Home > Bank of Annapolis > Income and Expense
Bank of Annapolis, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,874,000 | 4,641 |
| Total interest expense | $3,343,000 | 4,329 |
| Net interest income | $3,531,000 | 4,831 |
| Provision for loan and lease losses | $180,000 | 3,223 |
| Total noninterest income | $144,000 | 9,412 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $36,000 | 9,652 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $108,000 | 6,996 |
| Total noninterest expense | $1,711,000 | 6,708 |
| Salaries and employee benefits | $1,096,000 | 5,614 |
| Premises and equipment expense | $3,000 | 11,938 |
| Additional noninterest expense | $612,000 | 6,467 |
| Pre-tax net operating income | $1,784,000 | 3,869 |
| Securities gains (losses) | $-39,000 | 11,026 |
| Applicable income taxes | $674,000 | 3,352 |
| Income before extraordinary items | $1,071,000 | 4,342 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,071,000 | 4,339 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 5,173 |
| Cash dividends | $71,000 | 7,376 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,095,960 | 4,252 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,314,000 | 5,382 |
| Total interest expense | $2,318,000 | 4,954 |
| Net interest income | $2,996,000 | 5,619 |
| Provision for loan and lease losses | $51,000 | 6,050 |
| Total noninterest income | $60,000 | 11,716 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $40,000 | 10,040 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $20,000 | 11,420 |
| Total noninterest expense | $1,567,000 | 7,387 |
| Salaries and employee benefits | $890,000 | 6,706 |
| Premises and equipment expense | $149,000 | 8,576 |
| Additional noninterest expense | $528,000 | 7,613 |
| Pre-tax net operating income | $1,438,000 | 4,573 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $555,000 | 3,738 |
| Income before extraordinary items | $883,000 | 4,985 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $883,000 | 4,990 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $101,000 | 6,826 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $883,000 | 5,038 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,514,000 | 6,300 |
| Total interest expense | $2,097,000 | 5,614 |
| Net interest income | $2,417,000 | 6,703 |
| Provision for loan and lease losses | $107,000 | 5,595 |
| Total noninterest income | $62,000 | 12,252 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $24,000 | 10,907 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $38,000 | 10,795 |
| Total noninterest expense | $1,397,000 | 8,205 |
| Salaries and employee benefits | $673,000 | 8,192 |
| Premises and equipment expense | $219,000 | 7,307 |
| Additional noninterest expense | $505,000 | 8,159 |
| Pre-tax net operating income | $975,000 | 5,993 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $376,000 | 5,226 |
| Income before extraordinary items | $599,000 | 6,784 |
| Extraordinary gains, net | $3,000 | 3,100 |
| Net income | $602,000 | 6,932 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $27,000 | 8,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $599,000 | 6,541 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,713,000 | 7,887 |
| Total interest expense | $1,942,000 | 7,239 |
| Net interest income | $1,771,000 | 8,436 |
| Provision for loan and lease losses | $130,000 | 6,495 |
| Total noninterest income | $88,000 | 12,049 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $22,000 | 11,322 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $66,000 | 9,490 |
| Total noninterest expense | $1,034,000 | 9,834 |
| Salaries and employee benefits | $590,000 | 8,900 |
| Premises and equipment expense | $97,000 | 10,832 |
| Additional noninterest expense | $347,000 | 10,227 |
| Pre-tax net operating income | $695,000 | 7,126 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $271,000 | 6,345 |
| Income before extraordinary items | $424,000 | 7,974 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $424,000 | 8,103 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $424,000 | 7,620 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.