,595 |
| Interest-bearing deposits | $183,630,000 | 2,576 |
| Deposits held in domestic offices | $212,432,000 | 2,593 |
| % insured | 68.03% | 7,394 |
| Federal funds purchased & repurchase agreements | $24,725,000 | 614 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $0 | 5,407 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,948,000 | 2,179 |
| Total equity capital | $41,827,000 | 1,594 |
| Total bank equity capital | $41,827,000 | 1,593 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $14,640,000 | 335 |
| Surplus | $47,269,000 | 747 |
| Undivided profits | $-20,082,000 | 7,821 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $9,711,000 | 1,524 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $349,000 | 597 |
| Income earned, not collected on loans | $789,000 | 4,092 |
| Earning assets | $230,043,000 | 2,652 |
| Long-term assets (5+ years) | $49,753,000 | 2,396 |
| Average Assets, year-to-date | $263,878,000 | 2,480 |
| Average Assets, quarterly | $275,839,000 | 2,426 |
| Volatile liabilities | $79,915,000 | 1,847 |
| Insider loans | $5,278,000 | 1,457 |
| FHLB advances | $0 | 5,026 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $49,849,000 | 1,351 |
| Tier 1 (core) risk-based capital | $24,676,000 | 2,505 |
| Tier 2 risk-based capital | $3,346,000 | 1,724 |
| Total risk weighted assets | $263,635,000 | 1,850 |
| Total unused commitments | $49,849,000 | 1,352 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 94 | 1,705 |
| Assets and Liabilities | ||
| Total Assets: | $270,746,000 | 2,481 |
| Cash and due from depository institutions | $7,462,000 | 1,705 |
| Interest-bearing balances | $0 | 7,292 |
| Securities | $10,452,000 | 5,754 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,911 |
| Net loans & leases | $210,059,000 | 2,193 |
| Loan loss allowance | $6,830,000 | 1,167 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $11,050,000 | 1,151 |
| Other real estate owned | $4,061,000 | 1,705 |
| Goodwill and other intangibles | $17,223,000 | 382 |
| All other assets | $10,439,000 | 1,818 |
| Life insurance assets | $3,338,000 | 1,713 |
| Total liabilities and capital | $270,746,000 | 2,481 |
| Total liabilities | $229,588,000 | 2,621 |
| Total deposits | $207,128,000 | 2,624 |
| Interest-bearing deposits | $196,351,000 | 2,421 |
| Deposits held in domestic offices | $207,128,000 | 2,621 |
| % insured | 67.19% | 7,547 |
| Federal funds purchased & repurchase agreements | $20,704,000 | 729 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $0 | 5,525 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,756,000 | 2,583 |
| Total equity capital | $41,158,000 | 1,678 |
| Total bank equity capital | $41,158,000 | 1,677 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $14,640,000 | 331 |
| Surplus | $45,233,000 | 769 |
| Undivided profits | $-18,715,000 | 7,934 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $8,613,000 | 1,646 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $349,000 | 572 |
| Income earned, not collected on loans | $768,000 | 4,359 |
| Earning assets | $220,511,000 | 2,780 |
| Long-term assets (5+ years) | $46,804,000 | 2,492 |
| Average Assets, year-to-date | $259,614,500 | 2,533 |
| Average Assets, quarterly | $265,279,500 | 2,514 |
| Volatile liabilities | $72,281,000 | 2,057 |
| Insider loans | $4,344,000 | 1,768 |
| FHLB advances | $0 | 5,137 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $47,039,000 | 1,476 |
| Tier 1 (core) risk-based capital | $23,669,000 | 2,673 |
| Tier 2 risk-based capital | $3,157,000 | 1,809 |
| Total risk weighted assets | $248,778,000 | 1,975 |
| Total unused commitments | $47,039,000 | 1,478 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 94 | 1,743 |
| Assets and Liabilities | ||
| Total Assets: | $259,813,000 | 2,569 |
| Cash and due from depository institutions | $7,402,000 | 1,743 |
| Interest-bearing balances | $0 | 7,302 |
| Securities | $10,399,000 | 5,749 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,176 |
| Net loans & leases | $200,556,000 | 2,321 |
| Loan loss allowance | $5,795,000 | 1,323 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $11,384,000 | 1,135 |
| Other real estate owned | $1,546,000 | 1,743 |
| Goodwill and other intangibles | $17,386,000 | 397 |
| All other assets | $11,140,000 | 1,737 |
| Life insurance assets | $3,308,000 | 1,732 |
| Total liabilities and capital | $259,813,000 | 2,569 |
| Total liabilities | $219,095,000 | 2,731 |
| Total deposits | $206,921,000 | 2,610 |
| Interest-bearing deposits | $196,068,000 | 2,415 |
| Deposits held in domestic offices | $206,921,000 | 2,608 |
| % insured | 44.17% | 7,884 |
| Federal funds purchased & repurchase agreements | $10,009,000 | 1,082 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $0 | 5,613 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,165,000 | 2,235 |
| Total equity capital | $40,718,000 | 1,679 |
| Total bank equity capital | $40,718,000 | 1,678 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $14,640,000 | 330 |
| Surplus | $43,208,000 | 808 |
| Undivided profits | $-17,130,000 | 8,014 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $11,155,000 | 1,335 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $349,000 | 562 |
| Income earned, not collected on loans | $920,000 | 3,736 |
| Earning assets | $210,955,000 | 2,887 |
| Long-term assets (5+ years) | $46,291,000 | 2,465 |
| Average Assets, year-to-date | $255,904,000 | 2,573 |
| Average Assets, quarterly | $256,322,500 | 2,590 |
| Volatile liabilities | $64,025,000 | 2,254 |
| Insider loans | $4,361,000 | 1,776 |
| FHLB advances | $0 | 5,202 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $48,697,000 | 1,509 |
| Tier 1 (core) risk-based capital | $23,106,000 | 2,750 |
| Tier 2 risk-based capital | $3,015,000 | 1,883 |
| Total risk weighted assets | $238,309,000 | 2,082 |
| Total unused commitments | $48,697,000 | 1,511 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 96 | 1,717 |
| Assets and Liabilities | ||
| Total Assets: | $252,832,000 | 2,640 |
| Cash and due from depository institutions | $8,280,000 | 1,717 |
| Interest-bearing balances | $0 | 7,240 |
| Securities | $10,340,000 | 5,823 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,546 |
| Net loans & leases | $194,498,000 | 2,402 |
| Loan loss allowance | $6,799,000 | 1,090 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $9,817,000 | 1,321 |
| Other real estate owned | $1,546,000 | 1,717 |
| Goodwill and other intangibles | $17,550,000 | 410 |
| All other assets | $10,801,000 | 1,763 |
| Life insurance assets | $3,278,000 | 1,737 |
| Total liabilities and capital | $252,832,000 | 2,640 |
| Total liabilities | $212,044,000 | 2,828 |
| Total deposits | $177,144,000 | 3,045 |
| Interest-bearing deposits | $162,854,000 | 2,856 |
| Deposits held in domestic offices | $177,144,000 | 3,043 |
| % insured | 47.95% | 7,848 |
| Federal funds purchased & repurchase agreements | $33,151,000 | 560 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $0 | 5,670 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $1,749,000 | 2,546 |
| Total equity capital | $40,788,000 | 1,683 |
| Total bank equity capital | $40,788,000 | 1,683 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $14,640,000 | 326 |
| Surplus | $41,692,000 | 821 |
| Undivided profits | $-15,544,000 | 8,086 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $3,904,000 | 2,472 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $819,000 | 4,076 |
| Earning assets | $204,838,000 | 2,990 |
| Long-term assets (5+ years) | $48,473,000 | 2,383 |
| Average Assets, year-to-date | $253,949,500 | 2,601 |
| Average Assets, quarterly | $253,949,500 | 2,601 |
| Volatile liabilities | $82,481,000 | 1,839 |
| Insider loans | $3,114,000 | 2,351 |
| FHLB advances | $0 | 5,264 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $47,738,000 | 1,622 |
| Tier 1 (core) risk-based capital | $23,067,000 | 2,761 |
| Tier 2 risk-based capital | $2,933,000 | 1,917 |
| Total risk weighted assets | $230,660,000 | 2,145 |
| Total unused commitments | $47,738,000 | 1,624 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 95 | 1,739 |
| Assets and Liabilities | ||
| Total Assets: | $255,067,000 | 2,597 |
| Cash and due from depository institutions | $8,358,000 | 1,739 |
| Interest-bearing balances | $0 | 7,069 |
| Securities | $10,323,000 | 5,842 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,377 |
| Net loans & leases | $196,885,000 | 2,370 |
| Loan loss allowance | $6,792,000 | 1,049 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $8,809,000 | 1,479 |
| Other real estate owned | $501,000 | 1,739 |
| Goodwill and other intangibles | $17,714,000 | 421 |
| All other assets | $12,477,000 | 1,594 |
| Life insurance assets | $3,247,000 | 1,750 |
| Total liabilities and capital | $255,067,000 | 2,597 |
| Total liabilities | $215,081,000 | 2,769 |
| Total deposits | $134,638,000 | 3,693 |
| Interest-bearing deposits | $125,524,000 | 3,475 |
| Deposits held in domestic offices | $134,638,000 | 3,691 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $79,172,000 | 335 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $0 | 5,839 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $1,271,000 | 3,200 |
