Home > Bank of America Utah > Net charge- offs to loans
Bank of America Utah, Net charge- offs to loans
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2973% | 2,482 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1016% | 283 |
| Percentage Net Loans Charged-off:Construction & development | 1.3444% | 17 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0219% | 384 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0890% | 318 |
| Percentage Net Loans Charged-off: Home equity loans | 6.7777% | 6 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0883% | 295 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4629% | 372 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0979% | 435 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 973 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5174% | 1,474 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0946% | 357 |
| Percentage Net Loans Charged-off:Construction & development | -0.7297% | 1,361 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3381% | 122 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6758% | 59 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0940% | 351 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4286% | 91 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0913% | 332 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3784% | 109 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3535% | 384 |
| Percentage Net Loans Charged-off: Credit card loans | 49.9787% | 6 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4648% | 1,903 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0748% | 500 |
| Percentage Net Loans Charged-off:Construction & development | 0.4010% | 115 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1282% | 330 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0694% | 468 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8920% | 39 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0599% | 475 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3712% | 412 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1672% | 438 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6516% | 318 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5592% | 1,440 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1057% | 486 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1738% | 404 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1068% | 346 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0790% | 259 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1075% | 349 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7821% | 51 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9669% | 388 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0282% | 809 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1879% | 11,837 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1954% | 1,461 |
| Percentage Net Loans Charged-off:Construction & development | -1.2700% | 1,392 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3452% | 1,414 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1775% | 1,359 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,024 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 974 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 11.0577% | 6 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5476% | 706 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5486% | 104 |
| Percentage Net Loans Charged-off:Construction & development | 12.9891% | 42 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.0342% | 154 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.8776% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,114 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,053 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,311 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0068% | 11,037 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,332 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 967 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,178 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,124 |
| Percentage Net Loans Charged-off: Commercial and industrial | 10.3093% | 52 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9091% | 628 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |