Home > Bank of America, Rhode Island > Income and Expense

Bank of America, Rhode Island, Income and Expense

2013-03-31 (YTD Data)		Rank
Total interest income	$109,000,000	97
Total interest expense	$3,000,000	278
Net interest income	$106,000,000	88
Provision for loan and lease losses	$12,000,000	62
Total noninterest income	$5,000,000	427
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$0	6,809
Trading account gains and fees	$0	148
Additional Noninterest Income	$5,000,000	304
Total noninterest expense	$24,000,000	252
Salaries and employee benefits	$0	7,003
Premises and equipment expense	$0	6,994
Additional noninterest expense	$24,000,000	121
Pre-tax net operating income	$75,000,000	69
Securities gains (losses)	$0	1,966
Applicable income taxes	$28,000,000	66
Income before extraordinary items	$47,000,000	73
Extraordinary gains, net	$0	10
Net income	$47,000,000	73
Minority interest net income	$0	76
Net income of bank and minority interests.	$47,000,000	73
Net charge-offs	$17,000,000	59
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$47,000,000	73
2012-12-31 (YTD Data)		Rank
Total interest income	$523,947,000	85
Total interest expense	$23,859,000	174
Net interest income	$500,088,000	77
Provision for loan and lease losses	$92,749,000	54
Total noninterest income	$28,628,000	328
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$0	6,902
Trading account gains and fees	$0	166
Additional Noninterest Income	$28,628,000	243
Total noninterest expense	$134,531,000	181
Salaries and employee benefits	$0	7,065
Premises and equipment expense	$0	7,061
Additional noninterest expense	$134,531,000	93
Pre-tax net operating income	$301,436,000	69
Securities gains (losses)	$0	3,810
Applicable income taxes	$111,863,000	66
Income before extraordinary items	$189,573,000	77
Extraordinary gains, net	$0	29
Net income	$189,573,000	77
Minority interest net income	$0	93
Net income of bank and minority interests.	$189,573,000	77
Net charge-offs	$141,654,000	48
Cash dividends	$476,500,000	27
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$189,573,000	76
2012-09-30 (YTD Data)		Rank
Total interest income	$404,026,000	85
Total interest expense	$18,765,000	178
Net interest income	$385,261,000	75
Provision for loan and lease losses	$90,134,000	46
Total noninterest income	$26,117,000	285
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$0	6,990
Trading account gains and fees	$0	157
Additional Noninterest Income	$26,117,000	205
Total noninterest expense	$109,402,000	171
Salaries and employee benefits	$0	7,165
Premises and equipment expense	$0	7,157
Additional noninterest expense	$109,402,000	91
Pre-tax net operating income	$211,842,000	71
Securities gains (losses)	$0	3,575
Applicable income taxes	$77,947,000	70
Income before extraordinary items	$133,895,000	82
Extraordinary gains, net	$0	20
Net income	$133,895,000	82
Minority interest net income	$0	86
Net income of bank and minority interests.	$133,895,000	82
Net charge-offs	$115,410,000	50
Cash dividends	$0	3,773
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$133,895,000	77
2012-06-30 (YTD Data)		Rank
Total interest income	$270,640,000	87
Total interest expense	$12,777,000	183
Net interest income	$257,863,000	75
Provision for loan and lease losses	$58,382,000	46
Total noninterest income	$17,343,000	285
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$0	7,045
Trading account gains and fees	$0	153
Additional Noninterest Income	$17,343,000	202
Total noninterest expense	$82,230,000	149
Salaries and employee benefits	$0	7,229
Premises and equipment expense	$0	7,218
Additional noninterest expense	$82,230,000	83
Pre-tax net operating income	$134,594,000	74
Securities gains (losses)	$0	3,178
Applicable income taxes	$49,406,000	73
Income before extraordinary items	$85,188,000	84
Extraordinary gains, net	$0	19
Net income	$85,188,000	84
Minority interest net income	$0	84
Net income of bank and minority interests.	$85,188,000	84
Net charge-offs	$84,340,000	46
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$85,188,000	81
2012-03-31 (YTD Data)		Rank
Total interest income	$139,456,000	87
Total interest expense	$6,293,000	189
Net interest income	$133,163,000	74
Provision for loan and lease losses	$33,446,000	44
Total noninterest income	$12,201,000	210
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$0	7,087
Trading account gains and fees	$0	148
Additional Noninterest Income	$12,201,000	147