| Total equity capital | $39,986,000 | 1,695 |
| Total bank equity capital | $39,986,000 | 1,695 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $14,640,000 | 325 |
| Surplus | $39,168,000 | 842 |
| Undivided profits | $-13,822,000 | 8,140 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,065,000 | 2,169 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $787,000 | 4,431 |
| Earning assets | $207,208,000 | 2,912 |
| Long-term assets (5+ years) | $46,829,000 | 2,427 |
| Average Assets, year-to-date | $233,738,200 | 2,717 |
| Average Assets, quarterly | $248,666,000 | 2,627 |
| Volatile liabilities | $108,068,000 | 1,408 |
| Insider loans | $3,108,000 | 2,391 |
| FHLB advances | $0 | 5,445 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $50,389,000 | 1,566 |
| Tier 1 (core) risk-based capital | $22,133,000 | 2,829 |
| Tier 2 risk-based capital | $3,003,000 | 1,852 |
| Total risk weighted assets | $236,120,000 | 2,103 |
| Total unused commitments | $50,389,000 | 1,570 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 81 | 2,103 |
| Assets and Liabilities | ||
| Total Assets: | $242,265,000 | 2,697 |
| Cash and due from depository institutions | $9,616,000 | 2,103 |
| Interest-bearing balances | $0 | 6,794 |
| Securities | $0 | 8,112 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,854 |
| Net loans & leases | $200,501,000 | 2,348 |
| Loan loss allowance | $5,194,000 | 1,215 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $5,675,000 | 2,301 |
| Other real estate owned | $0 | 2,103 |
| Goodwill and other intangibles | $17,904,000 | 447 |
| All other assets | $8,569,000 | 2,156 |
| Life insurance assets | $3,217,000 | 1,752 |
| Total liabilities and capital | $242,265,000 | 2,697 |
| Total liabilities | $200,461,000 | 2,920 |
| Total deposits | $125,670,000 | 3,844 |
| Interest-bearing deposits | $115,680,000 | 3,647 |
| Deposits held in domestic offices | $125,670,000 | 3,841 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $73,414,000 | 365 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $0 | 5,843 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,377,000 | 3,097 |
| Total equity capital | $41,804,000 | 1,628 |
| Total bank equity capital | $41,804,000 | 1,628 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $14,640,000 | 321 |
| Surplus | $38,147,000 | 848 |
| Undivided profits | $-10,983,000 | 8,257 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,956,000 | 1,426 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $907,000 | 4,175 |
| Earning assets | $200,501,000 | 2,974 |
| Long-term assets (5+ years) | $47,569,000 | 2,347 |
| Average Assets, year-to-date | $228,406,000 | 2,788 |
| Average Assets, quarterly | $244,418,500 | 2,663 |
| Volatile liabilities | $83,181,000 | 1,723 |
| Insider loans | $3,127,000 | 2,383 |
| FHLB advances | $0 | 5,438 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $55,403,000 | 1,546 |
| Tier 1 (core) risk-based capital | $23,900,000 | 2,688 |
| Tier 2 risk-based capital | $2,986,000 | 1,803 |
| Total risk weighted assets | $236,285,000 | 2,114 |
| Total unused commitments | $55,403,000 | 1,547 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 81 | 2,138 |
| Assets and Liabilities | ||
| Total Assets: | $246,572,000 | 2,664 |
| Cash and due from depository institutions | $17,924,000 | 2,138 |
| Interest-bearing balances | $0 | 6,776 |
| Securities | $0 | 8,159 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,934 |
| Net loans & leases | $197,852,000 | 2,357 |
| Loan loss allowance | $3,196,000 | 1,801 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $4,683,000 | 2,727 |
| Other real estate owned | $0 | 2,138 |
| Goodwill and other intangibles | $18,094,000 | 457 |
| All other assets | $8,019,000 | 2,201 |
| Life insurance assets | $3,187,000 | 1,760 |
| Total liabilities and capital | $246,572,000 | 2,664 |
| Total liabilities | $207,705,000 | 2,817 |
| Total deposits | $130,558,000 | 3,747 |
| Interest-bearing deposits | $102,330,000 | 3,990 |
| Deposits held in domestic offices | $130,558,000 | 3,744 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $75,708,000 | 379 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $0 | 5,770 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $1,439,000 | 2,974 |
| Total equity capital | $38,867,000 | 1,764 |
| Total bank equity capital | $38,867,000 | 1,764 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $14,640,000 | 318 |
| Surplus | $33,026,000 | 964 |
| Undivided profits | $-8,799,000 | 8,346 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,932,000 | 2,780 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $695,000 | 4,864 |
| Earning assets | $197,852,000 | 2,988 |
| Long-term assets (5+ years) | $46,701,000 | 2,349 |
| Average Assets, year-to-date | $223,786,330 | 2,846 |
| Average Assets, quarterly | $236,136,500 | 2,739 |
| Volatile liabilities | $80,150,000 | 1,764 |
| Insider loans | $4,210,000 | 1,849 |
| FHLB advances | $0 | 5,355 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $62,204,000 | 1,444 |
| Tier 1 (core) risk-based capital | $20,772,000 | 3,074 |
| Tier 2 risk-based capital | $3,033,000 | 1,760 |
| Total risk weighted assets | $242,274,000 | 2,049 |
| Total unused commitments | $62,204,000 | 1,444 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 80 | 2,166 |
| Assets and Liabilities | ||
| Total Assets: | $225,701,000 | 2,858 |
| Cash and due from depository institutions | $16,173,000 | 2,166 |
| Interest-bearing balances | $0 | 6,734 |
| Securities | $0 | 8,194 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,601 |
| Net loans & leases | $178,799,000 | 2,508 |
| Loan loss allowance | $2,283,000 | 2,334 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $4,464,000 | 2,794 |
| Other real estate owned | $0 | 2,166 |
| Goodwill and other intangibles | $18,285,000 | 473 |
| All other assets | $7,980,000 | 2,167 |
| Life insurance assets | $3,155,000 | 1,760 |
| Total liabilities and capital | $225,701,000 | 2,858 |
| Total liabilities | $188,683,000 | 3,033 |
| Total deposits | $140,775,000 | 3,566 |
| Interest-bearing deposits | $111,837,000 | 3,754 |
| Deposits held in domestic offices | $140,775,000 | 3,563 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $46,774,000 | 511 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $0 | 5,604 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,134,000 | 3,762 |
| Total equity capital | $37,018,000 | 1,912 |
| Total bank equity capital | $37,018,000 | 1,912 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $14,640,000 | 317 |
| Surplus | $29,456,000 | 1,075 |
| Undivided profits | $-7,078,000 | 8,410 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $702,000 | 4,266 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $698,000 | 4,880 |
| Earning assets | $178,799,000 | 3,259 |
| Long-term assets (5+ years) | $40,542,000 | 2,504 |
| Average Assets, year-to-date | $212,393,500 | 2,980 |
| Average Assets, quarterly | $212,393,500 | 2,980 |
| Volatile liabilities | $53,384,000 | 2,491 |
| Insider loans | $976,000 | 4,402 |
| FHLB advances | $0 | 5,198 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $63,165,000 | 1,466 |
| Tier 1 (core) risk-based capital | $18,733,000 | 3,384 |
| Tier 2 risk-based capital | $2,515,000 | 2,004 |
| Total risk weighted assets | $212,406,000 | 2,269 |
| Total unused commitments | $63,165,000 | 1,467 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 68 | 2,543 |
| Assets and Liabilities | ||
| Total Assets: | $199,086,000 | 3,157 |
| Cash and due from depository institutions | $16,851,000 | 2,543 |
| Interest-bearing balances | $0 | 6,620 |
| Securities | $0 | 8,234 |
| Federal funds sold & reverse repurchase agreements | $783,000 | 5,188 |
| Net loans & leases | $151,489,000 | 2,878 |
| Loan loss allowance | $1,870,000 | 2,690 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $4,401,000 | 2,796 |
| Other real estate owned | $0 | 2,543 |
| Goodwill and other intangibles | $18,475,000 | 463 |
| All other assets | $7,087,000 | 2,390 |
| Life insurance assets | $3,126,000 | 1,761 |
| Total liabilities and capital | $199,086,000 | 3,157 |
| Total liabilities | $160,966,000 | 3,416 |
| Total deposits | $127,022,000 | 3,788 |
| Interest-bearing deposits | $95,720,000 | 4,150 |
| Deposits held in domestic offices | $127,022,000 | 3,786 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $32,739,000 | 627 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,553 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,205,000 | 3,559 |
| Total equity capital | $38,120,000 | 1,838 |
| Total bank equity capital | $38,120,000 | 1,838 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $14,640,000 | 318 |
| Surplus | $29,396,000 | 1,055 |
| Undivided profits | $-5,916,000 | 8,438 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $714,000 | 3,961 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $664,000 | 5,267 |
| Earning assets | $152,272,000 | 3,648 |
| Long-term assets (5+ years) | $35,369,000 | 2,581 |
| Average Assets, year-to-date | $186,793,000 | 3,220 |
| Average Assets, quarterly | $197,896,500 | 3,136 |
| Volatile liabilities | $42,618,000 | 2,948 |
| Insider loans | $980,000 | 4,404 |
