Home > Bank of Amity > Income and Expense
Bank of Amity, Income and Expense
1999-12-31 (YTD Data) | Rank | |
Total interest income | $4,517,000 | 5,924 |
Total interest expense | $2,317,000 | 5,469 |
Net interest income | $2,200,000 | 6,278 |
Provision for loan and lease losses | $0 | 8,503 |
Total noninterest income | $192,000 | 7,590 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $163,000 | 5,633 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $29,000 | 8,882 |
Total noninterest expense | $896,000 | 8,435 |
Salaries and employee benefits | $385,000 | 8,968 |
Premises and equipment expense | $125,000 | 8,129 |
Additional noninterest expense | $386,000 | 7,390 |
Pre-tax net operating income | $1,496,000 | 4,096 |
Securities gains (losses) | $1,000 | 2,805 |
Applicable income taxes | $453,000 | 3,850 |
Income before extraordinary items | $1,044,000 | 4,288 |
Extraordinary gains, net | $0 | 35 |
Net income | $1,044,000 | 4,291 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-32,000 | 9,760 |
Cash dividends | $1,000,000 | 2,245 |
Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
Net operating income | $1,043,300 | 4,252 |
1998-12-31 (YTD Data) | Rank | |
Total interest income | $4,721,000 | 5,897 |
Total interest expense | $2,410,000 | 5,505 |
Net interest income | $2,311,000 | 6,115 |
Provision for loan and lease losses | $0 | 8,652 |
Total noninterest income | $199,000 | 7,585 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $163,000 | 5,710 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $36,000 | 8,704 |
Total noninterest expense | $919,000 | 8,374 |
Salaries and employee benefits | $435,000 | 8,744 |
Premises and equipment expense | $137,000 | 7,934 |
Additional noninterest expense | $347,000 | 7,696 |
Pre-tax net operating income | $1,591,000 | 4,001 |
Securities gains (losses) | $1,000 | 4,151 |
Applicable income taxes | $496,000 | 3,856 |
Income before extraordinary items | $1,096,000 | 4,198 |
Extraordinary gains, net | $0 | 32 |
Net income | $1,096,000 | 4,197 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-4,000 | 9,354 |
Cash dividends | $1,000,000 | 2,191 |
Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
Net operating income | $1,095,310 | 4,111 |
1997-12-31 (YTD Data) | Rank | |
Total interest income | $4,464,000 | 6,259 |
Total interest expense | $2,220,000 | 5,842 |
Net interest income | $2,244,000 | 6,449 |
Provision for loan and lease losses | $0 | 8,829 |
Total noninterest income | $153,000 | 8,524 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $123,000 | 6,696 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $30,000 | 9,328 |
Total noninterest expense | $913,000 | 8,634 |
Salaries and employee benefits | $414,000 | 9,169 |
Premises and equipment expense | $138,000 | 8,064 |
Additional noninterest expense | $361,000 | 7,697 |
Pre-tax net operating income | $1,484,000 | 4,530 |
Securities gains (losses) | $4,000 | 2,936 |
Applicable income taxes | $441,000 | 4,590 |
Income before extraordinary items | $1,047,000 | 4,529 |
Extraordinary gains, net | $0 | 44 |
Net income | $1,047,000 | 4,528 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-23,000 | 10,263 |
Cash dividends | $500,000 | 3,451 |
Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
Net operating income | $1,044,200 | 4,480 |
1996-12-31 (YTD Data) | Rank | |
Total interest income | $4,425,000 | 6,467 |
Total interest expense | $2,327,000 | 5,795 |
Net interest income | $2,098,000 | 6,959 |
Provision for loan and lease losses | $10,000 | 8,531 |
Total noninterest income | $182,000 | 8,503 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $117,000 | 7,129 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $65,000 | 8,279 |
Total noninterest expense | $940,000 | 8,920 |
Salaries and employee benefits | $434,000 | 9,365 |
Premises and equipment expense | $159,000 | 7,849 |
Additional noninterest expense | $347,000 | 8,396 |
Pre-tax net operating income | $1,330,000 | 4,758 |
Securities gains (losses) | $1,000 | 3,760 |
Applicable income taxes | $327,000 | 5,546 |
Income before extraordinary items | $1,004,000 | 4,494 |
Extraordinary gains, net | $0 | 53 |
Net income | $1,004,000 | 4,495 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-105,000 | 11,227 |
Cash dividends | $500,000 | 3,368 |
Sale, conversion, retirement of capital stock, net | $0 | 953 |
