Home > Bank of America NW > Net charge- offs to loans
Bank of America NW, Net charge- offs to loans
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3652% | 2,455 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0673% | 532 |
| Percentage Net Loans Charged-off:Construction & development | 1.2023% | 69 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1874% | 1,402 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0365% | 615 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0438% | 543 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0578% | 771 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2706% | 406 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4827% | 527 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1901% | 1,291 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4419% | 1,945 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0179% | 854 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 615 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0397% | 599 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0474% | 533 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1263% | 605 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3240% | 265 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2414% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6272% | 115 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2856% | 3,109 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0379% | 1,343 |
| Percentage Net Loans Charged-off:Construction & development | -0.1322% | 1,299 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1590% | 1,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0441% | 603 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0537% | 536 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1366% | 1,148 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2983% | 213 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1863% | 368 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1227% | 1,186 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 53 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4164% | 3,229 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1210% | 701 |
| Percentage Net Loans Charged-off:Construction & development | 0.2305% | 382 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1778% | 611 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0218% | 355 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0398% | 750 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0173% | 424 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0461% | 681 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1497% | 1,261 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4761% | 267 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4471% | 387 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3950% | 188 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.2528% | 68 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5008% | 4,244 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0917% | 961 |
| Percentage Net Loans Charged-off:Construction & development | 0.3436% | 500 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0680% | 864 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.7838% | 1,469 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0380% | 853 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0223% | 451 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0435% | 779 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1877% | 979 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5557% | 360 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5185% | 519 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8321% | 139 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 144 |