Total noninterest expense	$55,895,000	116
Salaries and employee benefits	$0	7,291
Premises and equipment expense	$0	7,279
Additional noninterest expense	$55,895,000	67
Pre-tax net operating income	$56,023,000	86
Securities gains (losses)	$0	2,210
Applicable income taxes	$20,605,000	80
Income before extraordinary items	$35,418,000	92
Extraordinary gains, net	$0	19
Net income	$35,418,000	93
Minority interest net income	$0	78
Net income of bank and minority interests.	$35,418,000	93
Net charge-offs	$49,113,000	42
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$35,418,000	92
2011-12-31 (YTD Data)		Rank
Total interest income	$668,688,000	75
Total interest expense	$47,906,000	134
Net interest income	$620,782,000	66
Provision for loan and lease losses	$230,921,000	41
Total noninterest income	$30,011,000	272
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$0	6,974
Trading account gains and fees	$0	146
Additional Noninterest Income	$30,011,000	204
Total noninterest expense	$95,331,000	229
Salaries and employee benefits	$0	7,342
Premises and equipment expense	$0	7,336
Additional noninterest expense	$95,331,000	118
Pre-tax net operating income	$324,541,000	59
Securities gains (losses)	$0	3,838
Applicable income taxes	$120,210,000	54
Income before extraordinary items	$204,331,000	64
Extraordinary gains, net	$0	29
Net income	$204,331,000	65
Minority interest net income	$0	96
Net income of bank and minority interests.	$204,331,000	65
Net charge-offs	$239,588,000	47
Cash dividends	$0	4,207
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$204,331,000	62
2011-09-30 (YTD Data)		Rank
Total interest income	$512,776,000	72
Total interest expense	$41,051,000	126
Net interest income	$471,725,000	66
Provision for loan and lease losses	$185,116,000	38
Total noninterest income	$24,755,000	254
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$0	7,025
Trading account gains and fees	$0	145
Additional Noninterest Income	$24,755,000	189
Total noninterest expense	$69,757,000	230
Salaries and employee benefits	$0	7,418
Premises and equipment expense	$0	7,412
Additional noninterest expense	$69,757,000	119
Pre-tax net operating income	$241,607,000	61
Securities gains (losses)	$0	3,555
Applicable income taxes	$89,129,000	58
Income before extraordinary items	$152,478,000	65
Extraordinary gains, net	$0	21
Net income	$152,478,000	66
Minority interest net income	$0	87
Net income of bank and minority interests.	$152,478,000	66
Net charge-offs	$201,447,000	46
Cash dividends	$0	3,617
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$152,478,000	64
2011-06-30 (YTD Data)		Rank
Total interest income	$356,360,000	72
Total interest expense	$30,203,000	123
Net interest income	$326,157,000	65
Provision for loan and lease losses	$148,457,000	36
Total noninterest income	$17,647,000	240
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$0	7,067
Trading account gains and fees	$0	153
Additional Noninterest Income	$17,647,000	177
Total noninterest expense	$47,724,000	230
Salaries and employee benefits	$0	7,495
Premises and equipment expense	$0	7,489
Additional noninterest expense	$47,724,000	117
Pre-tax net operating income	$147,623,000	66
Securities gains (losses)	$0	2,914
Applicable income taxes	$52,539,000	65
Income before extraordinary items	$95,084,000	68
Extraordinary gains, net	$0	15
Net income	$95,084,000	68
Minority interest net income	$0	89
Net income of bank and minority interests.	$95,084,000	68
Net charge-offs	$147,788,000	45
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$95,084,000	67
2011-03-31 (YTD Data)		Rank
Total interest income	$189,289,000	69
Total interest expense	$16,443,000	118
Net interest income	$172,846,000	61
Provision for loan and lease losses	$52,560,000	46
Total noninterest income	$3,576,000	467
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$0	7,070
Trading account gains and fees	$0	158
Additional Noninterest Income	$3,576,000	335
Total noninterest expense	$20,779,000	267
Salaries and employee benefits	$0	7,556
Premises and equipment expense	$0	7,547
Additional noninterest expense	$20,779,000	136
Pre-tax net operating income	$103,083,000	54
Securities gains (losses)	$0	1,772
Applicable income taxes	$36,594,000	50
Income before extraordinary items	$66,489,000	53
Extraordinary gains, net	$0	9
Net income	$66,489,000	53
Minority interest net income	$0	86
Net income of bank and minority interests.	$66,489,000	53