| FHLB advances | $0 | 5,108 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $54,803,000 | 1,640 |
| Tier 1 (core) risk-based capital | $19,644,000 | 3,211 |
| Tier 2 risk-based capital | $2,070,000 | 2,331 |
| Total risk weighted assets | $179,964,000 | 2,581 |
| Total unused commitments | $54,803,000 | 1,640 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 67 | 2,563 |
| Assets and Liabilities | ||
| Total Assets: | $196,707,000 | 3,138 |
| Cash and due from depository institutions | $14,184,000 | 2,563 |
| Interest-bearing balances | $0 | 6,576 |
| Securities | $0 | 8,282 |
| Federal funds sold & reverse repurchase agreements | $3,418,000 | 3,252 |
| Net loans & leases | $148,914,000 | 2,866 |
| Loan loss allowance | $1,650,000 | 2,923 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $4,323,000 | 2,800 |
| Other real estate owned | $0 | 2,563 |
| Goodwill and other intangibles | $18,686,000 | 453 |
| All other assets | $7,182,000 | 2,343 |
| Life insurance assets | $3,096,000 | 1,727 |
| Total liabilities and capital | $196,707,000 | 3,138 |
| Total liabilities | $161,829,000 | 3,366 |
| Total deposits | $138,539,000 | 3,530 |
| Interest-bearing deposits | $113,195,000 | 3,657 |
| Deposits held in domestic offices | $138,539,000 | 3,528 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $22,208,000 | 782 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,543 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $1,082,000 | 3,891 |
| Total equity capital | $34,878,000 | 1,969 |
| Total bank equity capital | $34,878,000 | 1,969 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $14,640,000 | 303 |
| Surplus | $24,854,000 | 1,188 |
| Undivided profits | $-4,616,000 | 8,450 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $299,000 | 5,116 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $626,000 | 5,715 |
| Earning assets | $152,332,000 | 3,617 |
| Long-term assets (5+ years) | $34,594,000 | 2,520 |
| Average Assets, year-to-date | $183,719,750 | 3,258 |
| Average Assets, quarterly | $193,118,000 | 3,166 |
| Volatile liabilities | $33,692,000 | 3,464 |
| Insider loans | $983,000 | 4,339 |
| FHLB advances | $0 | 5,081 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $53,335,000 | 1,693 |
| Tier 1 (core) risk-based capital | $16,192,000 | 3,827 |
| Tier 2 risk-based capital | $1,825,000 | 2,582 |
| Total risk weighted assets | $177,399,000 | 2,568 |
| Total unused commitments | $53,335,000 | 1,693 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 63 | 2,780 |
| Assets and Liabilities | ||
| Total Assets: | $189,529,000 | 3,247 |
| Cash and due from depository institutions | $13,727,000 | 2,780 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $0 | 8,331 |
| Federal funds sold & reverse repurchase agreements | $26,741,000 | 561 |
| Net loans & leases | $120,697,000 | 3,395 |
| Loan loss allowance | $1,540,000 | 3,102 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $2,944,000 | 3,656 |
| Other real estate owned | $0 | 2,780 |
| Goodwill and other intangibles | $18,896,000 | 465 |
| All other assets | $6,524,000 | 2,504 |
| Life insurance assets | $3,067,000 | 1,736 |
| Total liabilities and capital | $189,529,000 | 3,247 |
| Total liabilities | $156,055,000 | 3,462 |
| Total deposits | $118,947,000 | 3,971 |
| Interest-bearing deposits | $87,689,000 | 4,343 |
| Deposits held in domestic offices | $118,947,000 | 3,969 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $32,996,000 | 602 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $3,000,000 | 3,962 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,112,000 | 3,610 |
| Total equity capital | $33,474,000 | 2,020 |
| Total bank equity capital | $33,474,000 | 2,020 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $14,640,000 | 303 |
| Surplus | $22,264,000 | 1,296 |
| Undivided profits | $-3,430,000 | 8,458 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $185,000 | 5,605 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $531,000 | 5,954 |
| Earning assets | $147,438,000 | 3,694 |
| Long-term assets (5+ years) | $33,480,000 | 2,530 |
| Average Assets, year-to-date | $179,390,670 | 3,350 |
| Average Assets, quarterly | $181,839,500 | 3,334 |
| Volatile liabilities | $45,708,000 | 2,707 |
| Insider loans | $983,000 | 4,356 |
| FHLB advances | $3,000,000 | 3,791 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $49,230,000 | 1,839 |
| Tier 1 (core) risk-based capital | $14,578,000 | 4,153 |
| Tier 2 risk-based capital | $1,712,000 | 2,717 |
| Total risk weighted assets | $152,733,000 | 2,946 |
| Total unused commitments | $49,230,000 | 1,840 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 54 | 3,162 |
| Assets and Liabilities | ||
| Total Assets: | $174,150,000 | 3,473 |
| Cash and due from depository institutions | $13,656,000 | 3,162 |
| Interest-bearing balances | $0 | 6,642 |
| Securities | $0 | 8,365 |
| Federal funds sold & reverse repurchase agreements | $27,870,000 | 666 |
| Net loans & leases | $104,906,000 | 3,710 |
| Loan loss allowance | $1,542,000 | 3,094 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $2,262,000 | 4,250 |
| Other real estate owned | $0 | 3,162 |
| Goodwill and other intangibles | $19,107,000 | 454 |
| All other assets | $6,349,000 | 2,511 |
| Life insurance assets | $3,038,000 | 1,724 |
| Total liabilities and capital | $174,150,000 | 3,473 |
| Total liabilities | $139,717,000 | 3,764 |
| Total deposits | $108,273,000 | 4,243 |
| Interest-bearing deposits | $78,750,000 | 4,671 |
| Deposits held in domestic offices | $108,273,000 | 4,242 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $27,311,000 | 663 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $3,000,000 | 3,890 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $1,133,000 | 3,626 |
| Total equity capital | $34,433,000 | 1,975 |
| Total bank equity capital | $34,433,000 | 1,975 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $14,640,000 | 289 |
| Surplus | $22,264,000 | 1,279 |
| Undivided profits | $-2,471,000 | 8,444 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $185,000 | 5,530 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $409,000 | 6,533 |
| Earning assets | $132,776,000 | 3,992 |
| Long-term assets (5+ years) | $28,240,000 | 2,798 |
| Average Assets, year-to-date | $174,321,500 | 3,446 |
| Average Assets, quarterly | $174,321,500 | 3,446 |
| Volatile liabilities | $38,572,000 | 3,058 |
| Insider loans | $986,000 | 4,325 |
| FHLB advances | $3,000,000 | 3,728 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $47,124,000 | 1,906 |
| Tier 1 (core) risk-based capital | $15,326,000 | 3,962 |
| Tier 2 risk-based capital | $1,710,000 | 2,720 |
| Total risk weighted assets | $136,765,000 | 3,188 |
| Total unused commitments | $47,124,000 | 1,907 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 53 | 3,200 |
| Assets and Liabilities | ||
| Total Assets: | $174,493,000 | 3,431 |
| Cash and due from depository institutions | $20,744,000 | 3,200 |
| Interest-bearing balances | $0 | 6,658 |
| Securities | $0 | 8,416 |
| Federal funds sold & reverse repurchase agreements | $30,275,000 | 502 |
| Net loans & leases | $95,788,000 | 3,939 |
| Loan loss allowance | $1,142,000 | 3,793 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $2,294,000 | 4,183 |
| Other real estate owned | $0 | 3,200 |
| Goodwill and other intangibles | $19,317,000 | 434 |
| All other assets | $6,075,000 | 2,597 |
| Life insurance assets | $3,008,000 | 1,700 |
| Total liabilities and capital | $174,493,000 | 3,431 |
| Total liabilities | $139,223,000 | 3,769 |
| Total deposits | $121,657,000 | 3,872 |
| Interest-bearing deposits | $82,281,000 | 4,481 |
| Deposits held in domestic offices | $121,657,000 | 3,870 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,230,000 | 1,043 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $3,000,000 | 4,043 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $1,336,000 | 3,203 |
| Total equity capital | $35,270,000 | 1,900 |
| Total bank equity capital | $35,270,000 | 1,900 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $14,640,000 | 282 |
| Surplus | $22,264,000 | 1,255 |
| Undivided profits | $-1,634,000 | 8,348 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,413 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $396,000 | 6,713 |
| Earning assets | $126,063,000 | 4,100 |
| Long-term assets (5+ years) | $23,379,000 | 3,087 |
| Average Assets, year-to-date | $179,479,800 | 3,231 |
| Average Assets, quarterly | $185,263,500 | 3,229 |
| Volatile liabilities | $21,213,000 | 4,561 |
| Insider loans | $2,211,000 | 2,798 |
| FHLB advances | $3,000,000 | 3,891 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $42,767,000 | 2,042 |
| Tier 1 (core) risk-based capital | $15,953,000 | 3,745 |
| Tier 2 risk-based capital | $1,312,000 | 3,315 |
| Total risk weighted assets | $129,388,000 | 3,303 |
| Total unused commitments | $42,767,000 | 2,042 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 49 | 3,437 |
| Assets and Liabilities | ||
| Total Assets: | $196,034,000 | 3,085 |
| Cash and due from depository institutions | $13,249,000 | 3,437 |
| Interest-bearing balances | $0 | 6,705 |
| Securities | $44,127,000 | 2,604 |
