Home > Bank of America NW > Loan Charge- Offs and Recoveries
Bank of America NW, Loan Charge- Offs and Recoveries
| 1996-12-31 (YTD Data) | Rank | |
| Total charge-offs | $80,000,000 | 62 |
| Loans secured by real estate, total | $9,000,000 | 57 |
| To non-U.S. addressees | $0 | 10 |
| Real estate loans in domestic offices | $9,000,000 | 56 |
| Construction and land development | $8,000,000 | 5 |
| Secured by farmland | $0 | 391 |
| Total charge-offs secured by 1-4 family residential properties | $1,000,000 | 189 |
| Secured by multifamily residential properties | $0 | 460 |
| Secured by nonfarm nonresidential properties | $0 | 1,929 |
| Real estate loans in foreign offices | $0 | 8 |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 12 |
| Loans to finance agricultural production and other loans to farmers | $2,000,000 | 6 |
| Commercial and industrial loans | $9,000,000 | 61 |
| Loans to individuals | $60,000,000 | 53 |
| Credit card loan charge offs | $45,000,000 | 53 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $15,000,000 | 54 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $0 | 308 |
| Lease financing receivables | $0 | 355 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $28,000,000 | 43 |
| Loans secured by real estate, total | $5,000,000 | 41 |
| To non-U.S. addressees | $0 | 8 |
| Real estate loans in domestic offices | $5,000,000 | 41 |
| Construction and land development | $1,000,000 | 27 |
| Secured by farmland | $0 | 587 |
| Secured by 1-4 family residential properties - total recoveries | $0 | 3,594 |
| Secured by multifamily residential properties | $0 | 399 |
| Secured by nonfarm nonresidential properties | $4,000,000 | 24 |
| Real estate loans in foreign offices | $0 | 7 |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $2,000,000 | 2 |
| Commercial and industrial loans | $7,000,000 | 39 |
| Loans to individuals | $12,000,000 | 51 |
| Credit card loan recoveries | $4,000,000 | 57 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $8,000,000 | 32 |
| Loans to foreign governments and official institutions | $0 | 32 |
| Other loans | $2,000,000 | 13 |
| Lease financing receivables | $0 | 294 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $52,000,000 | 70 |
| Loans secured by real estate, total | $4,000,000 | 102 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $4,000,000 | 101 |
| Construction and land development | $7,000,000 | 4 |
| Secured by farmland | $0 | 311 |
| Secured by 1-4 family residential properties- net charge-offs | $1,000,000 | 158 |
| Secured by multifamily residential properties | $0 | 413 |
| Secured by nonfarm nonresidential properties | $-4,000,000 | 11,444 |
| Real estate loans in foreign offices | $0 | 6 |
| Loans to depository institutions | $0 | 20 |
| To foreign banks | $0 | 10 |
| Loans to finance agricultural production and other loans to farmers | $0 | 178 |
| Commercial and industrial loans | $2,000,000 | 145 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $48,000,000 | 54 |
| Credit card loan net charge offs | $41,000,000 | 50 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $7,000,000 | 78 |
| Loans to foreign governments and official institutions | $0 | 5 |
| Other loans | $-2,000,000 | 1,205 |
| Lease financing receivables | $0 | 316 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1995-12-31 (YTD Data) | Rank | |
| Total charge-offs | $85,000,000 | 45 |
| Loans secured by real estate, total | $8,000,000 | 95 |
| To non-U.S. addressees | $0 | 15 |
| Real estate loans in domestic offices | $8,000,000 | 95 |
| Construction and land development | $4,000,000 | 21 |
| Secured by farmland | $0 | 381 |
| Total charge-offs secured by 1-4 family residential properties | $1,000,000 | 204 |
| Secured by multifamily residential properties | $0 | 559 |
| Secured by nonfarm nonresidential properties | $3,000,000 | 110 |
| Real estate loans in foreign offices | $0 | 12 |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $3,000,000 | 3 |
| Commercial and industrial loans | $9,000,000 | 59 |
| Loans to individuals | $60,000,000 | 37 |
| Credit card loan charge offs | $48,000,000 | 40 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $12,000,000 | 48 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $5,000,000 | 5 |
| Lease financing receivables | $0 | 341 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $26,000,000 | 40 |
| Loans secured by real estate, total | $7,000,000 | 37 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $7,000,000 | 35 |
| Construction and land development | $4,000,000 | 7 |
| Secured by farmland | $0 | 623 |
| Secured by 1-4 family residential properties - total recoveries | $0 | 3,910 |
| Secured by multifamily residential properties | $0 | 496 |
| Secured by nonfarm nonresidential properties | $3,000,000 | 49 |
| Real estate loans in foreign offices | $0 | 13 |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $2,000,000 | 5 |
| Commercial and industrial loans | $5,000,000 | 58 |
| Loans to individuals | $12,000,000 | 44 |
| Credit card loan recoveries | $6,000,000 | 42 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $6,000,000 | 38 |
| Loans to foreign governments and official institutions | $0 | 30 |
| Other loans | $0 | 383 |
| Lease financing receivables | $0 | 322 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $59,000,000 | 47 |
