Home > Bank of Arizona > Income and Expense
Bank of Arizona, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $18,326,000 | 1,801 |
| Total interest expense | $6,956,000 | 2,163 |
| Net interest income | $11,370,000 | 1,511 |
| Provision for loan and lease losses | $1,095,000 | 917 |
| Total noninterest income | $9,063,000 | 615 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $257,000 | 4,566 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $8,806,000 | 449 |
| Total noninterest expense | $15,985,000 | 888 |
| Salaries and employee benefits | $10,476,000 | 661 |
| Premises and equipment expense | $1,602,000 | 1,231 |
| Additional noninterest expense | $3,907,000 | 1,136 |
| Pre-tax net operating income | $3,353,000 | 2,255 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $1,341,000 | 1,881 |
| Income before extraordinary items | $2,012,000 | 2,571 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,012,000 | 2,570 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $439,000 | 1,484 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $1,000,000 | 454 |
| Net operating income | $2,012,000 | 2,523 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $10,679,000 | 3,076 |
| Total interest expense | $3,667,000 | 4,012 |
| Net interest income | $7,012,000 | 2,527 |
| Provision for loan and lease losses | $540,000 | 1,644 |
| Total noninterest income | $4,681,000 | 990 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $174,000 | 6,042 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,507,000 | 683 |
| Total noninterest expense | $8,778,000 | 1,611 |
| Salaries and employee benefits | $5,606,000 | 1,188 |
| Premises and equipment expense | $1,199,000 | 1,696 |
| Additional noninterest expense | $1,973,000 | 2,493 |
| Pre-tax net operating income | $2,375,000 | 2,924 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $885,000 | 2,615 |
| Income before extraordinary items | $1,490,000 | 3,207 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,490,000 | 3,206 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,912 |
| Cash dividends | $424,000 | 3,750 |
| Sale, conversion, retirement of capital stock, net | $2,900,000 | 240 |
| Net operating income | $1,490,000 | 3,172 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,363,000 | 4,938 |
| Total interest expense | $2,020,000 | 6,417 |
| Net interest income | $4,343,000 | 4,032 |
| Provision for loan and lease losses | $362,000 | 2,000 |
| Total noninterest income | $2,064,000 | 1,796 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $155,000 | 6,557 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,909,000 | 1,161 |
| Total noninterest expense | $4,922,000 | 2,759 |
| Salaries and employee benefits | $2,977,000 | 2,219 |
| Premises and equipment expense | $766,000 | 2,597 |
| Additional noninterest expense | $1,179,000 | 3,793 |
| Pre-tax net operating income | $1,123,000 | 5,510 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $360,000 | 5,320 |
| Income before extraordinary items | $763,000 | 5,632 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $763,000 | 5,631 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 4,456 |
| Cash dividends | $147,000 | 6,144 |
| Sale, conversion, retirement of capital stock, net | $700,000 | 339 |
| Net operating income | $763,000 | 5,620 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,715,000 | 7,049 |
| Total interest expense | $779,000 | 9,713 |
| Net interest income | $2,936,000 | 5,693 |
| Provision for loan and lease losses | $200,000 | 3,000 |
| Total noninterest income | $260,000 | 7,806 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $102,000 | 8,040 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $158,000 | 6,060 |
| Total noninterest expense | $2,753,000 | 4,758 |
| Salaries and employee benefits | $1,571,000 | 4,112 |
| Premises and equipment expense | $315,000 | 5,499 |
| Additional noninterest expense | $867,000 | 5,348 |
| Pre-tax net operating income | $243,000 | 10,555 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $10,000 | 11,373 |
| Income before extraordinary items | $233,000 | 9,885 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $233,000 | 9,898 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 7,569 |
| Cash dividends | $97,000 | 7,018 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $233,000 | 9,960 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,473,000 | 11,301 |
| Total interest expense | $402,000 | 12,212 |
| Net interest income | $1,071,000 | 10,526 |
| Provision for loan and lease losses | $140,000 | 4,819 |
| Total noninterest income | $142,000 | 10,373 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $96,000 | 8,486 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $46,000 | 10,323 |
| Total noninterest expense | $1,211,000 | 8,844 |
| Salaries and employee benefits | $566,000 | 9,081 |
| Premises and equipment expense | $178,000 | 8,187 |
| Additional noninterest expense | $467,000 | 8,546 |
| Pre-tax net operating income | $-138,000 | 12,632 |
| Securities gains (losses) | $13,000 | 5,183 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $-125,000 | 12,683 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-125,000 | 12,701 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 9,155 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $2,000,000 | 347 |
| Net operating income | $-138,000 | 12,605 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $572,000 | 13,643 |
| Total interest expense | $229,000 | 13,654 |
| Net interest income | $343,000 | 13,529 |
| Provision for loan and lease losses | $55,000 | 8,828 |
| Total noninterest income | $171,000 | 10,010 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $96,000 | 8,631 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $75,000 | 9,058 |
| Total noninterest expense | $904,000 | 10,454 |
| Salaries and employee benefits | $343,000 | 11,517 |
| Premises and equipment expense | $127,000 | 9,784 |
| Additional noninterest expense | $434,000 | 9,156 |
| Pre-tax net operating income | $-445,000 | 13,260 |
| Securities gains (losses) | $61,000 | 3,800 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $-384,000 | 13,316 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-384,000 | 13,310 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 10,608 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $2,105,000 | 299 |
| Net operating income | $-445,000 | 13,248 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.