| Federal funds sold & reverse repurchase agreements | $28,792,000 | 458 |
| Net loans & leases | $82,781,000 | 4,319 |
| Loan loss allowance | $1,033,000 | 4,087 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $1,150,000 | 5,694 |
| Other real estate owned | $0 | 3,437 |
| Goodwill and other intangibles | $19,551,000 | 435 |
| All other assets | $6,384,000 | 2,494 |
| Life insurance assets | $2,980,000 | 1,675 |
| Total liabilities and capital | $196,034,000 | 3,085 |
| Total liabilities | $160,600,000 | 3,320 |
| Total deposits | $144,033,000 | 3,368 |
| Interest-bearing deposits | $81,742,000 | 4,462 |
| Deposits held in domestic offices | $144,033,000 | 3,365 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,549,000 | 1,058 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $3,000,000 | 4,229 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,018,000 | 3,795 |
| Total equity capital | $35,434,000 | 1,874 |
| Total bank equity capital | $35,434,000 | 1,874 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $14,640,000 | 270 |
| Surplus | $22,247,000 | 1,249 |
| Undivided profits | $-1,453,000 | 8,393 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,509 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $528,000 | 6,037 |
| Earning assets | $155,700,000 | 3,472 |
| Long-term assets (5+ years) | $62,138,000 | 1,577 |
| Average Assets, year-to-date | $180,726,500 | 3,229 |
| Average Assets, quarterly | $199,236,000 | 3,025 |
| Volatile liabilities | $18,592,000 | 4,901 |
| Insider loans | $4,167,000 | 1,685 |
| FHLB advances | $3,000,000 | 4,055 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $40,268,000 | 2,133 |
| Tier 1 (core) risk-based capital | $16,717,000 | 3,585 |
| Tier 2 risk-based capital | $1,219,000 | 3,467 |
| Total risk weighted assets | $133,427,000 | 3,200 |
| Total unused commitments | $40,268,000 | 2,135 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 43 | 3,810 |
| Assets and Liabilities | ||
| Total Assets: | $202,438,000 | 2,988 |
| Cash and due from depository institutions | $10,521,000 | 3,810 |
| Interest-bearing balances | $0 | 6,732 |
| Securities | $44,920,000 | 2,554 |
| Federal funds sold & reverse repurchase agreements | $44,654,000 | 283 |
| Net loans & leases | $74,781,000 | 4,571 |
| Loan loss allowance | $923,000 | 4,374 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $970,000 | 5,978 |
| Other real estate owned | $0 | 3,810 |
| Goodwill and other intangibles | $19,784,000 | 427 |
| All other assets | $6,808,000 | 2,344 |
| Life insurance assets | $2,952,000 | 1,660 |
| Total liabilities and capital | $202,438,000 | 2,988 |
| Total liabilities | $166,513,000 | 3,198 |
| Total deposits | $148,346,000 | 3,230 |
| Interest-bearing deposits | $74,621,000 | 4,724 |
| Deposits held in domestic offices | $148,346,000 | 3,227 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,319,000 | 1,000 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $3,000,000 | 4,275 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $848,000 | 3,944 |
| Total equity capital | $35,925,000 | 1,772 |
| Total bank equity capital | $35,925,000 | 1,772 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $14,640,000 | 257 |
| Surplus | $22,213,000 | 1,226 |
| Undivided profits | $-928,000 | 8,275 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $750,000 | 2,942 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $658,000 | 5,010 |
| Earning assets | $164,355,000 | 3,282 |
| Long-term assets (5+ years) | $58,276,000 | 1,642 |
| Average Assets, year-to-date | $175,624,000 | 3,302 |
| Average Assets, quarterly | $185,894,500 | 3,180 |
| Volatile liabilities | $17,141,000 | 5,036 |
| Insider loans | $3,779,000 | 1,792 |
| FHLB advances | $3,000,000 | 4,088 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $38,428,000 | 2,209 |
| Tier 1 (core) risk-based capital | $16,991,000 | 3,472 |
| Tier 2 risk-based capital | $1,099,000 | 3,717 |
| Total risk weighted assets | $130,655,000 | 3,221 |
| Total unused commitments | $38,428,000 | 2,210 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 37 | 4,265 |
| Assets and Liabilities | ||
| Total Assets: | $169,351,000 | 3,438 |
| Cash and due from depository institutions | $9,697,000 | 4,265 |
| Interest-bearing balances | $0 | 6,770 |
| Securities | $0 | 8,575 |
| Federal funds sold & reverse repurchase agreements | $64,852,000 | 215 |
| Net loans & leases | $67,706,000 | 4,774 |
| Loan loss allowance | $949,000 | 4,280 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $884,000 | 6,116 |
| Other real estate owned | $0 | 4,265 |
| Goodwill and other intangibles | $20,018,000 | 405 |
| All other assets | $6,194,000 | 2,460 |
| Life insurance assets | $2,925,000 | 1,631 |
| Total liabilities and capital | $169,351,000 | 3,438 |
| Total liabilities | $132,025,000 | 3,812 |
| Total deposits | $120,813,000 | 3,805 |
| Interest-bearing deposits | $65,388,000 | 5,133 |
| Deposits held in domestic offices | $120,813,000 | 3,801 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,855,000 | 1,503 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $3,000,000 | 4,149 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $2,357,000 | 1,929 |
| Total equity capital | $37,326,000 | 1,682 |
| Total bank equity capital | $37,326,000 | 1,682 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $14,640,000 | 252 |
| Surplus | $22,213,000 | 1,186 |
| Undivided profits | $473,000 | 7,533 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,539 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $402,000 | 6,321 |
| Earning assets | $132,558,000 | 3,874 |
| Long-term assets (5+ years) | $11,968,000 | 4,262 |
| Average Assets, year-to-date | $162,217,000 | 3,517 |
| Average Assets, quarterly | $162,217,000 | 3,517 |
| Volatile liabilities | $9,394,000 | 6,212 |
| Insider loans | $3,793,000 | 1,749 |
| FHLB advances | $3,000,000 | 3,999 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $32,035,000 | 2,476 |
| Tier 1 (core) risk-based capital | $17,307,000 | 3,366 |
| Tier 2 risk-based capital | $1,099,000 | 3,670 |
| Total risk weighted assets | $99,546,000 | 3,876 |
| Total unused commitments | $32,035,000 | 2,480 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 34 | 4,539 |
| Assets and Liabilities | ||
| Total Assets: | $155,083,000 | 3,633 |
| Cash and due from depository institutions | $7,816,000 | 4,539 |
| Interest-bearing balances | $0 | 6,803 |
| Securities | $0 | 8,634 |
| Federal funds sold & reverse repurchase agreements | $49,516,000 | 264 |
| Net loans & leases | $66,766,000 | 4,807 |
| Loan loss allowance | $932,000 | 4,303 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $846,000 | 6,193 |
| Other real estate owned | $0 | 4,539 |
| Goodwill and other intangibles | $20,252,000 | 391 |
| All other assets | $9,887,000 | 1,691 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $155,083,000 | 3,633 |
| Total liabilities | $117,718,000 | 4,136 |
| Total deposits | $112,319,000 | 4,010 |
| Interest-bearing deposits | $66,730,000 | 5,023 |
| Deposits held in domestic offices | $112,319,000 | 4,007 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $758,000 | 2,931 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $3,000,000 | 4,228 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,641,000 | 2,455 |
| Total equity capital | $37,365,000 | 1,651 |
| Total bank equity capital | $37,365,000 | 1,651 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $14,640,000 | 246 |
| Surplus | $22,209,000 | 1,159 |
| Undivided profits | $516,000 | 7,566 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,622 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $252,000 | 7,512 |
| Earning assets | $116,282,000 | 4,253 |
| Long-term assets (5+ years) | $12,533,000 | 4,185 |
| Average Assets, year-to-date | $159,003,800 | 3,440 |
| Average Assets, quarterly | $165,575,500 | 3,430 |
| Volatile liabilities | $4,919,000 | 7,351 |
| Insider loans | $4,121,000 | 1,617 |
| FHLB advances | $3,000,000 | 4,059 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $30,453,000 | 2,507 |
| Tier 1 (core) risk-based capital | $17,113,000 | 3,354 |
| Tier 2 risk-based capital | $1,081,000 | 3,683 |
| Total risk weighted assets | $98,642,000 | 3,874 |
| Total unused commitments | $30,453,000 | 2,507 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 31 | 4,835 |
| Assets and Liabilities | ||
| Total Assets: | $176,068,000 | 3,251 |
| Cash and due from depository institutions | $11,251,000 | 4,835 |
| Interest-bearing balances | $0 | 6,835 |
| Securities | $0 | 8,672 |
| Federal funds sold & reverse repurchase agreements | $55,105,000 | 248 |
| Net loans & leases | $78,785,000 | 4,314 |
| Loan loss allowance | $1,109,000 | 3,801 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $496,000 | 7,054 |
| Other real estate owned | $0 | 4,835 |
| Goodwill and other intangibles | $20,506,000 | 371 |
| All other assets | $9,925,000 | 1,635 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $176,068,000 | 3,251 |
| Total liabilities | $138,959,000 | 3,585 |
| Total deposits | $126,812,000 | 3,565 |
| Interest-bearing deposits | $82,173,000 | 4,334 |
| Deposits held in domestic offices | $126,812,000 | 3,561 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $10,000,000 | 2,673 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,147,000 | 1,962 |
| Total equity capital | $37,109,000 | 1,641 |
| Total bank equity capital | $37,109,000 | 1,641 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $14,640,000 | 233 |
| Surplus | $22,158,000 | 1,129 |
| Undivided profits | $311,000 | 7,837 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $98,000 | 6,311 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $268,000 | 7,401 |
| Earning assets | $133,890,000 | 3,759 |
| Long-term assets (5+ years) | $23,638,000 | 2,984 |
| Average Assets, year-to-date | $159,984,000 | 3,406 |
| Average Assets, quarterly | $178,022,000 | 3,185 |
| Volatile liabilities | $12,301,000 | 5,580 |
| Insider loans | $5,480,000 | 1,170 |
| FHLB advances | $10,000,000 | 2,512 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $31,391,000 | 2,445 |
| Tier 1 (core) risk-based capital | $16,603,000 | 3,391 |
| Tier 2 risk-based capital | $1,276,000 | 3,231 |
| Total risk weighted assets | $111,236,000 | 3,489 |
| Total unused commitments | $31,391,000 | 2,448 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 32 | 4,728 |
| Assets and Liabilities | ||
| Total Assets: | $179,976,000 | 3,133 |
| Cash and due from depository institutions | $4,089,000 | 4,728 |
| Interest-bearing balances | $82,000 | 5,322 |
| Securities | $32,118,000 | 3,412 |
| Federal funds sold & reverse repurchase agreements | $27,915,000 | 441 |
| Net loans & leases | $88,471,000 | 3,944 |
| Loan loss allowance | $1,231,000 | 3,482 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $448,000 | 7,168 |
| Other real estate owned | $0 | 4,728 |
| Goodwill and other intangibles | $20,764,000 | 358 |
| All other assets | $6,171,000 | 2,315 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $179,976,000 | 3,133 |
| Total liabilities | $142,928,000 | 3,456 |
| Total deposits | $128,386,000 | 3,480 |
| Interest-bearing deposits | $68,220,000 | 4,882 |
| Deposits held in domestic offices | $128,386,000 | 3,477 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $13,000,000 | 2,272 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,542,000 | 2,382 |
| Total equity capital | $37,048,000 | 1,612 |
| Total bank equity capital | $37,048,000 | 1,612 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $14,640,000 | 223 |
| Surplus | $22,159,000 | 1,101 |
| Undivided profits | $249,000 | 7,903 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $241,000 | 4,979 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $439,000 | 5,871 |
| Earning assets | $148,586,000 | 3,404 |
| Long-term assets (5+ years) | $7,115,000 | 5,366 |
| Average Assets, year-to-date | $154,622,670 | 3,484 |
| Average Assets, quarterly | $161,389,000 | 3,389 |
| Volatile liabilities | $14,920,000 | 4,988 |
| Insider loans | $8,834,000 | 682 |
| FHLB advances | $13,000,000 | 2,157 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $46,032,000 | 1,820 |
| Tier 1 (core) risk-based capital | $16,127,000 | 3,404 |
| Tier 2 risk-based capital | $1,279,000 | 3,176 |
| Total risk weighted assets | $110,103,000 | 3,466 |
| Total unused commitments | $46,032,000 | 1,820 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 33 | 4,612 |
| Assets and Liabilities | ||
| Total Assets: | $142,802,000 | 3,759 |
| Cash and due from depository institutions | $2,922,000 | 4,612 |
| Interest-bearing balances | $60,000 | 5,610 |
| Securities | $34,246,000 | 3,275 |
| Federal funds sold & reverse repurchase agreements | $7,152,000 | 1,706 |
| Net loans & leases | $91,749,000 | 3,787 |
| Loan loss allowance | $1,072,000 | 3,859 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $485,000 | 7,116 |
| Other real estate owned | $0 | 4,612 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $6,248,000 | 2,286 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $142,802,000 | 3,759 |
| Total liabilities | $125,330,000 | 3,822 |
| Total deposits | $110,217,000 | 3,937 |
| Interest-bearing deposits | $65,190,000 | 5,069 |
| Deposits held in domestic offices | $110,217,000 | 3,934 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $13,000,000 | 2,200 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,113,000 | 1,885 |
| Total equity capital | $17,472,000 | 3,210 |
| Total bank equity capital | $17,472,000 | 3,210 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $14,640,000 | 214 |
| Surplus | $0 | 8,248 |
| Undivided profits | $2,832,000 | 5,787 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $132,000 | 5,996 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $439,000 | 5,771 |
| Earning assets | $133,207,000 | 3,700 |
| Long-term assets (5+ years) | $15,202,000 | 3,956 |
| Average Assets, year-to-date | $141,946,000 | 3,756 |
| Average Assets, quarterly | $141,946,000 | 3,756 |
| Volatile liabilities | $16,159,000 | 4,679 |
| Insider loans | $9,131,000 | 633 |
| FHLB advances | $13,000,000 | 2,088 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $43,619,000 | 1,845 |
| Tier 1 (core) risk-based capital | $17,976,000 | 3,036 |
| Tier 2 risk-based capital | $1,104,000 | 3,563 |
| Total risk weighted assets | $109,976,000 | 3,442 |
| Total unused commitments | $43,619,000 | 1,847 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 33 | 4,620 |
| Assets and Liabilities | ||
| Total Assets: | $141,090,000 | 3,778 |
| Cash and due from depository institutions | $3,239,000 | 4,620 |
| Interest-bearing balances | $173,000 | 4,523 |
| Securities | $36,458,000 | 3,136 |
| Federal funds sold & reverse repurchase agreements | $4,001,000 | 2,651 |
| Net loans & leases | $91,020,000 | 3,808 |
| Loan loss allowance | $1,013,000 | 3,986 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $525,000 | 7,019 |
| Other real estate owned | $0 | 4,620 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $5,847,000 | 2,363 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $141,090,000 | 3,778 |
| Total liabilities | $123,008,000 | 3,854 |
| Total deposits | $105,179,000 | 4,058 |
| Interest-bearing deposits | $64,941,000 | 5,056 |
| Deposits held in domestic offices | $105,179,000 | 4,054 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $16,500,000 | 1,943 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $1,329,000 | 2,584 |
| Total equity capital | $18,082,000 | 3,117 |
| Total bank equity capital | $18,082,000 | 3,117 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $14,640,000 | 203 |
| Surplus | $0 | 8,282 |
| Undivided profits | $3,442,000 | 5,476 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $111,000 | 6,250 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $412,000 | 5,957 |
| Earning assets | $131,652,000 | 3,725 |
| Long-term assets (5+ years) | $29,179,000 | 2,753 |
| Average Assets, year-to-date | $150,411,400 | 3,476 |
| Average Assets, quarterly | $146,721,500 | 3,645 |
| Volatile liabilities | $16,596,000 | 4,594 |
| Insider loans | $9,145,000 | 628 |
| FHLB advances | $16,500,000 | 1,828 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $40,555,000 | 1,885 |
| Tier 1 (core) risk-based capital | $18,438,000 | 2,935 |
| Tier 2 risk-based capital | $1,049,000 | 3,664 |
| Total risk weighted assets | $108,155,000 | 3,455 |
| Total unused commitments | $40,555,000 | 1,886 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 33 | 4,639 |
| Assets and Liabilities | ||
| Total Assets: | $152,353,000 | 3,531 |
| Cash and due from depository institutions | $3,282,000 | 4,639 |
| Interest-bearing balances | $144,000 | 4,774 |
| Securities | $47,888,000 | 2,493 |
| Federal funds sold & reverse repurchase agreements | $5,116,000 | 2,053 |
| Net loans & leases | $89,113,000 | 3,811 |
| Loan loss allowance | $980,000 | 4,094 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $483,000 | 7,135 |
| Other real estate owned | $0 | 4,639 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $6,471,000 | 2,139 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $152,353,000 | 3,531 |
| Total liabilities | $134,916,000 | 3,576 |
| Total deposits | $111,629,000 | 3,828 |
| Interest-bearing deposits | $69,184,000 | 4,828 |
| Deposits held in domestic offices | $111,629,000 | 3,825 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $21,500,000 | 1,638 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,787,000 | 2,101 |
| Total equity capital | $17,437,000 | 3,209 |
| Total bank equity capital | $17,437,000 | 3,209 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $14,639,000 | 199 |
| Surplus | $0 | 8,313 |
| Undivided profits | $2,798,000 | 5,965 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $115,000 | 6,373 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $431,000 | 5,980 |
| Earning assets | $142,261,000 | 3,471 |
| Long-term assets (5+ years) | $29,073,000 | 2,791 |
| Average Assets, year-to-date | $152,741,750 | 3,425 |
| Average Assets, quarterly | $152,275,000 | 3,491 |
| Volatile liabilities | $14,237,000 | 4,930 |
| Insider loans | $7,706,000 | 739 |
| FHLB advances | $21,500,000 | 1,523 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $40,294,000 | 1,864 |
| Tier 1 (core) risk-based capital | $17,691,000 | 3,024 |
| Tier 2 risk-based capital | $1,018,000 | 3,722 |
| Total risk weighted assets | $109,798,000 | 3,377 |
| Total unused commitments | $40,294,000 | 1,867 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 33 | 4,693 |
| Assets and Liabilities | ||
| Total Assets: | $152,197,000 | 3,502 |
| Cash and due from depository institutions | $5,363,000 | 4,693 |
| Interest-bearing balances | $158,000 | 4,769 |
| Securities | $46,499,000 | 2,609 |
| Federal funds sold & reverse repurchase agreements | $5,204,000 | 1,939 |
| Net loans & leases | $87,737,000 | 3,816 |
| Loan loss allowance | $967,000 | 4,113 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $518,000 | 7,077 |
| Other real estate owned | $0 | 4,693 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $6,876,000 | 2,037 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $152,197,000 | 3,502 |
| Total liabilities | $135,566,000 | 3,530 |
| Total deposits | $107,757,000 | 3,924 |
| Interest-bearing deposits | $67,803,000 | 4,896 |
| Deposits held in domestic offices | $107,757,000 | 3,921 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $26,500,000 | 1,393 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $1,309,000 | 2,413 |
| Total equity capital | $16,631,000 | 3,237 |
| Total bank equity capital | $16,631,000 | 3,237 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $14,474,000 | 202 |
| Surplus | $0 | 8,370 |
| Undivided profits | $2,157,000 | 6,283 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $149,000 | 6,054 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $434,000 | 5,746 |
| Earning assets | $139,598,000 | 3,517 |
| Long-term assets (5+ years) | $30,452,000 | 2,805 |
| Average Assets, year-to-date | $152,871,330 | 3,430 |
| Average Assets, quarterly | $153,079,000 | 3,459 |
| Volatile liabilities | $15,786,000 | 4,613 |
| Insider loans | $7,173,000 | 782 |
| FHLB advances | $26,500,000 | 1,297 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $40,561,000 | 1,834 |
| Tier 1 (core) risk-based capital | $17,287,000 | 3,036 |
| Tier 2 risk-based capital | $1,003,000 | 3,729 |
| Total risk weighted assets | $110,618,000 | 3,309 |
| Total unused commitments | $40,561,000 | 1,839 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 36 | 4,371 |
| Assets and Liabilities | ||
| Total Assets: | $153,961,000 | 3,435 |
| Cash and due from depository institutions | $5,356,000 | 4,371 |
| Interest-bearing balances | $178,000 | 4,789 |
| Securities | $49,659,000 | 2,469 |
| Federal funds sold & reverse repurchase agreements | $3,002,000 | 3,820 |
| Net loans & leases | $89,016,000 | 3,699 |
| Loan loss allowance | $983,000 | 4,007 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $550,000 | 6,980 |
| Other real estate owned | $0 | 4,371 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $6,378,000 | 2,038 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $153,961,000 | 3,435 |
| Total liabilities | $136,781,000 | 3,469 |
| Total deposits | $105,484,000 | 3,993 |
| Interest-bearing deposits | $67,463,000 | 4,929 |
| Deposits held in domestic offices | $105,484,000 | 3,989 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $30,000,000 | 1,218 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $1,297,000 | 2,680 |
| Total equity capital | $17,180,000 | 3,197 |
| Total bank equity capital | $17,180,000 | 3,197 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $14,474,000 | 199 |
| Surplus | $0 | 8,403 |
| Undivided profits | $2,706,000 | 6,085 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $120,000 | 6,476 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $452,000 | 5,559 |
| Earning assets | $141,855,000 | 3,435 |
| Long-term assets (5+ years) | $31,694,000 | 2,658 |
| Average Assets, year-to-date | $153,208,500 | 3,428 |
| Average Assets, quarterly | $153,208,500 | 3,428 |
| Volatile liabilities | $20,684,000 | 3,831 |
| Insider loans | $2,890,000 | 1,960 |
| FHLB advances | $30,000,000 | 1,111 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $35,504,000 | 1,966 |
| Tier 1 (core) risk-based capital | $17,285,000 | 2,992 |
| Tier 2 risk-based capital | $1,002,000 | 3,680 |
| Total risk weighted assets | $110,366,000 | 3,252 |
| Total unused commitments | $35,504,000 | 1,971 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 35 | 4,492 |
| Assets and Liabilities | ||
| Total Assets: | $152,456,000 | 3,448 |
| Cash and due from depository institutions | $6,309,000 | 4,492 |
| Interest-bearing balances | $256,000 | 4,327 |
| Securities | $48,934,000 | 2,539 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $90,373,000 | 3,621 |
| Loan loss allowance | $1,072,000 | 3,760 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $582,000 | 6,894 |
| Other real estate owned | $0 | 4,492 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $6,258,000 | 2,103 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $152,456,000 | 3,448 |
| Total liabilities | $135,797,000 | 3,469 |
| Total deposits | $103,132,000 | 4,055 |
| Interest-bearing deposits | $59,544,000 | 5,325 |
| Deposits held in domestic offices | $103,132,000 | 4,052 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,500,000 | 2,446 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $30,000,000 | 1,243 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,165,000 | 2,783 |
| Total equity capital | $16,659,000 | 3,211 |
| Total bank equity capital | $16,659,000 | 3,211 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $14,474,000 | 201 |
| Surplus | $0 | 8,463 |
| Undivided profits | $2,185,000 | 6,426 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $207,000 | 5,804 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $505,000 | 5,328 |
| Earning assets | $139,563,000 | 3,456 |
| Long-term assets (5+ years) | $34,254,000 | 2,525 |
| Average Assets, year-to-date | $148,154,000 | 3,437 |
| Average Assets, quarterly | $154,377,500 | 3,387 |
| Volatile liabilities | $20,136,000 | 3,895 |
| Insider loans | $790,000 | 4,562 |
| FHLB advances | $30,000,000 | 1,138 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $34,158,000 | 1,970 |
| Tier 1 (core) risk-based capital | $16,980,000 | 3,003 |
| Tier 2 risk-based capital | $1,089,000 | 3,456 |
| Total risk weighted assets | $110,713,000 | 3,235 |
| Total unused commitments | $34,158,000 | 1,972 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 32 | 4,811 |
| Assets and Liabilities | ||
| Total Assets: | $156,299,000 | 3,371 |
| Cash and due from depository institutions | $3,997,000 | 4,811 |
| Interest-bearing balances | $304,000 | 4,254 |
| Securities | $57,886,000 | 2,174 |
| Federal funds sold & reverse repurchase agreements | $5,000,000 | 2,614 |
| Net loans & leases | $82,315,000 | 3,866 |
| Loan loss allowance | $1,071,000 | 3,756 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $552,000 | 7,026 |
| Other real estate owned | $0 | 4,811 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $6,549,000 | 2,036 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $156,299,000 | 3,371 |
| Total liabilities | $141,852,000 | 3,335 |
| Total deposits | $110,564,000 | 3,818 |
| Interest-bearing deposits | $70,255,000 | 4,768 |
| Deposits held in domestic offices | $110,564,000 | 3,815 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $30,000,000 | 1,209 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,288,000 | 2,696 |
| Total equity capital | $14,447,000 | 3,632 |
| Total bank equity capital | $14,447,000 | 3,632 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $12,617,000 | 229 |
| Surplus | $0 | 8,515 |
| Undivided profits | $1,830,000 | 6,775 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $211,000 | 5,967 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $247,000 | 7,597 |
| Earning assets | $145,505,000 | 3,317 |
| Long-term assets (5+ years) | $35,082,000 | 2,486 |
| Average Assets, year-to-date | $147,078,500 | 3,468 |
| Average Assets, quarterly | $154,704,500 | 3,378 |
| Volatile liabilities | $15,326,000 | 4,563 |
| Insider loans | $785,000 | 4,552 |
| FHLB advances | $30,000,000 | 1,097 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $34,151,000 | 1,983 |
| Tier 1 (core) risk-based capital | $14,824,000 | 3,395 |
| Tier 2 risk-based capital | $1,087,000 | 3,434 |
| Total risk weighted assets | $107,093,000 | 3,305 |
| Total unused commitments | $34,151,000 | 1,984 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 33 | 4,723 |
| Assets and Liabilities | ||
| Total Assets: | $153,110,000 | 3,391 |
| Cash and due from depository institutions | $5,156,000 | 4,723 |
| Interest-bearing balances | $121,000 | 5,170 |
| Securities | $51,520,000 | 2,330 |
| Federal funds sold & reverse repurchase agreements | $6,100,000 | 2,543 |
| Net loans & leases | $84,190,000 | 3,781 |
| Loan loss allowance | $1,069,000 | 3,720 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $495,000 | 7,206 |
| Other real estate owned | $0 | 4,723 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $5,649,000 | 2,182 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $153,110,000 | 3,391 |
| Total liabilities | $138,434,000 | 3,380 |
| Total deposits | $107,312,000 | 3,909 |
| Interest-bearing deposits | $67,946,000 | 4,873 |
| Deposits held in domestic offices | $107,312,000 | 3,907 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $30,000,000 | 1,200 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $1,122,000 | 3,051 |
