Home > Bank of America Illinois > Income and Expense

Bank of America Illinois, Income and Expense

1996-12-31 (YTD Data)Rank
Total interest income$947,000,00070
Total interest expense$546,000,00049
Net interest income$401,000,00080
Provision for loan and lease losses$20,000,000135
Total noninterest income$268,000,00065
Gross Fiduciary activities income$62,000,00041
Service charges on deposit accounts$68,000,00047
Trading account gains and fees$13,000,00031
Additional Noninterest Income$125,000,00094
Total noninterest expense$438,000,00066
Salaries and employee benefits$176,000,00058
Premises and equipment expense$49,000,00073
Additional noninterest expense$213,000,00065
Pre-tax net operating income$211,000,00077
Securities gains (losses)$63,000,0006
Applicable income taxes$117,000,00042
Income before extraordinary items$157,000,00063
Extraordinary gains, net$053
Net income$157,000,00063
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$18,000,000139
Cash dividends$115,000,00077
Sale, conversion, retirement of capital stock, net$0953
Net operating income$116,680,00089
1995-12-31 (YTD Data)Rank
Total interest income$1,018,000,00061
Total interest expense$604,000,00039
Net interest income$414,000,00068
Provision for loan and lease losses$44,000,00063
Total noninterest income$384,000,00042
Gross Fiduciary activities income$84,000,00031
Service charges on deposit accounts$68,000,00043
Trading account gains and fees$12,000,00041
Additional Noninterest Income$220,000,00046
Total noninterest expense$489,000,00055
Salaries and employee benefits$200,000,00050
Premises and equipment expense$43,000,00081
Additional noninterest expense$246,000,00056
Pre-tax net operating income$265,000,00048
Securities gains (losses)$72,000,0005
Applicable income taxes$145,000,00029
Income before extraordinary items$192,000,00047
Extraordinary gains, net$065
Net income$192,000,00048
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$20,000,000118
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$145,920,00061
1994-12-31 (YTD Data)Rank
Total interest income$339,000,000161
Total interest expense$187,000,000121
Net interest income$152,000,000197
Provision for loan and lease losses$46,000,00052
Total noninterest income$101,000,000140
Gross Fiduciary activities income$30,000,00073
Service charges on deposit accounts$20,000,000130
Trading account gains and fees$5,000,00050
Additional Noninterest Income$46,000,000154
Total noninterest expense$242,000,000115
Salaries and employee benefits$94,000,000115
Premises and equipment expense$22,000,000155
Additional noninterest expense$126,000,000107
Pre-tax net operating income$-35,000,00012,635
Securities gains (losses)$8,000,00024
Applicable income taxes$-7,000,00012,591
Income before extraordinary items$-20,000,00012,583
Extraordinary gains, net$0249
Net income$-20,000,00012,582
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,000,000863
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$-25,920,00012,591
1993-12-31 (YTD Data)Rank
Total interest income$1,111,000,00028
Total interest expense$669,000,00019
Net interest income$442,000,00058
Provision for loan and lease losses$181,000,00014
Total noninterest income$524,000,00019
Gross Fiduciary activities income$96,000,00021
Service charges on deposit accounts$70,000,00035
Trading account gains and fees$84,000,00011
Additional Noninterest Income$274,000,00025
Total noninterest expense$690,000,00031
Salaries and employee benefits$317,000,00024
Premises and equipment expense$70,000,00041
Additional noninterest expense$303,000,00040
Pre-tax net operating income$95,000,000129
Securities gains (losses)$135,000,0003
Applicable income taxes$-56,000,00013,283
Income before extraordinary items$286,000,00023
Extraordinary gains, net$80,000,0005
Net income$366,000,00015
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$203,000,00019
Cash dividends$85,000,00056
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$151,000,00047
1992-12-31 (YTD Data)Rank
Total interest income$1,295,000,00027
Total interest expense$835,000,00018
Net interest income$460,000,00046
Provision for loan and lease losses$125,000,00035
Total noninterest income$416,000,00021
Gross Fiduciary activities income$92,000,00020
Service charges on deposit accounts$59,000,00042
Trading account gains and fees$37,000,00015
Additional Noninterest Income$228,000,00027
Total noninterest expense$608,000,00032
Salaries and employee benefits$305,000,00022
Premises and equipment expense$66,000,00043
Additional noninterest expense$237,000,00047
Pre-tax net operating income$143,000,00056
Securities gains (losses)$58,000,00018
Applicable income taxes$2,000,0001,120
Income before extraordinary items$199,000,00022
Extraordinary gains, net$01,422
Net income$199,000,00026
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$153,000,00028
Cash dividends$75,000,00041
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$141,580,00036

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.