Net charge-offs	$55,108,000	58
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$66,489,000	52
2010-12-31 (YTD Data)		Rank
Total interest income	$960,097,000	53
Total interest expense	$76,315,000	120
Net interest income	$883,782,000	50
Provision for loan and lease losses	$232,632,000	63
Total noninterest income	$22,016,000	369
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$0	6,799
Trading account gains and fees	$0	175
Additional Noninterest Income	$22,016,000	269
Total noninterest expense	$75,251,000	292
Salaries and employee benefits	$0	7,638
Premises and equipment expense	$0	7,632
Additional noninterest expense	$75,251,000	147
Pre-tax net operating income	$597,915,000	36
Securities gains (losses)	$0	3,793
Applicable income taxes	$209,565,000	32
Income before extraordinary items	$388,350,000	39
Extraordinary gains, net	$0	29
Net income	$388,350,000	39
Minority interest net income	$0	111
Net income of bank and minority interests.	$388,350,000	39
Net charge-offs	$144,865,000	80
Cash dividends	$250,000,000	19
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$388,350,000	38
2010-09-30 (YTD Data)		Rank
Total interest income	$745,657,000	52
Total interest expense	$56,754,000	124
Net interest income	$688,903,000	49
Provision for loan and lease losses	$162,660,000	65
Total noninterest income	$7,885,000	590
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$0	6,888
Trading account gains and fees	$0	165
Additional Noninterest Income	$7,885,000	424
Total noninterest expense	$54,034,000	296
Salaries and employee benefits	$0	7,743
Premises and equipment expense	$0	7,736
Additional noninterest expense	$54,034,000	151
Pre-tax net operating income	$480,094,000	33
Securities gains (losses)	$0	3,651
Applicable income taxes	$168,033,000	31
Income before extraordinary items	$312,061,000	35
Extraordinary gains, net	$0	23
Net income	$312,061,000	35
Minority interest net income	$0	110
Net income of bank and minority interests.	$312,061,000	35
Net charge-offs	$99,124,000	88
Cash dividends	$250,000,000	10
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$312,061,000	34
2010-06-30 (YTD Data)		Rank
Total interest income	$511,854,000	52
Total interest expense	$36,695,000	129
Net interest income	$475,159,000	48
Provision for loan and lease losses	$23,136,000	192
Total noninterest income	$7,138,000	479
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$0	6,943
Trading account gains and fees	$0	152
Additional Noninterest Income	$7,138,000	334
Total noninterest expense	$34,870,000	310
Salaries and employee benefits	$0	7,810
Premises and equipment expense	$0	7,805
Additional noninterest expense	$34,870,000	157
Pre-tax net operating income	$424,291,000	21
Securities gains (losses)	$0	3,184
Applicable income taxes	$151,769,000	23
Income before extraordinary items	$272,522,000	25
Extraordinary gains, net	$0	19
Net income	$272,522,000	25
Minority interest net income	$0	105
Net income of bank and minority interests.	$272,522,000	25
Net charge-offs	$53,914,000	104
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$272,522,000	23
2010-03-31 (YTD Data)		Rank
Total interest income	$261,937,000	50
Total interest expense	$17,688,000	141
Net interest income	$244,249,000	46
Provision for loan and lease losses	$-9,936,000	7,932
Total noninterest income	$6,310,000	326
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$0	7,028
Trading account gains and fees	$0	175
Additional Noninterest Income	$6,310,000	236
Total noninterest expense	$17,027,000	311
Salaries and employee benefits	$0	7,915
Premises and equipment expense	$0	7,906
Additional noninterest expense	$17,027,000	158
Pre-tax net operating income	$243,468,000	20
Securities gains (losses)	$0	2,284
Applicable income taxes	$87,048,000	20
Income before extraordinary items	$156,420,000	22
Extraordinary gains, net	$0	16
Net income	$156,420,000	21
Minority interest net income	$0	91
Net income of bank and minority interests.	$156,420,000	22
Net charge-offs	$27,312,000	103
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$156,420,000	22
2009-12-31 (YTD Data)		Rank
Total interest income	$1,348,203,000	46
Total interest expense	$137,856,000	99
Net interest income	$1,210,347,000	39
Provision for loan and lease losses	$202,259,000	95
Total noninterest income	$16,957,000	435
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$0	7,114
Trading account gains and fees	$0	211