| Loans secured by real estate, total | $1,000,000 | 386 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $1,000,000 | 385 |
| Construction and land development | $0 | 772 |
| Secured by farmland | $0 | 306 |
| Secured by 1-4 family residential properties- net charge-offs | $1,000,000 | 175 |
| Secured by multifamily residential properties | $0 | 498 |
| Secured by nonfarm nonresidential properties | $0 | 1,798 |
| Real estate loans in foreign offices | $0 | 9 |
| Loans to depository institutions | $0 | 19 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $1,000,000 | 7 |
| Commercial and industrial loans | $4,000,000 | 76 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $48,000,000 | 37 |
| Credit card loan net charge offs | $42,000,000 | 38 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $6,000,000 | 59 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $5,000,000 | 4 |
| Lease financing receivables | $0 | 281 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1994-12-31 (YTD Data) | Rank | |
| Total charge-offs | $73,000,000 | 51 |
| Loans secured by real estate, total | $11,000,000 | 93 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $11,000,000 | 93 |
| Construction and land development | $7,000,000 | 23 |
| Secured by farmland | $1,000,000 | 6 |
| Total charge-offs secured by 1-4 family residential properties | $1,000,000 | 219 |
| Secured by multifamily residential properties | $0 | 659 |
| Secured by nonfarm nonresidential properties | $2,000,000 | 179 |
| Real estate loans in foreign offices | $0 | 15 |
| Loans to depository institutions | $0 | 18 |
| To foreign banks | $0 | 13 |
| Loans to finance agricultural production and other loans to farmers | $4,000,000 | 3 |
| Commercial and industrial loans | $4,000,000 | 140 |
| Loans to individuals | $54,000,000 | 31 |
| Credit card loan charge offs | $44,000,000 | 34 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $10,000,000 | 42 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $0 | 345 |
| Lease financing receivables | $0 | 332 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $38,000,000 | 26 |
| Loans secured by real estate, total | $13,000,000 | 15 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $13,000,000 | 15 |
| Construction and land development | $8,000,000 | 8 |
| Secured by farmland | $0 | 744 |
| Secured by 1-4 family residential properties - total recoveries | $0 | 4,282 |
| Secured by multifamily residential properties | $0 | 504 |
| Secured by nonfarm nonresidential properties | $5,000,000 | 27 |
| Real estate loans in foreign offices | $0 | 13 |
| Loans to depository institutions | $0 | 33 |
| To foreign banks | $0 | 21 |
| Loans to finance agricultural production and other loans to farmers | $2,000,000 | 4 |
| Commercial and industrial loans | $8,000,000 | 40 |
| Loans to individuals | $12,000,000 | 37 |
| Credit card loan recoveries | $6,000,000 | 40 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $6,000,000 | 35 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $3,000,000 | 11 |
| Lease financing receivables | $0 | 351 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $35,000,000 | 72 |
| Loans secured by real estate, total | $-2,000,000 | 12,590 |
| To non-U.S. addressees | $0 | 9 |
| Real estate loans in domestic offices | $-2,000,000 | 12,628 |
| Construction and land development | $-1,000,000 | 12,592 |
| Secured by farmland | $1,000,000 | 5 |
| Secured by 1-4 family residential properties- net charge-offs | $1,000,000 | 182 |
| Secured by multifamily residential properties | $0 | 608 |
| Secured by nonfarm nonresidential properties | $-3,000,000 | 12,601 |
| Real estate loans in foreign offices | $0 | 11 |
| Loans to depository institutions | $0 | 14 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $2,000,000 | 8 |
| Commercial and industrial loans | $-4,000,000 | 12,594 |
| To non-U.S. addressees | $0 | 26 |
| Loans to individuals | $42,000,000 | 32 |
| Credit card loan net charge offs | $38,000,000 | 32 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $4,000,000 | 55 |
| Loans to foreign governments and official institutions | $0 | 9 |
| Other loans | $-3,000,000 | 1,183 |
| Lease financing receivables | $0 | 251 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $82,892,000 | 64 |
| Loans secured by real estate, total | $11,106,000 | 145 |
| To non-U.S. addressees | $0 | 19 |
| Real estate loans in domestic offices | $11,106,000 | 145 |
| Construction and land development | $3,223,000 | 96 |
| Secured by farmland | $61,000 | 133 |
| Total charge-offs secured by 1-4 family residential properties | $1,158,000 | 231 |
| Secured by multifamily residential properties | $137,000 | 363 |
| Secured by nonfarm nonresidential properties | $6,527,000 | 107 |
| Real estate loans in foreign offices | $0 | 17 |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 17 |
| Loans to finance agricultural production and other loans to farmers | $2,943,000 | 4 |
| Commercial and industrial loans | $9,283,000 | 106 |
| Loans to individuals | $57,193,000 | 26 |
| Credit card loan charge offs | $45,905,000 | 30 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $11,288,000 | 34 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $2,367,000 | 20 |
| Lease financing receivables | $0 | 379 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $32,569,000 | 33 |
