Home > Bank of America Utah > Income and Expense

Bank of America Utah, Income and Expense

1998-12-31 (YTD Data)Rank
Total interest income$1,286,084,00057
Total interest expense$907,781,00036
Net interest income$378,303,00089
Provision for loan and lease losses$45,585,00081
Total noninterest income$491,682,00045
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0224
Additional Noninterest Income$491,682,00034
Total noninterest expense$496,446,00069
Salaries and employee benefits$217,937,00064
Premises and equipment expense$61,630,00066
Additional noninterest expense$216,879,00074
Pre-tax net operating income$327,954,00065
Securities gains (losses)$210,564,0006
Applicable income taxes$243,239,00023
Income before extraordinary items$295,279,00046
Extraordinary gains, net$032
Net income$295,279,00047
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$49,192,00072
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$160,518,04077
1997-12-31 (YTD Data)Rank
Total interest income$958,783,00071
Total interest expense$590,740,00053
Net interest income$368,043,00089
Provision for loan and lease losses$167,692,00030
Total noninterest income$96,418,000149
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0239
Additional Noninterest Income$96,418,000113
Total noninterest expense$405,787,00070
Salaries and employee benefits$179,450,00062
Premises and equipment expense$64,125,00055
Additional noninterest expense$162,212,00084
Pre-tax net operating income$-109,018,00010,946
Securities gains (losses)$66,293,00010
Applicable income taxes$-13,963,00010,919
Income before extraordinary items$-28,762,00010,919
Extraordinary gains, net$044
Net income$-28,762,00010,919
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$58,158,00065
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$-73,178,31010,923
1996-12-31 (YTD Data)Rank
Total interest income$699,010,00099
Total interest expense$417,383,00075
Net interest income$281,627,000119
Provision for loan and lease losses$36,060,00099
Total noninterest income$154,764,000106
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0262
Additional Noninterest Income$154,764,00076
Total noninterest expense$364,567,00080
Salaries and employee benefits$159,493,00068
Premises and equipment expense$54,829,00068
Additional noninterest expense$150,245,00099
Pre-tax net operating income$35,764,000310
Securities gains (losses)$11,684,00039
Applicable income taxes$18,166,000242
Income before extraordinary items$29,282,000267
Extraordinary gains, net$053
Net income$29,282,000267
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$37,924,00092
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$21,804,240313
1995-12-31 (YTD Data)Rank
Total interest income$481,495,000128
Total interest expense$274,439,000114
Net interest income$207,056,000153
Provision for loan and lease losses$37,906,00074
Total noninterest income$121,510,000121
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0522
Additional Noninterest Income$121,510,00081
Total noninterest expense$269,258,000112
Salaries and employee benefits$122,704,00088
Premises and equipment expense$48,053,00074
Additional noninterest expense$98,501,000142
Pre-tax net operating income$21,402,000459
Securities gains (losses)$-10,474,00011,956
Applicable income taxes$2,149,0001,205
Income before extraordinary items$8,779,000666
Extraordinary gains, net$065
Net income$8,779,000666
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$28,716,00093
Cash dividends$08,717
Sale, conversion, retirement of capital stock, netNANA
Net operating income$17,158,200397
1994-12-31 (YTD Data)Rank
Total interest income$34,581,000924
Total interest expense$16,314,000849
Net interest income$18,267,0001,011
Provision for loan and lease losses$-435,00012,445
Total noninterest income$1,119,0002,866
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$010,872
Trading account gains and fees$0475
Additional Noninterest Income$1,119,0001,708
Total noninterest expense$5,472,0002,547
Salaries and employee benefits$479,0009,585
Premises and equipment expense$-26,00012,604
Additional noninterest expense$5,019,0001,173
Pre-tax net operating income$14,349,000598
Securities gains (losses)$03,600
Applicable income taxes$5,821,000513
Income before extraordinary items$8,528,000654
Extraordinary gains, net$0249
Net income$8,528,000653
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-582,00012,548
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$8,528,000655
1993-12-31 (YTD Data)Rank
Total interest income$37,930,000874
Total interest expense$13,396,0001,008
Net interest income$24,534,000778
Provision for loan and lease losses$2,500,000685
Total noninterest income$12,008,000534
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$011,351
Trading account gains and fees$0532
Additional Noninterest Income$12,008,000390
Total noninterest expense$7,024,0002,086
Salaries and employee benefits$931,0006,539
Premises and equipment expense$113,00010,024
Additional noninterest expense$5,980,0001,103
Pre-tax net operating income$27,018,000319
Securities gains (losses)$07,477
Applicable income taxes$10,228,000303
Income before extraordinary items$16,790,000352
Extraordinary gains, net$03,149
Net income$16,790,000364
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,671,000337
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$16,790,000339
1992-12-31 (YTD Data)Rank
Total interest income$29,775,0001,234
Total interest expense$11,579,0001,526
Net interest income$18,196,0001,018
Provision for loan and lease losses$10,361,000359
Total noninterest income$1,270,0002,734
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$50,00010,309
Trading account gains and fees$0504
Additional Noninterest Income$1,220,0001,754
Total noninterest expense$4,186,0003,361
Salaries and employee benefits$688,0008,084
Premises and equipment expense$251,0006,759
Additional noninterest expense$3,247,0001,860
Pre-tax net operating income$4,919,0001,292
Securities gains (losses)$08,369
Applicable income taxes$5,274,000457
Income before extraordinary items$-355,00013,294
Extraordinary gains, net$01,422
Net income$-355,00013,288
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$40,0008,022
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$-355,00013,185

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.