Additional Noninterest Income	$16,957,000	305
Total noninterest expense	$25,064,000	840
Salaries and employee benefits	$0	7,995
Premises and equipment expense	$0	7,989
Additional noninterest expense	$25,064,000	372
Pre-tax net operating income	$999,981,000	15
Securities gains (losses)	$0	3,754
Applicable income taxes	$357,693,000	14
Income before extraordinary items	$642,288,000	17
Extraordinary gains, net	$0	34
Net income	$642,288,000	15
Minority interest net income	$0	115
Net income of bank and minority interests.	$642,288,000	16
Net charge-offs	$76,878,000	148
Cash dividends	$1,300,000,000	6
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$642,288,000	15
2009-09-30 (YTD Data)		Rank
Total interest income	$1,068,820,000	47
Total interest expense	$117,340,000	104
Net interest income	$951,480,000	40
Provision for loan and lease losses	$104,590,000	125
Total noninterest income	$0	7,834
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$0	7,173
Trading account gains and fees	$0	212
Additional Noninterest Income	$0	7,575
Total noninterest expense	$11,954,000	1,288
Salaries and employee benefits	$0	8,078
Premises and equipment expense	$0	8,071
Additional noninterest expense	$11,954,000	500
Pre-tax net operating income	$834,936,000	16
Securities gains (losses)	$0	3,497
Applicable income taxes	$298,656,000	14
Income before extraordinary items	$536,280,000	16
Extraordinary gains, net	$0	27
Net income	$536,280,000	15
Minority interest net income	$0	118
Net income of bank and minority interests.	$536,280,000	15
Net charge-offs	$7,501,000	624
Cash dividends	$1,140,000,000	5
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$536,280,000	17
2009-06-30 (YTD Data)		Rank
Total interest income	$756,581,000	48
Total interest expense	$98,607,000	92
Net interest income	$657,974,000	42
Provision for loan and lease losses	$65,583,000	131
Total noninterest income	$0	7,938
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$0	7,241
Trading account gains and fees	$0	193
Additional Noninterest Income	$0	7,720
Total noninterest expense	$8,091,000	1,297
Salaries and employee benefits	$0	8,171
Premises and equipment expense	$0	8,164
Additional noninterest expense	$8,091,000	497
Pre-tax net operating income	$584,300,000	14
Securities gains (losses)	$0	3,136
Applicable income taxes	$209,004,000	16
Income before extraordinary items	$375,296,000	16
Extraordinary gains, net	$0	21
Net income	$375,296,000	15
Minority interest net income	$0	112
Net income of bank and minority interests.	$375,296,000	15
Net charge-offs	$2,034,000	1,116
Cash dividends	$240,000,000	8
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$375,296,000	15
2009-03-31 (YTD Data)		Rank
Total interest income	$401,591,000	45
Total interest expense	$68,296,000	75
Net interest income	$333,295,000	41
Provision for loan and lease losses	$54,143,000	94
Total noninterest income	$0	8,039
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$0	7,262
Trading account gains and fees	$0	171
Additional Noninterest Income	$0	7,833
Total noninterest expense	$5,311,000	960
Salaries and employee benefits	$0	8,225
Premises and equipment expense	$0	8,212
Additional noninterest expense	$5,311,000	365
Pre-tax net operating income	$273,841,000	18
Securities gains (losses)	$0	2,434
Applicable income taxes	$97,953,000	19
Income before extraordinary items	$175,888,000	20
Extraordinary gains, net	$0	15
Net income	$175,888,000	19
Minority interest net income	$0	102
Net income of bank and minority interests.	$175,888,000	20
Net charge-offs	$290,000	1,809
Cash dividends	$240,000,000	6
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$175,888,000	18
2008-12-31 (YTD Data)		Rank
Total interest income	$1,857,131,000	41
Total interest expense	$896,896,000	38
Net interest income	$960,235,000	44
Provision for loan and lease losses	$6,841,000	797
Total noninterest income	$3,000	8,072
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$0	7,335
Trading account gains and fees	$0	154
Additional Noninterest Income	$3,000	7,858
Total noninterest expense	$15,361,000	1,274
Salaries and employee benefits	$0	8,276
Premises and equipment expense	$0	8,269
Additional noninterest expense	$15,361,000	470
Pre-tax net operating income	$938,036,000	19
Securities gains (losses)	$0	3,220
Applicable income taxes	$335,536,000	15
Income before extraordinary items	$602,500,000	18
Extraordinary gains, net	$0	39
Net income	$602,500,000	17
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$883,000	2,102
Cash dividends	$0	5,455
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$602,500,000	19
2008-09-30 (YTD Data)		Rank
Total interest income	$1,398,147,000	46
Total interest expense	$743,454,000	41
Net interest income	$654,693,000	53
Provision for loan and lease losses	$1,779,000	1,277
Total noninterest income	$3,000	8,184
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$0	7,386
Trading account gains and fees	$0	148
Additional Noninterest Income	$3,000	7,993
Total noninterest expense	$11,324,000	1,272
Salaries and employee benefits	$0	8,359
Premises and equipment expense	$0	8,353
Additional noninterest expense	$11,324,000	450
Pre-tax net operating income	$641,593,000	23
Securities gains (losses)	$0	3,106
Applicable income taxes	$229,498,000	22
Income before extraordinary items	$412,095,000	21
Extraordinary gains, net	$0	31
Net income	$412,095,000	21
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$221,000	2,923
Cash dividends	$0	4,937
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$412,095,000	22
2008-06-30 (YTD Data)		Rank
Total interest income	$926,745,000	47
Total interest expense	$539,767,000	43
Net interest income	$386,978,000	57
Provision for loan and lease losses	$-5,375,000	8,451
Total noninterest income	$3,000	8,246
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$0	7,428
Trading account gains and fees	$0	149
Additional Noninterest Income	$3,000	8,035
Total noninterest expense	$6,767,000	1,419
Salaries and employee benefits	$0	8,428
Premises and equipment expense	$0	8,420
Additional noninterest expense	$6,767,000	473
Pre-tax net operating income	$385,589,000	27
Securities gains (losses)	$0	3,233
Applicable income taxes	$138,090,000	27
Income before extraordinary items	$247,499,000	29
Extraordinary gains, net	$0	21
Net income	$247,499,000	28
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$128,000	2,725
Cash dividends	$0	4,733
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$247,499,000	28
2008-03-31 (YTD Data)		Rank
Total interest income	$476,166,000	50
Total interest expense	$324,838,000	39
Net interest income	$151,328,000	68
Provision for loan and lease losses	$17,943,000	117
Total noninterest income	$3,000	8,242
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$0	7,431
Trading account gains and fees	$0	158
Additional Noninterest Income	$3,000	7,909
Total noninterest expense	$4,270,000	1,136
Salaries and employee benefits	$0	8,470
Premises and equipment expense	$0	8,457
Additional noninterest expense	$4,270,000	385
Pre-tax net operating income	$129,118,000	36
Securities gains (losses)	$0	2,688
Applicable income taxes	$45,191,000	34
Income before extraordinary items	$83,927,000	38
Extraordinary gains, net	$0	15
Net income	$83,927,000	38
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,000	4,162
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$83,927,000	38
2007-12-31 (YTD Data)		Rank
Total interest income	$1,100,781,000	70
Total interest expense	$986,664,000	48
Net interest income	$114,117,000	225
Provision for loan and lease losses	$10,185,000	249
Total noninterest income	$118,000	7,403
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$0	7,508
Trading account gains and fees	$0	178
Additional Noninterest Income	$118,000	5,971
Total noninterest expense	$6,919,000	2,623
Salaries and employee benefits	$0	8,511
Premises and equipment expense	$0	8,507
Additional noninterest expense	$6,919,000	823
Pre-tax net operating income	$97,131,000	137
Securities gains (losses)	$0	2,146
Applicable income taxes	$33,996,000	133
Income before extraordinary items	$63,135,000	147
Extraordinary gains, net	$0	39
Net income	$63,135,000	145
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$62,000	4,378
Cash dividends	$0	5,817
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$63,135,000	146
2007-09-30 (YTD Data)		Rank
Total interest income	$632,603,000	88
Total interest expense	$582,243,000	60
Net interest income	$50,360,000	367
Provision for loan and lease losses	$5,589,000	236
Total noninterest income	$45,000	7,993
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$0	7,525
Trading account gains and fees	$0	184
Additional Noninterest Income	$45,000	6,932
Total noninterest expense	$4,545,000	2,926
Salaries and employee benefits	$0	8,536
Premises and equipment expense	$0	8,525
Additional noninterest expense	$4,545,000	895
Pre-tax net operating income	$40,271,000	234
Securities gains (losses)	$0	1,655
Applicable income taxes	$14,095,000	225
Income before extraordinary items	$26,176,000	246
Extraordinary gains, net	$0	33
Net income	$26,176,000	244
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,076
Cash dividends	$0	5,179
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$26,176,000	244
2007-06-30 (YTD Data)		Rank
Total interest income	$368,081,000	104
Total interest expense	$340,997,000	71
Net interest income	$27,084,000	443
Provision for loan and lease losses	$2,721,000	256
Total noninterest income	$2,000	8,471
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$0	7,560
Trading account gains and fees	$0	168
Additional Noninterest Income	$2,000	8,320
Total noninterest expense	$1,858,000	4,348
Salaries and employee benefits	$0	8,588
Premises and equipment expense	$0	8,576
Additional noninterest expense	$1,858,000	1,473
Pre-tax net operating income	$22,507,000	288
Securities gains (losses)	$0	1,444
Applicable income taxes	$7,877,000	279
Income before extraordinary items	$14,630,000	306
Extraordinary gains, net	$0	29
Net income	$14,630,000	305
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,517
Cash dividends	$0	4,977
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$14,630,000	304
2007-03-31 (YTD Data)		Rank
Total interest income	$168,094,000	109
Total interest expense	$154,188,000	74
Net interest income	$13,906,000	431
Provision for loan and lease losses	$1,173,000	266
Total noninterest income	$0	8,538
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$0	7,573
Trading account gains and fees	$0	195
Additional Noninterest Income	$0	8,433
Total noninterest expense	$1,193,000	3,588
Salaries and employee benefits	$0	8,625
Premises and equipment expense	$0	8,607
Additional noninterest expense	$1,193,000	1,141
Pre-tax net operating income	$11,540,000	291
Securities gains (losses)	$0	1,187
Applicable income taxes	$4,039,000	277
Income before extraordinary items	$7,501,000	313
Extraordinary gains, net	$0	22
Net income	$7,501,000	312
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,509
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$7,501,000	309
2006-12-31 (YTD Data)		Rank
Total interest income	$553,016,000	116
Total interest expense	$504,773,000	73
Net interest income	$48,243,000	478
Provision for loan and lease losses	$-23,000	8,342
Total noninterest income	$0	8,609
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$0	7,634
Trading account gains and fees	$0	130
Additional Noninterest Income	$0	8,532
Total noninterest expense	$4,012,000	3,991
Salaries and employee benefits	$0	8,655
Premises and equipment expense	$0	8,648
Additional noninterest expense	$4,012,000	1,327
Pre-tax net operating income	$44,254,000	304
Securities gains (losses)	$0	1,687
Applicable income taxes	$15,489,000	290
Income before extraordinary items	$28,765,000	321
Extraordinary gains, net	$0	51
Net income	$28,765,000	319
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$86,000	3,344
Cash dividends	$0	5,941
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$28,765,000	317
2006-09-30 (YTD Data)		Rank
Total interest income	$430,205,000	120
Total interest expense	$397,521,000	78
Net interest income	$32,684,000	537
Provision for loan and lease losses	$234,000	2,549
Total noninterest income	$0	8,684
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$0	7,682
Trading account gains and fees	$0	126
Additional Noninterest Income	$0	8,609
Total noninterest expense	$3,353,000	3,651
Salaries and employee benefits	$0	8,718
Premises and equipment expense	$0	8,712
Additional noninterest expense	$3,353,000	1,204
Pre-tax net operating income	$29,097,000	345
Securities gains (losses)	$0	1,388
Applicable income taxes	$10,184,000	333
Income before extraordinary items	$18,913,000	374
Extraordinary gains, net	$0	45
Net income	$18,913,000	373
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$359,000	1,020
Cash dividends	$0	5,292
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$18,913,000	366
2006-06-30 (YTD Data)		Rank
Total interest income	$280,992,000	119
Total interest expense	$259,294,000	79
Net interest income	$21,698,000	543
Provision for loan and lease losses	$-66,000	8,604
Total noninterest income	$0	8,702
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$0	7,707