| Loans secured by real estate, total | $4,615,000 | 56 |
| To non-U.S. addressees | $0 | 16 |
| Real estate loans in domestic offices | $4,615,000 | 55 |
| Construction and land development | $977,000 | 52 |
| Secured by farmland | $47,000 | 105 |
| Secured by 1-4 family residential properties - total recoveries | $278,000 | 175 |
| Secured by multifamily residential properties | $81,000 | 146 |
| Secured by nonfarm nonresidential properties | $3,232,000 | 30 |
| Real estate loans in foreign offices | $0 | 16 |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 26 |
| Loans to finance agricultural production and other loans to farmers | $980,000 | 5 |
| Commercial and industrial loans | $13,525,000 | 27 |
| Loans to individuals | $12,522,000 | 28 |
| Credit card loan recoveries | $5,083,000 | 39 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $7,439,000 | 22 |
| Loans to foreign governments and official institutions | $0 | 38 |
| Other loans | $925,000 | 20 |
| Lease financing receivables | $2,000 | 309 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $50,323,000 | 77 |
| Loans secured by real estate, total | $6,491,000 | 183 |
| To non-U.S. addressees | $0 | 18 |
| Real estate loans in domestic offices | $6,491,000 | 183 |
| Construction and land development | $2,246,000 | 108 |
| Secured by farmland | $14,000 | 310 |
| Secured by 1-4 family residential properties- net charge-offs | $880,000 | 271 |
| Secured by multifamily residential properties | $56,000 | 466 |
| Secured by nonfarm nonresidential properties | $3,295,000 | 162 |
| Real estate loans in foreign offices | $0 | 16 |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $1,963,000 | 6 |
| Commercial and industrial loans | $-4,242,000 | 13,277 |
| To non-U.S. addressees | $-303,000 | 1,166 |
| Loans to individuals | $44,671,000 | 27 |
| Credit card loan net charge offs | $40,822,000 | 27 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $3,849,000 | 80 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Other loans | $1,442,000 | 26 |
| Lease financing receivables | $-2,000 | 11,431 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $102,340,000 | 69 |
| Loans secured by real estate, total | $12,436,000 | 147 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $12,436,000 | 146 |
| Construction and land development | $7,884,000 | 58 |
| Secured by farmland | $0 | 904 |
| Total charge-offs secured by 1-4 family residential properties | $1,236,000 | 230 |
| Secured by multifamily residential properties | $0 | 893 |
| Secured by nonfarm nonresidential properties | $3,316,000 | 211 |
| Real estate loans in foreign offices | $0 | 17 |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $1,521,000 | 9 |
| Commercial and industrial loans | $17,115,000 | 89 |
| Loans to individuals | $60,338,000 | 27 |
| Credit card loan charge offs | $44,782,000 | 32 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $15,556,000 | 31 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | $10,879,000 | 11 |
| Lease financing receivables | $51,000 | 251 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $31,686,000 | 26 |
| Loans secured by real estate, total | $6,527,000 | 19 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $6,527,000 | 18 |
| Construction and land development | $3,023,000 | 8 |
| Secured by farmland | $41,000 | 132 |
| Secured by 1-4 family residential properties - total recoveries | $259,000 | 176 |
| Secured by multifamily residential properties | $1,381,000 | 10 |
| Secured by nonfarm nonresidential properties | $1,823,000 | 38 |
| Real estate loans in foreign offices | $0 | 9 |
| Loans to depository institutions | $0 | 52 |
| To foreign banks | $0 | 28 |
| Loans to finance agricultural production and other loans to farmers | $516,000 | 14 |
| Commercial and industrial loans | $10,981,000 | 29 |
| Loans to individuals | $13,036,000 | 25 |
| Credit card loan recoveries | $4,493,000 | 38 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $8,543,000 | 17 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | $582,000 | 40 |
| Lease financing receivables | $44,000 | 150 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $70,654,000 | 81 |
| Loans secured by real estate, total | $5,909,000 | 237 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $5,909,000 | 236 |
| Construction and land development | $4,861,000 | 88 |
| Secured by farmland | $-41,000 | 11,899 |
| Secured by 1-4 family residential properties- net charge-offs | $977,000 | 254 |
| Secured by multifamily residential properties | $-1,381,000 | 13,935 |
| Secured by nonfarm nonresidential properties | $1,493,000 | 335 |
| Real estate loans in foreign offices | $0 | 17 |
| Loans to depository institutions | $0 | 36 |
| To foreign banks | $0 | 15 |
| Loans to finance agricultural production and other loans to farmers | $1,005,000 | 8 |
| Commercial and industrial loans | $6,134,000 | 157 |
| To non-U.S. addressees | $-135,000 | 1,179 |
| Loans to individuals | $47,302,000 | 29 |
| Credit card loan net charge offs | $40,289,000 | 28 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $7,013,000 | 57 |
| Loans to foreign governments and official institutions | $0 | 37 |
| Other loans | $10,297,000 | 11 |
| Lease financing receivables | $7,000 | 334 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.