Net operating income | $1,003,250 | 4,443 |
1995-12-31 (YTD Data) | Rank | |
Total interest income | $4,134,000 | 6,848 |
Total interest expense | $2,185,000 | 6,115 |
Net interest income | $1,949,000 | 7,417 |
Provision for loan and lease losses | $150,000 | 3,621 |
Total noninterest income | $138,000 | 9,513 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $85,000 | 8,173 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $53,000 | 9,088 |
Total noninterest expense | $890,000 | 9,389 |
Salaries and employee benefits | $423,000 | 9,757 |
Premises and equipment expense | $105,000 | 9,481 |
Additional noninterest expense | $362,000 | 8,577 |
Pre-tax net operating income | $1,047,000 | 5,807 |
Securities gains (losses) | $66,000 | 1,139 |
Applicable income taxes | $317,000 | 5,810 |
Income before extraordinary items | $796,000 | 5,472 |
Extraordinary gains, net | $0 | 65 |
Net income | $796,000 | 5,470 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $40,000 | 5,530 |
Cash dividends | $500,000 | 3,291 |
Sale, conversion, retirement of capital stock, net | $0 | 809 |
Net operating income | $748,480 | 5,697 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $3,563,000 | 7,246 |
Total interest expense | $1,484,000 | 6,939 |
Net interest income | $2,079,000 | 7,375 |
Provision for loan and lease losses | $190,000 | 3,120 |
Total noninterest income | $116,000 | 10,385 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $69,000 | 9,035 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $47,000 | 9,769 |
Total noninterest expense | $802,000 | 10,244 |
Salaries and employee benefits | $371,000 | 10,540 |
Premises and equipment expense | $80,000 | 10,655 |
Additional noninterest expense | $351,000 | 9,331 |
Pre-tax net operating income | $1,203,000 | 5,229 |
Securities gains (losses) | $-52,000 | 11,060 |
Applicable income taxes | $221,000 | 6,993 |
Income before extraordinary items | $930,000 | 4,774 |
Extraordinary gains, net | $0 | 249 |
Net income | $930,000 | 4,780 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $152,000 | 2,950 |
Cash dividends | $500,000 | 3,161 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $972,120 | 4,672 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $3,207,000 | 7,996 |
Total interest expense | $1,355,000 | 7,692 |
Net interest income | $1,852,000 | 8,092 |
Provision for loan and lease losses | $75,000 | 6,449 |
Total noninterest income | $87,000 | 11,637 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $58,000 | 9,765 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $29,000 | 11,374 |
Total noninterest expense | $812,000 | 10,609 |
Salaries and employee benefits | $335,000 | 11,302 |
Premises and equipment expense | $74,000 | 11,370 |
Additional noninterest expense | $403,000 | 9,237 |
Pre-tax net operating income | $1,052,000 | 5,680 |
Securities gains (losses) | $20,000 | 4,664 |
Applicable income taxes | $266,000 | 6,548 |
Income before extraordinary items | $806,000 | 5,547 |
Extraordinary gains, net | $0 | 3,149 |
Net income | $806,000 | 5,673 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $13,000 | 8,297 |
Cash dividends | $0 | 9,081 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $791,000 | 5,381 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $3,682,000 | 7,938 |
Total interest expense | $1,483,000 | 8,560 |
Net interest income | $2,199,000 | 7,250 |
Provision for loan and lease losses | $509,000 | 2,962 |
Total noninterest income | $97,000 | 11,805 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $54,000 | 10,159 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $43,000 | 10,841 |
Total noninterest expense | $904,000 | 10,454 |
Salaries and employee benefits | $393,000 | 10,951 |
Premises and equipment expense | $70,000 | 11,871 |
Additional noninterest expense | $441,000 | 9,086 |
Pre-tax net operating income | $883,000 | 6,189 |
Securities gains (losses) | $0 | 8,369 |
Applicable income taxes | $122,000 | 9,301 |
Income before extraordinary items | $761,000 | 5,572 |
Extraordinary gains, net | $-34,000 | 13,552 |
Net income | $727,000 | 5,834 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $499,000 | 2,467 |
Cash dividends | $5,437,000 | 351 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $761,000 | 5,231 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.