| Total equity capital | $14,676,000 | 3,586 |
| Total bank equity capital | $14,676,000 | 3,586 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $12,610,000 | 225 |
| Surplus | $0 | 8,544 |
| Undivided profits | $2,066,000 | 6,638 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $314,000 | 5,285 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $484,000 | 5,503 |
| Earning assets | $141,931,000 | 3,370 |
| Long-term assets (5+ years) | $44,445,000 | 1,963 |
| Average Assets, year-to-date | $144,005,000 | 3,524 |
| Average Assets, quarterly | $147,651,000 | 3,480 |
| Volatile liabilities | $15,775,000 | 4,443 |
| Insider loans | $1,420,000 | 3,272 |
| FHLB advances | $30,000,000 | 1,089 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $32,245,000 | 2,010 |
| Tier 1 (core) risk-based capital | $14,438,000 | 3,429 |
| Tier 2 risk-based capital | $1,084,000 | 3,396 |
| Total risk weighted assets | $104,221,000 | 3,337 |
| Total unused commitments | $32,245,000 | 2,021 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 34 | 4,607 |
| Assets and Liabilities | ||
| Total Assets: | $142,192,000 | 3,569 |
| Cash and due from depository institutions | $5,095,000 | 4,607 |
| Interest-bearing balances | $275,000 | 4,401 |
| Securities | $40,326,000 | 2,822 |
| Federal funds sold & reverse repurchase agreements | $4,900,000 | 3,248 |
| Net loans & leases | $85,832,000 | 3,677 |
| Loan loss allowance | $1,052,000 | 3,704 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $523,000 | 7,122 |
| Other real estate owned | $0 | 4,607 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $5,516,000 | 2,164 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $142,192,000 | 3,569 |
| Total liabilities | $128,138,000 | 3,571 |
| Total deposits | $96,815,000 | 4,188 |
| Interest-bearing deposits | $61,073,000 | 5,227 |
| Deposits held in domestic offices | $96,815,000 | 4,185 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $30,000,000 | 1,138 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,323,000 | 2,768 |
| Total equity capital | $14,054,000 | 3,659 |
| Total bank equity capital | $14,054,000 | 3,659 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $11,680,000 | 248 |
| Surplus | $0 | 8,583 |
| Undivided profits | $2,374,000 | 6,320 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $319,000 | 5,227 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $447,000 | 5,777 |
| Earning assets | $131,333,000 | 3,552 |
| Long-term assets (5+ years) | $27,928,000 | 2,705 |
| Average Assets, year-to-date | $139,452,500 | 3,610 |
| Average Assets, quarterly | $139,452,500 | 3,610 |
| Volatile liabilities | $16,013,000 | 4,360 |
| Insider loans | $1,235,000 | 3,479 |
| FHLB advances | $30,000,000 | 1,045 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $31,120,000 | 1,976 |
| Tier 1 (core) risk-based capital | $14,090,000 | 3,467 |
| Tier 2 risk-based capital | $1,082,000 | 3,335 |
| Total risk weighted assets | $102,308,000 | 3,329 |
| Total unused commitments | $31,120,000 | 1,983 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 33 | 4,697 |
| Assets and Liabilities | ||
| Total Assets: | $136,713,000 | 3,666 |
| Cash and due from depository institutions | $4,549,000 | 4,697 |
| Interest-bearing balances | $106,000 | 5,069 |
| Securities | $39,710,000 | 2,826 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $86,336,000 | 3,653 |
| Loan loss allowance | $1,002,000 | 3,791 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $499,000 | 7,236 |
| Other real estate owned | $0 | 4,697 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $5,619,000 | 2,105 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $136,713,000 | 3,666 |
| Total liabilities | $122,876,000 | 3,661 |
| Total deposits | $88,517,000 | 4,447 |
| Interest-bearing deposits | $52,974,000 | 5,680 |
| Deposits held in domestic offices | $88,517,000 | 4,442 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,300,000 | 1,737 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $30,000,000 | 1,159 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,059,000 | 3,254 |
| Total equity capital | $13,837,000 | 3,660 |
| Total bank equity capital | $13,837,000 | 3,660 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $11,680,000 | 241 |
| Surplus | $0 | 8,619 |
| Undivided profits | $2,157,000 | 6,513 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $228,000 | 5,687 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $465,000 | 5,841 |
| Earning assets | $126,152,000 | 3,640 |
| Long-term assets (5+ years) | $33,340,000 | 2,347 |
| Average Assets, year-to-date | $118,164,200 | 3,985 |
| Average Assets, quarterly | $132,637,000 | 3,724 |
| Volatile liabilities | $19,469,000 | 3,825 |
| Insider loans | $1,638,000 | 2,926 |
| FHLB advances | $30,000,000 | 1,049 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $29,684,000 | 1,977 |
| Tier 1 (core) risk-based capital | $13,688,000 | 3,487 |
| Tier 2 risk-based capital | $1,049,000 | 3,391 |
| Total risk weighted assets | $101,700,000 | 3,302 |
| Total unused commitments | $29,684,000 | 1,980 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 26 | 5,528 |
| Assets and Liabilities | ||
| Total Assets: | $99,792,000 | 4,568 |
| Cash and due from depository institutions | $2,681,000 | 5,528 |
| Interest-bearing balances | $100,000 | 5,045 |
| Securities | $28,919,000 | 3,438 |
| Federal funds sold & reverse repurchase agreements | $1,000,000 | 5,844 |
| Net loans & leases | $64,767,000 | 4,417 |
| Loan loss allowance | $911,000 | 3,862 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $498,000 | 7,346 |
| Other real estate owned | $0 | 5,528 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $1,927,000 | 4,646 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $99,792,000 | 4,568 |
| Total liabilities | $87,465,000 | 4,635 |
| Total deposits | $86,623,000 | 4,389 |
| Interest-bearing deposits | $51,360,000 | 5,693 |
| Deposits held in domestic offices | $86,623,000 | 4,382 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $842,000 | 3,909 |
| Total equity capital | $12,327,000 | 3,809 |
| Total bank equity capital | $12,327,000 | 3,809 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $10,729,000 | 262 |
| Surplus | $0 | 8,858 |
| Undivided profits | $1,598,000 | 6,933 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,611 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $314,000 | 7,420 |
| Earning assets | $94,786,000 | 4,420 |
| Long-term assets (5+ years) | $9,814,000 | 4,836 |
| Average Assets, year-to-date | $102,828,400 | 4,300 |
| Average Assets, quarterly | $101,639,500 | 4,449 |
| Volatile liabilities | $4,094,000 | 7,776 |
| Insider loans | $2,287,000 | 2,129 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $23,134,000 | 2,249 |
| Tier 1 (core) risk-based capital | $12,265,000 | 3,673 |
| Tier 2 risk-based capital | $911,000 | 3,626 |
| Total risk weighted assets | $73,034,000 | 4,195 |
| Total unused commitments | $23,134,000 | 2,255 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 25 | 5,727 |
| Assets and Liabilities | ||
| Total Assets: | $104,811,000 | 4,295 |
| Cash and due from depository institutions | $4,935,000 | 5,727 |
| Interest-bearing balances | $100,000 | 4,566 |
| Securities | $23,096,000 | 4,175 |
| Federal funds sold & reverse repurchase agreements | $1,700,000 | 4,552 |
| Net loans & leases | $72,986,000 | 3,964 |
| Loan loss allowance | $896,000 | 3,805 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $590,000 | 7,170 |
| Other real estate owned | $0 | 5,727 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $1,504,000 | 4,836 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $104,811,000 | 4,295 |
| Total liabilities | $93,535,000 | 4,312 |
| Total deposits | $93,055,000 | 4,028 |
| Interest-bearing deposits | $62,786,000 | 4,873 |
| Deposits held in domestic offices | $93,055,000 | 4,023 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $480,000 | 5,912 |
| Total equity capital | $11,276,000 | 4,002 |
| Total bank equity capital | $11,276,000 | 4,002 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $9,728,000 | 316 |
| Surplus | $0 | 9,124 |
| Undivided profits | $1,548,000 | 7,053 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,688 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $426,000 | 5,682 |
| Earning assets | $97,882,000 | 4,241 |
| Long-term assets (5+ years) | $14,009,000 | 3,911 |
| Average Assets, year-to-date | $93,073,800 | 4,534 |
| Average Assets, quarterly | $98,222,000 | 4,455 |
| Volatile liabilities | $7,752,000 | 6,344 |
| Insider loans | $2,770,000 | 1,733 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $19,752,000 | 2,346 |
| Tier 1 (core) risk-based capital | $11,289,000 | 3,868 |
| Tier 2 risk-based capital | $896,000 | 3,588 |
| Total risk weighted assets | $81,564,600 | 3,705 |
| Total unused commitments | $19,752,000 | 2,349 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 30 | 5,233 |
| Assets and Liabilities | ||
| Total Assets: | $84,771,000 | 5,026 |
| Cash and due from depository institutions | $7,169,000 | 5,233 |
| Interest-bearing balances | $100,000 | 4,634 |