Trading account gains and fees	$0	126
Additional Noninterest Income	$0	8,630
Total noninterest expense	$1,969,000	4,044
Salaries and employee benefits	$0	8,754
Premises and equipment expense	$0	8,741
Additional noninterest expense	$1,969,000	1,360
Pre-tax net operating income	$19,795,000	341
Securities gains (losses)	$0	1,185
Applicable income taxes	$6,928,000	334
Income before extraordinary items	$12,867,000	360
Extraordinary gains, net	$0	39
Net income	$12,867,000	359
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$73,000	2,074
Cash dividends	$0	5,069
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$12,867,000	355
2006-03-31 (YTD Data)		Rank
Total interest income	$130,210,000	127
Total interest expense	$119,311,000	79
Net interest income	$10,899,000	533
Provision for loan and lease losses	$1,000	5,956
Total noninterest income	$0	8,704
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$0	7,698
Trading account gains and fees	$0	115
Additional Noninterest Income	$0	8,611
Total noninterest expense	$729,000	4,995
Salaries and employee benefits	$0	8,764
Premises and equipment expense	$0	8,748
Additional noninterest expense	$729,000	1,791
Pre-tax net operating income	$10,169,000	332
Securities gains (losses)	$0	955
Applicable income taxes	$3,559,000	322
Income before extraordinary items	$6,610,000	352
Extraordinary gains, net	$0	21
Net income	$6,610,000	350
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	4,110
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$6,610,000	346
2005-12-31 (YTD Data)		Rank
Total interest income	$155,427,000	264
Total interest expense	$139,126,000	138
Net interest income	$16,301,000	1,349
Provision for loan and lease losses	$213,000	3,490
Total noninterest income	$0	8,769
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$0	7,759
Trading account gains and fees	$0	138
Additional Noninterest Income	$0	8,688
Total noninterest expense	$1,731,000	6,513
Salaries and employee benefits	$0	8,809
Premises and equipment expense	$0	8,806
Additional noninterest expense	$1,731,000	2,862
Pre-tax net operating income	$14,357,000	692
Securities gains (losses)	$0	2,296
Applicable income taxes	$5,025,000	639
Income before extraordinary items	$9,332,000	777
Extraordinary gains, net	$0	46
Net income	$9,332,000	779
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	6,503
Cash dividends	$0	6,054
Sale, conversion, retirement of capital stock, net	$615,000,000	3
Net operating income	$9,332,000	763
2005-09-30 (YTD Data)		Rank
Total interest income	$31,630,000	735
Total interest expense	$26,148,000	345
Net interest income	$5,482,000	2,920
Provision for loan and lease losses	$228,000	2,692
Total noninterest income	$0	8,802
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$0	7,794
Trading account gains and fees	$0	126
Additional Noninterest Income	$0	8,723
Total noninterest expense	$1,062,000	7,030
Salaries and employee benefits	$0	8,836
Premises and equipment expense	$0	8,827
Additional noninterest expense	$1,062,000	3,348
Pre-tax net operating income	$4,192,000	1,689
Securities gains (losses)	$0	2,317
Applicable income taxes	$1,467,000	1,408
Income before extraordinary items	$2,725,000	1,922
Extraordinary gains, net	$0	35
Net income	$2,725,000	1,921
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,144
Cash dividends	$0	5,317
Sale, conversion, retirement of capital stock, net	$415,000,000	3
Net operating income	$2,725,000	1,884
2005-06-30 (YTD Data)		Rank
Total interest income	$8,038,000	1,971
Total interest expense	$3,132,000	1,617
Net interest income	$4,906,000	2,209
Provision for loan and lease losses	$241,000	1,834
Total noninterest income	$0	8,806
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$0	7,790
Trading account gains and fees	$0	116
Additional Noninterest Income	$0	8,721
Total noninterest expense	$178,000	8,726
Salaries and employee benefits	$0	8,845
Premises and equipment expense	$0	8,833
Additional noninterest expense	$178,000	7,317
Pre-tax net operating income	$4,487,000	1,059
Securities gains (losses)	$0	2,146
Applicable income taxes	$1,571,000	912
Income before extraordinary items	$2,916,000	1,210
Extraordinary gains, net	$0	30
Net income	$2,916,000	1,212
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,660
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$415,000,000	3
Net operating income	$2,916,000	1,185

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.