| Securities | $17,189,000 | 5,338 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $58,549,000 | 4,600 |
| Loan loss allowance | $708,000 | 4,502 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $742,000 | 6,819 |
| Other real estate owned | $0 | 5,233 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $1,122,000 | 5,809 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $84,771,000 | 5,026 |
| Total liabilities | $74,846,000 | 5,086 |
| Total deposits | $74,353,000 | 4,830 |
| Interest-bearing deposits | $46,381,000 | 5,933 |
| Deposits held in domestic offices | $74,353,000 | 4,826 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $493,000 | 5,403 |
| Total equity capital | $9,925,000 | 4,279 |
| Total bank equity capital | $9,925,000 | 4,279 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $8,760,000 | 387 |
| Surplus | $0 | 9,427 |
| Undivided profits | $1,165,000 | 7,488 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,001 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $294,000 | 6,537 |
| Earning assets | $75,838,000 | 5,090 |
| Long-term assets (5+ years) | $11,928,000 | 4,473 |
| Average Assets, year-to-date | $76,482,400 | 5,238 |
| Average Assets, quarterly | $80,690,000 | 5,156 |
| Volatile liabilities | $8,151,000 | 5,991 |
| Insider loans | $2,513,000 | 1,843 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $16,857,000 | 2,675 |
| Tier 1 (core) risk-based capital | $10,052,000 | 4,235 |
| Tier 2 risk-based capital | $708,000 | 4,209 |
| Total risk weighted assets | $69,535,000 | 4,091 |
| Total unused commitments | $16,857,000 | 2,678 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 29 | 5,457 |
| Assets and Liabilities | ||
| Total Assets: | $74,202,000 | 5,488 |
| Cash and due from depository institutions | $2,943,000 | 5,457 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $20,067,000 | 4,832 |
| Federal funds sold & reverse repurchase agreements | $3,500,000 | 4,389 |
| Net loans & leases | $46,095,000 | 5,207 |
| Loan loss allowance | $584,000 | 5,083 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $750,000 | 6,764 |
| Other real estate owned | $0 | 5,457 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $847,000 | 6,493 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $74,202,000 | 5,488 |
| Total liabilities | $64,824,000 | 5,578 |
| Total deposits | $64,513,000 | 5,370 |
| Interest-bearing deposits | $42,327,000 | 6,352 |
| Deposits held in domestic offices | $64,513,000 | 5,366 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $311,000 | 7,324 |
| Total equity capital | $9,378,000 | 4,613 |
| Total bank equity capital | $9,378,000 | 4,613 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $5,214,000 | 670 |
| Surplus | $2,946,000 | 4,297 |
| Undivided profits | $1,218,000 | 7,928 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,467 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $189,000 | 8,054 |
| Earning assets | $69,662,000 | 5,394 |
| Long-term assets (5+ years) | $12,353,000 | 4,227 |
| Average Assets, year-to-date | $68,858,800 | 5,565 |
| Average Assets, quarterly | $75,727,000 | 5,327 |
| Volatile liabilities | $7,530,000 | 5,842 |
| Insider loans | $2,272,000 | 1,879 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $14,126,000 | 2,909 |
| Tier 1 (core) risk-based capital | $9,301,000 | 4,451 |
| Tier 2 risk-based capital | $584,000 | 4,684 |
| Total risk weighted assets | $55,625,400 | 4,680 |
| Total unused commitments | $14,126,000 | 2,915 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 23 | 6,565 |
| Assets and Liabilities | ||
| Total Assets: | $63,850,000 | 6,104 |
| Cash and due from depository institutions | $4,273,000 | 6,565 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $27,041,000 | 3,962 |
| Federal funds sold & reverse repurchase agreements | $1,700,000 | 5,356 |
| Net loans & leases | $29,459,000 | 6,917 |
| Loan loss allowance | $406,000 | 6,503 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $616,000 | 7,370 |
| Other real estate owned | $0 | 6,565 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $761,000 | 7,071 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $63,850,000 | 6,104 |
| Total liabilities | $58,150,000 | 6,010 |
| Total deposits | $57,615,000 | 5,818 |
| Interest-bearing deposits | $38,666,000 | 6,808 |
| Deposits held in domestic offices | $57,615,000 | 5,810 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $535,000 | 5,662 |
| Total equity capital | $5,700,000 | 6,614 |
| Total bank equity capital | $5,700,000 | 6,614 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,843,000 | 2,037 |
| Surplus | $3,310,000 | 3,888 |
| Undivided profits | $547,000 | 9,380 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 10,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $168,000 | 8,739 |
| Earning assets | $58,200,000 | 6,113 |
| Long-term assets (5+ years) | $1,569,000 | 8,017 |
| Average Assets, year-to-date | $58,868,800 | 6,232 |
| Average Assets, quarterly | $65,939,000 | 5,906 |
| Volatile liabilities | $8,331,000 | 5,598 |
| Insider loans | $1,075,000 | 3,385 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $12,436,000 | 2,951 |
| Tier 1 (core) risk-based capital | $5,672,000 | 6,490 |
| Tier 2 risk-based capital | $406,000 | 5,945 |
| Total risk weighted assets | $45,202,800 | 5,469 |
| Total unused commitments | $12,436,000 | 2,953 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 15 | 8,534 |
| Assets and Liabilities | ||
| Total Assets: | $59,616,000 | 6,556 |
| Cash and due from depository institutions | $3,595,000 | 8,534 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $19,460,000 | 5,402 |
| Federal funds sold & reverse repurchase agreements | $14,400,000 | 893 |
| Net loans & leases | $20,976,000 | 8,263 |
| Loan loss allowance | $295,000 | 7,928 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $573,000 | 7,737 |
| Other real estate owned | $0 | 8,534 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $612,000 | 8,149 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $59,616,000 | 6,556 |
| Total liabilities | $54,455,000 | 6,473 |
| Total deposits | $54,253,000 | 6,268 |
| Interest-bearing deposits | $36,034,000 | 7,306 |
| Deposits held in domestic offices | $54,253,000 | 6,259 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $202,000 | 9,222 |
| Total equity capital | $5,161,000 | 7,106 |
| Total bank equity capital | $5,161,000 | 7,106 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,843,000 | 2,164 |
| Surplus | $3,310,000 | 3,965 |
| Undivided profits | $8,000 | 10,758 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $280,000 | 5,782 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $104,000 | 10,151 |
| Earning assets | $54,836,000 | 6,535 |
| Long-term assets (5+ years) | $610,000 | 9,168 |
| Average Assets, year-to-date | $51,217,000 | 6,978 |
| Average Assets, quarterly | $55,419,000 | 6,797 |
| Volatile liabilities | $8,595,000 | 5,354 |
| Insider loans | $366,000 | 6,316 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $10,579,000 | 3,262 |
| Tier 1 (core) risk-based capital | $5,161,000 | 7,012 |
| Tier 2 risk-based capital | $295,000 | 7,291 |
| Total risk weighted assets | $31,928,600 | 6,869 |
| Total unused commitments | $10,579,000 | 3,277 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 12 | 9,704 |
| Assets and Liabilities | ||
| Total Assets: | $46,546,000 | 7,719 |
| Cash and due from depository institutions | $2,070,000 | 9,704 |
| Interest-bearing balances | $99,000 | 5,198 |
| Securities | $10,242,000 | 8,192 |
| Federal funds sold & reverse repurchase agreements | $7,250,000 | 2,031 |
| Net loans & leases | $25,938,000 | 7,565 |
| Loan loss allowance | $160,000 | 10,038 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $659,000 | 7,462 |
| Other real estate owned | $0 | 9,704 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $387,000 | 9,994 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $46,546,000 | 7,719 |
| Total liabilities | $41,862,000 | 7,696 |
| Total deposits | $41,804,000 | 7,526 |
| Interest-bearing deposits | $24,497,000 | 9,093 |
| Deposits held in domestic offices | $41,804,000 | 7,522 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $58,000 | 11,648 |
| Total equity capital | $4,684,000 | 7,633 |
| Total bank equity capital | $4,684,000 | 7,633 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,842,000 | 2,219 |
| Surplus | $3,310,000 | 3,942 |
| Undivided profits | $-468,000 | 11,597 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 11,056 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $91,000 | 10,819 |
| Earning assets | $43,529,000 | 7,623 |
| Long-term assets (5+ years) | $41,000 | 10,305 |
| Average Assets, year-to-date | $32,548,330 | 9,058 |
| Average Assets, quarterly | $37,751,500 | 8,575 |
| Volatile liabilities | $2,808,000 | 8,748 |
| Insider loans | $526,000 | 5,526 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $7,501,000 | 3,953 |
| Tier 1 (core) risk-based capital | $4,684,000 | 7,519 |
| Tier 2 risk-based capital | $160,000 | 9,563 |
| Total risk weighted assets | $31,246,300 | 7,003 |
| Total unused commitments | $7,501,000 | 3,965 |
| Derivatives | $0 | 628 |